Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear Sir,
For the kind u r information i has been applied a loan as on[protected] against policy this policy.
[protected],[protected]
But u have do not give me any information against my loan.
please i requested to u . Inform my Loan process . (Urgent.)

Best Regard.
Dharmendra SIngh Rajora.
Mobile : [protected].

I would like to understand that LIC's Long term benift products like Jeewan anand, pension plan are how many years ago have introduced..? is there any long term proven record available so as to refer.

Like everyone believe, me too having some good impression and confidence on LIC and thier endowment policies that they have service to public.

but my questions is how far confidence that we shall have like "Long term policy can give so much of benefit on return like 68lac while we pay 11lac (i.e.40k/year x 27years under pension plan) & 35lac while we pay 10lac (i.e.33k x 30yr under Jeewan anand)".

i means can we have any prooven record that show as evidence so that we can be invest on LIC with full confidence...?

for the short term investment like Gold we know the Appreciation in market. i can see the record of last 20 to 30years. but Long term policy like LIC's products, i dont have a strong confidence for me to invest.
at the same time i and everyone individual like me must need this kind of long term benifit policy to secure our life.
Pls guid me...thanks.

Rajkumar

DEAR SIR,
I have worked in TATA CERAMICS LTD which has superannuation scheme in LIC for its employees Now I have resigned on 29/2/2012 and immediately filled the form for nomination and sent to LIC. .
After that I received a letter from LIC dated 26/7/2012 stating that they have send a cheque in favour of me
to TATA CERAMICS for the amount of rupees 69711/- the annuity no is [protected] when I asked about the cheque in TATA CERAMICS they say they have received nothing so far from LIC The letter which LIC has send do have cheque no and date.
MASTER POLICY NO ;GSCA / 72623

Regards
k sivanand

Dear sir,

I Nageshwar Yadav working in CRPF and presently posted in Chhattisgarh. My EMI statement receipt not sent in my mail id .my wife is also working women, so it is not possible to close watch in EMI statement every month. i kindly reqst to you send all pertaining information of my loan and monthly EMI statement in my mail-id- [protected]@yahoo.in.



Regards

Nagesh

My agent deposited the premium amount for november 2011 from satellite branch varanasi.I have the deposit receipt also with due date feb 2012.When I deposited the the premium for feb month the same due date appears on bill receipt.I contacted to my agent who said that it might happens that the deposit of satellite branch was not completed.I was very angry that from that month my premium is not going on properly.My agent always says that it will be settled down. He talk to his D.O, BM and cashier also but no result comes till now.Even my money is not going in market.So tell me when it will be settled?

policy no.[protected]
Name-Shraddha Jaiswal

I am shyam waikar LIC agent code no - 0017597D,please give me my new agency portal password because old password was locked. Thank you.

Dear Sir,

There is one froud loan taken by Mr. Mubarak Rahim Shaikh, on 22/05/2001 of Rs. 3,00,000/- ( Three Lacs Only ). He has paid the EMI upto the April, 2003. Alraedy this loan is fake loan. The property on which this loan was taken is fake property.

Now this person is also doing the cheating business with lots of illitrate peapole. He open his office at Mira Road & Dadar & dealing in land selling around the mumbai. For this he is also making the dummy 7/12 & selling the property to illitrate persons.

Since 2003 his loan was NPA there is nothing any followup for his recovery & nothing any police complaint against him. So why this is not done till today? Who will take action against him?

Following is his details:-

Fake Property Address : Flat No. 003, Golden Park, Mira Road - ( East ), Dist. :- Thane.

Resi. Address :- E - 104, Grishma Enclave E & F Wing CHS Ltd., Ravi Group Phase - IV, Mira Road - ( East ), Dist,:- Thane

Business Name : Sai Bhumi Land Infrastructral Pvt. Ltd.

Mira Road Off:- Flat No. 103, Jaideep Shantinagar CHS Ltd., Opp. TMT Bus Stop, Sector No. 1, Near Station, Mira Road - ( East ), Dist.:- Thane. Tel. :[protected]

Dadar Off.:- Room No. 1, 1st Floor, Ahmed Umer Chawl, Above Darbar Hotel, Opp. Dadar Station, Dadar - ( West), Mumbai - 400 028. Tel. :[protected] / 65203999

Name : Mubarak Rahim Shaikh

PAN :- AMVPS0096F

Previous Address :- Kushal Nagar, BPT Colony, Bldg. No. 6A/4, Hey Bunder Road, Sewree - ( East ), Mumbai - 400 033.

Birth Date : 09/08/1972.

LIC Loan A/c. No. [protected].

Loan Amount Rs. 3,00,000/- ( Rs. Three Lacs Only ).

Sir, the information provided by me please keep in confidential. I am expecting your kind dession on this matter.

Thaning you.

Yours Trully,
Mr. Vijay Chopdar
[protected]

LIC HFL home loan with file no. [protected] under the names of Anand Kumar and Minakshi Kumari for Rs.33 Lacs was sanctioned by branch Asaf Ali Road vide sanction letter dated 31/05/2012 for purchase of flat "Amrapali Zodiac" from Amrapali Developers which is a FDI funded project from J P Morgan. However, the loan has not been disbursed as yet citing reason of revalidation of project .

In the above connection i would like the authorities to look into the following:

Firstly, If the project was to be revalidated and not approved on the list of LICHFL then the branch should not have accepted my loan application for earning processing fee of Rs.5618/- which is not refundable.

Secondly, the branch should not have asked me to submit the relevant papers for disbursement of the loan which was submitted to them through Mr. Sunil Sharma (DSA) on 12the June 2012.

Lastly, the cheque for upfront fees amounting to Rs.12926/- was also encashed by LICHFL on 23rd June 2012 without disbursement of the loan and is not at par with the of LICHFL Policy.

LICHFL has been disbursing the loans on the aforesaid project till recently. They may be asked to intimate the last date of deadline set by LICHFL for disbursement of loan to Amrapali Zodiac Project. I had already paid an amount of Rs.12 lacs approx to the builder from my own resources after which the loan amount of Rs. 33 lacs is due to builder. The sanctioned letter gets cancelled after 3 months automatically after which i have to apply afresh with the processing charges.

As such it is requested to take due notice of my complaint and suggest action plan.


Thank you,
Anand Kumar
[protected]/[protected]

From: Purnendu Ghosh [mailto:purnendu.[protected]@3i-infotechconsultancy.com]
Sent: 22 August, 2012 5:50 PM
To: 'query.[protected]@corpbank.co.in'; '[protected]@axisbank.com'
Cc: 'ninad.[protected]@lifeinscouncil.org'; '[protected]@akosha.com'; '[protected]@gmail.com'
Subject: LIC cards - Worst Experience

Hi Team,

It’s a worst experience to share with all of you. I planned for apply a GOLD card which meeting eligibility criteria as required by company in brochure but I shocked while visiting office physically at 6th Floor, Jeevan Prakash Building, K.G.Marg, New Delhi. Good to say that I have not wasted more than 15 minutes with the LIC card officials. They simply told being a IT professional we can not provide card in this eligibility criteria, means require much more income slab. It’s also to be mentioned that I visited LIC office after taking each & every updates from customer care taking care of my valued time. My grievance is not that they told me I am not eligible rather why customer care not updated me and why it’s not updated in web.
Anyways I am posting this to all consumer websites that they can be aware of it.





With thanks & regards,
Purnendu Ghosh
IIFL-IBM Project North,
M: +91-[protected]

my account no is[protected] and i want to know the current states of account value

I have invested all my hard earned money of Rs.3.5 lacs in the month of April' 2011 through

two LIC agents

(1) mr. M. Rahimsab
LIC agent (agent code no. 0135565c)
s/O mahaboobsab
rtd. Postman
h.No. 18/820-j2, tilak nagar
guntakal - 515801
mobile nos. [protected], [protected].

(2) mr. D.S. Hari krishna,
LIC agent
s/O satyanarayana
(laadu bandi)
h.No. 5/82, jonnagiri (post)
tuggali (mandal)
kurnool (dist.)
Mobile nos. [protected], [protected], [protected]
landline no.[protected]

in preference shares of Trillions India Distributors Ltd. Ernakulam, KERALA with monthly returns,

believing the words and commitment of these LIC agents and expecting that it will help for my children career.

The above LIC agents have send the amount through rtgs (sbinh [protected]) from state bank of india to trillions india distributors ltd a/C no.[protected], ing vysa bank, ernakulam.

After a month I could not get any returns nor the preference share certificates, when I enquired, the LIC agents has given me a partial preference share certificates and when I asked for the rest of the certificates and monthly returns. They said that you will get in few days and has dragged the issue till date.

Till date I have not recieved any amount nor the preference share certificates and now I understand the I was cheated and these agents are working as brokers for many money circulation comapnies for their benefits and getting high commissions and cheating the innocent public.

Hence I request the authorities to advise and help me to get back my hard earned money.

And also request the authorities to save the innocent public from the cheating agents.

I have Submitted all my housing loan Document through D.S Estate Agent through Vinay [protected] located at Seven Square Academy Building Ramdev Park Mira Road which in turn has given my Loan Document to Gaurav Gandhi [protected] of Aleya Loans who got my Housing Loan approved from Jogeshwari Branch. They have not yet given my presanctioned letter and are asking for 1 Percent commision. We didn't had any such deal before.


I am working with Zee Learn Ltd and I want you to find a way out.My name is PremPrakash Shukla [protected]

TO

LIC OF INDIA
972 BRANCH
NAGPUR

I undersign Mr. Arun Kisandas Bagde policy holder of LIC of india, Nagpur vide policy no. is[protected]. My last ECS done on 16.4.2012 Rs. 2042 & Rest month not done ECS till date that is May,june,july,Agugust, my icici bank civil line branch nagpur, sufficient ballance for this

now LIC want extra cd charges charges for 4 month, i dont know what is happening , please way-off my extra charges & smoothly continew my policy

Thnx
Arun kisandas Bagde
(m) +91-[protected]

pls mail - [protected]@ketan.jaika.com / [protected]@rediffmail.com

Hi Sir/Madam

I hold LIC Jeevan Dhara policy (Policy No.[protected] .

LIC 982 branch of Aurangabad have Mortgaged Jeevan Dhara policy for Education Loan of Son.

All of a sudden LIC have stopped making payments with no intimation. When asked for an explanation they are saying that Jeevan Dhara policy cannot be mortgage and hence you need to get release the mortgaged policy from Bank and then only they will release the amount.

I have a question here if it was not allowed to mortgage the policy then how the LIC authority has sanctioned the mortgage with bank. As being a Senior Citizen we heavily depend on the pension and as they have stopped the paying amount it is creating problem for me.

Kindly look into the above problem and let me know if anything is required from my side.

You can contact me on [protected]

Thanks in Advance.

Dhananjay Bodhankar

Dear Sir,

I have a lic's future plus policy vide no.[protected] and issued from city branch no. 3 under KMDO-1 but due system breakdown I have been wandering for my redemption since from 07.05.2011.

It is also funny thing that the branch office and the divisional office several times confirm to the Zonal manager but after that the said Eastern Zonal Manager and their CRM section is yet harassing to me and unable to arrange my redemption cheque as on 07.05.2011.

Please investigate it and do the needful against such intentional harassment.

Kindly acknowledge it and arrange for my payment as on 07.05.2011.

Thanking you,
Yours faithfully,
Gobinda Dhara

Hello,

For the year 2012-13 I have not recd the yearly cheque which was due in May -12.

Annuity No is 011M[protected]

Name : Alpesh Purohit

B-28 Satyanarayan Township , Part -2

TP-13, Chhani Jakat Naka , Vadodara

Gujarat

PIN 390002

Kindly help me to get my annuity cheques on the mentioned address

Not sure if the complaint is heard on this forum, but expressing my frustration for others to be aware of. I did a big mistake in taking home loan from LIC Housing Finance. The blunt of Govt organization trials. I have had problems from the beginning. There was a mistake in the sanction letter, to get that corrected, I had sent about 50 mails from branch office to the head office, couriered hard copy, called them several times, after several times of walking into the office, I finally got the Sanction letter corrected. If these were not enough, there was undue delay in disbursing loan amount; since I was constructing my house the loan amount was released in installments as the construction progressed, I had a tough time everytime I had to get the money from them, it was literally begging these scoundrels as if they were doing me a favour. If all these were not enough, the last check had my initial changed and the cheque did not pass. To get a replacement of the cheque was another night mare. The journey hasn't even passed 10%, I have the problem with these guys calculating EMI incorrectly and charging some "Addl charges" every month. I dont know what that is for? Just to get the EMI calculation clarified, I had sent about 25 mails, called them few times, sent mail to the Regional Head Office Chief. Actually I should not blame any of the low level staffs because the top managing the Regional Head Office at Bangalore is itself is a useless and unprofessional. There hasnt been a single response from him itself, how will his staffs work.
I dont know who to approach, is there a Ombudsman forum for LIC HFL or should I approach consumer court or an RTI.

lic/ jeevan Annand
Location: Barheta, Jehanabad, Bihar, India

Sunil Bhim Sharma on Dec 14, 2011

death claim release immediately
Respected Sir,

I am Bhim Sharma(nominee) my Bife name- Late Smt. Chinta Devi (policy holder). My Bife has expired on 24/11/2010. He had the Policy no.[protected] Branch - 517. policy amt. 100000.
mein bahut bar lic office me chakkar laga lagakar preshan ho gaya hun. but koi response nahi mil raha hai. death ka 1 years ho gaya hai. mein sabhi documents agent ko diya tha but woh mujhe gumrah kar raha hai. and preshan kiya ja raha hai. Hamare father bhi Exp. ho gaye hai .
please take hard action in this matter. policy agent and lic office ke staff kafi preshan kiya hai iske against hard action liya jay. policy agent no.[protected] agent Name :- Manorama Devi Pandey



I will be very much greatfull to you if you release the amount immediately

POLICY NUMBER[protected]
POLICY HOLDER NAME- LATE SMT. CHINTA DEVI
HUSBEND NAME – SHREE BHIM SHARMA-NONINEE
.ADDRESS- VILLAGE+ POST.- BARHETA, DIST. JEHANABAD, BIHAR
MOBILE NUMBER - [protected] (BHIM SHARMA) [protected] SUNIL SHARMA

Thanking You
Yours Faithfully

BHIM SHARMA -NONINEE
AJAY SHARMA & SUNIL SHARMA

death claim release immediately

DEAR SIR,
I am having very bitter experience with LIC money back policy No.[protected].The money back payment should be received before 20.2.2011 but as usual it wasnt.When i enquired repeatedly the answer was no and arrogancy and insulting treatment of branch officers.Finaly i registered case CC/11/340 in May 2011 with Hon consumer court kolhapur.The proceedings were conducted and finally LIC is ordered by Court Order dated 09.05.2012to pay Rs 4000/- to customer for gross negliences in duties.I hope that this step will improve the repayment services of LIC and the will turned towards online money transfer like NEFT/RTGS/ECS as per latest resolution of RBI in Sept 2012.Also i request to suffering customers to file cases wherever it is necessary against neglient behaviour and non professional/unfare trade practices/arrogancy of staff of LIC.

R/Sir,

My LIC Policies No.[protected],[protected],[protected],[protected],[protected],[protected],[prot...⇄
[protected],[protected],[protected],[protected] are inforce at LIC, Hadapsar Branch No. 95M. I have given application for change in address for two times in the concerned branch. I have met Branch Manager for this purpose, but I did not got any response till today. Kindly help for the same. My e-mail id is : vijaybhise.[protected]@gmail.com

My new address is as follows:
Mr. Bhise Vijay Jaysing,
D-1, 103, Jasminium,
Magarpatta City,
Hadapsar, Pune-13.