Life Insurance Corporation of India [LIC] Complaints & Reviews

DT: 06.9.2012
TO
The Divisional Regional Manager(DRM)
LIC Housing Finance Ltd
# 305; HUDA MaitriVanam
Ameerpet
Hyderabad-38

Sub: Release & Issue the House Document against Loan A/C No.64016260 regarding.

Dear Sir

This is to bring to your notice that i have closed my home loan availed vide loan number 64016260 in sept 2009 and till date i am sorry to state LICHFL , Hyderabad is unable to return my documents. I have made several requests in person, thru written communication, both ordinary and registered post and inspite of repeated requests and reminders the same is not addressed.
It is disgraceful to state that the company so reputed has not got a system established for returning the documents even after sincerely repaying the loan well in advance. I always felt proud to state that i am an LIC customer for more than fifteen years and had availed three loans for properties at different locations with very prompt repayment but the company gives no credit for this and instead i am made to run from pillar to post for rightfully claiming my documents.
As i stay out of Andhra Pradesh i am giving this last reminder thru mail and further would approach legally if i do not hear from you in ten working days.
Thanking You,
Regards,

N. Lakshmi Prasad. Address For Communication: N.Lakshmi Prasad
H.No.B-420 H.NO. HIG-86
Pragathi Nagar Colony New ASTC,HUDCO
Opp JNTUH KPHB HOSUR- 635109
HYDERABAD. TAMILNADU
Mobile; [protected] Mail ID:[protected]@rediffmail.com
Phone:[protected]
Encl: Scan copy Of Request Letter (Regd.Post)

Dear sir,
I want to know why lic is not taking my premium of following policys. which details are as below.

my policy no[protected],[protected],[protected] with your lic.

EACH ONE ARE TRANSFERING ME TO ANOTHER TABLE. WHEN I ASKED AT BRANCH 333 PATEL CIRCULE UDAIPUR ,THERE ARE SAYING THAT POLICY IS AT AJMER , & WHEN I GO THERE ,THEY ARE SAYING THAT IT WILL DEDUCT FROM SALARY SO WE CAN`T ACCEPT, & WHEN I AM GOING TO MY SALARY DEPT. THEY ARE SAYING THAT WE HAVE CLOSED TO DEDUCT LIC PREMIUM FROM SALARY.

KNOW WHAT I HAVE TO DO ?

PLEASE HELP ME IN THIS MATTER.

Hi All,

I have booked a flat with TVH india PVT LTD during Jan 2012. I was assured by the builder side that they will give me all assistance for me to get the loan sanctioned. But they have failed to keep up the promise and threatened me that i will have to bear the interest for the delayed payments. Some how i got the loan sanctioned by LIC Housing finance in chennai. The Loan was sanctioned after lots of delays from LIC side due to the documentation procedures. They are about to disburse the initial payment only by sep 05 2012. So there has been a lot of delay from LIC Housing. I hereby seeking justice from consumer forum & consumer complaints, i have got enough proof such as documents and emails to provide as evidence.
I am not able to handle the burden anymore and i would like to file a case at consumer court regarding this.


Thanks

Shyam

An appeal was filed in State consumer Dispute Redressal Commision Lucknow by LIC against verdict of district forum Ghazipur on 19/6/2006 vide case No. A/2006/SC/1486 .Since then nothing is known about .status of the case till now as nearly 06 years passed.This is a claim of Rs. 50,000/= against LIC India . Please help me to expedite the case and advice me accordingly.


with best regards

Dinanath Singh Yadav

I Bikshapathi satla having one policy with No [protected] and I am paying the installments regularly from my salary cuttings.

I payed my instalment in 11j branch new Delhi from jan 2009 to November 2011. But the policy is not updated according to my
payments. I have sent so many mails to 11J branch new Delhi. But no response. Kindly take the action against to this.
In the month of December 2011 i got transferred to Hyderabad. My amounts are sending to mehdipatnam Hyderabad branch. But the amounts
are not reflecting in my account.

My policy is in abeyance. kindly resolve the issue please.

dear sir,

i forgot my user id and password of LIC INDIA..please reset my user id as soon as possible, and please inform me to my email id [protected]@gmail.com.

with regards
dheeraj sinha
mobile no:[protected]

From
Ramamani.S
Policy No.[protected] Profit Plus


Subject : Enquiry

Dear Sir,

Please be informed that, I want to know current status of above mentioned policy [Profit Plus]
Kindly send me full details and present status the following email address.
Read comments
[protected]@gmail.com

Dear Sir,
I Mr BALDEO DARUKA LIC Agent Your esteemed branch office Howrah
city-I My agency Code no. 11717/0334043/441 .
I forgot my password for agent portal so i unable to login, so please give me
my login id and password Agent code is 8937/D/441.
So 'I Kindly request to issue my password to this mail id:baldevdaruka @
yahoo.in as possible to give better and more service to my customer.



Thanking You
Yours faithfully,

(BALDEO DARUKA)
Agency C/No.11717/0334043
(M)[protected]

Ref LIC of India Policy No.[protected] in favour of Devender Kumar Gupta.

In reference of above My policy was due for maturity on 10/07/2012. I completed all the formalities in the month of June itself. Even I checked the status through branch office and the website of LIC both says that maturity claim paid and money transferred through RTGS. But I am sorry to submit that till date (28.08.2012) I have not recieved my money. Requested to look into the matter. Rgds Devender (Mob: [protected]) email [protected]@hotmail.com.

sir,
I have below 3 policy.
[protected] Rushiraj raval premium 6000/3month
[protected] Rushiraj raval premium 6000/3month
[protected] Rushiraj raval premium 6000/3month
I want following detail from LIC.
1. request to provide me NAV fluctuation detail.
2. As it is stock market related product request to provide where the money have invested?
3.I want to come out from this policy after 3 years i can come out request to give me date when i can stop this policy and get my money?

Please send me detail on rushiraj.[protected]@essar.com

Dear Sir,
For the kind u r information i has been applied a loan as on[protected] against policy this policy.
[protected],[protected]
But u have do not give me any information against my loan.
please i requested to u . Inform my Loan process . (Urgent.)

Best Regard.
Dharmendra SIngh Rajora.
Mobile : [protected].

I would like to understand that LIC's Long term benift products like Jeewan anand, pension plan are how many years ago have introduced..? is there any long term proven record available so as to refer.

Like everyone believe, me too having some good impression and confidence on LIC and thier endowment policies that they have service to public.

but my questions is how far confidence that we shall have like "Long term policy can give so much of benefit on return like 68lac while we pay 11lac (i.e.40k/year x 27years under pension plan) & 35lac while we pay 10lac (i.e.33k x 30yr under Jeewan anand)".

i means can we have any prooven record that show as evidence so that we can be invest on LIC with full confidence...?

for the short term investment like Gold we know the Appreciation in market. i can see the record of last 20 to 30years. but Long term policy like LIC's products, i dont have a strong confidence for me to invest.
at the same time i and everyone individual like me must need this kind of long term benifit policy to secure our life.
Pls guid me...thanks.

Rajkumar

DEAR SIR,
I have worked in TATA CERAMICS LTD which has superannuation scheme in LIC for its employees Now I have resigned on 29/2/2012 and immediately filled the form for nomination and sent to LIC. .
After that I received a letter from LIC dated 26/7/2012 stating that they have send a cheque in favour of me
to TATA CERAMICS for the amount of rupees 69711/- the annuity no is [protected] when I asked about the cheque in TATA CERAMICS they say they have received nothing so far from LIC The letter which LIC has send do have cheque no and date.
MASTER POLICY NO ;GSCA / 72623

Regards
k sivanand

Dear sir,

I Nageshwar Yadav working in CRPF and presently posted in Chhattisgarh. My EMI statement receipt not sent in my mail id .my wife is also working women, so it is not possible to close watch in EMI statement every month. i kindly reqst to you send all pertaining information of my loan and monthly EMI statement in my mail-id- [protected]@yahoo.in.



Regards

Nagesh

My agent deposited the premium amount for november 2011 from satellite branch varanasi.I have the deposit receipt also with due date feb 2012.When I deposited the the premium for feb month the same due date appears on bill receipt.I contacted to my agent who said that it might happens that the deposit of satellite branch was not completed.I was very angry that from that month my premium is not going on properly.My agent always says that it will be settled down. He talk to his D.O, BM and cashier also but no result comes till now.Even my money is not going in market.So tell me when it will be settled?

policy no.[protected]
Name-Shraddha Jaiswal

I am shyam waikar LIC agent code no - 0017597D,please give me my new agency portal password because old password was locked. Thank you.

Dear Sir,

There is one froud loan taken by Mr. Mubarak Rahim Shaikh, on 22/05/2001 of Rs. 3,00,000/- ( Three Lacs Only ). He has paid the EMI upto the April, 2003. Alraedy this loan is fake loan. The property on which this loan was taken is fake property.

Now this person is also doing the cheating business with lots of illitrate peapole. He open his office at Mira Road & Dadar & dealing in land selling around the mumbai. For this he is also making the dummy 7/12 & selling the property to illitrate persons.

Since 2003 his loan was NPA there is nothing any followup for his recovery & nothing any police complaint against him. So why this is not done till today? Who will take action against him?

Following is his details:-

Fake Property Address : Flat No. 003, Golden Park, Mira Road - ( East ), Dist. :- Thane.

Resi. Address :- E - 104, Grishma Enclave E & F Wing CHS Ltd., Ravi Group Phase - IV, Mira Road - ( East ), Dist,:- Thane

Business Name : Sai Bhumi Land Infrastructral Pvt. Ltd.

Mira Road Off:- Flat No. 103, Jaideep Shantinagar CHS Ltd., Opp. TMT Bus Stop, Sector No. 1, Near Station, Mira Road - ( East ), Dist.:- Thane. Tel. :[protected]

Dadar Off.:- Room No. 1, 1st Floor, Ahmed Umer Chawl, Above Darbar Hotel, Opp. Dadar Station, Dadar - ( West), Mumbai - 400 028. Tel. :[protected] / 65203999

Name : Mubarak Rahim Shaikh

PAN :- AMVPS0096F

Previous Address :- Kushal Nagar, BPT Colony, Bldg. No. 6A/4, Hey Bunder Road, Sewree - ( East ), Mumbai - 400 033.

Birth Date : 09/08/1972.

LIC Loan A/c. No. [protected].

Loan Amount Rs. 3,00,000/- ( Rs. Three Lacs Only ).

Sir, the information provided by me please keep in confidential. I am expecting your kind dession on this matter.

Thaning you.

Yours Trully,
Mr. Vijay Chopdar
[protected]

LIC HFL home loan with file no. [protected] under the names of Anand Kumar and Minakshi Kumari for Rs.33 Lacs was sanctioned by branch Asaf Ali Road vide sanction letter dated 31/05/2012 for purchase of flat "Amrapali Zodiac" from Amrapali Developers which is a FDI funded project from J P Morgan. However, the loan has not been disbursed as yet citing reason of revalidation of project .

In the above connection i would like the authorities to look into the following:

Firstly, If the project was to be revalidated and not approved on the list of LICHFL then the branch should not have accepted my loan application for earning processing fee of Rs.5618/- which is not refundable.

Secondly, the branch should not have asked me to submit the relevant papers for disbursement of the loan which was submitted to them through Mr. Sunil Sharma (DSA) on 12the June 2012.

Lastly, the cheque for upfront fees amounting to Rs.12926/- was also encashed by LICHFL on 23rd June 2012 without disbursement of the loan and is not at par with the of LICHFL Policy.

LICHFL has been disbursing the loans on the aforesaid project till recently. They may be asked to intimate the last date of deadline set by LICHFL for disbursement of loan to Amrapali Zodiac Project. I had already paid an amount of Rs.12 lacs approx to the builder from my own resources after which the loan amount of Rs. 33 lacs is due to builder. The sanctioned letter gets cancelled after 3 months automatically after which i have to apply afresh with the processing charges.

As such it is requested to take due notice of my complaint and suggest action plan.


Thank you,
Anand Kumar
[protected]/[protected]

From: Purnendu Ghosh [mailto:purnendu.[protected]@3i-infotechconsultancy.com]
Sent: 22 August, 2012 5:50 PM
To: 'query.[protected]@corpbank.co.in'; '[protected]@axisbank.com'
Cc: 'ninad.[protected]@lifeinscouncil.org'; '[protected]@akosha.com'; '[protected]@gmail.com'
Subject: LIC cards - Worst Experience

Hi Team,

It’s a worst experience to share with all of you. I planned for apply a GOLD card which meeting eligibility criteria as required by company in brochure but I shocked while visiting office physically at 6th Floor, Jeevan Prakash Building, K.G.Marg, New Delhi. Good to say that I have not wasted more than 15 minutes with the LIC card officials. They simply told being a IT professional we can not provide card in this eligibility criteria, means require much more income slab. It’s also to be mentioned that I visited LIC office after taking each & every updates from customer care taking care of my valued time. My grievance is not that they told me I am not eligible rather why customer care not updated me and why it’s not updated in web.
Anyways I am posting this to all consumer websites that they can be aware of it.





With thanks & regards,
Purnendu Ghosh
IIFL-IBM Project North,
M: +91-[protected]

my account no is[protected] and i want to know the current states of account value