Life Insurance Corporation of India [LIC] Complaints & Reviews

Respected Sir/Madam,

I am M.Geetha, has taken housing loan in LIC Housing finance at Saidapet, Chennai Branch. I usually pay my Pricipal part payment on every month. So far so issues with paying the amount. But on Oct 3rd 2011, When I gave the cheque to the person who was there in the counter, She told some error comes in the system, so we could not make an entry of your cheque, contact us later. When I approch for Levy charge waver, there was no issues. But they could not make an entry. So I waited for 2 days and again went personally to LIC office to ask about the status. They said they have sent mail to corporate office and they did not get reply from them. Till today I visited twise personally. I contacted the LIC agent who arranged the loan for us. But nobody able to do anything. And the same answer is comming from everybody. My EMI on 10th Oct 2011 went without any problem. Why not the part payment. Due to this I have lost more that Rs. 1500 /= interest which I could have saved if my entry went on without any issues.

I have sent even mail to corporate office. But no reply. I don't know to whom I should contact to solve this issue. If somebody can help me, Please help.

My Load account number is [protected]

SIR,
I HAVE 3 POLICIES OF LIC OF INDIA NO.[protected], (MONTHLY PREMIUM Rs.89.60),[protected] &[protected]Rs.130/- EACH PER MONTH).In spite of regular deduction of monthly from my salary, I have been informed by LIC of India, Bhilwara Branch -I that there is a gap for for January-2008 to May 2011 where as I have submitted salary deduction and Draft Payment particulars to LIC of inda through my employer State Bank of Bikaner and Jaipur, Branch MANDAL ( Bhilwara) vide letter dated 18.04.2009.
I have also submitted the same particulars vide my letter dated 14.10.2011, but still I have not been informed wheter the credits have been afforded in the policy account or not.
My policy is going to mature on 28.12.2011.
Hence, kindly instruct the LIC authority to do the needful at the earliest.
Thanks.

OM PRAKASH VIJAIVERGIA
06,BANKERS STREET,
SUBHASH NAGAR
BHILWARA ( RAJ)
26.10.2011
Mobile No.[protected],Phone:[protected]
E-mail: [protected]@gmail.com
...................................................................................⇄


MANDAL (BHILWARA)-311403
Phone:[protected],FAX: 267029
Code-10102: IP:1303584

The Branch Manager, MDL/LIC/
Life Insurance Corporation of India,
UDAIPUR CAB. 18.04.2009
POST BOX NO.88,
Sub City Centre,
UDAIPUR(RAJ).

Dear Sir,

SALARY SAVINGS SCHEME : PAYMENT OF INSURANCE PREMIUM
SHRI O.P.VIJAYVERGIA: JAN 2008 TO JUNE -2008

In the above context, we enclose herewith a list of our employees whose LIC Premiums were deducted for the above period as mentioned hereunder:

S.N. MONTH AMOUNT DRAFT NO. DATED PAID ON PAID AT
1 JAN-08 1244.00 165730 30.01.2008 15.02.2008 LIC - I
BHILWARA
2 FEB-08 1194.20 166011 12.03.2008 20.03.2008 LIC - I
BHILWARA
3 MAR-08 1194.20 166098 20.03.2008 27.03.2008 LIC - I
BHILWARA
4 APR-08 1194.20 166317 29.04.2008 07.05.2008 LIC - I
BHILWARA
5 MAY-08 1194.20 166416 29.05.2008 06.06.2008 LIC - I
BHILWARA
6 JUN-08 1194.20 096101 28.06.2008 05.07.2008 LIC - I
BHILWARA



All the above drafts were sent to LIC Of India, Branch - I, Bhilwara alongwith employees / policy lists (Copies thereof enclosed for ready reference) and the sum were collected by them. Name and policy numbers [protected], [protected] and [protected] related to Shri Om Prakash Vijaivergia is also included in the referred lists.

Kindly, afford credit to the respective policy accounts by consulting your Branch and send fresh status list to the policy holder as well as to this Branch.

Yours faithfully

Branch Manager Encl: As Above 6+2
State Bank of Bikaner and Jaipur,
MANDAL ( BHILWARA)
...................................................................................⇄


The Branch Manager, 14.10.2011
Life Insurance Corporation of India,
Branch-I, Bhopal Ganj,
BHILWARA ( Raj)

Dear Sir,

SALARY SAVINGS SCHEME : PAYMENT OF INSURANCE PREMIUM
SHRI O.P.VIJAYVERGIA: JAN 2008 TO JUNE -2008

With reference to maturity intimation letter No.M/122011/000372 dated 13.09.2011 fro policy No.[protected],we enclose herewith a list of employees whose LIC Premiums were deducted for the above period by State Bank of Bikaner & Jaipur, Mandal, Distt. Bhilwara as mentioned hereunder:

S.N. MONTH AMOUNT DRAFT NO. DATED PAID ON PAID AT
1 JAN-08 1244.00 165730 30.01.2008 15.02.2008 LIC - I
BHILWARA
2 FEB-08 1194.20 166011 12.03.2008 20.03.2008 LIC - I
BHILWARA
3 MAR-08 1194.20 166098 20.03.2008 27.03.2008 LIC - I
BHILWARA
4 APR-08 1194.20 166317 29.04.2008 07.05.2008 LIC - I
BHILWARA
5 MAY-08 1194.20 166416 29.05.2008 06.06.2008 LIC - I
BHILWARA
6 JUN-08 1194.20 096101 28.06.2008 05.07.2008 LIC - I
BHILWARA


My Bank Account No. is [protected] and maintained at SBBJ, KOTRI ( Bhilwara).

All the above drafts were sent to LIC Of India, Branch - I, Bhilwara alongwith employees / policy lists (Copies thereof enclosed for ready reference) by SBBJ, Mandal and the sum were collected by you. Name and policy numbers [protected] ( monthly premium (Rs.89.60 ) & [protected] and [protected] related to Shri Om Prakash Vijaivergia were also included in the referred lists.

Kindly, afford credit to the respective policy accounts by consulting your Branch and update the GAPs indicated in the letter to avoid any deduction for the same.
On receipt of your said, I shall submit my original LIC Policy for doing the needful at your end.

Yours faithfully,

( OM PRAKASH VIJAIVERGIA)
06, BANKERS STREET,
SUBHASH NAGAR,
BHILWARA ( RAJ)-311001

Phone:[protected], Mobile:[protected]

SIR,
KINDLY RECTIFY THE PROBLEM AGAINST MY POLICY[protected] BETWEEN LIC BADAUN(BO-215) AND LIC GOVINDPUR(BO-55L) AS I AM ABLE TO DEPOSITE MY PREMIUM THROUGH ANY MODE SINCE LAST FOUR MONTH.
DETAILS ARE GIVEN BELOW IN EMAIL BETWEEN LIC BADAUN AND LIC GOVINDPUR,DHANBAD.
KINDLY RECTIFY THE PROBLEM.
REGARDS,
ASLAM




Fw: TR.OUT FILE THROUGH ALTERNATE CHANNEL under p.no[protected] Inbox
bo215 <[protected]@licindia.com> Fri, Oct 14, 2011 at 10:05 AM
To: "it.bareilly" <it.[protected]@licindia.com>
Cc: bo_55L <[protected]@licindia.com>
Reply | Reply to all | Forward | Print | Delete | Show original

----- Original Message -----
From: bo215
To: it.bareilly
Cc: bo_55L
Sent: Friday, September 30, 2011 5:55 PM
Subject: Fw: TR.OUT FILE THROUGH ALTERNATE CHANNEL under p.no[protected]


d/sir
We have received mail from policy holder and branch 55L to transfer the policy no[protected] from our branch to 21S as the bo 55L has wrongly transferred the above policy to our bo 215 instead of 21S.
Now the status of the policy is still showing its attached with 55L but additional information option shows
the policy in exit status with tr.out on 05/05/2011.
We have tried to merge the file through alternate channel but still the problem is persisting.
We could not transfer the same to 55L.
kindly do the needful

bo-215






----- Original Message -----
From: bo_55L
To: bo_215
Sent: Friday, September 30, 2011 12:56 PM
Subject: Fw: TR.OUT FILE THROUGH ALTERNATE CHANNEL









DEAR SIR,
WE ARE SENDING ONE TR.OUT FILE (1.POLICY NO.[protected] THROUGH ALTERNATE CHANNEL.
KINDLY KEEP THE FILE IN " /usr2/project/alttibin " AND
KINDLY RUN OPTION NO. " T - 5 (Alternate Channel Merging ) AT YOUR END.
SIR, PLEASE FIND THE ATTACHMENT.
THANKING YOU.
WITH HIGH REGARDS.
HGA (PROG.)
LICI,GOVINDPUR BR.
DATED : 30/09/2011.
"The information contained in this electronic message and any attachments to this
message are intended for exclusive use of the addressee(s) and may contain
confidential or privileged information. If you are not the intended recipient, please
notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
destroy all copies of this message and any attachments. The views expressed in
this E-mail message / Attachments, are those of the individual sender."


55L[protected]-[protected]ps015tmg-01.dat
244K Scan and download


Reply | Reply to all | Forward | Print | Delete | Show original


ASLAM AHMAD KHAN Sun, Oct 16, 2011 at 5:17 PM

ASLAM AHMAD KHAN <aslamkhan.[protected]@gmail.com> Wed, Oct 19, 2011 at 6:37 PM
To: bo215 <[protected]@licindia.com>
Reply | Reply to all | Forward | Print | Delete | Show original
d/sir,
kindly contact to bo-55L how to attach the file.Kindly create the
file in your branch as it was send by 55L to your branch after
[protected].
kindly expedite your process to rectify the problem and create the
solution by getting help by 55L.

Regards,

Aslam

- Show quoted text -
Quick Reply
To: bo215 <[protected]@licindia.com>


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Respected Sir/Madam,

I have made a online LIC payment for my policy[protected] for the amount of Rs1431 on Oct 17 2011. The amount has been debited from my HDFC account but till this time i didnt not get any confirmation for the payment. I was not able to register complaint in LIC site because of continous errors.
(very poor service). yesterday i wrote a mail to HDFC banking stating the same issue. waiting for their reply. please guide me on what has to be done from my side, kindly help me to get this issue solved.

The transaction ID [protected](HDFC netbanking)

Regards,
Sangeetha Mohan
[protected]

HQ Andhra Sub Area
Bolarum Post
Next to Rashtrapati Niylam
Secunderabad – 500010

46895/RG/Lie Sept 2011

The Zonal Manager
LIC of India
Meerut

NON RECEIPT OF MATURITY AMOUNT OF LIC POLICY AFTER A PASSAGE OF ONE MONTH

Dear Sir/ Maám,

1. I, Lt Col Rameshwar Gupta, was holding an LIC Policy FIFTEEN YEAR JEEVAN SURABHI POLICY, with policy No as[protected]. The Policy was taken from your Meerut office & I being an Army officer get transferred from one place to another. Presently, I am posted here in HQ Andhra Sub Area, Secunderabad.

2. I had forwarded my original policy along with form no 3825. Despite passage of more than a month I have not received my maturity amount. I had forwarded my bank A/c No along with a cancelled Cheque, but till date no action has been taken from your end.

3. I had personally visited the customer care centre at Secunderabad and requested them to permit me to deposit the original policy at Secunderabad office, but the Lady present over there clearly denied for the same & didn’t even let me meet the manager there. Now, as per my apprehensions, the where about of the policy & Maturity amount is not known to me. Besides, what is the point in saying that LIC is fully computerised? If i cannot deposit my documents at present location.

4. My I request you to remit the amount immediately & also pay interest @ 9.5% for the number of days the amount has not been remitted to me.

5. Thanking you in anticipation & expecting an early reply.




Lt Col Rameshwar Gupta




1 Attached files| 12KB

we have approx 05 policies from lic of india, Mumbai; but since long time we are not getting premium due information, we severally informed to devlopment officer but till date no action taken
due to this we are unable to deposit due premium in time,
very bad position of this office in this matter,
my policy details are as follows:-
Vijay Rana[protected]
Vijay Rana - [protected]
Vijay Rana[protected]

Rajani Rana[protected]
Rajani Rana[protected]

pls advice

I had done a home loan BT ( Balance Transfer) with LIC Housing Finance Company Ltd. in April, 2011. My EMI was suppose to start from May 2011. Only 2 EMI were presented to my bank at long intervals, after which the EMI's were not presented again. In the month of August, 2011 an official of the company approached me and asked me to pay all the arrears which were due to non presentation of EMI's from their side. I was also charged a penal interest for the same. Upon protesting the official told me that the same would be reversed to my account which till date has not happened. Also he had promised that from the next month that is September 2011 the EMI's would resume on a normal basis. But neither in the month of September or in the month of October 2011 the EMI's were presented. Upon calling the official he assured me that there was some technical problem which would be resolved in a day or two and immediately the EMI's would start. But this has not happened and the said official of LIC Housing Finance Ltd. does not answer my calls also. I would request you to kindly look into the matter or suggest me as to which department I should approach so as to solve my problem.
Khalid Bin Rashid
Kolkata

I (Gulshan Shaikh) policy owner of LIC ULIP plan had purchased in march-2009 Policy number:[protected], the original bond was not sent to my address. Hence I happen to submit the request for a duplicate bond on March-2010 in K.R.Puram Branch-Bangalore, its has been over a year now and I have not still received the duplicate bond. By end on this financial year I will be paying off all the premiums with NO BOND of the same to claim.
The branch employees says that they were limited addition binds and the Stationary for same is NOT AVAILABLE.

Kindly take some action and help me receive my ULIP Bond.

Regards'
Gulshan

my lic market plus policy number[protected] and[protected],table number 181/5 has matured on[protected]..and all the formalities have been made at karwar branch lic office..till now i have not received the maturity amount inspite of several visits to the branch manager and concernd dealing hands..they give one or the other excuse..so i may kindly be paid the maturity amount with interest..

I have apply for lic credit card but after two month liccard person told me that non ability of due-diligiance agencies in your area we can not issue liccard for you. but here many people using liccredit card .how can them get lic card.bhubaneswar is capital of orissa here all of agencies working here how that agencies not working here .please tell me.my name .HIMANSHU CHOUDHURY MOB.NO.[protected] DOB.15/12/1970,PAN NO.AFGPC6041Q THANKYOU

I have taken a home loan from LIC Housing Finance (SECOND FLOOR, PLAZA MALL, M.G ROAD, GURGAON) for which I want to activate my ECS from CITIBANK and after trying so many times they are harashing me & I have to go around 50km every month to pay the cheque and its very pathetic in working days. No one listening & everytime just ignoring by saying go to bank , fill this form etc etc and after filling from bank I have send them through courier 2 months back till now but no response.

Hi All,

I am Sandeep Shetty. I had taken Bajaj Allianz's 'Sarvae Shakti Suraksha Policy' on 08th-Aug-2011 which has tie up with Citi Bank.
My monthly premium for this policy was Rs.1500.00/-. Before taking this policy I had been informed that if in future I cancel this policy, I have to face a cancellation charge up to 7%. i.e. 7% of the total amount accumulated would be deducted from my Citi account. When i called to citi bank helpline they informed me saying if we send ot Post a letter to Insurance operations chennai within 90 days the entire amount which had been paid is refundable. As per their instruction i posted a letter last month but i din't get any response from them till now rather then they again deducted 1500/- from my account. Please help me to cancel my policy which is linked to Citi Bank a/c.

Policy No : [protected]

Thanks in advance ..
Sandeep Shetty
[protected]

Sir,
I have applied LIC policy name carrier builder on 05.06.2011 through agent Mr. Mohan Singh Shekhawat, Delhi ( Mobile number [protected]) and my cheque of Rs 8800/ has been cleared on 07.06.2011 in the favour of LIC of India. After one month i have been informed by Mohan Singh Shekhawat that due to some problem LIC is not able to issue policy to me so my money will be refunded to me within a month that is upto end of July But till date 10.10.2011, i didnt get back my money by him even after so many follow ups. Now he has stopped recieving my phone calls and i am not seeing any way to get back my money from him.
Please help me in this matter and punish him for his offense.

thanks and regards,

Anurag Jain
[protected]

Dear Sir,
Kindly help me to get my refund cheque against policy no[protected] lic health plus plan), whose cheque, according to local officials has been posted to my previous address which is as follows, Abhijeet Chakraborty
MIG/2/91R.S.S NAGAR POST KORBA, DIST KORBA C.G., my current correspondence address is, Abhijeet
Chakraborty,CRYSTAL TOWERS,OPP MINOCHA PETROL PUMP,TELIBHANDHA, RAIPUR(CHHATTISGARH)
Sir, you are requested to send the cheque to my new correspondance address.

Thanking you,
Abhijeet Chakraborty

Hi, this is regarding the EMI payments on my LIC housing loan. As per the LIC account statement, I understand that a cheque, given by me in Jan 2011, had returned. However, as per my bank statement, the amount has been cleared in Jan 2011. Moreover, there are several entries in the LIC account statement showing returns and then credits of the same amount. Again as per my bank statement there are no such returns at all.

The LIC statement shows 2 PDC's against same month EMI.

Kindly Help
Babu DHP
[protected]

Dear Sir/Madam,

This is Umamaheswaran E , applied for housing loan in Teynampet branch chennai through LIC Authorised agent.They asked for post dated cheque ( Rs 5,515) while applying for loan.I have already purchased half portion of ground and planning to get another part of same property.

I have applied loan for same.This property was issued by society,but it was not registered by society for all plots issues on that locality.We have settelement deed and sale deed for this property.

LIC agent says , he need authorised document from VAO .etc for processing this loan.

While trying to get those document from concern person , this property was sold to some other person,

I have informed the same to LIC agent to stop the process , he agreed the same and says he can stop the process immediately and no process fees are deducted .

After couple of days rs 5515 was deducted from my bank account.

I have try to reach LIC agent who process my loan , he is not reachable and came to know that he is hospitalised and he gave another person number to contact ( Veeramani -[protected])

He is not responding properly and says its not possible to revert it back.

I have believed LIC agent words(he will stop process and process fees not deducted ) otherwise i will approch the bank for stop payment

BE AWARE OF LIC !!!

They are not following words

Regards

Mahesh

Hi,
This is Ranjan Yadav from Pune. I have one complaint about the Policy of my brother, we don’t have any of the complaint about the LIC because my father, My brother and I also have the one of t he LIC policy because we heard that LIC is one of the top insurance company of the India and our any of the money can’t miss from LIC.
My brother he was with one of the LIC policy and the policy was taken by me on May’10 and after the policy he passed away on the month of August’11 by accident. I have give the claim on the Month of December ’11 but still It is not resolved. Our area Location is Hargaon Dist. Sitapur and our head office is LUCKNOW.
I just want to know that how much time you guys are want to resolve the one of the claims which is already pending from last 10 to 11 month is there is any of the Manager who keep the record that why these claims is not resolved and why it is pending. N number of times I have contact with my agent who give the policy (Mr. Vishwa Mohan Shristava) he is living in Hargaon and working in the Sitapur Station Road branch office but he is not responding very well. First time whenever I asked the Status about the claim he told me that it will take a time for all the Inquiry and investigation and Second time he told me that It will be resolved on the Month of June but I think still there is no response from the LIC side as well as my agent side.
Boss I have also work with not any of the Indian Healthcare but working with U.S health care if I provide these type of service then I can’t increase my customer so I don’t know how you guys increase your customer. You told me am I commit any of the person Positive about LIC or Negative that one of my brother claim is pending from last 10 to 11 month and still LIC can’t resolve it.
I give all the feedback to my agent that if he gave any Policy that time his duty is not completed he should care about the policy because if customer facing any of the problem about the policy it will be no good fro Agent who give the Policy as well as it will not good for company also.
Right now I don’t have any of the Details of the Policy and also I am not interested to give you all the details because I don’t know that you also respond the mail because we are Indian I don’t know my mail is reading by any of the person or directly deleted by the Inbox, If I got any of the response of this mail surely I will respond with the Policy number.
Thank You for Giving me these types of service.


Kindly see the Ploicy number which i didn't provide you in my last mail.

Policy number[protected]

Policy Holder Name- Late.Mr. Sanjay Kumar Yadav


Contact Number-[protected]

I have apply on 9/8/11 for lic creditcard i submit all the required document as per lic requirment but till now them not verify properly my document now their customercare excutive told me your aplication nonsowing our system.so kindly verify properly and send me liccard i also a consumer of corporationbank creditcard.my name.HIMANSHU CHOUDHURY MOB.NO.[protected] EMAIL.www.[protected]@yahoo.com my dob.15/12/1970 THANKYOU

Dear sir,

My plicy no is[protected] whose DOC was 28/03/2001 which matured on 28/03/2011 issued by LIC through its City Branch-4, Raja Ki Mandi Crossing Agra. I submitted all the required forms duly filled alongwith policy in original through LIC agent Sh. Ram Gopal Sharma [agent no.03027210] and complied with all the formalities. I haven't recieved any cheque or information from LIC till now. I number of times visited LIC office at Agra and inquired about the status of the cheques, the officer of LIC after checking through his computer told me that 12 cheques had been issued by Kanpur office and he further told me that he couldnot help me any more and advised me to visit Kanpur office. Looking forward to hear you soon.

Regards,
Hari Dutt gautam
36/2/11C/2 Mohanpura Idgah Agra 282001
Mob. No. [protected]
email address: [protected]@yahoo.co.in

Respected Sir,
My name shabnam my policy no.[protected] date;[protected]
One time future plus policy I have bought. When the policy time is over I receive cheque but I return because cheque is not for that policy and payment is not full. I wait for a long period and I complain to corporate office they do not give response and I fed up
At last I choose to write to you please give me response and take action of my complaint