Life Insurance Corporation of India [LIC] Complaints & Reviews

I have taken a home loan from LIC Housing Finance (SECOND FLOOR, PLAZA MALL, M.G ROAD, GURGAON) for which I want to activate my ECS from CITIBANK and after trying so many times they are harashing me & I have to go around 50km every month to pay the cheque and its very pathetic in working days. No one listening & everytime just ignoring by saying go to bank , fill this form etc etc and after filling from bank I have send them through courier 2 months back till now but no response.

Hi All,

I am Sandeep Shetty. I had taken Bajaj Allianz's 'Sarvae Shakti Suraksha Policy' on 08th-Aug-2011 which has tie up with Citi Bank.
My monthly premium for this policy was Rs.1500.00/-. Before taking this policy I had been informed that if in future I cancel this policy, I have to face a cancellation charge up to 7%. i.e. 7% of the total amount accumulated would be deducted from my Citi account. When i called to citi bank helpline they informed me saying if we send ot Post a letter to Insurance operations chennai within 90 days the entire amount which had been paid is refundable. As per their instruction i posted a letter last month but i din't get any response from them till now rather then they again deducted 1500/- from my account. Please help me to cancel my policy which is linked to Citi Bank a/c.

Policy No : [protected]

Thanks in advance ..
Sandeep Shetty
[protected]

Sir,
I have applied LIC policy name carrier builder on 05.06.2011 through agent Mr. Mohan Singh Shekhawat, Delhi ( Mobile number [protected]) and my cheque of Rs 8800/ has been cleared on 07.06.2011 in the favour of LIC of India. After one month i have been informed by Mohan Singh Shekhawat that due to some problem LIC is not able to issue policy to me so my money will be refunded to me within a month that is upto end of July But till date 10.10.2011, i didnt get back my money by him even after so many follow ups. Now he has stopped recieving my phone calls and i am not seeing any way to get back my money from him.
Please help me in this matter and punish him for his offense.

thanks and regards,

Anurag Jain
[protected]

Dear Sir,
Kindly help me to get my refund cheque against policy no[protected] lic health plus plan), whose cheque, according to local officials has been posted to my previous address which is as follows, Abhijeet Chakraborty
MIG/2/91R.S.S NAGAR POST KORBA, DIST KORBA C.G., my current correspondence address is, Abhijeet
Chakraborty,CRYSTAL TOWERS,OPP MINOCHA PETROL PUMP,TELIBHANDHA, RAIPUR(CHHATTISGARH)
Sir, you are requested to send the cheque to my new correspondance address.

Thanking you,
Abhijeet Chakraborty

Hi, this is regarding the EMI payments on my LIC housing loan. As per the LIC account statement, I understand that a cheque, given by me in Jan 2011, had returned. However, as per my bank statement, the amount has been cleared in Jan 2011. Moreover, there are several entries in the LIC account statement showing returns and then credits of the same amount. Again as per my bank statement there are no such returns at all.

The LIC statement shows 2 PDC's against same month EMI.

Kindly Help
Babu DHP
[protected]

Dear Sir/Madam,

This is Umamaheswaran E , applied for housing loan in Teynampet branch chennai through LIC Authorised agent.They asked for post dated cheque ( Rs 5,515) while applying for loan.I have already purchased half portion of ground and planning to get another part of same property.

I have applied loan for same.This property was issued by society,but it was not registered by society for all plots issues on that locality.We have settelement deed and sale deed for this property.

LIC agent says , he need authorised document from VAO .etc for processing this loan.

While trying to get those document from concern person , this property was sold to some other person,

I have informed the same to LIC agent to stop the process , he agreed the same and says he can stop the process immediately and no process fees are deducted .

After couple of days rs 5515 was deducted from my bank account.

I have try to reach LIC agent who process my loan , he is not reachable and came to know that he is hospitalised and he gave another person number to contact ( Veeramani -[protected])

He is not responding properly and says its not possible to revert it back.

I have believed LIC agent words(he will stop process and process fees not deducted ) otherwise i will approch the bank for stop payment

BE AWARE OF LIC !!!

They are not following words

Regards

Mahesh

Hi,
This is Ranjan Yadav from Pune. I have one complaint about the Policy of my brother, we don’t have any of the complaint about the LIC because my father, My brother and I also have the one of t he LIC policy because we heard that LIC is one of the top insurance company of the India and our any of the money can’t miss from LIC.
My brother he was with one of the LIC policy and the policy was taken by me on May’10 and after the policy he passed away on the month of August’11 by accident. I have give the claim on the Month of December ’11 but still It is not resolved. Our area Location is Hargaon Dist. Sitapur and our head office is LUCKNOW.
I just want to know that how much time you guys are want to resolve the one of the claims which is already pending from last 10 to 11 month is there is any of the Manager who keep the record that why these claims is not resolved and why it is pending. N number of times I have contact with my agent who give the policy (Mr. Vishwa Mohan Shristava) he is living in Hargaon and working in the Sitapur Station Road branch office but he is not responding very well. First time whenever I asked the Status about the claim he told me that it will take a time for all the Inquiry and investigation and Second time he told me that It will be resolved on the Month of June but I think still there is no response from the LIC side as well as my agent side.
Boss I have also work with not any of the Indian Healthcare but working with U.S health care if I provide these type of service then I can’t increase my customer so I don’t know how you guys increase your customer. You told me am I commit any of the person Positive about LIC or Negative that one of my brother claim is pending from last 10 to 11 month and still LIC can’t resolve it.
I give all the feedback to my agent that if he gave any Policy that time his duty is not completed he should care about the policy because if customer facing any of the problem about the policy it will be no good fro Agent who give the Policy as well as it will not good for company also.
Right now I don’t have any of the Details of the Policy and also I am not interested to give you all the details because I don’t know that you also respond the mail because we are Indian I don’t know my mail is reading by any of the person or directly deleted by the Inbox, If I got any of the response of this mail surely I will respond with the Policy number.
Thank You for Giving me these types of service.


Kindly see the Ploicy number which i didn't provide you in my last mail.

Policy number[protected]

Policy Holder Name- Late.Mr. Sanjay Kumar Yadav


Contact Number-[protected]

I have apply on 9/8/11 for lic creditcard i submit all the required document as per lic requirment but till now them not verify properly my document now their customercare excutive told me your aplication nonsowing our system.so kindly verify properly and send me liccard i also a consumer of corporationbank creditcard.my name.HIMANSHU CHOUDHURY MOB.NO.[protected] EMAIL.www.[protected]@yahoo.com my dob.15/12/1970 THANKYOU

Dear sir,

My plicy no is[protected] whose DOC was 28/03/2001 which matured on 28/03/2011 issued by LIC through its City Branch-4, Raja Ki Mandi Crossing Agra. I submitted all the required forms duly filled alongwith policy in original through LIC agent Sh. Ram Gopal Sharma [agent no.03027210] and complied with all the formalities. I haven't recieved any cheque or information from LIC till now. I number of times visited LIC office at Agra and inquired about the status of the cheques, the officer of LIC after checking through his computer told me that 12 cheques had been issued by Kanpur office and he further told me that he couldnot help me any more and advised me to visit Kanpur office. Looking forward to hear you soon.

Regards,
Hari Dutt gautam
36/2/11C/2 Mohanpura Idgah Agra 282001
Mob. No. [protected]
email address: [protected]@yahoo.co.in

Respected Sir,
My name shabnam my policy no.[protected] date;[protected]
One time future plus policy I have bought. When the policy time is over I receive cheque but I return because cheque is not for that policy and payment is not full. I wait for a long period and I complain to corporate office they do not give response and I fed up
At last I choose to write to you please give me response and take action of my complaint

This is Gaurav Jaiin and i am very upset with your Policy Agent.


Actually I had received a call from Your Delhi office. Your agent (Sameer Malhotra - Mobil No:[protected] on behalf of Anil Chhatwal , agent no 95294311. Hno 26/17 GF, East Patel Nagar , New Delhi ), told me that regarding one policy (Jeevan Saral). It is a good policy but I had already (Jeevan Anand) policy.


According to him, he will surrender my old policy(Jeevan Anand policy no .[protected] with 1, 35000 Rs) and he will apply new policy(Jeevan Saral).
Both policy premium is more than 25000 per year so I can't continue both policies. So please Cancel my New policy (Jeevan Saral) ASAP.


Your agent misguided me and because of that I ma having trouble paying premium of either of the policies. Moreover your agent is not picking up my phone and also not corresponding to any communication attempt made by me. Please take some action so that from next time no other customer can be harassed.


As I mention earlier I want to surrender policy of which details are given below and also please make arrangement to send my money back ASAP.

Policy No:

Jeevan Saral[protected]

--
Regards
Gaurav Jaiin
[protected]

Dear Sir,
My LIC P&GS Annuity policy # is - 011Y[protected]. I already submitted Live certificate and documents required for ESC facility to LIC P&GS New Delhi office. Five years I got cheques regulaorly , but this year I am suppose to get cheque or ECS payment on 17-18th Aug-11, but payment not received yet. I sent couple of mails to LIC office also but no reply from them...
Thanks ,
Pravin - [protected]

Sir,

I had requested to LIC GOVINDPUR BO-55L ,DHANBAD to transfer my policy to LIC ,INDIANAGAR BO-21S,but they told me that they have transferred the policy by mistake to LIC Badaun BO-215,Rae Barreilly.
When i contact to LIC Badaun BO-215 tthrough email,BO-215 sent the reply that my policy is under BO-55L(Govindpur).
Kindly give the status of my POLICYBAG:[protected] as it is not transferred to BO-215 OR BO-21S.AND
MY SERVICE BRANCH LIC GVOINDPUR BO-55L not given me the correct status of my policy where it is.
I could not able to deposite my premium since july[protected]/- Qtly).
Please rectify the problem.
Regards,

Aslam Ahmad Khan
B-61,HAL TOWNSHIP,HAL
Faizabad Road,Lucknow,226016,U.P
Mobile:-[protected]

sir,

My name is Manoj Kumar Singh,S/o-Shri Gorakh Nath singh My Policy No[protected],Doc-28/08/2000,SA-50000,sir,My policy is in under Money Back but i Dont have recvd my 2nd money back cheque At my Address-Manoj kumar Singh,C/o Gorakh nath singh,Saraswati sisu Mandir,Musabani Mines E.Singhbhum,as per consurn &discuss to My ghatsila branch Agent(Mr Sanjay Singh[protected] My cheque are send to your residential address but we dont have recvd the cheque
if the delivery person given to this cheque to another person this is your folt&give me detail which courier/postel r u using or give me docket detal as soon as possible,
sir,look in to this matter and solve need fully ,

Thanx&regards,
manoj Kumar singh
C/o gorakh nath Singh
Saraswati sisu mandir
mosabani mines,E.Singhbhum
Jharkhand,
Ph-[protected]

Hi,

I was looking for a home loan in Feb/March 2011 and I applied for Home loan from LIC housing finance through Mr Mahendra in Pune. I submitted all the documents along with the required processing fee cheque of Rs 6618.00 in advance.
Since the loan was getting delayed from LIC Housing finance, I decided to not to go with LIC home loan and I informed the same to LIC Housing Finance executive.
There was no verification done except one phone call from LIC finance when I asked them that I will not go for the loan.
Still LIC housing finance got the processing fee cheque cleared in advance despite the fact that the loan was not processed.

Please refund my amount to my ICICI bank account no[protected], Bund Garden Road Branch Pune.

The Cheque details are:

Cheque no : 341569

Bank : ICICI Bank, Bund garden Road Brnch, Pune

Account Number :[protected]

Date cleared: 19th March 2011

Amount : 6,618.00



Please help me to get my money refunded.

Dear Sir / Madam,

My name is RITESH RAJBANSHEE JAISWAL, POLICY NO.[protected], Date of Commencement 25/10/2009. Residential Address : JAISWAL NIWAS, PLOT NO. B-90, Sector 19, KOPARKHAIRANE , NAVI MUMBAI, 400709. My Mobile no. is [protected].
I have not yet received original documents of Insurance Policy. Since 2 Years of Premium i have already paid. When i checked with my Insurance Agent Mr. ARJUN JHA to get the current status of my documents he said to Register a Complaint to LIC OF INDIA in order to get the status of Original documents.

I kindly requesting you to courier the Original Documents of said Policy no. to my Residential address.

Awaiting to hear from you....Thanks for your co-operation...


With Best Regards
Ritesh.

I praveen chauhan has taken an LIC policy from the agent of LIC of india . my policy number is[protected]; but i have not got the LIC policy certificate yet. From last 2 years, i am paying the LIC premium regularly and on visitiong to LIC office , they are saying that even they have not got my certificate back from speed post ....and for new duplicate certificate they are charging 500 rs for that ....i don't understand why i should pay that amount and even though i am ready to pay that amount ..no body is assiting me from lic office for duplicate certificate and nobody is giving me duplicate certificate .....please help me out with this

Thanks & Regards
Praveen kumar chauhan

Sub: (Claim is not paid till now though all required documents asked by Medicare TPA Service (I) Pvt Ltd,6, BISHOP LEFROY ROAD, KOLKATA 700 020 are sent.)

Sir,
With due respect I Uttam Kumar Dutta (LIC Health Plus Member, Member No: LIC 00024139A, Policy No:[protected], Claim No: 0611469) unfortunately fell on accident on 07/05/2011. The left forearm was seriously injured with multiple cut injury by Glass (Artery, Nerves and tendons were cut into two division). I have already sent the required documents asked by Medicare TPA Service (I) Pvt Ltd,6, BISHOP LEFROY ROAD, KOLKATA 700 020 on 14/07/2011 to the following address

SENIOR DIVISIONAL MANAGER
LIFE INSURANCE CORPORATION OF INDIA,
JALPAIGURI DIVISIONAL OFFICE
JEEVAN PRAKASH, POST BOX NO -71
P.O. & DIST – JALPAIGURI
PIN: 735101.

Recently I made a phone call to JALPAIGURI DIVISIONAL OFFICE, and from there I came to know that they sent the all information asked by Medicare TPA Service (I) Pvt Ltd,6, BISHOP LEFROY ROAD, KOLKATA 700 020, but till now my claim is not paid to me.



Sir; there has been passed a four month time period to process the claimed by me. Please do the necessary steps so that they approve my claim as soon as possible.




Yours faithfully,
Uttam Kumar Dutta.
High Road, Near Petrol Pump,
P.O. Gangarampur,
Dist: Dakshin Dinajpur.
Place: Gangarampur,
Date: 17/09/2011




N.B. Letter dated 11/09/2011, 14/09/2011 has been sent to Medicare TPA Service (I) Pvt Ltd,6, BISHOP LEFROY ROAD, KOLKATA 700 020 but no reply is received till now.

DEAR SIR,

MY HUSBAND MR. M. V.KUMAR OWNED A POLICY[protected] .Unfortunately he died on 1.5.11 due to A ROAD ACCIDENT.

I have produced all the necessary documents to LIC OFFICE VIJAYANAGAR BRANCH ACS COMPLEX. SUM ASSURED WAS 40,000 AND
an amount of 81096 was issued to me throuh cheque no.16836. dated 14.6.11

Accident benefit was not included in that.

When enquired, i was told that it is under progress. But still i have not received the amount.

Sir,

This is to inform you that I,NIANG MUAN KIM POLICY NO.[protected] have join your policy from january 2011(D.O.C 24/01/11)
and till now i don't receive my POLICY BOND.Its has been more than eight(8)months till now and i have already given the written complaint also and nothing was done.

so,i kindly request you to look inta the matter and do the needfull for me.I will be very gratefull to you.


Yours Truly
NIANG MUAN KIM
POLICY NO;[protected]
D.O.C 24/01/11