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Life Insurance Corporation of India [LIC] Complaints & Reviews

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Updated: Jan 2, 2026

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Life Insurance Corporation of India [LIC] reviews & complaints page 232

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Address: Sultanpur, Uttar Pradesh

Dear sir i m ashok kumar tiwari s/o ambika prasad tiwari........my father policy no is[protected] in the branch of jagdispur..but unfortuntly my father has death in 2008..and at this time policy is completed and i have submit all the document like that death certificate,copy of pariwar ragister,relation certificate and bima bound before 4 month..but no proceeding is going on..so plz interfare in this policy..and proceed its soon....n pay immidiet.....i be highly thankfull...

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Address: Karnal, Haryana

I have taken loan from LIC housing of Rs 15 lakh having a/c no.[protected]. I have applied for EMI increase 45 days back along with salary certificates and bank statement of me and my wife. I am not getting any response. I have cotacted to the karnal office somany times but could not get any positive response except delay. they are not giving me the diary no. also.

Sanjeev Garg
H. No 97
Sector 5
Kurukshetra

Aug 13, 2020

Complaint marked as Resolved

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S

satish koparde

from Pune, Maharashtra

LIC Housing Loan — increased EMI

I have taken loan from LICHF,Pune in Aug 2009 amounting to Rs 1780000/-.EMI of Rs.15735 was fixed.Suddenl in feb 2010,EMI of 17105 was deducted.I donot know the reason.I appeal for the concerned officials to look into the matter amnd pl clarify.
Thanking you

G

guravabc

from Delhi, Delhi

Jun 11, 2011

LIC Housing Loan — raise in emi

emi bearing to lic housing loan account no.95011145 since june 2009 has been Rs.12777 but suprisesingly the ecs emi deduction in june 2011 has been Rs.13956. need to know the reason of increase with prior intimation or explanation. kindly send details on my mailing address.

R

raviadeshpande

from Mumbai, Maharashtra

Jul 22, 2013

lichfl is the worst homelone service.

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Dear sir,

I have requested to my policy transfer from Noida sector 19 branch to Bhopal T T Nagar Branch but till date there is no action taken in this regard I have communicated four to five times in this regard (transfer request has done almost one month before). Customer zone and branches are not responding properly. Please look into the matter. My policy details are:[protected], Name: Mahesh Kumar Panwar.

Regards,
Mahesh Kumar Panwar
Cell: [protected]
Bhopal,MP, India.

Aug 13, 2020

Complaint marked as Resolved

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E

ev_venkat

from Hyderabad, Telangana

Jun 14, 2011

Dear sir,

I have request my policy transfer from chaitanyapuri branch to Ameerpet branch but till the date was done (transfer request has done almost one month before). Customer zone and branches are not responding properly. Please look into the matter. My policy due is in this month (June'2011). My policy details are:[protected], Name: E Venkateswarulu. I have paid all installments before the time only.

Regards,
Venkateswarulu.E
Cell: [protected]
Hyderabad, Andhrapradesh, India.

C

Col ID Singh

from Delhi, Delhi

Aug 17, 2011

POLICY NO :[protected]

1. It is intimated that Money Back Policy of the above policy No. I have premium upto Aug 2010. These are the request.

(a) Transfer the policy to LIC office at Imphal (Manipur).

(b) My mailing add be changed to :-

Col ID Singh
Station HQ Dimapur
PIN 900191
c/o 99 APO

2. As per the date of commencement the policy the amount as mount as money back is due Aug 2011. Despite approaching LIC Office as per details below, I haven’t got any response. I have paid more than Rs 3 lakhs and I think I will lose all the money.:-

BO 987
LIC of India,
Pune City Branch 987
Jeevan Prakash Ground Floor
Univericity Rd
Shivaji Nagar Pune- 411005

3. Kindly reply at least

N

neer1

from Korba, Chhattisgarh

Aug 6, 2012

26/07/2012
To,
The Manager-Branch,
LIC OF INDIA, SHAHDOL
DT.- SHAHDOL,
State: MADHYA PRADESH
Branch Code: 370
Sub.: Reminder Application for
transfer LIC policies.
Dear Sir,
I have already handed over policy transfer
application on dated 12/06/2012 and LIC
officer assured me that both policies will be
transferred soon. But till date my policies have
not been transferred. I am a retired person and
after my services I have been shifted from
Birsinghpur Pali to Rewa (MP) That is the reason
I wish to transfer my all active policies. It is too
difficult to visit your shahdol branch time and
again from Rewa. I used to make calls but then
also my policies have not been transferred. I
couldn’t pay last month’s premium due to it has
not been transferred to Rewa branch.
Kindly arrange to transfer my following policies
case from Shahdol (370) branch to Rewa-1
(288) branch:
1. Policy No.[protected] – Sarjo Lal
Vishwakarma
2. Policy No.[protected] – Sarjo Lal
Vishwakarma
Please find enclosed herewith signed and
scanned copy of application, kindly do the
needful as soon as possible and confirm the
same via replying this mail
at hl.[protected]@gmail.com
Rewa Branch Address:
LIC OF INDIA, REWA BR OFFICE,
TANSEN COMPLEX,
SIRMOUR CHOWK.
REWA (M P)
City: REWA -1
State: M.P.
Pin Code: 486001
Branch Code: 288
Thanking you Sir.
Regards'
SARJO LAL VISHWAKARMA
New Address: SL Vishwakarma, Behind Sacred
Heart School, Godhar, Nayi Basti, Pandra, Rewa,
Distt.-Rewa, (MP) PIN 486001
Mobile: [protected], [protected]

D

devmalik

from Chennai, Tamil Nadu

Dec 26, 2012

Dear sir,

I have requested cancelled to my last comment regarding policy transfer from Pune "Jeevan Prakash", 6/7 University Road, Shivajinagar, Pune to Chennai City Branch No. 725 Anna Salai Chennai-600002. My policy details are:[protected], Name: MAJ SHEELU MATHEW{RETD} .

Regards,
MAJ SHEELU MATHEW{RETD}
Cell: [protected]
Email- [protected]@hotmail.com
Chennai, TN, India.

P

pavbak42

from Gurgaon, Haryana

Sep 21, 2014

Policy Number [protected]
Dear Sir,
Please refer to your letter no BO 987/Claims dt 1st Aug 2014. I am sending you my documents by courier . I tried uploading my document through the add photo proof but failed. Please transfer the amount on my bank account at the earliest.
Best Wishes and Regards
Col Pavan Bakshi
[protected]
[protected]@pmconsulting.in

F

fh usmani

from Delhi, Delhi

Jul 2, 2015

dear sir, policy no[protected]in r/o MAJ T B BHAGIRATHY assingned to DSOP WAS returned to the office 987 in sept 2014.Inspite of repeated reminders to tfr the policy doc on the address given below no action has been done. u r once again requested to kindly dispatch the policy papers to the address by REGD POST ONLY. LT COL T B BHAGIRATHY(retd)c/o COL F H USMANI HO-NO.12-16/34, FAWN BRAKE AVENUE(INSIDE BEGUM AKHTER COMPD) SAROJINI NAIDU MARG, LUCKNOW, 226001. UP. kind attn MR GODBOLE, HoD(PS) 987 PUNE

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Address: Madhya Pradesh

policy no.[protected] and[protected] dated 28.03.2000 as per terms of policy if policy holder intimate to lic in written to kept survival benifits dues after every 5 years with them then they will pay on due date with interst of 11 % . at the time of policy i allready given in writting at the time of policy but without my request your branch send to me all 10 years survival benifits and force to me that we are right and twice returned cheques to me ,

due to this i get a medical illness like b.p. and sugar due to tension .
please look the matter and clear to me at the earliest .

if this problem not solve i will go to court .
my mobile no. [protected] and name manjula p. tulsyan maihar cement sarlanagar 485772 distt satna m.p.

Aug 13, 2020

Complaint marked as Resolved

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P

pawan kumar tulsyan

from Mumbai, Maharashtra

Sep 21, 2011

i write a letter to manager four times and personally meet but he is not agree and not want to see these rules, i show my policy bond to him but he says oue software not accept this, i said this is your problem, recentally i have send a copy of letter to divisional office satna m.op. ans waiting reply

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Address: Bangalore, Karnataka

Respected Sir /Madam

SIX WEEKS before I have applied Loan Request in LIC Housing Finance Ltd. , Vijaynagar Branch ,Bangalore.
From Last 4 weeks my all papers and approvals are in placed.

From last 2 weeks , Regional Office is saying that they have already sent my request to HEAD Office Bangalore and waiting for issuing sanction letter.

I have visited 4-5 times to LICHFL offices , still no response ,Now it is creating a mental stress to me .

Kindly advice for the same.

Name : Praveen Kumat
File No : [protected]
Branch : LIC Housing Finance Ltd. Vijaynagar , Bangalore.

Thank you in Advance.

Regards,
Praveen Kumat
[protected]

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S

susheel.a

from Guntur, Andhra Pradesh

Sep 26, 2012

Hi, I recommend you to directly speak to Area Manager for a solution. I received an excellent service from lichfl financial services ltd, sister concern of lic housing finance ltd. They are very professional and I was informed of all the documents and eligibility, rate of interest and processing fee very clearly. Even I also had a tough time after sending the file to their so called back office, but as per the advice from financial services manager, i went and spoke to Area Manager and he sorted out the problem immediately.

I suggest you to meet the Area Manager personally rather meeting any staff.

Regards

Susheel

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Address: Shahjahanpur, Uttar Pradesh

Agent mr amit gupta meet to me & discuss about plan detail.
agent told me about plan in which max value of 100months & minimum value Rs10-will be given by LIC.
We agreed And take plan.
But after some days Status report send by TILHAR(22F) Branch dt 18/8/2011 then we know plan is different
Condition of plan is different as discussed.
WE INTIMATE TO BRANCH ON DATED 23/8/2011 THAT PLAN IS DIFFERENT AS DISCUSSED.We are satisfied with this plan. WE CAN NOT PURCHASE THIS PLAN.
SO RETURN MY DEPOSIT AMOUNT WITH INERREST FROM 22/7/2011.
LIC TILHAR branch MANEGER says that amont will be return on surrender date market value.
WHICH IS TOTALLY WRONG because when we are not satisfied by terms & condition of plan then amont will be return as per alloted unit rateNOT TO MARKET NAV RATE.
PLEASE TAKE THIS MATTER & GIVE INSTRUCTION TO LIC PAY OUR UNIT RATE AS PER ALLOTED

SARVESH KUMAR AGARWAL
TILHAR M-[protected]

Aug 13, 2020

Complaint marked as Resolved

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S

Sarvesh Kumar Agarwal

from Lucknow, Uttar Pradesh

Aug 26, 2011

Branch & Agent cheat many persons at TILHAR.
Market reputation of LIC &agent are not good.
order to lic make payment as per alloted unit rate NOT NAV RATE.

S

Sarvesh Kumar Agarwal

from Lucknow, Uttar Pradesh

Aug 26, 2011

ATTITUDE OF LIC PLAN CONDITION ARE NOT GOOD.
HOW IRDA APPROVED THIS TYPE PLAN.

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Address: Bihar

DEAR SIR,
my father dilip kumar tantia mian road,nirmali dist-supaul expired on 25 jan 2008.my mother sarita devi tantia is the nommine of two policies no.[protected],[protected] had submitted all the required documents to the lic office at darbhanga and muzaffarpur.
after three years passed away,she didnot get the ammount or any response from your side after despatching severals of letters.
so you are requested to please help us to get the claim earlist.
thank you,
yours faithfully
Nidhan tantia(son)
mob no-[protected]

Aug 13, 2020

Complaint marked as Resolved

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Address: North 24 Parganas, West Bengal

Dear Sir/madam,

I forgot my policy id and password of LIC. I have been registered with www.licindia.com. Please help me as earlier as possible. If you kindly recover my policy id and password I will be highly obliged to you. Please kindly do the needful.

yours sincerely,

Debajyoti Dasgupta

policy no:[protected]
premium:510 monthly
dob:02/11/1983

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Address: Central Delhi, Delhi

I have Group Pension Scheme vide Annuity No. 43127 at LIC, 25 KG Marg, New Delhi. Till date I have not received my post dated pension cheque since June 2011. I have sent E-mails & subsequent reminders to the concerning deptts with copy to customer zone of LIC of India. But no Result.

Now I am putting the matter to the higher authorities of LIC of India.

Arvind Kumar
82-F Pocket A3,
Mayur Vihar Phase 3
Delhi-110096
mob: [protected]

Aug 13, 2020

Complaint marked as Resolved

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Address: Thane, Maharashtra

Vinod Jaiwant (his Cell ph number- [protected]) is unauthentic, false and lair person of LIC Home Finance, Thane office. After grabbing your documents and cheque he WILL NOT PICK YOUR PHONE AT ALL. And even if you keep on calling him, after 100 attempts he will pick up your phone and will say, call in 10 mins. And this 10 mins will not come. Vinod Jaiwant will talk very pleasantly till he collects your all the documents and will do false promise...

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Address: Indore, Madhya Pradesh

non reciept of maturity amount
I am having L.IC policy no[protected] in the name of SHAILENDRA PATHAK with your Branch No.34J Palika Plaza Phase -II Hall No. 301 & 309 M.T.H. Compound,Indore 452001. The particular of the policy are as under

Policy No[protected]
Name of the policy holder Shailendra Pathak sum assused Rs.20,000/-
date of commencment 10.12.94
Date of maturity [protected]

I have not recieved the maturity amount till date.

Please credit the maturity amount in my accont the partocular of the same are as under
Ii
SHAILENDRA PATHAK
Type of Account Saving Bank
Account no[protected] STATE BANK OF INDIA,OLD PALASIA BR INDORE IFSC CODE SBIN0003432

Pease advise me the development in this regard at the earliest

Aug 13, 2020

Complaint marked as Resolved

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Address: Chandrapur, Maharashtra

Dear Sir,

Annuity No. 43176
Policy no. 46004

This is to bring to your notice that I the undersigned have shifted my family from Ballarpur to Nasik Maharashtra in the month of April 2008. Normally I was receiving the cheques in the month of May every year since last 3 - 4 years. But in the year 2009 after repeated follow up with post office at Ballarpur I have not received any cheques of superannuation. This continued for the current year also. i.e. I have not received superannuation cheques for 2009-10 & 2010-11, though I have received my LIC policies at the old address.
I have sent a registered letter on 21.04.2010 to P & GS dept Delhi . requesting change of address & to send 2009 - 10 & 2010 -11 cheques. But so far I have not received any cheques.
So this is my earnest request to you to look into the matter & do the needful.

Pl arrange to send the cheques at my new address given below.

My Old Address : M.P.Dhoke
Behind Old LIC Office ,
Ballarpur
Dist Chandrapur
442701 ( M.S.)

My New Address: M.P.Dhoke
Graphite India Ltd.
C-7 MIDC Ambad
Nashik 422 010. (M. S.)

With Best Regards, Date : 20.08.2011.

M.P.Dhoke

Aug 13, 2020

Complaint marked as Resolved

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Address: Agra, Uttar Pradesh

I had taken a loan from LIC Housing finance which i have closed with all dues including closure charges on20 Jun 2011 and it was promised that papers concerning to my properity would be returned to me within 10 days.

Inspite of the promise i have not been given my papers which is causing me financial loss and breach of agreement. If i have not received my papers before 34 Aug 2011,i will be incurring loss of 4 lakhs and humilation by way of breaching agreement.

Loan A/C [protected]
Appln No 13307419 dated 20 Jun 2011.

Early action is requested failing which LIC House finance should render apology with 4 lakh and 15% interest on value of papers from 1 July 2011..

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Address: Udham Singh Nagar, Uttarakhand

Dear sir, my lic policy no[protected] & opening date 28 OCT.2000 but second time mony return check (amount) i not receive and not send you'r branch in my home addrease please to be send and to be taken needfull my peanding case.
tank's

inder singh
policy no[protected]
mobil-[protected]

Aug 13, 2020

Complaint marked as Resolved

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P

pramodadhikari

from Delhi, Delhi

Nov 15, 2011

Dir sir
my father policy in lic sitarganj branch This policy under claim i submit all paper to branch but currently not any action pls any information this policy pls mail me ON my id [protected]@gmail.com

policy no[protected]
policy holder name - shri Bishan singh adhikari

Y

Yogendra Singh Bisht

from Delhi, Delhi

Sep 1, 2015

Dear Sir

My Policy No[protected] DOC- 14/09/2000,

I am already Deposit our Bank Detail in LIC Rudarpur Branch For Deposit Our Cheque Amount Rs 10, 000/-
Given Amount will be Issue as on dt 14/09/2015, So please Issue Given chq Or Deposit

My Account No[protected]

ICICI- Bank - Rudarpur,

IFS Code- ICICI0000533,

My Contact No- [protected]

Policy holder name - Yogendra Singh Bisht

Y

Yogendra Singh Bisht

from Delhi, Delhi

Sep 18, 2015

If above Details is Ok Please Provide me Your Reply

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Address: Hyderabad, Andhra Pradesh

Dear sir,
What is happening in LIC home loans, in BO every one is working for kukatpally,what is in kukatpally there we dont now,i am working for other branch no sanctions & no-disbursements.waht to do ,every one is telling the same in BO also,they are asking ,from which branch u r.i[censored] dont want business close other branches ,then we can go to kukatpally,TAKE CODE THERE,

Thanks & Regards,
Heart fully (agents)

Aug 13, 2020

Complaint marked as Resolved

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Address: Hyderabad, Andhra Pradesh

Dear sir,
Me one of the customer of LIC,I have applied a loan from kukatpally hyderabad branch,loan was not yet sanctioned,they are asking to pay some amount to process the loan or talk to our area manager,i went to the branch ,i have spoken to him,he is totally commercial,he is telling to spleak with agent,what is this happening in LIChome loans,i went to the other bank, i got sanction,i request u to take some measures, in kuatpally they are so many customers facing the same problem.

Thanks & Regards,
Well wisher.

Aug 13, 2020

Complaint marked as Resolved

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Address: North West Delhi, Delhi

Dear Sir,
I brought a money back policy No[protected] (75-20) Dt 28.08.2000 in the Name of Kavita Bhardwaj for Rs- 50,000/ . The amout of 20% of sum insured Rs 10,000/ retrun after 05 Years but till now i am not recd my 2nd Installment. I am write a letter two time sending through couier but till not any respons.

Please try & release my amount + Interest for dealy one years.

Thanking You

BEST REGARDS
Kavita Bhardwaj

Aug 13, 2020

Complaint marked as Resolved

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K

Kamlesh.Bikram Rana

from Delhi, Delhi

Dec 9, 2013

I have not yet received my money back return instalment till date which was in June'2012.
My Money back police no is[protected] dt 28/06/1992 f/o Smt.Kamlesh Rana VPO Bhaderkali, Teh.AMB vis Daulatpur Chowk Distt.Una for sum assured Rs.25000/=
Requested to please release my payment with 18months interest immediately.

Best Regards,
Kamlesh Rana
M.No [protected]

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Address: South Delhi, Delhi

Hello Sir/Madam,

I have borrowed home loan from LIC Housing finance Ltd in March'2011. Asaf ali road delhi. As part of Application, they have given a ECS mandate form to be duly certified by the bank where i have my salary account (which is CITI bank MG road Bangalore). I have provided this form back to LIC after CITI bank autherized it. Since last three months i have been following up with them through emails as the ECS was not getting hit. Here is the summery of last two failures.

1) July'2011 ECS got failed because they have put the wrong MICR value. The MICR value was of Delhi CITI Bank Branch instead of Bangalore Branch. This mistake was done even though they have the ECS mandate form since the day my Loan Application got processed in Feb'2011.

2) 6 August'2011 ECS got failed because they have put the wrong utility code "6009067" instead of "1109086". This mistake was done even when the ECS mandate form was sent recently and the incharge there confirmed that the ECS information (MICR code and utility code) are been updated correctly.

This issue is taking toll on my day to day work as they dont respond to phone calls as well. My personal and professional life is highly impacted by this unwanted issue. These people are harassing me like anything. I am totally in lost state. Kindly help me to make these people more responsible towards their customers and learn more professinalism.

Best Regards
Sudhir

Aug 13, 2020

Complaint marked as Resolved

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P

pckingkong

from Pune, Maharashtra

Aug 23, 2011

These guys always in mess..

R

rajat.singla

Apr 30, 2012

I am facing the same Issue. My ECS was supposed to start in April 2012. But it has been declined by my bak because LIC is sending the incorrect ECS utility code 4119123 instead of 1109086.
No response to calls and email as well.

Rajat Singla

R

rohitgul

from Mumbai, Maharashtra

Sep 19, 2013

Hi I am also facing same problem. Can u please guide me how it was resolves.
What is correct utility code required ?
ECS Utility Code mentioned 1109086
Or

Utility Code 6009067

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Address: Kannauj, Uttar Pradesh

My Policy no.26909113 vested on 28/03/2011 in which option A was given has yet not been finalised.No response of my registered letter dated 15/04/11 is given.Therefore I am not getting my pension (pention plan of jeevan surksha policy).I request you to finalise it the earliest possible and save me from financial loss.Thanking you.

Aug 13, 2020

Complaint marked as Resolved

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Address: Kutch, Gujarat

WE HAVING PAID LIC PREMIUM BY SERVICES OF SUVIDHAA INFOSERVE PVT LTD AND THE TRANSCATION HAVING REJECTED AND SINCE 26TH-JULY-2011,29th[protected]nd-august-2011 THEY ARE REFUSING TO REFUND THE AMOUNT OF 838 BACK TO MY ACCOUNT.WHAT THEY TELL IS WE ARE FORWDING TO TH ECONCERN DEPARTMENT AFTER THAT THERE NO ACTION TAKEN ON THERE PART.I HAVE PROVIDED ALL DETAILS BY MEANS OF ATTACHMENT STILL NO REFUND HAS BEEN MADE.I AWAIT FOR YOUR REPLY ALSO SEND EMAIL TO GRIVENCE OFFICER [protected]@licindia.com there has been no reply from lic as well

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