Life Insurance Corporation of India [LIC] Complaints & Reviews

MY LIC HOUSING FINANCE LTD. FILE NO.[protected] TAKEN FROM LIC HOUSING FINANCE LTD., 303,3RD FLOOR,MAITRIVANAM,AMEERPET,HYDERABAD-5000098, LOAN AMOUNT RECEIVED BY CHEQUE FOR RS.3,70,000/- ON 11/12/2011, THE EMI FOR THE SAID TOPUP LOAN NOT COMMENCED BUT I AM RECEIVED SMS FROM LIC HOUSING FIANCE LTD. CONTINOUSLY FROMTD-064006 HOUSING LOAN IS OVERDUE/DEFAULT.PAY THE DUES IMMEDIATELY & UPTODATE LOAN A/C. I AM MAINTAINING SUFFICIENT FUND FOR EMI RECOVERY IN MY ECS BANK ACCOUNT PLEASE CONFIRM ME IF ANY THING IS PENDING FROM MY SIDE MY MOBILE NO.[protected],[protected] AND [protected]

NAME : MONIKA GUPTA

ADDRESS: A/68 VISHWA BANK COLONY,
BARRA,KANPUR-208027,UP.

POLICY NO:[protected]

NAME OF THE NOMINEE: R.N.DEY

POLICY DATE:[protected]

SURRENDER DATE:[protected]

POLICY TYPE: ONE TIME

TOTAL AMOUNT OF POLICY : 76,850 Rupees

AMOUNT TAKEN: 50,000 Rupees

AMOUNT THAT HAS TO REFUND : 26,850 Rupees

ISSUING BRANCH: LIC OF INDIA C.B.O.1st
16/112,BNARGAVA STATE, CIVIL LINES,KANPUR-208001,UP.

ISSUING BRANCH CODE: 232

Please take the required actions as soon as possible.

Sir,
I Shankar Singh Khangarot policy holder by your policy No.[protected] (money back) as salary saving scheme. My all premium against this policy has been deposited through salary . The policy has been matured on August 2011, all required document has been also submitted to the circle office, Ajmer in the month of Oct. 2011, but I have not received maturity claim till now. Therefore you are requested to kindly needful action and make sure my maturity claim.
Thanks

my money plus policy no[protected] how much amount i will get if i surrender it
date of commence 06 03 2007 paid three years regularly

I dr.subhash chand have 5 lic policies.At the time of starting of these policies i was in REWA,but now i m in Srinagar( Uttarakhand ).Before 3 month back i applied for the change of existing address.but till now result is zero.On contact to lic office REWA they told me that your application has forwarded to Satna (M.P.) which is head office of lic.I contact there but they told me that policies could not transfered to srinagar (Uttarakhand) due to failure of internet link,but this is not a satisfactory answer.I m mentally harassed so please help me these no. of my policies {[protected]/[protected]/[protected]/[protected]/[protected]} THANKS.

To,
The Manager,
LIC of India, (P & GS Deptt.) Jeevan Prakash Building,
25, K.G.Marg, New Delhi – 110 001.


Subject : Non-Receipt of Pension Cheque
Ref. : Annunity No.13719

Dear Sir,

I wish to inform your that, I am an Ex. Employee of Indian Oil Corporation Ltd. I have been contentiously receiving Pension cheques from LIC of India, this year I have received a letter which I filled and send to LIC of India, (P & GS Deptt.) Jeevan Prakash Building New Delhi through Speed Post (No.EF[protected] Dtd.[protected] but it is very disappointing that even after four month neither I have received my pension cheques nor any thing has been communicated to me.
I request you to please look into the matter and resolve ASAP.
Looking forward for your early action on the above matter.

Thanks & Regards,

Chun Chun Mishra
(Ex. Empl. Indian Oil Corp. Ltd.)
Vill. Anrer East, Post. Anrer Haat,
Dist. Madhubani[protected]Bihar)
(Mob. No.+91-[protected])

MY POLICY NO.[protected] MATURTY ON 29.11.2011 SUBMITED FOR PAYMENT ON 02.12.2011
TILL DATE NO RECEIVE PAYMENT SO PLASE DO THE NEED FULL

GOTABHAI D.ZALA
AT. PATHAVAT.(BARMUVADA)
POST.JARAVAT, TA. MEHMADAVAD.
DIST.KHED.

I regularly pay my LIC bills through Billdesk Online portal.
My bank account has been debited. But no online receipt for the payment of the premium was generated.
And I urgently require receipt for the below policies.

Policy No. [protected]

Plan Term : 149/73

Policy Amount : 6328.00 INR

Transaction Date : 23/01/2012 6:34:51 PM

Transaction Code : BIL/[protected]/LIC/LICPGI_MICI2676

Paid Through : Billdesk

Please Send me scan copy to : [protected]@gmail.com

Hello,

I have taken home loan from Lic Housing loan at ahmedabad.My loan account no is : 55002874 and my name is Rasnidhibhai Krishnalal Nayak

I have paid my loan remaining all settlement payment on 31.01.2011 of Rs.85000/-.As per rule after paid all amount i must get all my original documents within a month but its been a year and still i dont get my original papers, even i have submitted all the required documents after completion of payment period of 3 months,(document like ,they demanding photographs, current salary sleep,) and before one month they also asking Rs.85,000/- receipt copy, its already 2 time submitted at ahmedabad regional office by myself. I have visited the Ahmedabad, Paldi LIC Husing loan office and have talked to Mr. Vishal shah , even in the Head office Mumbai to Mr. Datatray Hegde, But they dont give us the exact time and now i am suffering ..very badly...

Now I got to know that My original file has been misplace by them so just because of their mistake I am suffering, and they dont give us the proper answer till passing of one year of settlement payment.

Please help me solve my problem within a month.

Thank you,

Regards,

Rasnidhibhai Nayak
M-[protected]
[protected]

Dear Sir,

First of all, i would like to request everyone to avoid LIC Housing laons for buying new house. The day i have availed the loan i am suffering every minute from this company. My Loan account number [protected]

There is no proper communication to the customers about the interest rates. There is no communication if any technical error with monthly emi payment. No use of ECS standing order. You need to keep visitng the branch for sorting out issues with your loan. There is no customer service

Recently i made part payment of 3 lakhs in october 2010. But after repeated calling to the branch and emails they did adjust the loan after 2 months.. No adjustement of the interest for 2 months. Night mare to get adjusting the amount.

My monthly emi payment for Jan 2011 didnt go through because there was a technical error in takeing the payment from ICICI Bank. After repeated trying i could contact branch office in visakhapatnam. They suggest to come in the branch and pay the amount and sign for new ECS form. Which i cannot do as i stay oustide india. I request to look into the matter and help is very much appreciated.

Regards
Badri Vajrapu

I WANT MY ACOUNT STATUS OF MY LIC'S MONEY PLUS POLICY NO IS[protected]

dear sir
i had taken a house construction loan from lic housing loan with a monthly installment of Rs.6200.
also i had submitted a sbi cheque book of 25 cheques with my sign. as per the instructions to lic house loan office in Rohtak.in dec. 2011 i received a phone from lic office saying that my cheque no 617255 has been rejected /bounced with the reason, sign. not matching.same time i went to the lic house loan office and met Mr. parmod ,manager in the office. he told me to submit a new cheque for Rs, 6593.i asked him that i have already submitted a full cheque book with my sign.he told that the cheques were already dated by them and to submit a new cheque for the above mentioned amount. i handed over a cheque no 425285 dt.21/12/11 for amount Rs. 6593 to the office and asked Mr. parmod to get me a copy of the bounced cheque.i was surprised to see that the cheque was not sign. by me . i asked to Mr. parmod that it was not my fault and he has submitted the cheque without my sign. where as this is duty of them to have checked the book when it was handed over to office and during the dated of cheques .also they could inform me to submit a new cheque for the amount Rs. 6200 and not penalise me for Rs. 393.several time i has written to Mr.parmod and higher officer of regional area/head office but no satisfactory replay from their end. it seems that they are least bother about the problem to customer. pls help me in refund my Rs. 393 or guide me to consumer court to fight against corruption.

The Manager (Pension Dept.)
LIC of India Delhi, Branch Code: 112
Bombay Life Bldg Connaught Place.
New Delhi 110001
Sub: - Inform me the rules & regulation in my case for getting maturity amount.
Sir
I kamal Kumar Kanodia 525-V, Katra Nagpuri, Chandni Chowk, Delhi-110006 having policy no.[protected] dated 19/12/2001 under your plain 145 has matured on 19/12/2011 of Rs 1,00,000/-.
Previously my residence nebhiror Purshotam Munarka who is your agent, having agency code no.41896111 has filed papers to opt. for pension plan on my behalf but I have asked to file for claim of maturity amount. After the laps of maturity date & wait up to dec.2011, one day I asked him for above amount, he replied that your policy will be mature next year as on 19/12/2013. Afterwards I exercise myself to my nearest LIC branch no.114, they said it have been already matured & gave me the maturity form, also told me their requirement for submission to file the claim. As you know that I have filed my case on 06/01/2012 against your file no.3825, on 7th your claim officer phoned me, told me about the fact & current status of my case. I meet her personally on the same day & request for the claim which is required by me for the medical treatment which is advised by the doctor. She has suggested me that give me a letter along with your medical certificate. By 9th I have submitted request letter along with medical certificate Today (20th) I make a call to your claim officer, she has noted my police no, than inform me that you have to submit application of surrender because your pension has started.
Sir, tell me how it is started? Have you paid me anything in last ten year? If I submit application of surrender than what will be surrender value? What are the rules & regulation for me, please send me its copy as well as a photo copy of my file to opt. for pension plan which was submit by Mr. Purshotam Munarka, so that I shall proceed further.
Sir, kindly consider, if you are in this situation than what you will expect from me (as a policy holder as well as a officer of LIC).Hoping best co-operation from you.
Thanking you
Kamal Kumar Kanodia
525-V, Katra Nagpuri,
Chandni Chowk,
Delhi-110006
[protected]@gmail.com
[protected]

I had sent the following mail to lic.[protected]@vsnl.net on[protected].

Is it the right ID? . Otherwise pl forward this mail to correct who would send me the interest deduction certificate for-2011-12 to the e-mail ID given in the trailing mail. Thank you and regards.

To Area Manager,

Dear Sir,

I have a home loan account with you bearing Loan A/c no.[protected].

For the purpose of income tax, I require the certificate for interest deducted during the financial year 2011-12.

Similar certificate issued last year is attached here with for your ready reference.

Since I am staying in Gurgaon, I request you to pl send the certificate by e-mail to me.


My residential address at Hyderabad is changed and is given below.

Flat no.305, Shyamala Sandhya Apartmnets,

Chatanyapuri, Hyderabad- 500036. Please update the same in my loan record.

Thanks and regards,

P.S.S.Subba Rao | Sr D.G.M. - Stores | LANCO Infratech Limited
Plot270 | Phase II | Udyog Vihar | Gurgaon - 122016
Phone : [protected] | Mobile : [protected] | www.lancogroup.com
| Go Green | The future will thank you |
Before printing this email, please think if you really need

My policy no is[protected], I paid all premium.

My policy is after completing 4 years -- return Rs 20,000/- of cheque by LIC of India.

My policy already complete 4 years on June 2011, But I am still waiting for that cheque, I already talk to my agent. Nothing will happened

Please help me.

Thanks
Pawan Kumar

Dear Sir/Mam, Good afternoon !
This about file no. LA: 14340706 and loan A/C No. [protected]. I received a letter from head office of LICHFL Delhi Office Asif Ali Road regarding interest rate increase from 8.75% to 11.65% and it has been implemented also as interest amount on loan per month in increased from Rs. 6041/-month to 7518/-. I have request on folllowing points

1) Two years back I had applied for loan of Rs 6.0 lacks for the purpose of purchasing Flat under consruction from LICHFL for 10 years & filled the form on fixed rate, By mistake LIC has sent me the agreement letter for 3 years (1-36 months) fixed rate & remaininmg 7 yeras( 37-120 months). But immediatly I put the application to the LIC for the correction of floating rate & requested to put fixed rate. Pl check whether it was implemented or not. I have attached herewith the scan copy of the same application's photo copy.

2) On 5th, Dec-11 interest amount on loan for the month is deducted Rs. 7518/- instead of 6041/-month which was being deducted from last two years. It is not fare because interest rate is fixed. Secondly if you consider my first point, LIC can lot increase the interest rate before 3 yeras.

3) So for I have not picked up the complete amount of loan ( 6 lacks) because construction of the flat project is delayed and EMI of the loan is also not started so for. I am paying the interest on the received loan only.

So you are requested to kindly get corrected the followings :

1. Interest rate on the loan Pl revert back my interest amount 6041/instead of -7518/- month.

2. Fixed rate in place of floating after 3 yeras

Thanks & regards,

Sudhir Sharma

[protected]@yahoo.co.in

Mobile- [protected]
Loan file no. LA: 14340706 and loan A/C No.[protected]

RESPECTED SIR/MEM
SUBJECT- MY SALARY .
SIR I am working in LIC direct marketing department in AHMEDABAD(Paldi branch) .i want to inform you that here i have been working but they are not paying my salary.that's why it is my right that i have to inform you.I am not giving my name because i want to keep it confidential and private.there are lots of DSE (direct sales executive) working but they are not getting that much salary as mentioned in contract. so i inform you that please take some steps as soon as possible.

This is very old investment type , no any benefit. I have also surrender my policy. At the time of surrender I make huge loss of my money after 8 years investment they have not pay me even what I have paid up to 8 years . My experience with LIC is very very bad . My brothers & Sisters don’t waste your hard money in these false things , stay way from LIC . They are eating your money by any mean by any rules . They are thinking peoples are foolish. Stay away! stay away!! stay away !!!

LIC agent, M Husain code 0106490H was issued a cheque of Rs 12586 vide Axis bank No 002334 Dt[protected]. This was towards issue of term policy of 40L. The BOC refernce no is 1868. Premium Policy receipt no is 11164 dt[protected].

The branch in question is LIC's 90H.

It is almost six months and no communication towards acceptance or rejection of proposal jhas been received.

Agent, DO & Branch Manager are not responding.


Yogendra Bellani
[protected]

Hi

I have made a premium payment against my Policy[protected] on dated[protected] at branch located at K G Marg ( Branch Unit – 11J ). Payment done through cheque and also it’s been cleared on dated[protected] whereas it’s showing pending in FUP and on LIC site.

Have submitted written request on dated[protected] along with below mentioned copies.
but still have not received any revert on this

1. Copy of deposited renewal receipt.
2. Premium paid certificate FY[protected].
3. Copy of Online premium payment site (which is showing pending).
4. Copy of the cheque.

Request your kind intervention to close out the said issue.

Thanks
Balwinder Singh Mehta