Life Insurance Corporation of India [LIC] Complaints & Reviews

I want to know my current policy status and full details.pls inform all information and send it to my email id - [protected]@gmail.com.

Thank you
From
PRABHAKAR.S
POLICY NO:[protected]

I have taken a LIC JEEVAN PLUS policy vide policy no.[protected] D/[protected] plan 173 and paid an amount of Rs 20000.A policy was also issued in my name i.e Vanka.yathiraja valli with nominee as V.V.R.Shyamkumar..This is an invevestiment under LIC'S JEEVAN PLUS GROWTH A UNITED-LINKED SCHEME UNDER PLAN NO.173. As per the charcterstic of this scheme this amount will be invested in debt/equity market with a ratio of 50%:50% in government securities and equity shares respectively and interest/dividend and profit earned as the case may be will be adjusted to my credit each year to be utilised as further premiums of this scheme. Thus the liablility of further due premiums of the above scheme is reduced to this effect and balance income on this scheme supra above shown as credit balance in my favour every year and the staments thus arrived be sent to me to alert the the further liability if any on this schme. Thus in the process a paper was also published as on[protected] that this scheme was benifited by 29% since october2005 to[protected]. this gave me a hope that my capital appreciation is Rs 5800 during this period and would contribute a lot towords my liability of premium payments to this extent.But the LIC has not sent the annual statements as such and now a letter was received on[protected] vide their letter no nil dated[protected] asking me to pay some amount vaguely without giving the period or the basis for their contention.I approached on[protected] the dvisional manager,VISAKHAPATNAM .But he is not in a position to sbstanitiate the contents of the letter and vaguely asked me to remit some amount .The basic requirement to any due amounts is the specific demand for the due amounts in advance every year for the same based on the above terms of this scheme as explained above supported by proper annual statements reflecting the credits and debits for the relevent years.Unfortunately the LIC chosen to ignore all norms and vaguely sending letter after6years saying that you may fall due of amounts and remit some amounts or prepare for foreclosure threatning of dire consequences unilaterally which are arbitrative and aganst the HUMAN RIGHTS.Hence I request to kindly arrange to send the ANNUAL STATEMENTS SHOWING DEBITS CREDITS IN VIEW OF THE EARNINGS out of intersts,dividends and profits on the intial investment of Rs 20000 in 2005 as explained above as per the terms of JEEVAN PLUS OF LIC notified at the outset of this scheme.KINDLY ARRANGE TO SEND MY STATEMENTS OF MY ACCOUNT SINCE 2005-06.2006-07,2007-08,2008-09, AND 2009-10.PLEASE ARRANGE TO ESTABLISH BASIS FOR LIC'S INTIMATION TO REMIT SOME AMOUNT VAGUELY.Kindly arrange to send the above basic.LIC has sent an Email in which particulars of appropriation of Rs 20,000 kept at their diposal transferred to LIC account almost completely exhausting my RS 20,000 since 2005 november asking me to remit further additional amount to continue the process without mentioning the figure of the amount to be remitted endlessly. In this regard the follwing unusual methods were adopted deviating from the LIC norms linking period of policy,term and the premium of the policy as per the procedure norms and LICs dignity in extending social security to the senior citizens like me adopting unfair practices voilating simple principles of Justic and Human rights While the LIC policy Issued to me contains Annual premiums as mentioned you have grabed the premiums every month as per the statement supplied to me in spite of my repeated requests.Had these are spared for an year as mentioned in LIC policy the financial scenerio would be different (2)The duration of the policy is to be mentioned.However as per the due date of last payment i.e[protected] noted by you inthe policy the duration of policy is 40 years in my case and dedudcted a total amount of Rs 26,351 up to end of[protected] for 65 months at different rates i.[protected]@324.90 for 9 months,Rs354.59 for13 months,389.30 for 12 months,Rs.428.80 for13 months Rs.472.55 for 13 months,Rs520.90 for3 months,544 and Rs574 for one month.At this rate if I go on remitting the amounts demanded by LIC .The total amount will go up beyond the SUM ASSURED in your policy unlike the other LICs policies . Hence I request you to kindly arrive at a judicious premium amount corresponding to sum assured for a period of 40 years as per your TABLES and fix up the annnual premium to be consumed from my account credits. (3) In the amount allocated coloumn of the statement of appropriation of amounts sent by LIC certin amounts are shown as amounts allocated similar to the DR.and Cr amounts amounting to Rs.26,350 which means that an amount of Rs 26,350 outstanding credit with LIC in my favour as the same is transferred from out of the proceeds of the sales of my units in my account and there are no outstanding dues from me in this regard.As such this amount of Rs 26,350 is avialable for surrender in case of emergency and/or for foreclosure as envisaged in clause10.a charge for premature surrender as per the terms mentioned in my policy.But some staff of Visakhapatnam Dn. of LIC office irrelevently disposed my querry in this regard that nothing is payable in case of surrender/foreclosure,This is to be clarified now as the safety of my very hard earned money with LIC in this regard as shown above under ALLOCATED amount by LIC is thretended only to be whisked away making me a victim of your JEEVAN PLUS policy plan173. This is against principle of fundemental Principal of justice and human RIGHTS.This may be clarified early to save my hard earned . .(4me)It is also not justfied that the benefit of extending BONUS as desided by LIC from time to time is not extended to this scheme i.e JEEVAN PLUS plan 173 as has been extending to other products of LIC.This may be cosidered and add the element of BONUS also in ALLOCATED amount as explained above which may reduce the incidence of further premium amounts .As gone through the conditions on the polcy there is no bar on extendig the BONUS elent. (5) I request the CORPORATION to be spesific in amounts to be remitted,period in advance athe intimation which is totally absent in LICs letter d/[protected] without reference number received by me on[protected].LIC has a healthy practice of giving notices containg all these particulars in avance was the greate tredition..Kindly arrange the needful as requested.

Dear Sir,
With reference to the above, I would like to bring to your notice that refund of income tax has not been done for the assessment years 2008 -09 & 2009-10.

I, Mrs. Geeta Arora (PAN No. AAYPA5895P) have filled my returns for income for the above years on july 2009 and july 2010 respectively at your above address. The refund of taxes which have not been done is as follows;
1. 2008-09 Rs.35073/-
2. 2009-10 Rs. 56643/-

Thanking your
your faithfully
Geeta Arora,
Agent (LIC OF INDIA) Unit2
Add: 277 Guru Nanak Pura,Adarsh Nagar,
JAIPUR-302004

Dear Sir,

Pls Help,

Contentiously follow up from June 23, 2009 till date i am not received any reply from LIC.

I was taken a policy from LIC on[protected], Policy No-S28313850, Divisional Office-Indore. But till date I am not received any refund money from LIC while as I am deposited the premium last 1974. Pls help in this matter. Pls find attached scan copy of Policy Bond & Premium Receipt.

Policy Holder-Shri Ramesh Chandra
Policy No-S28313850
Address-Fateh Chowk,Baghana,Neemuch (MP).
Scheme-Salary Saving Scheme

My Current communication Address.
Shri R.C Khandelwal
B-905,Sector-1
Avantika Rohini
Delhi-110085
Tel-[protected]


Thanks & Regards
Shri R.C Khandelwal
Mobile- [protected]

I take 4 LIC policy,

I know @ all my Policy detail.
How much money i deposited & when

How i get this detail.

from LIC site I try many time to register, but not any detail given
Please help me.
[protected]@yahoo.com

Reply me

Dear Sir,
My Policy No. is[protected] Branch code-26A Ihave no received Monyback cheque Month of Januaru-2011 My Complaint allredy sumitted many times. but no repply once a time.And my new address allredy updated profile.I want Monyback cheque urgently in my new address as again below here
Shiv Singh S/o Sh. Gajadhar Prasad
N-71, Teacher's Colony, Pratap Vihar
Ghaziabad (U.P.) Pin code-201009
Mob. [protected]

Dear Sir/Madam,
I paid premium of My Policy No.=[protected]; Name of Policy Holder is Praveen Kumar; Service Branch = 314 (Faridabad) and Net Banking Transition No.=4509999 and Net Receipt No.= PR[protected] through Net Banking of licindia.com (ICICI Bank) and i got the net receipt also for your reference i attached the net Receipt here. When i checked the Policy as well as Premium Calender it shows My Policy is due on 30/03/2011 but same i paid on 07/03/2011 through ICICI bank and amount is debited from my account ICICI bank.
please clear these Point why it is not shown paid in Premium Calender as well as in Policy?

Regards,
Praveen Kumar Sharma
[protected]

I have applied for the LIC policy which has not been issued to me even after waiting for almost one year, inspite of several reminders & regular follow ups. I fail to understand what has happened to the LIC customer care which it seems not at all bothered about customer complaints. My Application for LIC policy is pending for almost one year and nobody including the agent is looking into the troubles for the end user. Further I felt deceived when came to know that the agent has applied for a policy for 20 years while the premium paid my me to the agent was for 25 years term as informed by the agent himself while calculating the premium.
Although I have registered a complaint with LIC customer care in the month of september 2010 but nothing has been done till date regarding my complaint.
I really feel conned having opted LIC for having a policy and am writing this email in genuine distress that how a LIC agent can deceive people working in the Government Sector in name of LIC, this is really very disturbing and compels me to loose faith in the LIC itself even though I already have two policies from LIC No.[protected] and[protected].

I hope this mail of mine will be considered genuinely and an appropriate redressed will be done.

Regards

Sunil Kumar
[protected]

SIR,
My name is priyanka Sharma , I have take a life insurance corporation OF INDIA policy no.[protected] date 04/08/2006. My agent agency code is 0004711M & devo code 5011011. My problem is that I have got a cheak on date 2/4/2011 amount is 26807/- & ch.no. is 087631 against ch. No.[protected] after getting cheak I have gone to lic office cheak status of my policy then fond that my policy was cylinder on date 15/12/2009 and this ch. Issue is cylinder value . but my policy bond is with me & I have no application give to lic for policy cylinder . how to be this possible or not ,I am very sad to know that . I have discussed with agent then he told me that I have cylinder ur policy & now you can not do any thing. I want to that which paper was used for cylinder the policy without my permission . i hope u give possitive response.
BRANCH UNIT : 11M ,JAINA KUNJ ,LONI ROAD
SHAHDARA DELHI PIN :110032
POLICY HOLDER
PRIYANKA SHARMA
[protected]

My name is MS.M.K.Vasantha and my agency code is 1813729.and licence No is 07292021.No commission received from last years. I have confirmed from the insurer that all the policies are in force and regular .i have already send letter but there is no response for that . so please after seeing this please take needy action.and please mail the reply to this id "[protected]@yahoo.co.in"

i HAVE NOT GIVEN ANY MANDATORY TO DEBIT MY SAVINGS BANK ACCOUNT TO THE TUNE OF RS.10265.70 TOWARDS LIC. ALARMINGLY MY SAVINGS BANK ACCOUNT WITH UCO BANK MYLAPORE BRANCH IS DEBITED WITH THE AMOUNT WITH TRANSACTION S86539153 TOWARDS LIC[protected]
PLEASE SEE THAT THE AMOUNT IS RECREDITED INTO MY SB ACCOUNT [protected] NEELA CHANDRASEKARAN UCO BANK MYLAPORE BRANCH IMMEDIATELY.

Dear sir,

My loan account number 25504395.
[protected]

I took housing loan from LIC HFL offfice at thanjavur branch.
regularly i pay my EMI through challan.
Now, That branch office never give to me challan.
maybe new rules,fine.
If you change anything about my loan.You have to inform to the rigister post.

I don't like any other method of repayment my loan EMI.
That mean i like challan method .

Your's faithfully,
(S.MOHAMED)
08/04/2011.

POLICY NUMBER[protected].DATED 28.07.2006.I WANT TO KNOW WHAT IS THE CURRENT VALUE OF MY MARKET PLUS TABLE 181 POLICY.

Sir,
With regards, I would like to draw your kind attention towards my registered letter sent vide Regd. Receipt No. 3461 dated 15.09.2005 vide which I had sent to LIC Kanpur Branch No. 3 the original policy under Policy No. mentioned in the subject.
It is to intimate that the said policy stands matured on 28.07.2005 accordingly the same was sent to you so that the payment is made to me. As is aware that about six years have passed since I had sent you the policy but nothing has been received from LIC till date despite my repeated reminders. Accordingly you are requested to kindly do the needful so that the payment is made to me at an early date so as to avoid writing to anyone again and again.
Hope that your goodself will look into the matter personally and initiate an early action so as to release the payment in my favour.


Yours Faithfully,


Inderji Raina
H.No. 22 , Sec-1,S.S. Lane Durga Nagar, Jammu-180013
Mobile: [protected], [protected].

LIC has sanctioned me a Home Loan. I paid processing fees if INR 13,000/-. I applied for loan on 3rd March.I have provided all documents as LIC representative demanded for loan disbursment,They promised me that they will disburse my loan within 15 working days.After paying processing fees, there is no reply from their side. Whenever I am following up for it they are telling different reasons and demanding other documents.After providing those documents ,they are still postponing the loan.

Please Guide me.

Hi

I have forgot my login ID and password of LIC policy.

Name: Nityanand Mudaliyar
policy no:[protected].
policy no:[protected].
dob: 12/07/1981
mail: [protected]@yahoo.com

Dear sir,
I forgot my username and password of my LIC policy to avail online facilities.
My Policy details are as follows.please try to send the details to this ID:mandasagar.[protected]@gmail.com

Policy Number:[protected]
Policy Type:Jeevan Anand
Sum Assured:3 lakh
Premium Amount:15530

thanks and regards
Vidya Sagar Manda

Hi,
I have applied for a loan on 18th Jan'2011 still i have got it and after each and every 15 days they start asking for a new paper ,I have given all the required paper and even they have taken their all fee and still I am waiting for my Loan Amount .I am fed up of it everyday I am going to their office at Asaf Ali Marg,Delhi but they are not even talking to me and telling me why my cheque is not delivered to me.

I have been calling LICHFL office for 6 months but they never pick up the phone.
LICHFL agents who processed my loan and took heavy money from me are also not responding.There is no customer service ,Taking the loan from LICHFL is the worst mistake of my life.

The LICHFL employs which are really unhelpfull:

Faizi Riyaz (mobile - [protected])
Neha Mishra.

Asaf Ali road,New Delhi.

Respected Sir,
My husband S.Kuppusamy, Watchman, Government Middle School, Lawspet expired while in service on 06.01.2010. One LIC policy No.[protected] subscribed under the Salary Savings Scheme was partly settled (i.e., 20% of the policy amount has been paid to me for which I thank the LIC Pondicherry branch a lot) . The balance amount which is to be paid on monthly basis for the surival of my differently challenged girl child(mentally retarded) SIVARANJINI aged about 9 years is kept pending for more than 10 months. Please interfere in this matter and pass necessary directions to the LIC of India, Vellore Circle, Tamilnadu for immediate settlement so as to meet her education expenses in a special school viz., Sadhay School, Puduchery. Thanking you in anticipation