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Life Insurance Corporation of India [LIC] Complaints & Reviews

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S
s.a.soma sekhar
from Bhimunipatnam, Andhra Pradesh
Apr 16, 2008
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sir, im son of late s.a.srinivasa rao who died on[protected].
he is a policy holder of lic with 3 policies they are[protected],
[protected],[protected]. We are resident of raigarh(c.g).
it has been nearly one and half year since his death but hadnt recieved any response form lic though we have completed all the formalities. i had already complained to ombudsman raipur but it is useless.i hope at least u would respond to this complaint.
the present status of policies are: LIC HEAD OFFICE RAIPUR.
- S.A.SOMA SEKHAR, [protected].
Aug 14, 2020
Complaint marked as Resolved 
I Mr. Ranjeet Kumar Yadav and my sister-in-law Mrs. Rajpati Yadav having my lic policy no.[protected] and my sister-in-law policy no.[protected] and both of them under 12G branch. We both have applied to changing address from 7B.Amritpuri, Garhi, East of Kailash, New Delhi-110065 to 57A.Amritpuri, Garhi, East of Kailash, New Delhi-110065 and in this connection we have despatched two courier on dated 15/12/2008 by blazflash but up to today dated there is no change of address.So for your kind consideration when the polish holder wanted for his own convinent to change address why the branch do not do this.Here is a question to your department does the department want to return of every letter despatch to client and if it so I think it is not benefit for LIC.I want comment in this matter.
Thanking you.
Yours truely
As per the records received from our Despatch Dept. your two cheques amounting to Rs.75, 307/- and Rs.11, 478/- have been dispatched by SPEED POST on 26.03.2009. The despatch no. being

EM[protected]IN. The delivery details can be viewed from Internet.

The above statement is received by me from LIC Head Office, Mumbai through mail ( np.[protected]@licindia.com) but till today I have not received the cheques.It is already on month passed. Please look into the matter and do the needful at the earliest.
regards
K.C.Dalai
Mobile no. +91-[protected]
sir I am son of sh.s.k.jain who was the policy holder of your policy no:[protected] with the name of "jeevan suraksha".he had died on 17 august 2008. we had opted for 25% commutation amount and the rest through pension cheques, but till date we had not received any cheque till date but commutation cheque has been received. I had done many mails to your kanpur office but no resolution has been done till now.
Kindly look into the matter and reply
thanking you
ishan jain
mob:[protected]
Dear Sirs,
I had surrendered Jeevan dhara policy No.[protected] on 16.2.2010 to Tripunithura (Code No. 78-A) branch under Ernakulam Division. The computer has indicated Rs. 31, 100/- as the surrender value of the policy. But the dealing Officer is not satisfied with the fiture and she says the computer is not trustworthy. She has to study the rules and regulations to arrive at the surrender value. I contacted her again on 27.2.2010 when again she said "no body knows the method of determining the surrender value of Jeevan Dhara and Jeevan Astha policies". Hence it may take months together to settle the claim. Sir, I am facing this problem when I am alive. You can imagine the plight of the nominee, if I had died earlier, to get this monty. It is a shame that LIC spent crores of Rupees to install software shich is not trust worthy. I request to settle my claim and send the funds to my bank account before 10.3.2010, failing which I will take up the matter with Insurance Ombudsman, Kochi.
M. Vijayan
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    R
    R.RAJESH
    from Thrissur, Kerala
    Apr 15, 2008
    Resolved
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    To :

    The ombudsman,
    LIC Housing Finance,
    Chennai.

    Sub : Excess Cash took by LIC Housing Finance Agent ( Mrs.Alamelu ), who is residing at Madipakkam, Chennai. ( Mob:[protected] )

    Dear Sirs,

    This is to let you all know that excess cash of Rs.4711/- has been taken by Mrs.Alamelu, LIC Agent (Mob:[protected]) from me and she has not returned back the amount took by her till date. Its been more than 6 months. She is not picking up the call and I have only one proof that she has paid my LIC housing fees with her cheque. I have already sent a mail to ombudsman with regard to non-disbursement of housing loan ( IO(CHN)/20.09.2510/2006-07)where I have mentioned that Agent whereabouts is not reachable. Now, as she has took cash from me in order to get my loan sanctioned asap, she paid part amount with her Andhra bank cheque and partly paid with my cash. As there was a miscalculation by her ( viz., I got loan sanctioned for ~ 8 lacs at first and I have paid the fees for the same. Then I applied for increase in loan due to my salary increase, where, I have given excess cash. ), and as I have sent a mail to you, she came back to me and collected cash, which was excess by Rs.4711/-.



    When I call her, she never picks up, and I reached her through another number, she picked up and says, she has already given all the receipts.Also, when I contacted the manager of LIC Housing Finance, Mr.Narasimhan, he says that she is just an agent of LIC and she is not an employee of LICHF, Tambaram branch and moreover, as she is not coming to Tambaram branch, he is unable to help me.I like to say my sincere thanks for chasing up many times by Mr.Narasimhan who has recently joined LICHF, Tambaram branch.



    It would be great, If any one could help in recovering the money from her. Moreover, as an LIC agent she should not take cash from the clients. However, this has been communicated to her Manager ( Mr.Narasimhan )of LIC Housing Finance, Tambaram branch and he is aware of this issue and he was not able to take any action as she is not coming to Tambaram Branch.



    I request you take legal action, if possible, against Mrs.Alamelu by cancelling the position as an LIC agent, as it gives a bad name for all the LIC branch because of an cheating agent, who takes cash from clients and doesn't give receipts neither return the cash back to the clients. I have registered this issue vide Registration No. DPG/X/2008/80036 under online legal website http://dpg.bharatsarkar.nic.in.



    I have planned to take this issue to consumer court to return the money with 36% interest, as I have paid 36% interest because of shortage of Working capital on monthly expenses, as I can post the question, as why she should pay my LIC fees with her Andhra Bank Cheque and this will prove as she has took cash from me. Moreover, I have sent a letter to Mrs.Alamelu marking copy to LICHF, Tambaram branch on 11th September 2007 with the below details.



    The details of the excess cash took by Alamelu is as below :



    18.11.06 - LIC fees paid vide chq.No. 944872 = Rs. 1684

    18.11.06 - Cash received by Alamelu = Rs. 7857

    Cash took by Alamelu for second time = Rs. 320

    [protected]

    Rs. 9861

    [protected]

    Receipts, which was given from LIC :



    Upfront fees, S.Tax, E.Cess - Receipt No. 0443370 = Rs. 1684 ( Paid by me vide ABN AMRO cheque No.944872 )

    Prestamped - Receipt No. 0443142 = Rs. 319 ( Paid by Alamelu Andhra Bank Chq.No.456897 )

    Upfront fees, S.Tax, E.Cess - Receipt No. 0443139 = Rs. 3087 ( Paid by Alamelu Andhra Bank Chq.No.456897 )

    [protected]

    Rs. 5090

    [protected]



    Balance to be returned by Mrs.Alamelu, LIC Agent = Rs. 4771 (Rs. 9861 - Rs. 5090 = Rs.4771 )



    Please call me, if you require any clarification.



    Further, if this cannot be handled at your end, then request you to forward it to the all your departments of LIC, so that she doesn't work with LIC any more and create a bad impression on the LIC Agents.



    Thanks,



    Raj.
    Aug 14, 2020
    Complaint marked as Resolved 
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      M
      Manjusri Dutta Mazumder
      from Tirunelveli, Tamil Nadu
      Apr 15, 2008
      Resolved
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      That I want to inform you that I have received the cheque from your City Branch 10 at 1 & 3, Brabourne Road, 5th Floor, Kolkata – 700 001 for the LICI BIMA NIVESH Policy No.[protected] of my husband Late Sushanta Dutta Mazumder as nominee on 1.7.2006 vide cheque No. 786601 dated 27.6.2006 amounting to Rs. 6, 92, 929/- (Rupees Six Lakh Ninety-two Thousand Nine Hundred Twenty-nine) only drawn on Bank Of Baroda, Brabourne Road Branch, Kolkata – 700 001.

      That my husband Sri Sushanta Dutta Mazumder was died on 20.3.2006 at his residence at 27-K, Rajkrishna Street, P.S. - Uttarpara, District - Hooghly which is within Ward No. 15 o[censored]ttarpara–Kotrung Municipality. That Uttarpara–Kotrung Municipality has issued death certificate of my deceased husband.

      That my husband was a retired West Bengal State Government Employee. He was a policy holder of LICI BIMA NIVESH Policy No.[protected] issued by Life Insurance Corporation Of India from City Branch 10 at 1 & 3, Brabourne Road, 5th Floor, Kolkata – 700 001. I am the nominee of the aforesaid policy.

      That I have intimated the matter within stipulated time and on 1.7.2006, 9 (nine) days before the maturity of the aforesaid policy, I received the cheque from LICI. Previously, on 9.6.2006, I received a letter dated 25.5.2006 (posted by you on 7.6.2007) from LICI which was addressed to my husband’s name and the letter shows that the amount receivable after maturity is Rs. 7, 51, 828.34 (Rupees Seven Lakh Fifty-one Thousand Eight Hundred Twenty-eight and Paisa Thirty-four) only. But I received the cheque of Rs. 6, 92, 929/- (Rupees Six Lakh Ninety-two Thousand Nine Hundred Twenty-nine) only, nine days before its maturity and it is less Rs. 58899.34 (Rupees Fifty-eight Thousand eight Hundred Ninety-nine and Paisa Thirty-four) only from the maturity amount. I do not understand why LICI has deducted the amount of Rs. 58899.34 (Rupees Fifty-eight Thousand eight Hundred Ninety-nine and Paisa Thirty-four) from the maturity amount of Rs. 7, 51, 828.34 (Rupees Seven Lakh Fifty-one Thousand Eight Hundred Twenty-eight and Paisa Thirty-four). LICI has issued the cheque on 27.6.2006, only 12 (twelve) days before the maturity and I have received it 9 (nine) days before maturity and for 12 (twelve) days the amount deducted is of Rs. 58899.34 (Rupees Fifty-eight Thousand eight Hundred Ninety-nine and Paisa Thirty-four). It is very unfortunate action by a reputed company like LICI. There is no whisper of any condition mentioned in the “policy” that any amount would be deducted when the policy-holder dies only three and half month before the maturity of that policy. An amount of Rs. 58899.34 (Rupees Fifty-eight Thousand eight Hundred Ninety-nine and Paisa Thirty-four) has been deducted for 12 (twelve) days early payment(!), it is unbelievable and unfortunate act done by LICI.

      I think there is a mistake of calculation or mis-understanding by LICI. I think as a nominee of my husband I am fully entitled to get the full amount, i.e., Rs. 7, 51, 828.34 (Rupees Seven Lakh Fifty-one Thousand Eight Hundred Twenty-eight and Paisa Thirty-four) only which was entrusted to you by my husband.

      In view of the above, I wrote to The Branch Manager, Life Insurance Corporation Of India, City Branch 10, Kolkata about this matter twice and on 29.11.2006 I received from a letter dated 16.11.2006 from P. Br. Manager, CBO-10, KMDO-1, LICI stating some flimsy and illogical grounds for non-payment of Rs. 58899.34 (Rupees Fifty-eight Thousand eight Hundred Ninety-nine and Paisa Thirty-four). But I think the aforesaid letter is only a casual reply of my letter and there is no ground to support for the less payment of Rs. 58899.34 (Rupees Fifty-eight Thousand eight Hundred Ninety-nine and Paisa Thirty-four) for 12 (twelve) days early payment by LICI. So, please rectify the mistake and kindly arrange to pay the rest amount of Rs. 58899.34 (Rupees Fifty-eight Thousand eight Hundred Ninety-nine and Paisa Thirty-four) for full payment for the above mentioned policy as soon as possible.

      I am a widow lady and it is a hardship for me to correspondence regularly to claim my legal demand from LICI and if you not take the matter seriously I’ll not get my justified claim from LICI in future.

      So, I request you that you would be kind enough to pay the balance amount of Rs. 58899.34 (Rupees Fifty-eight Thousand eight Hundred Ninety-nine and Paisa Thirty-four) only for LICI BIMA NIVESH Policy No.[protected] of my deceased husband at your earliest and oblige thereby.

      Yours sincerely,

      Manjusri Dutta Mazumder

      27-K, Rajkrishna Street,
      PO – Uttarpara,
      District – Hooghly,
      PIN Code – 712 258.

      Phone:[protected]
      Aug 14, 2020
      Complaint marked as Resolved 
      lici needs to stop making profit from lapsation.even though there is a dramatic distinction between profit and surplus but at some point of time we being a laymem fails to understand it categorically from that 58 thousand and some deduction. insurence maturity is non taxable.is it a mistake or an intentional act regularity.coming back to the first point of no profit till first 3 years, i being a laymen think lici doesnot reach the break even point if say someone pays a premium of 4000rs per year.if some one pays a yearly premium of 100000 rs per year how does the euqilibrium comes to a justification that till three year the cost goes into the maintanace of the policy for first 3 yrs.does the cashies who recieve the cash, or the underwritter who checks the various parameters or anyone associted or being paid for the making of the policy paid more in the second case.i believe that lici annnounces declares same bonus for same policy irrespective of the sum assured.why dont lici promote the insurence aspect of its product more than a invest ans insure kind of a trhing.hope lici the kohonoor of indias finance do the proper justification with its p.h. keepinf in mind the fasct of 100 cr share capital awa the going to be deduction of its investment potfolio from 30 percent to 10 percent in sensex. hope lici stops selling each and every policy with some or other lie.
      In this case there may be final maturity Bonus, which is not paid due to death claim arise before stipulated date of maturity.

      Life insurancecorporation of indiacity branch 1 kmdo 1 k — less pyment

      pol.no[protected] matured on 28 march 2009 recd.cheque forRS.18744 wheras Rs 19944 has been paid as premium in 20 years please clarify

      Life insurancecorporation of india KmDo 1 city branch10. k — non receipt of maturity cheque

      i have submitted maturity discharge voucher through agent samir sen on 27.3.2009 but have not received cheue tillnow policy no is[protected] which has matured on 10th april 2009.
      Following ware policies under; DAB, Guwahati:111, Jeewanprakash building, SS Road, Fancy Bazar<guwahati.:

      NO. Date of policy life proposer premium Amt.
      [protected].11.1997 Mast: Aishwarya P Rabha LM Rabha, Rs.249/=
      [protected].03.1991 Ms.Manusmita Rabha LM Rabha, Rs. 53/=

      These policies are under SSS. My office /Branch is debiting my salary every month and sending the premium every month as per your (LICI) demand (notice)/list in concolidated Bank draft.
      The latest demand list for our office ie: PNB, FancyBazar, guwahati, (in your building itself :Ground Floor), for the month of May/2009 was enclosed with my complaint letter dated 18.06.2009 to your concerned Branch under copy to, Sr. Divisional Manager, Guwahati :781001, for their ready reference.

      It has been come to my knowledge that, both the policies are lapsed in the record of your Organization; whereas every month our bank is sending premium for these policies responding your own demand list. I am astonished, how it can happen! Where the premium are going every month since, 1993 & 1997!!!

      Now, I have found that your above office has deleted the policy nos. from their demand list for for our office, for the month of June/2009 .

      Your good office is requested to look in to the matter and regularise my above policies and infor me.


      Thanking you,

      Lalit Mohan Rabha,
      Senior Manager,
      LICI Building, Fancy Bazar, Guwahai:781001.
      20.02.2010

      The Branch Manager
      Life Insurance Corporation of India
      C.B.O-18,
      15, C. R. Avenue
      Kolkata-700 072
      Sub:Review of the death claim paid in respect of the
      deceased insured Sulok Prakash Boral
      Ref: Policy No.[protected] for Rs.10, 000/-
      [protected] for Rs.50, 000/-
      [protected] for Rs.5, 000/-
      Dear Sir,

      I am taken back to find that my in-laws including Pulok Prakash Boral, an LIC Agent in your branch having Agency Code 01159428 suppressed the fact of the marital status of my deceased husband Sulok Prakash Boral and managed to extract the death claim of my deceased husband surreptitiously without any investigation by the LICI about the marital status of the deceased policyholder in favour of my mother-in-law Sabitri Boral who happened to have been the nominee in the first two policies excepting Policy No.[protected] for Rs.5, 000/- as is evident from the status reports enclosed.

      I have attached Xerox copies of my Voter Card, PAN Card, Marriage Registration Certificate and death certificate of my late husband so as to reopen the death claim already settled in favour of my mother-in-law without any benefit for the widow of the policyholder.

      I would, therefore, earnestly request you to review the death claim already settled and claim back the paid amount from the claimant or the agent Pulok Prakash Boral and resettle the death claim in favour of me on the ground of equity and justice to a hapless widow of the late policyholder.

      Awaiting your personal intervention in the reopening of the death claim settled.

      Thanking you,

      Yours faithfully,


      Moly Boral

      Enclo: As stated

      Address: 9A Sikdarpara Street
      Kolkata-700 007
      Tele: 22743551
      M-[protected]
      Email:[protected]@rediffmail.com

      POLICY MATURITY. — RUPEES PAYMENT WRITTEN

      NAMASKAR SIR G MERA NAAM RAHUL GUPTA HAI .MERE FATHE KA NAAM SHRI RAMESH CHANDRA GUPTA HAI MERE FATHER NE AAP KE GOLDEN FOREST COMPANY SE KUCH POLICY LE THE JISKA ME DETAIL DE RAHA HOO. 1ST NAME RAHUL GUPTA ACC.NO. 01/9/LSC356424 RECPT NO.:- LS/96/95517& ST NO.APC96-2291/165858 HAI AND 2ND NAME HAI PANKAJ GUPTA ACC.NO.01/9/LSC356423 RECPT NO.:-LS96/95516 ST NO. APC 96/2291/165858 HAI. & 3RD NAME HAI HEMLATA GUPTA JISKA ACC. NO HAI GLA30152 MUJHE IN TEENO KI JO AMOUNT HAI MUJHEY WAPAS CHAHIYE PLS AAP MUJHE TEENO KI RASHI WAPAS KARNE KI KRPA KARE OR AAP KI EMAIL ID CHAHIYE,
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        pramod budhaji gunjikar
        from Bengaluru, Karnataka
        Apr 15, 2008
        Resolved
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        dear sir
        I Pramod B.Gunjikar policy holdre in your branch no.924, 892and 897 I want to inform you that I shifted with my family at my native place belgaum 590006. so I request you to transfer my policy docket/files at naerst branch no.63g.congreess road tilakwadi belgaum 590006
        the following policy no.are to be transfer to branch no.63G . 1][protected].
        2][protected].
        3][protected].
        4][protected].
        5][protected].
        6][protected].
        7][protected] Please kindly do urgent transfer the above files to branch no.63G belgaum karnataka.
        Aug 14, 2020
        Complaint marked as Resolved 
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          P
          prem kumar kumbala
          from Hyderabad, Telangana
          Apr 13, 2008
          Resolved
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          i have lodged a complaint no. 112295 on 26/03/2008 to mm.[protected]@licindia.com

          so far there is no response.

          premkumar k
          Aug 14, 2020
          Complaint marked as Resolved 
          I HAD TAKEN A LIC VARISHT PENSION YOJNA... NAME.. RAMENDRA KUMAR...POLICY NO[protected] WEF 21 FEB 2004...AMOUNT DEPOSITED WAS RS 266665/-... INTEREST OF RS 2000/- PM WAS BEING CREDITED VIA RBI ECS CLEARANCE TO MY SAVING ACCT NO[protected] IN SYNDICATE BANK, SOUTH BLOCK, DHQ PO NEW DELHI-110011... THIS MONTH I.E. APR 08, IT HAS NOT BEEN CREDITED... NEITHER ANY INTIMATION HAS BEEN RECEIVED BY ME NOR BANK IS AWARE OF REASONS... PLEASE INTIMATE THE REASONS OF NON CREDIT AND DO THE NEEDFUL AT THE EARLIEST... ALSO INTIMATE THE DATE OF MATURITY... REGARDS... RAMENDRA KUMAR
          I HAVE LIC JEEVAN SURAKSHA POLICY NO[protected]... IT GIVES ME PENSION OF RS 693/- PER MONTH...LIC SENDS CHEQUES ONCE A YEAR... I WOULD LIKE TO HAVE THIS AMOUNT SENT THROUGH ECS TO MY ACCT... PLEASE SEND THE FORM NEEDED FOR THE SAME SO THAT HASSLE OF EVERY MONTH DEPOSITING A CHEQUE IS STOPPED... REGARDS.. RAMENDRA KUMAR
          No action has so far been taken on may grievance No 93597.
          Please expedite
          I have not received pension thru ECS Payment against my policy No.[protected]ie., under "VARISHTA PENSION BHINMA YOZANA" FOR RS.ONE LAKH)
          Payment not credited for the month Oct.'08 to be credited in Nov.'08 to my S/B A'c--013978 at Corporation bank of Basavanagudi Gandhibazar branch Bangalore on every month.
          Similarly pension of Nov."08 supposed to be credited during 2nd or 3rd of Dec.'08. not carried out.
          Monthly pament for each month @ of 750 is due for 2 months. Please look to this and redressal is requested. It was okay till Sept. month due and paid in Oct.08.
          do the needful and give feed back.Also setright .
          Dear Sir,

          My LIC Policy No.[protected] policy amount Rs.25, 000/- matured on 31.3.2009.

          I HAVE ALREADY SURRENDED MY ORIGINAL POLICY ON 26TH MARCH, 2009.

          I would like to know the payment status.

          Thanks,

          P.KESAVAN
          My Policy No. 19038633 Basic Amount Rs. 30, 000/-.matured on 2.5.2009 I have already surrended my original policy to Senior Branch Manager, LIC of India, B.O.-CAB-2 Suit No. 5-6, 3rd Floor, Arcad International Complex, Ajmer Road, Jaipur- 302006 on 9.3.2009.
          I would like to know the payment status

          Inder Lal Sharma
          I want to know the current status of policy no[protected].This policy was taken from LIC Muzaffarpur DIV-2.

          Pension payment through ECS — non receipt of pension pament

          I confirm having sent My EXISTENCE CERTIFICATE Duly verified by bank manager on 14-0-.2009 by registered mail.but till date neither pament nor any respose is received. it is requested to speed up action to release payment.



          regards.
          H.R.Arora
          Annuity no 27254/46581
          My husband Ram Dhiraj Yadav had expired on 7th July 2008 due to sudden illness. He had a procured a LIC policy bearing LIC Policy No.[protected]. He died when he was in his native village at Kakraha, Tehsil Rudouli Zill Faizabad. I have submitted the duly filled claim form and an enquiry to this effect has been carried out by the Central LIC office at my office GVT, 5th Floor KRIBHCO Bhawan, A-10, Sector-1, NOIDA. At the time of enquiry, the team assured me that same type of enquiry would be conducted from their Faizabad office at village Kakraha where my husband died. However, more than 1 year has passed and the enquiry has not been conducted. As a result my claim is pending with LIC for more than one and half year. I would like lodge my complaint through your window to get my claim settled at the earliest otherwise I will have to lodge complaiint to the Minister for Finance. Govt. of India.
          my father's policy no. is[protected] money back policy.
          father'name: pran nath joshi
          i have a loan on this policy and monthly premium is dedcuted as per time to time but loan amount is not deposited by father so i want to ask you that if i paid premium but not yet paid loan amount so what can i do?

          if he close this policy so what will amount he earn and if he contionue this policy what will amount he earn?
          My father's policy no:[protected]
          [protected]
          name :K.V.N.S.R.B.Rao

          I have applied for claim 1.2 years ago.

          The chief manager who is doing enquiry is a very corrupt person.He wants me to deposit money in LIC before i got the claim money, (i.e) if i deposit the money which i would get after settlement of claim, then only he will send his enquiry report to the secunderabad branch(which do claim settlements).

          I am very shocked to learn that, inspite of like these, how LIC could stand at no.1 position in india.
          I Smt. Suvarna Akshay Chavan w/o late Akshay P. Chavan applied death claim dated 19/11/2010 & submited all claim settlement documents to your branch 939, Jeevan Kunj, N.G. Aacharya Marg, Chembur, Mumbai - 400 071 against my husband LIC policy no.[protected]. But still I have not received any information regarding claim settlement of above case. Please intimate as early as possible or contact me on my mobile no. [protected].
          Iam A .Mamatha w/o late Satyanarayana applied death claim settlement documents to branch office malcagegiri secundrabad my husband LIC policy no.[protected] But still I have not received any information .please regarding claim settlement of above case early as possible or contact on my mobile no.[protected].my adress.H.no.15-1-242.Thilak nagar Godavari khani-505209 karimnagar
          My policy no. Is[protected] jeevan saral.

          My self lokesh Malviya L

          I have a apply for loan on this policy till today we have not received in any single Rupesh in my bank account so what can I do?
          Mr. Ajay Kumar Pandey, who was expired on 04.10.2012, had taken policies of LIC as under:

          [protected], dated 25.06.1999 at Gyanpur Branch
          [protected], dated 08.05.2011 at Gyanpur Branch
          [protected], dated 24.05.2012 at Maldahia, Varanasi Branch

          His death claim was filed on 17.12.2012 at Varanasi Mandal Office. Till date there is no response. The clamet had already submitted all requirement as they are required.

          Kindly Do the needful about payment.
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            g.mangalambal
            from Pudukkottai, Tamil Nadu
            Apr 11, 2008
            Resolved
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            Sir,
            I have taken the above policy under plan 161 for an amount of rs266665.i have changed my address to
            BUILDING 3, GF1 RHYTHM TANGO PARSN SESH NESTLE NANJUNDAPURAM ROAD, COIMBATORE-641036.my old address was 25, cauvery nagar, srirangam, trichy-620006.though i have submitted my address change twice and once through this forum no effective action so far to send my pension cheque to my new address.please consider this as extremely urgent and do needful.
            g.mangalambal
            Aug 14, 2020
            Complaint marked as Resolved 
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              S
              Sadhna Ajay
              from Delhi, Delhi
              Apr 7, 2008
              Resolved
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              Dear Sir:

              The problem is that the LIC Premium of Rs 10573 for Jeevan Suraksha Policy number[protected] was accepted twice as per following details

              SNo Tr No Date Branch Remarks
              1. 775 18 January 2006 886(internet)
              2. 81230 27 January 2006 227 Lucknow

              Grievance No 20334 was immediately posted on the website of LIC. Since the company has not responded, fresh complaint was registered vide grievance No _____ dated ______.

              Request by mail with Lucknow CRM / Regional office ([protected]@licindia.com / [protected]@licindia.com ) have been to no avail.

              Thanking you for the action that you will take in regard to the matter,


              Dr Sadhna Ajay ( [protected]@yahoo.com )
              SGPGI
              LUCKNOW (UP) 226014
              Aug 14, 2020
              Complaint marked as Resolved 
              Dear Sir
              I am diwan singh bisht policy holder LIc of india Tilak Nagar new delhi branch my money back cheque due was[protected] but i have not receive yet i have gone branch office so many times but branch not given me good supports and response about this metter branch given me cheque no. or speed post no. please help me about this metter.
              Thanks & Regards
              Diwan Singh Bisht
              Policy No.[protected]
              cheue no. given from branch-433738
              speed post no. ed[protected]in
              Pls inform the me the amount of my premium no.[protected] if i withdraw by this month end...

              Regards
              Dinesh Koli.
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                P
                peselwyn
                from Bengaluru, Karnataka
                Apr 3, 2008
                Resolved
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                Resolved

                My money back policy has matured on expiry of period . Th sum assured after deducing loan last month.s premium has to be sent to my last given address . The ame is not received .The policy No. is[protected]
                Aug 13, 2020
                Complaint marked as Resolved 
                respected sir, ithe ALKESH M SHAH .my policy no is71634371. MY POLICY IS MATURED AND I HAVE ALSO FORWARDED BU MY POLICY DETAILS .BUT STILL NOW I HAVE DIDNT RECEIVED THE POLICY AMOUNT. SO P-LEASE DO NEEDFUOLL AND FAST .

                YOURS RESPECTFULLY
                A. M. SHAH.
                Dear Sir,

                I am having Jeevan Anand lic policy, How can i get my policy details ?????
                To the Branch Manager & Devlopment Officer
                LIC, Visakhapatnam. AP,
                Dear Sir,
                I have received maturity Claim Check where there was a mistake happened in the Name. Bank are not accepting .please arrange to send new check with correct name as per the bond in the following address.
                Name- Bhabananda Mazumdar My Money Back policy No[protected]
                C/O-Nitya Gopal Mazumdar
                At-Birnagar South
                Po-BIRNAGAR
                Dist- NADIA (W.B)
                PIN- 741127

                LIC OF INDIA — matuarity amount

                wish to know my policy plan, maturity date, details of bonus i received
                and
                total receive payment on rupees
                &
                total due payment and policy surunder details
                my policy no .[protected]
                My moneyback policy no.[protected]. i am not recived 2nd instalment amount check. please give the inform me.
                My moneyback policy no.[protected]. i am not recived 2nd instalment amount check. please give the inform me.
                I have an lic polcy long back( around 15 years back), I would like to know the current status, unfortunately I do not know the policy number, If you can hel me i would be very gratefull to you . And I got loan also in this policy amount around 4000 rupees

                Details which I have I can give You

                Name :Thomas P.J
                Date of birth :[protected]

                yours faithfully

                Thomas P.J
                Dear Mr Shiva Kumar,

                Plz mail me all your policy details,

                Regards,

                Rajnish Bahuguna
                [protected]
                [protected]
                bahuguna.[protected]@gmail.com
                I want to know the maturity value of my policy no[protected]
                DEAR SIR,
                MY NAME RAJPU ANOOPSING R. POLICY NO.[protected] . THIS POLICY MARURITY AT DATE 01/04/2013 BUT I HAVE NOT RECEIVED TO MY MATURITY AMOUNT IN MY BANK ACCOUNT.


                ANOOPSING RAJPUT
                please give me answer.
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                  V
                  vipul sharma
                  from Lachhmangarh Sikar, Rajasthan
                  Mar 27, 2008
                  Resolved
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                  Resolved

                  respected sir/mam,
                  i have been "sick" of the working condition of "LIC BRANCH" [RUTTHA, VARANASI-LUCKNOW ROAD].
                  majority people are illiterate in my city, so that's why no body is able to file a complain about the working condition and if someone is complaining about the matter, no body is listing.
                  "CASHIERS ARE NOT AT ALL COMING ON TIME, BUT THEY USED TO GO ON TIME."
                  in fact, the customers used to come before time or on time of opening of branch, that is 10:00 am.
                  I HOPE YOU WILL DEFINITELY SOLVE THIS PROBLEM.
                  thanking you,
                  vipul sharma.
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  LIFE INSURANCE CORPORATION OF INDIA
                  POLICY NUMBER[protected]
                  BRANCE OFFICE ADDRESS ?
                  My policy no[protected] & orginally my policy was at Halflong Branch.My 2nd installment of money back was due in Feb'2008.But till date I have not received the same.Oflate I have transferred mmy policy to Shillong Branch.

                  I am having constant touch with the officers of LICI, Halflong branch.Always they promise me & asked for my new address of communication, but till date I am to receive my cheque.

                  I am requesting for my 2nd installment along with accrued interest .

                  If I dont receive within 15 days I will ask through RTI act with necessary intimation to the Higher Authorities.

                  This is never expected from LICI, I had a strong impression with LICI.

                  kanchan Paul
                  Manager ( C )
                  O/O GM(Planning)
                  NEEPCO LTD.
                  Shillong-3
                  [protected].
                  This is regarding short supply of Indane LPG Cylinder.I am staying in Lower New Coloney, Shillong-3.I am having connection from m/s Sukbha Gas Agency, Laitumukrha(Indial Oil Corporation Ltd) It is to state here that they do supply gas cylinder at particular location from where we have to collect that to short supply.But the problem is they should make available the same at the doorstep only.Their timing is also not perfect.After waiting for long time in the Q, one has to realise that there is not sufficient cylinder...this is causing great trouble for the consumers.If they have provided the connection then availability of LPG Cylinder should be ensured by m/s Sukbha Gas Agency, Shillong, Meghalaya.



                  Plz do something so that people do not suffer because of shortage of LPG cylinder.



                  Akhil Das
                  Lower New Coloney, Shillong-3.
                  Meghalaya.
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                    S
                    SC SHARMA
                    from Delhi, Delhi
                    Mar 14, 2008
                    Resolved
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                    Resolved

                    I HAD SENT REQUEST IN SEP 2007 TO SEND PAYMENT OF MATURED MONTHLY INSTALMENT REPAYMENTS OF RS 1986/ P.M. TO MY BANK ACCOUNT NO [protected] HDFC BANK DEER PARK SAFDARJUNG AND ALSO ENCLOSED CANCELLED CHEQUE BEARING[protected] 61818.

                    REGRET NOR PAYMENT BEEN SENT TO MY BANK ACCOUNT NOR SENT ADVANCE CHEQUES.

                    PL HELP PLOICY NO[protected] SC SHARMA
                    Aug 14, 2020
                    Complaint marked as Resolved 
                    Dear sir,
                    I am nominee of My husband late K P gupta. He was opted pension plan, Jeevan Suraksha policy No:[protected] dated 28.02.1997, Table & deferment Period 122-14. My huband expired on 17.02.08 after a masive accident. I am not fully aware and that officer-in- charge also.
                    my claim pending from march on wards.
                    kindly advice us, what is my last payment and final settelment.
                    Your truly
                    Radhika Gupta
                    my policy no. is 3029013/3 and yearly premium is paid through ECS in ICICI bank.i am posted in remote area of Kashmir.Kindly send Annual Premium certificate on my email add.Regards.
                    I had misplaced my reciept of payment of 20000 ploicy no is[protected] kindly send me a tax certificate or a duplicate reciept
                    From:
                    Ramendra Mohan Ganguly
                    Flat no. 301, Charkop Anumitra Hsg. Society,
                    Plot No. 391, Sector-II, Charkop, Part-I,
                    Kandivali (West), Mumbai 400067.

                    e-mail: [protected]@hotmail.com

                    To,

                    Assistant Secretary (IPP Cell)
                    Life Insurance Corporation of India,
                    IPP Cell, Western Zone Office,
                    Yogakshema, Ground FL, West Wing,
                    J.B.Marg, Mumbai 400 021

                    Dated:6.4.2009

                    Sub: Non Payment of Pension for the month of March and April 2009
                    Ref: Pension Policy:[protected]

                    Dear Sir,

                    This has reference to my letter dated 21.3.2009 on the above subject regarding non payment of pension amount for the month of March 2009. The last pension for the month of February was received on 2nd Feb 2009 vides Bulk posting LIC WZO JD/JA CELL[protected] to my State Bank of India, Cuffe Parade.

                    As on to day, Pension for April 2009 is also not received.

                    This may be please looked into.

                    An early action in this direction will be highly appreciated.

                    After retirement, I have changed my address as above .Kindly take note of this.

                    Thanking you again,

                    Yours faithfully,




                    (R.M.Ganguly)
                    i hold plicy no[protected] talble 122-e) My date of pension is 24th March 2012. till date i have not received any intimation or amount for my pension .
                    please do needful and oblige me
                    yours sincerly,
                    HN KOTADIA
                    my plicy no is[protected] table no 122 Jivansurksha, i am liable to get pension on 24th april 2012 yet i have not get any intimation or amount for the same please do needful and oblige me
                    H N KOTADIA
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                      M
                      Mittals
                      from Delhi, Delhi
                      Mar 14, 2008
                      Resolved
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                      Resolved

                      I have taken a Home loan from Gurgaon Branch of LICHFL, through Area Manager Ashutosh Sood and his subordinate Dushyant Sharma in the month of June'07. and Being a GE employee they said they have given me the loan at the discounted rate of 10.75% instead of rack rate of 11.5%, ( which was not the true scenario) and also have charged me discounted processing fees of Rs 4K+ as compared to actual of Rs 19K as its 1% of the loan approved, which again was not the truth.

                      And since December as the ROI is continously reducing, they are not telling me the correct ROI which would be applicable in my case and always says that shall let you know.

                      And now although the area manager is saying that the ROI has been reduced to 10.5%, but he is not telling me the effective date, neither he is telling me when my EMI will be changed.

                      Now both of them are not picking up my phone.
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      I have taken loan from LIC Housing Finance Ltd. given 12 post dated from Jan.'2008 to Dec.'2008. In the month of Oct'2008 and Nov.'2008 they have not put cheque in their account.
                      I have not any knowedge why they have not clear cheque from my account.
                      I am not a defaulter.
                      They have issued a letter Nos. FH.23218301.[protected].2625 DT. 22.10.2008 &FH.23218301.[protected].2625 DT. 3.11.2008 with panely of about Rs. 400 lumsum.

                      I have furnish the detail over phone.
                      I am very shocked if they can not keep our post dated cheques in order, how I will believe for housing documents are safe.
                      If they have misplace the cheque they can simply inform about the cheque I can transfer the amount or issued another cheque after the cancellation of earlier cheques.

                      With kind regards,

                      C. S. ADHIKARI
                      405 SECTOR 2, CHIRANJEEV VIHAR
                      GHAZIABAD (U.P.)
                      office phone No. :[protected]/74
                      mobile No. [protected]
                      email: [protected]@eepcrodel.org, [protected]@gmail.com
                      BEWARE OF CHEATING POLICIES of LIC HOUSING:
                      [protected][protected][protected]---
                      I took a loan from them and pre-paid a part in first 4 months. Later, they told me that interest will be charged to the same Outstanding Principal that was before pre-payment. They have such unfair policies to fool you around.

                      LIC Housing is a very very lousy company. Visit their website, and you will not find any phrase called "Customer Care". There is no care in practice as well. Keep away from them as much as possible.
                      wheather new rate of interest applicable to exesiting borrowers or not?
                      Dear Sir,

                      My loan Account Number is 84837.
                      I want to know the balance principal amount into sain loan account number.

                      Thanks & Regards..

                      Sanjay Kumar

                      allahabad bank home loan — don't want to work

                      sir,
                      I am from meerut uttar pradesh .
                      Actually my house is 2km away from allahbad bank Shastri Nagar branch. I reached there to get a house loan. Mr paul manager the branch manager was not interested to talk about the home loan.
                      I told him i am woking with RBS and my wife is UP government employee and she has account with your allahabad bank. we want a home load. He said go to any other bank your house is too far from there reach.
                      but my house is near to LIC which is the center of meerut and approx 2 km away form the branch.
                      Private bank are running behind me but i want government bank. He surprised me with nowork attitude.

                      Your faithfully

                      Home Loan — no response after speaking with customer care over phone regardsing home loan

                      Dear Officer,
                      I contacted toll free number my reference number is 7042046 last week and this week for enquirying about home loan .I have got the answer from that saying that some will from your bank will contact me very soon but one is turned out.

                      so kindl ask some body to contact me.
                      My Home Loan A/c No.408484

                      This has reference to my Home Loan. My EMI to be presented on every 10th, but this month EMI
                      falls on 11th due to 10th sunday. Hence I have deposited the amount on[protected] morning
                      9.45 AM. But I was shocked that ECS amount presented in the morning 7.30 AM and penalty charges
                      deducted.
                      This is un-justified. Hence re-present the ECS clearance and also return the penalty charges
                      which you have charged.

                      S.HARIKUMAR
                      Dear sir,

                      My LIC house loan A/C no. 01108553

                      i want all the detail about my house loan .Sir i am waiting for your response .

                      Thanks.

                      RAKESH KUMAR

                      LIC HOUSING FINANCE — misleading interest rates and faulty documentation

                      I too applied for a loan of 32 Lac and they were very prompt in giving me in principal approval. They promised me an interest rate of 9.5% on my loan amount but it was really very surprising to see them using formula for interest as 13 - 2.75, which comes to 10.25%. (.5 promised to me was a special rate for next one or two months.

                      They also told me that I can repay 10 percent loan per annum without any penalty and this thing was not at all mentioned in agreement. When inquired they told me that they can give me in writing but only on letter head of Branch officer, not in agreement.

                      Thirdly they told me that they will charge me only Rs 5550 for filing / processing but in agreement they mentioned that I have paid Rs 5000 and rest 11000 is balance. Again on inquiring they told me that it is mandatory to write like that, but Branch officer will give me in writing that I don’t have to pay this balance, but again on his letter head (not in agreement, where due was clearly mentioned).

                      I don’t know what sort of authority LIC has given to these Branch Officers that they can give things in writing on their letter heads. Agreements are legal and binding documents meant for this purpose. Come on LIC we are not fools. I have wasted my Rs 5500 and precious time behind such a fraud organization.
                      Can any one from LIC address my issue? They have really shambled their image.
                      Dear Sir,

                      My home loan A/c :[protected].

                      It is regretted that in spite of repeated request on telephone I have not received Provisional Certificate of instalment for the year[protected] so far, as the same is urgently required to save my Income Tax for submission in my office i.e. Army Headquarters

                      Therefore, you are again requested that the required certificate may please be forwarded to me on my E-Mail ID or
                      my residential address i.e. F-81/2, Andrews Ganj, New Delhi - 110049 immediately. Thanks
                      I had contacted Mr. Shailender, representative of LIC Housing Finance Ltd., Ist Floor, K-59, Lajpat Nagar II, New Delhi-24, Mobile No. [protected] for getting housing loan for some Gurgaon Project. I regret to point out that after about 4-5 calls, Mr. Shailender contacted me and that too with a dull attitude. After two calls, sent somebody on 8th May, 2009 to collect the papers (Draft papers) so that he could go through the papers and let me know if there is any shortfall of information. He indicated me that he will revert back to me within a day or two and indicate the position. Surprisingly, till today[protected] neither he has given me any information nor tried to contact me. Today, when I rang up and asked him the position, he told me that he has not talked to his manager as yet. Considering his attitude, I asked him that if he has to deal the case in this fashion, he should return my papers to which that gentleman agreed, without any shame, to return my papers. Is there anybody in LIC Housing to take up the matter to deal such type of representatives so that the prospective customers are not harassed and are not bound to waste their valuable time. With kind regards.

                      M.K.Mittal
                      35-B, Pocket `A',
                      Siddharth Extn.,
                      New Delhi-110 014

                      Mobile No. [protected]
                      Landline :[protected]Off)
                      LIC home loan is cheating people with wrong inormation.
                      LIC is marketing its interest rate is 8.75 %, but its not true.
                      this rate is concessional & only for 3 months & their after the rate is about 10.25-10.5.
                      this is very serious asey are hiding such information & fooling people who are in real need of loan
                      i have only applied in May, 2009 with a cheque amount of Rs.1103/- in Lajpat Nagar Branch, Delhi .but i donot want to take loan from LIC, i issued a cheque Rs.1103 in favour of LIC. i told him i m not interested about loan from LIC. when i did not take loan from LIC they posted cheque in Bank and withdrawn amount in my account. i want to back my ammount of Rs.1103/- from LIC.

                      if you help me.

                      my Phone NO.[protected], [protected]

                      thanks in advance.
                      I tried contacting the LIC Area Officers for inquiry of home loan. Phone went unanswered & No one responded nor tried to call back. I got these details form their website.
                      http://www.lichousing.com/


                      Location State & STD code Phone Mobile Fax North Region
                      Mr. Mahesh Adhikari
                      Area Manager
                      LIC Housing Finance Limited
                      Lakshmi Insurance Bldg.,
                      Asaf Ali Road,
                      NEW DELHI - 110 002.
                      Email: [protected]@vsnl.net Delhi
                      [protected]
                      2323 2607
                      [protected]    
                      __________________________________

                      Location State & STD code Phone Mobile Fax North Region
                      Mr. K. Jayanthi
                      Area Manager
                      LIC Housing Finance Limited
                      54, Mahatta Tower, 4th Floor,
                      Block B-1, Community Centre,
                      JANAK PURI - 110 058.
                      Email: [protected]@spacenetindia.net New Delhi
                      [protected]
                      2885 5274
                      [protected]   25593314
                      my house vendor have the loan 1122800, but iam taking loan only 600000 . how to clear the my vendor loan and when should i go for registraion

                      shall i produce following documents .
                      1) my loan sanction document ( 600000)

                      2) check for remaing amount (522800)
                      I agree to the complaints of LIC. I have also applied for a loan which was sanctioned but not disbursed due to some policy changes in LIC. When I approached their office in Lajpat nagar for refund of processing fees, as loan was not disbursed, they denied the refund without any reason.
                      LIC do not have any email or ph. no. where we can complain. The only way is now approach the consumer court. We should do it together.

                      email: [protected]@rediffmail.com
                      I have also apply for a loan in LICHFL. LICHFL already sanctioned my loan.But now they are asking me to give them a blank cheque for my PRE EMI!! How can they ask me like this???I just want to know is it legal?


                      Please let me know.I am waiting for your reply.

                      Regards,
                      Maitri
                      Hi,
                      We have approached LIC housing finance for loan & they have sent a executive to clarify all the queries. But when we visited the branch for submitting the papers for finalization we are shocked that the agent has given so many false commitments for Loan repay, Rate of interest, & processing fee. Even the branch person says that we don't know the executive, & he is working there & attending the customers.
                      I want LIC finance Customer Care No.
                      I had applied for a loan (A/C[protected] of 10L and received 5L and 2 L in two installements. 3L is yet to be received.
                      my first ECS was cleared for Rs. 1103 againt interest. I was told that your payment had not been received. On enquiring from my bank I could know that LIC had not initiated to ECS payment. Any way I had deposited a cheque and to my surprise late payment charges also deducted.
                      At this juncture my apprehensions are
                      1. So far 30% Loan amount is yet to be received and installement is being paid for full amount.
                      2. Since LIC had not initiated they why late charges
                      It appears that no body is there to take care customers. loan seekers should also be treated as cusomer.
                      Can anybody from LIC official look into it.
                      regards
                      Raj Kumar Singh
                      H No 2967A Sector 3 Ballabgarh -121004
                      Resp/sir
                      I have taken a Home loan from Chandigarh Branch of LICHFL .(a renowned house only in name, But not in services).The people of LIC home loan is cheating people with wrong inormation.As happened in my case. I was sanctioned a loan loan of Rs 15, 00000/- for the purchase of a C.H.B flat in chd .At the time of registry i had disbursed the payment of Rs 13.40 lacs by Lic.h.f.l. And the balance payment of Rs 1.60 lacs was required by me for the renovation of the house after the registry.
                      Mr PARVEEN based at Patiala, concerned executive in LIC HFL CHD branch, has assured me to hand over a cheque of Rs 1.60 lacs (Within week of time ) without any more documentation after the registry (done on 5/10/2009) for the purpose of renovation. and then i started renovation at my new home after getting this assurance and make the expenses about Rs 1.60lacs., , but 15days later Mr PARVEEN, suddenly wake up & start demanding documents like architect report, ownership letter of the flat(even after all the original documents like registry etc were lying with this Branch only ), .I have already applied for the ownership of the flat on 9/10/2009, and the receipt of the same already submitted in LIC HFL CHD branch .The ownership process will take 2-3 months to complete but for this much time i can't wait as i am debted under Rs 1.60 lacs and had to make the payments immidiately to the renovators. I visited LIC HFL CHD BRANCH for further query but nothing has happend.Mr CHARANJIT area manager of this branch was answerless for the false commitment by their staff member (Mr Parveen).
                      I want to know why such organisation are not training fully their people before entering into their field..I am 100 % agree with the norms by any oganisation .but sometimes inadequate knowledge harrase the customer like me without any reason.
                      please take care the emotions of the customers.



                      with regards!

                      Jogesh sharma
                      m:-[protected]
                      LIC loan A/C No. 14013507

                      lic home loan office lucknow — not responce my home loan applaction

                      r/sir,
                      i pradeep kumar danai applied lic home loan before one and haff month ago for five lakhs. your enquiry has completed. and all docoment are completed as your requirement. but till now no any response your side.
                      sir please response. and give me loan quick.and necessary action to be taken.
                      thanks you.
                      pradeep kumar danai
                      c/o vijay pal singh
                      vijay nagar nai basti kashipur
                      kashipur (udhamsingh nagar) 244713
                      uttrakhand
                      mob no.-[protected]
                      Do the registration on http://lichousing.com and to know Home Loan status. I hope it will work ...
                      Very very poor service i had ever seen, especially the atta market branch. People are sleeping, misplacing the papers and ultimately causing losses to the customer.

                      I will never go back to LIC for a loan

                      jeevan shree — non refund original bond after total payment of loan

                      i have taken loan on my policy jeevanshree and deposit all duesbut yet i have not get return of my original bond.my policy no is [protected] dated 28/01/2001.
                      My Loan A/c No, is26507665.I am not getting any information regarding interest rates changes, principal outstanding loan.The requests regarding sending details of account are not being attended.I am willing to access/login my account, kindly do registration on lichousing.com to know home loan status.I hope it will work.
                      My Loan A/c No, is10205.I am not getting any information regarding interest rates changes, principal outstanding loan.The requests regarding sending details of account are not being attended.I am willing to access/login my account, kindly do registration on lichousing.com to know home loan status.I hope it will work.

                      HOME LOAN SANCTION — RETURN OF APPLICATION AMOUNT FOR CANCELLTION OF HOME LOAN REQUIREMENT

                      B.RAMASWAMY
                      Phone No:[protected]
                      Mobile No:[protected]
                      Email:[protected]@yahoo.in Flat No.17
                      SHANTINIKETAN SOCIETY – “C” Wing
                      RH-36 G-Block MIDC
                      (NearThermax Chowk)
                      Sambaji Nagar
                      CHINCHWAD 411019
                      Pune (Maharashtra)
                      8th January 2010

                      To
                      DHFL
                      Shivajinagar
                      Pune

                      Dear Sirs,

                      Sub: Return of Documents and debited amount against Home Loan Request
                      File No.4741

                      I would like to draw your kind attention to my son R.Subramaniam Balaji letter originally addressed to you dated[protected] and quote below the contents of the said letter:-

                      Quote
                      This is wrt to the File No.4741, Mr. R.Subramaniam Balaji for the Home Loan request. All the documents has been submitted along with Sale Agreement copy. The cheque has been issued for the loan amount Rs.11,55,000 and the same got debited for amount Rs.17,250 vide cheque No.533080 dated[protected].
                      Whereas the request for loan amount not got sanctioned only Rs.7,80,000 got sanctioned, myself has rejected the same sinc e requirement was not fulfilled. I request you to return my documents and the debited amount Rs.17,250 at the earliest.
                      Yours sincerely
                      (sd)- R.Subramaniam Balaji
                      Mobile: [protected]
                      Date:[protected]
                      Unquote

                      I have been informed by one of your customers, who had got loan sanctioned by your Pune Branch, that he has to pay huge amount by cash to get the loan sanctioned by your official. If such corruption continues, the same would affect the image of DHFL in due course.
                      I solicit your immediate compliance without further loss of time.

                      Thanking you,

                      Yours truly,


                      B.Ramaswamy
                      I got the following number from website of LIC home finance, Lajpath Nagar, Delhi
                      No Landline number is working currently.
                      The person in mobile is not properly responding the call over mobile.

                      I got the contact details from:


                      http://www.asklaila.com/listing/Delhi-NCR/Lajpat+Nagar+2/LIC+Housing+Finance/1Wk...
                      LIC Housing Finance(No ratings) sms | email .Loans & Financing Services, Insurance
                      Phone: Home[protected] | Cell[protected]
                      Address: K-59, Lajpat Nagar 2, Delhi- 110024
                      Landmark: Near Centerl Market

                      http://www.indiapages.com/viewads.php?advt_id=353281
                      K-86, Lajpat Nagar-II
                      Lajpat Nagar, Delhi - 110024.


                      Name: Rakesh Pandey
                      Phone:[protected]
                      Mobile: [protected]
                      Email: [protected]@in.com

                      Lic Housing Finance Ltd. — Complaint regarding the employees of LIC

                      We have applied for LIC home loan in dec 2010. Its been 3 months now we have not received the loan and now the employees of LIC are asking for 2% cut on the loan Amount.

                      Please Advice.
                      Dear Sir,

                      My home loan A/c : 11015570.

                      It is regretted that in spite of repeated request on telephone I have not received Provisional Certificate of instalment for the year[protected] so far, as the same is urgently required to save my Income Tax for submission in my office .

                      Therefore, you are again requested that the required certificate may please be forwarded to me on my E-Mail ID or my residential address i.e. F-45 (Top Floor), Pocket -F, Sarita Vihar, New Delhi - 110076 immediately.

                      Thanks
                      Dear sir,

                      Myself ashok, I applied for housing loan at Noida sector 18 branch on dated 22/02/10, still waiting for loan.
                      File no 611410. I all ready visit branch so many time, but staff of banks as well as branch manager are telling lei. Each and every day they ask about tomorrow, I want to know when I got loan ?
                      lic h f is having the worst employee in world . they are not efficient to work . they don't know hoe to deal with client . they think themselves that they are higly intelligent, but in reallity animals are much better
                      contact if you wan to know
                      [protected]
                      My LIC house loan A/C no. 13861

                      i want all the detail about my house loan .Sir i am waiting for your response .

                      Thanks.

                      Krishna Gola
                      My LIC house loan A/C no. 13861

                      pls update my mobile no. for further communication

                      no. [protected]
                      I have taken loan of Rs. 351000 on Feb.2004.and loan account No.is[protected]. At that time I had given advance cheque of twelve months for every year up to 2006. On 24th November 2006, you send me ECS form for easy and hassle free mode of repayment.But as per my letter on dated 10.1.2007 mentioned that, I had given post dated cheque for the year 2008.After completion of twelve cheques, I will be send ECS form filled with.After that On dated 13.12.2008 I had sent the ECS form duly filled with necessary information as per option given in the form, the option for sr.no.3 was Date of effect i.e.1st, 10th, and 15th. As per my good conveniance I have choosen 10th. Next month I have seen that EMI was deducted before the effective date which was given in ECS form.Unfortunately the balance was low in the bank. and that's effect you have penalty of Rs. 701/- to me due to non payment of EMI. Here I do not understand that if there is option in ECS, and I have given the second one then Why you deducted the EMI before the effective date.Your wrong procedure given me financial loss as well as mentally distress.About this matter I have given the letter to you on 11.1.2008 but still today there no any reply given to me. Let me provide clrification about this matter.
                      had taken the loan of Rs.5, 00, 000/- ( Rs. Five Lakhs Only ) in 1998 and payment mode was through ECS from SBH, Noida as during the said period I was working with Govt Concern and in July 2009, I got Transferred to Other Department as this department is not having an Bank Account with SBH and In the Light I had transferred my Salary Account to ICICI Bank And got my Salary Account Transferred to ICICI Bank.

                      Initially I was depositing the Cash in SBH so as to clear ECS Payments of LICHF Limited, Due to which I was forced to intimate LICHF accordingly regarding my New Bank Account in Jan2010, and later in Feb2010 Mid one employee of LTCHF, Noida ontacted me and intimate me that ECS Payment procedure and accordingly I had done and given a letter to Noida Branch on 22.03.2010, along with my due Payment cheque which was cleared well in time. But till dated no further recovery had been done from my new account and now I was contacted by Noida Office and told me that Few more installment are pending which I had paid as Cash along with the Penal Interest as per LICHF Policy.

                      In the light of above I here regret for delay and assure that as my ECS payment is with my new salary A/C with ICICI Ltd no future payment will be delayed. Further I Regret for the delay cause because of my transfer to other department and change in salary account and delay for the payment.

                      Moreover I hereby send all the proof of my version and correspondence with LICHF as support of my claim

                      Further as per proof some responsibility lies with LICHF also.For not intiomasting me earlier.

                      Moreover as per commitment no copy of my property deed was given till date after 500 time reminders and follow-ups and finally all responsibility was given on LICHF Asaf ali Road by Noida Branch, Which forced me to say that LICHF is not a responsible financial institution and all work at least in NCR region is forced to asaf ali road Branch., which is truth or esquise.

                      Further am working with Accounts Section and had to check different parties/individuals “ CREDIT ‘ at CRISIL site and was surprised to note has till date my name is appearing in site as all my overdue amount has been cleared as per LICHF demand..

                      Now I had aapplied for Construction, loan which is refuced as earlier loan was for Land branch manager is telling not to give fresh loan why it is a harressment by LICHF..

                      Loan A/c No-– 10063976
                      i have taken a home loan from LIC Housing finance ltd., Gurgaon in the month of oct-2008.My loan account no. 11042501, file no.is 306857. Inspite of my repeated reminders, i have not received my loan account statement and the acknowledgement of the list of documents handed over. kindly expedite.
                      I personally do not advice any body to go for LIC Housing. While settlement of Home Loan account they least bother to take care of customers.. I m following there Asaf Ali branch for my documents but no body pick up the call, if somebody picks up the call they just put the call on hold..

                      they just have an SARKARI Attitute..

                      also its very strange that their Branch Head do not have Hand Sets.
                      LIC housing finance is truly sarkari company. If you have decided to take loan, be prepared that you will be harrased every time you deal with them.
                      Yes, I have been suffered through hands of Faridabad branch- Branch Manager Ashutosh Sood, and Sales Executive Vineet Kholi.

                      Here you don’t get any service.

                      1) LIC HFL claims that they disburse cheque against demand letter in 4-5 days,
                      Fact is: It takes 20-21 days, and worse no one cares to answers when the cheque would be ready.
                      So dear buyers be ready to pay penal charges for late payment of Installments.

                      2) They will deposit cheques with builder each time demand is raised. You have don’t have to go to builder office

                      Fact is: To get new account sales executives give false promise. At time of deposit they would get hundreds of excuses and ultimately you yourself have to go and deposit cheque at builder’s office.

                      3) LIC Housing finance is truly a sarkari company, where no one responds the phone, no one replies to your query. You get harassed every time you deal with some one in their office.
                      LIC having good policies. But the working employees are not take care about customers. Dealing with customers very badly. No clear response. If goes like that, LIC future will be goes worst stage.

                      required proper management to watch the employees and similarly customer service to be improved.
                      dear sir,

                      I have taken home loan from ghaziabad branch. I paid full and final amount on 31-05-11. The amount cleared from my aT ON 03-06-11. After that the office again deduct monthly ECS on 06-06-11. I mailed to the conserned office but no reply. I called so many time to speak area manager but no body picking phone. Please help to get my mony back. I am also waiting to coolect my original documents also. No body is guiding properly.

                      p k sinha

                      [protected]

                      LIC HOUSING FINANCE — Loan Approval letter still not received

                      Dear Sir,

                      I had given document for home loan application to LICHFL, verbally aprooval received me, my file no. is [protected]dated 28 may 2011, but still home loan sanction letter not received thats why we are getting late to Aggrement & builder is not ready to wait, he is going to increase flat rate so I humbly request you pls do needful, waiting for your valueable reply.

                      Thanks & Regards
                      Naresh Shinde
                      [protected]
                      LIC Contacts :
                      Deshapnde [protected] Shreepad.[protected]@lichousing.com Recovery Manager
                      Sandip Patil [protected] Sandip.[protected]@lichousing.com
                      Usha Kakar [protected] Usha.[protected]@lichousing.com
                      Yashwant Bodke [protected] Yashwant.[protected]@lichousing.com
                      Bhavesh [protected] Bhavesh.[protected]@lichousing.com
                      P SMehta [protected] /[protected] ps.[protected]@lichousing.com
                      V K Sharma[protected]/[protected] [protected]@lichousing.com
                      To

                      The Regional Manager,
                      LIC, HFL, 2nd Floor,
                      Jeewan Deep Building,
                      10, Sansad Marg, New Delhi.

                      Subject - Complaint against careless employees working in the office at Laxmi Building, Asaf Ali Road, New Delhi.

                      Respected Sir,

                      I would like to draw your king attention towards careless functioning of Employees working in the office Laxmi Building, Asaf Ali Road, New Delhi-2.

                      1. My two LIC policies which were deposited during the issuance of Loan in the year 2003 against housing loan A/C No. 89962 are matured in the month of March-2011.
                      2. In this regard I have submitted request in the office of Area manager LIC HFL, The Plaza, SF-15, M.G.Road, Near Iffco Chowk, Gurgaon. Mr. Sunil, Cashier assure me that he will sent my policies in the LIC Office situated at 20/4, Palm Court, Sector-14, Gurgaon.
                      3. After 15 days of the submission of my request, I again visited in the office, situated at Iffico Chowk Gurgaon. Mr. Sunil again told me that he has deposited the cheque (Maturity Amount of two policy No.[protected] and[protected] in my loan account, but he fails to issue receipt to me reasoning that he kept the receipt but not traceable.
                      4. In the month June-2011, I came to know that Mr. Sunil, Cashier has left the job and no payment was deposited in my Loan Account and I was also shocked to know that my above said two LIC policies are not available in the office record.
                      5. In the month April I also applied additional loan of Rs. 5 lakh through Sh. Naresh Mehta (Agent) and deposited required documents and my loan was sanctioned vide No.[protected].
                      6. In the month of June-2011 I was asked to submit Sanction letter alongwith Map of property in original. I handover required papers to Mr. Naresh Mehta and he sent the same alongwith others files of the LIC HFL office from gurgaon in the office situated at Asaf Ali Road, New Delhi through currier.
                      7. On 27.06.11 when I asked about my loan amount from Mr. K.K.Sharma Area Manager of Branch I was one again shocked to know that sanctioned letter and map of property is not available in the office situated at Asaf Ali Road, New Delhi.,

                      Sir, I request you kindly take action against the defaulters and issue order for tracing out my policies and valuable property papers otherwise, I will file the case in the consumer court for getting relief.

                      Yours faithfully,


                      (SATYA PAL)
                      R/O H.No.504, Anand Bhawan, Shakti nagar, Gurgaon-122001 (Ph, . No. [protected])
                      Loan Account No.89962 Old and New loan A/C No.[protected].
                      Dear sir,

                      My LIC house loan A/C no.[protected]

                      i want the account statement about my house loan.from year 2006 to 2008.

                      Email :- [protected]@yahoo.com

                      Sir i am waiting for your response .

                      Thanks.
                      K.HARIDAS
                      Dear Ms. Shammi Kumar Ji

                      This is in ref to our telecon on 17.11.2011

                      As has been informed by Lucknow LIC Office, a cheque (no. 243533, dated 28.08.11, drawn on Axis Bank) was issued against money back to the cited policy. The same has been encashed by LICHousing Fin. Ltd.

                      Kindly response to following queries:

                      1. LIC Housing Fin. Ltd. had lost my original policy. Such a blunder by an organization of repute ?
                      2. LIC Housing Fin. Ltd. issued a duplicate policy against the lost policy and given me NOC for full and final settlement of my loan account.
                      3. After full and final settlement of my loan and NOC given by LICHFL, and my name has been strike-off from the books of LICHFL, how come the cheque been sent as money back amount has been encashed by LICHFL and not handed over to me ?

                      In above circumstances I am constrained to say that first of all I should be given a letter from LICHFL with regard to lost original policy bond and that a duplicate policy bond been issued in lieu thereof (duplicate policy bond was received without any such covering letter).

                      Further, I should be compensated by money back amount plus interest @ 25% with effect from issue date of money back cheque in my favour till it is received by me.

                      If your organization fails to do as above I shall be left with no option but to file a legal case against you with competent jurisdiction.



                      Regards

                      Ashish Gupta
                      Jaypee Cement Products
                      A Unit of Jaiprakash Associates Limited
                      Regional Marketing Office
                      Jaypee Rewa Bhawan, 45/21, Muir Road, Allahabad
                      Ph:[protected]/3/4, Fax:[protected]
                      Mob: +91-[protected]
                      website: www. jalindia.co.in






                      ----- Forwarded by ashish1.gupta/JALCERT on 11/23/2011 03:43 PM -----

                      From: shammi kumar <shammi.[protected]@lichousing.com>
                      To: ashish singhal <ashish.[protected]@lichousing.com>
                      Cc: "Sudipta Chakraborty" <Sudipta.[protected]@lichousing.com>, "ashish1.[protected]@jalindia.co.in" <ashish1.[protected]@jalindia.co.in>
                      Date: 08/06/2011 02:08 PM
                      Subject: FW: Loan A/C No.[protected]Customer Complaint



                      Area Manager,
                      Allahabad,


                      Dear Ashish,


                      We are sending the document and file of the loan a/c no. 26600392 to your Area Office with the request to handover the documents to the loanee and send the file after iots acknowledgement to the loanee, Sh. Ashish Gupta as per his request.


                      Ms Shammi Kumar
                      Dy. Manager
                      LIC Housing Finance Ltd.
                      Lucknow Back Office,
                      PH:[protected]/ [protected]

                      From: ashish1.[protected]@jalindia.co.in [mailto:ashish1.[protected]@jalindia.co.in]
                      Sent: Friday, August 05, 2011 10:42 AM
                      To: shammi kumar
                      Subject: RE: Loan A/C No.[protected]Customer Complaint

                      Dear Ms. Shammi Kumar Ji

                      As per telecon yesterday, thanks for taking this matter.

                      Now I am posted in Allahabad. I shall request your goodself, kindly arrange to send my all documents along with my LIC Policy bond to Allahabad, I will collect the same.

                      Kindly confirm.


                      Regards


                      Ashish Gupta
                      [protected]




                      From: shammi kumar <shammi.[protected]@lichousing.com>
                      To: "ashish1.[protected]@jalindia.co.in" <ashish1.[protected]@jalindia.co.in>
                      Cc: b p shukla <bp.[protected]@lichousing.com>, "Kodai Ram" <Kodai.[protected]@lichousing.com>, Achintya Paul <Achintya.[protected]@lichousing.com>, "Rahul Dubey" <Rahul.[protected]@lichousing.com>, RUPENDER Singh <RUPENDER.[protected]@lichousing.com>
                      Date: 07/18/2011 01:31 PM
                      Subject: RE: Loan A/C No.[protected]Customer Complaint




                      Dear Shri Ashish Gupta,

                      We have received your e-mail through our Regional Office. In this regard, we have to inform you that you may visit our office for NOC and original documents on any worrking day during office hours. The matter regarding policy no.[protected] is being taken up from our Gomti Nagar Office and shall be resolved shotly.

                      We regret the in-convience vaused to you.


                      Yours faithfully,

                      Ms Shammi Kumar
                      Dy. Manager
                      LIC Housing Finance Ltd.
                      Lucknow Back Office,
                      PH:[protected]/ [protected]

                      From: b p shukla
                      Sent: Monday, July 18, 2011 11:36 AM
                      To: shammi kumar
                      Subject: FW: Loan A/C No.[protected]Customer Complaint



                      From: Achintya Paul
                      Sent: Saturday, July 16, 2011 1:14 PM
                      To: b p shukla
                      Cc: Kodai Ram; RUPENDER Singh
                      Subject: FW: Loan A/C No.[protected]Customer Complaint

                      Respected Sir,

                      Please look into the matter & do the neeful in view of the contents of the letter here by the customer.


                      Thanks & regards


                      Achintya Paul
                      Assistant Manager (Project Finance),
                      LIC Housing Finance Ltd., Lucknow Region.
                      Contact No. : +[protected]L), +91-[protected](M).
                      E-mail :- achintya.[protected]@lichousing.com



                      From: ashish1.[protected]@jalindia.co.in [ashish1.[protected]@jalindia.co.in]
                      Sent: Saturday, July 16, 2011 12:58 PM
                      To: Achintya Paul
                      Cc: [protected]@sancharnet.in
                      Subject: Fw: Loan A/C No.[protected]
                      K/A: Sh. Achintya Ji

                      I am not sure who is the responsible person in the LIC Housing finance, as a dissatisfy customer and frustrated by the pathetic customer support provided by your officials. I am forced to share my concern to you, in hope to have justice regarding my case at the earliest possible.
                      I have taken a loan from LICHFL against mortgage of my LIC Policy no.[protected], which was already paid on 18.06.2010.( copy of receipt attached herewith).

                      Please note that the following

                      1- Since then I am continuously following Mr. Satish over phone and personally both. No appropriate answer is been given
                      to me he only say that in a few days the
                      Policy will be returned and the same will communicated to lic regarding No dues.

                      2- When the work was not done I have said the things in writing in 3rd Dec, 2010 and a copy of receiving was with me
                      (copy attached).

                      3- From then I am continuously following him and one day he said that the work will be done from Gomti Nagar Office,
                      When my representative reached Gomti Nagar office they said the work will be done from Sapru Marg office. When
                      again my representative after some days met Mr. Satish, he said to bring the status of the LIC policy which was mortgage
                      against my loan.

                      4- Today when my representative reached the office Mr. Satish was not there, he has contacted Mr. Ashok, for getting the
                      information regarding Mr. Satish that he is present or not. My representative has asked that if Mr. Satish is not here the
                      please tell me the Person who is above (Boss) Mr. Satish.Then he said BOSS RAHENGE TO KYA ANDA DENGE YAHA".

                      5- please process my papers as soon as possible because it is a money back policy and in the month of Aug, I am getting
                      money back.

                      Hope this will be an insight for you and act as an eye opener to improve the organizational culture to develop the LIC HFL as an organization customer oriented, (No Organization can grow without customer).

                      Regards

                      Ashish Gupta
                      Jaiprakash Associates Limited (Cement Division)
                      Regional Marketing Office- Allahabad
                      Jaypee Rewa Bhawan, 45/21, Muir Road, Allahabad- U.P.
                      [protected]/3/4 ; Fax:[protected] ; f+91-[protected]

                      Landmark Financial Services — non payment of loan

                      Sir as per your proposal I deposited Rs 790 for processing fee on 6th January and then one person called me for verification then told me that the loan will be disbursed within 3 days after depositing Rs5660you get the sanction letter I got it by mail and then returned it hard copy signed by me.Then your staff told that you will get the loan but I got a letter where mentioned that a guarantor is required who is civil government employee but I did not get any guarantor that I have written you earlier I can submit my own profile I had a loan of Rs 65000 from fullerton which I have cleared .when I asked to you your person told me to contact your legal officer I contacted him he told me to deposit 10% of total loan amount as security then loan will be sanctioned but it is not possible me to arrange the amount. If you told me earlier I then did not proceed the login no is LMFS/ZKP/2011-12/LFS-AA-1035 please do needful as early as possible waiting for your reply Thanking You Debangshu Kumar Chowdhury
                      MY LIC HOUSING LOAN A/C NO.[protected] @ BANGLORE. THE LIC NEVER TAKE THE EMI IN TIME AND INSTEAD THEY CHARGE ME MORE SAYING MANY REASONS WITH NO SENSE. THIS IS REALLY CHEATING BUSSINESS . LIC IS A REPUTED COMPANY AND THEY R NOT SUPPOSED TO DO LIKE THIS.
                      CHRISTIANSUN ANTONY
                      LICHFL Lajpat Nagar II, the worst choice for HomeLoan
                      =====================================================

                      I am filing this piece of text just to let the people, who are thinking of

                      applying for housing loan from LIC Housing Finance, know the

                      shocking reality about the racket working under the mask of LICHFL(Ist Floor, K-59, Lajpat Nagar II, New Delhi-24).

                      My friend Mr Sebastiane who had applied for a housing loan from LICHFL Lajpat Nagar 2 on 16th of September 2012. The LICHFL executives, Mr Vikas ([protected]) and Mr Praveen ([protected]), collected the application form with supporting documents on 16th itself. After that the process of enquiry (both at his house and office) and all done as usual. There were no calls or anything from their end after that. When Sebastiane called them and asked the status of loan, they asked for more documents. Every time he called them, they repeated the same (more document). 40

                      days passed like that. Whenever we contact them, we got the reply "It's done, you

                      will get the approval today evening/tomorrow evening, the officer is

                      hospitalised, my dadaji hospitalised so i could not collect the paper" etc. At

                      last one day we visited their office at Lajpat nagar-2. There we got the shocking

                      response from their end. Again they started the old drama, asking for documents,

                      We need this paper that paper etc. Even after submitting all the documents they

                      asked for, they started on reducing the loan amount From 20 Lacs to 12.5 Lacs.

                      At last the day came, the executives Vikas and Praveen came Sebastiane's home

                      with lots of documents along with approval letter. Sebastiane signed All the

                      documents, Gave them Rs 5000 as their personal charge along with signed cheques

                      along with a Rs 12, 000/- cheque on favour of LICHFL. They assured us that the

                      Loan cheque would be ready in 2 days. That 2 days extended to 2 weeks. This time

                      they came with another drama. They said Sebastiane should close on of his

                      personal loan which deducts an EMI of 4300/month from his account.

                      In short, they have taken our quality 75 days and put us in a real hell. Atlast

                      we took back all the documents and cheques given and said Good bye to LICHFL. We

                      lost plenty of time, around 17-20 thousand Rupees, and peace for sometime.

                      So friends, if you thinking of applying for Housing loan, please Keep away from

                      LICHFL.

                      By doing such things with 10 cutomers in a month, LICHFL (Officers) can earn more than 1.2 Lacs without paying a penny.

                      Here is the phone numbers of the Staff behind the drama once again.

                      1) Mr Praveen, executive ([protected])
                      2) Mr Vikas, executive ([protected])
                      3) Rajeni Kand, officer ([protected])

                      DOCUMENTS NOT REVD

                      Dear Sir Still I have not received my Policy documents since October2013 my Policy No is[protected] my lic primium direct deposit from SBI by ECS kindly imdt confirm about my Policy documents
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                        Gajanan Pandurang Sawant
                        from Mumbai, Maharashtra
                        Mar 12, 2008
                        Resolved
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                        Resolved

                        Sir,


                        I have taken two money back policies from LIC the policy no. are as follows.

                        Name Policy no. cheque no Cheque Date Amount
                        Gajanan Pandurang Sawant [protected] 469439 16-nov-06 15000/-
                        Amit Pandurang Sawant [protected] 469441 16-nov-06 15000/-

                        As per Lic's records they have send this Bonus cheque to us but till date we have not received this both cheques.
                        we have contacted to LIC office regurly for this matter but no proper responce from LIC officer and agent. This 15000/- amount is very much to us, kindly look into this matter. and guide me

                        thank you
                        Gajanan Sawant
                        Kolhapur
                        mobile : [protected]
                        Aug 14, 2020
                        Complaint marked as Resolved 
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                          prem lalwaney
                          from Pune, Maharashtra
                          Mar 11, 2008
                          Resolved
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                          Resolved

                          I have been receiving calls from my agent and Branch managers of LIC and receiving literature showing 30 to 40% p.a. returns on Market plus plan of LIC. They are asking me to take loan on my son's policies and invest the same in LIC's Market Plus. I will receive 75, 000 excess without investing a single rupee from pocket. They are also claiming that this plan is closing on 31st march 2008. Last time during some other plan I was told that any insurance company can only inform 3 days in advance before shutting the plan, rules of IRDA. Have they bypassed the same?
                          Now I receive this from a friend as stated below which are the hard facts of the mis-selling being done by LIC. Please check the same and try to save innocent investors who have faith in LIC and have voted it the Best Service brand for the last 2 years.


                          Small Investor Beware
                          Read before you invest in Market Plus

                          • Why Market Plus is closing?
                          The reason given by LIC of India is that the fund size has become too big to manage. If this is the reason then why invest in already unmanageable fund at higher NAV, when the better scheme will be available at Rs-10/- after few days.

                          • LIC claims that Market Plus is the best Investment Scheme!
                          But Market Plus(MPlus) is not the investment scheme, it is a Pension Plan. If it is projected as Investment Scheme, then we must compare it with Mutual Fund (MF).
                          • On the very first day of your investment you will loose 3.30% in case of single premium and 16.50% in case of annual premium towards allocation charges in MPlus as there are no allocation charges in MF if invested directly.
                          • MFs are managed by professional Fund Managers who are accountable for Fund performance against benchmark index( e.g. sensex, nifty etc), However for ULIPs there is no benchmark index for comparisons.

                          • Performance of Market Plus as compared with Sensex and Nifty:
                          BSE Sensex NSE Nifty Market Plus NAV
                          As on 05/07/2006 10919 3197 10.00
                          As on 29/02/2008 17578 5223 12.50
                          Compounded Annual Growth 28.92% 29.76% 13.44%

                          Growth in NAV doesn’t reflect the returns on your investment. The Actual returns on investment will be as given below:
                          e.g; Rs-10, 000/- invested in MPlus in July 2006 @ Rs-10/- in single premium.
                          Total Units allotted: 967 (33 units deducted for allocation charges)
                          Current NAV in March 2008 i.e. after 20 months is Rs-12.50
                          The Total Fund value will be 967X12.50 = Rs- 12, 087
                          Amount deducted for charges = Rs- 1, 168
                          Balance Payable = Rs- 10, 919 i.e. IRR of 5.28% only.

                          • Beware of agents showing projected returns higher then 10%:
                          IRDA has made it mandatory to show projected returns @ 6% and 10% only and asked all the Life Insurance companies to get the benefit illustration signed by proposers giving all the details of expenses etc which will form part of the policy document. This is done to insure that no mis-selling takes place.
                          Make sure to sign the benefit illustration as per your specifications only.

                          • Returns under ULIPs are not Guaranteed:
                          Even the projected returns @6% and 10% are not guaranteed. The entire investment risk is yours. Even Government Sovereign Guarantee under section 37 of LIC ACT, 1956 is not applicable for ULIPs.
                          As per economic survey report 2007-08, the Indian Markets were most expensive and more volatile then global markets. The government also said that any slowdown in the excess capital flows from last year's high levels could affect the stock market in short-term.
                          IF you find any agent showing projected returns more than 10%, then please report to us. We will take up the matter with appropriate authority and initiate action against that agent.

                          Issued in Public interest by Small Investors Protection Forum (SIPF)
                          Contact us on [protected]@yahoo.co.in.
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          I am holding a policy No[protected] Dt[protected] with Agra branch of LIC. I got transfer to Bangalore and paid my police premium of year 2003 at your Vijay Nagar branch -61X in Bangalore, and also I paid the same for the year 2004 at the same branch but when I visited to handover the cheque at cash counter I have been asked to collect the receipt later because server was down. When I visited next day to collect the same, the Branch manager informed me that the officer you handover the cheque is on leave today, since today is the last day to pay your police premium so please issue another cheque and collect your other cheque next day.

                          After that I visited two times but I have been told that the Officer is still on leave. To safeguard my money from any fraud I withdrawal all the money from my ICICI bank account No[protected] on 02/03/2004 by leaving amount equal to my police premium. My Bank paid amount 4502 for cheque no-978213 on dated 03/03/2004 and returned the cheque no- 978210 on dated 10/03/2004.later I came to know that the officer started a new policy using my other cheque. I asked the Branch Manager to take action but he refused to listen to me.
                          .
                          When I visited to pay my police premium for the year 2005 at Vijay nagar Branch I have been told that Agra branch has not shifted FUP for your police and we can’t do anything, when I requested the Branch Manager and shown him my Bank account Statement he asked me to come later, I visited your Vijay nagar branch more than 20 times with a request to update my police and collect the premium but always I received replay that Agra branch is not responding and staff in Agra branch is not working at all better you contact Agra branch only. Can anyone help me out, how to start my policy again or get back my money.Pl mail to me at : [protected]@yahoo.co.in:
                          My brother-in-law, Late Nirakar Mohanty of Orissa was expired on 1st November, 2001. He has two LIC Policies bearing No.[protected] &[protected] and he premiums are paid by District Inspector of Schools, Hatadihi, District-Keonjhar (Orissa)through G.I.A-609 State Plan Aided M.E.School Teachers. We have approached to L.I.C of India, Keonjhargarh Branch, Dist Keonjhar for settlement of our claim against the above policies.But to our utter surprise it has been verbally conveyed that the settlement of the claims will be done at Divisional Office at Cuttack. They also informed that all documents related to the policies has been sent to Manager Claims (CRM), LIC of India, Cuttack Division for settlement. But no response from their has been received yet. At this moment I seek your advice how to proceed for this. What are the legal options available? How fast can this claims be settled? Whether LIC is serious about the problems faced by the claimant? Are not they duty bound to settle the claims?
                          thanks u
                          good effort to leg doun the big white eliephent
                          Hi this is Gagandeep Singh my problem is that someone using my PF number and false signature has started a LIC POLICY in my name and the amount is being deducted from my salary, and when i informed the same to the lic's bank manager (of ckp branch in jharkhand) he refused to listen any of my complaimts and told me to search the agent and get things done through him. And my problemd is that the only proof of the policy i have is the deductions made in my salary slip and no policy documents are with me, plz suggest me what to do, as i have lost faith LIC unit as all that matter for them is money nothin else. [protected]@gmail.com
                          i wish to surrender my policy but i lost my original poicy what is procdure to surrender
                          I am Live in Sangamner
                          My Agent Cat Sarvis to me
                          I will ragister tp you account
                          HOW TO CALCULATE THE PRESENT POSITION OF MY MARKET PLUS PENSION SCHEME
                          Can I re-start my 80-CCC Policy surrendered on[protected] due to some misinformation ? For installments were paid of Rs.10415/- but after surrender I received only Rs.31000/- only... Only 2 installments were left to be paid ...

                          Kindly guide...

                          Regards...
                          I am a agent of L.I.C . I have got lic agency in month of march08. I v appointed in jhotwara branch (15S) of jaipur division .my agency code is 11851 till today I have done 56 policies for lic .

                          Regarding these policies in month of nov 08 my bonus should be approx.. 20000/- But I didn’t got it so I complained it to officer of lic Mr. Mahendra Sen (asst. sales officer) but he beheaved with me very rudely and said I am not liable for that .
                          I have talked with branch manager also but he also didn’t took any action in this matter .

                          I only want to ask, I am working for lic and for that work I am asking commission . In this behavior, a common man what should be understand . this event hearted me a lot so for this i v requested in irda but they r saying IRDA has no role to play in this matter . may any one help to whom i should go with this complain .
                          Dear Sir,

                          I have purchased Market Plus Unit for Rs. 20000/- to Market Plus scheme (188) one time Premium and another Rs. 20000/- to same market Plus scheme for five years and I have already given 2 instalment balance is 3 for next 3 years. At that time I don't know about allocation charges and mortality charges and my agent is not told about that. But you please inform me, what is allocation charges and mortality charges.
                          I have purchased Market Plus for Rs. 60000/- but till date agent don't give me Number o[censored]nit list. In this case where I complant the matter.

                          Please infrom me
                          Hi,
                          Any one could tell what is the procedure to change the policy holder name of lic market plus scheme.

                          Regards,

                          venkat
                          Dear sir,

                          Sub: Proposal deposit of Rs.:10, 000/- But LIC accept of Rs.5000/-

                          Ref.No.: Policy no.[protected] Dt.:30/03/2007 P.D.P. no.:1728183.Dated .30/03/2007


                          I am service man I get LIC Market Puls Policy dated 31/03/2007.

                          Lic issued me policy. but lic mistake in my policy i deposited Rs.10, 000/- but lic issued policy of rs.50000/- orignial receipt of rs.5000/- and balance refund of 5000/- met in nov 08.

                          so the my problem is my policy is fore close i request to lic for regular my policy. but lic brance manager barmer said to me your case is sand to head office red. office . my case is three year old but dont sole till date.

                          i request to u sole my problem urgently.

                          Rameshwar G. Gour.
                          REF JEEVAN DHARA (T/T 96/09)POLICY NO[protected] I have not been receiving my annuities since 28/03/2007 due to change in my address, which was informed earlier. I am furnishing below my new and current address to which the pending annuities and the current ones may please be sent at the earliest.

                          With regards

                          Umesh Ch Sarma
                          Vill - Punia, Poka Bangi Para
                          (Near IBP-Petrol Pump)
                          P.O. Aulachowka
                          Dist - Darrang
                          Assam
                          (Cell No [protected])
                          soory
                          read my artical "bima nivesh nahi hai nivesh ke nam par aapne paiso ko kachre me mat daliye please in www.sharegenius.blogspot.com
                          I have paid two installments of Market Plus scheme and third is due in March.Please guide me as how to calculate the NAV of the units, and the units accumulated, that I am holding.
                          How can check my lic market plus policy current position in internet
                          pls
                          how can i check the fund value of market plus policy
                          Dear Sir,
                          I need a latest balance and NAV of market plus policy, my Market plus policy no. is[protected], pl's give me a detail a.s.a.p.
                          regards
                          Jayesh

                          LIC's Mrket Plus — Status report of annual premium

                          The receipt of premium for the year 2008 has been misplaced. And i want to submitt the annual premium status for 2008 in my office.
                          How can I check the current fund value of market plus policy.Please advise
                          Dear Sir,
                          I have already invested 15, 000 towards Market plus
                          But I want to know the current value of the fund.
                          Suggest me How can I know the same in internet.
                          I am waiting for your valuable advice.
                          Please,
                          Thanking you
                          I paid some Instalment.But at this time I am Abel To Pay The Instalment.
                          Pls. Inform Me How Can I Recive My Money.I has Paid Total Money Nearabout Rs.16, 000.


                          My Policie No. Is[protected]
                          i have puirches lic market plu table 181-10 on 27-03-08, invset rs 89000, what is amount today
                          How can check my lic money plus policy current position in internet?
                          How can check my lic money plus policy current position in internet?
                          I HAVE MONE BACK POLICY AFTER FIVE YEAR I HAVE NOT RECEIVED MONEY BACK
                          POLICY NO[protected]
                          PLEASE HELP ME
                          I have invested Rs-50, 000/- in MPlus in July 2006 @ Rs-10/- in single premium. The Agent give me the wrong information regarding its growth. Ultimately I lost my trust with LIC. I called him to show the growth but now he not in a position to satisfy me. I could gether the latest information of Market Plus which gives me a shock for the my hard money.
                          how the hell i can access to our profile?
                          as my account in market plus and unit values online please reply me as early nas possible
                          I want to surrender a policy. please let me know the procedure. What is the minimum premium according to IRDA rules to surrender a policy so that my investment is not forfeite
                          i want check my marketplus bussiness
                          I have invested my money on L.I.C's Market plus 1, plan.My policy
                          My policy No[protected],
                          Table no-191
                          premium's date-(policy date )- 5/8/2008
                          Please show my current money position
                          i have paid lic's market plus policy last three year. now i want to surrender my policy. so how can i write to branch manager to surrender my policy ?
                          I have applied market plus on 2008, al most one year completed, i want to surrender& encash surrender a policy. please let me know the procedure. & any time period OR Exit amount tobe paid please advice me
                          I have not received the annuity amount since July 2009 on my Policy No.[protected]. Normally Annuity amount is credited to my S.B.A/c No.01000896 with Corporation Bank, Mulund West throgh E.C. Please take suitable action in this regard and ensure that annuity amount is regularly credited to my account. Life Certificate long time ago submitted.

                          lic of india/money plus — the third installment does not takes by office

                          Respected sir,
                          I am a lic agent.my following pollicy does not takes the third insttalment of money plus(180-20).
                          1/[protected] Tikaram sahu
                          2/[protected] Dey kumar patel
                          3/[protected] ku. Deepa biswas
                          4/[protected] Kamata prasad chandra
                          5/[protected] Ysawant gavel
                          6/[protected] Pravin kumar gavel
                          i wanna chek my account details. my name is marimuthu.p and policy no. is[protected] and[protected].
                          plz sent detail on my id www.[protected]@gmail.com
                          hi...
                          How can check my lic market plus policy current balance in internet ...
                          plz help me
                          i am taken market plus plan in 2008 .what is the exact period after that i can take my money back .what is the fund vlue of 20000 today
                          How can check my lic market plus policy current position in internet
                          pls
                          my policy position police no.[protected]
                          sir,
                          i invested Rs.50000./ through lic's market plus (t.no 181) on Jan'08. t want to know th current valu of my money and other benifit i can receive. also when i can surrender the scheme.
                          ONE OF THE LIC AGENT TOLD ME ABOUT A NEW SCHEME MARKET PLUS 191 IN WHICH LIC GIVE 4 TIME IN 10 YEAR OF THE PRESENT INVESTMENT AND THERE IS NO EFFECT OF SHARE MARKET IN THISH SCHEME IS IT RIGHT????PLS MAIL ME ABOUT
                          Hello
                          How can i check the fund value of market plus policy in internet ?plz suggest me.
                          I would like to be informed about the status of my Market Plus policy with LIC of India bearing policy No.[protected] in my name originated at Phase-II, Mohali branch.Also please intimate the position of branch at which it is held now after i have submitted an application to Mohali branch of change of address and policy to Shyambazar branch, Kolkata.
                          Sir
                          I have a LIC policy of market plus table no 181, , I had taken this policy on 2006, now I want to withdraw this policy, I invested 25000, so I want to know
                          Is it the right time to withdraw or not and if I will be withdrawing, , then how much money will I be getting…….

                          Life Insurance Corporation of India — after pay my loan amount the LIC not return my Policy document

                          I had been received a loan in the policy no.[protected] and I had fully repay my loan and interest. But, I am not yet been received my policy bond till date. Please ensure that the document may take back to me.

                          Thanking you
                          i want present value of Market plus plan of LIC Of India.
                          policy no.is[protected]
                          Hello sir,
                          I want to know the status of my policy no.[protected] please send me at the earliest.
                          Please give me the full amount i received so far
                          What will i received from my market plus policy no.[protected]
                          what is the nav lic market plus 2006 and 2007
                          I have invested more than three lacs of rupees in market plus.Now i want to withdraw the amount. For currently how much i will get amount. Please send the procedure to varify in the internet.
                          i have paid two installment of market plus scheme and third premium due coming year march, pls send to advice can i draw our policy.what are our benifit
                          I have purchased a market plus policy of Rs.75000, each 25000 in 3 installment and my policy no.is[protected] three has been passed.Please sir mail me regarding this and tell me the current status of my policy.





                          Thank and regard.
                          MORDHWAJ RAJ MEHTA
                          M.Com. LL.B.
                          ADVOCATE
                          Rajasthan High Court, Jodhpur
                          Office cum residence:
                          A-62 Kamla Nehru Nagar – II, Jodhpur – 342 009(Rajasthan)
                          [protected]
                          E.No. R/16/89
                          DATED 05.01.2010
                          To,

                          The Regional Manager (CRM),
                          Life Insurance Corporation of India,
                          Cell Northern Zonal Office,
                          Connaught Circus, 11th Floor,
                          Jeevan Bharti Building Tower – II,
                          NEW DELHI – 110 001

                          Subject: Release of Annuity under Policy No.[protected]
                          Reference: My letter Dated 04.12.2009
                          Your Office letter No. IPP/Delhi Zone/E-Certificate/161/Sep09/00020 Dated 08.10.2009
                          Sir,
                          I recall your kind attention towards my Registered Letter Dt. 04.12.2009 on the subject cited above by which the Certificate of Existence under Annuity Policy No.[protected] duly signed by undersigned and attested by a Gazetted Officer was submitted to your good office and yourself was requested to release the annuity at the earliest.
                          It is regret to inform you that the same is yet to be received by me.
                          Therefore you are again requested to release my Annual interest amounting to Rs. 3000/- which was due on 9/2009 within 15 days with interest otherwise I have no option but to take legal action against you at your cost.
                          With regards,
                          Yours truly,

                          [MORDHWAJ RAJ MEHTA]
                          Annuity Policy No.[protected]
                          A-62 Kamla Nehru Nagar – II
                          JODHPUR – 342 009

                          Bank details are as follows:


                          Account no: [protected]
                          Bank Name: Union Bank of India
                          Branch Address: Onkarmal Somani Colledge Jodhpur
                          RTGS No: UBIN 0550370
                          Account Type: SAVING
                          plz send my insurance status of market plus my policy no is .[protected],[protected].
                          what is present market price of LIC-Market plus?

                          LIC OF INDIA - MARKET PLUS ONE — Non recieving of Ploicy Documents

                          Respected Sir,
                          I have taken LIC of India Market Plus One Life Insurance Policy on[protected] from SMC Insurance Brokers Pvt. Ltd., M-21, Sector-14, Gurgaon -Haryana. Advisor is Mr. Rahul (Mobile No. [protected]).
                          But till date I could not recieved my Policy document.I have been contineously following my advisor as well as co.'s Branch Manager Mr. Atul (mobile no. [protected], Phone no.[protected]. They were always procastinating the matter by saying that your Document would come within a week. And now a days they are not responding to calls, they do not recieve phone calls.

                          I therefore request you to look into the matter and help me out. As I am worried about the mis-use of my fund {cheque no.509175, Amt Rs.15000=00, ICICI Bank, Sohna (HR)} paid to the Policy.
                          Hope for a favourable response in this regard.

                          Thanking you with regards

                          Rameshwar Kurmi
                          [protected]
                          C/O shri Subash Goyal, Near Garg Medical Store,
                          Bus Stand, Sohna-Haryana-122103
                          How can check my lic market plus policy current position in internet
                          pls
                          How can check my lic market plus policy current position in internet
                          pls
                          i had taken a plan of market plus in LIC with F.D of 25000/- as our agent who is with us since 15 yrs, she says that if you invest in market plus scheme after three yrs it double your amount, so as she say fixed the amount 25000/- on 11/12/2006 and now after 3 yrs when we are withdrawing it from the scheme we get the status that you only get Rs.26000/- instead of 50000/- what she says while investing. So i like to know the real status or value of my fixed deposite can it be only 1000/- gain in 3 yrs, is any tel phone no. where we can talk and can look our status. i am writing in this behalf of my many friends who had invest in it, and only we get the answer that market are very low and there is recession time is going on.
                          dear sir, i have 5 lic polies, i like to know income tax benefit name of the best policy.thank you.
                          How can check my lic market plus policy current position in internet
                          pls
                          Dear sir,


                          Can we know about NAV Of Market Plus (Secured, Growth, Balanced and Bond ) plan and if we are invested in any days then which days NAV is alloted to us.

                          Pls gve detail of NAV Alloted to invester i.e if we invested in Friday then alloted Thrusday NAV or Friday NAV or if we invested on Monday then NAV alloted Friday or Monday.

                          Also Surrender Value NAV pls Confirme this



                          Shweta Mehta
                          naixjanosdaoijsoiajsjoiq
                          How can check my lic market plus policy current position in internet
                          plz inform me it my cell no [protected]
                          Varishth Pension Bima Policy No. :[protected]
                          Date of Issue :[protected]
                          I have not received the annual payment of my pention amount Rs. 24000/ which was due on 1st of January 2010. The payment is supposeed to be made electronically in my savings account No. 1768 ([protected]) in Oriental Bank of Commerce, Patparganj Branch, Delhi 110092. Please look in to the matter and inform me by email.
                          Thanking you
                          I have lot of experiece like the above and still im facing some problems with m.plus n other policies. LIC never tried to clear the doubts. There should be some written explanation from their side to satisfy the customers. Agents always look their benefits. Reading n understand the bond is impossible for ordinary people. So there shoud be some remedy.
                          how can chek lic market plus181 my policy number[protected]current balance in inter net
                          i would like to know the fund value for the lic market plus181 policy number[protected] please show my current money possition
                          i would like to know the fund value for the lic market plus181 policy number[protected] please show my current money possition
                          dear sir/madam
                          my name gomati gupta
                          add: gehloti ki dungari dhola bhata
                          suary nagar dhola bhata ajmer
                          305001[rajasthan]
                          my policy in bajaj allianz life insurance company limited
                          my policy number 21645031
                          my policy name unitlinked
                          data of commencement 06.07.2006
                          frequerncy annual
                          sum assured amount 100000
                          sir my complants for year complacte iam 3 time premium pay 10000
                          i not recived orgianal policy bound
                          iam three time complants company policy bounds
                          so u help me my policy give me
                          thanks
                          gomati gupta
                          cellno [protected]
                          How can check my lic market plus policy current position in internet
                          pls
                          Dear sir,

                          i am Rameshwar G.Gour i compliant to my policy no. Policy no.[protected] Dt.:30/03/2007 P.D.P. no.:1728183.Dated .30/03/2007 LIC and consumer care but not responce till date.


                          I filled case to Barmer Court Through Advocate Mr. Vishnu But not responce.

                          please gide me for this metter.

                          Rameshwar G. Gour

                          Addnadi Chhotu

                          Dist-barmer Rajasthan.

                          Life Insurance Of India — NON REFLECTION OF PREMIUM ALREADY PAID

                          SIR, I HAVE A MONEY BACK POLICY NO[protected] AT KHURDA ORISSA BRANCH. MY PREMIUM IS AMOUNTING RS 1983 HALF YEARLY. IN THE MONTH OF APRIL 2010 I RECEIVED MY MONEY BACK AMOUNT DEDUCTING THE SUBSCRIPTION FOR THE YEAR 2009, NOW WHEN I AM TRYING TO PAY THE SUBSCRIPTION ON LINE IT IS AGAIN SHOWING THE AMOUNT NOT PAID. ONCE THEY DEDUCTED THE AMOUNT, HOW THEY ASK FOR THE SAME AGAIN. AS MYSELF A DEFENCE PERSON, IT IS NOT POSSIBLE TO GO TO THE BRANCH TO INQUIRY. PLEASE HELP.

                          Market Plus - Comment #1809915 - Image #0
                          How can check my lic market plus policy current position in internet
                          pls please mail to jayan.[protected]@gmail.com
                          Helo
                          Iam Devaraja.N, iam having the Market plus policy and Policy Number is[protected] and i paid 3years 10, 000/- per year.

                          I want to know the prest my Total units and NAV status.

                          thanks and regards
                          Devaraja.N
                          Emai.: [protected]@rediffmail.com

                          LIC MUTUAL FUNDS — NAV is not updated

                          The LIC mutual fund nav is not updated since 13 march 2011. This affects hugely on my financitial plannings. As a policy holder I expect LIC to update their NAV details daily in their web site.

                          lic/ market plus — loan against market plus

                          sir am mohit puri my policy no is[protected] i deposit 95000 one time payment in june 2009 market plus . locking time is 3year . i want to my payment now or loan against my policy please solve the my problem urgent and show my status my mail id is ([protected]@yahoo.com) and mob no is [protected].
                          I have a LIC policy of market plus table no 191, , I had taken this policy on 2009, now I want to withdraw this policy after three years.tell me how much i will get after three years and could i withdraw this policy after three years, I invested 40000,

                          Life Insurance Corporation of India — Policy claim not received since 2001

                          Dear Sir,

                          I have one policy with your company(policy no S[protected] commencement date 28.12.86 and maturity date 28.12.10.

                          We have not received any intimation nor any cheque has been received by us inspite of numerous reminders.

                          Please take action at the earliest.

                          Regards
                          Sutanu Chatterjee
                          [protected]
                          sutanu.[protected]@rediffmail.com
                          I have applied LIC market plus 181 in 2008, al most five years completed, i want to surrender& encash surrender a policy. please let me know the procedure. & any time period OR Exit amount tobe paid please advice me
                          I got a phone call on 4th or 5th March 2014 afternoon from LIC New Delhi who quoted my name and residential address. She told me that money against my "money back" policy was lying with LIC since 1998 and would be confiscated since I had not claimed it. She wanted me to give her my Policy details (number, premium amount, start date) for verification. I asked her name which she said was Anjali Sharma. I said it would take me time to look for the document and would call her back. She said she was from a Call Centre and there was no incoming call facility so she would wait till I found the details. I am a senior citizen with no current life policy but only Jeevan Dhara, I gave her the JD details. She gave me a File No. IR/72/51 which I must quote when I speak to her Senior who would come on the line next.

                          One Ankur Mishra came on the line after that and verified the File No. IR/72/51 and told me that a Bonus of Rs.150, 720/- was due to me towards my 2 JD policies and my Agent had been informed and should have told me. I don't remember who the agent was for the JD Policies but the only agent I remembered had died about 2 years ago. He said LIC would send 30% of the amount to the agent, some more %age would go towards processing and other charges and I would get about Rs.30, 000/- only as my Bonus. Ankur Mishra then asked me if I had any type of Birla Sun Life insurance cover. I said I didn't. He then tried to tell me about Birla Sun Life. I told him I was not interested in Birla Sun Life. He said he would need to speak to his "Senior" and to hold on.

                          I told him all these details were too much for me to understand and to send me all the information in writing so that I could read and understand it. He said it would reach me within a week. It is not yet a week so, if this is a genuine call, the informatoin may still reach me.

                          I have been thinking about this and wonder if it is a genuine LIC initiative or is it a hoax?

                          Mrs. Homai N. Elavia
                          B-114 Twin Towers
                          Prabhadevi
                          Mumbai 400 025

                          INCOME TAX

                          DEAR SIR

                          MY BIG SON IS ADMITTED IN HOSPITAL SI I REQUEST YOU TO PL CREDIT MY ALL RUPEES
                          THANKS
                          SURESH KUMAR GARG
                          [protected]

                          Pending dues

                          I want to know my lic policy no.[protected]details
                          Helpful
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                            L
                            Lal Chand
                            from Anand, Gujarat
                            Mar 11, 2008
                            Resolved
                            Report
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                            Resolved

                            SUBJECT: COMPLAINT OF LIC OFFICIALS FOR CARELESS.
                            Respected Sir,
                            I have an Insurance policy whose policy No. is[protected], issuing branch code is 318, Agency code is 00515318 and date of commencement is 28/8/1999.
                            The service branch issue a cheque no. 0455249 dated 28/8/2007 of Rs. 10000 in favour of me in c/w S/B due on 18/8/2007 but I didn’t get the cheque till date.
                            So please, I request you to find out the guilty official of LIC NARNAUL Branch (Haryana) who didn’t send the cheque to me and misplaced it anywhere. Take necessary disciplinary action against the careless employee along with Branch Manager, NARNAUL. I also request to issue me a fresh cheque of Rs. 10000 Plus Interest @18% and charged the interest from person who makes fault.
                            Thanks.
                            Yours Sincerely
                            Lal Chand s/o Sh. BegRaj VPO. BAWANIA Distt. Mohindergarh (Haryana)
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            Respected Sir/Madam

                            I Shamala B S a policy holder in your organisation my policy No.[protected], according to this policy every year I am receiving a cheque amount up to 31.12.2007 but since from January 2008 I have not received any cheque amount for the year[protected]. Please verify my policy number & send cheque amount to above said address as early as possible.


                            Regards
                            B S Shamala
                            W/o A H Narasimhamurthy
                            C/o Ganganna Teacher
                            Old Kavery School Road
                            Mylarlingeshwara Nilaya
                            3rd Main, 2nd Cross
                            Shanthi Nagar
                            Tumkur - 572101
                            inquiry about policy number[protected] premium paid by customer
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                              P
                              Prof. Aluru Subhas Babu
                              from Bengaluru, Karnataka
                              Mar 6, 2008
                              Resolved
                              Report
                              Copy
                              Resolved

                              Attn: Sri S. Viswanathan, Zonal Manager


                              Dear Sir,

                              I am Prof. Aluru Subhas Babu, father of Dr. Aluru Venkata Narayana Rao, a resident o[censored]SA. I am legally authorised by my son to represent the matter.

                              My Son Aluru Venkata Narayana Rao took two policies from LIC of India

                              1.[protected] dated[protected]
                              2.[protected] dated[protected]

                              We are very regular in paying the premiums since then. My son Aluru Venkata Narayana Rao did his higher education of M.S., and Ph.Ds in USA and presently working as a Professor in University of Illinois, Urbana Champaign in USA.

                              My son took American Citizenship in July, 2007. His name as per all the records is Aluru Venkata Narayana Rao. While taking the citizenship he deleted Venkata from his name for his personal and administrative convenience. This has been approved by the United States District Court Central District of Illinois.

                              My son has represented to the Sr.Manager, LIC, Vijayawada alongwith notarised copies of court's approval and Indian and American Passports on[protected]. He received a reply after more than two months stating that the competent authority did not acceed to the request regarding change in name.[protected]

                              Here the question arises whether your Branch Managers or Divisional Managers are vested powers to over rule the decisions of the courts and the Govt. of India (see the enclosed documents). I am afraid this was simply rejected without taking to the notice of the proper authorities. They should have obtained directions either from Zonal office or Central Office.. Hence we have decided to bring this matter to your notice before submitting the same to Ombudsman. I have tried to contact the District Manager thrice but in vein.

                              All the relevant copies are forwarded for your perusal as an attachment to this letter.

                              With Kind regards,

                              Hyderabad, Prof. Aluru Subhas Babu
                              6th March, 2008 Father of Aluru Narayana Rao

                              Address of Dr. Aluru Narayana Rao in USA

                              706, Ramble wood court,
                              Savoy, IL 61874 USA

                              Address in India:

                              S/o Prof. Aluru Subhas Babu,
                              302, Sai Datta Enclave, Madhava Nagar Colony,
                              Miyapur, Hyderabad-500049 Ph.Nos. [protected] & 23040044
                              E-mail ID [protected]@yahoo.com


                              Copies of this are forwarded to

                              1. Sri S. Vijayan Chairman, LIC of India
                              2. Sri Mehrotra D.K., Managing Director, LIC of India
                              3. Agarwal G.N, Executive Director (Actuarial), LIC of India

                              for favour of Information since this is a case of policy and powers of the Lower Executives.
                              All relevant copies are enclosed.



                              Prof. Aluru Subhas Babu
                              [protected], [protected]
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              Dear Sir;
                              Myself Shriniwas Murlidhar Phirke
                              I have applied for following policies

                              a) Jeevan Mitra - Triple Cover
                              b) Anmol jeevan - 1

                              Throught LIC agent Mr. V. Y. Kulkarni[protected]
                              I have filled all forms and also completed the medical tests.
                              Also I Rs 15128 /- withdrawn from my account as first premium on 13/12/2007

                              Today's date is 27/03/2008 still no reply from LIC.

                              Please do the needful,
                              With Regards
                              Shriniwas Phirke

                              lic Policies — Not received claim

                              Dear sir

                              My father had a policy[protected]in sep 2002 of 5 lakh, my father died of an accident on 16 april 2007, but lic is denying to give money by stating ur father was ill while applying policy, as i know upper 2 lakh policy lic needs full medical certificate. and my father had no illness.

                              pls do some fruitful result

                              thanks and regards
                              santosh
                              [protected]
                              Sir

                              I have a query that i have changed my name from jaswinder to jaideep singh i have three policies in lic can lic can replace my old name to new name.pls guide me regarding this


                              regards

                              jaideep singh
                              SEARCH POLICY NUMBER
                              sir my policy no[protected] doc 13/03/[protected],
                              my name ajeet singh bhartee but print in policy ajit sngh bhartee
                              please corect my name in policy.thaks

                              LIC — Need to change the name

                              Hi,

                              As i need to change my insurance name from my brother to my wife veena ramesh penukonda.

                              Thanks,
                              Ramesh PV
                              sir my child policy no.[protected] [ NAME:LAVI BANSAL] JEEVAN KOMAL
                              BRANCH GANGAPUR CITY .POLICY DATE 15/06/2009
                              I WANT MY CHILD NAME CHANGE IN JEEVAN KOMAL LIC POLICY
                              PLEASE HELP ME
                              Dear sir,

                              we took a policy no.[protected] in name of RAM PRAVESH SHAW but on payment receipt name appears RAM PRAVESH SAW. There are some mistake in my name title. All document submitted to LIC in name of RAM PRAVESH SHAW.
                              I requested to you kindly correct my name title

                              Regards

                              Ram Pravesh Shaw
                              Dear sir,

                              I took policies[protected]dated :05/12/2008) and[protected]dated :20/12/2008) in name of 'MUKTHESWER MRUTHYUNJAYA NUNE' but on payment receipt name appears MUKTHESWAR MRUTHYUNJAYA N and MUKTHEESWAR MRUTHUYUNJAYA NUNE on both policy documents at name and Address location. There are some mistake in my name title. All document submitted to LIC in name of 'MUKTHESWER MRUTHYUNJAYA NUNE'.
                              I requested to you kindly correct my name title
                              Hi,
                              Thank you in advance for correcting my name in my policies.

                              Thanks & Regards
                              Muktheswer Mruthyunjaya Nune
                              Dear sir I hold one LIC money back policy in Lifev Insurance Co-operation of India in the name of my friend.
                              And now he is immigrating to europe in due time, so I what is going to happen in future, and I am paying all that due payment in time. And I wish to change his name in lue of my own name.
                              So please help me how to do this.

                              Thanking You.
                              I agree with all my complaint
                              Hello Sir,

                              I took policy with number '[protected]', The name showing in the policy is 'Naredla Raghupathy Reddy' but it should have 'Naredla RaghuPathi Reddy', I would request you to change the name to 'Naredla Raghupathi Reddy'.

                              Please do let me know if you need any details.

                              Thanks,
                              Raghu

                              LIC — Name Change

                              Hello Sir,

                              I took policy with number '[protected]', The name showing in the policy is 'Naredla Raghupathy Reddy' but it should have 'Naredla RaghuPathi Reddy', I would request you to change the name to 'Naredla Raghupathi Reddy'.

                              Please do let me know if you need any details.

                              Thanks,
                              Raghu

                              Change of Name - Comment #1733739 - Image #0
                              hello sir
                              my policy no[protected] madhabathula srinivasrao policy name is sanyasirao please chang my name
                              gundu pala (villge)narsipatnam (branch) visaka patnam dist
                              I am having a policy in LIC of india and now my police is matured and they have issue a chaque by the name of Amreshkumar Zha and my bank A/C is Amresh zha . pl give the reply whether this cheque can be deposit in the same A/C
                              sir my policy no[protected] doc 28/05/2008
                              my name RAJEEV RANJAN PANDEY but print in policy RAJIV RANJAN PANDEY
                              please correct my name in policy.thaks

                              Change of Name - Comment #2034125 - Image #0
                              Dear sir, I took a policy No.[protected] in name of "ARVIND RAI"
                              but on payment receipt name appears 'ARBIND RAI" there are some mistake
                              in my name.All document submitted to LIC in name of ARVIND RAI.I requested to you kindly correct my name Regards, ARVIND RAI

                              Change of Name - Comment #2035340 - Image #0
                              Sir
                              I would like to say that I have taken my Son LIC Komal Jeevan Plan Policy No[protected] dated 28 Jun 2008 in the name of Abhai Singh with date of commencement from Shahganj branch.You are requested to replace the spelling with Abhay Singh.
                              Please do let me know if you need any details.

                              Thanks,

                              D K Singh
                              [protected]

                              Change of Name - Comment #2184394 - Image #0
                              Dear sir, I took a policy No.[protected] in name of "SUNITA MALLICK"
                              but on payment receipt name appears 'SUNITA MALIK" there are some mistake
                              in my name.All document submitted to LIC in name of SUNITA MALLICK.I requested to you kindly correct my name

                              Regards, SUNITA MALLICK
                              my police no[protected] &[protected]
                              my name amin rafique deraiya
                              but print in policy amin r deairya
                              plz correct my name in policy
                              my mo [protected]

                              Change of Name - Comment #2313619 - Image #0
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                                R
                                Raju Kumar
                                from Lucknow, Uttar Pradesh
                                Feb 20, 2008
                                Resolved
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                                Resolved

                                Sir/Madam,

                                With due respect, I would like to draw your shining attention regarding some unnecessary slow down processing of LIC especially in Branch level. In this connection, I want to offer myself as an appropriate example before you that I am a Policy Holder Policy No.[protected] from your Buxar (Bihar) Branch No. 502. Under this Policy I got bonus cheque No. 019602 dated 19.02.2007 for amounting Rs. 12,500.00 from LIC Buxar by authorized LIC Agent in about Feb-07 and deposited the same with UCO Bank New Delhi dated 23.03.2007 in my SB Account No. 21831. which supposed to be credited in my account within month. But after the month when I tried to withdraw the amount than bank authority told the story that the bank sent the cheque for collection to Allahabad Bank, but unfortunately the cheque lost in transit by the courier. In this respect UCO Bank assured and gave me a letter dated 26.09.2007 in favour of Branch Manager LIC Buxar Branch to issue duplicate cheque in the favour of me (Raju Kumar). The same Bank request letter has been given to LIC Branch Buxar dated 15.11.2007 for issuance of duplicity cheque. But sorry to say that after passing more ten months neither received duplicate cheque nor any positive response regarding till yet. Although I have many time approached verbal and telephonic in concerned Branch Authority but nothing result came out except vacant assurance.

                                I surprised in view of casual approach of Branch level LIC employees and feel how will survive in near future in to much exploring competition in insurance sector. It is thoughtful matter not only for LIC top Management but also in lower level.

                                It is very clear that I am lower level employee of private sector so such amount is much valuable for me. At this situation after knocking every concerned door I am hopeless and feel lost of cheque lost my fortune. My intention is very clear neither I balm nor complain.
                                It is therefore, you are requested to please look into the matter and instructed concerned people to issue a duplicate cheque in favour of me.

                                Hoping a early dynamic positive response in this regards.

                                Regards,


                                Raju Kumar

                                Policy No.[protected]
                                Branch Code – 502

                                S/o Sri Prem Narayan Singh
                                Vill – Pipradh, P.O – Hethuwan
                                P.S – Rajpur, Distt. – Buxar
                                Bihar – 802 122

                                Mobile No. [protected]
                                e-mail – [protected]@hotmail.com
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  J
                                  Jigar
                                  from Noida, Uttar Pradesh
                                  Feb 17, 2008
                                  Resolved
                                  Report
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                                  Resolved

                                  DEAR ALL

                                  AS A INDIAN WOULD LIKE TO INFORM YOU LIC SEEMS TO BE BANKRUPT THEIR CHEQUE OF RS. 300 IS GETTING BOUNCED AND NOT ONLY THIS THEY ARE NOT SINCE AUGUST 2007 THEY ARE NOT SENDING ANYMORE CHEQUES.

                                  WE HAVE CONTACT SEVERAL SUPERIORS OF LIC UNTIL TODAY THEY ARE NOT REPLYING TO US.

                                  KINDLY MAKE SURE BEFORE INVESTING WITH LIC, GOVT IS PLAYING GAMES.

                                  WE HAVE MANY POLICY MATURED WITH LIC AND THEY ARE NOT READY TO PAY US. SO PLEASE DONT INVEST IN LIC.

                                  REGARDS,

                                  INDIAN
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  I enrolled My policy on web site (licindia.com) before 15 days.
                                  But it is not verified till today.
                                  Please verify the same as soon as possible so that i could
                                  pay my premium online.

                                  Chandra shekhar agnihotri
                                  Mobile:[protected]
                                  erboghoghohgoheghoheoghoghoeirhgoierhgoeghoihgoerihgoiehgehgoighoeihroierhgerhoi...
                                  I have policy with LIC Jeevan dhara annuitypension and I used to deposit Rs.852/- everymonth cheques(PDCs) receivd from LIC.Chennai.

                                  But the last two to htree cheques were got bounced. It is shameful on the part of LIC returning cheques. My complaint over telephone with many including srinivsasn of LIC chennai took no help. What shall I do. Shall I approach an advocate and resolve the issue with LIC?
                                  Lic is delivering post dated cheques before the maturity of policy when receiving the policy bond and forms from the party.
                                  Tell us your policy number and branch.
                                  Don't tell in common.
                                  Tell particular with the details of policy e.t.c.
                                  few lic do`s do not behave to lic agents in lko.
                                  i purhased a BAJAJ XCD125 bike from PUSPA AUTO SALES (P) LTD. at LUCKNOW U.P. before one month i go for servicing my bike when service completed i check my bike and fault in digital tachometer meant the meter do not display kms. and fuel meter /when i said to mechanic meter why not works while i come in workshop meter was in right condition /serv. advisor said i do ok after 3days /but do not respond me /i have been went again and again in his workshop. pl. action (my bike reg. no. UP-32 CH 4962, my contact no.-[protected] )
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                                    4
                                    401ushodaya
                                    from Hyderabad, Telangana
                                    Feb 14, 2008
                                    Resolved
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                                    Resolved

                                    I had two policies in my name [protected] and[protected]. one of the policy had since been surrendered. the second one had been submitted to their branch at meerut, sadar bazar t o avail a loan of rs 50000 in the month of oct-nov 2007.i had requested for tr of the policy to their office at sec'bad ( AP ) . it is however steated by their office at sec'bad that the policy in question is taken of the record in the intranet. i am worried . Lic MUST CLARIFY.
                                    Aug 13, 2020
                                    Complaint marked as Resolved 

                                    LIC / policies. — non-tr of policies

                                    i have already submitted a complaint but recd no response. i have been transferrred from Meerut to Sec'Bad. Applied for tr of policies in the name of self, wife and three daughters . tr are yet to be done.
                                    my effort to register for online enquiries is failing as the website does not accept my request.

                                    LIC OF INDIA — clears cheque in anotherperson a/c no

                                    we have submited the two cheque for Rs 5503=00 And 10000=00 on 2007 bank clear the cheque on behalf lic but amount had gone to another a/c lic wazirpur new delhi manager not giving response.he use to abusive language.
                                    your policy already transferred
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                                      R
                                      ramji gupta
                                      from Jodhpur, Rajasthan
                                      Feb 13, 2008
                                      Resolved
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                                      Resolved

                                      sir,
                                      i beg to say that i am an agent of life insurance corporation of india , my agency code 05000/236 i have agent 7year, i am given a letter 26-jun-2007 for my agency enttitle to reneval but branch mahoba up is stop my commisson.and i remind 27-aug-2007 but he is not ansured me.
                                      please help me

                                      ramji gupta
                                      invester service
                                      king road hamirpur -210301
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      Reprt the matter to Division Office in writing.
                                      http://tarunbansal.com - LIC agent since 2001
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                                        M
                                        MITISH SOMANI
                                        from Mumbai, Maharashtra
                                        Feb 12, 2008
                                        Resolved
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                                        Dear Sir,
                                        I have taken a 15 year loan from LIC Hsng Finance in Jan 2007 for Rs 27,00,000. I was told by their representative Ms Hemlata Suvarna that since yours is an exhibition case, you will be eligible for a concessional rate of interest of 9.25% for a floating rate. However, in Aug 2007, I got a letter from LIC Hsng that the rates have been increased to 10.75% and my number of EMI's will go up from 180 to around 250. I wanted to ask that can a housing finance company increase rates in shot by 150 basis points for a customer who was promised a concessional rate? If their PLR had increased by 25 basis points, I should have been charged 9.50% and not 10.75%. What was the point in alluring me with a concessional rate initially and then jacking it up so steeply.

                                        Regards
                                        Mitish Somani
                                        Aug 13, 2020
                                        Complaint marked as Resolved 
                                        You can complain the National Housing Bank which happens to be the nodal agency for the housing finance sector.Infact the general attitude of LICHF is not customer friendly. In my case also after giving the offer letter of 7.75 lakhs they have disbursed only 6.40 lakhs saying that my case is a high risk one. I am planning to approach either NHB or consumer court.
                                        i had applied loan for Rs 500000/ . last week i got message from ranchi that it has approved for 20 yrs with interest rate 11.25%. why it is? but in site rate of of interest is 9.25% floating.
                                        This new rate will be applied on new customer whose loan has been approved..
                                        Dear Sir,
                                        I have taken a 20 year loan from LIC Hsng Finance in Dec 2008 for Rs 11, 00, 000. with floating rate of interest.

                                        But now we see the rate of interest to be 9.00%.

                                        Still we have not got any confirmation on this change.Please advice on this.
                                        Agree with you Mitish; they have 'Festive' schemes like 'Griha XXXX' etc using which they cheat people in a hurry to buy the house.

                                        Even I have been cheated by LICHFL having lured by 9.25%, promised 9.50 at approval and charged 10% at loan disbursal!!! My only weak oint was I wanted to buy the apartment in a hurry and was involved in lots of imp. activities at that point in time.

                                        I think we all customers that have been cheated by LICHFL should unite and pull them to consumer court. I think they are worse than HDFC / ICICI because the latter charge higher rates, but at least they are transparent to the customer; not cheaters like LICHFL

                                        Regards
                                        Aashish
                                        Even i have been cheated by LICHFL, i was offered a home loan for Rs. 2000000 at 9.75% interest in the month Dec 2008. Subsequently, LIC HFG had slashed the interest for existing customers by 75 bps. However when i got the communication from the LIC HFL, the interest rate shot up to 10.25% instead of 9% (which i was expecting). LIC HFL site also says that the interest is slashed for exisiting customers.
                                        When i enquired this with the loan representative and the area manager, they are re-directing me to multiple places instead of trying to help me to understand the sudden rise.
                                        We all should unite against LICHFL and take strict action against them. Otherwise they would think that we cannot take any action.
                                        I would urge all who had taken loan from LICHFL to participate in this forum and take it with the right people to resolve our issues.
                                        I don't think we do the legal here as they LIC is smar enought the "Legally" Cheat the consumers.

                                        See this thread...
                                        Dear All, Provide your all LIC Housing Loan Application No. Don't put Rumors, always put everything with supporting documents.
                                        Mr Raj (or whoever you are):
                                        You think we all are fools coming here and bad-mouthing a company for no reason????? If you want to see documents I challenge you to email me with your number and I will show each and every letter. But obviously you won't because you must be one of their touts writing on their behalf here.
                                        Anyway we all unfortunate customers of LICHFL are united to get our right by doing the needful. I personally plan to submit the documents to either one of my journalist friends first and then also to the Consumer Court if needed. Monopolistic and Cheating Companies should now beware of rising Consumer awareness and power. If you don't improvise now, it signals a clear end to your business, that's Loud and clear!
                                        Hi All,
                                        I am planning to go for LIC housing loan from my existing Citibank, i have been offered at 8.75% intrest rate and have been told it will be reduced further.I also heard from others it is just for 3 months.Should i go for the loan with LIC housing loan or stay with Citibank.i have one loan for 16.5 lakhs for which i am paying intrest at 11% and another top up of 14%, i would be paying forclosure charges of 2% on my housing loan and 4% on top up loan, is it still worth while going for LICHL considering they might move up to 10.5% after 3 months??
                                        Please suggest.
                                        Even i have been cheated by LICHFL, i was offered a home loan for Rs. 1700000 at 10.25% interest in the month Feb 2008. Subsequently, LIC HFG had slashed the interest for existing customers by 75 bps. However when i got the communication from the LIC HFL, the interest rate shot up to 11.25% instead of 9% (which i was expecting). LIC HFL site also says that the interest is slashed for exisiting customers.
                                        When i enquired this with the loan representative and the area manager, they are re-directing me to multiple places instead of trying to help me to understand the sudden rise.
                                        We all should unite against LICHFL and take strict action against them. Otherwise they would think that we cannot take any action.
                                        I would urge all who had taken loan from LICHFL to participate in this forum and take it with the right people to resolve our issues.
                                        Dear All
                                        Even i have been cheated, I took over home loan from IDBI to LICHF, initially they gave me at 8.5%, then after 3 months without any notice they raised to 10% saying that every 3 months RBI fix new rate. It is not a robbery. We should do some thing for them.
                                        lic housing finance is a big cheater. they cheat in everything starting from loan processing fees, PLR, spread to repayments. lic agents gives all false promises at the time of applying for loan and when loan is approved some different things are put in loan approval letter. lic agents just want to make money and lic is not bothered to entertained customers complaints later. so i would like you request you all please dont go for lic housing finance loan and also discourage your friends to go for home loans from housing finance.

                                        I had a very bad experience with lic housing finance and i am telling this based on my experience.
                                        I have also took loan @ 8.5% interest and after a month they increased to 9.75%. Any one know wht can be done in such cases ?
                                        Name : Honey Verma
                                        Age : 32
                                        Address : EF 424 Krishan Nagar Jalandhar
                                        State : PUNJAB
                                        Telephone : 0091 - [protected]
                                        E-mail Address: [protected]@yahoo.com
                                        NRI: N
                                        Already availed Loan
                                        Loan No. : 0000000
                                        Area Office Jalandhar
                                        Suggestion : Please Inform me I want to deposit the full Loan amount please gave the concession for deposit amount
                                        What is agent commision we should pay for a loan of 29 lacs with Lic housing finanace
                                        We need urgently EMI Statement Certificate of Year[protected]for Income Tax office) and Provisional Certificate of Year[protected] duly sign & stamp.

                                        My Home loan Account No.: 11034818
                                        LIC Housing Branch Office: New Delhi-South Delhi

                                        Regards

                                        K.N.Pandey
                                        Hi All,

                                        Please don't go for LIC housing finance. very poor service, their interest rate much higher comparing with others.(much different between internal customers as well) They have increased my interest rate 10% to 13.75% in three months, my personal loan interest only 12%. while calling my agent he is not picking my call. i called to branch they said, they are don't know anything about that we just saying what we have. they also said close the account if you not satisfied.

                                        Puviyarasan J
                                        I have a very bad experience with LIC Housing Finance Ltd. especially their customer service is far from satisfactory. They lack transperency and charges high rate of interest without consonance with the BPS points. They do not even bother to communicate the change in interest rates to the customer and very casually replies that they already send a courier which I never received. They also clandestinely increase the number of years without our consent. They are doing an unethical business. Even if you pay part payment, they dont provide the new EMI or send the refixed EMI later. Their phone numbers are always unattended and they do not have the facility to contact the customers through email. Very poor service and the rate of interest so higgghhh without any base. Even If i send any mail to their given email ID no response. I plan to drag them to the consumer court. Please advice me.
                                        So any of you filed case in cosumer court or National Housing Bank.
                                        ya. its a cheating company . i was offered a an interest of 10.4% when the loan sanctioned. after 3 months it was raised to 11.9%
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