[Resolved]  HDFC Bank — Fake offer for personal loan of 100 % of your Sum insure @ 0 % ROI for 10 years against hdfc life jeevan samruddhi Policy.

Even i blocked my cheque using this page. Its very helpful. But y the Delhi guys are not going to the Police Station and make good complaints and trace these mobile numbers and screw up this Con guys? Please do the needful. I am ready to do the same if something such happens in Mumbai.

make a police complaint.

[protected]

Rishab bajaj
Sales Manager
HDB Finance
[protected]

Amit Gupta
Senior Regional  Manager
HDB Finance
[protected]

I am getting calls from above numbers..going thru this page I thought to share the info..They are offering me 3% interest but thankfully I didn't go ahead..Also since m in mumbai and their off is in Delhi they said our executive in mumbai will come to collect the docs.. M planning to call them n make him confess whatever it is..

Dear Friends,

Thank you very much for above information, last couple of day I have been getting the few calls([protected] - Ravi Mathur) (Suresh - [protected], ([protected]) from HDFC life Insurance from Loan dept with same attractive loan offer i.e. 10% of total loan value in each year premium for 10 years. But I come to know that these are all fraud . Please don't entertain with the suck fake calls.

"High Returns commitment always gives HIGH RISK"

Hai, friends I have got same calls from hdfc life insurance company from Delhi loan department, names are Rajiv Shukla, Malhotra and Raza, they told loan policy detail in very detail, each person told same thing about loan in detail every time, they told take 10lack hdfc life insurance policy, on which they give Rs 10 lack loan for term 10 yrs, on one condition to give 1lack Rs as 1 yr advance instalment they give loan of Rs 10 lack, call from 0120 number.All these are misguiding call.Dont respond to these call friends, from Mohd Hanif

Hi, we are investigating the contact no'.s provided by you above to find out the details related to it. For any policy related enquiries, you may visit our branch to collect the detailed information before making any transactions.

Hi, we wish to inform you that the contact no's provided by you above have been investigated by us and it has been confirmed that contact no's are not associated with HDFC Life.

We request you to be cautious and on guard against such unwanted calls. Kindly block the respective numbers on your phone through your network service provider, if possible. Please refer below the IRDA Notice on Spurious Calls.

http://www.hdfclife.com/irda-public-notice-on-spurious-calls
We wish to inform you that we have also received reports of such unsolicited calls made and emails made by vested individuals, in the name of HDFC Life or the IRDA.

We request you not to act on any such information received in the name of HDFC Life, IRDA and/ or anyone else as HDFC Life will not indulge in such unethical practices to solicit business.

Further, the Notice Corner link on the Customer Service section of our website www.hdfclife.com has been updated to create awareness of this issue faced by the insurance industry, as a whole.

Please note that If you wish to purchase any policy in future, you may either visit our branch directly or the transaction can be done online from our website as well.

Regards,
HDFC Life.

I got a call from Rishab Bajaj. He offered me a personal loan of 10 lakh with the interest rate of 3%. I was totally convinced as the scheme seems win-win situation for the customer. Fortunately, I see this forum and now I decided to move on. Thanks to save me :)

Thank you guys. You all have saved me from falling as a prey on this trap. I also received a call from the above and was planning to invest Rs. 40000 PA. God bless you all.

Same Thing happened to me and this time there was a lady names 'neha' called me up for personnel loan at 0% interest rates. After asking how will be it possible for bank to offer interest free personal loan then she detailed me about HDFC insurance policy which will help the bank to cover up their interest as this insurance policy will be pledge as a collateral to HDFC bank. These guys are very smart in fooling people so be aware of such call and just hit them hard with some strong word.

Hello
Thanks for your reviews I have got the same call from [protected] and was telling the same policy and LOAN .
Actually i was convinced and ready to take this policy but i just typed in google LOAN on policy hdfc then suddenly this link come up and i didin't pick that ######## call who was offering this.
Thanks this post has saved my 50000 rs.

Thanks friends for the post. I also got call from [protected] and +91 [protected].

Please beware of such type of fraud call.

Thank you, Guys...I just got call from HDFC loan against policy...And i check this site..And found you...Thank you you have saved my time and money...

Thank you, guys...I just got call from HDFC Life about policy depending loan... And I check this site... And found you all... Thank you for saving my time and money...

thanks you all for such valuable information. I was also almost get into this as I received a call of similar type. they advise me to withdraw a policy of Rs. 30000 per annum and they provide me a personal loan of amount 300000 against policy. he called me many times and have interest free loan offer which is itself a outstanding offer for anybody who requires a loan.

I have inquired with one of my friend who works for HDFC he also advise me to not get into this as HDFC never call a customer to convinced for any product.

this guy tells his name ISHAN and he called through this number - [protected]. you guys also be careful of these fake offers and examine through every possible way before have any decision relates to your money.

thanks
Naeem Bakhsh

Sala mujhe b 2 din se call aa raha hai yahi sab jo aap logo ne kaha thank you my friends god bless you all please in pe koi to action lena hi chahiye

Hi everyone,

please be aware of such calls, these people make the whole scheme sound very tempting to buy because who doesn't like a good deal with less interest rate. I too got a call today morning and the person on the line made me speak with his senior who almost convinced me to get this deal done. I asked them all sort of questions for which they had an answer and their standard reply to the end of the answer was "aap nishchint rahe aapka loan ho jayega".

I believe since they sound so confident and sure about their plan, it never seems fishy, until you decide to research on such policies online and then you come across such forums which is an eye opener and saving grace, the testimonials you read here make you realize how stupid we were to believe them them and give them our hard earned money and get fooled in the end.

Thank you everyone who shared their stories over here, you made someone realize their mistake and others from making one.

Even i got a call from[protected]
please verify this number as i am getting frequent calls on the same subject
0% rate on interest on loan upto 30 lacs

Hi All

I received a call from [protected] - Aarti Arora from Citibank Delhi and his Manager Sunil Garg - [protected] / [protected]. They said Citibank is offering 0% interest loan against the HDFC Classic Assured plus plan.But first you have to buy the policy by making the advance payment of the first year premium. Then after 25 - 30 days the loan amount would be transferred in your account.
I said to have a need of 3 lacs and they said to pay 30, 000 as the insurance premium and then you have to submit the bond papers at the nearest branch of bank where you have the account, then they (sellers) and I would enter an agreement where all the benefits of the policy would be received by the Citibank, though the HDFC insurance policy is in my name, here starts the shady:-

1. 0% loan
2. If the returns of HDFC policy are greater than the Loan, then its better to buy the policy directly rather buying the loan.
3. We need to pay the premium every year for ten years.
4. How can the benefits be transferred to them if the policy is in my name.
5. I asked them to send the product details in mail, for which they straight away refused.
6. All the spam callers are from Delhi.

Once I said that i am interested in this offer, they were after my life, calling me day & night to submit the papers and cheque.
Guys I confirmed this with my friend working with a bank and he straight away refused me to pay attention to such offers as they are fake and trick to sell insurance. They are third party agents and vendors who earn 25% commission on the premium amount you pay, say if you pay 30, 000 as premium they would get 7, 500 Rs and only 22, 500 would be invested in the policy, for the next ten years they would get 25% of the premium amount you pay. all in all 75000 would be earned by them from your pocket.

Its a sugar coated trick to sell insurance, Please don't fall prey to any such calls and straight away refuse.

Thanks.

Thanks guys, for saving my money on two days back i have received same kind of call from [protected] the girls name simran and she told me called from hdfc bank loan department she told me offer like i have to pay 40k for bharti hexa life insurance policy and she ask me for some kyc documents and my credit card front side pic on whats aap. I have already send the same documents on whats app she told me after payment of 40k i will get 500000 loan from hdfc bank on bases of policy morgage