I purchase a flat in lodha pallavva, they offered me go with L&T finance. A very sweet talking guys, me, late he (prakash mishara)piched me for the Home Loan for 7 percent.
This guy took money for franking 16910 and for processing he took 1180 which is way above what is required, I dont know why he looted
me,
I also confirmed him that i have salary credit on 10 of every month for which he agreed, for 3 months the debit happened on 10th of every month, and one day suddenly they tried to take the money out on 3rd which made emi bounce, since then they have increased my interest
since then they have increased my interest rate to 9%, i am trying to contact my account
manager since lockdown he is not answering the phone. i was forced to visit branch
When i went their i see a waiting for 4 hours
He directed me to go home after filling a form.
as they will resolve the issue and call me in 4 days.
These has been 2 months now, no one has call all of sudden i got an email of customer convinced please reduce the interest to 7.25. Since they were not answering the call i was thinking to opt for other bank as they are offering way lesser,
Question,
1 . how can i get my foreclosure,
2. Franking charges are 16910 ?
3. How do i get this money back
L&T Finance customer support has been notified about the posted complaint.
Jan 27, 2021
Updated by Dev Jalla I dont see any reply, i have been following up on this for a long time, several email has been to and fro nothing happing