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PaySense Complaints & Reviews

1.3
Updated: Jul 14, 2025
Complaints 584
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137
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PaySense reviews & complaints page 28

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A
from Mohali, Punjab
Dec 23, 2018
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Address: Mumbai City, Maharashtra, 110044
Website: www.gopaysense.com

With regards to my loan ac no. Sl1028863 the payment got delayed for this month and i have conveyed the same to the agents stating that the emi will we paid in next month. However the collection agents are calling me continuously and to people close to me and abusing them using vulgar and filthy language. To an extent that we are planning a police and judicial complaint against you and your employee neha mob no.[protected],[protected]. This is illegal to call my family & friends who have nothing to do with this loan. Please look into it. A humble request.
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    biswas.subham31288
    from Bengaluru, Karnataka
    Dec 22, 2018
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    Website: www.gopaysense.com

    With regards to my loan ac no - sl1322018, the payment got delayed for this month and i have conveyed the same to the agents stating that the emi will be paid by the last week of december. However, the collection agents are calling up people close to me and abusing them using vulgar and filthy language. To an extent that we are planning a police and judicial complaint. Please look into it. A humble request.

    Here are also the numbers that the agents are calling from:
    1.[protected]
    2.[protected]
    If these people are calling your friends or relatives and harassing them, then there is absolutely no need for you to get stressed.

    You guys just have to do one thing.You go directly to the police station and get a report against them and there is nothing to fear in this, nor is it a matter of feeling ashamed.This is your fight.You have to fight.

    These people have saved the contacts from the contact list without knowing you. Those who are using apps do not even know that their personal information is also with them.

    Many people must have had bad days because of this epidemic.You people are not thieves, but you are helpless.

    If they are calling you constantly, then there is nothing, they can do it, but if they calls someone else then you go straight to the police station and register an FIR.

    You people can also take help of cyber expert police.Share that number with the police, which was used to called to your relatives.You immediately inform the police that calls were coming from this number.

    You tell your relatives and friends in advance. If you get such a calls, then inform you immediately.

    thehindu.com/news/cities/Hyderabad/17-arrested-in-instant-mobile-loan-app-fraud/...

    Cases of apps baded loan provider using these tricks and continues arising day by day. They might hired some more people as mostly unable to pay emi on time due pandemic.

    I will request you again and again please file an FIR near your Police station if they called your relatives and friends
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      V
      from Pune, Maharashtra
      Dec 19, 2018
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      Address: Pune, Maharashtra, 411028
      Website: Paysense

      I have apply on paysence app on beetwin 2 to 5 December 2018 I have submit my all document adhar card, pan card, photo or cheque.
      But I have some truobl with my adhar online update. their another option physically documentation and I have submitted my document to paysence executive on 11th december but their are no response from paysence.im trying contact with paysence but their no any contact no.and consumer help LINE NO. I have emailing on given email address In paysence app but I have no any Classifications from paysence...
      Dec 19, 2018
      Updated by [email protected]
      No any one respective person call me from paysence and their are no clarification on given application

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        A
        akshayyedke
        from Aurangabad, Maharashtra
        Dec 16, 2018
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        Address: Pune, Maharashtra, 411014
        Website: www.gopaysense.com

        Paysense app sync your mobile contacts & call yours family members & friends for payments.
        Where in all the situations, I had inform Paysense agents that my salary is delayed hence payment will be delay. Agent agreed but then they are calling my family members too.
        In Sept2018, I raised the complaint with paysense, they (mobile number - [protected] & [protected] ) called my friends & family members and disclosed my loan details. Even Paysense agreed on this and have terminated the concern person.
        Again on 5th Dec, I sent a proof of misbehave ( mobile no. - [protected] ) to Paysense. But got no solution.
        Now On 14 Dec, paysense agents, again called my family members for payments.

        How do they get my family members & 6 -7 friends numbers?
        This is illegal to call my family & friends who have nothing to do with this loan.
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          A
          Amit bendre
          from Pune, Maharashtra
          Dec 7, 2018
          Resolved
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          Resolved

          Address: 401501

          Hi,
          On 23th i apply for loan

          Physical document needed. Your courier guy came and i give all needed document.

          After that on app it is showing loan application is approved on 29th nov. And your money will disbursed in 24 hour.

          Today is 7th december, money not disbursed yet.
          Paysensse don't have customer care number. On their email i'd every time only one reply wait for 24-48 hr for update

          10 days gone. Every time this mail. Plz look into it

          Regards,
          Amit bendre
          [protected]@gmail.com
          Dec 7, 2018
          Complaint marked as Resolved 
          Hi .loan amount is disbursed today.
          Hi iam rajkumar I apply loan in paysense and approved on 16 the now today 20 amount not credit there is customer care number only mali and it's showing 24-48 hours and but paysense advantage amount will credit 24 hours, waste of my time and I complete to customer Moro then 50 times no reply [protected]
          Hi iam rajkumar I apply loan in paysense and approved on 16 the now today 20 amount not credit there is customer care number only mali and it's showing 24-48 hours and but paysense advantage amount will credit 24 hours, waste of my time and I complete to customer Moro then 50 times no reply [protected] rajkumar.[protected]@gmail.com
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            A
            Ayyan1112
            from Hosur, Tamil Nadu
            Dec 3, 2018
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            Address: 600116

            Dear sir/mam
            Misbehavior and illegal treating for entire family. With reference to above subject, we taken paysense loan a/c number sl1333716 in this loan last month (November) some delay due to personal reasons in this subject i conveyed my situation to your firm, but they illegal treating to my pregnant wife illegally in this issue my wife affected mentally and physically. They (Lekha) called my entire family and relatives, house owner in this application i given my number and my wife number only. How will get my entire family and house owner number. Why treating my relatives also in. This subject we affected mentally and physically also in this regard any other affect my wife means definitely we approach legally.
            Regards
            Ayyanar. C (Ambika. D)
            Hello, We are extremely sorry to hear that. If something like this has happened we will surely take an action against the same. We have escalated your issue to the concerned team on a priority & the team will get in touch with you in 24 to 48 working hours.
            I have applied loan by paysense app on 13/12/2018 and no one contacted me for NACH form or any other thing. I have sent multiple mails to [protected]@gopaysense.com but I am getting acknowledgement mails only by automated mode not getting any resolution.

            Just want to know are you going to process it or not.
            Aryan Amrit's reply, Dec 18, 2018
            As per your paysense app notification someone will contact me with in 48 working hours to collect NACH form.
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              Nandan89
              from Bengaluru, Karnataka
              Nov 30, 2018
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              Address: 560054

              Hello,

              This is going somewhere, After a lot of discussions our contact list have been hacked and receiving the calls are talking very rudely in Hindi, even I spoke to them and they are actually reacting like Gundas, I am going forward and lodging the complaint and until I get the response I will keep my EMI on hold and I believe this is not the professional way to interact with the customer if only 1 EMI is pending.

              Below are the numbers where my contact is getting the harassment call
              Netha : [protected]

              I do have the recordings of the conversation which says how rude your executives are.
              Waiting for your quick reply

              Regards,
              Nandan Kumar N
              Hi Nandan, We have received an email from you & the issue is already escalated to the concerned team on a priority. You will be updated on the same in 24 to 48 working hours.
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                H
                hardeepji
                from Noida, Uttar Pradesh
                Nov 28, 2018
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                Address: Ghaziabad, Uttar Pradesh, 201014

                Am having a very very bad and worse situation with these paysense delhi people... They keep on calling my mobile and if ignored they.. Pull up your call records and call u r friends and relatives saying that you are not answering calls.. Why on earth are we using emails... They charge u with all penalties with out no reason and ask u to payback the amount forcefully.

                I wanna launch a cheating case and privacy violation case against these people. Pls some one help me with these problem..

                #paysense if fraud... Pls dnt go for these fraud and cheating people who take advantage of common peoples economic situations.

                Account's details : personal loan sl1292332
                Nov 28, 2018
                Complaint marked as Resolved 
                provide much information as possible about resolved complaint.
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                  P
                  Prabhu Ramadas
                  from Chennai, Tamil Nadu
                  Nov 26, 2018
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                  Address: Coimbatore, Tamil Nadu

                  Hi
                  I have opted for personal loan from paysense had paid almost 3 emi now i wanted to preclosed my loan but no one reverting back... One of executive name she is not reverting... Its been a month now i am frustrate now this was my mistake i took loan from paysense

                  Team support : if i wanted to close my personal loan what is issue in that, why you guys are not reverting

                  Request you to get in touch me on [protected] my name is prabhu
                  Hello Prabhu. We are unable to identify your details. Please help us with your registered email Id here so that we can look into the same.
                  Pls find registered email id==>[protected]@gmail.com
                  Hello, We have sent the foreclosure details to you. We have received your email about unable to upload the payment receipt. You will get an update from the concerned team by end of the day. Also you can try opening the link again, you should be able to fill the details without any issues.
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                    S
                    sandip_rajput
                    from Jalalpur, Gujarat
                    Nov 24, 2018
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                    Address: Surat, Gujarat, 394210

                    I sandip shivaji rajput,

                    I have not able to pay any laon,
                    So i request to u that plz cancel my loan application
                    I have not any required loan so you will not credit 50000 amount in my bank of maharastra saving account
                    When i got my required for any loan that time i contect with you
                    My co. No.[protected]
                    My email id [protected]@gmail.com
                    Thanks you
                    Hi Sandip, our executive just spoke to you. We hope your issue has been resolved.
                    guna1994's reply, Jan 30, 2020
                    similar issue is there for me i signed the loan agreement but i want to cancel the disbursal
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                      R
                      from Gurgaon, Haryana
                      Nov 24, 2018
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                      Address: New Delhi, Delhi, 122001

                      I am using this paysenese app and have taken 4 loans out of which 2 are closed with all emi payment on time and unfortunately the 2 active loans that is running the emi has been bounced from last 2 months due to my sudden job loss from last 3 months one of their collection executive is in touch with me on regular basis and i have informed that will make the payment by 25 of this month but still paysenese has sent me a message that legal action will be initiated... My number [protected]
                      Hello Rahul, We see that your payment is more than 50 days overdue. However, we have raised the issue with the concerned team. They will get in touch with you in 2 to 3 working days.
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                        H
                        Himnshu dave
                        from Ahmedabad, Gujarat
                        Nov 19, 2018
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                        Address: 382418

                        I have taken 2nd loan from PaySense. But in this time payment proper response not received.

                        I want to foreclose my 2nd loan so I have already sent too many mails to PaySense for due amount or foreclose amount. After too many follow up with PaySense they replied to me with foreclose amount.

                        But after I have already paid full due amount /foreclose amount they are not answering me for payment confirmation status. I am continuously take followup with them but response not received from PaySense side.

                        After that again I have raised ticket from apps then PaySense team tell me for again pay foreclose amount.

                        I am very afraid with this. After all amount already paid then why I am again pay foreclose loan amount.

                        I have already taken too many follow ups via mail but still their team not answering me.

                        Also I have already told to PaySense team in mail while I am processing payment to PaySense that I will not paid any emi from next month.

                        But still their team not answering and contact me regarding payment.

                        If any one know PaySense customer support number please help me.

                        Because I have already paid full loan amount but they are not responding me.
                        Hello Himanshu, we do reply to all our customer queries in 24 to 48 working hours. Sorry to know that you faced delay in our service. Could you please help us with your registered email Id here so that we can investigate & get back to you with an update at the earliest.
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                          vidya kashyap
                          from Delhi, Delhi
                          Nov 12, 2018
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                          Address: New Delhi, Delhi, 110044

                          Hi
                          I have opted for personal loan from paysense had paid almost 6 emi now i wanted to peclosed my loan but no one reverting back... One of executive name jyostana she is not reverting... Its been a month now i am frustrate now this was my mistake i took loan from paysense

                          Team support : if i wanted to close my personal loan what is issue in that, why you guys are not reverting

                          Request you to get in touch me on [protected] my name is rahul verma d
                          Hi Rahul, Our executive spoke to you yesterday & we have also given you the foreclosure amount & forwarded your details for foreclosure to the concerned team. Hope your issue has been resolved.
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                            B
                            B abhinav
                            from Hyderabad, Telangana
                            Oct 30, 2018
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                            Address: 500012
                            Website: www.gopaysense.com

                            This has been an on going issue from your collection agents. I have informed you guys about the payments and situations for oct and nov. I spoke to your agents on calls and emails. I even spoke to a manager named rohit. I have requested you guys several times that i would not be able to take calls when i am in office. Every month it is the same issue. Although i have being delaying the payments since last months, i am paying them in full with all the additional changes on the dates i promise to pay. I have been telling you guys not to call until the payment is made specially in my office hours as they do not allow me to take up personal calls. This has been a repeated inconvenience caused by you guys. Your agents do not know how to speak to me, they are not updated with the case nor the conversations. And i do not even understand for a month of delay how can a account go into collections and how can you guys assign a collection agent? Even after several complaints it has been the same. This is affecting me and my job. I have been given warnings at my work place because of your call today from [protected] at 9:50am which can turn into my loss of job. I have enough of your this now. I do understand the payments are late but they are payed in full!! With all the charges. And after informing you guys in detail about the situation its the same thing again. I warned you guys so so many time that if this repeats then i would be lodging a case against you guys. This time i am done with the idiotic things and tactics you guys have been using. I would sue you guys now for all the issues i had with you guys. The way your agents talk. The tactics that you guys use. I have calls of your so call agents who are nothing but gundas go to an extent to say "awkath dekhle apni" who even abused and trethen me and on call they say "is k ghar walo ko call karo ab". And a lot of mental trauma i am going through. And now because of you guys my job is at risk

                            I have again received a call from your agent mahim and she literally said "see now how will i collect the amount i would call all your friends and family" is this the way you guys talk. It now getting out of my head. Is this the way you guys talk and i asked her are you threatening me and she actually said ' yes"she said she would call my family and friends. I asked who gave you the authority of calling my family of friends she said the company. Enough is enough now. They payment is delayed and not defaulted. I have agreed to pay penalties and all charges and i did as well. The other girl said" ino kya tho be bath karra" are you guys money lenders? Who gave you the authority to talk to me in this was and threaten me of calling, y family and friends who are not at all related to the emi??? What on earth are you guys thing that your doing? I called your manager rohit and he is the same? And this happened while i am at office. I have the call recorded unfortunately i do not have a share option in the app. But if any wants to listen they can. I had enough of you guys. If this is how you guys behave then fine. I am filling a complaint. And how the hell can you get my family or friends number? Who gave you the authority to discuses about the loan with any one elese? Who gave you the contacts? This is completely illegal.
                            Hi Abhinav, We do not encourage such behavior. If something like this has happened, we will surely investigate this. Provide us with your registered email Id so that we can look into the same. You may also reach our support team directly on [protected]@gopaysense.com.
                            Worst company not professional I took loan and already mailed that I will be paying emI bit late due to hospitalzied but they have taken my contacts and all the friends mom sister and all spock with bad words I will really raise the complaint against paysense please don't take loan from here it's really bad company
                            It's there paysense app... They are illegaly uploading your phone's contacts via there installed app, like true caller.. Just that they are illegally using it as well. Beware of there app.
                            You guys never take action on any complaint . I have been asking you to take a charge over this agent many time and even the managers are the same. I wish I could know where you office is in hyderabad and where your call center is so that I could personal take up the case and teach you guys how to talk ans behave. anyways. I have already booked a defamation case against you guys with the call records and messages I have since the beginning. starting from the guys AJAY who literally abused me and the guy who claimed to be a lawyer and intimidated me to the agent who calls her self a T.L. which a foul mouth and abusive language like a female illiterate women from a slum " MAHIM". now lets see what you guys come up with. I have delivered so many proofs of the similar kind of reviews over the internet and all the chats and calls I have recorded. NOW YOU NEED TO GET A TASTE OF YOUR OWN MEDICINE!!!
                            Very important Note:
                            When the user installs Paysense Loan application on Android devices, it will ask you to enable permissions, unless you don’t enable the permission the app will not work and this how they breach customers security as they retrive all the contacts of the customer on to their server and then use against them.

                            Paysense collection agents will call every person in your contact just in case you failed to make the payment and reveal that you had taken a loan and literally destroy the image of the customer who has opted for a loan service from Paysense. Paysense has no rights to perform these acts at any given point hence forth I will be personally filing a case against Paysense for breaching customers personal information under data protection ACT 1998. I have recorded conversations from Paysense recovery agents and messages to prove this part. Paysense loan service will soon hear from me very soon.
                            Ravu9999's reply, Jan 25, 2019
                            Yes Bro it happen to me also.I did not pay EMI for 20 days due to personal reason, Even i explained to Paysense agent also They called to my relatives and friends without my permission, We should teach them lesson, We should do some thing...
                            Very important Note:

                            Even It happen to Me "Paysense collection agents will call every person in your contact just in case you failed to make the payment and reveal that you had taken a loan and literally destroy the image of the customer who has opted for a loan service from Paysense. Paysense has no rights to perform these acts at any given point hence forth I will be personally filing a case against Paysense for breaching customers personal information under data protection ACT 1998 ".I did not pay EMI for 20 days they called to my relatives, Friends and Brother, I asked them who gave permission to call to my relatives, Paysense agents are saying you can do anything you can do(Like Fileing of Civil Case in Court), Even you can go Legal, We should do Something to stop this Paysense nonsense...
                            I was hospitalized with a heart attack. Their agents Deepali Rupali and deepali called my family and destroyed my reputation. When i paid on the 4th they are refusing to credit the amount. They are frauds. I was wondering how they got my relatives number. Collection agents are gundas
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                              A
                              Amit200680
                              from Mumbai, Maharashtra
                              Oct 23, 2018
                              Resolved
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                              Resolved

                              On 18th oct i was applied for a loan through paysense app. I signed the e loan agreement on 19th oct after that on paysense app showing your loan is approved and amount will be disbursed in your account within 5 working hours. Today is 23rd oct and i am still waiting for the disbursal. Unable to understand the meaning of 5 working hours. Sending continous complaints through app but no revert from paysense.
                              Oct 24, 2018
                              Complaint marked as Resolved 
                              Loan was disbursed to my account today. Thanks a lot to Mr. Gaurav founder of Indialends.
                              Oct 23, 2018
                              Updated by Amit200680
                              Not getting any response from PsySense.
                              Still waiting for the disbursal.
                              Oct 23, 2018
                              Updated by Amit200680
                              Got response from PaySense and Indialends that the disbursal of loan amount is delay due to revised KYC norms as per RBI guidelines. Physical KYC require for the same at workplace or home depends on availability. New timeline given for tomorrow and max to max day after tomorrow. Also assurred that the loan is hard approved and only loan amount disbursal is pending. Hope amount will be disbursed by tomorrow.

                              Oct 23, 2018
                              Updated by Amit200680
                              Hope that the loan amount will be disbursed to my account by tomorrow.
                              Oct 24, 2018
                              Updated by Amit200680
                              Hope that the loan amount will be disbursed to account by today after physical KYC. As discussed with customer care executive.
                              Hi Amit, We hope the issue has been resolved. For quick assistance, please reach us on [protected]@gopaysense.com.
                              Warest app there is no customer care number And they are not responding to customers quary
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                                K
                                Kannan Jayaram
                                from Mumbai, Maharashtra
                                Oct 21, 2018
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                                Paysene is stealing money from my account. Im shocked after i received below message from axis bank

                                I'm not aware about below transaction.

                                Hello! Your a/c no. 787017 has been debited by rs. 1000 on 19oct18. The a/c balance is rs. 3313.72. Info: nach-dr - bd-nach-paysense
                                Use your debit card, atleast once in 180 days on purchase transactions to keep your personal accidental insurance cover active. For details please visit www.axisbank.com
                                Hi Kannan, We do not deduct any other amount than your EMI amount. Any additional amount could be from your bank, you may get in touch with your bank for the same. In case of any further assistance on this, please do reach us on [protected]@gopaysense.com.
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                                  R
                                  Ravibabji
                                  from Ernakulam, Kerala
                                  Oct 12, 2018
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                                  Hello sir
                                  I took an instant loan of 110000 rupees on 11.10.18 at 10:39 am
                                  But the amount not disbursed yet.
                                  I got a message that my loan application was approved and the amount will be disbursed within 5 working hours but the amount not disbursed yet
                                  I kept more trust on paysense
                                  So please disburse the amount as early as possible

                                  My email [protected]@gmail.com

                                  Phone number
                                  [protected]
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                                    Nithish Mahadikar
                                    from Hubli, Karnataka
                                    Oct 9, 2018
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                                    Address: 560102

                                    My self Nithish, My EMI due date is on 3rd of this month. At that time there was a sufficient amount in my bank account for the EMI. But my NACH has rejected due to insufficient balance. So I contacted to this number they suggested me to to IMPS. I have done the payment as suggested.

                                    Bank details: Bank name:icici bank
                                    Acont name:paysense services India private ltd
                                    Account number:[protected]
                                    Ifc code:ICIC0000555
                                    Contact number: +[protected]

                                    But yesterday again EMI has been deducted from my account. So what should I do now.?
                                    Oct 09, 2018
                                    Updated by Nithish Mahadikar
                                    Please reply to my comment
                                    My mobile number
                                    Is problem send otp
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                                      john udhandi
                                      from Mumbai, Maharashtra
                                      Oct 5, 2018
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                                      Address: Thane, Maharashtra, 401208
                                      Website: you

                                      Ear Sir/Madam

                                      As Discusses With Your Staff Mr, Saurabh & Your excuetive Staff Mr Mahender Last Month of Aug 2018 I Have Paid payment Of 22000/- Rs In Settlement, settlement amount i have paid total amount 22000/-rs

                                      So why You Are Sending Me text message in My Mobile Number (You have to Pay The amount)

                                      Point
                                      1) Mr Mahender has Told Me If You Are doing payment After 15 Days You will B get The Settlement Letter.But i didn't got Any Settlement Letter With U r staff So Please send Me the As Soon As Possible With U

                                      2) He As Told Me I[censored] r Doing Payment U will get The Mail Same Days, But I didn't Got any mail or Reply with us Soo.Please Cordinate With U r Staff After Then Call me

                                      3) Mr suarabh has told me I am Not well, when i will back in the office I will b send the Mail todays date is 04/10/2018, , But I didn't Got any mail or Any Settlement Letter With Us

                                      4) when I am Calling to Saurabh Or Mahender Is not picking The Phone
                                      After Then I Have call U r staff To Another Number To Mahender Todays he Told me Iam Not Feeling well before 8 days So Kindly Discusses With U r Staff, I have already paid The Amount Of settlement so Kindly Send The settlement mail & settlement letter to me
                                      Oct 05, 2018
                                      Updated by john udhandi
                                      ear Sir/Madam

                                      As Discusses With Your Staff Mr, Saurabh & Your excuetive Staff Mr Mahender Last Month of Aug 2018 I Have Paid payment Of 22000/- Rs In Settlement, settlement amount i have paid total amount 22000/-rs

                                      So why You Are Sending Me text message in My Mobile Number (You have to Pay The amount)

                                      Point
                                      1) Mr Mahender has Told Me If You Are doing payment After 15 Days You will B get The Settlement Letter.But i didn't got Any Settlement Letter With U r staff So Please send Me the As Soon As Possible With U

                                      2) He As Told Me I[censored] r Doing Payment U will get The Mail Same Days, But I didn't Got any mail or Reply with us Soo.Please Cordinate With U r Staff After Then Call me

                                      3) Mr suarabh has told me I am Not well, when i will back in the office I will b send the Mail todays date is 04/10/2018, , But I didn't Got any mail or Any Settlement Letter With Us

                                      4) when I am Calling to Saurabh Or Mahender Is not picking The Phone
                                      After Then I Have call U r staff To Another Number To Mahender Todays he Told me Iam Not Feeling well before 8 days So Kindly Discusses With U r Staff, I have already paid The Amount Of settlement so Kindly Send The settlement mail & settlement letter to me
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                                        M
                                        Mahi shashi
                                        from New Delhi, Delhi
                                        Sep 29, 2018
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                                        Address: New Delhi, Delhi, 110076
                                        Website: Paysense

                                        I have taken loan from Paysense and my daughter is suffering from blood cancer. I am financially weak due to this. I have sent document to paysense executive. I SAID that i need 3 to 4 mnth time.. but today they have sent me message to come to court at borivali. How is I have discussed them also I have to pay penality interest and bounce charge.. bounce charges are about 14k. There amount is still showing approx 13k and i have taken loan of 46000 and i have paid almost amount.. Need help
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