Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

I want to cancel the loan application that I had applied for.
A processing fee of 3450 has already been deducted from me.
The loan has not yet been sanctioned nor I have any sanction letter.

Can you help me to know if I shall get a refund of this processing fee.
I enquired with the salesperson for the same but I have been informed its non refundable. I really do not know when I have not got any disbursement...

My son arjun agarwal is holding 3nos fdr in pnb housing branch, karnal (Hna). I have
Requested many times to bank to change the status of my son from resident indian to nre and deduct tds as applicable in the case of nre. But nothing has been done so far. Branch manager, when contacted, told that emails have been sent to head office (
Being central system) to effect the necessary changes but head office normally does not respond...

Hi, I have availed the Loan with PNB on Mar 2015, since from then payment has been done on-time without any delay. I have checked my CIBIL Score and i have found that they were two different account has been mentioned on my name with the same amount but different account No. which is affecting my overall CIBIL Score. With an immediate efforts I have written an email to PNB HFL Kottivakkam Chennai (OMR) Branch and had a call with Mahesh K...

I have taken home loan from PNB housing at 9.55% ROI, however current rate they are offering to new customers is 8.55%, they are telling me to pay a fees of Rs 8000 approx to reduce my ROI even though loan ROI is floating, after sending them lot of email no action has been taken yet. My loan account number is HOU/PUN/0216/266442. Can you tell me what can be done?...

Hello this is sanchit gupta working in heromotocorp as a deputy manager.
I have lend 12 lack rs home loan from pnbhfl.
But i am quite disappointed with the working of your housing finance.
As rbi is decreasing lending rate from quite some time.
But you are charging 10% while other bank have reduced to 8.35-8.75. Now again rbi has cut 50 bps rate cut and all the bank private and govt started reducing home loan now...

Dear Sir,

I am kalpit, I have a home loan with PNBHFL (HOU/AHM/1215/257782).
I am currently charged at 9.75%

I have talked to other banks, HDFC is offering 8.5% ROI without any conversion charge, Same goes for ICICI and AXIS bank as well.

In my repeated emails I quoted below issue:
1. When other banks are offering better deals why should I stay with PNBHFL.
2. Why so much...

Dear sir,
My name is priti kanojiya. I have applied home loan from pnb housing and given application on 28/01/2017 got sanction letter on fabruary as per requirement o submitted all document to loan agent of pnb but till today my loan has not disbursed. As per loan person all documents are clear but still he is telling accurate status of my loan.

Please help me i from nallasopara (Palghar) and i have applied loan from...

I have applied for Home loan at PNBHFL in Bangalore, BTM Layout. In my sanction letter I have seen a very high amount towards insurance premium which I have not even opted for. Suddenly they have added 90000 towards insurance amount to home loan in sanction letter.
When I saw this amount and I have asked to service manager why this much amount I have to pay. You guys didn't told me about this. I said I m not going to pay this. I just...

Sir, for your kind information that i have taken a housing loan of rs 23, 06, 000/=@ 9.90% p. A. Interest [flotting rate] from your sector-35 chandigarh branch in july 2016 under the a/c no. Cited above. Sir, as you know g. O. I. Has reduce the interest rate of housing loan, but your cocerned branch as above is not giving this benifit to me. When i apporch the concened official of pnb in sector -35 chandigarh regarding this matter, they said...

I request in your branch closing loan account no.
Nhl/gur/0116/263848 on dated 10/04/2017 loan closer request no. Sr/gur/0417/00106 but till date no action for this request no call no mail received at your end why me paying interest on balance principal amount necessary i want to close my account immediately kindly take action this matter on priority basis.

Thanks & regards

Anoop katiyar
308 ganpati...

I am chetan shikher and my house loan account number is hou/gha/1116/331224. I am very upset with the fraudulent done by pnbhfl bank ghaziabad branch. They have provided me a house loan on floating rate of interest but now as the rate of interest is decreased they are not decreasing the rate of interest and saying that my loan is under floating rate structure and it is linked to floating reference rate of pnb housing (Pnbhfr) which is same...

Email (From pnb) content attached below :
Pnb housing has been giving out fake floating rate loans all this time. What they do is create a constant loan which is never changing and call it pnbhfr (Reference rate) and they set it to some high value e. G. It is 14.35 % since 2015.

Now when they give out the loan to new customers they mention in the fineprint that your actual rate of interest what ever is in the pnbhfr...

Dear sir
I am narayan dutt dwivedi. I have asked the address and property details (Such as location khata number etc) of pre approved property through rti.
Pnb housing finance is not able give details. Even they are not able to tell sector and village. Buy doing this they are making fool to flat buyers. The naturvue project is not in approved stage till this date. On what basis they m/s pnb housing and icici bank included this...

I have applied for Home loan at PNBHFL in Bangalore, BTM Layout. And to my surprise, in the sanction letter I see a very high amount towards insurance premium which I have not even opted for. Suddenly they have added 1, 80, 000 towards insurance amount to home loan in sanction letter.

After consulting with few people I came to know that, under RBI insurance act laws, no bank can force customers for insurance policies with...

Dear sir,

i am venkatachalam.s -Salem (tamil nadu )

I have applied in home loan( Salem PNB HFL )in on October 12th, Coimbatore branch (PNB HFL )Login date has been October 14th.
Loan Sanctioned Amount has been Rs.700000 lks . Login No REF/hou/coi/1016/323591.

But still now i get the loan amount . so customer asked the loan cancellation .& give the my loan processing fee Rs: 11.500..br...

1)We have taken a loan and the thus bought an Insurance coverage for the same. To our surprise there is a difference in the sanction letter and the Insurance amunt which we got to know later. We had taken an insurance worth Rs. 1.46 L which was sanctioned and approved by PNB as per age and we got debited for 2.52 lacs an excess of 1.06 lacs.
2)Disbursement amount was showing in PNB statement whereas builder dint recvd the same, and...

Hi,

I have my loan account in PNB housing finance.I just request them to provide me the details related to my pending loan amount in single document as i need to submit in office. After writing 2 emails related to this they started working on the document also i have provided the format and all details required in the document. then also this people were not able to understand the requirement and after doing followup from...

1. I forced to buy insurance against loan, falsifying that its mandatory from bank, even thou’ i have written communication from one of your employees.
No action taken till now and bank manager umesh bhatti denied to take any action

2.. When i denied and wanted my loan docs back, you relationship manager clearly denied returning my docs, i am not what right you people hold to freeze someone personal documents, even...

Dear Sir,

I am Prabhat, I have a home loan with PNBHFL (HOU/NOI/0316/274090).
I am currently charged at 9.55% and was looking for a revision of ROI. I was offered 8.8% with 5750 conversion fee.

I have talked to other banks, HDFC is offering 8.5% ROI without any conversion charge, Same goes for ICICI and AXIS bank as well. Even PNBHFL has also given similar deals to few customers for the same project...

Made spelling mistakes in my name even after giving it proper in Application form and in PAN Card too. Sanctioned loan at different ROI which they never disclosed and then they say it just word you will get charged by the rate which I told you. It's been more than 15 days didn't get updated Sanction letter nor copy of cheque, even when they say you will get your cheque & updated sanction letter by tomorrow (which they are saying from last...