Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

Hi,

PNBHFL has very irresponsible executives that they made all fake promises. I got a call from Mr.Bir Bahadur when I applied for home loan through online. I explained him the situation of property and given the photos of property via watapp, that fellow assured that he will definitely give me a home loan. After few days he called me and saying technical verification failed. Also he forced me to sign all documents & go...

Hi Team,

This is regard to Home Purchase Loan Application No.”HOU/CHD/1215/254470”, my loan is approved from 10 Dec 2015, after that when I got demand letter from builder I have called to your agent on 2 Feb 2016, my builder provide all the related document almost 4 time to PNB agent, whenever I call about status for same they always say within 6 days . I don’t know where is the gap and why its pending from PNB end ....

Dear Sir,

I had applied for housing loan in PNBHFL, Indore on 24-Feb 2016 and submitted home loan documents. I got a reference number from PNB is REF/HOU/IND/0216/269713. Seeing my documents, Mr. Irfan (Executive of PNBHFL) told me that they will sanction Rs. 26 lac, believing on them I had given a Standard Charted Bank cheque (bearing no. 000012) of Rs. 3435. On 26-Feb 2016 Mr. Irfan asked me my bank statement which I mailed...

Dear Sir
we have been sanctioned Home loan and we dont want insurance on Home Loan and we will do it from other insurance company, because your charges are very high as compared to the company you are offering....

Dear Sir/Madam,
This is Praveen Mishra from Ghaziabad, UP. .I was applied Housing Loan with PNBHFL, Vasundhara, Ghaziabad Branch on 18/01/2016 & submitted processing fees 3435 /- through cheque no 473634 PNB Vasundhara . My Loan Account No is HOU/GHA/0116/262713.
As request by Exexutive Mr Amit, I was submitted all the documents ( Property Chain, registry, financial Statement/papers & i received a reference no. also...

Dear sir,

I had submitted home loan documents on 04-dec-15 and i got a reference number from pnb is ref/hou/mum/1215/254185 and after that on 18/12/2015 i have received one mail from pnb stating that 'as you are working with _ pvt ltd and the company has huge loss of around rs. 1.28 cr. As per policy we don’t fund the employee of the loss making company.

After this message there is no response from...

Dear Sir,

I had applied for a home loan with PNBHFL Vileparle branch Mumbai Maharashtra.The Application number is HOU/MUM/1215/254185 .

before processing the home loan they have debited the amount from my account and till this date there is no response from PNB team regarding the issue and till this date no movement in application or no process for credit the amount back to my account.

I request...

I have applied for Home loan at PNBHFL in Bangalore. And to my surpurise, in the sanction letter I see a very high amount towards insurance premium which I have not even opted for. Even the bank exec has not informed me about any insurance policies while applying. Suddenly they have added 84K towards insurance amount to home loan in sanction letter.

After consulting with few people I came to know that, under RBI insurance...

Respected sir/madam

I am writing you with respect to my reference number-REF/HOU/NOI/0116/263206. Under your housing loan faculty I have suffered a lot of trouble. Dated on 2 Jan2016, I have talked to Neha Rastogi, PNB customer support officer regarding my home loan requirements and with all conditions mentioned. She promised me the sanction of maximum 40 lakh rupees loan after verification of documents.

She...

Application Number : REF/HOU/BAN/1015/247944
Project: VAkIL Marigold - Bangalore
PNB Executive: Mr. Puneet
PNB Manager : Mr. Jaison
Location: Bangalore

Complaint:
1. Wrong and improper cancellation of loan proposal
2. Wrong information provided and cheque collected
3. Non-refund of the amount collected through dubious confirmation
4. Unprofessional and rude attitude by...

I have applied for Home loan at PNBHFL shivajinagar Pune branch. They have not informed me about insurance policies starting while applying. Suddenly they have added 2 lakhs insurance amount to home loan in sanction letter. During my registration period of flat. PNBHFL executives are forcing me to take insurance saying mandatory.
After consulting legal advisors, under RBI insurance act laws, no bank can force customers for insurance...

I had applied for a home loan from PNB housing and paid Rs. 5700 for the processing fees towards the home loan, which has not be paid back to me even after my loan is rejected.
The executive who has visited me had informed me that the processing fee would be returned to me in case my loan was rejected.
The only mail i got was the one given below.

Dear Customer,
We have received your loan request on 03-DEC-15.Your...

Sir My loan account no is 8215 in pnb housing finance ltd delhi branch. staff and manager has done irregularities in my account . 1. They have not deducted principle amount during the months of june, july, august, september, 2015 despite that I have paid full EMI"S FOR those months. 2. Despite my deposition of cheque for oct 2015, they have not credtited my emi to my acount. Neither they have returned the cheque nor have intimated me...

Dear Sir, This has reference to my loan Sanction letter ref no.HOU/CHE/0715/230961 Dated 15/07/2015 I would like to bring to your kind notice that I have not opted for Insurance during my loan application submission. But the amount of Rs.55000 has been loaded in the sanction letter without my consent. The same has been informed to you immediately after receipt of sanction letter from your end. After several follow ups with your team and...

There are two complaints in this list 1. conversion of Pre-EMI to EMI 2. Part Payment towards tenure change. Overview : We have taken a housing loan from above said bank, A/C no : [protected]‏ . Since we have taken Pre-EMI option from the developers (Sattva Group), till the possession, the loan was in PRE-EMI, and developer were paying the interest for the loan. currently we are out of india for the company work and will be back...

Hi,

This is Vimal SIngh fromif Lucknow, UP. i just want to know that if you are not able to provide home loan even after producing all the document & even after all the inspection done by you positive, then why you are just making fools to your customer.

i was submitted all the documents & Cheque of processing fees on 13th Oct 2015, i received a reference no. also on the same day that is "REF/HOU/LUC/1015/246312"...

Applied for home loan and loan got disbursed, EMI also started, however i still do not have any information about my loan as i haven't received any welcome kit and no information on mail. This episode become ridiculous when i contacted Malleswaram, bangalore branch and the concerned person mentioned that PNBHFL doesn't have any option for checking loan status online. Upon asking them about welcome kit they mentioned PNBHFL head office would...

I had applied for home loan in pnb housing finance limited, in 29th Oct 2014 with chennai team anna salai branch. . They had taken cheque of Rs. 5681/- from me in respect of loan processing charges which was encashed by PNB Housing Finanace. ..Officers were not giving proper response to my loan request for almost one year now and not repaying my money of Rs.5681/-...

With reference to Housing Loan Account No. HOU/CHE/0715/229692, I am hereby raising a complaint on the same.

1. During Loan processing, I have registered for ECS (Debit Clearing)/Direct Debit and have requested housing Loan EMI payment to be processed directly from my ICICI NRO Account. But received a notification letter stating that Post Dated Cheques (PDCs) have been exhausted and additional cheques are required (please...

I had applied for home loan in pnb housing finance limited, 201, 2nd floor, megapolis square, 576- m.G. Road branch, indore, almost 2 and half months ago. Officers of company with whom i had dealt with are pankaj shrivastav and javed. They had taken cheque of rs. 3420/- from me in respect of loan processing charges which was encashed on 24.09.2015...Officers were not giving proper response to my loan request.. For two months company had not...