Reliance Life Insurance Complaints & Reviews

Premium installment paid rs.25185/- on[protected] through sbi online banking. My policy no.51946204. Please provide payment receipt immediately to claim income tax rebate. My email address:
S.[protected]@yahoo.com (Mobile:[protected]) client id: 89552600

Policy no :17070410, DOB; 08.06.1973 client id of policy no; 75336252 client id of life assured; 75322386 policy maturityu date 27th may 2025 name of the life assured ; maninder singh name of the policy holder ; rajwant kaur i have to change my no. 9*****7216 to [protected]...

First the agent and his friend came to my home, various fake idea towards reliance life insurance policy told to my mom, and after that collect the money without any confirmation, this done just because of his talking that benefit from the policy and also get money back in account, and next day he was tell me that the amount which was mom paid to me should direct transfer in my account but he cant do that, he send me the confirmation call before that he told me when the confirmation call are coming then only answer the positive of their question and i will cancel that policy and give the money direct in your account. I do all the things which was he told me but the money was not transfer in my account and now also he told me that the confirmation call is our proof to your confirm reliance life insurance policy which was i have dont need. and they cant refund me the amount which was this time i have so much needful. Correct Policy Number/ Contract No.[protected] Correct Application Number/ Client ID[protected] Contact Number - [protected] Date of Birth of policyholder E-mail id - [protected]@gmail.com Name: Prasad ganesh walunj

Pl. Correct details in bond of P.No[protected] as under. 1).M.no to be [protected] instead of [protected] 2).Dt. of birth to be 05/02/1980 instead of 01/01/1977 3).Father's name of life assured to be Bidya Nath Prasad instead of Badya Nath Prasad. Policy holder Kripa sindhu gond Life assured Sangita Kumari Policy No 51946589 Pl.do needful.

With reference to above subject I am Mr. SANJAY APPA JADHAV My police contract no.52402536, client I'd. 93462475 date. 13th October 2015. One person called me to open the reliance policies and told me that if I open reliance life insurance policy then I will get 12 lacs personal lone. The policy premium is 29, 999.47 Rs. Per annual. He had took my documents Pan Card, Adhaar Card, form 16, Bank statement, one cancelled check, one blank check, electricity bill, three months payment slip and my two photos. The documentsame were self attested by me. Documents had give to him on date. 15th October 2015. Name of person is SACHIN PATIL Mb. No. [protected]. This person cheat me regarding this. Now he did not respond me. Its kindly request to you that take the strict action regarding this and on that person in 2 days only otherwise I will do police complaint regard this on third day.If any wrong thing happen about my documents or missuse of my documents then your company is responsible for all the things happen. I have to cancel this policy because of this cheating with no deduction in premium amount. If you will not response me regarding this in 1 day this then I strictly say that I will do police complaint. Regards, Mr. SANJAY APPA JADHAV Room no. A/204, Sawai CHE, Plot No. 41, sector 05, Kharghar Navi Mumbai, Maharashtra 410210 Mobile No. [protected].

With reference to above subject I am Mr. SUNIL BABANRAO MULUK, My police contract no.52402536, client I'd. 93460863 date. 13th October 2015. One person called me to open the reliance life policy and told me that if I open reliance life insurance policy then I will get 12 lacs personal lone. The policy premium is 29, 999.47 Rs. Per annual. He had took my documents Pan Card, Adhaar Card, form 16, Bank statement, one cancelled check, one blank check, electricity bill, three months payment slip and my two photos. These documents were self attested by me. Documents had give to him on date. 15th October 2015. Name of person is SACHIN PATIL Mb. No. [protected]. This person cheat me regarding this. Now he did not respond me. Its kindly request to you that take the strict action regarding this and on that person in 2 days only otherwise I will do police complaint regard this on third day.If any wrong thing happen about my documents or missuse of my documents then your company is responsible for all the things happen. I have to cancel this policy because of this cheating with no deduction in premium amount. If you will not response me regarding this in 1 day this then I strictly say that I will do police complaint. Same things Happen with my brother Mr. Sanjay appa Jadhav. Regards, Mr. SUNIL BABANRAO MULUK Room no. E/301, Sawai CHE, Plot No. 41, sector 05, Kharghar Navi Mumbai, Maharashtra 410210 Mobile No. [protected]

Sir with utmost respect and humble submission i would like to say that i my fund has not been returned to me even after all the formalities has been carried out by me. Your bank is saying that we have given you transaction id to your agent named Supriya having cont. no. [protected]. Now supriya mam is not responding to me or also not picking up my phone. So please do me favour or help me to get rid of this fraud.

Sir I have opted the policy in my sons namePLEASE ARRANGE TO DO THE NEEDFULL & HELP ME TO GET REFUND OF THE AMOUNT from reliance insurance co.ltd . I have all ready lodged a complaint with their costomerservice but they are not ready to accept the forgery done by them .I have submitted proof also to them Attested signatures of my son Somith Warrier.My son was not in India at all at issuance of policy. Bit i am sorry to say that they are not ready to accept the truth.

I was misguided by the advisor from company and now I want to cancel this policy from Reliance life insurance. The policy number is 52444954. I made a complaint at their Harish Mukherjee street branch at Kolkata on 30th Nov'15. The complaint number is [protected]. They told me that it would be resolved in next 7 days. Today is 8th of the month and still it is not resolved. Pray to resolve the issue as early as possible.

Dharmesh choksi is froad agent in Reliance Life Insurance office : Swaminarayan Avenue, Nr. AEC Cross Road, Naranpura, Ahmedabad

Respected Sir,

Mr. Dharmesh Chokshi, (Designation – BSM code - 046752, work at Reliance Life Insurance office : B/104 & 105, Swaminarayan Avenue, Near AEC Cross Road, Naranpura, Ahmedabad – 380001, Gujarat.) of your Reliance Life Insurance came to our Residence in 2008.

For Investment of and we Paid Rs. 10, 00, 000/- (Ten Lakhs Rupees) in 31 Dec. 2008 In Reliance Life Insurance Super Golden Year Plan. But for his Selfish motive on Promotion he made Single Premium mode Policy instead of Regular Premium mode.

After Reading Policy Document, We Informed (Policy 15 days Free Look Period) him to Transfer Invesrment in Single Premium mode but given wrong and illegal information and Cheated us by making false procedures on our behalf on documents.


Mr. Dharmesh Chokshi has not transferred (Policy 15 days Free Look Period) our investment on Single Premium mode by giving false promises rule etc. that way he spoiled our free look period by which loss of policy 4th year 10 % surrender charges which is huge amount of Rs. 10, 00, 000/- on our investment.

In December 2011, we approached for complete withdrawal of our investment policy but Mr. Dharmesh Chokshi (Designation - ESM work at Reliance Life Insurance office : B/104 & 105, Swaminarayan Avenue, Near AEC Cross Road, Naranpura, Ahmedabad – 380001, Gujarat.) Informed us do not withdraw complete investment policy and informed to wait upto December 2012 with full interest on our investment but till date. We have not heard anything from Mr. Dharmesh Chokshi not from company in writing.

We are surprised to know that our investment of Rs.10, 00, 000/- (Ten lakhs Rupees) Policy has been discontinued wef. December 2011 and wef December 2011 hence we request you to Consider Maximum Bank Interest rate wef. December 2011 to till date and send money back urgent with maximum Bank Interest rate on all policy fund value urgently.

After Maturity of Investment Plan, It is mandatory of the compney to pay to the Customer a big Amount with maximum Bank Interest rate due to Negligence of duty of office.

In view of above facts and circumstances, we request you to kindly pay investment amount on Single Premium mode policy with Dec 2011 to till date at maximum Bank Interest rate the earliest.

Futher, due to false information, promotion etc of Mr. Dharmesh Chokshi, we suffered a great financial loss which may kindly be recovered from Mr. Dharmesh Chokshi and appropriation action may be taken.

DHARMESH CHOKSI BIG FROAD AGENT FOR CUSTOMER

Dear Sir, I am writing to to bring this issue in front of you. One of the Sales Executives named Mr. Rajeev Bhatia or Rajeev Saxena of Reliance Life Insurance contacted me and pitched for Loan against Reliance Fixed Saving Policy. T&C discussed was "The customer should give the 1st premium in advance for Loan" He sent a junior executive to collect the document. I handed over all the required documents along with the cheque of Rs. 30, 000/- dated 13th June 15 on 10th June 15. He was told it will take seven working days in processing. I eagerly waited for the response from his side. But Alas..!!! I did't get anything out of it. Ultimately one fine day he fortunately picked my call, I straighway told him to cancel the policy and refund the cheque immediately. He didn't responded. In the meanwhile my mother got sick and she was hospitalized. After six days of medication, she failed to respond to the medical practices... She died... I was so shattered, that time I could not go in nearest branch for cancel the policy But on 20th July, I given a request for cancellation this policy in Sec-16, Faridabad Branch. After 15 days I received a notice that this policy can't be cancelled. I called Mr Rajeev Bhatia and Rajeev Saxena and request to them for cancellation the policy, He told me that only he can only cancel the policy and he will do this only if I recharge his phone with Rs 2000/-. Many times I told him that plz cancel my policy but he was not doing anything. I am not able to pay premium in furture due to alot of money spent in hospital when my mother was hospitalize. I have already a debt of Rs 15 lacs and my income is not enough. Its a fraud case. So I humble request you to please take action and do the needful on urgent basis many time, I tried to contact to Mr Rajeev Bhatia or Rajeeb saxena But he was given his phone to another person and didn't give any response. I have some voice recording of Rajeev Bhatia and Rajeev Saxena and his contact no is given as below. Mr Rajeev Bhatia Mobile no - [protected] Landline no - [protected] So I request you to please cancel my policy and refund my amount ASAP. I'll be grateful to you. My Policy Detail given as below :------ My Name - RAM SINGH Policy No[protected] Residence Address :- A-1138, Ward No-10, Dabua Colony Near Bharat public High School NIT Faridabad, Haryana-121001 Mob : [protected]

Hello My name is Tejaskumar Kamble. A two month ago I got call from Reliance Finance person name is Neha Sharma(mobile no +91-[protected]) & Vinay Tygi(Mobile no +91-[protected]) .They asked me are you looking personal loan I told yes because I was looking personal loan for my new home construction work . They told me that If I take reliance Guaranteed Money back policy then I will get loan 8 Lack with 2% interest against that policy from reliance finance for 15 year because policy time is 15 year & they will deduct final amount from my matured amount. It was good plan for me after some verification I have taken policy. My Policy No. is 5231894. Neha told me when Reliance Life Insurance call you for verification and ask you that have you got any offer for loan, credit card etc. then you have to say no and i am taking policy for tax saving so i did same. Then Neha told me when you will get policy document than we will start your loan process. I got my policy document on 7th Aug 2015 & confirmed to Neha. She told me I will start your process and you will get your amount within 4 days in between they have done many process with me like online loan form filling & telephonic verification also. She is in regular touch with me . I told her again & again that I need money for my home construction work & they were give me assurance that we can provide you amount on time. But after 15 days they make lots of excuse. Sometimes they told me your RTGS is canceled due to some technical problem. After 2 days they make excuse your file is in under process & it will take time. Then I told them your 25 sep is last day otherwise I will take action. On 25th of sep I continually tried to reach them but they was not picking my phone after trying two three hours Sapana pick my phone, she told me we are sending DD by speed post they had given me DD numbers and parcel number. I enquired in post for two days but there was no any parcel from the after that I called Neha she told me now DD is canceled and we are now giving you cheque of loan amount. But after that I am calling them repeatedly they Vinay Tyagi assured me they will cancel the policy and return money back to my account. I have to 15 working days and I didn’t get any message and confirmation. In between I continually tried to call this number but not get any response. I got a customer care number[protected]from theirs website. Sudely I call this number and ask all situations but they told me there is no any free gift or loan on this policy. They suggest me please send mail my head customer care department they will surly help you. I want to cancel my policy as I am in real need of money and do not want to continue. Hence as soon as I came to know I reported but still my 15 days are over and reliance life insurance is telling they will look into my case and see if I can cancel the policy or not. So please reliance insurance resolve my problem because I can't run policy due to financial issue. And even I had taken loan from other sources to pay the policy premium thinking that I will get loan, but now I am totally broke and God knows what will happen If reliance life insurance will not pay my money. I want justice. I had trusted due to big brand name of reliance. I am not sure if this is reliance trick to attract people and sell their policies. If this is true then it’s not the way to play with people’s money and emotions. If you are not involved in such type of activities then I need justice and am ready to help with all the information of that active group. So please help me as I don't want this policy and I want refund of my Rs.54000/- amount . Note:-Here I am mentioning all number from where I got call. +[protected].

Hello Team, My name is Ujjwal kumar. Four month ago I got call from Reliance Finance person name is Ritu Agarwal (mobile no +91-[protected] & +91-[protected]), Sachin Sharma(mobile no +91-[protected]) & Abinash(+91-[protected]) .They asked me are you looking personal loan I told yes because I was looking personal loan for my previous debt & business purpose. They told me that If I take reliance Guaranteed Money back policy then I will get loan 15 Lack with 4.9% interest against that policy from reliance finance. He told if you will spend Rs.99999for policy premium so reliance finance will provide you Rs.15 lac loan at 4.9% Interest for 15 year because policy time is 15 year & they will deduct final amount from my matured amount. It was good plan for me after some verification I have taken policy. My Policy No. is 52272152. Ritu told me when Reliance Life Insurance call you for verification and ask you that have you got any offer for loan, credit card etc. then you have to say no and i am taking policy for tax saving so i did same. Then Ritu told me when you will get policy document than we will start your loan process. I got my policy document on july 2015 & confirmed to Ritu. She told me I will start your process and you will get your amount within 40 days in between they have done many process with me like online loan form filling & telephonic verification also. She is in regular touch with me . I told her again & again that I need money for return debt & they were give me assurance that we can provide you amount on time. But after 40 days they make lots of excuse. Sometimes they told me your guarantor verification is pending then I give him two guarantor number(Abhijeet([protected]) & Basant([protected])You can verify from him) they called him & take my details after 10 days they make excuse your file is in under process & it will take time. Then I told them your 25 sep is last day otherwise I will take action. On 25th of sep I continually tried to reach them but they was not picking my phone after trying two three hours one person pick my phone his name is Nisahnt choudhary, he told me there is no process for loan against policy, I was socked then he told me will arrange call for your policy cancellation after 10 mints I got call from [protected] person name is Manisha. She ask me some question and assure me your police will be cancel within 15 working days and you will get money on your account. I have to 15 working days and I didn’t get any message and confirmation. In between I continually tried to call this number but not get any response. Before 10 days I got a message from RLICOL and in this message customer care number[protected].Sudely I call this number and ask all situation. They suggest me please send mail my head customer care department they will surly help you. I want to cancel my policy as I am in real need of money and do not want to continue. Hence as soon as I came to know I reported but still my 15 days are over and reliance life insurance is telling they will look into my case and see if I can cancel the policy or not. So please reliance insurance resolve my problem because I can't run policy due to financial issue. And even I had taken loan from other sources to pay the policy premium thinking that I will get loan, but now I am totally broke and God knows what will happen If reliance life insurance will not pay my money. I want justice. I had trusted due to big brand name of reliance. I am not sure if this is reliance trick to attract people and sell their policies. If this is true then it’s not the way to play with people’s money and emotions. If you are not involved in such type of activities then I need justice and am ready to help with all the information of that active group. So please help me as I don't want this policy and I want refund of my Rs.99999/- amount ASAP. Note:-Here I am mentioning all number from where I got call. [protected] [protected] [protected] [protected] [protected] [protected] +[protected] Customer care number-[protected] Verification number-[protected] Thanks, Ujjwal kumar +91-[protected]

Dear Sir, We are you’re a valuable customer till date for Tata motors I Purchased 8 Tata vehicles (sumo, indica, indigo) in last few years and I booked 2 no’s of Tata sumo victa last week at the same time I am a customer of Tata Finance. But now I got unsatisfied service by your Concorde motors staffs. I purchased one Tata sumo gold in January 2014 in the name of MB Travels bearing no.TN12B2001 & Chassis No: MAT446248D9K21277. The above mentioned vehicle has been certainly fired in bonnet portion of vehicle on 08.09.2015 and 2:00pm at Avadi Chennai the local fire station peoples came and stop the fire but unfortunately the hole portion of the bonnet of the vehicle has been fired the same day I informed to the Concorde motors and your referred Insurance Policy company Reliance insurance. And I got the FIR from the local police and Fire station report and RTO report and submitted the relevant documents to the Concorde motors and Reliance Insurance. Reliance insurance surveyor came and surveys the vehicle and took the vehicle to Concorde motors. But till date we can’t able get any solution from the Concorde motors and reliance insurance they are kept my vehicle for last 1 month .Finally they are decide to total loss the vehicle. And I like to intimate it is a 1 year old vehicle. Sir I am not a well background person we are coming from the bottom. So I kindly request you to take the necessary action and give the feedback regarding this matter. Thanking you …………………

I got call from Delhi.This person introduce herself as name ... and calling from Reliance Life Insurance company.She told me about interest free loan against Reliance Money Multiplier plan.After conversation with her she transfer The call to her senior mr vishal mehta.He is telling me he is senior manager of Reliance life Insurance/loan dept.He told me same Thing and convinced me fully on it.

By several follow up with these people They convinced me to get 10 times of loan of insurance value at 0% interest for ten years. IE-if i will paid 50000 Then RLIC company will give Rs 500000 for 10 years wiTh 0% interest and benefit of insurance policy will go to RLIC.These people had all so send me a Reliance brochure where They are writing "RELIANCE MULTIPLIER PLAN-GET LOAN WITHIN 45 DAYS WITH 0% INTEREST'

first it sounds good to ear and any one will attract to it.so i was decided to invest i lac of rupees and take loan of 1000000 for ten years with 0% interest so That i had filled a application form and gave required cq of 1 lac to Reliance collection boy.

i just want the same thing that its a fraud calls..so be alert, be active..

Hi, I am Maya Devi. My Policy No: 19343643 Plan Name: RLI Money Multiplier Plan Premium Amount: 17, 863.79 ( Yearly My Policy is complete 14/10/2020. I want to know how much amount I will get after completion of this policy. I have already talk two times with your customer care and also visit Reliance Life office in Kurukshetra ( Haryana ), but no one have give me the correct answer. Every employee are telling different figure. I AM SURPRISE NO ONE in YOUR COMPANY TELL ME THE CORRECT PICTURE. TOTALLY DISAPPOINT. Kindly advise me the correct figure with all the details. Waiting for your quick and positive reply. Maya Devi. House No.938, Sector-7. Kurukshetra-118136 Haryana [protected] [protected]@yahoo.co.in

I wanted a loan of Rs.3L.The solution proposed by Rahul Mishra–[protected] was to go with Reliance Life Policy with 30K annual premium and 15 Yrs Payment Term. As explained, after taking policy in 35 days, I will get the loan transferred to my Account. I took the policy but no loan credit happened in my account. Customer care raised their hand....

I was surrender my policy no: 52029621, due to financial crisis ay my end. Plan: reliance's guaranteed money back doc: 22.01.2015 policy term: 15 years. Name of policy holder: dilipsingh gohil. Mu contact details are as under: [protected].

Sir 14th sep2015 I got a call from Mumbai office about personal loan then the local guy of a company comes and collect the documents but still I didn't get any conformation of my loan pls tell me my loan was approved or not if approved then when can I get the sound of it

Transcript given below which was given to Reliance Customer Care on 4th August 2015 I was looking for a loan and accordingly I was checking ICICI loan calculator. On 10th of June I was contacted for loan fulfilment subject to I go with Insurance policy. I was looking for a loan of Rs. 3L for my daughters admission. The solution that was provided to me by Mr. Rahul Mishra – [protected] with complete explanation to go with Policy with 30K annual premium, 15 Years Payment Term. The Plan is Gauranteed Moneyback Plan 15/20. I was explained that after taking this policy in 35 days, I will get the loan transferred to my Account. The loan is @ 3% Interest Rate and it will be deducted on Policy Maturity and balance money will be paid back with all benefit. Also I was told that for the first three years, agent commission Rs. 9K will also be given to me as a credit. On agreement to go with Policy, I was told that during confirmation, do not talk about loan disbursal. I completed the formality of going ahead with Insurance Policy by issuing a cheque of 30K, 2 Photo, PAN Card Copy, Resi Proof, Canc Cheque, Copy of Aadhar Card. Next day after completing the insurance documentation process, I got a call from Mr. Nitin Jain giving me the Loan Application Number BIR 0526262 and his mobile number [protected]. As both Rahul & Nitin were speaking same language, I understood both are from same department. I got the policy document in few days later and also I got a call from Nitin from landline, saying that my loan amount will be credited to my bank account directly on 29th July. I tried to contact him again on 29th on cell number and in return I got a call from landline, saying that it has already gone for process and I should get credit through NEFT before end of day 30th July. Nothing happened and there after I tried contacting him over cell phone but no one picks up the call. Landline through which I was receiving calls are probably meant for only out going call from their end. I would like to understand what has happened and how your policy division is involved in this type of activities.