State Bank of India [SBI] Complaints & Reviews

Dear Applicant, we regret to inform you that basis our SBI Cards internal policy, we are unable to issue a credit card to you at this time.

This type of meesages, i received many times i want to stop this messages

I do a payment 1500 on sbi collect by mistake. i want refund

To: The Online Consumer Forum

Dear Sir/Madam,

I write to you today with grave concern and a profound sense of disappointment concerning my ongoing ordeal with State Bank of India (SBI). My interaction with SBI, particularly in relation to my home loan, has been marred by what can only be described as serious misconduct, misrepresentation, and a complete lack of response on their part.

Allow me...

I am complaining on behalf of my Father :-
My Father got a random phone call in the name of Rakesh Pawar (who was his friend from workplace) And my father also recognised him as his friend and then the man on the other end asked for an help and told my father that he had some issue with his Bank Account for nearly 24 hours and he has to get some payment from someone and asked that can he get the payment directly to my fathers bank account and my father agreed to help him.
And the next day he called my father and sent a link and said to click on that link (so that my father could get the money into the Bank Account).
And my father did the same process which he told on the call and in that process my father loosed money there was a link given of PhonePe UPI App and Amount was automatically written there and my father was asked to put the UPI Pin on the Page and my father entered the UPI PIN each time as mentioned the time and date of the transactions below.

transaction 1:- State Bank of India, Rs. 49989/-, date/time 25/09/2023 / 04:26pm
transaction 2:- State Bank of India, Rs. 49989/-, date/time 25/09/2023 / 04:30pm
transaction 3:- State Bank of India, Rs. 44000/-, date/time 26/09/2023 / 04:33pm

Total ;- 1, 43, 978/-

But on (26/09/2023) my father called his manager to tell about the money transaction with Rakesh Pawar then the Manager called to Rakesh Pawar and Rakesh Pawar denied about this money transactions.
And Mr Rakesh called my father and denied about transaction then my father understood that he has been scammed by Fraudsters in the name on his friend(Rakesh Pawar).

Please get me the help by State Bank of India to track the transaction and get my Father's hard Earned money Back which is his lifetime savings for Retirement. I will put all my efforts with State Bank in giving all necessary details which they require to help Us. But Please Please Help us in this Tuff Situation.

Please contact me at [protected]@gmail.com

Complaint against
SBI
State Bank of India
Mumbai

SBA. [protected]
FDR. [protected]
matured on 19 September 2023

SUBJECT
1. Less interest paid.
2. No response to our grievances.
3. Violation of SCSS rules.

Our grievance stands as follows.

1. We have sent you the recent real example of India Post, along with the photo shots of India Post. S SS passbook and saving passbook, to prove very evidently that both the accrued interest principal amount as per SCSS 7(3) rule, shall be credited on the preceding day of the holi day, in case the maturity date falls on a holiday.
2. But still after all the clear legal evidence, no response from SBI, for undervalued interest paid upon our SCSS FD.
3. Look at the following calculation, making you liable to pay the difference of interest amount.
4. For the last quarter of our concerned SCSS FD, which fell due on 19th September 2023, your bank holiday due to Ganesh chaturthi.
5 so the total interest payable by you for July, August & September= 31+31+18=80 days @ 7.4 % for investment of ₹ 8, 71, 000 = ₹ 14, 127. But you paid only ₹14, 012. Why, ? Pay the difference of ₹ 115.
6. Our investment amount as per SCSS rule, supposed to be credited on 18th September but you did it on 20th only. Delayed for 2 days.
7. Making you liable to pay 2 days interest of ₹ 353.
8. Therefore conclusively, the due amount of difference less paid by you comes to ₹ 115+353= ₹468.
9. We hope this amount will be credited in to our account without any more delay or more harassment, making us constraint to take up the matter with the Consumer Court, under the consumer protection act 1986, entirely at you risk, cost and consequences with the additional amount of ₹ 50, 000 payable as penalty and compensation to be reimbursed by you for all the trauma, waste of our valuable time over such a trifle amount of ₹ 468 and for the violation of SCSS rules, which make a legal note of.
RK Agarwal

I had the credit card till[protected] and suddenly they contacted me in 2022 and now again
The recovery agents from SBI started calling me from 23rd September since early morning around 7 am and were continuously calling from different numbers till date and am sure tomorrow as well they will call
I spoke to them and offered to settle but they are insisting on huge amount which I can't pay
They called many of my relatives and friends and even my mother in law who is 87years old and is hard of hearing. They shared my photo and my credit card details with many of them and my outstanding amount
They have crossed the line of my Personal Identification rights
Kindly help and assist as would like the agency to be informed about my rights and privacy which cannot be made public without my permission

SBI Branch of GateBazar, Laketown, Siliguri, Dist- Jalpaiguri.. if forcing me and misguing me that insurance is must for savings account.

I know it's surely not correct but they are not accepting my bank account without it.

This is the case for everyone and everyone is frustrated with this and a country like India where we have such a great democracy, this is purely an violation of my right.

I need a huge step from govt official which can stop this type of fraud.

I am writing to request your assistance in looking into a transaction that was made on my account on September 14, 2023. The transaction was made from the ​GIT, Mumbai Branch and was not authorized by me. As a result of this transaction, Rs. 10, 000 was deducted from my account.

I would like to request that you credit this amount back to my account as soon as possible.

The transaction ID is[protected]....

As I have made payment of 29000 on VFS portal on 18 August 2023, but me
card shows overlimit usage even though my credit card limit is 56000. They consumer service guy tells me that you will have to pay charges. When I contacted bank, they told me issue will be resolved in 48hrs still no update after a month. Why should I pay more money even I haven't used it, and even there is no more transaction in my statement as well than also they are charging.

Dear sir
My father has received a message on 24/7/2023 saying the amount of Rs 10000/- got deducted from his account from what seems to be a SBI SMS sender ID (BP - SBIKBP). Same repeated in 19/9/2023 So, he immediately went to the bank to check his balance and his balance was in fact Rs 20000 shorter and we raise the complaint regarding the same in the same branch but to no avail as the manager and rest of the staff has mentioned it is a fraud case where somebody somehow did balance transfer and that the money wouldn't come back. kindly help us in this scenario

Account sa pasa debit hu ha Aisect Ltd BC settleme duvra Rs 4050

On September 13, 2023, My SBI account got debited by debit card OTHPG 266316 Hostinger Mumbai for Rs.3242.64/-. The unauthorized transaction didn't even have a transaction message sent to me by the SBI bank.
I made a complaint to my SBI bank branch, but they didn't provide me any satisfactory reason for the issue.
kindly see to this matter and help me get the refund for the unauthorized transaction made from my SBI debit card.

Hi.
I wish to report a fraud being committed by SBI. They rolled out offers and cashbacks via Credit Card and now they are withdrawing the same by Debiting from our credit cards. This is totally unacceptable behaviour. Why put up offers in first place if you can't stick to it?
My CC has been debited above over 1000 rupees till now. If this case doesn't get resolved here, will file an Official Complaint via FIR against SBI and their fraudulent schemes.

Complaint against
SBI
STATE BANK OF INDIA
Mumbai

SBA [protected]

SUBJECT

A. Our scss FD matches on 19th September a bank holiday and SBI says, we will credit the amount only on 20th September.

B. Violation of SCSS rules, punishable under the consumer protection act 1986.

C. SCSS RULE as follows

(3) In case any of the dates of interest payment, specified under sub-rule (2), fall on a Sunday or a
holiday, the previous working day shall be deemed to be the due date for the purpose of interest.

BRIEF as follows

If the total amount is credited on 20th, at the end of the day (which you always do), then SBI will have to pay three days interest.

18th as per SCSS rule
19th. Holiday
20th kept our money for the whole day.
Total 3 days interest for the delayed period as per law.

Also make a legal note

If it is paid on 20th, it would amount to violation of SCSS rules making you liable under the consumer protection act 1986, to pay not only 3 days interest but also heavy penalty of ₹ 50, 000 entirely at your risk, cost and consequences for hello of the trauma and waste of our valuable time and monetary losses we have to suffer due to your illegal step, make a legal note of.

RK Agarwal

I am writing to bring your attention to an issue that I believe is o[censored]tmost importance.
On the backdrop, allow me to remind you that I have been maintaining an exemplary record of servicing my home loan, which I took from the State Bank of India back in 2019. Throughout these years, I have ensured to make my repayments timely and in full.
However, I was recently taken aback on receiving a notice from the bank insisting on insuring my property against risks such as fire, earthquakes, and floods. Without my consent, on 23rd August 2023, an amount of INR ₹21, 723 was debited from my account towards the insurance premium for this proposed cover.
Post noticing this unauthorised debit, I immediately approached the bank to discuss the matter. As per my understanding, there is no mandatory clause requiring home insurance, especially without my agreement. Upon raising this concern, I was instructed by the branch manager to file a complaint.
It deeply concerns me that there is such a lack of transparency and arbitrary behaviour from your end, which I, as a customer, must confront. To be charged for an insurance policy that I did not opt for, and that too abruptly after four years of taking the loan, is uncalled for and unprofessional.
Therefore, I kindly request that my complaint be taken seriously and that the deducted amount of INR ₹21, 723 (alongwith interest if deducted)be refunded/cradit of my loan account number [protected] at the earliest to my account. I would also appreciate receiving a detailed explanation of the bank's policy in this regard so as to avoid confusion in the future.
I am looking forward to swift resolution and transparency in this matter.
Thank you for your prompt attention to this request.
Yours sincerely,
Rajni Rani Verma w/o Satya Narayan Verma
[protected]

Dear Sir / Madam,

I have made a wrong transaction of 7000 rupees through IMPS mode on[protected] at 07.26 PM with Ref No :[protected]. The beneficiary account which I made transaction was [protected] ( Janani H ) - Tamilnad Mercantile Bank ( Pudugummidipoondi Branch ). Please kindly revert my money as soon as possible. I have raised many complaints regarding this issue from 31st july, but i haven't received any updates till now. I attached the photo copies issued by the Bank Manager of State Bank of India - Gill Nagar Branch, Choolaimedu.

I have made a wrong transaction of 7000 rupees through IMPS mode on[protected] at 07.26 PM with Ref No :[protected]. The beneficiary account which I made transaction was [protected] ( Janani H ) - Tamilnad Mercantile Bank ( Pudugummidipoondi Branch ). Please kindly revert my money as soon as possible. I have raised many complaints regarding this issue from 31st july, but i haven't received any updates till now. I attached the photo copies issued by the Bank Manager of State Bank of India - Gill Nagar Branch, Choolaimedu.

Dear Sir/Madam,

I’m D V V S Kumari. I have an account in SBI bank Account On 11/09/2023 date Rs. 10000/- deducted from my SBI account and message showing in a statement as “Transfer to Fl Txn @ CSP outlet[protected] AEPS OFFUS Issuer WDL TXNI

I don’t know why the amount is deducted from my account. Even I didn’t get any kind of message regarding this deduction on my mobile phone nor I didn’t...

To Whom It May Concern,

My Name is Satynarayan Tokas and My SBI credit Card ending with ******7131

I hope this email finds you well. I am writing to express my deep dissatisfaction and concern regarding the actions of SBI Bank's credit card agencies and their relentless harassment of my relatives, which has caused severe harm to my reputation and mental well-being and I am going to end my life due to this and...

There has been unauthorized transfers from my SBI account (through biometric) without my involvment.

There are two separate transactions:
1) of 2, 000
2) of 10, 000

total of 12, 000 has been withdrawn without my authorization through bhim aadhar pay.