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UCO Bank Complaints & Reviews

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Updated: Feb 25, 2026
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UCO Bank reviews & complaints page 17

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J
justice_vbgupta
from Mumbai, Maharashtra
Aug 7, 2019
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Address: UCO Bank Corporate Office Address: 10, B.T.M. Sarani, Kolkata-700001, West Bengal, India., Kolkata, West Bengal, 700001

I along with my family members are having more than ten different types of account in the uco bank, delhi high court branch, delhi for last more than 15 years. I am also having international debit card (Visa) issued by above branch.

In may 2019, i had to go for vacations along with my family members to europe and dubai. Before leaving delhi, i made enquiries from the bank that my international debit card would operate abroad and was assured that it would.

On 14th june, 2019 i presented the same at the cheese cake factory, dubai mall, dubai at around 6.35 p. M. (Local time) for bill amounting to aed 212.10. However, the debit card transactions failed twice with the reasons "invalid transaction". I suffered great embarrassment as well as great humiliation in front of my hosts and my family members. At that time more than sufficient amount was available in my savings account.

Thus, due to above act of your bank which amounts to deficiency in service and unfair trade practices as despite having sufficient funds in my account, the transaction failed.

Therefore, i hereby call upon you to suitably compensate me for deficiency in service and for indulging in unfair trade practices in addition, i call upon you to tender an unqualified written apology in this regard, since my financial prestige has been lowered in the eyes of my hosts at dubai as well as before my family members.

It would not be out of place to mention here that your bank is quite efficient in levying charges for issuance of cheque book even before the cheque book is issued despite assurances having been given to delhi high court that for judges of the court no such charges will be levied as we do not indulge in commercial transactions.

Needful be done within a week.

Justice v b gupta (Former judge, high court of delhi and former judicial member, national consumer disputes redressal commission). B-59 friends colony (West), mathura road, new delhi -110065.
UCO Bank customer support has been notified about the posted complaint.
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    R
    Rashida Saifee
    from Noida, Uttar Pradesh
    Jul 26, 2019
    Resolved
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    Resolved

    Address: 62,saify colony indore road khandwa(m.p)

    My amount is not add in my account this amount given by flipkart n my account the company says transaction was done (16/7/2019) by us but amount can not be reflect in my account please take action immidetly and please dispute my money in my account
    The refund reference number for the transaction id is-[protected] with autho code-489904 flipkart has refunded rs 891 to my uco bank account.. The amount has not been reflected in my account since two days. The uco bank customer care is not helping us plzz u solve my issue and debit this amount in my account.
    Complaint reference number is - in[protected]
    Jul 26, 2019
    Complaint marked as Resolved 
    My amount is not add in my account this amount given by flipkart n my account the company says transaction was done (16/7/2019) by us but amount can not be reflect in my account please take action immidetly and please dispute my money in my account The refund reference number for the transaction is67624792295 flipkart has refunded rs 891/- to my uco bank account.. But not reflected to my account..customer care not helping. Complaint reference number is - [Incident: IN1907251948425727904]
    UCO Bank customer support has been notified about the posted complaint.
    My 120 rupees deducted on 22.07.2019 without any information...Even I haven't got any message about my deduction...So that I want to know the reason behind this deduction... Otherwise I kindly demand my money...
    Sir may 27/07/2019 ko sbi atm se R's_10, 000/ nikale may apnea pin diye proccecing bata raha tha but out of service likha geya mera account R's- 10000 debit ho geya hai 27/07/2019 10:42:59 me mera pesa nikala hee nahi
    Name:- Jivachh Malakar
    Account:- [protected]
    Debit card last number:- 0289 please refunds my balance Sir mob [protected]
    Account no [protected](Occ branch, Rajgangpur)
    soumyabrata dash
    sir,
    I transfer rs 400.00 from uco bank to axis bank but its failed & deduct money from uco bank account. still now its not refund. kindly solve this problem as soon as possible .
    thanks
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      V
      vip jain
      from Jabalpur, Madhya Pradesh
      Jul 24, 2019
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      Address: Neemuch singoli road, 458226

      Dear sir,
      I had pay electricity bill online on 22.07.2019 after noon.
      Bill not paid but 1317 rs. Deducted from my account. Please refund my amount.
      My account number is [protected]
      And IFSC UCBA0001091
      VIPIN JAIN
      MOB [protected]   Replace all
      UCO Bank customer support has been notified about the posted complaint.
      My phone number [protected] debit card number [protected] me amazon se Bluetooth headphones🎧 order kya but Bluetooth headphones me problm ke wajah se retran kr diya jise kisi waje se balance cut ho gya automatically please help me amazon kisi wajah se
      Mera balance cut ho gya
      Sir my payment not received refund please 8 days already wait but not received money plz... Help fast...
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        L
        Lalit kumar mahto
        from Mumbai, Maharashtra
        Jul 23, 2019
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        Address: Ranchi, Jharkhand

        My account number is [protected] and branch ifsc code ucba0000196. I did online shopping but the product was not good so i return that product but the refund was not add in my account. The e commerce company told that they initiated the refund 28june with a reference number[protected]. It has been already 23 day. Kindly transfer my amount in respacted account.
        UCO Bank customer support has been notified about the posted complaint.
        Transaction ID
        S1907021752570470478137
        Refund Transaction ID
        T1097021842344153194640
        Bookings date 02/07/2019
        Cancelled date 02/07/2019
        Md Wakar ali's reply, Aug 6, 2019
        Help me sar
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          P
          Pyal Dutat
          from Mumbai, Maharashtra
          Jul 18, 2019
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          Address: BOW BAZAR ,BISWANATH CHARIALI, Sonitpur, Assam, 784176

          Sir me assam dist-biswanath se apko mail kar rha hu hamre buswanath chariali ka uco bank ka empoly boht khra bebahar krta ...Sir use account ka bare me kuch puch ne jw to bata nahi he ...Sir hum apke bank ka employ aisa krne se kaise chle ga me janta hu uco bank achaa bank he kintu yaha ka employ bht khrab he...Plz hlp me mera complent he

          mera name amit gupta he mera email id [protected]@gmail.Com
          UCO Bank customer support has been notified about the posted complaint.
          Refund reference number is[protected] please send my money as soon as possible
          Account no - [protected]
          sir
          please refund rs 400.00 which deduct on date 09/ 08/2019( transaction failed).
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            M
            Mihir Kumar Biswas
            from Pathankot, Punjab
            Jul 16, 2019
            Resolved
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            Resolved

            Address: Brabourn Road, Main Br (RT) ,Kolkata 1., Kolkata, West Bengal

            I sweeped my debit card to withdraw rs.10, 000 (Ten thousand) on 21.06.2019 07:37:19 at betai 103, nadia, w. B atm id-nfuc0000 but the same has not been delivered even the said amount has debited from my account. My account no.[protected]. I have informed the branch on 01.07.2019 but the said amount has not reverse. Pl take appropriate action so that rs.10, 000 may credit in account.
            Aug 6, 2019
            Complaint marked as Resolved 
            Bank Authority claimed the of Rs.10, 000 claimed ID 190708528 dt.10.07.2019 and it was dead line on 02.08.2019 to reverse the amount.But it has not been reversed till date.
            UCO Bank customer support has been notified about the posted complaint.
            19 days, after complain, have passed( ID 2394448 ).I did not receive any reply.pl let me know present status.
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              B
              Bhartidogra
              from Chandigarh, Chandigarh
              Jul 15, 2019
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              Address: Pathankot, Punjab, 145001

              As I had done purchase from amazon & I returned the product due to some reason but I did not get the amount of Rs. 1499/-in my account. As amazon concern told me that they have credited the amount in my account o[censored]CO bank Symbol chowk and I havedone mail to them and given written application.
              But no response.
              Also given UTR no given by amazon.
              Detail attached in pics.
              Regards.
              UCO Bank customer support has been notified about the posted complaint.
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                S
                Sangram Prusty
                from Aizawl, Mizoram
                Jul 8, 2019
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                Address: uco bank satapatna, Nayagarh, Odisha

                Amount debit from my account but cash not received by the receiver
                Amount 283/- send to sams higher secondary education 3 times
                [protected]transaction id
                [protected]transaction id
                [protected]transaction id
                4-[protected]- trtr
                Kindly return the cash that excess deducted from my account as soon as possible or confirmed that deducted and received by the education sams centre/online.
                UCO Bank customer support has been notified about the posted complaint.
                Jul 08, 2019
                Updated by Sangram Prusty
                kindly return the cash that excess deducted from my account as soon as possible or confirmed that deducted and received by the education sams centre/online.
                Jul 08, 2019
                Updated by Sangram Prusty
                kindly return the cash that excess deducted from my account as soon as possible or confirmed that deducted and received by the education sams centre/online.
                Sir I m rahmat ali from uco bank candidate kochadhaman, i have an account, my problem is that sir, my account is minor but this my age is major 19 years. I told the manager, plz my account to do major, but he gives not response me.
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                  S
                  Steven phrase
                  from Mumbai, Maharashtra
                  Jul 1, 2019
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                  Address: Udham Singh Nagar, Uttarakhand

                  My issue is that i order on online amazon shipping store[protected] but[protected] i return the order and make payment by uco bank debit card. Now my refund is not transfer in my account after 2-5 business days. On[protected] i ask to uco bank but they does not have any solution of my situation and before i also contract to amazon customer care service but they neglate me by saying that they already refund transit in my bank account.
                  So, now how i recover my money give me some way to handle the situation.
                  UCO Bank customer support has been notified about the posted complaint.
                  Jul 01, 2019
                  Updated by Steven phrase
                  The Authorization Code (Refund Reference Number) for the transaction is[protected].
                  I am electricity bill payment by phone pe app throw .but payment is not delivered. Please check my amount and refund.
                  UPI NO. [protected]@ybl.
                  मुझे दूसरे एप से बिजली बिल का भुगतान करना पड़ा ।
                  मैं आशा करता हू की मेरि समस्या जल्द ही निकरड़ होगा ।
                  Dear sir,

                  Please process my refund amount of 624 ruppes . I request sir
                  Reference no of Amajon care[protected].
                  My Uco account not show balance by pay amazon refund in[protected]
                  HariPra19413577's reply, Jul 16, 2019
                  Hari
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                    S
                    Sikhar100
                    from Patna, Bihar
                    Jun 27, 2019
                    Resolved
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                    Resolved

                    I tried to recharge my bsnl sim but recharged failed and amt got deducted! Amazon says that they have processed my refund! But i haven't got it into my bank ac! My ac no is [protected] and my amazon refund reference number is #[protected] my amt was rs187 and also file a charge dispute! Plz help me getting my amt back. I contacted my bank customer care and they say they can't check the refund reference no! Which is stranger to me! Plz help
                    Jun 27, 2019
                    Complaint marked as Resolved 
                    UCO Bank customer support has been notified about the posted complaint.
                    Jun 27, 2019
                    Updated by Sikhar100
                    Got my money back thank you 😊
                    Dear sir, i was purchase laptop to Amazon but some reasion to return the product Amazon sayig to me refund was initated on[protected].32 pm but amount is not reflected to my account Amazon is refund refernce id no is[protected] Amount Rs 34070 but bank does not helping with this please kindly reflected Amount in my A/c no [protected]
                    Madam
                    This mail is regarding the amount ₹999 debited from my account no. [protected] on 10/7/19.
                    But no shopping was done...please see the matter and credit the amount as soon as possible...
                    Thanks
                    Hello,

                    Your refund of Rs.2547 has been processed successfully on 10/4/2019. The amount should reflect in your account by 10/16/2019.

                    The Authorization Code (Refund Reference Number) for the transaction is 306837.

                    In case you do not receive the refund within 5 business days, please contact your bank’s customer care and mention the above Authorization Code (Refund Reference Number). Please remember that you will have to call your bank’s customer care center and not visit the branch for this query.

                    Some nationalized banks may take more time than usual to credit the refund. If your bank is unable to locate the refund with the authorization code provided, please dispute the transaction as 'refund not processed'. On disputing the transaction, the bank will see a pending refund and will follow the path back to our payment processor to locate the refund.

                    Hope this helps. Thank you for choosing Amazon.
                    [email protected]'s reply, Oct 19, 2019
                    Not refunded my money please help me
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                      S
                      S Lama
                      from Mumbai, Maharashtra
                      Jun 25, 2019
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                      Address: Dareeling, 734101

                      I had made a transaction of 80000 to kristu jyanti college on 24june but the college has not receive d any money but the amount is deducted from my bank account. I had made the payment throung ebanking. My email id is [protected]@gmail.com and mobile number is [protected].
                      I request you to refund my money as soon as possible as i have to pay my college fees .
                      Requesting you Siksha Lama.
                      UCO Bank customer support has been notified about the posted complaint.
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                        S
                        Sukh1438
                        from Mumbai, Maharashtra
                        Jun 19, 2019
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                        I am ex NK Sukhdev Singh from Mohali Punjab.my service PPO no 036520/2001 army and my disability PPO no 0085/2016.my broadband case is final in February 2019 by AFT Chandigarh but I am not recieve any arrears.my arrears is Nov 2001 to December 2015. I have court order. please calculate my arrears and credit in my account.thanks Sukhdev Singh [protected]
                        UCO Bank customer support has been notified about the posted complaint.
                        Provide my refund as soon as possible
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                          M
                          Monalisha Pradhan
                          from Patna, Bihar
                          Jun 18, 2019
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                          Yesterday, I transacted some amount to the receiver's bank through PhonePe... The money deducted from my account Bt the receiver didn't received the amount. His bank is sbi and mine is uco... My ticket ID is 58688029... Plz resolve this issue asap as I am facing a lot of problems here...The bank of receiver's account doesn't shows any transactions... The transaction shows pending and asks me to wait for 3days... Bt it is creating a lot of problem...
                          UCO Bank customer support has been notified about the posted complaint.
                          Hello my name is Hiralaxmi Vora I have s.b a.c with UCO Bank Bhowanipor br, Kolkata-700025 I has internal banking facility but when I try to log in it shows (2105) disable the FICS No.UCBA000031 and MICR code No.[protected] o[censored]CO Bank Bhowanipor br please do the needful immediately and reply.
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                            J
                            Jahnvi Sah
                            from Mumbai, Maharashtra
                            Jun 17, 2019
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                            I have made a transaction from my UCO bank Account katras more branch via phonepe but the transaction failed yet an amount of 670 got debited from my account and till date hasn't been credited back.
                            The phonepe customer care service told me to file a charge back complaint against the bank but when enquired about it the bank said that it has nothing to do with such online transactions.
                            Moreover the bank said that there are no platforms for registering such grievances in the banks yet.
                            UCO Bank customer support has been notified about the posted complaint.
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                              M
                              Maliik Saab
                              from Delhi, Delhi
                              Jun 10, 2019
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                              Address: 248002

                              Just wanted to complaint regarding an employee who is in UCO bank Clement town Tibetan colony branch. I went to the bank to deposit money in my mom's account because she is not educated so she avoids going to bank. When I went there at the counter .. bank representative Aman Rathor was so rude and arrogant stating who will count the money. Later he also gave a sarcastic comment "Jayada he padey likhey hai" in front of others and his collegue sitting next to him. His behavior is like this with others as well. I am just writing this to you and RBI .. so that you can understand and make him understand the importance of customer service. He should realise that he can't talk to the customers like this. I would recommend my mom to close the acct and open with another bank who is customer friendly and behaves properly.
                              UCO Bank customer support has been notified about the posted complaint.
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                                A
                                Ashwani_yadav
                                from Nagar, Rajasthan
                                Jun 9, 2019
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                                I booked a train ticket from paytm but unfortunately it got cancelled but money was deducted from my bank account so i talked to their customer support and they say my money has been transferred to my bank account and i should talk to my bank when it be given to me but i didn't received any amount and neither i could contact my bank as their customer support number was not reachable .
                                UCO Bank customer support has been notified about the posted complaint.
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                                  Pushpa Anjali Tandey
                                  from Mumbai, Maharashtra
                                  Jun 7, 2019
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                                  Address: Near Rahul Honda masturi, 495551

                                  I want charge dispute file from uco bank . Amazon send me 3599/-amaunt he send me refrence id no[protected] pls given me my money. Bank told me not come mony . Amazon told me we are given you refrece no you go and check it to bank . I am very upset this problem kindly requst sholwe my issue and refund my money in my accunt . I am going to bank yesterday he tel me no idea in charge dispute form how could know this .
                                  UCO Bank customer support has been notified about the posted complaint.
                                  I had cancelled a order on amazon on 7 june 2019 and I didn't got my refund and I got a mail from amazon that refund is processed.the mail's screen shot is attached below, thats a huge amount for me please process the refund as soon as possible, its a huge amount.
                                  thanks
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                                    Monali Debnath
                                    from Shillong, Meghalaya
                                    Jun 6, 2019
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                                    Address: 2nd floor, Subhashini Medicare Apartment, Veterinary road (SMC), Ghoongoor, Silcoori, pincode-788014, 788014

                                    Hi,
                                    I am monali, and on 1st June I went to an Central bank ATM to withdraw RS 1, 000 but I recieved no amount from that ATM but it got debited from my account. The wittren message I recieved at phone was-(Rs. 1, 000 withdrawn on Card XX0722 on 01-06-19, 18:33:13 at HOSPITALRD, CACHAR ATM ID-NFUC0000.Avl Bal Rs. 4, 063.38.Report Dispute-https://bit.ly/2PZk2N5)
                                    Kindly, look to this matter.
                                    However the amount is less but it's a needed money for me as I have came to Shillong for appearing at exams. Please look to this matter.

                                    Thank you
                                    Monali Debnath
                                    UCO Bank customer support has been notified about the posted complaint.
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                                      A
                                      avinashdalai
                                      from Delhi, Delhi
                                      Jun 4, 2019
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                                      Address: 752062

                                      I have a loan account at uco bank and repay my dues, not regularly basic but pay.
                                      But whenever i see my account statement the remaining amount always remain same. But when i calculated it will supposed to be less.
                                      They always said that we don't calculate the interest last time.

                                      But i saw the interest there at the statement.
                                      I think they are hiding something from me.
                                      UCO Bank customer support has been notified about the posted complaint.
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                                        Goutam Kumar Gupta
                                        from Mumbai, Maharashtra
                                        Jun 3, 2019
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                                        Address: Benachity Bazar, 713213

                                        I have an single a/c opened initially on 1st june, 2019 at uco, benachiti from.my joint a/c where I have been told to mention in my application to destroy the new cheque book (sinle leaf not Used) of joint a/c either or survivor which could have been used as single signatory instead of either or survivor.I submitted one requisition another for cheque book.But One meesage of deduction Rs.125 sent to me today without giving me notice for charge.
                                        This is unjust and defamatory to your bank goodwill.By which I have been provoked not to deposit good amount further with this unjost forceful deduction.
                                        pl.see and advice your branch to refund
                                        me Rs.125 at an earliest.

                                        Thanking you
                                        UCO Bank customer support has been notified about the posted complaint.
                                        Refund not received
                                        I was open account in April month but bank not provide me atm card yet what is the reason for this. I need atm card. In. My sbi account i got atm card in 7 days sbi is better then your branch
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