I m Dinesh Patel from Mumbai was holding a credit card of HSBC . i received a call from Delhi Hsbc recovery team form an Excecutive Amit that my total outstanding for the month of may 2009 was RS 24, 000/- however it could be settled so i agreed to make a settlement of Rs 15, 000/-, so i told him to send me the settlement letter of the RS 15, 000/- andafter receiving the letter i will pay the said amount. But Amit told me that it is the HSBC...