I am to state that someone named Rajesh Sharma, of Technosolutions (India) Limited, located at Navi Mumbai, confirm number [protected], where I applied for Data entry work and given my Aadhaar number, PAN number and other details, unauthorizedly opened an account in Axis Bank in my name misusing my Aadhaar number and obtained Aadhaar OTP stating that he is linking my account with bank for salary payment purpose on 3/8/2018 details attached herewith. He also used his email address and obtained account number and Debit card number and also tried to misuse the debit card and account to illegally transfer my payment in that account and do illegal transaction from the account opened in my name. Despite several requests and visits to Axis Bank Ronini Branch to close the account opened illegally, about a month have passed but till date the account is yet not closed. It is requested that the account be closed immediately to avoid it's misuse.
I further add that the unauthorized account was opened on 3/8/2018, but surprisingly the bank records show that the same is opened on 14/6/2018. I don't know how the bank is operating.
Thanks and regards
Narinder Kumar Luthra
[protected]@gmail.com
Contact [protected]
Axis Bank customer support has been notified about the posted complaint.
Sep 04, 2018
Updated by Narinder Luthra It is noted that when I have not opened the account, the bank wants me to complete formalities instead of closing the account.
Verified Support
Sep 06, 2018
Axis Bank Customer Care's response Hi, We wish to inform you that ASAP account is an online account and can be opened by account holder online. Regards, Team Axis Bank.
Sep 07, 2018
Updated by Narinder Luthra When I requested to close the account illegally and unauthorizedly opened by someone without my permission using my Aadhaar number and took the OTP on some false pretext why the bank despite several requests not closing the account. More than a month have passed, but I don't understand how much time the bank will take to close the account. If someone who opened the account misuses the account who will be responsible for the same. Why the bank is not closing the account. More over, the account was opened on 3/8/2018 but in the passbook, how the opening date is shown as 14/6/2018 whereas I have proof that the account is opened on 3/8/2018 and the person who opened the account has illegally deposited Rs.1, 000/- and same day withdrawn the same saying that he is testing the transactions in the account. Kindly take appropriate action urgently to close the account under intimation to me. The persons who opened the account has fraudulently given his email address in the account and has all details of the account and virtual debit card number also.
My email and contact details are
[protected]@gmail.com
Mobile number [protected]
Sep 07, 2018
Updated by Narinder Luthra I don't require any information but closure of the account immediately and urgently. Why the bank authority failed to close the account and I also want to initiate criminal proceedings against the person who opened the account and whose details are already provided in my previous complaint.
Sep 07, 2018
Updated by Narinder Luthra This is a clear case of fraud, cheaing and criminal conspiracy committed and some bank official may also be involved in the crime and conspiracy. I have already submitted the details of the person involved and is a cyber crime and conspiracy to cheat. This needs investigation urgently and also closure of the account. It is surprising that after complaining the bank personally, no action is taken in the matter rather explanation is being given about the account.
Sep 07, 2018
Updated by Narinder Luthra I would also suggest that necessary changes with double security like instead of single password approval, double password approval with one OTP in phone and another in email to verify that the account is opened by a right person, is introduced.
Sep 08, 2018
Updated by Narinder Luthra No explanation is required about the account how is it opened but tell me how much time it requires to close the account. Your Rohini Sector 10 Branch was visited four times and asked to close the account as it was opened by someone else and not me misusing my Aadhaar number and OTP but nearly a month have passed but no appropriate action in this regard is yet taken. Who will clarify.
Sep 12, 2018
Updated by Narinder Luthra I would like to add that when a person named Rajesh Sharma opened the account in my name misusing your system, whose details are already provided, it is for you to first close the account and initiate criminal proceedings against him. But after one month, the bank authorities failed to close the account and initiate criminal proceedings against the person despite my having given a written complaint to the Axis Bank Sector 10, Rohini, Delhi-110085 more than three times in August, 2018.
This is for information and necessary action.
Thanks
Narinder Kumar Luthra
Contact:[protected]
[protected]@gmail.com
Sep 14, 2018
Updated by Narinder Luthra Till date nothing is done about closing the account and initiate criminal proceedings against the person who opened the account illegally and unauthorizedly.
Sep 15, 2018
Updated by Narinder Luthra It's not understood why the Axis Bank authorities are taking too much time to close the account despite several requests and visits and complaints. When the account is opened by someone fraud, he can easily be caught by the cyber security and cyber crime cell as he must have opened the account using some computer/ laptop and using some online facility without which the account cannot be opened.
Sep 22, 2018
Updated by Narinder Luthra It is surprising and shocking that anybody who have your Aadhaar number and mobile number can open Axis ASAP account in your name online without your permission and knowledge and can have all details by giving his own email address and can also operate and do any number of transactions. He will simply mislead or misguide you saying that he is going to link or verify the account you have given for some other purpose and can enjoy using your account without your knowing what exactly is he doing. The more surprising fact is that the bank authorities don't know how to close the account when they are informed that the account is opened by someone else by playing a fraud upon the system. Why not the Axis Bank authorities close the opening of the account online when it can be misuse by anyone anywhere and anytime.
Sep 22, 2018
Updated by Narinder Luthra It means that the Axis Bank authorities are allowing the public to misuse the system and they are party to the fraudulent activities of clever and cheaters.
Nov 28, 2018
Updated by Narinder Luthra Nothing is heard despite several promises and reminders and visits to the nearest Branch of the bank.