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Bajaj Finance Complaints & Reviews

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C
chefjoel77
Nov 18, 2016
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Address: 560028

Bajaj Finserv — EMI Card Inactive


Dear Concern Person,

I m also happy if you activate my EMI card & i[censored] r not active please allow me if i want in future i take consumer durable loan from your company if i illgible so your company not reject.or one more thing i want to share with you please Delate my name in CIBIl if there show of the reson of Cheque Bounce Record from that tenure period because you accept it that fault from your side not my side that's why i m said that thing.

I m waiting for right justice and i want to continue relation with your company.

Thanks & Regards,
joel chettri
[protected]
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    @vikas123
    from Mohali, Punjab
    Nov 16, 2016
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    Address: Jammu, Jammu and Kashmir, 180004
    Website: [email protected]

    I have bought the ac in the month of oct'16 and i have paid all charges required for the card formation
    On dated 16.11.16 i have observed that the amount of rs 115 has been deducted from my account as mentioned above in the subject. I do not understand that why the above mentioned amount has been deducted as already i have paid the additional amount for the charges of the emi card and i do not get my card till now.
    Dear sir/Mam

    Yesterday i had apply for EMI card also payment debited from my bank account.

    But yet i have not recvd any payment confirmation and also EMI card status

    Pls help me to get EMI card.

    and also let me know when it delivered at my home address.

    Thanking you,

    Pranali Panchal

    [protected]
    Bajaj Finance — Deduction of amount from my account info: bajaj fin mndtvrfchgs APR-17

    I have bought the Hitachi AC from Reliance digital in the month of April 2017 and i have paid all the charges required for the card formation.

    On dated 16.05.17 I have observed that the amount of Rs.115 has been debited from my account as mentioned above. I do not understand that, why the above mentioned amount has been deducted as already I have paid the additional amount for the charges of the EMI card and I do not get my card till now.

    Please let me know what are these charges exactly.
    For what reason ppl deducted money I don't understand can anyone help with this

    Deduction of amount from my account info: bajaj fin mndtvrfchgs oct-16 - Comment #2733388 - Image #0
    I have bought the Laptop in the month of July 17 and i have paid all charges required for the card formation
    and processing charges at the time of laptop purchasing. i have observed that the amount of rs 118 has been deducted from my account as mentioned above in the subject. I do not understand that why the above mentioned amount has been deducted as already i have paid the additional amount for the charges of the emi card and i do not get my card till now.

    Deduction of amount from my account info: bajaj fin mndtvrfchgs oct-16 - Comment #2831032 - Image #0
    I have bought the Fridge in the month of Nov 17 and i have paid all charges required for the card formation
    and processing charges at the time of purchasing. i have observed that the amount of rs 118 has been deducted from my account as mentioned above in the subject. I do not understand that why the above mentioned amount has been deducted as already i have paid the additional amount for the charges of the emi card and i do not get my card till now.
    Hello! Your A/c no. 668298 has been debited by Rs. 118 on 16Mar18. The A/c balance is Rs. 731.44. Info: BAJAJFIN_MNDTVRFCHGS_FEB18.

    What are this charges, please clear it off me to [protected], [protected].

    Or else to
    [protected]@gmail.com
    I have also lost 115 rs, debited from by account, BAJAJFIN_MNDTVRFCHGS_JAN17 . Never used the EMI card from past 9 months. Daylight robbery?
    Hi sir,

    I would like to lodge a complaint as I have charged Rs. 118 on 13 April 2018 by Bajaj Finserv. I’m not sure why they are charging the customer without a proper reason or authorisation. Please advise.

    Deduction of amount from my account info: bajaj fin mndtvrfchgs oct-16 - Comment #3067811 - Image #0
    118 inr deduction from my account info: BAJAJFIN_MNDTVRFCHGS_Apr18.

    I have bought the refrigerator in the month of April 2018
    Today (dated 15/05/2018) amount of Rs 118 has been deducted from my account as deduction of amount from my account info:BAJAJFIN_MNDTVRFCHGS_Apr18.
    I do not understand that why the above mentioned amount has been deducted .

    Arrange to credit this amount in my account. Ans reply why this has been deducted??

    Sanjoy Saha
    Ph No [protected]
    email: [protected]@yahoo.co.in
    Hello! Your A/c no. 270489 has been debited by Rs. 118 on 13Feb19. Info: BAJAJFIN_MNDTVRFCHGS_JAN19

    Why tge charges are duducted. For not any reason.
    It 8s affecring in my loan amoun. Then why it is charging.
    Processing fees i given in beging
    Rly me the details.
    [protected]@gmail.com
    I also had a deducion of 118 from my account

    As per their schedule of charge, it says - does that mean they get a print at their end and charge us??

    Statement of Account Print at Branches

    Rs 118 Per Instance
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      M
      more nilesh
      from Nashik, Maharashtra
      Nov 14, 2016
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      Address: 411015
      Website: [email protected]

      Bajajfinance extra insurance was added without any confirmation from me, i have raised the concern on facebook as well but i got one standard reply that customer care team will get back at the earliest. Its been 2 days and no one contacted me. I have no idea whether this is reaching to the concerned team or not. I am also heading customer service and the way bajaj works is unacceptable. I have checked the ceo profile on linkedin mr. Tapan singhel and he will be the last person i will contact. I have raised the concern on twitter, facebook and now on consumer complaints. On top of that i have got the my car insurance renewed from bajaj this year and on getting the insurance from company they have added new clause of welcome policy which was not informed to me at the time of sales. If this is the culture and methodology bajaj is following to reach their sales target than it has to be changed
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        J
        Jogi manjunath
        from Bengaluru, Karnataka
        Nov 14, 2016
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        Address: 560076

        Such a pathetic customer service the worst IVR call flows with no option to reach out to a customer rep . It is so annoying to listen to long options . This ain't the first time we are facing this issue with bajaj Finance!! It is constantly happening with no assurance for good CE.! Worst part is your motto is not to give a good CE instead to focus only on money making . MONEY EXTRACTERS. I am filing a case in the consumer court and I'll make sure Your company pay back every penny I have paid for the warranty.
        Res sir./madam...

        Plz check and tell me why my card block..
        My card no. Is
        [protected]

        from
        balister rawal
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          A
          Azmanpatel
          from Mumbai, Maharashtra
          Nov 12, 2016
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          Address: 400709

          My name is atik mushtak patel .My EMI Card No. [protected] . My card is temporary blocked. I request you please activate my card.And my mobile No update.My old mobile No:[protected].And my new mobile No:[protected] please activate my blocked emi card and update my mobile No.This is not a good customer service.Your people block my emi card without any prior intimation.I did not recieve any prior massege regarding the same.This is a very disgusting service.I speake to your representative, he told me that my emi card is blocked due to only one time my PDC bounce.please activate my emi card.
          Nov 15, 2016
          qaisarsk's response
          no
          Nov 15, 2016
          qaisarsk's response
          No update
          Nov 15, 2016
          qaisarsk's response
          Dear Customer, please keep the following documents ready to activate your Bajaj Finserv EMI Card - Address proof, Government issued photo ID proof, 1 passport size photo & 1 Cancelled Cheque.

          Date 1 11 2016
          Pleasa unblock my emi card as per my account is been cleared . My name is ANAND.R.VANNIAR
          Dear sir/mam, I have forget my username and password, and my bajaj card is not receive bcoz Your employee said 3 moths after ur card in your hand. Plz reward this answer by mail.
          ([protected]@gmail.com) Kindly check out my old username and password otherwise, plz send me new username and password. Regards Jaswant Kaur, [protected].
          Dear KHAISAR, We have received Rs.399 towards your Bajaj Finserv EMI Card fee. Your EMI Card will be dispatched soon along with your gift vouchers worth Rs.1601. Regards, Bajaj Finserv.
          Dear sir/madam's.
          My name is obulapu venkataiah. My EMI card no:[protected].My card is temporarly blocked. I request you please active my card.
          I have lost my bajaj EMI card- I need to block it to avoid misuse.
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            P
            Pankaj Kumar Karnatak
            from Noida, Uttar Pradesh
            Nov 12, 2016
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            Address: New Delhi, Delhi, 110046

            Dear Team,
            I am contacted too many timing your customer care for activating my card, after submitting all documents to the courier team who come for deliver emi card. After I submitted all documents at your Delhi branch again you didn't activate my card.
            Why are you taking so much time for this.
            My card details are mention below:
            Experia id#37160042
            Card no#[protected]

            Plz activate my card immediately.
            Thanks & Regards
            Pankaj Kumar karnatak
            Mob:[protected], [protected]
            Hello, My EMI card is showing blocked, I never even used then why is it blocked? My car number is [protected] and my Name is Anil SIngh. If you cannot Unblock it then issue me new card. I need to purchase an electronic item from your website.
            I m ujjwala gandhere my loan ac na 405DPF27127592 this ac Ecs is bounce so please provide me same person my mob [protected] /[protected]
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              R
              rishabhsharma5353
              from Chennai, Tamil Nadu
              Nov 11, 2016
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              Address: 144001

              Bajajfinemi-bf[protected] extra insurance was added without any confirmation from me, i have raised the concern on facebook as well but i got one standard reply that customer care team will get back at the earliest. Its been 2 days and no one contacted me. I have no idea whether this is reaching to the concerned team or not. I am also heading customer service and the way bajaj works is unacceptable. I have checked the ceo profile on linkedin mr. Tapan singhel and he will be the last person i will contact. I have raised the concern on twitter, facebook and now on consumer complaints. On top of that i have got the my car insurance renewed from bajaj this year and on getting the insurance from company they have added new clause of welcome policy which was not informed to me at the time of sales. If this is the culture and methodology bajaj is following to reach their sales target than it has to be changed
              Dear sir / madam,

              Kindly send my laptop loan account statement.
              Details are given bellow.

              Name-Keshavamurthy MS
              Mob no-[protected]
              DOB-27/05/1990
              Loan a/c nom- 404DPF22698683
              Email id- [protected]@gmail.com

              Reg,
              Keshava.
              [protected].
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                J
                josephmailme
                from Bengaluru, Karnataka
                Nov 11, 2016
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                Address: 600092
                Website: bajajfinserv.in/Personal-Loan

                I bought an air conditioner through bajaj finance may 2012 through EMI. And it was closed already. i have never applied for this EMI card loan or EMI Card. I find Rs. 99 amount is detected from my ICICI bank account(personal account without my permission.

                Loan ID - 7966199

                despite several remainders to stop, i am getting sms and emails in my personal number and email id which i have registered at the time of 2012. this is something which i have not expected. Please look into this immediately.
                Dear Sir,
                this is ansari mohd ayub from ahmedabad, I have lost my mobile number and password..I am not able to login and see how much loan amount is left or its is completed please update my user id and password to my new contact number-[protected].thank you.
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                  P
                  prof mridula
                  from Rajkot, Gujarat
                  Nov 9, 2016
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                  Address: 462039

                  Dear sir,

                  This is an urgent grievence regarding unauthorised transfer of money from my bank account No [protected]. The Pass book entries of these transfers are as follows :

                  1. 19.9.16 P[protected] Tr for DDR BAJAJ AUTO Rs 99/-
                  Transfer To CASH MANAGEMENT PRODUC

                  2. 05.11.16 P[protected] Tr for DDR BAJAJ AUTO Rs 3500/-
                  Transfer To CASH MANAGEMENT PRODUC

                  Since these transfers are completely unauthorised and therefore fraudulent, it is requested to please refund the amount immediately and stop any further such transfer.

                  I have just now also talked to your tollfree no of customer care but no help and redressal is forthcoming.

                  The EMail Id : [protected]@bajajauto.co.in also appears to be non functional. Is not Recognised while trying to send email on this address !!!

                  A copy of this mail is also being submitted in Cyber Crime Thana of Bhopal.

                  Thanks and regards
                  Prof Mridula Saxena
                  Bhopal, Madhya Pradesh
                  [protected]
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                    N
                    Nagendra B
                    from Hyderabad, Telangana
                    Nov 9, 2016
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                    Address: Hyderabad, Andhra Pradesh, 500055

                    I am b. nagendra (emi card no: [protected]-bajaj fin serv)
                    We purchased 1no I phone, last year. We paid all EMI's thru SBI my personal account. Once again you can check my paying details. But still my emi (above the bajaj finserv card blocked. We are trying to purchase new things but no use with this card. so many times i called customer care and met the show room peoples but no response. Hence we request you please unblock / resolve my issue as earliest. shoping festivals ahead.
                    Nov 04, 2016
                    Sathishuma's response
                    Card miss
                    Card miss so I apply in new card
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                      R
                      Rakesh9007
                      from Mumbai, Maharashtra
                      Nov 8, 2016
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                      CPP Digital Fone Safe

                      Address: Kolkata, West Bengal, 700006
                      Website: www.bajajfinserv.in

                      I purchased an i phone from through Bajaj Finance and after 2 months of repayment of EMI I find that there is an additional amount is being deducted from my account which is not tolerable for a forgery. The loan account which is being added to my bajaj profile is 410DFS26220191. Kindly resolve the problem as soon as possible.

                      Thanks

                      Regards
                      Rakesh Jaiswal...
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                      Leelani
                      from Mumbai, Maharashtra
                      Nov 8, 2016
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                      Address: Jaipur, Rajasthan, 302002
                      Website: Na.

                      Damaged Part Received By Delear Ganesham Gaurav Tower Jaipur On 6th October 2016. Dealer is not resolving it now.. Although contacted by Mr. Rakesh Saini In Bajaj Finserv Jaipur office but he also didn't give any solution rather then he provide a fake id of himself to provide the details. I'll not pay any single emi now. Please help and take an action asap.
                      Hi Team, I am getting 4-5 calls daily related to pre approved loans. I dont require loan right now. Please stop the calls right away or i need to go legally against the firm. My Number [protected].
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                        D
                        dbublu
                        from Kolkata, West Bengal
                        Nov 8, 2016
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                        Address: Kolkata, West Bengal

                        I, Swarup Dutta.Mobile no.[protected], informing that I have no loan in Bajaj Finance limited or any other Bajaj company in India. But since 4-5 months every week, sms and phone calls irritated, disgusted and displeased me.Some phone calls threatened me.Also they debited Rs.2320/- from my Chinsurah SBI account. Further today one sms from Bajaj finance limited threatened me to pay Rs2360/-, against loan account no:410p23967976, i[censored]npaid, take legal step.So this is fully irritable and intolerance attitude . If this matter will not stop within one week, then I will go to consumer court.
                        Nov 09, 2016
                        Updated by dbublu
                        My self, Swarup Dutta informing you that since 4-5 months phone calls and sms irritated, disgusted for an illigal and fraud loan imposing upon me and continue threatening to repay that fake loan (loan a/c no.410LIP[protected] which I never taken from bajaj finance ltd or any other bajaj company in india.So I have decided if no action will taken within 7 days by bajaj finance for these fake loan, I will directly go to consumer coart for taking legal action.
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                          R
                          Ronny Patel
                          from Bengaluru, Karnataka
                          Nov 7, 2016
                          Feb 26, 2025
                          This thread was updated on Feb 26, 2025
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                          Address: Bangalore, Karnataka, 560075

                          I am rampatel - i applied for emi card & made a payment of 399. Thru net-banking.

                          I received my emi card however it's not working. For (Online shopping / out lets) says invalid card number. May i know how it is possible? Where you sent a emi card with my name on my residence address.?

                          Trying to reach so call customer service center no[protected] which is not a toll free// i end up calling them coz internal phone balance.

                          As per emi form my customer id is 38369474 why its says wrong number & when i received emi card i dialed from my registered phone number 97*8 for 4 digit pin which i received in seconds.

                          I want an update asap or your office address. With contact person details.

                          Waiting for your reply.
                          Nov 07, 2016
                          Updated by Ronny Patel
                          When I called their customer care number[protected]for EMI cards) /[protected]for all other loans), there is no option to speak with their support representative. Also, I registered the complaint on their email id [protected]@bajajfinserv.in, [protected]@bajajfinserv.in, [protected]@bajajfinserv.in the only thing I received is the ticket number SRN07466272 .
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                            9
                            9839251
                            from Delhi, Delhi
                            Nov 7, 2016
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                            Address: Chennai, Tamil Nadu, 600044

                            Hai,
                            i am C. AROKIADOSS, residing at chromepet, chennai, tamilnadu, i lost my bajaj emi card last year. my customer ID - 9839251. How i will get bajaj emi card immediatly, how to apply ? how to contact ? have any chennai customer number ?, please tell ? because we want to purchase to household things.
                            Thanking you,
                            C. AROKIADOSS[protected],
                            MAIL ID : [protected]@YAHOO.COM
                            I am an account holder in bajaj finance and i get atleast 5 calls everyday offering me some loan. Please disable this automated phone calling to my number-[protected].
                            Dear Sir/ mam

                            I am Sugacini K. residing at Dindigul i have lost my Bajaj EMI card. I don't know my Customer ID:. Kindly tell me how to apply & procedure.
                            Contact No: [protected]
                            Email id: sasha.[protected]@gmail.com
                            Kindly tell me the Customer Care No of Dindigul.
                            I, Avijit Das, have lost my EMI Card on 17.03.17. My EMI Card no [protected]. Customer ID 14139278. Pleas block the card so that nobody can use the card.
                            I am Sudesh rajeshirke and I have loss. my emi card since 1 year my first regester was [protected] has close now and new number is [protected] so please contact me
                            My name is sunilkumar. S
                            Lost my emi card
                            Login Id is 14148940
                            Mail Id [protected]@gmail.com
                            Please do needful
                            I am kumara sankar V. residing at chennai i have lost my Bajaj EMI card. I don't know my Customer ID:. Kindly tell me how to apply & procedure.
                            Contact No: [protected]
                            Email id: [protected]@gmail.com
                            .
                            sir, / madam with regards i wish to inform you that i have lost my card which you have send i even did not open it i have given complaint last month 5th and it is dispatched on 6th till today i have not received to also i have complained and they told that it is dispatched already so please see that my card will reach me as soon as possible
                            one more thing is that my cell no have changed previous number [protected] present no is [protected] so please kindly upgrade my phone number and inform me i am waiting for the same and oblige
                            thanking you
                            from
                            yadavasimha guruvugari
                            [protected]
                            My name is Abdul Wazid
                            Lost my emi card
                            Phone no: [protected]
                            Please do needful
                            I am Sonia Anthony. residing at Delhi i have lost my Bajaj EMI card. I don't know my Customer ID:. Kindly tell me how to apply & procedure.
                            Contact No: [protected]
                            Email id:[protected]@gmail.com
                            Loss my bajaj emi card please issue new card online apply my card no [protected]
                            Hai,
                            i am S SATHYA KUMARI, residing at Bangalore, Karnataka, i lost my bajaj emi card. my card No. starts with 2030 xxxx xxxx x323- How will i get bajaj emi card immediatly, how to apply ? how to contact. Because we want to purchase to household things.
                            Thanking you,

                            Name - Sathya kumari S
                            Mobile number - [protected]
                            Mail ID - [protected]@yahoo.co.in
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                              S
                              Shiva Dey
                              from Kolkata, West Bengal
                              Nov 4, 2016
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                              Address: 700120

                              I have ordered an led tv worth 12999 from flipkart on emi using my bajaj finance card, but due to some problem at your end the loan amount is debited from my account twice for a single purchase. The two LAN ID are 410ECF27400923 and 410ECF27400943 are for a single purchase which is certainly not right. It's very disappointing. Please look into this matter asap and close anyone of this loan. Please refund the extra money that has been debited or else adjust it with the next loan due on 2nd December 2016. My customer id is 22055448.
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                                P
                                Pavithra Rao
                                from Mumbai, Maharashtra
                                Nov 3, 2016
                                Feb 26, 2025
                                This thread was updated on Feb 26, 2025
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                                Address: Chennai, Tamil Nadu, 600002
                                Website: Bajajfinserv.in

                                Hi,
                                I had received a call from Bajaj finance executive Mr.Kiran saying I am eligible for homeloan.Mr.Kiran from Bajaj finance, Raheja towers, Chennai collected my documents and after scrutiny by the team I was given a pretty approved home loan of 43 lakhs.Based on this I finalised a home and paid the builder initial amount of 3 lakhs.This was done after confirming with Mr.Kiran and his manager on the approved home loan alloted to me.But now Mr.Kiran is not providing any updates on the loan disbursement and neither picking up my calls I have been calling him for more than 50 times in the last few days.Now my initial payment is held with the builder and I have not got my loan amount from bajaj as well.This is mentally disturbing as I have delivered a baby astro month and this is posing problems to my health as well.
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                                  B
                                  bthakkar
                                  from Ahmedabad, Gujarat
                                  Nov 3, 2016
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                                  Address: Ahmedabad, Gujarat, 382110
                                  Website: www.bajajfinserv.in

                                  Getting junk system driven calls for installment reminders ; almost every second getting this call from yesterday. As they do have series of number we can not block it. When i have tried to approach relevant people they are just not taking it in hand by saying that its system problem and they can't do anything except suggesting me to wait for one or two days. Totally disappointed and frustrated.
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                                    Samiran Maity
                                    from Mumbai, Maharashtra
                                    Nov 2, 2016
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                                    Address: Mumbai City, Maharashtra, 400063
                                    Website: www.bajajfinserv.in

                                    I took home loan & top up loan from Bajaj Finance and after taking loan Bajaj Finance is not following the terms & conditions which I agreed before disbursement of the loan.

                                    After taking loan I am being mentally harassed by Bajaj Finance.

                                    While applied for the loan, I have informed that EMI date must be on 10th of every month (proof is there) and their representative agreed the same whereas now they are not obeying the same and they are debiting EMI on 5th of every month.

                                    I escalated the matter with concern dept and they said after debiting the first EMI they will change the EMI date again i.e on 10th of every month.

                                    After debit of first EMI they rescheduled of EMI date but my EMI tenure has been increased by 2 more months just for 5 days.
                                    I could not understand the logic behind the same.
                                    I have agreed to pay interest for 5 days and requested to unchanged my EMI tenure but they did not agree.
                                    Even I have asked in writing that how my EMI tenure is increasing?
                                    I took loan for 240 months even I paid an EMI but now they are telling that my future EMI tenure is 242 months although there are no changes in total loan amount or interest.
                                    Have asked them to show all the calculation but not given anything in writing.
                                    Also they are not giving the reason behind the increase of repayment tenure.
                                    They charged me extra processing fees and not refunding the same.
                                    While took the loan they forced me to signed in agreement paper(blank) as per the conditions mentioned in the sanction letter and the mail which I received from their staff. Then, why deviation after the disbursement of loan?
                                    I have already informed to their staff about the EMI date before disbursement of my loan but why now there is a changes and trying to cheat?
                                    I will obey the conditions which I agreed before disbursement of loan.

                                    Request you to solve the issue immediately
                                    Plz stop calling me for personal loans.iam not interested.my no [protected]
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                                      sathiveda
                                      from Kodaikanal, Tamil Nadu
                                      Nov 2, 2016
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                                      Address: Madurai, Tamil Nadu, 625009

                                      I have taken a bussiness loan from bajaj and paid 11, 72, 400 for preclosure with only 4987 remaining amount but the company has placed a cheque with 73819.I have sent mails and went in person but no proper response still now very bad and worst experience with bajaj finance accounts department.HOW COULD THE COMPANY PLACE A CHEQUE WITH EXCESS AMOUNT.
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