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Bajaj Finance Complaints & Reviews

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Updated: Feb 23, 2026
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Bajaj Finance reviews & complaints page 187

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N
Narveer Pahal
from Ludhiana, Punjab
Jun 7, 2016
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Address: Mohali, Punjab, 140301
Website: www.bajajfinserv.in/finance

Hi

i am narveer from chandigarh i bought iphone last month with emi of bajaj finance my emi amount is 2666 but you deducted two amount one is 1742 and second one is full emi which is 2666.my cosumer durable is 4240CD00807360
please help me out i am trying to call your customer number from yesterday and i mailed also with attachment of my bank statement showing amount deducted please revert back

Regards
Narveer
phone no-[protected]
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    Chandrakant Dhondge
    from Kandukur, Telangana
    Jun 6, 2016
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    Address: Aurangabad, Maharashtra, 431003
    Website: loan-customers.bajajfinance.com

    I had preclosed my personel loan of bajaj finserv

    Transaction reference no. Gici[protected] on
    Date and time 02/06/2016 18:32:21

    Then also instalment is debited to my icici bank account on 06.06.2016.

    I had email them when i had received the sms on 03.06.2016 i try to call & speak to customer executive several times but there is no number available to speak directly to the executive & the number which are available to speak there is no executive.

    Thanks & regards,
    Chandrakant dhondge
    +[protected]
    I had preclosed my Personel Loan of bajaj finserv

    Transaction Reference No. GICI[protected] on
    Date and time 02/06/2016 18:32:21

    Then also instalment is debited to my ICICI bank account on 06.06.2016.

    I had email them when I had received the sms on 03.06.2016 I try to call & speak to customer executive several times but there is no number available to speak directly to the executive & the number which are available to speak there is no executive.

    Thanks & Regards,
    Chandrakant Dhondge
    +[protected]
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      R
      RashmiChetana
      from Mumbai, Maharashtra
      Jun 6, 2016
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      Address: Bangalore, Karnataka, 560073

      Hi,

      I am rashmi.
      Loan account number 4040cd22531281, an emi of rupees 4500 has to be auto deducted from the standard chartered account on 5th of june 2016 but extra amount of rupees 400 has been deducted. So i request to refund the amount of rupees 400 and not to deduct extra amount anymore from the account.
      Please refund as soon as possible.
      Also please mention the steps to speak to customer care executive from the ivr.

      Please refund my amount as soon as possible

      Regards,
      Rashmi
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        N
        naveenv38
        from Bengaluru, Karnataka
        Jun 4, 2016
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        Address: 560035

        Salaried loan pl: 404spl00512563

        Actually, i have taken the loan with bajaj since i was told that i will not have foreclosure charges.

        Now suddenly, you are telling foreclosure charges of 4% + (Service tax15%) i. E. 4.60% will be applicable on balance principle amount.

        This is not ethical.

        I would like to raise a compliant on this case. If i am not getting right reply, i will go to consumer court.

        You are really going to loose loyal customers if you are doing these kind of fraud practices..

        Address my issue immediately.
        I am also facing the same problem...

        Loan Account No: 403SPL05601381
        When I applied PL with Bajaj at that I got terms and conditions from you is that NIL foreclosure charges BUT now you are asking me to pay 4% foreclosure charges which is NOT acceptable. Would be able to accept If I change any terms and conditions from given agreement?
        This is not fair, if I tell to my colleagues about this cheating or post this to google or apply this case in Consumer court then it wont be good for you. I have mail proof of my loan terms and conditions copy.
        I am also facing the same problem..

        Loan Account No: 404SAL20863051

        They sell there product based on the benefit they mentioned in all the areas like "User service guide, online portal"

        And the executives also specially pointing this, Otherwise no one can take loan from Bajaj.

        And now your changing policy from 1 jun 2016 that should apply to new customer and approach customer with new policies then see the result.

        And it is perfect cheating that your changing policies of existing customers after providing all documentation proofs that your not charging any extra charges on pre/ part payments.

        think about this I need clarification on this.

        Regards
        Rajesh
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          V
          vrushsen
          from Delhi, Delhi
          Jun 3, 2016
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          Address: 411033

          Remainder and last warning

          To,
          Anand Kumar,
          Business Head-Salaried Loans,
          Bajaj Finance.

          Sub: suddenly changes term and condition for foreclosure and payment charges without any intimation.

          Sir,
          your not responding my emails about suddenly changes in Nil prepayment charges and foreclosure charges issues. This big fake process from your side, once i am not ready to continue new loan after your people force me to take new loan and committed are not prepayment charges and foreclosure charges on new loan as per your signed letter ( Nil Prepayment charges ) . After 6 month i am received message on dated 1/06/2016 from bajaj finance change in foreclosure charges also prepayment charges changes on you existing loan.
          what wrong with bajaj this is absolutely false process follow by bajaj at the time committed no prepayment charges and foreclosure charges and force to take loan after five months different term and condition please solved this issue and get back to me soon because your representative Mr.Manish Singh absolutely ignore to do the process, IF you do not stop this nonsense I will registered FIR against bajaj authorities and share information with media so that people can aware about your false practices.


          Dr.Vrushsen P.Pawar
          Existing Personal loan customer
          4025SPL16828656
          I am an existing customer and is not absolutely not happy about the changes of prepayment and foreclosure charges without prior intimation to customer. This has to be rolled back as only basis these features i had taken the PL from Bajaj and its a complete loss after paying such a huge amount of processing fee, on top of that we cant even prepay more than 25% of principal and most importantly foreclosure charges is absolutely not acceptable. These should have been brought before taking up the loan. We could have saved on a lot of money on these points. Can someone look into the same and get back to us resolving the issues.

          Existing customer
          Leena
          I concur to the issues faced by Leena and Vrushsen. The unilateral changes in terms and conditions is against the Reserve Bank of India guidelines on Fair Practice Code. The decision for taking loan from Bajaj Finance at a higher interest rate was only because of NIL Prepayment and Part Payment Penalties.

          If the issue is not resolved satisfactorily, this should be taken up with Reserve Bank of India.

          warm regards,

          Koshy Thomas
          Existing Customer
          Salaried loan pl: 400SPL19737658

          Actually, i have taken the loan with bajaj since i was told that i will not have foreclosure charges.

          Now suddenly, you are telling foreclosure charges of 4% + (Service tax15%) i. E. 4.60% will be applicable on balance principle amount.

          This is not ethical.

          I would like to raise a compliant on this case. If i am not getting right reply, i will go to consumer court.

          You are really going to loose loyal customers if you are doing these kind of fraud practices..

          Address my issue immediately.

          Regards,
          Ganesh Valluri
          I raised a grievance complaint on 6th june but till now I didn't get any response. Looks like they are figuring out to do another cheating.

          --Pradeep K
          [protected]
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            N
            Naman Varshney
            from Delhi, Delhi
            Jun 2, 2016
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            Address: Bangalore, Karnataka, 560037

            Dear Bajaj Finance team,

            Why are you trying to put your image down for your users. Spamming like this for these many customers you might as well be losing a lot of regular customers. So sincere request please stop this nonsense spamming to the users and remove my number from your database or whatever so that I should never ever again receive the call. I am not at all interested in your schemes or any thing else.

            So please stop the same immediately, if not than i shall move to consumer court. My mobile no [protected].
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              M
              Mukesh chandwani
              from Gurgaon, Haryana
              Jun 2, 2016
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              Address: Nagpur, Maharashtra, 440013

              Hello sir I'm MUKESH chandwani from Nagpur I have applied for loan in bajaj finesary my loan didn't sanctioned I had given 15000/- cash & .75% amout of processing fee the loan amount was 3840000/- your branch office is not supporting me to refund my issue kindly resolve my issue & refund my amount my contact number is [protected] [protected] mail I'd is [protected]@gmail.com
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                S
                sushi999
                from Noida, Uttar Pradesh
                May 31, 2016
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                Resolved

                Address: Dehradun, Uttarakhand, 248001
                Website: www.bajajfinserv.in/finance/emi-cards/salaried-emi-cards.aspx

                Dear Team,

                I have applied for EMI card online, payment is already done,
                but i din't received any reference id, I hv received sms but there is no reference id for track the status of Card.

                please note the payment transaction reference no which i have paid for EMI card.
                23/05/2016 IB SHP/20954504/FOBC[protected]/BILLDESK 349.00

                I have received only the text massage on my mobile no ( [protected]) for EMI card approval, please find the screen shot of received text massages.

                Please resolve the matter on priority !
                Jun 7, 2016
                Complaint marked as Resolved 
                done
                If i avail a Bajaj Fin Emi Card ... then will i be eligible to purchase any product from anywhere in India in EMI basis..??
                Please revert back as soon as...
                Dear sir
                I have applied for Bajaj emi card almost 15 days back and done the payment also.
                Even after many emails I send,
                I have not received any reply
                please let me know the status for my emi card
                Name - Hemant a saxena
                Emi Card no - [protected]
                contact number - 0091-[protected]
                0091-[protected]
                Dear Sir,
                I have not received my EMI card, Which i applied Before 3 months.
                Please let me know the status for my emi card.

                Name- Ganesh Kumar Singh
                Customer id[protected]
                Contact Number- [protected]
                Never apply for any loan from bajaj finserv ltd. They provide very 3rd class service to customer there is no satisfied answer from any one not from branch office nor on toll free number bajaj finserv just now how to trap the customer they cant make customer happy they only know how to eat customers money very very poor service i will never take any loan from bajaj finserv ltd not not suggest any one to take the same.

                Good bye Bajaj Finserv
                Dear Sir,
                I have not received my Degital EMI card, Which i applied Before 2 months.
                Please let me know the status for my emi card.
                Ac no 4050CDEI706119
                Name- juned khan

                Contact Number [protected]
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                  M
                  madha22
                  May 29, 2016
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                  Address: 625016
                  Website: www.consumercomplaints.in/new_complaint

                  Hirer : mageswari v

                  Proposal no : 4120cd14349446


                  Havn't got noc from bajaj finance ltd., as i had duly paid full payment due under hire purchase finance

                  Agreement no: 4120cd14349446 dated 06/09/2015 and all rights of bajaj finance ltd.

                  Kindly forward as early as possible.

                  Thanking you

                  Hirer : mageswari v

                  Proposal no : 4120cd14349446

                  Date: 29/05/2016
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                    S
                    Saidulu Thota
                    from Hyderabad, Telangana
                    May 28, 2016
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                    Address: 507001

                    I have purchased new ifb. Washing machine 8kgs senator aqua and 25kgs ifb microwave oven in bajaj finance at venkata sai electronic agency kaspa bazar khammam. Total cost is 49000/-paid rs (4900+4900)+550 (Extra warranty &services)

                    I have got the message from the concerned financed company name bajaj. Finance. Every month rs5184 /-
                    They told me that there is no interest on the product. My installment is rs4900/-
                    But they are changing more than committed.
                    I asked the agent mr ramakrishnna [protected] his response was horrible.
                    I don't know y the company is entertaining such a care less fellows.
                    Company itself is a not standing on it's word.
                    My rating should be 1
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                      J
                      jainavin
                      from Hyderabad, Telangana
                      May 28, 2016
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                      Address: Hyderabad, Andhra Pradesh, 500072
                      Website: loan-customers.bajajfinance.com/Pages/View_LoanDetails.aspx

                      Hello,
                      I am your one of customer, this msg is for complaining about your companies of call centers person who called me from last 6 days . its our mistake that we didn't use to pay your installments on time but if I am the person who is responsible for your payments and I am ready to pay your amount through online, why he used to call me again and again tn using bad language and also this is my last installment. for reference details of that spoken person
                      Name: Y.Jagadish Kumar
                      Id No: 27343217
                      Phone Number: [protected]
                      Branch: Somajiguda
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                        S
                        sanju solanki
                        May 27, 2016
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                        Address: Anand, Gujarat, 388560

                        Dear sir,
                        I bought samsung galaxy j7 phone.phone prize is 15, 500/-and proccesing fees has 749/- rupees.total prize is 16249/-rupees.but bajaj finance my emi is 1945/-per one month.total emi is 1945*9=17505.but my net gross amount debit is 18620/-.may i have purchace product rupees 6950/- and emi is 1945*6=11670/-.why have different for product price and your loan emi ?????please regards.your answer my mobile number is [protected]
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                          V
                          Viju Raj
                          from Mysore, Karnataka
                          May 26, 2016
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                          Address: Mysore, Karnataka, 570024
                          Website: www.consumercomplaints.in

                          I m frm mysore.ur representive met us saying Bajaj has sanctioned loan amount f 2lakhs and 11 [protected]@rate f 8% interest p.m.for a period f 3 years.still we clearly told him not to proceed till we say yes.the person whose name s mr.abhilash f mysore Nararyan shastry road proceeded with the formalities and we were shocked to see the loan statements which had 2yrs.tenure with 10th.p.month EMI.which s not possible frm our side.before that only we requested him to handover all our documentsimmediately for which we have the evidence too.this incidence is creating unnessary tension.pl.do the needful and rreturn all our cheques immediately.our loan detail 508PMT23274478 .
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                            A
                            andrew rayan
                            May 26, 2016
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                            Address: 627007
                            Website: Bajaj Finanace

                            Dear Sir,
                            I used to get calls daily from services automated number for getting loan.But right now i have no need of loan.Now I'm in another state so everytime i receive your call it cost for me.Please i dont want to receive any calls further.If i need loan i will approach you since i had been your customer once.so please dont disturb me.My number is +91-[protected].
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                              Amith Nayak
                              from Gurgaon, Haryana
                              May 25, 2016
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                              Address: Bangalore, Karnataka, 5600037

                              I am being harassed by calls from bajaj finance offering me personal loans and finances. I get at least 10 to 15 calls a week. Though every time i say i dont want loan and ask them to remove my number from their database, yet i get calls. My number is already in dnd yet i get calls. You know it's illegal to call for promotional purposes if a number is in dnd. Please remove my contact details from all your databases and inform all your partners. Today i got 2 calls from below numbers offering me personal loans from bajaj finance.

                              +91-[protected]
                              +91-[protected]
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                                H
                                Haresh Kariya
                                from Delhi, Delhi
                                May 24, 2016
                                Resolved
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                                Resolved

                                Address: Bhavnagar, Gujarat, 0278

                                R/sir, i have canceled my lone, now, but, company not refund my money immediately. So, please, credit my paid amount rs. 17, 200=00 it is paid in punjab nation bank, sansakaar mandal branch, bhavnagar-gujarat. And it receipt number is m1044315 rs.5500=00 and receipt number m-425069 rs. 11700=00. Total amount rs. 17, 200=00.
                                Company letter: bajaj finance
                                To
                                'kariya haresh'
                                Apr 11 at 10:41 pm
                                Dear customer,

                                Your amount will be refund on date[protected] in your account.

                                Total amount rs. 17200.


                                Assuring you of our best service always.


                                Thanks & regards

                                Bajaj capital finance
                                Tollfree: [protected]


                                I wish you will do needful as early as possible. I await your reply. Sorry for trouble, i wish youwill help me. Thaks. Hmkariya-bhavnagar. Gujarat.
                                Oct 18, 2016
                                Complaint marked as Resolved 
                                R/Sir, send -executive name number and company mail-id. Bajaj Capital Finance Tollfree: 18002000567 Email ID: [email protected] Your Executive Name : Mr. Vishwas Kumar Contact Number : 08130104835 [email protected] Refund on date 28-09-2016, but company not send my amount or reply. I was sent Executive name and it's number and company's mail id. Thanking you again, hmkariya-gujarat.
                                Oct 18, 2016
                                Updated by Haresh Kariya
                                R/SIR,
                                Refund on date[protected], but company not send my amount or reply. I was sent Executive name and it's number and company's mail id.
                                Thanking you again, hmkariya-gujarat.
                                Dear Mr.Sir,

                                Greetings from Bajaj Capital !

                                This is with reference to your appended e mail . We have gone through the content which makes us believe that we are not the intended recipient of this e mail as the content is pertaining to a loan .

                                Bajaj Capital Limited ("Bajaj Capital") is India's premier "Investment Services" Company and is completely a separate entity- no where related to Bajaj Finance .

                                Sincerely
                                Customer Service Group

                                Bajaj Capital limited
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                                  K
                                  Krish Ghuge
                                  from Mumbai, Maharashtra
                                  May 23, 2016
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                                  Address: Mumbai City, Maharashtra, 400083
                                  Website: bajaj finance home website

                                  Yesterday i try to apply emi card but when doing transaction rs.349 its not successful and total 5 time amount is debit from my account. So plz cansal the all transaction and refund my amount than i will parches the new emi card. And i did not get any conformation regarding that plz solve my complaints as soon as possible
                                  Name: krishna baban ghuge
                                  Mobile no : [protected]
                                  Email id : [protected]@gmail.com
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                                    Avik Baidya
                                    from Siliguri, West Bengal
                                    May 21, 2016
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                                    Address: Kolkata, West Bengal, 700028
                                    Website: Www.bajajfinance.com

                                    Hi,
                                    I am unable to understand the loan of this bajaj finance digital fone safe, i am not aware of this, without my permission how can the product implement of my consumer loan.
                                    Please look to into this matter and below mention my information
                                    Mob -[protected]
                                    Fake digitial fone safe id[protected]
                                    Amount - 1199
                                    Emi - 172
                                    Email id - avik. [protected]@gmail.com
                                    Regards
                                    Avik baidya
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                                      rameshyaganti
                                      from Visakhapatnam, Andhra Pradesh
                                      May 20, 2016
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                                      Address: Visakhapatnam, Andhra Pradesh

                                      I RAMESH YAGANTI, Visakhapatnam holding account with your good organisation from last 4 years.
                                      During this period 2 or 3 times only my cheque was bounced and the was made by first call/visit.
                                      Now I want to purchase one TV from GL Best Shop, Visakhapatnam through your good organisation. But my application could not be processed due to some reasons (cheque bounce issues) and I am unable to process my loan account with other agency also which I cannot digested and could not purchase the item.

                                      Now I want to know reasons how you have blocked my account without any information and who will be the responsible for my valuable time and my valuable feelings.
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                                        Y
                                        yogesh taya
                                        from Pune, Maharashtra
                                        May 20, 2016
                                        Resolved
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                                        Resolved

                                        Address: Nashik, Maharashtra, 422009

                                        Name yogesh muralidhar tayade
                                        Loan number[protected]
                                        Customers id 452723
                                        Dare 31/08/2007
                                        Products 21t13masamsung ctv

                                        I'm total paid amount 16/02/2019
                                        But my cibil 1200rs outstanding seen. Plz urgent submit my cibil no due. So dpd is 900 day all date but my one emi pending my cibil update one emi 900 day reflected payment receipt attachment plz cheque

                                        My contact [protected]
                                        May 24, 2016
                                        Complaint marked as Resolved 
                                        [email protected] mobile number-9762001918
                                        [protected]@yahoo.com

                                        Mobile number [protected]

                                        product consumer loan

                                        Loan a/c no[protected]

                                        date 31/08/2007

                                        plz urgant my cibil update
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