Bajaj Finance Complaints & Reviews

Hi,
I am vikas kumar from delhi.
I cosumed a phone from bajaj finserve on emi on 2018.
My consumer loan was rs.29990 for samsung c-9 pro phone, and my monthly emi was rs.2990 for 10 months (It was 0 cost down payment)
After some successful ecs emi's (Witch was directly dabited from my bank) of my emi of my consumer loan from bajaj, i left my job due to some personal reasons, but their field/collection executive has already collected balanced emi on cash at home visit.
Now these days, i got many calls from befalf from bajaj something they told advocate sometimes police spam calls, and much more, they told me, we will arrest you, we will block your adhaar, pan and banking facilities etc.

Sometimes same spam calls from mumbai also.
I am sharing these people nums who is blackmailing me for legal action from behalf of police/advocate etc.
[protected]
[protected]
[protected]

I didn't active any cpp, however your team activate that without my permission. Kindly cancel it loan i'd - v51etbfu528365.

I clearly tell your team i didn't want any extent warrenty service.
But he call me and active that no any confirmation of pan / addhar.

This thing are so chep that a loan company do. A small - small amt a larger amount.

[protected] received call from this number stating that they are calling from Baja finance somajiguda Hyderabad branch and said pre-approved loan of 3 lakhs. And I asked them from where you got this number.

They said I am their existing customer and I asked them for what product I availed past.

They disconnected call and not answering my calls

(1) i have purchased materials from store of digital reliance (Inside avni mall, jagat banerjee ghat road, howrah, west bengal) taking loan from bajaj finance and repaying through emi system through icici bank mandate.
(2) the four loan no - (A) 4100cd[protected]Emi : rs750, last emi date : 02.06.2017) (B) 4100vs[protected]Emi : rs444, last emi date : 02.05.2017)
(C) 4100cd[protected]Emi:rs2999, last emi date : 02.03.2016)
(D) 4100vs[protected]Emi:rs300, last emi date : 02.03.2016)

Which were paid under emi system through my icici bank mandate given to bajaj finance.

(2) on 16.01.2020, bajaj finance (Bj) used my that old bank mandate to extract rs117 from my icici bank account without taking any permission from me.
(3) on my complaint, bj says that debit was for their card, which i had never desired for, nor, i had ever seen it.
(4) on my further demand, bj has refunded that rs117 in the evening of 11.02.2020.

(5) i now demand bj must close all my bank bank mandates as written vide sl. No.2 above.
(6) bj must give undertaking that they have now no bank mandate from me, and if any, they will never use it without my written permission.
(7) they must return those bank mandates to me through post at my address :
12-abinash banerjee lane, fl-a2, vanish kali field, shibpur, howrah-711102
(8) they must now submit statements of all loans as mentioned vide sl. No.2 above.
(9) bj has to remit bank interest of rs117 for 27 days (From 16jan to 11 feb, 2020) (Both end dates inclusive) which i would have got had bj not fradulently extracted that rs117 from my icici bank account.
(10) bj has to remit rs2000 as penalty for their fradulent ways to extract money from my account without my written permission & using my old bank mandates

(11) bajaj finance (Bj) is not replying, nor, they have sent any further document as desired by me.

-regards-
-ranjana mukhopadhyay-

I noticed that in my sbi account statement rs. 117/- was debited towards cmp mandate bajaj finance without any information. So i request with bajaj team not to make such type of transaction without informing to the customer by call or email. Now i feel that bajaj finance is also not secure for providing bank details.
Please credit the debited amount asap or else will take serious action on bajaj finance....

Fraud executive in sales, location ÷ vijayawad, gollapudi, sonovision, he is doing cheating business in showroom, he is doing fake loans and he is doing comission business, with engaged to some the other side of retail business persons, lone products are misusing, lone coustmor are taking some money, and going back, to their work, hear totally coustmor are going to loss, sales executive and retail shop are gaining money, in these processes, bajaj finserv l, name was totally damaged so in market

Bajaj auto debit 117 amount from my account. Remark of bank is bajaj_auto_cd_4030cd60356189. I have no purchase & no dues pending on bajaj finance atleast from last 3 years surely..

Please help me to avoid these kind o[censored]nexpected debt and theft debit of amount from my account. Also how can any body deduct amount from my account without any intimation or approval.

I noticed that in my sbi account statement rs. 117/- was debited towards cmp mandate bajaj finance without any information. So i request with bajaj team not to make such type of transaction without informing to the customer by call or email. Now i feel that bajaj finance is also not secure for providing bank details.
Please credit the debited amount asap or else will take serious action on bajaj finance.

Contact me on [protected]@gmail.com

After clearing the loan 2 years back, there is deduction of Rs 117 without any intimation on 11/02/2020, i checked with the team, i got response as non utilization of card it-seems, firstly taking the card itself is waste, now they are deduction the amount that to for such kind of reason. i mean what is wrong with bajaj, i need my amount back and deactivate my account.
Ph num - [protected]

I have taken a phone on EMI in 2014 with Bajaj finance consumer card. Which I have cleared in due time. After 6 years they taken rather stolen Rs 117 from my account.

I feel this is a complete misuse of the ECS details we share with financial institution.

However Bajaj Finance might show some terms and condition pages signed. but its the question of trust. after 6 years you can't just steal money from customer account.

I will raise this with Police FIR and necessary legal action. This is complete harassments to customer who repay their dues in time and orderly manner.

Please don’t call me 5-6 times a day. I don’t need any loan. All this started just because i took emi option of bajaj while buying electronic goods. I request you to delete my number from your records and not call me asking for loans. I will contact you if i need loans but do not disturb me during office hours and on weekends with this spam calls. This is highly irritating!

I have took home loan + top-up from bajaj finance housing.

1. Loan account number h405hhl0217578 has/have been granted a (Hhl) loan of rs. 4, 200, 000.00 on below mention property – ok and received loan

2. Loan account number h405hlt0228149 has/have been granted a (Hlt) loan of rs. 640, 000.00 on below mention property - received loan of only inr 305, 000 and yet to receive balance top-up but they are deducting emi considering loan of inr 640, 000 which is not fair.

I have entire mail communication and interest certificate enclosed for your reference.

It has become frustrating to follow up when you do not get any response to your query. When asked with mr. Avinash kadam, he is always committing dates after dates (Since last 2 months) that i will get the balance disbursement, of which his every date has already passed, and when asked with ms. Dipinti dhuri, she is also committing same. Every time they say disbursement will be done soon and same can be observed in mail communication also.

Coming to document submission process, we have submitted all necessary originals and photocopies related to housing loan to mr. Avinash kadam, and all formats as required. Even they have acknowledged the same and confirmed that all documents are submitted and acknowledged, and disbursement is on the way.

Regarding my escalation towards we care and customer grievance escalations, according to them they have resolved all the open tickets in their system but they can not answer when the additional top up amount shall be disbursed. I tried that as well but got no response from grievance section as well.

Kindly help as it has been a really unprofessional experience till date where people who have issued me the loan are not taking the responsibility for resolving the issue and even after escalating the same to their managers it is of little help since they do not provide any update or email unless and until i run behind them.

People from bajaj handling the case.

1. Mr. Avinash bajaj (Loan manager) person who collected all necessary original documents and photocopies as required from me and issued me loan) - +[protected]

Ms. Dipinti dhuri (Loan processor at headquarters)
- +[protected]

Let me know if any additional information is required from my side to quickly resolve the issue. I can be reached at [protected].

Dear concern,

I have been receiving close to 10 calls on average from bajaj finance executives, ivr bots etc and sms which is with untrue and illegal messages like "as per my interest, in their personal loan". Inspire of politely telling them i'm not interested they keep calling and when we express displeasure talk in a uncivilised manner and abruptly hang calls.

I request you to take action on this worst cold calling process of bajaj finance company which is unfair practice in all means.

Bajaj auto-debit 700 amount from my account. Remark of bank is bajaj_auto_cd_4260cd01. I have tried to login in bajaj auto, but no mobile is registered with them. Bajaj auto doesn't provide any communication without phone. I don't know why he deducts 700 from my account without permission.

There is no way to communicate with the bajaj auto without a phone number. But when i tried to check my all mobile number, getting not registered.

Please help me to unexpected and theft debit of amount from account. Then how we will faith in banking. Anybody can deduct the amount from my account without any intimation.

Once i checked my account on 27 jan2020. I checked that my payment was deducted @700/- in my account. After i am sending you a lot of email in your customer care portal. But the response will be received from your end.

Otherwise, my all payment loan was cleared on time to time and no cheque canceled at my side.

Kindly solve my query and revert asap.

Dears,

I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that on dec-2018 i purchase mobile under 6 months emi scheme and and i paid last emi in july-2019 after 6 months of settling the emis and all. Again bajaj finance deducted the amount of rs 117/-with any information. Because of loan we provide you all our bank details its doesn't mean that when ever...

I bought a LG TV from reliance digital Noida Sector 18 GIP Mall, Executive said to me 2 coupons and cashback offer which given to me after 3 month of puchase but did not receive any cashback bajaj finance website dont have provide to raise complains .

Custumar card doesnt have option to communicate with customer care executive .
Worst service experience

Hello sir,
I'm so frustrated to receive bajaj finance calls when i'm not interested for any type of loan. What i do.

Daily they called me from different numbers, i have blocked lot of numbers but still getting calls always from new number.

I assured them that i no need of any type loan. Sir please delete my contact no. From your call list. But they call again and again from different numbers.

Please help here

Dear sir, i have been a customer of your bajaj finance for the last 5 years and all my accounts have been inactive till now, but for the last three months, my house was spending a lot of money in the hospital, but i was paying weekly for only a few days every month but on january 4th i had an accident at the hospital and was paying for my treatment. It was a little late but i was also disturbed by your officers in dondai branch, and they sent some people from shirpur branch to threaten me with my father-in-law. Even though they have given me mental distress and threatened me, i have to leave that you need help to take legal action on the request ncya the lawyer told me otherwise when i have to own my next action lawyers boluna you have sent some photos of the weeds grow for me accident and to take action for people at bullying

I receive atleast 3-4 calls daily from bajaj finance asking for loans and i feel that i am literally getting harassed by them now. Please help with stopping these calls.

They call me any time of the day or any day of the week, even on holidays. They have also called up when i am on international roaming and is resulting into unnecessary call charges.
It doesn't matter for them as they call even during office meetings etc and this results into breaching into my personal and professional life.

Please help.