Bajaj Finance Complaints & Reviews

Govt issued the notice that no finance company will deduct the emi during the lockdown period.
Iwas not having fund to pay the emi of may 2020 my emi was bouce.
When i transfer some money into my account, bajajn finace not only deduct the emi amount they also taken the rs. 900 for bouncing charges.
Even my cibil score are down because of these transaction.
I would like to know why these finance companies are not following govt. Rules.

मेरे एकाउंट से 117 ₹ की कटौती समझ से परे है जो पिछले सालो से कट रहा है । कृपया समस्या का समाधान करे।

I have purchased a television from bajaj store and have completed the installments. Even though all the installments were completed regularly an amount of rs.117 was debited from my sbi bank account without any previous information. Please give explanation for this.

Noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that on oct-2018 i purchase mobile under 8 months emi scheme and and i paid last emi in may2019 after 8months of settling the emis and all. Again bajaj finance deducted the amount of rs 117/-with any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So i request with bajaj team not make such type of transaction with informing to customer by call or email. Now i feel that bajaj finance also not secure for providing bank details.
My humble request with bajaj finance customer keep hopes and faith in you. So kindly dont loose your customer for this kind of mistakes.
Regards,
M c khatri

I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that i have paid my last emi of my purchase before 7months. Again bajaj finance deducted the amount of rs 117/- from my account. Because of loan we provide you all our bank details its doesn't mean that whenever you want you can make online transaction. Now i feel that bajaj finance also not secure for providing bank details.

So i request you to credit back my money asap.
Regards girish. P. V

It is to put to your notice that i have got my account debited with rs 4999/- on 22/05/2020 in such a case that i have no pending dues.

Please do the needful and provide me why such a deduction was made without my knowledge.

Retaining bak my 117 ru. With asap.
I need my mony

DATE:- 24.05.2020
CLIENT NO. [protected]
Dear Sir
Rupees 824.00 was debited from my account as a CMP MANDATE DEBIT BAJAJ FINANCE LTD.
I don't know why such amount is debit from my account. i also not provide any power of attorney to dedecut amount in my account.

I request to you please refund my amount.

Hi
I had long time back used bajaj finserv around 5 years back.
I had completed all my payments and dues that time only.
Today i saw that ts. 117 has been deducted from sbi account as cmp mandate debit bajaj finance ltd.

I want to raise a complaint against bajaj finance that on what behalf without asking a customer suddenly you have charged this amount.

I shared you bank info then it doesn't mean that you will charge the amout on your own.

I want to raise a serious concern against bajaj finance for this and i need to go to consumer court for this.

I had financed few home appliances from bajaj finanace for which all the emis have been paid already. Today i had a debit of rs. 117 from my bank account reading "cmp mandate debit bajaj finance ltd.". This is not a fair practice on the part of bajaj finanace as i had not authorised any such transaction to them.

They are making misuse of my account details. This needs to be sorted.

Nikunj sharma
[protected]@gmail.com

Rs. 117/- automatically debited from my sbi account. This is nothing but loot. Why such border charges no disclosed anywhere.

I am taking a personal loan from bajaj finance limited and my emi is due date is 02nd of every month
Before lockdown i am already paid my emi for the month of feb which is due on march 2020 on 02032020
Later on after lock down i am not in a position to pay my emi
Bajaj finance will charge 3000 for non payment of emi and also refuse to give monatorium on following grounds
Conversation of mine and bajaj finance is attached here for your reference
Fw: moratorium due to lockdown
From: rajiv agarwal ([protected]@yahoo.com)
To: [protected]@bajajfinserv.in
Date: tuesday, 19 may, 2020, 01:57 pm ist — forwarded message —
From: rajiv agarwal
To: bajaj finserv
Sent: monday, 18 may, 2020, 12:10:58 pm ist
Subject: fw: moratorium due to lockdown
Kindly allow moratorium for lan 410prffq062443 for the month of may 2020. Due to lockdown
Dear customer,

Greetings from bajaj finance ltd!

At the outset, we hope this email finds you and your family in good health amidst this crucial phase.

With reference to your service request on “opting in” for moratorium i. E. Emi extension for your bfl loans (S) for 3 months, we wish to inform you that you can avail moratorium for period of mar ’20, apr ’20 and may ’20 (As per rbi guidelines)

As per your service request on opting for moratorium i. E emi extension for your bfl loans (S), we would like to inform you that cut off for applying for moratorium for the month of may’20 was on 25th apr’20 or 7 working days from your emi date.

In absence of any request from your end until the prescribed timeline, your emi for the month of may will be presented to registered bank account as per the normal schedule.

Visit our website www.bajajfinserv.in and login to our customer portal to check your updated loan statement and emi clearance status.

It is our constant endeavour to ensure you have our attention always.

Stay safe.
Kindly advice me in this scinario

Regards
Rajiv kumar agarwal

Emi kahatam hone ke baad bhi kyu per month cmp mandate ke name par 300rs kata jata he..

I took overdraft facility in nov 2018 with processing fee nearly 10000 and after few months again top up with fee nearly 10000 but soon came to know annual charges are also charged

They hid many charges without informing so i decided to close using balance transfer from another bank dd

During pre closing also cheating their customer care says day of closure plus two days interest charge but three days interest were charged when i went to their office in bangalore

Their website foreclosure letter and customer care foreclosure letter amounts difference is present

Now i am asking them to refund extra amount that i paid in dd but still they are saying nothing extra is paid

My wife is running 2 e. M. I with bajaj finance,
1. Mobile redme note 8 pro with e. M. I amount rs. 2167.
(Loan account no: 410ecffq820466:)
2. One gimbal e. M. I amount rs.4507.
(Loan account no: 410ecffq817230:)
But, in this month the amount was showing more. I tried to connect with customer care, but it was unavailable for this issue. Today, the amount has been debited with extra charges.in this crisis situation, where government is requesting business concerns to consider the e. M. I for the people, this situation occurred, my request to bajaj is to refund the extra money which has been deducted from my wife's account.

Note: in previous months, bajaj finance employee ask us which time is suitable to debit the e. M. I. And also mentioning the amount. But it didn't happened this time.

I am 10+ years old customer of bajaj finance and i paid every emi without any default from 1st day to till date but in this lockdown period bajaj finance not present my may-2020 ecs and they self submit my moratorium request with permission of me and now they charged me rs.397/- for it. My bank balance already sufficient for emi paid and i already sent mail for deducted my may-2020 emi but don't reply from them. Bajaj finance is a ""chor company"" and i am very disappointed from them with this issue.

I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that on 2017 i purchase a arir conditioner and washing machine for 12 months emi scheme and and i paid last emi in july-2018 after one year of settling the emis and all. Again bajaj finance deducted the amount of rs 117/-with any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So i request with bajaj team not make such type of transaction with informing to customer by call or email. Now i feel that bajaj finance also not secure for providing bank details.
At the time of loan processing your representative need to inform all the details and they deducted the money for bajaj emi card also almost a year completed still i didn't get the emi card also.
This is second time they deduct money from my account without any reason. Worst service. So kindly dont loose your customer for this kind of mistakes and make arrangements for credit my cash back.

Regards,
Gohul raj

While everyone is aware of the moratorium period grace of 3 months, bajaj has come up a new rule of deducting balance the way they can. For what an amount of rs 1180?- has been deducted from my account yesterday and i had raised a complaint to them as well. It is not right we are struggling with jobs due to lock down no salaries or may be half salary with which it is not possible to run a family and these people are deducting as they wish...

Hello,

I have bought an ac from khosla electronics through the emi facility of of loan a/c - 4100cdfx859949
As per the message from bajaj finance, the first emi due date was 2nd may. Still now emi amount has not been deducted from my linked bank account.
But now i am receiving messages that mandate has not been registered thus a extra penalty amount will be charged.
Kindly look into the matter and do the needful
Attached the screenshot of the same.

I noticed that in my sbi account statement rs. 589/- was debited towards cmp mandate bajaj finance without any information. So i request with bajaj team not to make such type of transaction without informing to the customer by call or email. Now i feel that bajaj finance is also not secure for providing bank details.
Please credit the debited amount asap or else will take serious action on bajaj finance.