Bajaj Finserv Complaints & Reviews

Humiliated by bajaj finserv collection agent...abusive and they come late in the evening...shouts infront of the house as if they are the lawmaker...the practice that they follow is purely gundagardi plz help...they come late evening and ask to deposit the pastdue that too just a month pastdue as if I am a criminal...collection agents look alike bouncers and threaten like hey are gunda and I am the victim...humiliate in abusive manner...shouts infront of the gate...it all looks like why did I applied for the loan from this type of criminal company at first...biggest mistake of life...plz help .

We have 94 entries of 295Rs Deduction from my moms account saying "Chrg Recvd-mandate fail txn dt.*Dates mentioned in this area* TRANSFER TO INVESTMENT INTERMEDIAR.

I want to know how any one can deduct around 28000 rupees from our account without our knowledge?

and what are these charges for?

why we need to pay 295RS 94 times.

I need my refund or a proper explanation, 28000 rupees is not a joke

I have noticed that rs.117/ has been debited without any authorization from my Indian overseas bank saving account on 25/01/2019.

Let me know why and by whose authorization have you debited this amount.

I have nothing pending with bajaj finance. I don't have any loans with you.

I expect the amount to be credited to my Indian overseas bank account immediately with proper explanation from your end.

I have done home loan balance transfer few months ago from lic to bajaj finserv. They have given me 8.5% interest for balance transfer. I have got 22.8 lacs as loan amount from bajaj and i have closed the lic. Later i logged into the bajaj loan account and i came to know that my principal loan amount is 23.78 lacs. I was shocked and i call the bajaj executive and they told they have some excess amount and processing charges everything in my loan account. Also they told i have a feature called flexi loan which i no need to pay for 3 months but they will charge interest alone and which make my principal amount to 24.5 lacs. After 3 months of struggle they credited back the excess amount and my interest rate is now changed to 8.9% (With in three months). It's purely fraudulent by bajaj and their executive. If anyone looking for home loan transfer please never do with bajaj finserv.

On 24 dec 18, an amount of rs 117/- was withdrawn from my sbi account without authorisation. Entry is with subject 'transfer to p[protected]tr for ddr bajaj-auto'. My account no is 000000 xxxxxx18184.
It has been observed that bajaj is illegally drawing money from individuals account.
Kindly take a needful action and make them to refund my money.

I have been charged rs.117/- as inactive fees. This amount has been debited automatically from my account without any prior permission or approval from my side...

I have also not been given any reciept of deduction... Request you to pls de-activate my card and you have deducted rs. 117/- from my bank account without informing me & not taking my permission before deducting.. I really didn't understand because i diligently paid all emi's time to time currently no due amount.. Kindly plz refund amount and deactivate this card for life time.. Emi card no [protected]
Deepak singh rathore

Hi,

Without requesting for any card... I was automatically sent an emi card from bajaj finserv and i was told it was completely free...

But now i have been charged rs.117/- as inactive fees. This amount has been debited automatically from my account without any prior permission or approval from my side...

I have also not been given any reciept of deduction... This is very bad move and unfair practice

I do not want to purchase any item on emi and even though they provided me this card on their own.

Please deactivate my card and refund my money rs. 117 back to my account.

Thanks
Jatin nagda
Ph : 91 [protected]

I got mail in bajaj finserv regarding that im eligible for preapproved personal loan for 99000.. Only kyc documents mandatory..
I have applied it but the people are asking for many documents like bank statement, payslip, office id card etc.. If all these documents are mandatory it is not a preapprovd loan.. Kindly help me to get tat amt.. My registerd number is [protected]
Name is priyadharshini.. Verification is all positive.. And they are asking for bank statement..

I took a consumer loan in 2010.. i believed my repayment was complete, but today i saw a mail which i got on 17 jan 2019, it says i have to pay an amount of 1, 34, 506/- as penality.. While i collected the statrment, it shows a reciept due of 490/-.. that guy over there told me that it was that amount of 490/- which in 8 years grown to one lakh thirty four thousand five hundred and six rupees... I am still in shock.. Innthis eight years i never got a call, message nor a person approaching me, hinting about that outstanding balance...
I dont know what to say... i have their statement and email with me.. I am approaching the branch in my native and after that will approach consumer court and then press.. If nothing s happening.. Will write a suicide note on bajaj fin for the cause of my death...
I am living in a rent house.. Wife and me both going through psychiatric problems.. And now i got this too...
The only mistake i did was taking a consumer loan to buy a tv for me.. It costs 22500...but for thay i have to pay 1, 34, 506/-...
Grow grow bajaj fin... Grow on our lives...
Best of luck..

I am writing about this as i am feeling very low today.. Taking loan from bajaj is my biggest mistake .. I took loan from baja 260000. Got sone 2lakh 40k some change.. I am paying 9130 emi. Monthly.. I i paid for 17 months till now thats come total 155, 210..more 31 months i have to pay thats come 283, 030..total amount i am paying 438, 240.. .. Want to die or pay emi.. This is not fare.. I dint even realize while taking loan.. What should i do ?? Is there any way to get out from this trap?? Or i have to compalain about this to cunsumer court .. 😭😭😭😭

Dear People
I was in need of Loan for my new venture. I have applied for the same to various banks but some how was not able to bear high interest rate for the loan.
meanwhile I received call from bajaj finserv that they r providing loan for 0% interest rate. The scheme was interesting so i asked them how they can provide zero percent interest loan. they explained that we will issue the insurance policy to you and provide you...

Hello team,

I had closed the emi with bajaj finance almost 3 years back itself.

Not sure why are deducting the money from my acc now. That too there was no ecs given to them.. All the payments done were interms of post dated cheques in the past.

Request you to pls de-activate my card that was given to me as free & now you have deducted rs. 117/- from my bank account without informing me & not taking my permission before deducting.

This is unfair practice.
Pls de-activate and refund rs. 117/- back into my account.

Regards
Venkatramana penukonda
[protected]

Recently i got a message saying emi annual card inactive fee rs117, i really didn't understand because i diligently paid all emi's time to time currently no due amount, then what are these charges for? While taking card when i asked concerned person any hidden charges while using card they told nothing like this will happen. So kindly look after the issue, and return money back if deducted and also kindly deactivate my bajajfinserv card.

Bajaj finserve launch a credit card and procedure to apply
How to avail
1.share your basic details
such as your name, mobile number, and request your OTP to log in.
2. See your pre-approved offerand find the right card for you.
3. Get pre-approved in an instant and avail your card instantly.

All i have done and also i get 50k credit card and also i applied...but there is no response from BFL After that many times i have called customer care support but he didnt any respond
Also i have screenshot of k you have credit card limit of 50k ill show you
BFL Doing fraud with me why i am not understanding that why BFL dosent give card to some people only like me...fraud company very dissapointed

Sir

Submit a complaint

My name is S.perumal We purchased oppo F9 pro phone from poovika mobiles store adambakkam Through bajaj fin on[protected], my emi amount Rs.2199 per month, but bajaj fin has sent a msg my emi amount is rs.2567, after checking fonesafe insurence emi rs.368 added, i am not interested fonesafe insurence,
so Cancel my fonesafe insurence immediately off Rs.2574,

And also submit a complaint to Bajaj Finserv Annanagar branch reference No : SR09253397

So i would like to request you to look in this matter urgently

My loan no : 403DPF10005719

My fonesafe loan no : 403DFS10005721

my CPP membership number is IM2276264

my contact no is : [protected]

Request you to please share your contact details

I never asked for bajaj finserv lending card in the past. Though i purchased one item from sales emporium, jadavpur, kolkata-700032 some time in 2013 and availed bajaj ferserv loan which was repaid through eight installments following the purchae. There is no outstanding dues whatsoever in this regard. It was to my utter surprise that courier service delivered one packet containing bajaj finserv gold emi card. Neither used this card eversince delivered to me nor i need to use it in fututre. To my utter surprise bajaj finserv started deducting rs. 177/- against this card being annual charge. Last year one lady representative talked to me over telephone and requested her to cancel this card since i dont need this. Inspite of my request i have received one message yesterday (January 23, 2019) informing that annual inactive fee of rs.117/- due on 20th april, 2019 and available loan limit etc. This is ridiculous how the said company impose such when i am not interested in any way. Kindly look into this unethical business practice and deducting money year after year. Kindly accept my complaint to deactivate the bajaj finserv emi card (Customer id[protected]. Kindly also ensure refund f money realised from my bank account so far..
Regards.

1. I have borrowed sony smart tv in nov'17 financed by bajaj finserv.
2. The emi of which is rs. 5556/-
3. After few days of puchase, i recd. Sms saying that your emi card has been issued, which i have not requested at all.
4.in dec'18 i received msg saying that rs 117/- emi card inactive fee will be charged shortly.
5. On 22 jan'19 an amount of rs 117/- is deducted from my savings account automatically, as the account was linked for emi deduction.
6. I would like to know that why this fee has been charged from me though i have not received any card.
7. It is requested to bajaj finserv to refund an amount of rs 117/- immediately.

My name is Batan Kumar Pandey i was consumer durable loan customer in bajaj finance. i have purchased a product in March 2017 for which EMI is closed and NOC has been issued to me in april 2018. but they deducted Rupees 295 as charged received mandate fail transaction . they charged 9 times for mandate failed transaction even my loan is closed and every thing is cleared. Total amount deducted= 295x9= 2360 rupees. I request to refund...

Cust ID:26557034
Mob-[protected]
EMI Card Number:[protected]

I had closed the loan from bajaj finserv very long back

now that am no more using the services i have requested to close the account writing a email dated Dec 8, 2017, 6:14 PM, but now i have been charged in the name of inactive" fees Rs 117

While buying i was forced to buy, they NEVER mentioned there was a fee. just gave me a bunch of papers and took my signature, unfair way.

why are you forcing people to use your service else charge them back in the name of inactive" Fee????????? How can anyone charge for a card being inactive?

Come what may I NEED MY MONEY BACK, AND I DONT NEED YOUR UNFAIR SERVICE

Awaiting reply ASAP

Hi All

This is totally a Fraud... I took a washing Machine with Bajaj EMI in 2013 and closed it on 2014. Post they sent an EMI Card stating it is provided to prestigious customer. Recently I pulled my Bank statement and found these buggers were charging me Rs 117.00 Every year for inactive. I NEVER APPLIED FOR THE CARD... THEY SENT IT ON THEIR OWN... DIDNT EVEN GOT MSG ALERT FROM BANK/BAJAJ... BLOODY WHOSE MONEY IS AND WHY THEY ARE CHARGING WITHOUT ANY INTIMATION. EVEN THOUGH I DIDNT ASKED THEM FOR CARD... THE CARD WAS SENT AND THEY STARTED CHARGING. WHEN I CALLED THE CUSTOMER CARE THEY SIMPLY SAY IT WILL BE PROCESSED BUT TILL NOW NO ONE HAS CLOSED IT. NOW IN THE MONTH OF MARCH THEY WILL AGAIN CHARGE WHICH I WILL NOT MAKE IT HAPPEN. BAJAJ TEAM IF YOU ARE READING THIS MESSAGE CALL ME IMMEDIATELY, MY NO IS 4000CD00648782. BOSS... ITS MY HARDENED MONEY AND HOW CAN YOU STOLE FROM MY ACCOUNT WITHOUT MY PERMISSION!!!