Bajaj Finserv Complaints & Reviews

I have availed a Personal Loan in Feb 2018 from Bajaj Finserv. The security cheques provided during the loan documentation have been used without my authorization to sell me an insurance policy to cover my personal loan.

I would also like to inform that the loan amount credited to my account had already incurred a deduction of the Insurance Policy to cover it.

BajajFinserv is not ready to contact me over phone to explain me the proceedings with the problem & keep on emailing me to give them 4-5 days to get back to me.

I have all the proofs, such as call recording from Bajaj Finserv accepting the deduction which was unauthorized, cheque photographs & emails from BajajFinserv who are continuously asking for more days to solve my issue.

Regards,

Neil Bhujbal

My name premavathi housewife taking loan for mobile purchasing 2no this aprel month due bounce this is the last due for me yesterday coimbatore racecourse office collection person cell no[protected] wrongly speek and rood behaviors to talk he is not respect to me shouting badly words i[censored] not response my complaint i have a voice record complaint women's police against ur company

Hi team,
This is regarding pre-approved loan offer calls, where i received from last one month min 10 calls a day and last week i spoke to one of the member from loan disbursement team sharadkumar sasidharan. I negotiated for the processing fee and rate of interest and finally, i provided my consent to proceed with loan formalities. And i received 2-3 emails from bajaj for link activation along with my identity details. All emails were marked to anshu shrivastava from bajaj finserv and i thought, it is genuine approach. Now, after two days i am asking for the status, his email is no longer valid.
I never seen such a cheating, irresponsible and poor customer service company. Let me know your response on this.

I was paying the loan amount correctly for the ast year n when due to penalty pf sbi maintenance balance the amount was little bit less i jave cleared all the amount of loan by visiting the bajaj finserv office. And now i want to reopen my blocked emi card. Always when i go to the bajaj office they says that i dont have that much of cibil score and now ut had been 2 years still it hasnt been activated.

5 years back, unfortunately i have taken loan from bajaj finserv against furniture items, i paid all the emps as well-

To my surprise bajaj fin serve used to approve other persons (With same name as mine) loans, deducted emis from my bank account. Then i used to complaint these fraud incidents to bajaj, generally these bajaj guys wont respond to such things - then i used to complain to my banker saying how come bank accept emi deductions with out my permission - after so many fights i did got my money back-

Some times as many as 4 emis deducted from my account though loans not related to me -

I requested bajaj guys to delete all my records since bajaj misusing my data also decided to avoid bajaj in future also. But they never deleted my records from their data base. Hence i requested my banker to block bajaj from my account in order to avoid misuse of my account by bajaj frauds.

Even now these bajaj guys calling me every alternative day, saying that i have taken loan from them, but blocked bajaj from my bank account - :)

I keep on explaining them that i have not taken any loan from bajaj & i wont take it in future also, but these immature bajaj guys wont understand -

These are the bajaj number who generally calls me -

91 - [protected]
91- [protected]
91 - [protected]

In response, i do block all their numbers from my phone - i am writing here to advice all guys to avoid bajaj guys at any cost -

Thanks,

I am Farook Ahmed Shaikh From Address:-City-Ankleshwar, Dist.Bharuch, State-Gujarat.Pin code -393001, My customer ID is[protected].

I am using Bajaj Finserv EMI Card and tomorrow on dated[protected] on my register mobile number- call from[protected] and said that he is from Bajaj Fin and your all loan is clear and i want to send you NOC for your account and then he ask for OTP and i gave him then after some time on my mobile i got the massage that successfully purchase transactions of rs. 22, 990/- and same amount for two time will be on my Bajaj fin card.

I request you to that this last both of transactions are not done by me and please cancel the loan process.

I am also processing for the complain in Police Station .

Please do the needful and obliged as soon as possible.
Thanking you,

Sir,
I am vemavarapu Gangabhavani from rajahmundry, andhrapradesh.
I have an emi card with number:[protected] and it was blocked due to check bounce sir plzz unblock my card... I'm paying my loan amount correctly
From the day it was issued I never used it as already 4 loans where running and now they are finished and recently bought a tv and now it was blocked. I need to buy a mobile urgently through this emi card...
Plz reactivate it fast...
I was not even aware about it that my card has been blocked. I have been always paying my emi in time. And recently 3 months back it was blocked by the mistake of my bank...
I am with my bajaj card from 5years and have cleared all the emi and I would request you to check my history and records too with bajaj which will clearly show my record. humble request you to reactivate my emi card...
Desperately looking for positive response from your end..
Thanks and regards,
V. Gangabhavani
[protected]
Card no. [protected]
I'd.18728878

Hi,

I purchased flight tickets using bajaj finserv in makemytrip. I cancelled the trip and makemytrip refunded the amount to bajaj finserv account. Till now no intimation from bajaj finserv where the amount is. Customer care service is the worst n unable to get any response. Request to kindly transfer the money to my savings as all the emi is paid in full

Sir,
I would like to request you please deactivate my emi card no. [protected] and expedia id issf78724430. I donot want this card which is unused for me. I already request to mr. Rakesh hav by telephone after trying half an hour but in between my call was disconnected. And they are not contacting me.
My email id is [protected]@gmail.com and my mobile number [protected]
So please deactivate my emi card as soon as possible
Thanking you

Have opted for bajaj finserv rbl bank credit card but without informing have been charged for rs 3500 & no issue is been solved since last week.
Have transacted for rs 564 & bill generated is rs 4106.86 which is not fair because it was not informed about any charges to be charged.

"it was clearly been asked to person called from bajaj finserv about any charges on credit card to be taken but it was said to be free of charge"

Please see to matter & resolve it as early as possible.
Contact number - [protected]
Email id - [protected]@gmail.com

I will apply bajaj emi card from dealer of mobile galeery, a'bad

Emi card payment of rs.-412.00 on date 16/11/2017,

Customer id no.- sf73257831,

Registered mobile no.- [protected],
But after long time i will not rcvd emi card

So plz confirm this and issue / delivery emi card soon

Hi,

This is with respect to bajaj flexi loan taken on 2nd february 2018
With loan number 404dfs64136178.

I got a customer care call in the last week of january 2018 for the
Flexi loan saying i am eligible for a flexi loan of 1, 63, 000rs, though
I was not interested they called many times and convinced me (Afterall
We are human beings!).

Next day bajaj agent guy named chetan (Ph. No:[protected]/[protected])
Came to my home collected all my documents (Aadhar, cheques, photo,
Took signatures.. Etc) and said nothing will be charged for me and
There will be no processing charges and i need not pay anything from
My hand and the loan amount will be present in bajaj virtual account
And based on my requirement i can make use of the money by
Transferring to my bank account.

He said interest will be put on the money i have used and not on the
Loan amount at rate of 15%. On 2nd febraury 2018 amount of 1, 59, 915rs
Was directly transfered to my bank account which i was not aware of
Since chetan had told me the money will be in bajaj virtual account,
But the sanctioned loan was 1, 63, 000rs.

Due to this less santioned amount i tried to call the agent chetan but
He never picked the call, so i called his manager
Ajit (Ph. No.:[protected]) and explained him that chetan never told
Anything about processing charges and other charges which is nearly
3000rs. (Which is really shocking to me since chetan never told this!).

I retransfered the money on 3rd, 4th, 5th february 2018 100rs, 32rs
And 1, 59, 783rs respectively which sums up to the loan amount they
Had transfered (1, 59, 915rs) to bajaj virtual account.

Now if i try to close the loan due to personal reasons, they are
Telling i need to pay processing fees, stamp charges, foreclosure
Charges,... Etc hearing which i am shocked, depressed and sad.

I had good experience with bajaj finance with my consumer durables in
The past, but now seeing this behaviour i feel like never going to any
Kind of loans with bajaj.

I am very bad victim of this fraud bajaj which keeps on calling now and
Then for flexi loans/personal loans.. Etc

Please help me to close this flexi loan and provide justice, so i need
Not pay any amount and become free from this flexi loan which is in
Bajaj account and i have not used a single rupee till now.

Any other information call me on my phone.

Regards

Karthik

Ph. No.[protected]

I do not take any loan from bajaj finance but still i get calls for loan approval and sms of otp's.

Someone named as suryanarayan kadappakrishan iyer has provided my mobile no.

I get sms with customer name as satadru but i don't have an outstanding loan with bajaj finserv.

Please remove my mobile no. Asap.

Hope bajaj finserv takes this up and resolves the issue soon.

Mr. Ram kumar ne app ki company se prodakt liya our ve apni emi par manth pe kar raha tha. Our. Uski[protected] ko death ho gai. Our[protected] ki emi nahi pe kiya. Our ricawri wale gar par ja kar bar bar damki de rahe to. To app btheye ki ham kayakr. Agar app ka jabab nahi aya to me rbi me complen kartuga ram kurma ke 1 ladaka 10 sal ka 2 ladki 14sal ki 11 sal ki ha.
Thank

Iam s. Mahesh kumar, i buyed an new mobile using bajaj finserv card from online then, it costs 10, 999 loan number 421ecf64862970 i have paid my due in advance payment i have paid around 3668 for two emi then they did not upadted this transcation in the recoed and they are asking again to pay the amount it showing remaining 5 dues like that but totally i paid two emi is in advace and one deducted from my account during last month, but they upadted only one transcation when i put around 100 mails they are not taking any action i have all the payment document including payment summary all details im having or else im in asking help to sort out this issue another thing is they are having my payment history in online also then also cheeting me i was very suffisicated in this issue kidly help me

Thank u

There was a personal loan having application no[protected], which was never disbursed to any of my valid A/C.
They used to call me for the EMI there I used to explain them stating that money is never credited to my a/c so why will I pay you EMI.
Then they close this matter.
But still it's showing in the CIBIL.
I am requesting them again and again but they are not listing

Hi team,

My name is Bharat Mehra.
Phone Number - [protected]
Flexi Loan Account Number (LAN)
401SPF25254370

I took a loan from Bajaj finserv around 2 years back and i have foreclosed the loan. But, still after closing the loan, an extra EMI for 11, 892 got dedcuted from my account. I have spoken to them for around 3 times and everytime, i call them they say that they will return it but i still have not received the money and it has been more then 10 days.

Please help regarding the same.

Thanks
Bharat

I was asked to take up a policy of bharti axa life insurance since i was in need of personal loan. I was told that ill get loan against the policy from bajaj finance.the bajaj finance guy's name is apparently rajat sharma. His contact number is +[protected]. He told me there is an offer in which if i take policy of 50000rs per annum then i can get loan of 10lakh at 4% interest rate. he told me that dont say that u need any loan against this policy when u will get call from bharti axa for verification.i tried cross checking his authentication but couldnt do much.he took lot of interest until there was the policy process going on but post that i didnt even get the policy nor did i get loan.

In sudden rs.117 debited from my account which is making me highly, irritation and i will not be going to use this card anymore.

I am highly demotivated because of this action from bajaj finance and will never go to such finance option no more.

Take action to revert back to my amount and cancel my card immediately.

If no action, then this will be treated as illegal and will be informed to others to avoid to go for bajaj finance.

Arpit
Mayank. [protected]@gmail.com

Sir,
I would like to request you please deactivate my emi card no. [protected] and expedia id is 4698107. I don't want this card which is unused for me.
I don't have any pending transaction till date. This card deducted rupees 117 from my bank account without my permission. Please deactivate this card as soon as possible.

Here is the details:-
Customer name: uday sanker roy
Emi card no: [protected]
Experia id: 4698107
My email id: [protected]@gmail.com

Mob no. [protected]

So please deactivate and do the needful for the same.

Thanking you,
Uday