Bajaj Finserv Complaints & Reviews

I had applied for bajaj finance digital emi card on 24.06.2017. I had filed the online application form anandamela burdwan for which i had to pay rs. 349. I had made a payment of rs.349 via anandamela burdwan showroom on 26.06.2017 to purchase emi card from bajaj finance. My sfid is : sf67202632

I want to know that why the status of my virtualemi card is inactive by bajaj finserv and useless ddf card is active by bajaj finserv.

Several time i visit bajaj finserv office at burdwan and several time i emailed to bajaj finserv customer care email id regarding activate my virtual emi card and deactivate my 2 ddf card but bajaj finserv not doing this process.

Kindly do the needful.

Regards
Saurav chandra seal.
Contact no. [protected]

Today i've used my emi card for a loan of rs.50000.00 which is to be repaid in 012 emis of rs. 4167.00 with byju's learning app whose transaction reference number is[protected]. I don't want to proceed it so please cancel this loan because i am now in a dearth of acute financial crisis.
Please do the needful in this regard and oblige. Your co-operation is highly solicited

While purchasing with bajaj emi card through online site like flipkart & amazon. Otp not generating during transaction. Instead of otp fresh nachupdate required. Msg coming to registered mobile no. So called to bajaj finserv customer care & as per them the following documents submitted to nearest bajaj finserv, pondicherry.
1. Cancelled cheque. -01no.
2. Address proof.-01no.
3. I-d proof.-01no.
4. Ecs mandate form -04nos.
In the month of jan -2018.
2 r 3 times visted bajaj finserv, ludhiana. For get the status of the nach update.
But whenever im visitng there they are saying under process & msg will come once they udpate.
Now almost 4 months gone. Still pending.

My details:
Customer id -
Contact no:[protected]
Manju anand

Kindly suggest further to proceed. Or else online uploading futures will be so useful instead of stand in que branch office. That peoples simply saying.. Willupdate soon.

Hi friends,

https://www.bajajfinserv.in

I have been facing bad experience with bajaj finserv. I have opted home loan transfer to bajajfinserv and from the first emi started, then struggle started. When you get into bajajfinserve, these sales persons and customer care people treat you like king and gives false promises. Sales persons promises some offers which does not exist in bajaj and even wecare people do not aware of it. So guys, please take mail conversation in written format and keep it with you life long, because you never know when these people change their words. Because these sales person do not respond to you anytime.

2.). I have taken these loans two months and my ecs and notch are not activated even i have submitted the documents twice. I believe these people are doing it for extra charges. First month, i thought i have submitted ecs, it would deduct on my emi due date, but it was deducted and you are charged for it even it is not customer mistake and clearly its bajajfinserv mistake.

3). Guys, if you can spend most of the time to roam around customer care people and mails, then go for it otherwise look for indiabulls. This is experience.

Note: not only above things, i have faced so many issues with this bajaj. Seems like its like government company.

I applied for a loan to buy a tv and i got it approved. Later i got a message saying that emi card has been sent to me. Its been 6 months since i got the loan approved. And i have not received the emi card and no any message regarding that.
Insurance applied with
Loan application no. U15bew48657193
Policy name: cpp asset care,
Policy owner name: antony pj

Bajaj finserv has provided loan using my pan card number.

My cibil score has reduced from 800 to 600.

The fraud loan person has continuously bounced the cheque for past 1 year.

Below are the loan details

Fraud loan account number
1] 4040cd36410215
2] 4040cd36410211

Other finance companies are not providing me home loan because of this. This is un-necessary harassment caused to me as my builder has raised a demand and my finance company is not able to disperse the loan due to cibil issues. I am behind bajaj finserv to resolve this issue from past 3 days leaving my office behind.

After talking to bajaj it has come to my notice that teh person who has taken loan is absconding and the person from bajaj (Or bajaj agent) who has provided the loan is also absconding.

I am planning now to take this to facebook and file fir and other media through my channels.

I have attached the document for open of the fraud accounts

What i require from bajaj finserv
1. Quick resolution on these 2 fraud accounts
2. Updation of my cibil details to remove these wo loan accounts
3. Updating of my cibil score to previous score which was there before these two loans were taken.

4. Apart from this i would require a compensation of the harressement i am facing due to inability of baja finance to monitor the fraud and causing unnecessary problems to general public.

How can anyone provide loan like this??? I woudl require a answer from baja on this.

I want to surrender my emi card. The agents had marketed the emi card to customer with wrong information that, the said card is free of all charges (I. E. Renewal and annual etc.). But the company is charging annual fee of rs 99.00.
Misleading the customer by giving wrong information is not healthy corporate culture. It leads to loss of goodwill, customer dissatisfaction and loss of business of the company.
Please provide proper training to your marketing agents to give correct information to the customers at the time of selling the emi cards. It will help the company to survive in long run.

Rajesh srivastava
Customer id 12697718

I have cancelled insurance in before two month but it still amount should be add in my account .I have not open insurance about my phone . insurance open in my account was not permission to my account any signature to me.so you have clear this problem for my account.please sir take complain for me have not pay for insurance amount to company. And refund my insurance amount.

I have taken a loan of 31000 in 12/4 scheme and have paid 11100/ as down payment including the processing fee of 767/ and my emi amount should be 2584/- which was told and now 2969 has been deducted and there is no answer from bajaj finserv executives and irresponsible behaviour fro them.

I need money back and resolution asap as this is a cheating form bajaj finserv towards customers as they are deducting more money than actual money.

Loan account number: 508sce64068546

And i can see one more loan account number which i have not taken at all linked to above loan account :
508lsm64068686

Hi team,

My name is arun kumaran. I had applied for a personal loan of 2 lacs. I was informed over the phone that 1, 50000 will be approved at 2% rate of interest. After the amount was approved & showed up in my account, i see that the rof is showing as 20.27%. Also they deducted 14000 stating they are providing insurance but did not get any details.

I have purchased the car insurance # og[protected]-00109799 from coverfox using my bajaj emi card.
I have cancelled this policy as i have taken other policy directly bajaj allianz bearing number og[protected]-00109973.
Even though the policy which i took from coverfox is cancelled, the loan (400rem[protected] on the emi card is not yet processed.
The loan still active and the emi is getting deducted from my account.
I have asked the bajaj allianz to provide the policy cancellation letter and cancel the loan, but they are not providing me the letter.

Please help me get my money back.

Emi card no. [protected]
Infact i have taken so many loans form bajaj and have paid them all. I have had a very good history with bajaj and have paid all my loans to date.
Reason for my card block is insufficient funds in between in one or two months.
This is disappointing to me.
I am with bajaj from last 5-6 years and have cleared all the 5, 6 loans.
Humble request to you to kindly re-activate my card again and in case if there is any due or mistake from my end, please let me know i am ready to clear.

I got a smstelling me that my emi card is blocked due to low cbil score and asked me to send latest report showing score more then 750.

I did the same, i sent a screenshot of my cbil score which was more then 750 to
[protected]@bajajfinserv.in asking to unblock the card..
Srn17666025

Kindly do the needfull and unblock the card and in future do not do the same before informing..

I want my emi card to be unblocked..

Please deactivate my bfl emi card as soon as possible because i don’t require that and it is lying idle for the past one year. This card is of no use for me and hence please deactivate it. Also that recently i have received a sms stating that i have to pay rs117/- as annual fee which is also unfair as there is no information for the fee. Also that this emi card is sent without my request. My details are as follows

Name – dharwada phaneendra kumar
Mobile no - [protected]
Experia user id[protected]
Email id : [protected]@gmail.com

Hi team,

My emi card is blocked and i am not getting any option to reinstate it.

I have tried with the website and also the contact number, but still no help.

I have also tried to send an email, which i didnt get any response.

I there any other number, where i can call and get this fixed.

Could you please help me out with the same -

Card number[protected]
Name - binu alexander

My mistake is that I purchased bajaj bike and since then I am getting 4 times call from Bajaj Finserv for loan which I dont need!

Please stop these calls!!

Did added few numbers which they used regularly, but every next day the numbers change, its not possible to add in block list for all new numbers.
This is madness, this should be stopped!
Already made request with [protected]@bajajfinance, but no help!

I keep getting messages saying that my emi card annual inactive fees of rs 117 is due in march.

Initially i was told that there will be no such charges on the card. Now all of a sudden you start charging me for not using the card? In that case, i don't want your card. Either stop charging, or deactivate my card forever.

Customer id:18761102
Mobile: [protected]
Email: [protected]@gmail.com

Please do the needful urgently and let me know, failing which i will expose this as fraud on social media and also escalate it to highest levels.

Sir how my card is blocked i dont know even i am submiting all the emi at the time in the bank then how it can be blocked. At last i request you to unblock my card please as fast as you can. Today i am in alot of need of this bjaj emi card so please unblock it. Thank you
My name is pawan kumar.
My card ends with the number 5117.
My mobile no is [protected]

Hi sir please cancel my health insurance policy my no.400lip64438967
My mobile no. [protected] my name is sangepu narasimulu i got suddenly some problem and loss my job so pl. Kindly cancel my health insurance policy, because i am not capable for payment this policy primium. So pl. As soon as possible cancel my health police, please cancellation immediately. Thank you

Hi,
These guys simple making us run from pillar to post.
As per their communication, the amount has been paid, they given the coupons and cards too. But the main benefit of getting a relationship manager to explain about the products and our queries are not fulfilled after 3 months also.

I have sent several emails, to all the available email id's (Tobajaj finserv, [protected]@bajajfinserv.in, yasmin shaikh, [protected]@bajajfinserv.in, [protected]@bajajfinserv.in, [protected]@bajajfinserv.in) no response from anyone till now.