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Bajaj Finserv Complaints & Reviews

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Updated: May 1, 2026
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A
anil chili
from Hyderabad, Telangana
Aug 10, 2016
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Address: 530011

Hi sir i have taken personal loan from bajaj at that time i was been deducted 3800 rs change for insurance but till now i didnt receive any innsurance policy from them can you please look into this matter i was taken loan in march till now i didnt receive any kind of policy from them. I contionously doing follow up with this people but there is of no use can anyone help me on this.
Bajaj Finserv customer support has been notified about the posted complaint.
Dear Sir,
I am getting frequent calls from Bajaj Finserv for loans, which we don not want. It is highly irretating and disturbing.
Kindly stop promotion calls to my mobile number [protected]. I am not interested in any loan
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    satishkumar bangalore
    from Hubli, Karnataka
    Aug 10, 2016
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    Address: 560092
    Website: www.bajajfinserv.in/finance/email-us.aspx

    Dear team

    My self satish kumar s
    My pl no:4040pl10304574 & registered mob:[protected].

    I have taken loan rs.99, 000.00 in bf. On 04th of august'16 i have paid rs.16, 161.00 and foreclosed the loan due interest rate was high. Every month 5th is my emi date i have not maintained sufficient balance on that date. On 05th i got an sms emi returned bounce charges rs.250.00 debited your account. Again
    Yesterday in my account some amount has transferred from my company side. Balance was debited rs.4400.00 against bajaj emi.

    I have closed the loan then why again again you peoples are debiting my amount. I called main office of bajaj finserv mr. Trimurthy and one of the manager but those peoples are not responding properly.

    So request you to kindly take an action and returned an amount of rs.4400.00+250.00. At the earliest.

    Thanks & regards
    Satish kumar s
    Aug 10, 2016
    Complaint marked as Resolved 
    for an foreclosing i got an call for Mr.Trimurthy his Mob:9036773553.he told to close an loan i have closed . but now i called to that person but that guy has not responding properly. So kindly take an immediate action and returned amount Rs.4400.00+250.00
    Bajaj Finserv customer support has been notified about the posted complaint.
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      Contactsurajhegde
      from Mumbai, Maharashtra
      Aug 10, 2016
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      Address: 400078

      I have purchased a mobile by a shop and he offered me a bajaj emi card and took 350)- from me for the same. He said that i will get a card in one week but it's been 2 months now and i did not received the card yet. And now he is saying that he is not responsible for not getting card that is not his concern. Is this the service you are providing to customers?? I dont have anything rather than this message."dear customer, thank you for applying for bajaj emi card. Get discount coupons from coupondunia exclusive for bajaj finance customers to avail log into use password..." please refund me my money im not interested in this service and suggest me if you cannot refund me money.
      Bajaj Finserv customer support has been notified about the posted complaint.
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        muthujagan
        from coimbatore, Tamil Nadu
        Aug 8, 2016
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        Address: Coimbatore, Tamil Nadu, 641041
        Website: www.bajaj finserv.com

        Dear sir;

        We have taken consumer loan from bajaj finserv, due to my salary every month emi is paying with fine only because due date is 2nd of every month i will possible to pay by 11 to 15 th of every month after my salary received, but in collection team calling to my home talking in very rude manner with my mother every month but till every month i am paying with lot of heavy fine charges, no month is left keep on calling every day and talking very harshly, take immediate action against this and i had already registered with their complaint page also but till its happening, it will help all people suffering from these kind of fellows take immediate action, following are the loan numbers taken from bajaj.


        Loan account no:/application reference no. : 4210cd18463021, 4210cd17355578

        Person who always calling is mr. Santhosh, ph:[protected],[protected],


        If you pay otherwise we know your house come and take your products like wise threatening us
        Bajaj Finserv customer support has been notified about the posted complaint.
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          kdas04
          from Kolkata, West Bengal
          Aug 8, 2016
          Resolved
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          Address: 700112

          On 28/07/2016 i purchased a refrigerator. I opt bajaj finserv loan. Bajaj finserv representative named mr somnath bose charged ₹1200 as processing fee. Provide no document. I mail to bajaj finserv for clarification of the matter and detail of my loan. Surprisingly processing fee is mentioned nil. I talked to mr bose mentioning such clarification and demand my ₹1200 back. He clearly said bajaj finance charge processing fee but provide no document. I again mail to bajaj finserv. I got a call. The respondent tried to make me convinced that what mr bose did it is his personal activity. I request to take punishment step against mr bose but not accepted my word.
          In this situation i want punishment of mr bose for malpractice and ₹1200 back if no documentation guranteed
          Aug 28, 2016
          Complaint marked as Resolved 
          Following the guidelines provided by central consumer forum authority I wrote letters to Bajaj n lodge complaint to grievances redressal of Bajaj. They corresponds to me n issued cheque as refund. Thanks to central consumer forum
          Bajaj Finserv customer support has been notified about the posted complaint.
          Aug 09, 2016
          Updated by kdas04
          My bajaj finance loan Customer id 34621016 .
          Total amount ₹20500
          I paid as Advance ₹8035
          Rest amount ₹12465 but they are charging ₹13672 (8 EMI @ ₹1709) while the loan has 0% interest and no processing fee.
          Aug 11, 2016
          Updated by kdas04
          there is another fact. I purchased refrigerator from great eastern sodepur (north 24 parganah, west Bengal). Invoice no.23/SA/1617/05988.I was proposed to have 0% interest scheme. I paid ₹8035 as advance. But while I got e-document from Bajaj I found advance amount is ₹ 6800 instead of aforesaid amount. ₹1231 is paid by dealer (read GREAT EASTERN ) . That's why my rest due amount become higher. The fact make me aware that 0% interest offer is fake . It seems to ma that proposal of 0% interest and no processing fee is a mutual conspiracy of GREAT ESTERN and Bajaj finserv to cheat consumers.
          Aug 11, 2016
          Updated by kdas04
          Email address of greatestern sodepur: [protected]@gmail.com
          Aug 28, 2016
          Updated by kdas04
          I solve the matter according to the guidance of consumer forum..
          Verified Support
          Aug 31, 2016
          Bajaj Finserv Customer Care's response
          Hi there, we regret the inconvenience caused to you. We wish to inform you that we have already noted your details and shall forward it to our customer care team. Someone from the team will get back to you shortly.
          Another case from my side. I purchased a basic HP Laptop worth 21500. As I have Bajaj Finserve card, I applied for the loan. Down payment took by them is 7170 + 1000 (processing fee) and remaining amount 14330 is divided into 6 months installment, i.e. INR 2388 per month. So the total amount with 0% interest should be - Down payment - INR 7170 and 6 months installment - 2388 * 6 = 14330. Total is ~ 21500 which is my Laptop's price. Now the question is of INR 1000 processing fee.

          On asking for the receipt for INR 1000, they denied to share it stating no one asks for it. I somehow explained that executive the need of such receipts for me and he gave me an LTS form (I don't know whats that). As I was quite sure that there is something wrong and these people are not going to provide the receipt I asked the executive to call his manager (Ketan Singh)

          Ketan and my conversation -

          I explained the overall scenario and he started deviating the topic on "how is your Laptop", "Do you have any other requirement". I said lets come to the point, I need a receipt of INR 1000 to which he said we do not provide the receipt of INR 1000, we can provide you an LTS form (LTS form mentions processing fee - 0.00 and some interest - 900 and service tax 99 - Total ~ 1000). Ketan clearly said that they do not provide any receipt against processing fees incurred, we are here to do business and not charity, you don't teach me how business is done and please cancel your product, having bought a Laptop of 21500 and teaching me business.

          My response was crisp - You have no right to inform or advice me about product cancellation, I wont cancel, I need the receipt. If not, my uncle who is a lawyer would get in touch with you.

          Ketan scarily replied, I might be busy and cannot receive anyone's call. I asked where are you based, we will reach there to clarify this to which he said drop a line to our customer care and then he disconnected. I had nothing to say apart from the word "Fraud".

          My point is
          1. Bajaj Finserve is making false marketing by passing 0% interest message
          2. If they want to incur processing fee, they should give its receipt
          3. Executives of Bajaj Finserve should be given a training on objection handling and most important, how to speak with the customers and how to attend them

          Dear Bajaj Finserve (Ketan Singh), I understand that you are here to do business and giving 1000 Rs. for me is not a big deal, but please provide its receipt and if not refund the sum of 1000 and do not incur any processing fee form your customer, instead charge them interest.

          Please provide a solution, else I have to dig this case with the help of my lawyer.

          Sameer Kulkarni
          [protected]
          [protected]@gmail.com

          Retail Outlet from where the Laptop was purchased -
          VIJAY SALES SADHU VASWANI CHOWK
          PMT Building, Sadhu Vaswani Chowk, Near Baveria Motors, Near Pune Station, Agarkar Nagar, Pune, Maharashtra 411001
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            A
            Arnav Trivedi
            from Chandigarh, Chandigarh
            Aug 8, 2016
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            Address: 226022
            Website: Www.bajajfinservlending

            My bajaj finserv emi card number is [protected]. This is blocked on 21 june and further i requested to unblock it then bajaj send me a mail in which wrote that they will unblock my card in 45 days from the suspension date of 21 june but after completing 45 days card should unblock on 6 august but it is 8 august now and they did not unblock my card, this is not a good service of bajaj finserv. I need to purchase another product immediately but my card is not unblocked, kindly humble requesting to unblock my card immediately
            Bajaj Finserv customer support has been notified about the posted complaint.
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              JoydeepBanerjee
              from Mumbai, Maharashtra
              Aug 8, 2016
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              Address: North 24 Parganas, West Bengal, 700091

              My emis is scheduled for ecs on every 2nd of a month. Last month also, on july 2nd, the emi got deducted. However, surprisingly, there has been another deduction of rs. 6727 on july 5th. Transaction remarks cms / bajaj_auto_cd. There was no notification of this deduction. I had reached out to customer service team, grievance redressal team as well as customer experience head but did not get any response from any of them. It is more than a month now and i don't know what else i need to do get my money back.
              Bajaj Finserv customer support has been notified about the posted complaint.
              Aug 08, 2016
              Updated by JoydeepBanerjee
              My emi is scheduled for ecs on every 2nd of a month. Last month also, on july 2nd, the emi got deducted. However, surprisingly, there was another deduction of rs. 6727 on july 5th. Transaction remarks cms /[protected] / bajaj_auto_cd _ 410saf15194614. There was no notification of this deduction. I had reached out to customer service team, grievance redressal team as well as customer experience head but did not get any response from any of them. Its more than a month now and i don't know what else i need to do get my money back
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                S
                senthilkumar1974
                from Mumbai, Maharashtra
                Aug 8, 2016
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                Website: www.bajajfinservelending.com

                Please furnish my loan account details because of i receive a message from our company not paying my loan by pending rs3500. I settled my loan amount by cash and bank ecs. My loan ac. No.5l20cd13880671. Thankful.
                Bajaj Finserv customer support has been notified about the posted complaint.
                Please send the message about loan details of customers with regular interval of one month with detailed manner.
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                  rathinavelukandhan
                  from Koothanallur, Tamil Nadu
                  Aug 7, 2016
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                  Address: 605008
                  Website: Bajaj Finserv

                  I am rathinavelu kandhan. My PAN card id is 'ARIPR5144H'. I got three loans from bajaj fin serv to buy electronic products, and closed all of them on 22nd June 2016 itself. The loan ids are 4580CD16402081, 4580CD13764748, 4210CD01365721.

                  loan '4210CD01365721' was fully paid by me on 18/09/2014 itself. But it not closed and got closed on 22/06/2016. But till date this loan details not updated in CIBIL.

                  loan '4580CD13764748' was closed on 22/06/2016. But till date this loan details not updated in CIBIL.

                  loan '4580CD16402081' was closed on 20/06/2016. But till date this loan details not updated in CIBIL.

                  I raised dispute in 'bajaj finserv'-experia portal. After one week, the details were not updated in CIBIL.

                  Then I mailed to [protected]@bajajfinserv.in . They said that the details would be updated within 10 working days(two weeks). After two weeks, still the details are not updated.

                  Now again I mailed to [protected]@bajajfinserv.in . Again the response is, the details would be updated within 10 working days(two weeks).

                  Even though I fully paid all the loans, due to bajajfinserv's delay in updating the loan details in CIBIL, I am having poor CIBIL score. Due to this I am not getting any loan from any bank.

                  I hope bajaj finserv would take appropriate actions.
                  Bajaj Finserv customer support has been notified about the posted complaint.
                  Aug 22, 2016
                  Updated by rathinavelukandhan
                  60 Days got crossed after I fully paid the loans, still those are not updated in CIBIL.
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                    Gharat
                    from Mumbai, Maharashtra
                    Aug 7, 2016
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                    Address: Raigad, Maharashtra, 410206

                    I received my Bajaj finserv card..as dated 06/08/2016
                    I give Bajaj finserv emi card and experia ID
                    but not give this id password (PIN)
                    so what use this card .
                    Bajaj finance co no attend call
                    and card also late received.
                    please solv my problem to find my ditels by my mobile number so given
                    down
                    my mobile no [protected]
                    please give me pin number
                    I need to help
                    Bajaj Finserv customer support has been notified about the posted complaint.
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                      Shyamsundar26
                      from Karaikal, Puducherry
                      Aug 7, 2016
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                      Address: Chennai, Tamil Nadu
                      Website: www.bajajfinserv.in/finance/grievances.aspx

                      I have took a loan amount for purchasing sofa, as there was an offer from bajaj and Home centre life style chennai for 0% interest. While the agent confirmed i will be charged exactly the amount of sofa / 8 months of EMI.

                      After i got my login id, I have two loan products one is LIfe centre product, other which i have not applied. I have emailed them on june and i got a reply from Bajaj as they have some meeting around july tenth and they will respond after that. Crossed july and I emailed them during August month, I got the same reply that loan is under presentation and they will not be able to comeback till July 10th.

                      Who ever replied on behalf on Bajaj, i need explanation how i can be charged loan for extra product which i have not availed. Monthly I have been charged 555 rs extra.

                      This is total cheating and please return my hard earned money.
                      Aug 15, 2016
                      Complaint marked as Resolved 
                      Company has contacted me once I have register complaint here. My extra loan product insurance which I have not availed is removed from my account and they refunded amount in my bank account which was charged for past months. Thanks Team.
                      Bajaj Finserv customer support has been notified about the posted complaint.
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                        Ranvir Singh Grewal
                        from Mohali, Punjab
                        Aug 6, 2016
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                        Address: Pune, Maharashtra, 411 014
                        Website: www.bajajfinserv.in

                        Dear Sirs,

                        We are availing a loan against Lan 424CPS24795626 which was disbursed to us in the first week of this month. However, we are extremely dissatisfied with the way the product was not explained to us and many facts were either wrongly stated or hidden. They are as follows-

                        1. Processing fee verbally promised by Ms. Vatsal was 1.5 % plus S.T., but we have been charged 2% + S.T.
                        2. Two Insurance premiums have been debited to our loan account which were not told to us at all, They were completely hidden and therefore us agreeing to the same is not in question.
                        3. We were told this is a pure Flexi facility and we would use it like a pure Overdraft limit, but in actual the product that has been sanctioned is not so, there is a drop down and EMI part to it as well.
                        4. Zero fo closure promised verbally but in welcome kit the charges are stated.

                        From the above you can see that we were completely misguided by Ms. Vatsal either out of incompetence or intentionally. This is not good business practice and spoils the name of your company.

                        Keeping in view of the above we do not want to use this facility and have deposited the exact amount back into the virtual account that was originally credited into our bank account from your company, therefore please close this Loan account and cancel the related insurance policies immediately.

                        Inspite of many remainders along with documents& audio call recordings attached we have received no revert from the company.

                        Thanking you,

                        Ranvir Grewal
                        Bajaj Finserv customer support has been notified about the posted complaint.
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                          Raja Rajendran
                          Aug 5, 2016
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                          Address: Chennai, Tamil Nadu, 600088
                          Website: www.bajajfinserv.in

                          This loan was added to my account without my consent . i spoke to their customer care by last month and they confirmed through email that this loan has been cancelled .But again this month i have been charged against the loan which is confirmed by them as cancelled one
                          Bajaj Finserv customer support has been notified about the posted complaint.
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                            Rajvee1
                            from Unnao, Uttar Pradesh
                            Aug 5, 2016
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                            Address: Amritsar, Punjab, 143001
                            Website: consumer complaints

                            My bajaj card have been blocked i am the customer of bajaj finserv i have need to buy a loan please open my card your company servies have goods provided me i am buy a new thing from my bajaj credit card you are not open my then i am upsaid for your company .company means to helps to provided fast servies for customer please kindly request you to premit my request and open my bajaj card i will thankfull to for this act of kindness please faster then open my bajaj card Thankyou
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                              anky413
                              from Bengaluru, Karnataka
                              Aug 5, 2016
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                              Address: Nashik, Maharashtra, 422003
                              Website: www.bajajfinserv.in

                              I took a nikon P900 camera from bakul photos nashik through bajaj finserv and that time i was not informed about the extended warranty . and without informing me bajaj finserv activated the extended warranty for that product and they changed the ECS amount without informing me the actual ecs amount was 2250 but the started the ECS with 2528 and from 3 months i am telling them to revert the extra amount and cancell the extended warranty but they still there's no action taken they are just fooling the customer,
                              Bajaj Finserv customer support has been notified about the posted complaint.
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                                Satpal Chaudhary
                                from Gharaunda, Haryana
                                Aug 4, 2016
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                                Address: Karnal, Haryana, 132001

                                Hey
                                I am Satpal Chaudhary from Haryana .
                                When i purchased washing machine the another loan payment started with name of BALIC PREMIUM CD LOAN, and amount of Rs 863/- is deducted every month from my account.Why this extra cost is being associated with my EMI amount also i have not got any document regarding this as well? Please clarify me why this extra amount is deducted every month? I want the already deducted amount to be adjusted with all the upcoming EMIs. Please help!
                                My customer id for bajaj finance is 18500793 and LAN id for BALIC PREMIUM CD LOAN 509BAL19383174
                                Bajaj Finserv customer support has been notified about the posted complaint.
                                DAily IM RECEVING CALL FROM [protected] & [protected] LIKE THIS STARTING 1400 COMPUTER VOICE CALLS 5 to 6 times to take loan. I am not interested to take loan So please stop the same if not than i shall move to consumer court. My mobile no .[protected]
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                                  sti.stephen
                                  from Bhubaneshwar, Odisha
                                  Aug 4, 2016
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                                  Address: Khordha, Odisha, 751010

                                  My LAN ID is 4230CD00050158. I have purchased one TV of Rs.27, 900 on 2011. I have cleared the loan on 2012.

                                  I have the NOC with me. Today I found there are 8 transaction in my Bank account. Each transaction is showing Rs 25.

                                  Why They are charging after successfully cleared the Loan amount before 4 Years.
                                  Bajaj Finserv customer support has been notified about the posted complaint.
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                                    Alhaj Basha Shaik
                                    from Hyderabad, Telangana
                                    Aug 4, 2016
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                                    Address: Hyderabad, Andhra Pradesh
                                    Website: www.bajajfinserv.in/finance

                                    Bajaj offered me EMI card at 250 rupees as one time charge. I have paid the amount online and received the card in 2014. Recently I see an ECS request for 99 on my bank account for annual fees on July 25 2016. There were no annual fees mentioned when i bought the card. suddenly without any intimation, they have sent the ECS request. Unfortunately i did not have proper balance as my account is zero balance account, it got rejected by my bank and my bank charged me 402.5 rupees. I am not worried about the charges, but it will also impact my CIBIL score. I am worried about that. I am planning to take legal action against this

                                    This is the second issue that I faced with Bajaj.
                                    The first issue was Bajaj did not close my loan properly. Loan Id : 4000CD00151719
                                    The had 9402 rupess as out standing balance even though I completely paid all the installments. I had to file a request with CIBIL to update out standing amount by showing the NOC. Worst service

                                    I request all not to take any loan/EMI card with Bajaj
                                    Bajaj Finserv customer support has been notified about the posted complaint.
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                                      VENUGOPAL REDDY BODHA
                                      from Delhi, Delhi
                                      Aug 3, 2016
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                                      Address: Hyderabad, Andhra Pradesh, 500074
                                      Website: www.bajajfinserv.in/finance

                                      I had taken loan in bajaj finance for my laptop. That loan no:400DPF24099968.Loan amount Rs:20, 000/, which was repayed in 6 EMI with 3334/month .The said loan was taken on14/06/2016.And after that the representative who is sanctioned loan was activating Digital Fone Safe which of worth Rs.2799/- after that in the first EMI two amounts are added, After receiving that message on my mobile, immediately i was report the same to the company Executive and I cancelled that DFS insurance by calling to CPP india.They said that insurance was cancelled and no need to pay amount for that, But this Bajaj finserv generated the EMI amoun of 3801/-(including insurance amount.475/-) and the same amount was debited from my account on 05/07/2016.Again i report the same to the executive, he said he will resolve the problem.But it was not resolved again in this month EMI also 3801/- was generated, i send a complaint to Bajaj finserv but they are not responded .please solve my problem .This month EMI was on 05/08/2106.
                                      Bajaj Finserv customer support has been notified about the posted complaint.
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                                        s.kamesh
                                        from Chennai, Tamil Nadu
                                        Aug 5, 2016
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                                        Address: Chennai, Tamil Nadu, 600015

                                        I visited the branches in chennai both mount road and adyar for more than thrice but they are saying no such offers in my emi card but your customer care is saying you visit the branch with 4 cheque leaves and 1 id proof and your amount will be credited in your a/c in 48 hours why are they saying like that what to do now, i want to know that its eligible or not so kindly do the needful..thank you regards kamesh s
                                        Bajaj Finserv customer support has been notified about the posted complaint.
                                        i will reply afterwards...
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