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Bajaj Finserv Complaints & Reviews

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Bajaj Finserv reviews & complaints page 289

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muthujagan
from coimbatore, Tamil Nadu
Aug 8, 2016
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Address: Coimbatore, Tamil Nadu, 641041
Website: www.bajaj finserv.com

Dear sir;

We have taken consumer loan from bajaj finserv, due to my salary every month emi is paying with fine only because due date is 2nd of every month i will possible to pay by 11 to 15 th of every month after my salary received, but in collection team calling to my home talking in very rude manner with my mother every month but till every month i am paying with lot of heavy fine charges, no month is left keep on calling every day and talking very harshly, take immediate action against this and i had already registered with their complaint page also but till its happening, it will help all people suffering from these kind of fellows take immediate action, following are the loan numbers taken from bajaj.


Loan account no:/application reference no. : 4210cd18463021, 4210cd17355578

Person who always calling is mr. Santhosh, ph:[protected],[protected],


If you pay otherwise we know your house come and take your products like wise threatening us
Bajaj Finserv customer support has been notified about the posted complaint.
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    kdas04
    from Kolkata, West Bengal
    Aug 8, 2016
    Resolved
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    Address: 700112

    On 28/07/2016 i purchased a refrigerator. I opt bajaj finserv loan. Bajaj finserv representative named mr somnath bose charged ₹1200 as processing fee. Provide no document. I mail to bajaj finserv for clarification of the matter and detail of my loan. Surprisingly processing fee is mentioned nil. I talked to mr bose mentioning such clarification and demand my ₹1200 back. He clearly said bajaj finance charge processing fee but provide no document. I again mail to bajaj finserv. I got a call. The respondent tried to make me convinced that what mr bose did it is his personal activity. I request to take punishment step against mr bose but not accepted my word.
    In this situation i want punishment of mr bose for malpractice and ₹1200 back if no documentation guranteed
    Aug 28, 2016
    Complaint marked as Resolved 
    Following the guidelines provided by central consumer forum authority I wrote letters to Bajaj n lodge complaint to grievances redressal of Bajaj. They corresponds to me n issued cheque as refund. Thanks to central consumer forum
    Bajaj Finserv customer support has been notified about the posted complaint.
    Aug 09, 2016
    Updated by kdas04
    My bajaj finance loan Customer id 34621016 .
    Total amount ₹20500
    I paid as Advance ₹8035
    Rest amount ₹12465 but they are charging ₹13672 (8 EMI @ ₹1709) while the loan has 0% interest and no processing fee.
    Aug 11, 2016
    Updated by kdas04
    there is another fact. I purchased refrigerator from great eastern sodepur (north 24 parganah, west Bengal). Invoice no.23/SA/1617/05988.I was proposed to have 0% interest scheme. I paid ₹8035 as advance. But while I got e-document from Bajaj I found advance amount is ₹ 6800 instead of aforesaid amount. ₹1231 is paid by dealer (read GREAT EASTERN ) . That's why my rest due amount become higher. The fact make me aware that 0% interest offer is fake . It seems to ma that proposal of 0% interest and no processing fee is a mutual conspiracy of GREAT ESTERN and Bajaj finserv to cheat consumers.
    Aug 11, 2016
    Updated by kdas04
    Email address of greatestern sodepur: [protected]@gmail.com
    Aug 28, 2016
    Updated by kdas04
    I solve the matter according to the guidance of consumer forum..
    Verified Support
    Aug 31, 2016
    Bajaj Finserv Customer Care's response
    Hi there, we regret the inconvenience caused to you. We wish to inform you that we have already noted your details and shall forward it to our customer care team. Someone from the team will get back to you shortly.
    Another case from my side. I purchased a basic HP Laptop worth 21500. As I have Bajaj Finserve card, I applied for the loan. Down payment took by them is 7170 + 1000 (processing fee) and remaining amount 14330 is divided into 6 months installment, i.e. INR 2388 per month. So the total amount with 0% interest should be - Down payment - INR 7170 and 6 months installment - 2388 * 6 = 14330. Total is ~ 21500 which is my Laptop's price. Now the question is of INR 1000 processing fee.

    On asking for the receipt for INR 1000, they denied to share it stating no one asks for it. I somehow explained that executive the need of such receipts for me and he gave me an LTS form (I don't know whats that). As I was quite sure that there is something wrong and these people are not going to provide the receipt I asked the executive to call his manager (Ketan Singh)

    Ketan and my conversation -

    I explained the overall scenario and he started deviating the topic on "how is your Laptop", "Do you have any other requirement". I said lets come to the point, I need a receipt of INR 1000 to which he said we do not provide the receipt of INR 1000, we can provide you an LTS form (LTS form mentions processing fee - 0.00 and some interest - 900 and service tax 99 - Total ~ 1000). Ketan clearly said that they do not provide any receipt against processing fees incurred, we are here to do business and not charity, you don't teach me how business is done and please cancel your product, having bought a Laptop of 21500 and teaching me business.

    My response was crisp - You have no right to inform or advice me about product cancellation, I wont cancel, I need the receipt. If not, my uncle who is a lawyer would get in touch with you.

    Ketan scarily replied, I might be busy and cannot receive anyone's call. I asked where are you based, we will reach there to clarify this to which he said drop a line to our customer care and then he disconnected. I had nothing to say apart from the word "Fraud".

    My point is
    1. Bajaj Finserve is making false marketing by passing 0% interest message
    2. If they want to incur processing fee, they should give its receipt
    3. Executives of Bajaj Finserve should be given a training on objection handling and most important, how to speak with the customers and how to attend them

    Dear Bajaj Finserve (Ketan Singh), I understand that you are here to do business and giving 1000 Rs. for me is not a big deal, but please provide its receipt and if not refund the sum of 1000 and do not incur any processing fee form your customer, instead charge them interest.

    Please provide a solution, else I have to dig this case with the help of my lawyer.

    Sameer Kulkarni
    [protected]
    [protected]@gmail.com

    Retail Outlet from where the Laptop was purchased -
    VIJAY SALES SADHU VASWANI CHOWK
    PMT Building, Sadhu Vaswani Chowk, Near Baveria Motors, Near Pune Station, Agarkar Nagar, Pune, Maharashtra 411001
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      Arnav Trivedi
      from Chandigarh, Chandigarh
      Aug 8, 2016
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      Address: 226022
      Website: Www.bajajfinservlending

      My bajaj finserv emi card number is [protected]. This is blocked on 21 june and further i requested to unblock it then bajaj send me a mail in which wrote that they will unblock my card in 45 days from the suspension date of 21 june but after completing 45 days card should unblock on 6 august but it is 8 august now and they did not unblock my card, this is not a good service of bajaj finserv. I need to purchase another product immediately but my card is not unblocked, kindly humble requesting to unblock my card immediately
      Bajaj Finserv customer support has been notified about the posted complaint.
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        JoydeepBanerjee
        from Mumbai, Maharashtra
        Aug 8, 2016
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        Address: North 24 Parganas, West Bengal, 700091

        My emis is scheduled for ecs on every 2nd of a month. Last month also, on july 2nd, the emi got deducted. However, surprisingly, there has been another deduction of rs. 6727 on july 5th. Transaction remarks cms / bajaj_auto_cd. There was no notification of this deduction. I had reached out to customer service team, grievance redressal team as well as customer experience head but did not get any response from any of them. It is more than a month now and i don't know what else i need to do get my money back.
        Bajaj Finserv customer support has been notified about the posted complaint.
        Aug 08, 2016
        Updated by JoydeepBanerjee
        My emi is scheduled for ecs on every 2nd of a month. Last month also, on july 2nd, the emi got deducted. However, surprisingly, there was another deduction of rs. 6727 on july 5th. Transaction remarks cms /[protected] / bajaj_auto_cd _ 410saf15194614. There was no notification of this deduction. I had reached out to customer service team, grievance redressal team as well as customer experience head but did not get any response from any of them. Its more than a month now and i don't know what else i need to do get my money back
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          senthilkumar1974
          from Mumbai, Maharashtra
          Aug 8, 2016
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          Website: www.bajajfinservelending.com

          Please furnish my loan account details because of i receive a message from our company not paying my loan by pending rs3500. I settled my loan amount by cash and bank ecs. My loan ac. No.5l20cd13880671. Thankful.
          Bajaj Finserv customer support has been notified about the posted complaint.
          Please send the message about loan details of customers with regular interval of one month with detailed manner.
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            rathinavelukandhan
            from Koothanallur, Tamil Nadu
            Aug 7, 2016
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            Address: 605008
            Website: Bajaj Finserv

            I am rathinavelu kandhan. My PAN card id is 'ARIPR5144H'. I got three loans from bajaj fin serv to buy electronic products, and closed all of them on 22nd June 2016 itself. The loan ids are 4580CD16402081, 4580CD13764748, 4210CD01365721.

            loan '4210CD01365721' was fully paid by me on 18/09/2014 itself. But it not closed and got closed on 22/06/2016. But till date this loan details not updated in CIBIL.

            loan '4580CD13764748' was closed on 22/06/2016. But till date this loan details not updated in CIBIL.

            loan '4580CD16402081' was closed on 20/06/2016. But till date this loan details not updated in CIBIL.

            I raised dispute in 'bajaj finserv'-experia portal. After one week, the details were not updated in CIBIL.

            Then I mailed to [protected]@bajajfinserv.in . They said that the details would be updated within 10 working days(two weeks). After two weeks, still the details are not updated.

            Now again I mailed to [protected]@bajajfinserv.in . Again the response is, the details would be updated within 10 working days(two weeks).

            Even though I fully paid all the loans, due to bajajfinserv's delay in updating the loan details in CIBIL, I am having poor CIBIL score. Due to this I am not getting any loan from any bank.

            I hope bajaj finserv would take appropriate actions.
            Bajaj Finserv customer support has been notified about the posted complaint.
            Aug 22, 2016
            Updated by rathinavelukandhan
            60 Days got crossed after I fully paid the loans, still those are not updated in CIBIL.
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              Gharat
              from Mumbai, Maharashtra
              Aug 7, 2016
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              Address: Raigad, Maharashtra, 410206

              I received my Bajaj finserv card..as dated 06/08/2016
              I give Bajaj finserv emi card and experia ID
              but not give this id password (PIN)
              so what use this card .
              Bajaj finance co no attend call
              and card also late received.
              please solv my problem to find my ditels by my mobile number so given
              down
              my mobile no [protected]
              please give me pin number
              I need to help
              Bajaj Finserv customer support has been notified about the posted complaint.
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                Shyamsundar26
                from Karaikal, Puducherry
                Aug 7, 2016
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                Address: Chennai, Tamil Nadu
                Website: www.bajajfinserv.in/finance/grievances.aspx

                I have took a loan amount for purchasing sofa, as there was an offer from bajaj and Home centre life style chennai for 0% interest. While the agent confirmed i will be charged exactly the amount of sofa / 8 months of EMI.

                After i got my login id, I have two loan products one is LIfe centre product, other which i have not applied. I have emailed them on june and i got a reply from Bajaj as they have some meeting around july tenth and they will respond after that. Crossed july and I emailed them during August month, I got the same reply that loan is under presentation and they will not be able to comeback till July 10th.

                Who ever replied on behalf on Bajaj, i need explanation how i can be charged loan for extra product which i have not availed. Monthly I have been charged 555 rs extra.

                This is total cheating and please return my hard earned money.
                Aug 15, 2016
                Complaint marked as Resolved 
                Company has contacted me once I have register complaint here. My extra loan product insurance which I have not availed is removed from my account and they refunded amount in my bank account which was charged for past months. Thanks Team.
                Bajaj Finserv customer support has been notified about the posted complaint.
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                  Ranvir Singh Grewal
                  from Mohali, Punjab
                  Aug 6, 2016
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                  Address: Pune, Maharashtra, 411 014
                  Website: www.bajajfinserv.in

                  Dear Sirs,

                  We are availing a loan against Lan 424CPS24795626 which was disbursed to us in the first week of this month. However, we are extremely dissatisfied with the way the product was not explained to us and many facts were either wrongly stated or hidden. They are as follows-

                  1. Processing fee verbally promised by Ms. Vatsal was 1.5 % plus S.T., but we have been charged 2% + S.T.
                  2. Two Insurance premiums have been debited to our loan account which were not told to us at all, They were completely hidden and therefore us agreeing to the same is not in question.
                  3. We were told this is a pure Flexi facility and we would use it like a pure Overdraft limit, but in actual the product that has been sanctioned is not so, there is a drop down and EMI part to it as well.
                  4. Zero fo closure promised verbally but in welcome kit the charges are stated.

                  From the above you can see that we were completely misguided by Ms. Vatsal either out of incompetence or intentionally. This is not good business practice and spoils the name of your company.

                  Keeping in view of the above we do not want to use this facility and have deposited the exact amount back into the virtual account that was originally credited into our bank account from your company, therefore please close this Loan account and cancel the related insurance policies immediately.

                  Inspite of many remainders along with documents& audio call recordings attached we have received no revert from the company.

                  Thanking you,

                  Ranvir Grewal
                  Bajaj Finserv customer support has been notified about the posted complaint.
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                    Raja Rajendran
                    Aug 5, 2016
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                    Address: Chennai, Tamil Nadu, 600088
                    Website: www.bajajfinserv.in

                    This loan was added to my account without my consent . i spoke to their customer care by last month and they confirmed through email that this loan has been cancelled .But again this month i have been charged against the loan which is confirmed by them as cancelled one
                    Bajaj Finserv customer support has been notified about the posted complaint.
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                      Rajvee1
                      from Unnao, Uttar Pradesh
                      Aug 5, 2016
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                      Address: Amritsar, Punjab, 143001
                      Website: consumer complaints

                      My bajaj card have been blocked i am the customer of bajaj finserv i have need to buy a loan please open my card your company servies have goods provided me i am buy a new thing from my bajaj credit card you are not open my then i am upsaid for your company .company means to helps to provided fast servies for customer please kindly request you to premit my request and open my bajaj card i will thankfull to for this act of kindness please faster then open my bajaj card Thankyou
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                        anky413
                        from Bengaluru, Karnataka
                        Aug 5, 2016
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                        Address: Nashik, Maharashtra, 422003
                        Website: www.bajajfinserv.in

                        I took a nikon P900 camera from bakul photos nashik through bajaj finserv and that time i was not informed about the extended warranty . and without informing me bajaj finserv activated the extended warranty for that product and they changed the ECS amount without informing me the actual ecs amount was 2250 but the started the ECS with 2528 and from 3 months i am telling them to revert the extra amount and cancell the extended warranty but they still there's no action taken they are just fooling the customer,
                        Bajaj Finserv customer support has been notified about the posted complaint.
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                          Satpal Chaudhary
                          from Gharaunda, Haryana
                          Aug 4, 2016
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                          Address: Karnal, Haryana, 132001

                          Hey
                          I am Satpal Chaudhary from Haryana .
                          When i purchased washing machine the another loan payment started with name of BALIC PREMIUM CD LOAN, and amount of Rs 863/- is deducted every month from my account.Why this extra cost is being associated with my EMI amount also i have not got any document regarding this as well? Please clarify me why this extra amount is deducted every month? I want the already deducted amount to be adjusted with all the upcoming EMIs. Please help!
                          My customer id for bajaj finance is 18500793 and LAN id for BALIC PREMIUM CD LOAN 509BAL19383174
                          Bajaj Finserv customer support has been notified about the posted complaint.
                          DAily IM RECEVING CALL FROM [protected] & [protected] LIKE THIS STARTING 1400 COMPUTER VOICE CALLS 5 to 6 times to take loan. I am not interested to take loan So please stop the same if not than i shall move to consumer court. My mobile no .[protected]
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                            sti.stephen
                            from Bhubaneshwar, Odisha
                            Aug 4, 2016
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                            Address: Khordha, Odisha, 751010

                            My LAN ID is 4230CD00050158. I have purchased one TV of Rs.27, 900 on 2011. I have cleared the loan on 2012.

                            I have the NOC with me. Today I found there are 8 transaction in my Bank account. Each transaction is showing Rs 25.

                            Why They are charging after successfully cleared the Loan amount before 4 Years.
                            Bajaj Finserv customer support has been notified about the posted complaint.
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                              Alhaj Basha Shaik
                              from Hyderabad, Telangana
                              Aug 4, 2016
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                              Address: Hyderabad, Andhra Pradesh
                              Website: www.bajajfinserv.in/finance

                              Bajaj offered me EMI card at 250 rupees as one time charge. I have paid the amount online and received the card in 2014. Recently I see an ECS request for 99 on my bank account for annual fees on July 25 2016. There were no annual fees mentioned when i bought the card. suddenly without any intimation, they have sent the ECS request. Unfortunately i did not have proper balance as my account is zero balance account, it got rejected by my bank and my bank charged me 402.5 rupees. I am not worried about the charges, but it will also impact my CIBIL score. I am worried about that. I am planning to take legal action against this

                              This is the second issue that I faced with Bajaj.
                              The first issue was Bajaj did not close my loan properly. Loan Id : 4000CD00151719
                              The had 9402 rupess as out standing balance even though I completely paid all the installments. I had to file a request with CIBIL to update out standing amount by showing the NOC. Worst service

                              I request all not to take any loan/EMI card with Bajaj
                              Bajaj Finserv customer support has been notified about the posted complaint.
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                                VENUGOPAL REDDY BODHA
                                from Delhi, Delhi
                                Aug 3, 2016
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                                Address: Hyderabad, Andhra Pradesh, 500074
                                Website: www.bajajfinserv.in/finance

                                I had taken loan in bajaj finance for my laptop. That loan no:400DPF24099968.Loan amount Rs:20, 000/, which was repayed in 6 EMI with 3334/month .The said loan was taken on14/06/2016.And after that the representative who is sanctioned loan was activating Digital Fone Safe which of worth Rs.2799/- after that in the first EMI two amounts are added, After receiving that message on my mobile, immediately i was report the same to the company Executive and I cancelled that DFS insurance by calling to CPP india.They said that insurance was cancelled and no need to pay amount for that, But this Bajaj finserv generated the EMI amoun of 3801/-(including insurance amount.475/-) and the same amount was debited from my account on 05/07/2016.Again i report the same to the executive, he said he will resolve the problem.But it was not resolved again in this month EMI also 3801/- was generated, i send a complaint to Bajaj finserv but they are not responded .please solve my problem .This month EMI was on 05/08/2106.
                                Bajaj Finserv customer support has been notified about the posted complaint.
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                                  s.kamesh
                                  from Chennai, Tamil Nadu
                                  Aug 5, 2016
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                                  Address: Chennai, Tamil Nadu, 600015

                                  I visited the branches in chennai both mount road and adyar for more than thrice but they are saying no such offers in my emi card but your customer care is saying you visit the branch with 4 cheque leaves and 1 id proof and your amount will be credited in your a/c in 48 hours why are they saying like that what to do now, i want to know that its eligible or not so kindly do the needful..thank you regards kamesh s
                                  Bajaj Finserv customer support has been notified about the posted complaint.
                                  i will reply afterwards...
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                                    remyauv
                                    from Mau, Uttar Pradesh
                                    Aug 3, 2016
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                                    Address: Pune, Maharashtra, 560034

                                    Sir
                                    I have purchased a phone worth rs.16799/-and i paid 3 months down payment. As per condition emi is rs.1867/- for 6 months. For the first 2 months 1867x2 only deducted from my account. But now i got an sms of rs.2267/- as my emi amount. I. E an extra rs.400/-. So i log onto the website, the i found one product named phone safe with product id404dfs24306020 has been unwantedly added to my account. I have not purchased this insurance nor signed in any paper for that and not given any verbal confirmation. You can check any document for that. Without my consent and knowledge how you can add a product like this. And so i will keep only rs.1867/- in my account as emi. If the emi is getting bounced, i will file a complaint against bajaj finserv in bangalore consumer court. This is really a financial fraud by bajaj fin serv. Please cancel that product from my account and deduct only rs.1867/-on 05.08.2016.
                                    Bajaj Finserv customer support has been notified about the posted complaint.
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                                      tuhinika
                                      from Kolkata, West Bengal
                                      Aug 2, 2016
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                                      Address: Kolkata, West Bengal, 700091

                                      The field manager of bajaj finserv branch placed in salt lake sector 5 kolkata whose name is arup banerjee misbehaved with me for i delayed to make my payment on time. He literally threatened me over the phone and misbehaved with me as well were i kept on speaking to him politely.

                                      Kindly look into this matter as i am really upset and angry with the behavior of this person and this is not the first time that he has done this.
                                      Bajaj Finserv customer support has been notified about the posted complaint.
                                      please look into the matter as soon as possible because mr arup banerjee was really rude throughout the call as well as his employee.
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                                        Ganesh Dillibabu
                                        from Mumbai, Maharashtra
                                        Aug 2, 2016
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                                        Address: Chennai, Tamil Nadu, 600004

                                        Hi team,

                                        I have taken the bajaj finserv loan amount 99, 000 on 30th april 2016 but i have received only 92, 230. I have check the emi statement it shows the many hiden charges health insurance, life insurance and etc. They have detected nearly 8000 for loan amount 99000. When taking the loan the loan sales executive agent told me 19.5% interest only. But while checking with my loan statement it shows the rate of interest (Roi) as 31.13% am really disappointed and now i plan to close my account. Then i called to the sales executive and enquire about the loan closing procedures. They have told me 4% interest to be charged for pre closing the loan. But at the time taking the loan they told no charges pre closing the loan. I am really disappointed.
                                        Bajaj Finserv customer support has been notified about the posted complaint.
                                        Sir,
                                        I have purchased washing Machine from Samsung Show Room, Apsara Road, Gandhi Nagar, Jammu/J&K code 180004 Now I need last 6 months statement urgently so kindly send it on my Mail ie. [protected]@gmail.com. I shall be highly thankful to you for this act of kindness.
                                        regards.
                                        Ravi Kant Raina
                                        H.No. 831-A, Gandhi Nagar,
                                        Jammu-4
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