Bajaj Finserv Complaints & Reviews

I have apply for an EMI card by online and for that i have also paid 349 payment at 17/06/2016 after all the procedure i have receive msg and mail for payment and card conformation but still i have not received any updates regarding card processing or dispatch. Is this a new way to collect money from the market for your sake. If is this not possible for bajaj finserve to send or generate card then kindly give back my money....

Dear Sir,
I had taken this Personal loan of 10 lacs from Bajaj Finance because of the exclusive offer from Bajaj giving part payment facility & foreclosure facility at 0% charges. That was the only reason I took this loan from Bajaj at a comparatively higher rate of interest in spite of me getting better rate offers from other banks/NBFCs. A major part of Interest has already been recovered from Bajaj in the last 30 months. Now when...

Bajaj finserv has given me personal loan with a term condition specified in written that there wont be any foreclosure charges or part prepayment charges during the tensure.

I have taken loan on 27th may 2015. I got below written communication about the foreclosure and part-payment charges:-
"the advantages and benefits offered by our products will be by far the best that is currently available in the industry.
1.1.0%...

Dear baja finserv,

My name is brahma and i took salaried personal loan. During the loan processing time i have received confirmation email stating no pre-closure charges.

Loan number: 404spl[protected] amount - 170000
Loan number: 404spl[protected] amount - 700000
Loan number: 404spl[protected] amount - 300000

Now when i tried to pre-close my loan mentioned above number is showing 4.6%...

Dear team,

I have applied for emi card online, payment is already done,
But i din't received any reference id, i hv received sms but there is no reference id for track the status of card.

Please note the payment transaction reference no which i have paid rs 349/- for emi card on 26/06/2016 - from idbi bank a/c vide ref no :
Ipay/eshp/bd/93235395/gidb[protected]_bajajfinance
Vz
I have...

Dear Sir/Madam
I applied personal loan request through bajaj finserv representative. He came in my office and i clearly communicated with him that i need only personalloan of Rs two lakhs only with no loan protection.
He agreed with same and told me that financial fitness report charge of Rs. 1250.00 will be deduct from loan amount. I agreed with him.

At a same day i got loan application reference number from...

At the time when i have taken the loan it was informed to me that the foreclosure charges are Nil.

However few days back i have received a message from that the foreclosure charges has been revised to 4%.

Within 3 months they have arbitrarily changed the terms terming it as market practice and is now harassing their customers who have been stuck with high interest loans....

Over due my account pls my excess amount return my cell [protected] loan no;iam last months one laptop purchace excess amount Bajaj finserv side iam pay another one washing machine excess amount paid pls check my account Bajaj pls slove the problem thanks...

Loan acc no-410SOL08370724
I took personal loan on the basis of zero foreclosure charges. I am considering to foreclose the loan now. I came to know that foreclosure charges now levied on it.
Why should I pay foreclosure charge ?
I[censored] have changed it den it should be applied to new customers...


already we are paying interest rate for this flexibility...

pls guide ...
mob...

Hi... This is atmaram thakor here.
I am leaving at ahmedabad.
I had purchased a mobile phone "samsung galaxy s6" financed by bajaj. The total loan amount had been repaid as per norms. I had visited your ahmedabad office & as per instructions from your official, i had send sms to the concerned number before one week. But still today i have not received noc.
So plz send me noc as possible as early, because i have to submit...

Bajaj Finserv Customer ID: 21534719
Loan No: 402SAL17691514

I would really appreciate your help on this matter.

I had borrowed a SALARIED LOAN loan from Bajaj Finserv in Dec-2015. Loan was offered with the terms of NIL foreclosure charges & NIL Prepayment Charges.

I had accepted this loan with those terms, even rate of interest are high compare to other banks and even I can get easily...

LOAN ACCOUNT NO 403SPL05601381
I called many times Bajaj customer care to tell about my pre closure issues on personal loan and consumer loans and also I went to Bajaj office Chennai 3 times and also I mailed couple of times, BUT there were no proper response/guide for my queries.

Yesterday I called bajaj finserv to tell that I am going to cancel ECS from my CITI bank account if you are not responding with in a DAY...

I have taken a loan from bajaj finserv at the fixed interest rate of 14.25% of 7, 25, 000. My loan account no is “PL 402SPL20152748”. As per loan terms and condition there is not supposed to be any charges on foreclosure and prepayment.

I received an email notification on 1st June -2016 stating that -
"Foreclosure charges of 4% (plus applicable taxes) will be applicable if you choose to foreclose your loan post...

I am trying to apply for Bajaj Finserv EMI Card from past 3 weeks and every time i fill my detail including my PAN details the website responds with unable to process your application at this time, if i have any queries i can mail them at [protected]@bajajfinserv.in . I have tried contacting them through mail to know the reason why the application is being denied but all i am receiving are ticket numbers i currently have three unsolved tickets...

The Below mail i have written to the Company, also note the TAG mails also


Dear Sir/ Madam (Mail Dated 20th June 2016)

Greetings!

My Name is Jullian Bharat N and I would like to confirm that my loan A/C number 404SPL07339448 is active and i have been paying the EMI regularly without a single bounce payment, today i had visited your office in residency road, Bangalore to pay some part payment,...

I took a commercial loan in Bajaj Finserv to buy a TV for a showroom in Chennai. Post that I had paid the amount in full and have closed the loan amount. Now I have no intention to take any more loan from Bajaj Finserv. But in spite of multiple requests to the customer care people who used to call me earlier, my details are not removed from their caller list. Now I frequently receive calls and SMS from automated numbers. This happens everyday...

Dear sir,
I had made a payment of rs. 349/- to purchase an emi card from bajaj. And i am continuosly following for the same from last 16 days. But still i have not receive my emi card.
After following up for 12 days i got a reply from bajaj finserv that
"with reference to your mail we wish to inform you your emi card number [protected], emi card will be issue on 05/06/2016, you will receive the same within 21 working...

I have a loan in bajaj finance, loan account number = 404sol21080365.

I need to foreclose my loan and i had visited the bajaj finserve office at residency road, bangalore branch.
They said i need to pay an extra amount of 13835.14, i am not sure what this extra foreclosure charge is. As per the prepayment plans you gave me it was nil prepayment charges (As mentioned in the welcome letter attached). So only i accepted...

I applied for a loan of 298000 from Bajaj Finserv last year for 5 years @ 13% flat.The EMI charged is 8195 per month.Last month I raise a request for foreclosure, then came to know that they are charging 21% per month interest.I have paid 11 installments out of 60.Now the foreclosure amount they are saying to pay is 278000 including 4% closing charges.I have paid more than 90k in EMI and the balance is coming to 278000 for closer.I want to...

As everyone is complaining here — bajaj is levying a pre-closure and part payment charges and they are not adhering to their own policies where they sell the loans to the customers - claiming 0% pre closure and 0% part payment charges — seriously, is there anything one could do to really take them task??

If we go about not paying the emi's — they will levy the payment missed charges so it will come back...