Bajaj Finserv Complaints & Reviews

Hi,

I have borrowed a CD Loan from Bajaj Finserv, Ambala. But from the start of my loan I am facing problems with the company. Firstly they did my Insurance without even telling and presented insurance amount as Loan File Charges which is near about 1500 ruppees ( FIRST FRAUD BY THE COMPANY OR AGENT (Sardar Ji).

Secondly my Bank Account got rejected due to the mismatch of my signature which I am completely accepting is mistake from my end But I received a call from their representative about the issue and was told to deposit the EMI in cash to their Agent in Ambala City which I did. I told to their representative on phone that Please cancel my account details and I will provide you with the new cancelled cheque as soon as I will arrive to my hometown and stop my payments through the cheque and I will pay the EMI in cash till then for which she agreed. But these people keep on putting the same cheque for clearance in my bank account a number of times and for I was getting charged by my bank everytime. Although I have paid my EMI in Cash but the still keep on putting the cheque for clearance near about 6-7 times a month and every I was charged about RS 200. (SECOND FRAUD)

I AM NOT HOW MANY MORE FRAUDS I HAVE TO FACE DURING THE TERM OF MY LOAN.

And when I tried to contact the company, I am not getting any response from them...THEY ARE JUST FOOLING THE PEOPLE IN TERMS OF PROVIDING THE CD LOAN...

I WILL SUGGEST YOU TO NEVER GO WITH THE BAJA FINSERV LENDING AS THE WORST OF THE WORST SERVICE I AM RECEIVING FROM THEM.

ALSO THEY DIDN'T HAVE ANY CONTACT USING WHICH WE CAN DIRECTLY CALL TO THE CUSTOMER SERVICE ASSOCIATE.

ON CALLING THEIR TOLL FREE NUMBER i.e. [protected]. No representative is available on it.


Rachit
Email ID: [protected]@gmail.com
Mob: [protected]

GENERAL INSURANCE PHONEBINDING 402GIP01538297 i got a call previous month from bajaj about the abhove mentioned loan, they accepted my request to cancel this insurance...since i have not gotten a single paper about the abhove mentioned policy...n this month the emi has been returened if my problem is not solved then i will log a complaint againt bajaj finserv.

HI, I got an email on 28 Jun 2014 about some loan taken by me on consumer durable from Bajaj Electronics -MADHAPUR . Also got a mail from Bajaj Finserv about that i need to pay some EMI's now with Loan No: 4000CD03483262 I tried calling customer care but there is no agent to take complaints. I am think of logging a legal complaint here. Already mailed the case to [protected]@bajajfinserv.in Please get a reply ASAP and get in touch with me . Aditya Kapoor

The issues that I am having with the Loan account are just increasing day by day. After so many mails, Bajaj Team registered the ECS service with my bank. The EMI was to start from June month but the ECS was registered by June End. The ECS registration failed this month also and the EMI was credited back to my account. The ECS code which Bajaj team registered with the bank is 1000009(form submitted with this code) and then the team presented the ECS with code 4110117(The code which was presented while deducting EMI). I really don't understand where is the gap. The forms were submitted by Bajaj only, why the team is unable to process the service correctly??? Please respond and let me know the escalation matrix for this as this has been a long time now I am suffering from these kind of issues. All this is leading to making my credit history worst for no fault of mine. In future, I would not try any service from Bajaj Finserv and would not like to suggest this service to any of my friends.

I had loan Bajaj finserv with 8 month EMI OF 4999. The EMI was deducted from November 2013 to June 13. And got the clearance for no due last week. But today again the 9th EMI was deducted from my account. I want my amount refunded back which has been deducted today. Loan Account #508SCE00098192 Customer ID: 12516223

My Loan a/c number is 4010CD00946844 I bought a washing machine, with a loan amount, as stated of 21990, 2 advance EMI was taken, 8 months, EMI, were to be continued, total of 2+8=10 EMI's. The Representatives, well taught and trained by the company, to do the Manipulated Cheating activities with the new consumers, They Never ever Told for the Promissory Note, and god knows, who signed the promissory note, as far as I am concerned, I have not signed it, Moreover, For a loan amount, of 21990, how come, they wrote 3 times, of the loan amount sanctioned, by them, when a person has not taken, that amount, that too for no reasons, I can write this on stamp paper, because as far as i know, I have not written it, and have not signed this promissory Note to the best of my knowledge. I have Tried contacting bajaj finance, on both their numbers, wherein they clearly state on IVR, they do not entertain, the consumers, and do not have any option to speak to somebody, intentionally, so that consumer cannot contact them, for their query, complaints and resolution. What My concern now is, They cancel, there FAKE PROMISE NOTE of 75000, and send me a letter stating clearly, that they have cancelled the PROMISSORY NOTE, a clear NOC with immediate effect. I have cleared 9 EMI's out of 10, and my last EMI, is to be taken in the month of aug 2014. But I am ready to clear the last EMI's as well in advance, in order to close, my consumership with Bajaj Finance, for life long as they are doing it intentionally with the consumers, adding Fraudulent Prommissory note, w/o any knowledge to consumers, if they want I can clear that one EMI also in advance, ALSO I want, to state, any promissory note if they make, it should be properly written in consumers own handwriting, so that consumer should be well informed, instead of fraudulently adding it by themselves, Any activity done should be transparent with the consumers. I never had expected such a big brand, can do such a cheat. of adding a fraudulent.

LOKESH

I had applied online EMI CARD from Bajaj Finservlending and in this regard they deduct Rs.250/-from my S.B.I. savings account no [protected] in the name of Dinesh Mohan Sharma on dated 2.6.2014. More then one month has been over I had not received any EMI card. It is therefore requested that required EMI card may kindly be send to me as early as possible otherwise Rs.250/-may be credited in my account as earliest.

My name is anisha vegdani. My experia id number is 5759668. Yesterday received txt that an emi for rs. 4412 will be deducted on 05/07/2014. Loan #5770cd03116357. It shows for aasan pvt ltd. I didn't purchase any product where the emi should be rs. 4412. So can you please let me know about this transaction. Please make sure that this amount doesn't get defucted on 05/07/2014. Plz stop this unauthorised transaction. Last transaction was from vijay sales & reliance digital...I tried calling your customer service, but not able to speak with anyone. Plz reply asap.

Anisha vegdani
[protected]

Dear Bajaj, I lodged a complaint before 7/8 days regarding wrong information in my account details. But till date no response from Bajaj. Now I am strictly complaining about your wrong information in my account. My consumer durable number 4050CD03110577. I bought a LED tv 42inch @50000/-. Your information shows asset description TH-42a410D and total advanced EMI paid is Rs. 16, 668/- These are all wrong information. I purchased Panasonic Led TH-42AS610D at Rs. 50, 000/- and total advance EMI I paid is 17, 420/-. I have a tax invoice bill no. LRD/150983. This means I should get refund of Rs. 752/-. If you don't reply then I shall stop payment. Please look after the matter immediately. Jayanta Kumar Paul [protected]

Dear Sir/Madam,

This is for your kind information that I am Premkumar has taken Laptop Loan in your company (4040CD[protected] details are as follows:_


LOAN TRANSACTION DETAILS BETWEEN 07/01/2014 TO 05/06/2014


TRANSACTION DATE
PARTICULARS
DEBIT
CREDIT
07/01/2014
Adjustment Done Through Dealer
0.00
7, 902.00
07/01/2014
Adv Emi Recd From Customer- Due (4040CD[protected]
7, 902.00
0.00
05/02/2014
Due For Instalment 1 (4040CD[protected]
2, 634.00
0.00
05/02/2014
Pmnt Rcvd Vide PDC No.:E13269099/1-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/03/2014
Due For Instalment 2 (4040CD[protected]
2, 634.00
0.00
05/03/2014
Pmnt Rcvd Vide PDC No.:E13269099/2-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/04/2014
Due For Instalment 3 (4040CD[protected]
2, 634.00
0.00
05/04/2014
Pmnt Rcvd Vide PDC No.:E13269099/3-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/05/2014
Due For Instalment 4 (4040CD[protected]
2, 634.00
0.00
05/05/2014
Pmnt Rcvd Vide PDC No.:E13269099/4-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/06/2014
Due For Instalment 5 (4040CD[protected]
2, 634.00
0.00


I had paid each and every instalment properly, my instalment amount is Rs 2634, in this month, why you people are deducted Rs 3728 in my account, so i need clarification on this and reverse the amount as soon as possible. because i had given another cheque to HDFC Bank Rs 2500/-, if it bounce you people only responsible . i will go for legal action against you people. kindly rectify the issue as soon as possible.

Thanks & regards
Premkumar
[protected]


Reply
Forward


Prem Sonu <[protected]@gmail.com> Jun 5


to wecare


[protected] Forwarded message[protected]
From: Prem Sonu <[protected]@gmail.com>
Date: Thu, Jun 5, 2014 at 11:44 AM
Subject: Reg EMI Extra deducted
To: [protected]@bajajfinserv.in


Dear Sir/Madam,

This is for your kind information that I am Premkumar has taken Laptop Loan in your company (4040CD[protected] details are as follows:_
i


LOAN TRANSACTION DETAILS BETWEEN 07/01/2014 TO 05/06/2014


TRANSACTION DATE
PARTICULARS
DEBIT
CREDIT
07/01/2014
Adjustment Done Through Dealer
0.00
7, 902.00
07/01/2014
Adv Emi Recd From Customer- Due (4040CD[protected]
7, 902.00
0.00
05/02/2014
Due For Instalment 1 (4040CD[protected]
2, 634.00
0.00
05/02/2014
Pmnt Rcvd Vide PDC No.:E13269099/1-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/03/2014
Due For Instalment 2 (4040CD[protected]
2, 634.00
0.00
05/03/2014
Pmnt Rcvd Vide PDC No.:E13269099/2-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/04/2014
Due For Instalment 3 (4040CD[protected]
2, 634.00
0.00
05/04/2014
Pmnt Rcvd Vide PDC No.:E13269099/3-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/05/2014
Due For Instalment 4 (4040CD[protected]
2, 634.00
0.00
05/05/2014
Pmnt Rcvd Vide PDC No.:E13269099/4-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/06/2014
Due For Instalment 5 (4040CD[protected]
2, 634.00
0.00


I had paid each and every instalment properly, my instalment amount is Rs 2634, in this month, why you people are deducted Rs 3728 in my account, so i need clarification on this and reverse the amount as soon as possible. because i had given another cheque to HDFC Bank Rs 2500/-, if it bounce you people only responsible . i will go for legal action against you people. kindly rectify the issue as soon as possible.

Thanks & regards
Premkumar
[protected]


Reply
Forward


Prem Sonu <[protected]@gmail.com> Jun 6


to wecare


till now I have not received any confirmation,


[protected] Forwarded message[protected]
From: Prem Sonu <[protected]@gmail.com>


Date: Thu, Jun 5, 2014 at 12:10 PM
Subject: Fwd: Reg EMI Extra deducted
To: [protected]@bajajfinserv.in


[protected] Forwarded message[protected]
From: Prem Sonu <[protected]@gmail.com>
Date: Thu, Jun 5, 2014 at 11:44 AM
Subject: Reg EMI Extra deducted
To: [protected]@bajajfinserv.in


Dear Sir/Madam,

This is for your kind information that I am Premkumar has taken Laptop Loan in your company (4040CD[protected] details are as follows:_
i


LOAN TRANSACTION DETAILS BETWEEN 07/01/2014 TO 05/06/2014


TRANSACTION DATE
PARTICULARS
DEBIT
CREDIT
07/01/2014
Adjustment Done Through Dealer
0.00
7, 902.00
07/01/2014
Adv Emi Recd From Customer- Due (4040CD[protected]
7, 902.00
0.00
05/02/2014
Due For Instalment 1 (4040CD[protected]
2, 634.00
0.00
05/02/2014
Pmnt Rcvd Vide PDC No.:E13269099/1-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/03/2014
Due For Instalment 2 (4040CD[protected]
2, 634.00
0.00
05/03/2014
Pmnt Rcvd Vide PDC No.:E13269099/2-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/04/2014
Due For Instalment 3 (4040CD[protected]
2, 634.00
0.00
05/04/2014
Pmnt Rcvd Vide PDC No.:E13269099/3-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/05/2014
Due For Instalment 4 (4040CD[protected]
2, 634.00
0.00
05/05/2014
Pmnt Rcvd Vide PDC No.:E13269099/4-1 Receipt No.---- ( N.A.) (4040CD[protected]
0.00
2, 634.00
05/06/2014
Due For Instalment 5 (4040CD[protected]
2, 634.00
0.00


I had paid each and every instalment properly, my instalment amount is Rs 2634, in this month, why you people are deducted Rs 3728 in my account, so i need clarification on this and reverse the amount as soon as possible. because i had given another cheque to HDFC Bank Rs 2500/-, if it bounce you people only responsible . i will go for legal action against you people. kindly rectify the issue as soon as possible.

Thanks & regards
Premkumar
[protected]


Reply
Forward


[protected]@bajajfinserv.inDear Customer, Thank you for writing to us at Bajaj Finserv Lending. We have ...
Jun 7
Dear Customer, Thank you for writing to us at Bajaj Finserv Lending. We have ...


[protected]@bajajfinserv.inDear Customer, Thank you for writing to us at Bajaj Finance Ltd. With referen...
Jun 7
Dear Customer, Thank you for writing to us at Bajaj Finance Ltd. With referen...


Prem Sonu <[protected]@gmail.com> Jun 10


to wecare


Dear Sir/Madam,

12 th of June I had given one cheque to HDFC Bank please reverse the amount before 12th .
Regards


Prem


On Sat, Jun 7, 2014 at 7:02 PM, [protected]@bajajfinserv.in <[protected]@bajajfinserv.in> wrote:
Dear Customer,
Thank you for writing to us at Bajaj Finance Ltd.
With reference to our telephonic discussion and mail, your request for Balic Insurance cancellation for the loan account number 404BAL02385820 is under process, we request you to kindly allow us 4-5 working days to resolve the same.
For any further clarifications write to us at [protected]@bajajfinserv.in
Your feedback is important to us. Please take a few minutes to give us your feedback .
[Feedback link]
http://bflloans.force.com/BFeedbackPage?cID=a1o90000000ZLoh&csId=[protec...⇄
Assuring you of our best services always.
Yours sincerely
Bajaj Finserv Lending.
Bajaj Finance Ltd
For an easier and faster access to your account details, please visit our Website – www.bajajfinservlending.in
Type ‘Experia’ and send this message to [protected] from your registered mobile number. You will get your User ID and password in few seconds!
Alternatively, you can follow the below mentioned steps to recall your Experia user ID and password :-
1.) Log on to our website www.bajajfinservlending.in and click on Customer Login option.
2.) Click on ‘Forgot User ID’ option.
3.) Enter your ‘Loan account number’ and ‘Email ID’ registered with us.
4.) Click on ‘Get User ID’ option.
5.) You will receive an email and SMS with your User ID and Password to login.
All of the following information and more is just a click away
Loan Information
EMI related – balance, last payment
Statement of accounts
NOC
EMI Card
[protected][protected][protected][protected]

[protected] Forwarded message[protected]
From: Prem Sonu
Date: Thu, Jun 5, 2014 at 11:44 AM
Subject: Reg EMI Extra deducted
To: [protected]@bajajfinserv.in


Dear Sir/Madam,

This is for your kind information that I am Premkumar has taken Laptop Loan
in your company (4040CD[protected] details are as follows:_
* i*


LOAN TRANSACTION DETAILS BETWEEN 07/01/2014 TO 05/06/2014
TRANSACTION DATE
PARTICULARS
DEBIT
CREDIT
07/01/2014
Adjustment Done Through Dealer
0.00
7, 902.00
07/01/2014
Adv Emi Recd From Customer- Due (4040CD[protected]
7, 902.00
0.00
05/02/2014
Due For Instalment 1 (4040CD[protected]
2, 634.00
0.00
05/02/2014
Pmnt Rcvd Vide PDC No.:E13269099/1-1 Receipt No.---- ( N.A.)
(4040CD[protected]
0.00
2, 634.00
05/03/2014
Due For Instalment 2 (4040CD[protected]
2, 634.00
0.00
05/03/2014
Pmnt Rcvd Vide PDC No.:E13269099/2-1 Receipt No.---- ( N.A.)
(4040CD[protected]
0.00
2, 634.00
05/04/2014
Due For Instalment 3 (4040CD[protected]
2, 634.00
0.00
05/04/2014
Pmnt Rcvd Vide PDC No.:E13269099/3-1 Receipt No.---- ( N.A.)
(4040CD[protected]
0.00
2, 634.00
05/05/2014
Due For Instalment 4 (4040CD[protected]
2, 634.00
0.00
05/05/2014
Pmnt Rcvd Vide PDC No.:E13269099/4-1 Receipt No.---- ( N.A.)
(4040CD[protected]
0.00
2, 634.00
05/06/2014
Due For Instalment 5 (4040CD[protected]
2, 634.00
0.00


I had paid each and every instalment properly, my instalment amount is Rs
2634, in this month, why you people are deducted Rs 3728 in my account, so
i need clarification on this and reverse the amount as soon as possible.
because i had given another cheque to HDFC Bank Rs 2500/-, if it bounce you
people only responsible . i will go for legal action against you people.
kindly rectify the issue as soon as possible.

Thanks & regards
Premkumar
[protected]


Reply
Forward


[protected]@bajajfinserv.inWith reference to our discussion on [protected], our request for Balic Insuran...
Jun 10
With reference to our discussion on [protected], our request for Balic Insuran...


Prem Sonu <[protected]@gmail.com> Jun 11 (13 days ago)


to wecare


Dear madam/Sir,

This is for your information that, your previous mail mentioned that " amount which you paid as insurance premium" I have note paid any insurance and I don't have any awareness of this insurance, without my knowledge how you people are deducted my amount . this is the experience I have got from you, first you people know how to serve prompt payment customer, at least if you want insurance than inform us at the earliest we will also know, already I had issued cheque to HDFC but till now I didn't received cheque from you ( if you people deduct the amount from my account than why didn't you reverse the amount to same account ) this is very bad that I have chosen you for the loan.

Regards


Prem


On Tue, Jun 10, 2014 at 10:28 AM, [protected]@bajajfinserv.in <[protected]@bajajfinserv.in> wrote:
Dear Customer,
Thank you for writing to us at Bajaj Finance Ltd.

With reference to our discussion on [protected], our request for Balic Insurance cancellation for the loan account number 404BAL02385820 has been processed, we have initiated refund of Rs.1094/- through at per cheque, the amount which you paid as insurance premium and you will receive the same at your mailing address registered with us within 7-10 working days.
Registered Address:
PREM KUMAR
#146./1
R C PURA
JALAHALLI
BANGALORE - 560013
For any further clarifications write to us at [protected]@bajajfinserv.in
Your feedback is important to us. Please take a few minutes to give us your feedback .
[Feedback link]
http://bflloans.force.com/BFeedbackPage?cID=a1o90000000ZLoh&csId=[protec...⇄
Assuring you of our best services always.
Yours sincerely
Bajaj Finserv Lending.
Bajaj Finance Ltd
For an easier and faster access to your account details, please visit our Website – www.bajajfinservlending.in
Type ‘Experia’ and send this message to [protected] from your registered mobile number. You will get your User ID and password in few seconds!
Alternatively, you can follow the below mentioned steps to recall your Experia user ID and password :-
1.) Log on to our website www.bajajfinservlending.in and click on Customer Login option.
2.) Click on ‘Forgot User ID’ option.
3.) Enter your ‘Loan account number’ and ‘Email ID’ registered with us.
4.) Click on ‘Get User ID’ option.
5.) You will receive an email and SMS with your User ID and Password to login.
All of the following information and more is just a click away
Loan Information
EMI related – balance, last payment
Statement of accounts
NOC
EMI Card


[protected][protected][protected][protected]

[protected] Forwarded message[protected]
From: Prem Sonu
Date: Thu, Jun 5, 2014 at 11:44 AM
Subject: Reg EMI Extra deducted
To: [protected]@bajajfinserv.in


Dear Sir/Madam,

This is for your kind information that I am Premkumar has taken Laptop Loan
in your company (4040CD[protected] details are as follows:_
* i*


LOAN TRANSACTION DETAILS BETWEEN 07/01/2014 TO 05/06/2014
TRANSACTION DATE
PARTICULARS
DEBIT
CREDIT
07/01/2014
Adjustment Done Through Dealer
0.00
7, 902.00
07/01/2014
Adv Emi Recd From Customer- Due (4040CD[protected]
7, 902.00
0.00
05/02/2014
Due For Instalment 1 (4040CD[protected]
2, 634.00
0.00
05/02/2014
Pmnt Rcvd Vide PDC No.:E13269099/1-1 Receipt No.---- ( N.A.)
(4040CD[protected]
0.00
2, 634.00
05/03/2014
Due For Instalment 2 (4040CD[protected]
2, 634.00
0.00
05/03/2014
Pmnt Rcvd Vide PDC No.:E13269099/2-1 Receipt No.---- ( N.A.)
(4040CD[protected]
0.00
2, 634.00
05/04/2014
Due For Instalment 3 (4040CD[protected]
2, 634.00
0.00
05/04/2014
Pmnt Rcvd Vide PDC No.:E13269099/3-1 Receipt No.---- ( N.A.)
(4040CD[protected]
0.00
2, 634.00
05/05/2014
Due For Instalment 4 (4040CD[protected]
2, 634.00
0.00
05/05/2014
Pmnt Rcvd Vide PDC No.:E13269099/4-1 Receipt No.---- ( N.A.)
(4040CD[protected]
0.00
2, 634.00
05/06/2014
Due For Instalment 5 (4040CD[protected]
2, 634.00
0.00


I had paid each and every instalment properly, my instalment amount is Rs
2634, in this month, why you people are deducted Rs 3728 in my account, so
i need clarification on this and reverse the amount as soon as possible.
because i had given another cheque to HDFC Bank Rs 2500/-, if it bounce you
people only responsible . i will go for legal action against you people.
kindly rectify the issue as soon as possible.

Thanks & regards
Premkumar
[protected]


Reply
Forward


Prem Sonu <[protected]@gmail.com> Jun 13 (11 days ago)


to wecare


Still now I had not received any cheque, this is my last reminder to you all


kindly find the above mail for your reference,

I have applied for a daikin split ac from bAhadar chand& co amritsar .i completed all the required formalities which was asked by your finance executive(sanjiv mehta).after that i asked him about the delivery of product but he didn't reply after asking again n again.n after sometime he replied very rudely.m asking u is this d way the bajaj finserve deals with their existing customers?

Dear Team,

I had cleared all the LOAN with BAJAJ on 31st May 2014, LOAN NO.4040CD00651705, but i have been charged EMI for the month June 2014, DON"T UNDERSTAND WHY ??? WITHOUT considering the FULL PAYMENT, We still not have received the closure letter and REFUND of the excess EMI (3000)taken by the BAJAJ Finserv, when trying to reach the BAJAJ AGENT for clarification, calls are not answered and totally ignoring the calls ([protected] - Agent Number )

This is very unprofessional response from the company, when we have to pay EMI we receive 1000 calls and now when BAJAJ has to give back something the AGENT GOES MISSING !!!

BAJAJ has to understand and value its customer queries and respond in time else it will affect the customer in many ways due to negligence of the "BAJAJ AGENT "

HOPING TO GET THIS RESOLVED ASAP

Please contact [protected] for any clarification's ( proffs will be send when rquired )

Hi I am Prashant Patil from Andheri. Today i visited Reliance digital Infinity mall 2 to buy mobile for my dad as birthday gift. But after feeling forms and xerox and waiting for 30 mins your agent told me i am not eligible. And when i asked for reason he told me my emi card is blocked because 1 EMI was bounced but i already paid the EMI with late payment charges so why? please call and explain. Name Prashant Patil EMI card - [protected] Mobile no [protected] /[protected]

Dear Sir,
I took one 40 inch Samsung LCD TV worth Rs. 60, 000/- from Samsung Chitrahar, MP NAGAR, BHOPAL through EMI option (Loan A/c No. 4300CD[protected] of Rs, 27000/- agains EMI of Rs. 1500/- as on date 03sep 2010 and also they gave my one insurance with my loan worth Rs.1223/- with EMI Rs. 88/- (Insurance A/c 430BAL[protected] i paid my monthly installment as on time. Unfortunately two emi were bounced due to some of miscalculation of myself but whenever my emi was failed i paid cash at the same day to bajaj representative at my office airport.

Thereafter when my loan period is over i feel rest from my side n i forgat about loan and emi... then after two years i had applied personal loan at SBi, that time i asked by sbi regarding shown outstanding in cibil of Rs. 338/- same day i paid the outstanding amount of Rs.338/- through online payment which is shown on bajaj finserv website, , ,

Thereafter i took " NOC " from bajaj finserv for my account and i had submitted to the sbi and i grant my loan from sbi. then again i feel quite rest for any type of outstanding.

last two month before i applied cunsumer loan at reliance digital at DB mall bhopal i notice that myself defaulter in bajaj system for Rs. 4138/- i went to bajaj office which is at MP Nagar, and i notice that bajaj were charged me penalty of Rs. 4138/- against outstanding Rs.88/-

it is not correct and i am not eligible for pay penalty it not my fault due to under given reasons : -

1. Bajaj Finserv have not shown any outstanding against me one their web site.
2. I have NOC from Bajaj Finserv
3. I had never informed from Bajaj Finserv for outstanding worth Rs, 88/-
4. Bajaj Finserv representative never came for collection of Rs.88/- and as wel as i never get single SMS from
Bajaj but i always received SMS from bajaj regading loan offers.
5. I didn't received any single call or notice from Bajaj Finserv for outstanding worth Rs. 88/-

This is your kind information please take a suitable action against bajaj finserv and adviced them for reversed penlely against me and issue me NOC for the same. becouse i have to purchased new AC and Fridge but my loan was not granded due to this type of faulty claim charge against me.

Sir my most humble and respectfully respect to you please do the needful as early as possible at your end.

Thanking you, ,

Regards,

Pravin A Damame,
Indian Oil Corpn, Ltd,
Bhopal
[protected]

From past 6 months they are not coming for settlement and in the April month they told they do settlement only in June and the person who came to collect EMI gave wrong number to contact. My dad is hospitalised and have lots of debt with this, because of which i am not able to pay the EMI. Regards, Girijamba [protected]

On 14th April, 2014 I enquired on Personal Loan . My Loan relationship manager Mr. Abhisekh (mobile number: +91 [protected]) was the one to send executives to collect the documents and for getting the signature over the application form. Firstly the form was not filled by me or in front of me. On 16th April Mr.Amit Agarwal([protected]) called me and told me to do a insurance(Future Generali) of Rs.60000. On 20th Mr.Amit send a person to verified and collected all the hard copies On 6th May, One person came and collect Rs.60000.When I got the Bond paper of that insurance on 23rd May, they collect it and told me that loan will be disbursed on 2nd June.When I called them on 2nd they told me 9th will be the disbursement day.On 9th I called them, they told me some mistake had happened, that was their fault, that the loan is converted to EMI not against Bond, but they will solve it and loan will be disbursed on 12th May.On 12th when I called them they are not picking up my phone.At evening I called Mr.Avik Roy(S.M)([protected]) from another number, he picked up my phone and told me that the process is declined.Till Date I have not received a single Rupee Why it takes so much Days to process the Loan? Why Bajaj Finance harass its customers like this? Why so much of highly paid inefficient people working in Bajaj Finance?I need resolution to my problem, please put some responsible person on my task .
Thanks,
Deepojwal Chakraborty +91 [protected]

Two months back i check my eligibility to avail loan for Laptop in one of the outlets but i didn't purchase anything. But then, i want to avail loan to buy laptop but they are saying there is already one form in my name hence it is showing duplicate, so i have to wait till that form expires or have to get the form closed by the guy who created it.

I have been client of Bajaj Finserv for the past many years and have always paid all my Loans on time. While logging in the Experia Customer portal, I saw a Pre-approved personal loan offer to which I applied for.A person came to collect the cheques and other documents and the physical as well as telephonic verification was done as well.After that there was no response from Bajaj Finserv.When I contacted the customer care via email, I got...

This email is to inform you that I am holding EMI Card no : [protected] with Bajajfinserv. Recently my EMI amount was clearing on every time and i have not been received any confirmation email or letter from you. Infact I have taken so many loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paying on time Emi and my CIBIL Score also 723, but what is Reason for my EMi Card Blocked so please unbloked it .

LOAN CUSTOMER ID 2535912 DEAR SIR THIS IS TO INFORM YOU THAT, THE PAYMENT MADE BY ME ON 30.04.2014 OF MY ALL LOAN ACCOUNT, BUT MY LOAN WAS NOT CLOSED BY HIM TILL 19.05.2014& AS PER HIS COMMITTMENT AFTER PAYMENT LOAN HAS AUTOMATICALLY CLOSED WITHIN 7DAYS & RELASE YOUR PROPERTY PAPERS NOW PROBLEM IS THAT, FOR DELAY IN CLOSURE OF LOAN & DELAY IN DISPATCH OF PROPERTY PAPERS WE ARE FACING RS.15000/-DAILY FINANCIAL LOSSES, AFTER COMPLAIN IN BAJAJ FINSERV, HIS CUSTOMER CARE EXECUTIVE TOLD ME THAT, OUR SYSTEM PROBELM I UNABLE TO PROVIDE YOU THE DEATILS, ACTUALLY ITS HAPPENED EACH & EVERY DAY SO FINALLY I PROVIDE THE FEEDBACK FOR TAKE THE ACTION ON HIM & ASK HIM FOR PROVIDE THE PROPERTY PAERS IMMEDIATELY & ALSO THE FINANCIAL LOSSES OF RS. 15000/-PER DAYS OF DELAYED CLOSURE FROM 01.05.2014 TO TILL RECEIVING THE PAPERS. THKS SANJAY PATODIA [protected]