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Bank Of India Complaints & Reviews

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Updated: Apr 3, 2026
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V
Varun26885
Mar 18, 2019
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Address: Azadpur bank of India branch, New Delhi, Delhi, 110033

Hai I am varun Malhotra I have a account in Bank of India I have dissappointed his services because I have added a amount in a paytm wallet through Bank of India amount RS 300 balance has been debited my account but not credited in my paytm wallet I have raised a complaint through on line bank of India Portal l have raised a complaint but not received any confirmation from bank side today still I have a deduction for the Nach registration charges for two times but deducted only one time charges but bank can deducted two times 206 RS each customer Care says that go to the bank branch I am job working customer l have not any enough time to go for Bank my Branch is azadpur bank of India my phone number is [protected] and my account number is [protected] please check and rectify and solve this problem
Bank Of India customer support has been notified about the posted complaint.
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    Vikas1994
    from Mumbai, Maharashtra
    Mar 18, 2019
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    Address: Latur, Maharashtra, 413512

    Dear sir/mam,
    Respected sir dated on 17/03/2019 two transaction failed but amount will be deducted from my account in two transaction 300 and 300 after 24 hours they will be not refuned. Account no [protected] plz help me to refund my amount deducted. How many hour refund will be credited to my account?
    Plz help me nice service to be provied bank of india
    Thank you
    Bank Of India customer support has been notified about the posted complaint.
    Mar 18, 2019
    Updated by Vikas1994
    Transaction failed but amount will be deducted from my bank account
    Hi sir, I'm getting some messages from your bank and I don't even have an account. Please look into it. Thank you
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      Yuvraj Rajput?
      from Yamunanagar, Haryana
      Mar 18, 2019
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      Address: 123106

      To,
      The chief branch manager
      Bank of india
      Main branch

      Dear sir,

      A refund of rs 429 rupees was successfully processed on 28 february 2019 to my account by amazon. This amount should have been credited to my boi account by now, but i have not received the refund till now.

      I have called the bank of india customer service and also emailed the bank of india customer care all the details many times but nobody has replied or resolved the problem. No action is being taken
      Please resolve my problem
      A/c number [protected]
      Reference number ;[protected]
      Please resolve my problem as soon as possible
      Gmail id. [protected]@gmail.com
      Bank Of India customer support has been notified about the posted complaint.
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        Y
        yogeshprakash92
        Mar 17, 2019
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        Address: B-76 duttatray nagar behind nimar hospital burhanpur m.p, Burhanpur, Madhya Pradesh, 450331

        I'm permanent employee of a school named oxford school, khaknar d-burhanpur m. P holding a post of principal since 2006. My salary a/c-no.[protected] is with your khaknar branch. I approached for home loan to your shanwara branch burhanpur m. P along with complete necessary documents required for home loan there after i was assured by the chief manager madam and loan maneger shri nandalal sir for the sanction of loan after scrutiny of documents in the month of oct 2018 on their assurance i entered into agreement with the colony developer govindpuram colony near collectorate burhanpur for the purchase of land and construction of house with roman of advance under condition to complete the fomalities of registration of land by 31 march 2019. Again after arranging meeting money i approach the branch for sanction in the month february 2019 but i was denied for the said loan by the cheif manager madam and by the present loan maneger. I m in relation with your bank along with salary accounts of my staff members and also the account of the school at khaknar branch now as per agreement i have to pay the increased cost of the land and stamp duty payable after 31 st march 2019. The denial of the loan out me in the position where i'm unble to understand why i approached the bank with whome i'm related since long. I think this was a blunder mistake on my part. I don't understand your slogan of relationship beyond banking. Iam not even left to maintain the relationship only with banking even. I m under immense mental pressure and my family as well. Your shocking decision as compeled to approached the private finance company for my housing loan and i have lost the faith in your reputed instituion. Kindly resolve the issue in the manner to avoid suce reoccurence of similar situation with any other trusted custermor of your institutions. Hoping for the best yogesh prakash patil present address b-76 duttatray nagar behind nimar hospital burhanpur m. P mo. No [protected], [protected] my email i'd - [protected]@gmail.com
        Bank Of India customer support has been notified about the posted complaint.
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          Adnan Usmani
          Mar 17, 2019
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          Address: Moh SARAI KOHANA AMROHA, 244221

          Account number [protected]
          Name adnan usmani
          Ifsc code bkid0007806

          To
          The bank manager
          Bank of india
          Branch amroha

          Dear /sir
          I have the above maintained account with your branch. I failed problem on 03 march while doing the transaction online through my debit card the amount has been deducted from my account but the received did not receive the amount and caused amount failure. Till now the deducted money does not refund my account. So kindly request to you take a look of this issue and solve my problem as soon.
          Bank Of India customer support has been notified about the posted complaint.
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            P
            PRATIKSHA VISHNOLIA
            from Indore, Madhya Pradesh
            Mar 15, 2019
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            Address: D/O: Gopi Ram Vishnolia, ward no 11, senior Saboo school ke pass,., , tehsil-chirawa, pilani, 333031

            Account number [protected]
            Name pratiksha vishnolia
            Ifsc code bkid0006647

            To
            The bank manager
            Bank of india
            Branch pilani

            Dear /sir
            I have the above maintained account with your branch. I failed problem on 11 march while doing the transaction online through my debit card the amount has been deducted from my account but the received did not receive the amount and caused amount failure. Till now the deducted money does not refund my account. So kindly request to you take a look of this issue and solve my problem as soon as possible.
            Thanking you
            Bank Of India customer support has been notified about the posted complaint.
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              R
              ravi@1968
              from Delhi, Delhi
              Mar 15, 2019
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              Address: New Delhi, Delhi, 110092

              Sir,

              I vinay gupta prop. Of m/s om mangla bottle enterprises was enjoying a cc limit of rs 50 lacs (Cc a/c no. [protected]) since 2012, against collateral security of residential property situated at flat no. B-3/18, "sunrise appartment" plot no. 37, sector-13, rohini, new delhi - 110085 of which current market value is around rs 3.5 crores.

              We were not received the sanction letter for that despite several reminders and emails.

              Since last year we were facing some problems with banking staff and chief branch manager mr. Harpreet singh and branch has reduced the cc limit from rs 50 lacs to rs 40 lacs in middle july 2018, and also allowed us to do only credit transactions in the account. We can't do our business freely with these conditions and request the branch manager for close of our account.. But the branch manager does not do any thing regarding closure of account and only debiting the charges in our account.

              In the month of december 2018 (On date 14/12/2018) the branch manager called me, my parents and my wife and forcefully close our old cc a/c no. [protected] and opened a new cc a/c no. [protected] with new sanction letter dated 06/12/2018 and further reduce cc limit to rs 30 lacs and again increase the rate of interest from 12.25% p. A. To 14.45% p. A. And also put some conditions on usage of funds. The branch has also debit ppc charges rs.7575.60 and doc charges rs.4410.84 on dated 14/12/2018 and stamp & doc charges rs.600 on dated 05/01/19 and mortgage fees of rs.4725.90 on dated 14/01/2019. We shocked to see that the bank customer is only for giving the charges and interest to bank and bank has right to steal the money from customer's account.in current competitive market scenario there is very tough for a business man to survive a business with this type of behavior of bank and we decide to end the relationship with bank of india and decide again to close our account permanently.
              We arrange the funds and square up the credit balance of cc a/c no. [protected] on dated 18/12/2018. We also request the branch for closure of account with some other queries. But the branch manager neither close our account nor remove queries till date.

              Queries as per our letter dated 06/02/2019 as under

              We noticed that you have charged excess interest of rs.106/- in the m/o july 2018 and rs.1262/- in the m/o august 2018. (Calculation sheet enclosed) our employee mr. Mintoo prajapati was visited to your branch on dated 02/11/2018, 16/11/2018, 27/11/2018, 05/12/2018, 10/12/2018, 21/12/2018, 04/01/2019, 18/01/2019 and 23/01/2019 for reversal of the same, but you have not reversed the same till dated. Kindly reverse the same as earliest.

              Previous sanction letter in original not received by us till date. Our boy mintu prajapati visited bank so many times, but the bank is saying that sanction letters have been misplaced.
              It is our duly right that you provide us sanction letters.

              We have told you many times to close the cc a/c no. [protected] of om mangla bottle enterprises, but you still didn’t close the same. We don’t required cash credit facility at a such higher rate of interest i. E. 14.45% p. A. Kindly close the same as earliest as possible
              Other queries as under
              Regarding input of gst credit not reflecting in gstr2a since july 2017 to till date and there is mismatch of gst input tax credit. Kindly rectify the same in your gst return immediately.

              Now we request you to please do the needful regarding this matter and close our cc a/c no. [protected] with immediate effect

              Thanking you.
              Bank Of India customer support has been notified about the posted complaint.
              Mar 15, 2019
              Updated by ravi@1968
              Sir,

              I Vinay Gupta Prop. of M/s Om Mangla Bottle Enterprises was enjoying a cc limit of Rs 50 lacs (CC A/c no. [protected]) since 2012, against collateral security of residential property situated at Flat No. B-3/18, "Sunrise Appartment" Plot no. 37, Sector-13, Rohini, New Delhi - 110085 of which current market value is around Rs 3.5 Crores.

              We were not received the sanction letter for that despite several reminders and emails.

              Since last year we were facing some problems with banking staff and chief branch manager Mr. Harpreet Singh and branch has reduced the cc limit from Rs 50 lacs to Rs 40 lacs in middle July 2018, and also allowed us to do only credit transactions in the account. We can't do our business freely with these conditions and request the branch manager for close of our account..But the branch manager does not do any thing regarding closure of account and only debiting the charges in our account.

              In the month of December 2018 (On date 14/12/2018) the branch manager called me, my parents and my wife and forcefully close our old CC A/c no. [protected] and opened a new CC A/c no. [protected] with new sanction letter dated 06/12/2018 and further reduce cc limit to Rs 30 lacs and again increase the rate of interest from 12.25% p.a. to 14.45% p.a. and also put some conditions on usage of funds. The Branch has also debit PPC charges Rs.7575.60 and DOC charges Rs.4410.84 on dated 14/12/2018 and Stamp & DOC charges Rs.600 on dated 05/01/19 and Mortgage fees of Rs.4725.90 on dated 14/01/2019. We shocked to see that the bank customer is only for giving the charges and interest to bank and bank has right to steal the money from customer's account. in current competitive market scenario there is very tough for a business man to survive a business with this type of behavior of bank and we decide to end the relationship with bank of india and decide again to close our account permanently.
              We arrange the funds and square up the credit balance of cc a/c no. [protected] on dated 18/12/2018. We also request the branch for closure of account with some other queries. But the branch manager neither close our account nor remove queries till date.

              Queries as per our letter dated 06/02/2019 as under

              We noticed that you have charged excess interest of Rs.106/- in the m/o July 2018 and Rs.1262/- in the m/o August 2018. (Calculation sheet enclosed) Our employee Mr. Mintoo Prajapati was visited to your branch on dated 02/11/2018, 16/11/2018, 27/11/2018, 05/12/2018, 10/12/2018, 21/12/2018, 04/01/2019, 18/01/2019 and 23/01/2019 for reversal of the same, but you have not reversed the same till dated. Kindly reverse the same as earliest.

              Previous Sanction letter in original not received by us till date. Our boy Mintu Prajapati visited bank so many times, but the bank is saying that sanction letters have been misplaced.
              It is our duly right that you provide us sanction letters.

              We have told you many times to close the CC A/c No. [protected] of OM Mangla Bottle Enterprises, but you still didn’t close the same. We don’t required cash credit facility at a such higher rate of interest i.e. 14.45% p.a. Kindly close the same as earliest as possible
              Other queries as under
              Regarding input of GST credit not reflecting in GSTR2A since July 2017 to till date and there is mismatch of GST input tax credit. Kindly rectify the same in your GST return immediately.

              Now we request you to please do the needful regarding this matter and CLOSE our CC A/c no. [protected] with immediate effect

              Thanking you.

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                S
                Sojanpc
                from Visakhapatnam, Andhra Pradesh
                Mar 13, 2019
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                Address: D 201, EARTH ACROPOLIS 1, OPP STERLING HOSPITAL, BHAILI, VADODARA, Vadodara, Gujarat, 391410

                My account is with bank of india, vasna bhaily branch vadodara. Before two months i added money in my paytm account online and the same was deducted from my account but was not added in my pay tm account. I gave an application to bank branch and also to star connect and boi customer centre. I repeatedly send many reminders but till date they have not given any reply or taken action to credit back the debited amount.
                Bank Of India customer support has been notified about the posted complaint.
                Regarding penal interest auto debited from our loan account from shapar branch
                9879076496's reply, Mar 6, 2019
                bank have auto debited the penal interest from our loan account and we have make more than 5 times application to the bank but bank are not giving any response and also not giving interest on FD of subsidy
                Good morning sir/madam,
                I have book movie ticket phone pay application by payment patyam application but movie ticket not book and money Around 197 on 11 january 2018 evening 6:30pm is debit in my account but not refund now...I have company many time but problem not slove by branch so solve my problem regarding refund amount...!!!
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                  S
                  Sunny1525
                  Mar 12, 2019
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                  I didn't recieve my refund though the online website had processed it. They gave me a code for refund to be given to the bank customer service. I did so. Iwas given with an email. I followed it. Still no progress. I contacted them again and again they gave me the same process to follow, i did but no progress just futile exercise, i just want my money back.
                  Bank Of India customer support has been notified about the posted complaint.
                  Sir, my money has been deducted fee fee has not been deposited
                  Hello
                  I use my debit card to pay 500/- for Jyoti petrol pump, machine declined but the amount deducted from my account.So I paid again n second time it was successfully completed n deducted amount again.So first when it declined It has not yet reversed. Will you please check out what's wrong.
                  Thank you.
                  Hi

                  please help me i have purchase a washing machine from amazone but due to some reasion it was cancle but my refund still not recieved when i isk to amazome customer care they provid me refrence number for refund as par him refund was initiate on same day after that i filled charge back form online but stile not recieved pls help.me
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                    A
                    aafakkhan
                    from New Delhi, Delhi
                    Mar 11, 2019
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                    Address: F -9 DILSHAD COLONY, DILSHAD GARDEN, DELHI- 110095, New Delhi, Delhi, 110095

                    Dear sir
                    My name is aafak today i visited to bank of india dilshad garden branch for account opening but there is not the one employee to give me a proper information & guide that how to open account but this is not enough after this there is misbehaving with me by bank employees & refusing to open account sir this is not acceptable the bank for public convenience not the employees the bank for our services not for employees atitude sir u r hire/ appoint the employees for what.
                    To misbehave with customer abusing with the customers have a lots of atitude no sir the bank & employees for our services or convenience sir please take the action against these kinds of employees otherwise shutdown ur banks.
                    🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬...
                    Bank Of India customer support has been notified about the posted complaint.
                    Adding money to paytm wallet due to some problem transaction was failed but rupees 900 has been debited from bank account.
                    asutosh lenka's reply, Mar 8, 2019
                    Please refund the money as soon as possible
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                      J
                      Jagveersingh Narula
                      Mar 11, 2019
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                      Address: 285,adarsh nagar, 208010

                      My name is jagvir singh narula. As i am given form to open new account in your bank with rs 1350.00 cash with all formelties to open new account in bank of india defence colony kanpur uttar pardesh branch on 5/03/2019. But they could not given any recipt. Today i went to branch for pass book, debit card & cheque book they refuse to give all these. They are asking all these are came to your addres. But sir when it came to my addres. They could not given satisfactory answer about all.
                      Bank Of India customer support has been notified about the posted complaint.
                      OTP not send
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                        A
                        Amrita Lal Biswas
                        Mar 11, 2019
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                        Address: 74/3 P.Majumdar Road,kolkata 700078

                        I Amrita lal Biswas of 74/3 P Majumdar Road, Kolkata 700078, an Ex staff
                        Officer of Bank of India called on Ruby Park Branch on 1st. Instant for withdrawing Rs.6000/from my SB AC no.[protected] with them when there link falure.I was the second man in the que in front of cash counter which was manned by Shri prolog.Since ISm a familiar man with pralay I have requested him to to tender me cash of Rs.6000/ which could be debited in my a/c when the link resumes. He of course gave the cash then and at the time of leaving the counter I explained to the man in front of me that since I was an ex employee, so prolay had given me cash on trust.on 6/3/2019 when I visited the Branch again for cash withowal, again shri Pralay was on the counter who told me that I have not done correct thing by requesting him to pay me cash on 1/3/2019 and have availed UNDUE ADVATAGE in the matter. By the course of conversation he told that link could not have come at all that day when I told him that you could have contacted over phone.In the course of conversation he told me that not only I have taken undue advantage that day but my action was illegal.I, in my service life have served as Managers/Senior Managers for about 20 years and did not thought that I will hear such thing from one of the clerical staff.Hoever, I nog only a pension holder taking pention from Ruby Park Branch, am having about e0 lacs Deposits in different accounts with them.I therefore request you to inform in 1.Have I really avail of any undue advantage on 1/3/2019 by withdrawing Rs6000/ when there was no li k.2.WAs it an illegal Act on my part ? 3.What was J supposed to do at that moment when there is no link but I require which is in my account?4. There was system in our Bank called TELLER counter from where money was given against first and then postings were done later. Is that system are prevailing in Bank of India still now? I hope to get your reply at an early date covering atl the above points.Thanking you, hlurs faithfully, Amrita Lal Biswas.holder of sb ac no [protected] with Ruby Park Branch, kolkata
                        Bank Of India customer support has been notified about the posted complaint.
                        Dear sir,
                        I am from Indore . I have one A/C in BOI . If I Come at this bank then. Always link fail in this bank . It is rabish point and Samfull of your bank. This is my 5th time. Link fail.

                        Bank Details
                        IFSC code - BKID0008832
                        MICR Code[protected]
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                          Ankusu
                          Mar 10, 2019
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                          I applied for bhu form but transaction was failed and amount was deducted. I applied this form through bhi. Ucanapply.com merchant from my boi atm card. I am very worried and it is 20 days my amount has not been credited in my acount. Amount is 612 inr. Merchant reference no. Is bhuu[protected]e. My ebs payment id is[protected]. Customer name puja bharti. Email id - [protected]@gmail.com please take any action i am seeking for this from many days and now i am tired of this.
                          Bank Of India customer support has been notified about the posted complaint.
                          Dear sir
                          Here is mamta Devi from khanna city i was transferred my payment through pay app that is rupees 238 on date 8 march 2019 but the payment didn't received by the receiver so please check the status otherwise refund my paymen to my account.
                          Transaction id is
                          P1903081202472834910840
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                            Saurabhk1997
                            from Sangli, Maharashtra
                            Mar 9, 2019
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                            Address: Nashik, Maharashtra

                            I swiped my debit card on sai fuel point, nashik, on 7-3-2019 at 5:49 pm for 210 rs.
                            First transaction declined and they didn't got receipt. Second transaction was successful but my money deducted twice.
                            Please refund my money.
                            I am attaching the statement of petrol pump that they have received only one statement.
                            Please let me know when my money will be back
                            Regards
                            Bank Of India customer support has been notified about the posted complaint.
                            Mar 09, 2019
                            Updated by Saurabhk1997
                            My account no- [protected]
                            IFSC code- BKID0000819
                            hey dear, you have other option too...to resolve this issue.
                            i.e. complain to banking ombudsmen click belove link for How to file the complaint to banking ombudsmen:
                            https://www.awnini.in/2019/03/harassment-by-bank.html
                            Sir mera dabit card fainecial loss likh Raha hai please help me sir name RANVEER Kumar account number [protected]
                            [email protected]'s reply, Mar 9, 2019
                            Sir mera dabit card fainecial loss likh Raha hai please help me sir
                            I'm PAWAR SURAJ LAHU .My account no is [protected], Ifsc code :BKID0001313 .But nowdays I have facing some problem while adding my acvount with google pay...my registerd mobile no is [protected]...because of service problem from urside I'm not able to attach my account with google pay...plz solve my problem as early as possible .
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                              Rooban Sabapathi
                              from Chennai, Tamil Nadu
                              Mar 9, 2019
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                              Address: Chennai, Tamil Nadu

                              I have made 3 online transactions which were failed but i hadn't received any refund. Following are the transaction details:
                              1) date: 09/03/2019, amount: 7553
                              2) date: 09/03/2019, amount: 7553
                              3) date: 01/03/2019, amount: 7553

                              Kindly resolve my issue. I am very much disappointed with your service. I had already faced similar kind of issues in my other account with your bank thrice. Please solve this issue as soon as possible
                              Bank Of India customer support has been notified about the posted complaint.
                              hey dear, you have other option too...to resolve this issue i.e. complain to banking ombudsmen click belove link for How to file the complaint to banking ombudsmen:
                              https://www.awnini.in/2019/03/harassment-by-bank.html
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                                Vikash Badal
                                Mar 9, 2019
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                                Address: MURADPUR CAUHATTA PATNA 800006, Patna, Bihar, 800006

                                Dear sir my name is vikash kumar i am account holders of your bank my account no is [protected] and ifsc code is bkid0004408 sir am sending 5000 rs. Wrong account number on[protected] so i won't charge back amount of 5000 rs.in my account. Transaction utr number is[protected].
                                Thanks & regards
                                Vikash kumar
                                [protected]
                                [protected]
                                Bank Of India customer support has been notified about the posted complaint.
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                                  ktvtamilvanan
                                  from Kuzhithurai, Tamil Nadu
                                  Mar 8, 2019
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                                  Address: 4/13 ARUNTHATHIYAR STREET, Namakkal, Tamil Nadu, 637505

                                  Dear sir:
                                  my name is k tamilvanan Ac.no [protected] maintaining account in boi marapparai. last month (02 JAN, 09 JAN 2019) my two transactions not done please refund my amount,
                                  This 2 transactions are successfully amount debited my account but amount not credited to that account holder. please quikly solve my problem.
                                  But money hasn't received my account / transaction account (received another person's BANK)
                                  then how you closed my complaints. tell that particular reasons or detailed explanation with my knowledge.
                                  and my home branch officers has not tell any solutions or not respect to my calls also for my complaints. and they are not GIVEN value to my opinions. please reopen my complaints.
                                  Bank Of India customer support has been notified about the posted complaint.
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                                    Meerankiloo
                                    from Katra, Jammu and Kashmir
                                    Mar 8, 2019
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                                    Address: 181132

                                    I didn't recieve my refund though the online website had processed it. They gave me a code for refund to be given to the bank customer service. I did so. Iwas given with an email. I followed it. Still no progress. I contacted them again and again they gave me the same process to follow, i did but no progress just futile exercise, i just want my money back.
                                    Bank Of India customer support has been notified about the posted complaint.
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                                      asutosh lenka
                                      Mar 8, 2019
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                                      Address: Bhadrak, Odisha

                                      Adding money to paytm wallet due to some problem transaction failed but rupees 900 has been debited from bank account please refund the amount as soon as possible. It has been 24hrs from the transaction but money has not been credited to bank account please resolve the problem as soon as possible. Please let me know the resolving process through my gmail i'd
                                      Bank Of India customer support has been notified about the posted complaint.
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                                        Md makbul
                                        from Mumbai, Maharashtra
                                        Mar 8, 2019
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                                        Address: Lalganj, Vaishali, Bihar, 844121

                                        Dear respected,
                                        I submit a kyc form with pan and aadhar card copy in bank of india on friday 22-feb-2019. Our banking person told me that your kyc will update on monday 25-feb-2019. Then i agree. But our kyc not updated till time. Now today complete 14 days properly but kyc not yet updates.
                                        Now today i talk with banking person mr. Monu for that. Then mr. Monu told me your kyc is missed here. You submit again your kyc. What are service. Now who will care my request in bank. No one person do our work carefully. Very bad service of bank of india.
                                        Ifsc code of this bank bkid0004567.
                                        My register mobile number [protected]
                                        My new number [protected]
                                        My name md makbul ansari
                                        Bank Of India customer support has been notified about the posted complaint.
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