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Bank Of India Complaints & Reviews

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Updated: Feb 26, 2025
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S
Sudheer sanodiya
from Seoni, Madhya Pradesh
Sep 29, 2018
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Address: Seoni, Madhya Pradesh, 480661
Website: bank of india

Subject: excess rate of interest serve on loan AC No [protected]

Respected Sir/madam

excess rate of interest serve on loan AC No [protected] because bank was not Linked subsidy at the time of loan disbursement, bank has linked subsidy after one year later, while agriculture department given subsidy to bank dated 30/09/2013 before loan sanction. Loan Sanction and disbursement date is 11/11/2013.

loan AC No - [protected]. subsidy AC No- [protected].

My loan amount is -12.00 lacs.

Margin money - 02.40 lacs.

Subsidy amount - 06.00 lacs.

remaining amount -03.60 lacs.

bank has charged interest in whole amount Rs 09.60 lacs, while interst is charged on rest amount i, e is Rs 03.60 lacs, this is due to delay in subsidy processed/Link by Bank one year, Many time I had meet to Branch manager but manager says to this correction is not in our hand and every time rudly response by Branch Manager, this results bank has charged more interest in loan account, all relevant documents attach with mail.

Sir I request you kindly resolve my problem soon as possible.

Thanks & Regards
Manish kumar Sanodiya
Mo.no. [protected]
+1 photos
Bank Of India customer support has been notified about the posted complaint.
Sep 29, 2018
Updated by Sudheer sanodiya
Subject: excess rate of interest serve on loan AC No [protected]

Respected Sir/madam



excess rate of interest serve on loan AC No [protected] because bank was not Linked subsidy at the time of loan disbursement, bank has linked subsidy after one year later, while agriculture department given subsidy to bank dated 30/09/2013 before loan sanction. Loan Sanction and disbursement date is 11/11/2013.

loan AC No - [protected]. subsidy AC No- [protected].

My loan amount is -12.00 lacs.

Margin money - 02.40 lacs.

Subsidy amount - 06.00 lacs.

remaining amount -03.60 lacs.

bank has charged interest in whole amount Rs 09.60 lacs, while interst is charged on rest amount i, e is Rs 03.60 lacs, this is due to delay in subsidy processed/Link by Bank one year, Many time I had meet to Branch manager but manager says to this correction is not in our hand and every time rudly response by Branch Manager, this results bank has charged more interest in loan account, all relevant documents attach with mail.

Sir I request you kindly resolve my problem soon as possible.


Thanks & Regards
Manish kumar Sanodiya
Mo.no. [protected]

Sep 29, 2018
Updated by Sudheer sanodiya
Subject: excess rate of interest serve on loan AC No [protected]

Respected Sir/madam



excess rate of interest serve on loan AC No [protected] because bank was not Linked subsidy at the time of loan disbursement, bank has linked subsidy after one year later, while agriculture department given subsidy to bank dated 30/09/2013 before loan sanction. Loan Sanction and disbursement date is 11/11/2013.

loan AC No - [protected]. subsidy AC No- [protected].

My loan amount is -12.00 lacs.

Margin money - 02.40 lacs.

Subsidy amount - 06.00 lacs.

remaining amount -03.60 lacs.

bank has charged interest in whole amount Rs 09.60 lacs, while interst is charged on rest amount i, e is Rs 03.60 lacs, this is due to delay in subsidy processed/Link by Bank one year, Many time I had meet to Branch manager but manager says to this correction is not in our hand and every time rudly response by Branch Manager, this results bank has charged more interest in loan account, all relevant documents attach with mail.

Sir I request you kindly resolve my problem soon as possible.


Thanks & Regards
Manish kumar Sanodiya
Mo.no. [protected]

[protected] is My Permanent Mobile Number(is Registered My Id - Hardeep Singh) I am not a customer your Bank. Why should my mobile number used your bank customer (xx6107) Last Sms[protected]. Please do action is that matter Immediately.
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    BE Happy with Me
    from Bhubaneshwar, Odisha
    Sep 26, 2018
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    Address: 545

    Sir, My problem is i was ordered a item and return it due to wrong item received in PAYTM. so paytm initiated my refund amount which is 234 by NEFT on 9/09/2018 but bank take maximum 24 days to diposit it but as it cross my bank of india did not diposit tgis amount in my Bank. The refund reference number/bank transaction id provided by bank is[protected].So please diposit my money as soon you can please.
    Bank Of India customer support has been notified about the posted complaint.
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      Layamadhuri Sarvepalli
      from Chennai, Tamil Nadu
      Sep 26, 2018
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      Myself went to boi puttur branch for rtgs by 11 am for 10lakhs. But the manager refused to do the same as his deposits amount will be reduced and forcing me to invest in dome other policies. What right does yhatanager have to stop my ttgs to pther bank and threatening meand my parents that they will keep me in jail and all. Im not doing any illegal activities tp ybreaten me. They mafe me suffer very much. First time facing such worst situation. My friend also had the same experience with same manager. Very rude behavior. So adament. Will never go to bank of india. Will close the account shortly. All my friends will also do the same. Very idiotic bank.
      Bank Of India customer support has been notified about the posted complaint.
      मेरे खाते से बेलेन्स कट गया रिचार्ज नही हूआ

      staff behavior - Comment #3226052 - Image #0
      kishore kumar sharma's reply, Sep 30, 2018
      मेरे द्वारा bsnl से मोबाइल नंबर 9425988056 पर 2290 रुपये का बैलेंस डलवाया था परन्तु बेलेन्स नहीं आया
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        O
        Omg3om
        from Kanpur, Uttar Pradesh
        Sep 26, 2018
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        Address: 208021

        Respected sir, i have made a purchaseof an item on paytm and after successful return of that item, i got a statement from paytm about the refund amount to be credited and reflected in my account till 22 september 2018 as initiated on 8 september 2018 after 14 working days with bank reference no 30001082528247219772138, as confirmed by the bank of iindia. Still the money has not been credited to my account and it's getting too delayed.
        ​kindly look into the matter as soon as possible, and these malpractices are provoking people to loose faith.
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          Omg3om
          from Kanpur, Uttar Pradesh
          Sep 26, 2018
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          Address: 208021

          Respected sir, this is a mail to inform you about the fraud money transactions being done to your bank without even the consent of account holders. A total of 5000 inr was debited from my account to airtel pos, and the worst part is that i even haven't used any airtel services in my life till now, nor did i shared the confidential bank details to anyone, and to make the matter more worse was the bank sms information which was incomplete too.
          On 18 september 2018 i got various otps from boi and the moment i could figure out what is going on i got a sms of rs 2500 being debited from my account. I was shocked and immediately on the same day send bank an email of loss of 2500 inr on 18 september.
          But today i. E on 26 september when i checked my mini statement of my account i found 2500 were debited twice to the same airtel pos.
          This is insane, i mean we people trust you and this is what i got putting my money and trust in your bank, even they didn't feel to give a complete transaction details on my registered mobile number.
          Kindly sir, take this matter very very seriously, i'm a student and can't afford to see my money being flew away without even my knowledge.
          And yes it's now very difficult for me to trust any bank especially boi.
          I'm looking forward to cancel all my accounts in banks if my money is not refunded or credited to my account.
          Thank you.
          Chitranshu dwivedi
          +1 photos
          Bank Of India customer support has been notified about the posted complaint.
          Sir mere bank se two bar balance cut gaya hai par abhi tak meri payment transfer nhi hui hai 5127+5127===10254 total bank of india a/c [protected], , , , , BKID0006713, , , , ANISH KUMAR AMBALA CITY HARYANA SE
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            A
            archnatiwari
            from Mumbai, Maharashtra
            Sep 25, 2018
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            Address: Ranchi, Jharkhand

            Sir Ye bank of India ke account may neft say 90800 rs chalegy hain. Bank wale is refund Nhi ker rhe hain. Aur Ye account bhi Fraud account hain. Bank csp ke naam per customer say payse dalwata hain. Aur is account ko bank of India ke Barnch manager purity taraha say bacha rhe hain. Sir is account ka pata Lagya jye jissay kisi Aur coustomer ka paysa na jye barnchcodeBKIDOOO5895
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              Saptarshi Adhikary
              from Kolkata, West Bengal
              Sep 25, 2018
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              Address: 741126
              Website: www.amazon.in

              Hello, my name is saptarshi adhikary, a customer of your bank. My account number is -[protected]. I have an issue regarding my account.
              I don't receive my payment which is already send by amazon. Amazon send me the refund reference number[protected]. I went to bank (Salt lake branch) they don't provide me any solution. I fill ccf form regarding this issue, but they don't give me any receive copy or any complain i'd.
              +1 photos
              Bank Of India customer support has been notified about the posted complaint.
              I have to state that I am vinit. My a/c no. is [protected]. Branch name- Rampatti, madhubani, bihar. My money (15, 000) has debitted my account by unknown person in the date of 19 sep. 2018. Which unknown person mobile no. is [protected].
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                M
                Mainak Nandi
                Sep 24, 2018
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                Address: 712413
                Website: Bank of India

                My relative is getting harassed by one of your branch manager from kable branch, rasulpur. Your branch manager name biswajit banerjee. Why i have to suffer everyday? Do i have to go to consumer forum?? I have commuted my pension in the year 2003. Now bank manager is saying he is not capable to do that? What kind of excuse is this? Is that person out of his sense or what?
                +5 photos
                Bank Of India customer support has been notified about the posted complaint.
                Sep 28, 2018
                Updated by Mainak Nandi
                Now railway is saying that they have informed bank about commuted pension. Bank has done a mistake to deduct that money now ₹47000 they have given by mistake. Why tve customer have to suffer to bank’s negligence for so many years. I need a clear justification. Bank must not force me for repayment. Its bank’s fault and they have to repay for their fault

                Oct 04, 2018
                Updated by Mainak Nandi
                What’s the status of this ? Can anyone update me please
                Dear Sir
                A transaction of Rs. 820 has been done using BOI credit card at RELIANCE NANDED IND at 16.39 but actually it is not received payment by RELIANCE but amount deducted in my credit card My A/C NO.[protected], Subhash N Rathod. I requested to you, returned amount same . Pls do the needful
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                  M
                  Muktibrata jana
                  from Guskhara, West Bengal
                  Sep 24, 2018
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                  Address: 721601

                  Sir, I did pay an admission fee (10424) on 11/07/18 through Bhim pay. But it got failed, then I paid that fees from another account. As the previous transaction was failed, so Bhim Pay reversed that amount. But the State Bank of India has cut it out. Then I report to branch manager about 15 din, but the responsible bank and Bhim pay both of not taken any responsibility. I want to reverse back my money along with my 15 days wages(15*300=4500), as I harassed by the branch manager of the bank. My account details are given below: A/C :[protected] Name: satyabrata Jana
                  State Bank Of India
                  Branch name: Bhagwanpur Branch
                  IFSC code: SBIN0015955
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                    Utkarsh Kinge
                    from Bhopal, Madhya Pradesh
                    Sep 23, 2018
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                    Address: Burhanpur, Madhya Pradesh, 450331

                    I had transfered the money from sbi acunt to boi acunt through imps bt the money is nt credited in the acunt.. The money is transfered from sbi acunt of vaibhav kinge to the boi acunt of sarita kinge througa imps... Bt it is nt credited in acunt... Money is transfered on date 21 september bt till today date the money is nt credited.. Pla resolve my prblm
                    +1 photos
                    Bank Of India customer support has been notified about the posted complaint.
                    Its been more than 3 months I haven't receive my amount 904 yet which I have used at max retail pacific mall Dehradun. I have already complaint in bank branch Sewlakala but they didn't respond to the complaint. So kindly fix it as soon as possible and inform me about further process and refund the money.
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                      sajal55555
                      from Jamshedpur, Jharkhand
                      Sep 20, 2018
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                      Address: Dhanbad, Jharkhand, 828201
                      Website: NPCI nad uidai

                      Sir, mera sbi me ek account hai.. Jo adhar se link hai.. Magar jab uidai.gov.in pe bank linking status check kr rhe hai to inactive show kr rha hai... Jiske karan mera scholarship ka peysha nhi aa rha hai.
                      Jb bank me jake bole to bank wale bole aapka aaghr link kiaa hua. Hmlog kuch nhi kr skte hai.. To sir plz iske bare me help krne ke kripa kare.
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                        satish2011111
                        from Pune, Maharashtra
                        Sep 20, 2018
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                        Address: Nagpur, Maharashtra, 440022
                        Website: www.

                        I pay Rs 1075 to amazon by my debit card for my boss parcel Ashish Agrawal of bank of india for online payment but transaction failed and amount deducted my account i again try to pay Rs 1075/-by same procedure but again transaction failed and massage appear hard transaction so bank declined it . so i pay in cash and i go to bank and ragister complaint but my amount not retured my account
                        Name satish shelke
                        date 14/8/2018
                        amount 1075+1075=2150
                        pay to amazon saller
                        The saller send his bank ledger he has not get money
                        Bank of india a/c no.saving [protected]
                        amazonseller M/s Swadesi Organic store, Faridabad Haryana 121002
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                          Krdines@h
                          from Delhi, Delhi
                          Sep 20, 2018
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                          Address: Ghaziabad, Uttar Pradesh, 245101

                          Dinesh Kumar accountBranch Sanjay Vihar Near Lic Office Meerut Road Hapur A/c [protected] hai mere account se dt. 15.06.2017 tran. IdeaMoney ke thru hui hai, Trnsaction Amount Rs. 1 + 5000 + 5000 + 4999 = Total 15000 /-
                          Thanks & Regards, Dinesh Kumar Mob:- [protected]Address:-22, RajeevEnclave, Gali No. 1, Meerut Road, Hapur, UP. Pin - 245101
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                            Goutam.ssm
                            from Varanasi, Uttar Pradesh
                            Sep 20, 2018
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                            Address: Rohtas, Bihar, 821112

                            Respected sir/madam,
                            Sub-charge dispute money.
                            I purchase a item from amazon and then cancelled it. They returned my money and gave me a transiction id[protected]. But my money is not reflected in my accont. I am customer of bank of india and my account no. Is [protected]. So please coperate me and refund my money.
                            Thanking you
                            Kumar gautam
                            Transiction id.[protected]
                            Account no.-[protected]
                            Bank Of India customer support has been notified about the posted complaint.
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                              ssdx
                              from Bihar Sharif, Bihar
                              Sep 19, 2018
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                              I didn't received any money but 10000 deducted from my atm when i was withdrawing money. My bank is not taking any action please help me. My bank told me to wait for one month but is not taking any action. Bank is telling wait one week more. Please help me. How long i have to wait. Loosing hope. Toll free no. And complain number is of no use. Didn't received any reply no one is picking the phone.. Hoping for a positive response.
                              Bank Of India customer support has been notified about the posted complaint.
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                                Vimaljainujjain
                                from Bhopal, Madhya Pradesh
                                Sep 19, 2018
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                                Address: Ujjain, Madhya Pradesh, 456010

                                PAYTM ORDER NO.[protected] dt 18.7.18
                                Refund amount Rs.455/-dt.24.7.18
                                Ref no.30001082068199169036582

                                PAYTM ORDER NO.[protected] dete.7.18
                                Refund amount. Rs.392/-
                                Ref. no.30001281788178142010309

                                Payment was effected by me through debit card No.[protected]

                                Refund is required to be credited in. S.B.a/c No.[protected] at Dashera Maidan br.Ujjain (m.p.)
                                +1 photos
                                Bank Of India customer support has been notified about the posted complaint.
                                Sir i have sent money through google pay (tez) app to one of my friend 200rs ... but it was failed ...though money was deducted ...my transection id is :- CICAgKD858K7Qw..
                                My UPI transection id is :[protected]...
                                Please sir refund my money as soon as possible
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                                  Shruti Redkar
                                  from Vasai-Virar, Maharashtra
                                  Sep 17, 2018
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                                  I am having saving account at Bank of India.

                                  I paid ₹4196/- via Bank of India debit card online on 24th August 2018 to Amazon. (Transaction ID generated as "MEDR/Amazon Pay/717756"). Since there is cancellation of one order in that transaction, I have requested for a refund of ₹2198/- on Amazon website. As per their records, it's credited to the bank on 9th September 2018. I haven't received it yet.
                                  As per the telephonic conversation with Amazon customer care representative, reference number for the refund transaction is quoted as "75503728253022778806016".

                                  Please look into the matter and give me proper resolution. I have called Amazon Customer service, Bank of India call centre, Home Branch for the same matter. I have not received a satisfied answer when I called Bank of India customer care number twice today. First on [protected] and later [protected]. Since as per Amazon Leadership Resource person, I can trace my refund or file "Charge Dispute" online calling customer care I called twice. They didn't give me a proper information. I have tried lodging a complaint on Online Grievance Form through the link recieved via email 2 days back. http://www.bankofindia.co.in/english/GrievanceForm_pg.aspx But its showing error as enter valid account number.
                                  Bank Of India customer support has been notified about the posted complaint.
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                                    Dasjin
                                    from Kolkata, West Bengal
                                    Sep 17, 2018
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                                    Address: Nadia, West Bengal, 741235

                                    I jitendra das, I booked two IRCTC tickets date on 22/6/18, from my account no [protected], bank of India, kalyani branch, I cancelled tickets on 25/6/18, yet money is not reflected in my account, I contacted IRCTC they said that money was refunded on 26/6/18, contact banker, the mail send by IRCTC given full details see in photo attached below.please help to refund amount.
                                    +1 photos
                                    Bank Of India customer support has been notified about the posted complaint.
                                    Sep 17, 2018
                                    Updated by Dasjin
                                    I booked tickets from my account no [protected], bank of India, kalyani branch, I cancelled tickets on 25/6/18, I contacted IRCTC they said amount is refunded on 26/6/18, and contact banker for refunded amount, yet money is not reflected in my account, I send pictures of photo send by mail by IRCTC, please help to refund amount.

                                    Money debit to my account but not refunded in failed transaction. TRANSACTION ID - AQXERRT1FAXSAZ26V
                                    TRANSACTION ID - AWRCV6G595KKVLQID
                                    TRANSACTION DATE[protected]BOTH)
                                    And other details are given by irctc below in screenshot.solve this issue urgently.

                                    irctc cancelled tickets are not refunded - Comment #3213389 - Image #0
                                    irctc cancelled tickets are not refunded - Comment #3213389 - Image #1
                                    irctc cancelled tickets are not refunded - Comment #3213389 - Image #2
                                    Amazing videos's reply, Sep 21, 2018
                                    Give me the status of refunding money.
                                    When my all four failed or cancle tickets transactions money refunded?

                                    irctc cancelled tickets are not refunded - Comment #3217445 - Image #0
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                                      BuddY RiDeRs
                                      from Kolkata, West Bengal
                                      Sep 16, 2018
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                                      Address: Kolkata, West Bengal, 700055
                                      Website: www.bankofindia.co.in

                                      I have tried to pay electricity bill from mobikwik app, my transaction failed but the money got deducted from bank but haven't received the refund till date. Its almost 25 days now.
                                      Transaction date-20.8.18
                                      Transaction amount -1327.19
                                      Savings acc no - [protected]
                                      Name of account - debopriyo saha
                                      App used for transaction - mobikwik
                                      Transaction used for purpose - cesc electricity bill payment.
                                      Reference no - 8b92889c0540
                                      I am attaching my passbook record for the reference of the amount that got mistakely deducted from my account on 30th aug, 2018 and also attaching the text i got from 'mobikwik' app fr the transaction related.
                                      +2 photos
                                      Bank Of India customer support has been notified about the posted complaint.
                                      I have made a transaction of Rs 2111 on 13th Aug, 2018. Money was deducted from my account but wasnt received on the other end. I even filled reversal form for refund at my home branch but it has been more than 10days still i havnt received my money. Complaint Reference no is 280818
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                                        lovepreet007
                                        from Lucknow, Uttar Pradesh
                                        Sep 14, 2018
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                                        Address: 225001

                                        12 august 2018 incident happens.
                                        Mob no. [protected]
                                        On the date of 12 august 2018 i checked my account balance morning, it was showing the correct balance in my account, but when i checked my account in evening on the same day the amount was deducted (5320) without any transaction.
                                        Its a request you to take some active actions on that and return the amount which is deducted (I. E 5320)
                                        +1 photos
                                        Bank Of India customer support has been notified about the posted complaint.
                                        I, Samaresh Das, My a/c [protected], bank of india, chandipur branch, ifsc code-BKID0004377, My aadhar no[protected] is linked my a/c no, but NPCI MAPPER show my bank linking status inactive..so please active my aadhar linking status.
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