Bank Of India Complaints & Reviews

Dear sir/madam,

This is to inform you that i had purchased bigbazaar profit club membership card of rs 10100/- using boi debit card. When we first time swap the card the generated charge slip showed the transaction failed but amount of rs.10100 debited from my account. I also lodged complaint in bank with ref. No. 031117data95608 but no action was taken.
All details are enclosed in picture.
Warm regards
Rakesh kumar chaturvedi

I am mr koli bhimashankar contact no.[protected]. My account in borgi branch. Acc. No. [protected]. I made payment through phonepe upi rs.800 on 14/11/2017. My account debited but opposite party do nod received amount. What i do. When. I called boi customer care not response. Plz refund my amount. I made payment on 14/11/2017 rs 800. Plz refund my amount in my boi bank account

Thank you

We are payment bsnl bill by online but payment not complete because your system error and cancel again payment online accept payment

But amount deduct two time in our bank account.

Please requested return our excess amount in our bank account
Bank details
Jansandesh times pvt. Ltd.
Bank of india
A/c no. [protected] (Current account)
Teliabagh branch
Varanasi - (Uttar pradesh)

Dear sir,

I have an account with bank of india, ghuma ahmedabad branch and my account is [protected], i have transferred an amount of rs.30100/- to my own state bank of india account on 18 nov 2017. Amount has been debited from my boi account and not credited to my sbi account.

My transaction number is : imps/rrn/stcon/[protected]

I have attempted so many time at their customer care number but no one is responding.

You may please forward my issue to concerned authorities and resolve as early as possible

Dear sir as m sending this mail is because as my father mr nannesab jamalsab negalur is a retired school sir and for the present condition is he is handicapped his leg is removed above th e knee so as he is not able to walk but we still take him to the bank any how as we are facing a problem regarding my fathers pension as the bank authority is not ready to issue the pension as they have given before but now as there is finger print scan retina scan it’s not recognising my fathers identity so please try to make it clear and we need a better solution to sought out this and make us to get the pension and please help our family i request you a lot bank of india account/no [protected] karnataka dharwad branch someshwar heights near old dsp office karnataka dharwad pin 580008 from rajeev negalur mob [protected]

Dear sir/madam,
I have deposit a cheque for clearing on 26.10.2017 but till date my cheque is not cleared and payment is not received in this reference i want to know answer of following question:
1. What is the timeline for realization of local and outstation cheques?
As per rbi following guidelines has been issued for timeline for realization of local and outstation cheques.
Local cheques
Local cheques are payable within the jurisdiction of the clearing house and will be presented through the clearing system prevailing at the centre. Credit arising out of local cheques shall be given to the customer’s account as indicated in the cheque collection policy (Ccp) of the concerned collecting bank.
Notwithstanding to the ccp of concerned collecting bank, ideally, in respect of local clearing, banks shall permit usage of the shadow credit afforded to the customers’ accounts immediately after closure of the relative return clearing on the next working day or maximum within an hour of commencement of business on the third working day from the day of presentation in clearing, subject to usual safeguards.
Under grid-based cheque truncation system clearing, all cheques drawn on bank branches falling within in the grid jurisdiction are treated and cleared as local cheques. The grid clearing allows banks to present/ receive cheques to/ from multiple cities to a single clearing house through their service branches in the grid location.
If there is any delay in credit, beyond the period specified above, customer is entitled to receive compensation at the rate specified in the ccp of the concerned collecting bank.in case, no rate is specified in the ccp for delay in realisation of local cheques, compensation at savings bank interest rate has to be paid for the corresponding period of delay.
Outstation cheques
Maximum timeframe for collection of cheques drawn on state capitals/major cities/other locations are 7/10/14 days respectively.
If there is any delay in collection beyond this period, customer is entitled to receive compensation at the rate specified in the cheque collection policy (Ccp) of the concerned bank.in case the rate is not specified in the ccp, interest rate on fixed deposits for the corresponding maturity to be paid. Banks' cheque collection policy also indicates the limit up to which outstation cheques are given immediate/instant credit.
2. As per rbi guidelines delay in collection beyond the specified period compensation why should not be claimed?
It is kindly requested you to please take immediately action and realize my payment as early as possible.

I have boi star home loan sanctioned in 08/2007 of 20, 000, 00 rupees, with interest rate 0f 10.50 p, a. At monthly rates[floating].
But inspite of decreasing home loan rate my rate of interest is same before.
Ask 2-3 times to the branch manager & also given complaint but there was no respnse,
What to do for that?
Hoping for favourable reply,
Thank you,
Yours,
Niraj doctor

Sir
mere papa ke account se 23/10/2017 se 25/10/2017 ke bich me RS 23000 se above kaat liye gaye h or card v block ho gya h.o v bina kisi jankari ke.apse nivedan h hi isaki puri inquary karke bailence a/c no; [protected]

Thanks

Narendra lalji sharma
Boisar, Palghar, Maharastra
Debit card no; ########7365

In our kamlapur dis. Dewas m. P. Branch there is so rush but only one cash counter is available in which both work is done cradit and deposit.in our branch we need at least 2 cash counter. Pls do some thing. And i have five account in your bank but no facility provided to me manager is not making limit of my current account. That was not the metter my only request that pls increase the no. Of cash counter by which we can survey better

Sir
I'm rakesh kumar ranjan i'm customer of your bank. My a/c no is - [protected] branch - jharkhand colliery ramgarh jharkhand. Sir my account debited with ₹ 2004 rupees on 11/11/2017 at 5:18pm. But i haven't done any debit from my account. So sir plz help me to refund my amount to my account. There for i'm always thank full of you.
Regards
Rakesh kumar ranjan

महोदय मेरे खाता संख्या [protected] से 10000 ₹ ; दस हजार दिनांक[protected]को bupi/[protected] को 8: 32 बजे मैंने अपने मोबाइल के मोबाइल नम्बर [protected] से भेजा अपने खाता संख्या sbi के खाता सं [protected] में लेकिन मेरे sbi के खाते में नहीं गया इस लिए वह दस हजार रूपया कहाँ गया इसकी जानकारी मुझे email id [protected]@gmail.com पर दें इसकी जानकारी हेतु इसके पहले आप को 21सितमबर 2017को बैंक के माध्यम से ईमेल करवाया था ।

Dear concern,

With reference to attachment and grievance no. Is : 1-[protected]. I hereby inform you that i was fill up petrol at parimal garden krupa petrol pump of rupees 400/- in my vehicle, and my vehicle no is gj-27-af-4384, as on date 07/11/2017, time: 19:58:38, and i go through cashless and digital banking as per said our pm modiji, i pay my petrol expense through my debit card and my card no is [protected] as on date 07/11/2017, time: 19:58:38,

In this regard i requested to you that first i pay rs. 400/- and i received message of rs. 400/- deducted from my account no: [protected], branch maninagar, but a sales man / service man of krupa petroleum services denied of that he not received a payment and pressure to me for payment, because them client account not received same amount in same debit card, he shows me statement that please see our statement for whole day those who pay through swipe card, and he has expedite to me it is credit in your bank account rs. 400/- with in 72 hours, after 72 hours i reach said petrol pump and to said petrol pump owner and requested to him for rs. 400/- still not credit in my bank account, so he has given statement of digital banking those who pay through debit and credit card,

So please find attache herewith attachment (Which pass word is k27505), and give credit rs. 400/- in my account it is wrongly deducted in my bank account.

Please look in this matter.

Thanks & regards,

Hitendra kapadia

Dear hitendra dinehbhbhai kapadia,
Thank you for submission of your grievances
Your grievance no. Is : 1-[protected].
This communication has been posted to your email address as submitted above.
You may preserve this page for your future reference.

Thanking you

Bank of india

— forwarded message —
From: bharat patel
Date: sat, nov 11, 2017 at 10:30 am
Subject: fw: 'email mpr as of 08-nov-2017
To: "[protected]@gmail.com"

From: [protected]@hdfcbank.com
Sent: wed, 8 nov 2017 06:52:35 gmt+0530
To: [protected]@rediffmail.com
Subject: 'email mpr as of 08-nov-2017

Dear merchant partner,

Warm greetings from hdfc bank.

We trust that your experience o[censored]sing hdfc bank merchant services has been enjoyable.

Your latest merchant payment report (Mpr) is attached with this mail.

You will need internet explorer version 5.5 or above and adobe acrobat to open the attached file.
If you don? T have acrobat, you can download it from the official adobe website http://www.adobe.com

Please ensure that your web/it/ email administrator permits e-mails with attachments.

Instructions for opening the e - statement

Click on the attachment provided with this mail.

You will be prompted for your password.
The password is your merchant identification number. The merchant identification number begins with a character followed by numerals.

If you encounter any problem in opening your mpr, please check whether:

? You have entered the merchant identification number correctly (Do not use any spaces)
? Your web/e-mail administrator allows e-mails with attachments.
? Depending on your personal spam filter settings, your e-statements might be directed to your junk folder rather than inbox. Please check in both.

In case you have any queries / clarifications, please call us at our help desk number.

Dear merchant, as per recent rbi circular, to rationalize merchant discount rate on all domestic rupay, mastercard & visa debit card transactions below rates will be applicable for the period
01-january-17 to 31-march-17.
? For transaction upto rs 1000.00 - 0.25 % of the transaction value.
? For transaction above rs 1000.00 and up to rs 2000.00 - 0.50 % of the transaction value.
? For transaction above rs 2000.00 - 1 % of the transaction value.

? For credit card transaction the rate will be 1 % of the transaction value. (Fuel merchant)

The government of india proposes to implement the goods and service tax (Gst) which is likely to be effective 1st july 2017.
Consequently, the existing service tax rate of 15% shall be replaced by gst rate of 18%.

We have revised our schedule of charges and the same is applicable to all merchant establishments, with effect from may 1 2017. Please visit http://www.hdfcbank.com/merchantservices-soc for further details.

W. E. F 1st nov'2017 onwards; single gst invoice would be issued for all transactions done in a month. We have made this process change to help simplify gst compliance and filing process for you.
We also request you to get in touch with your merchant relationship manager or our dedicated service helpdesk and update your gstn registration to avoid been reported as un-registered merchants.

Aadhaar seeding:
Under pmla guidelines; it is mandatory to update the authorized signatory aadhaar with us before 31st dec? 2017. Non-updation will lead to account been non-operative.
We request you to log into net banking and update your aadhaar number or get in touch with our dedicated service helpdesk and update your aadhaar number.
Thank you for choosing hdfc bank merchant services.

Warm regards,

Merchant services division,
Hdfc bank

For information on our help desk numbers, please find the link below:

http://www.hdfcbank.com/personal/payments/merchant_services/Merchants_services_f...⇄

If you want to unsubscribe for the e-mpr service, please call the nearest help desk.

Disclaimer
This e-mail is confidential and may also be legally privileged. If you are not the intended recipient,
Please notify us immediately; you should not copy, forward, disclose or use it for any purpose either
Partly or completeley. If you have received this message in error, please delete it and all copies
From your system and notify us by e-mail to hdfcbank. [protected]@hdfcbank.com.
Internet communications cannot be guaranteed to be timely, secure, error or virus-free.
Also, the web/ it/ email administrator might not allow e-mails with attachment.
Thus the sender does not accept liability for any errors or omissions.

Terms & conditions
Internet transmission lines are not encrypted and that email is not a secure means of transmission.
Merchant partner acknowledges and accepts that such un-secure transmission methods involve
Security risks including possible third party interception risk of possible unauthorized alteration
Of data and/or unauthorized usage thereof for whatever purposes.
The merchant partner specifically agrees to exempt the bank from, any and all
Responsibility/liability arising from such misuse and agrees not to hold the bank responsible
For any such misuse and further agree to hold the bank free and harmless from all losses, costs,
Damages, expenses that may be suffered by the merchant partner due to any errors and delays.
The merchant partner agrees that the same shall not be considered as a breach by the bank of
Banker-customer confidentiality. Hdfc bank does not take any liability of non-receipt of the email mpr
Due to isp server problem, bad/slow connections or any other technical issue at the end
Of the isp / mail servers or the merchant partners end. Merchant partner undertakes to
Verify the correctness of each mpr or report in relation to any transaction and to notify
The bank within 7 days of the receipt of the mpr or report or before giving any further
Instructions thereon, whichever is the earlier, of any discrepancies, omissions or debits
Wrongly made or inaccuracies in the mpr or report so generated. If no objection is made within 7 days
Or before further instructions are given by the merchant partner, the same shall be conclusive
Evidence as against the customer without any further proof that the mpr or report is correct and
The bank shall be free from all claims in respect thereto. Under no circumstances,
Including negligence, shall hdfc bank or anyone involved in creating, producing,
Delivering or managing mpr, be liable for any direct, indirect, incidental, special
Or consequential damages that may result from the use or inability to use the service
Or out of the breach of any warranty. The use and storage of any information including
Without limitation, password, account information, transmission activity, account balances and
Any other information available on the customer? S personal computer is at customer? S own risk,
Sole responsibility and liability. Hdfc bank may withdraw, add to or modify the email mpr facility
From time to time by notice to the customer. While advance notice of maintenance work likely to
Affect the email mpr facilities shall be given, bank reserves the right to suspend, upon notice,
Access to email mpr or the provision of all or any of the services at any time if the bank deems
It necessary to do so in the event of an emergency (Opinion of bank to be conclusive in this respect
Or for security reasons. Nothing contained herein shall prejudice or affect the terms and conditions
Of the merchant agreement. The words and expressions used herein shall have the same meaning as in
The merchant agreement. The terms and conditions of this facility shall be in addition to and not
In derogation of the terms contained in the merchant agreement.

On 20-09-17 a transactions was made by hdfc bank debit card at the above said atm boi. This transaction was of rs.5, 000 made by my nephew chhaya bhati. The rs.5, 000 didn't came out from the atm but the money was debited from my hdfc s/a. The complaint was made to hdfc costumer care hdfc bank told me that it was told by boi that the transaction was positive and i m not satisfy to the response of boi. Now i request the bank to show me the cctv cameras recording of the above said transaction. It is necessary in the need of justice.

From-: chainpal singh
Mob. No.-: [protected]

I am having a rd a/c no: [protected] in lakshmipuram branch, guntur, which was opened on 3-7-2014. At the time of opening i have submitted my pan no: abapv7142f. Unfortunately the bank authorities deducted the tds 20%.
[protected]/- interest - tds - 1581 deducted - as per it rules upto 10, 000/- no tds.
[protected] /- interest - tds - 2018 deducted - (Those who are having pan number tds will be deducted 10%on interest amount)
[protected]/- interest - tds - 2470/- deducted. (20%)
Kindly refund excess debited tds amount and credit to my above said rd a/c. Otherwise kindly close my rd account and transfer the amount to the following bank, for which i shall be grateful to you. Canara bank, s. B. A/c no:[protected] ifsc : cnrb0002492, guntur.

Bank of india, chandipur brunch (Code-4377) service is very slow and not given properly, stuffs behavior is very rudely. I applied for atm 30 days earlier. After 25 days, i go to the bank to find out that my atm was coming or not, one worker said that it did not come yet, then i asked for a request for atm and gave it to me. Then i was given a pin which was supposed to be started in 2 days, but after 7 days it did not. Go back to the bank due to it, but they say 7 days later to come back to this bank.
There is so many delay. Stuffs are very e-regular. The bank is not working before 11am. Please solved the problem. All villagers are very upset about that.

Sent money through bim apps of rs.9000 of debited in a/c no. [protected] of rs 9000 of bank of india railtoli gondia but amt 9000 not credited in account no 34540i ooo425 of i c i c i bank at gondia

Please refund my money of rs 9000 in a/c no. [protected] of bank of india railtoli gondia

Name:- vinod surajlal mate mob no. [protected]

Amt sent money translationld 72910126t552
Dt:- 18.10.17
Time.:ol:57:49

Hello this is shravan kumar tiwari [protected]. Frist i want say i did book my ticket by paytm but ticket doesnot booked but my balance deduct. After one day my balance refund in my paytm by irctc. Than me refund balance in my
(Bank of india) account by paytm. But bank didnot any action. My balance not refund thats 8 days. And when i was calling no response by bank any employ.

Hellow, i'm boi customer with all due respect whenever i've tried to contact boi services, not even onnlce dis guys have connected myvcalll to the regarding officer i've atleast tried 10 times & i've been kept on hold for almost 15- 20 minutes but call was never transferred to the officer extremely unhappy with the services boi provide to the customer due to this type of services u guys provoke customers like us to change d bank

Home loan a/c no.[protected] sir, with due ragards i beg to say that i have taken rs.11, 22, 990 home loan from bank of india main branch nagpur on dated 20/09/2011. For this loan they provide 12, 764/- rs per month for 180 emi decided, apart from this i m paying all the installments regularly till now. But the bank a/c shows increases in emi's i. E 228 which more than sanctioned emi's i. E.180. I verbally n orally complaining in the branch but bank is not taken any necessary action. So. Kindly please take frequent action my complaint as mentioned above. Thanks. Date:07/11/2017 manish verma mob. No.[protected]. Adress: flat no.310 rajat plaza-1wing-a ghat road nagpur 440018

I am suffering from hypertension and chronic austeoartharitis. I. I cannot walk properly, specially through staircase. My doctor suggest me not to go outside do not give stress on my knees. So how can i submit my life certificate by appearing physically in front of the official. This is very unethical and non sense, cruel rule for an senior citizen in this country. Please consider my problem and give me a proper suggestion