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Axis Bank Complaints & Reviews

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Updated: Dec 8, 2025
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Axis Bank reviews & complaints page 605

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G
guptaranju
May 24, 2011
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Address: Bangalore, Karnataka

This is to bring to your notice that for my home loan from Axis bank, 2 EMIs got deducted
in the month of march 2011 (from my citibank account no - [protected]; Branch- BANGALORE.
CHEQUE NUMBERS - 439352 and 448054; DTD - 1/MAR/2011 AND 8/MAR/2011 RESPECTIVELY.

Axis bank Loan account no - PH[protected]

I tried calling the customer care many times but nobody had proper information for the reason.
finally i logged a complaint and a person called me telling that they cannot refund my money back but they will adjust this in the principal amount.
Then i asked for the same in written but i am not receiving any response again.
How will i get to know that my principal amount has been reduced?

Everytime the customer care personnel say they will come back but i never get any response.

Thank you.
Gaurav Gupta
Bangalore
[protected]
Aug 13, 2020
Complaint marked as Resolved 
This happens some time...
if your loan is in bangalore then all you need is to drop a mail to hl.[protected]@axisbank.com

Email response generally comes in 1-2 day...ask them to refund the money or adjust to principal while writing the mail...incase of refund they will give the date by which you can come branch and collect the cheque...get online loan access so that you can atleast keep an eye on principal outstanding.
if you have asked for principal reduction then wait for 2 weeks and ask for account statement...all this can be done using email...i never visit branch and just drop mail...it works for me all the time.
Axis bank is not having any proper processes.
If this Bank continues to keep Christopher in Bangalore will lose its reputation and clients. This gentleman does not know his work or how to talk to customers. His attitude his anti-customer or his working in the bank to finish within by ill treating the bank`s customers.

Nothing is right right form submission of loan application, disbursal and Legal Clearance.First of Power Loan Dept. in Bangalore is Snail Speed for its customers. They take minimum 2 months to tell you whether they give you loan or not.Bank lacks communication skills as they have as their Home Loan Staff. They do not know what they are doing or talking. My honest suggestion boycott Axis Bank and teach them with sledge hammer blow as how to treat their customers and how fast to disburse loans
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    H
    himanshu2011
    May 21, 2011
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    Address: South Delhi, Delhi

    VER BAS CUSTOMER SERVICE BY ONE OF THE LEADING BANKS OF INDIA,

    these people are unable to answer the DDA refund cases,how to track wheer to go,whom to contact ,no one picks the call,no one attends and guides how one would get the refund from axis,no on picks call in GK 1 branch neither any of the branch contact numbers are updated on their website.

    very bad customer services from such a reputed bank-
    Aug 13, 2020
    Complaint marked as Resolved 
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      I
      iitian2005
      from Delhi, Delhi
      May 20, 2011
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      Address: South Delhi, Delhi

      Form No.: 0108216
      I have been trying to contact Mr Gaurav Tandon of Axis Bank as per the information given in the brochure for DDA Housing Scheme 2010 (ie[protected]. But this is always busy. Needless to say that I have not yet recived the refund of registration money because of some reason even after about a month after the draw. The details of my bank are as given below:

      A/C no. [protected]
      Bank & Branch: Indian Overseas bank, 48, YUSUF SARAI, NEW DELHI 110016
      IFSC code: IOBA0001070
      Branch Code: 1070

      It is therefore requested that the refund may pl be sent at the earliest.
      Aditya Bhardwaj,
      E-49, Ansari Nagar (West), New Delhi - 110029
      Mb. No. : [protected] /[protected]
      email: adi.[protected]@gmail.com
      (Dated - 20/05/2011)
      Aug 13, 2020
      Complaint marked as Resolved 
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        A
        amarpateel
        from Pune, Maharashtra
        May 20, 2011
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        Address: Pune, Maharashtra

        I am axis bank priority customer. i was applied for internet banking immediately when i have open the salary bank account in Axis bank. But due to not proper training of internet banking, i failed to register of mobile number in axis bank web site, due to their 12 / 10 digit system. Then i will click on 1-touch option by mistake. And thus the bank had direct debited Rs.800/900 to my salary account without intimation. In this matter I will sent mail two times to their customer care maid id, but they have not replied me. Still the bank are nither sent me the above device nor reverted my amount.

        Please look in this matter and help me.

        Thanking you.

        Yours faithfully,
        Amarsinh
        [protected]
        Aug 13, 2020
        Complaint marked as Resolved 
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          S
          s p sharma
          from Delhi, Delhi
          May 20, 2011
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          Dear sir,

          DDA housing scheme refund was returned to Nodal Branch of Axis Bank Greater Kailash I New Delhi vide Blue Dart TrackDart ™ - Tracking Details



          Waybill No : [protected] Reference No : 267826
          Pickup Date 02 May 2011
          From New Delhi
          To Panvel
          Status Returned To Origin
          Contact Customer Service
          New Waybill No [protected]

          Waybill No : [protected] Reference No : RTO [protected]
          Pickup Date 09 May 2011
          From Navi Mumbai
          To New Delhi
          Status SHIPMENT DELIVERED
          Date of Delivery 10 May 2011
          Time of Delivery 11:28
          Recipient Bank Stamp

          My Application Form No for DDA housing scheme was 0267826. Concerned Bank authorities are requested to send refund vide ECS.I have already provided the cancelled cheque of SBI ONGC PANVEL


          S P SHARMA
          [protected]@yahoo.co.in
          M [protected]
          Aug 13, 2020
          Complaint marked as Resolved 
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            C
            crushkiller
            from Noida, Uttar Pradesh
            May 19, 2011
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            Address: Uttar Pradesh

            I made a payment to snapdeal.com from my axis bank netbanking account on 5th may .The amount got deducted from Axis bank account but the payment failed . This happened twice .
            The snapshots of the transactions that were made are attached for reference .The refunds of the failed payments should be processed back into my account ASAP
            +2 photos
            Aug 13, 2020
            Complaint marked as Resolved 
            Dear Sir/Ma'am,

            If your issue is not yet addressed. Please mark us a mail at [protected]@snapdeal.com stating your contact details that you gave while making payment along with the Snapshot of the bank statement.


            Regards,
            Snap-Deal
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              H
              hayatgroup
              May 17, 2011
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              Address: Nagaur, Rajasthan

              Dated: May 17, 2011

              TO,

              The housing commissoner
              dda,delhi,india.

              cc : axis bank nodal officer.

              Sub: regarding refund of cheque,s, payment o[censored]nsuceesful applications (as mention below) of dda housing scheme 2010.

              1. Application no is 9586870 (Abdul rehman)
              2.Application no is 9599145 (Mohd. ali)
              3. Application no is 9599117 (Bilqueees rehman)
              4. Application no. is 9599094 (Faizan rehman)
              5.Application no. is 9599052( Faiza)
              6.Application no. is 9599164 ( Mohd. ayub)
              7.Application no. is 9634610( Abdul gaffar).

              As mention above till today ,we are not getting refund cheques of above mention subject, please send asap ,and reply with name of bank And courier company , dispatch/refrence no.

              Thanking You.

              Abdul rehman.
              Cell No.[protected].Phone no[protected]/245933
              Hayat mansion, manglana road,makrana- 341505
              Rajasthan,india
              Aug 13, 2020
              Complaint marked as Resolved 

              Axis Bank — DDA 2010 refund

              I had submitted DDA application number 0257565 at Axis bank sector-14, Gurgaon branch.
              When checked the status of courier(DDA refund cheque sent by Axis bank), courier company delivered the cheque back to bank.
              As per DDA guidelines, i should get the refund from the branch where i have submitted the form. But sec-14, Gurgaon branch asked to goto GK1,Delhi branch of Axis bank.
              I tried calling GK branch to confirm if i should visit personally to collect the cheque or bank will be resending the courier. But they never picked up their phone.

              Kindly help me in getting refund.

              Thanks
              Nidhi
              I have the same issue. What is this bank doing when other banks like ICICI already made refunds. Please update the status.
              I personally visited their GK-1 branch. They had already resent the courier. now waiting to receive it.
              I have called many times to the numbers provided by Axis bank noida sec 63 branch, but they never picked the phone.

              This is really very disappointing, these bank must be sued
              I am also sailing in the same boat. I have written an email to the MD and CEO of Axis Bank - Shikha Sharma - shikha.[protected]@axisbank.com. You can also try the same, but she also seems to be as lame and as lax as her banking operations. After all, the flows from the top!
              I am also sailing in the same boat. I have written an email to the MD and CEO of Axis Bank - Shikha Sharma - shikha.[protected]@axisbank.com. You can also try the same, but she also seems to be as lame and as lax as her banking operations. After all, the flows from the top!
              I also have the same problem. I have two applications submitted in the axis bank shalimar bagh. and now they are saying that i will have to contact the GK branch.
              This is really disgusting for such a big bank.
              finally got the refund...!! what a relief..
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                R
                ranjitdeka
                May 16, 2011
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                Address: South Delhi, Delhi

                Dear Sir,

                This is regarding my earnest money Rs 150,000 deposited for DDA housing scheme 2011. I haven't received the cheque yet even after almost 20 days. Despite of repeated attempt, I'm unable to contact Mr. Gaurav Tandon on the phone in the number given in the application brochure[protected]. Even no one in the branch is receiving the calls in the other numbers provided in their website.

                Please look into the matter. Details are given as bellow.


                Ranjit Deka
                Form No - 0118702
                Deposited Branch: AXIS Bank, Malviya nagar
                206/[protected]
                DD No 001146 Issued by ICICI Malviya Nagar Dated 21st Dec 2010
                Aug 13, 2020
                Complaint marked as Resolved 
                I am also sailing in the same boat. I have written an email to the MD and CEO of Axis Bank - Shikha Sharma - shikha.[protected]@axisbank.com. You can also try the same, but she also seems to be as lame and as lax as her banking operations. After all, the flows from the top!
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                  A
                  amitesh pratap Singh
                  from Bengaluru, Karnataka
                  May 13, 2011
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                  Address: Mandya, Karnataka

                  Dear sir

                  this is to request you that i am suffering too much problem, due to unavailability of my ATM PIN, NETBANKING PIN, CHEQUE BOOK

                  in November,2010 i applied for my Net- banking pin, address change & passbook but till date i didn't found that at my changed address.
                  after some days when i went to ATM i found that my pin no was changed (because they changed my ATM PIN instead of NET-BANKING PIN), after that there was only one option with me that was cash withdrawl by cheque, but now my cheque book is also finished,

                  dear sir,

                  near about two months ago (5th March,2010) i again applied for net-banking & address change in Mandya Branch, , but i didnt recieved my any pin no to my current residing address, now i am helpless, i am fully unable to use my bank account, in past one week i tried to much to contact on your customer care no. but i didn't found any proper response. please help me as soon as possible

                  i will be haighly thankfull to you

                  My ACCOUNT DETAILS ARE AS BELOW

                  1st A/c No. :[protected]

                  2nd A/c No.:[protected]

                  so sir please send the all above mentioned & recieved documents at Gandhidham Branch to me as soon as possible


                  Regards

                  Amitesh Pratap Singh
                  Aug 13, 2020
                  Complaint marked as Resolved 

                  Axis Bank — not receiving cheque., ATM,Passbook

                  myself manas ranjan swain, sambalpur, orissa.I have received ur pin no. of atm & other services. But i'm still not receiving ur chq book, atm, pass book & other services. So pls consider my complaint & take required action as soon as possible.
                  with regards,
                  manas ranjan swain
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                    L
                    libre_espace
                    May 10, 2011
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                    Address: Pune, Maharashtra

                    Hello,

                    I am a resident of Germany and had applied for a home loan via Axis Bank, Pune. The whole process has lasted for more than three months with no feedback or reply regarding the home loan.

                    After I applied for a home loan in February 2011 at AXIS Bank, Pune for a property in Pune, I was told that the whole process would be completed in 5-6 working days. Since I did not have an NRI account with Axis Bank, I was told to open one which I duly did. Because of this application, I was told that the application processing would take 2 more weeks. This was fine and I accepted it.

                    Thereafter I have been getting hardly any response from the bank regarding the home loan. It has been more than three months. Most verbal commitments by the bank authorities are never respected. No commitment is given in writing in spite of multiple requests. All emails are ignored, phone calls are never replied to and the whole process is extremely hazy and opaque.

                    I am on the verge of losing my property since the builder is not willing to wait anymore for the payment. The entire process has been a nightmare and AXIS bank has yet to give me a reply on the status of my loan. It is already May 2011 and it has caused me immense torture and mental harassment because of their unprofessional customer service!

                    Readers who read this note are hereby requested to refrain from applying for home loans via AXIS bank.

                    I definitely want to go to the consumer court of India and will need assistance for it. Please inform me if anyone can help me out on this issue.

                    Regards,
                    A bitter AXIS bank customer from Germany.
                    Email: libre.[protected]@gmail.com
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                      A
                      amitisfuture
                      from Mumbai, Maharashtra
                      May 10, 2011
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                      Resolved

                      Address: Thane, Maharashtra

                      On 16Apr2011 (Saturday) I tried to withdraw Rs. 7,000 from AXIS ATM Machine (Kopri Branch, Thane).

                      I guess the software had some problem and it showed time expired and transaction canceled, but the amount got deducted from my account

                      I had logged a complaint in the complaint book of Axis Bank at ATM Centre and complaint number is 1309 or 1389 (not clear in the copy)

                      AXIS ATM DETAILS
                      Address : 9, Saibaba Co - Op. Hsg. Soc. Opp. Bank Of Baroda, Kopri Colony, Thane (E), Thane, India.
                      ATM Machine Number : SPCNV6124

                      SBH account details :
                      Account holder Name : Mr. Ravi Mirani
                      Account No : [protected]

                      We went to Axis Bank (Thane Branch), but they said to complain at SBH Branch

                      Statement Details for 16 Apr :
                      ATM WDL
                      ATM 6932 AXIS BANK LIMITED THANE (EAST) MH IN
                      Amount : Rs 7,000

                      I have registered a complaint with Axis Bank in the complaint book at ATM (Kopri Branch, Thane) and also with my branch manager of State Bank of Hyderabad, Seawoods Branch, but still no solution

                      As per our communication with SBH, Seawoods Branch, there system displays "Account is debited, but cash wasn't disbursed"

                      Please help me get this issue resolved

                      Thanks & Regards
                      Amit Mirani
                      +91 [protected]
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        A
                        akvjag
                        from Gurgaon, Haryana
                        May 10, 2011
                        Resolved
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                        Resolved

                        Address: Rewari, Haryana

                        I intended to book two tickets from Delhi to Cochine for 29.5.2011.I searched the goggel.com and directed to site www.zoomtra.com. I filled the details and redirected to site riyaconnect.com. I made payement for two tickets ammounting to Rs.9872/- through my Axis Bank Crdit card No [protected] in the morning of 10.5.2011 around 5.20am. Whole process of payment was completed through HDFC Gate way . But at the end there was a message on the site of riyaconnect.com that there was some error and ticket could not be booked. I did not recieve any message on my mobile No [protected] regarding any transaction which i generally get immidiately after any transaction. It was written on the web page to contact company call center No[protected]. I made first phone call to the number at 5.25 am but there was no response. I again repeated the whole process and tried to book two tickets for same dates for same flight of Indigo departing at 6.20 from Delhi. and again made payment from same credit card. But again the same thing happened. Repeated phone calls remainde unanswered. After about two hours i recieved message from axis bank regrading two transactions for Rs 9872/-from my credit card.where no ticket has been booked and no mail has been recieved in my email [protected]@gmail.com. It is requested that the ammount be got refunded to me.

                        Thanks.
                        ASHOK KUMAR VAID, HOUSE NO 6,CANAL COLONY, REWARI
                        Aug 13, 2020
                        Complaint marked as Resolved 
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                          S
                          sukantpanda
                          from Mumbai, Maharashtra
                          May 7, 2011
                          Resolved
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                          Resolved

                          Address: Maharashtra

                          I have availed a home loan from Axis Bank.

                          This is the 3rd consecutive month when the loan EMI is getting deducted twice.
                          I have reported this problem on 3rd march 2011 but I have got NO solution yet.

                          Is there anyone who can help on this?
                          As an Axis bank customer - i am feeling very helpless and extremely frustrated.

                          There is a person Mr. Anil who is trying to help me on this but all in vain. He says that he doesn't know how to solve this problem as cheques are presented through Mumbai Office.

                          There has been quite a lot of irregularity in terms of depositing the cheque.
                          I have requested to activate ECS but it is more than 3 months and nothing has happened on this front too.

                          NOW - after all this pain & helplessness - I will definitely transfer the loan to some other bank.
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          Royal Index L.L.C, Bur dubai,
                          Royal Index LLC, established in 1996, operates in UAE as a Financial Intermediary Company, licensed by the Central Bank o[censored]AE for intermediation in Currencies as well as Intermediating in Money Market transactions Only. The company is a joint venture between Asia FX Pte. Ltd and Al Taweela General Trading Est., based in UAE.
                          Axis bank is very poor in home loan customer service. Suggest your well wishers not to choose Axis Bank home loans.
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                            somas20
                            from Kolkata, West Bengal
                            May 2, 2011
                            Resolved
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                            Resolved

                            Address: North 24 Parganas, West Bengal

                            Today I requested for Rs 10000/- from Madhyamgram base branch ATM of Axis Bank but unfortunately money did not come and the corresponding transaction slip did show Rs 0.0 withdrawal but the funny is that the said amount has been debited as I understood subsequent balance checking.
                            My A/c No: [protected], Central Bank of India, Baguiati Branch
                            Card No. xxxxxxxxxxxx2088
                            Please do the needful so that the said amount can be had in my A/c
                            Aug 13, 2020
                            Complaint marked as Resolved 

                            Madhyamgram base branch ATM — Mismatch transaction

                            Today i requested for Rs 10000/- from Madhyamgram base branch ATM but the amt debited from my A/c and the money did not come and the transaction slip did show Rs 0.0 withdrwal.
                            Dr Soma Roy (Adhikari)
                            A/c No: [protected]
                            ATM Card NO: xxxxxxxxxxxx2088
                            Please do the needful so that Rs 10000/- can be had in my A/c
                            I tried to withdraw Rs 10000/- from axis bank atm of madhyamgram base branch on 02/05/2011 but the ATM machine failed to dispense cash after trying and dispatched a slip showing Rs 0.0 withdrawal but after subsequent balance checking the said amount has been debited. This worried me.
                            My A/c No: [protected], central bank of india, baguiati branch
                            ATM card no. xxxxxxxxxxxx2088
                            ATM location: Madhyamgram base branch, axis bank
                            Please sesolve the matter
                            Soma Roy(Adhikari)
                            # [protected]
                            #[protected]

                            axis bank atm of madhyamgram base branch — Mismatch transaction

                            on 2nd may 2011 i tried to withdraw Rs 10000/- from axis bank atm of madhyamgram base branch using my central bank atm card, but the dispense of cash did not happen and a slip was out showing Rs 0.0 withdrawal. subsequent balance checking it was established that the said amount has been debited from my account.
                            record no. 1378 time. 5.51 p.m. a/c no. [protected] card no. [protected]
                            soma royadhikari
                            Mob: [protected], [protected]
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                              V
                              Varun Mehta
                              from Surat, Gujarat
                              May 1, 2011
                              Resolved
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                              Resolved

                              Login ID is disabled

                              Address: Amravati, Maharashtra

                              I have entered incorrect passwords and now my login id is disabled.Can you please suggest me how can i re-enable my login id.


                              My email id : [protected]@gmail.com...
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                              DILIP KIRTIKAR
                              from Bengaluru, Karnataka
                              Apr 26, 2011
                              Resolved
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                              Resolved

                              Address: Mumbai City, Maharashtra

                              I AM AN SAVINGS BANK ACCOUNT HOLDER IN YOUR MALAD(W) BRANCH. I HAD DEPOSITED A CHEQUE DRAWN IN MY FAVOUR ON HDFC BANK. THE CHEQUE WAS DROPPED IN THE DROP BOX IN YOUR ATM CENTRE AT MALAD(w),IN THE NEWLYCONSTRUCTED " MANISAR' ON THE ROAD LEADING TO NARVE ROAD FROM LIBERTY GARDEN.

                              THE CHEQUE FOR RS 28000/- DID NOT GO FOR CLEARANCE, UPTOTODAY.

                              AS A MEASURE OF ABUNDAND PRECAUTION I HAD STOPPED PAYMENT F THIS CHEQUE AS IT WAS DRAWN IN MY FAVOUR(FUNDS TTRANSFER).
                              YOUR CUSTOMER SERVICE DEPT DIDNOT HAVE ANY INFORMATION ON THE NEWLY OPENED ATM CENTRE.

                              YOU NEED TO TAKE A LOOK AT THE INFORNATION WITH CUSTOMERS.

                              PLEASE RETURN THE CHEQUE IF TRACED.

                              DILIP KIRTIKAR
                              ACCOUNT ID NO[protected]
                              Aug 13, 2020
                              Complaint marked as Resolved 
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                                A
                                Ashish Srivastava - Pune
                                from Pune, Maharashtra
                                Apr 26, 2011
                                Resolved
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                                Resolved

                                Address: Pune, Maharashtra

                                Hello,

                                I availed Home loan from Axis Bank – Pune Branch. Loan amount was 18L having 20 years term.

                                I seek a query about EMI if I reduce my term 20 years to 15 years. I initiated my communication with Pune branch “Customercare.[protected]@axisbank.com” from 9th April onwards, they asked for some documents on 18th April 2011 which is shared from my end same day. On 19th April they asked about my any other loan which is declined from my end as I don’t have. After that, I am following with them almost daily however not getting any revert till now.

                                Entire decision is based on their revert which is getting delayed as no revert from AXIS Bank.

                                Regards
                                Ashish
                                [protected]
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  S
                                  sathak
                                  Apr 24, 2011
                                  Resolved
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                                  Resolved

                                  Sathakathullah Haja Mohideen - SBNRE A/c no. [protected] opened with Kumbakonam branch
                                  Iconnect no:[protected]

                                  I received AXIS Bank iConnect Internet banking password by welcome kit. Still, I could not able to login.
                                  Please send me a clear password again to my mail id.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  I cann't login to iConnect. ...
                                  My customer ID is[protected],
                                  Please send me a clear password again to my mail id. ...
                                  i want to loging for e statement, please tell me in which process it possiable.
                                  MY A/C NO IS [protected] AT BAPATLA BRANCH, ANDHRA PRADESH. I AM UNABLE TO
                                  LOGIN TO iCONNECT . MY ID IS[protected]. YOU ARE REQUESTED TO ALLOT A FRESH LOGIN AND TXN PASSWORD AND SEND IT TO MY email ID AS SOON AS POSSIBLE BECAUSE I AM FACING A LOT OF PROBLEMS BECAUSE OF IT. MY CONTACT NO. [protected], [protected],[protected].
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                                    ashwin22277
                                    Apr 21, 2011
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                                    Address: Pune, Maharashtra

                                    Hi,

                                    This is Ashwinikumar Patil.

                                    Home Loan A/c No PHR[protected].

                                    I took a Home Loan from Axis Bank, Pune. As per Union Budget 2011-12 the consumer who tooks a Home Loan less than 25 lacs is enttiled to get the subsidy of 1% in interest payment. My Loan Amount is Rs.14,94,279/-

                                    As when I did check with Bank on thiw subsidy, was replied they have not received any communication on this change, can you please check on this for me what is the status of this change.

                                    Thanks & Regards,

                                    Ashwinikumar Patil
                                    [protected]
                                    Hi I have taken a home loan from AXIS Bank of Rs. 12, 00, 000/- on Nov-2010 for 20 years and Property value is Rs. 14, 00, 000/- In the 2010 Budget FM has announced 1% Rate Subsidiary let me know whether am i eligible to get 1% Subsidiary and how i get the same benefit.

                                    vinay
                                    [protected]
                                    vinay.[protected]@gmail.com
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                                      parag 343
                                      from Nashik, Maharashtra
                                      Apr 20, 2011
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                                      Resolved

                                      Address: Nashik, Maharashtra

                                      Respected sir,
                                      I opened Saving A/c in Axis Bank Nashik near Z P Office Branch on dt: 15/03/2010.
                                      my A/c no is [protected] and my name is Parag Shrikant Deshpande and my
                                      emil id is parag.[protected]@rediffmail.com

                                      Sir before seven days i feeling petrol Rs.100/- in my bike by debit card. and bank cut Rs. 10/- for service charge. sir this is 10% service carged. Sir saving a/c interested is
                                      4.5% for year. and service charge is 10% . How it is possible?

                                      If this is wrong please take action other
                                      Thanking you,
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      loan a/c no AUR[protected] IS NOT MY A/C PLZ DONT SEND EMI SMS IN MY MO NO [protected] PIZ CORRECT MO NO FROM A/C HOLDER
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