[Resolved] CIBIL — Discrepancies in CIBIL credit score report | |
I am applying for home loan and my home loan application was submitted 2 days back only. Week back I had requested for my CIBIL score which has come yesterday and I was shocked after looking at my score of 642. There are 3 discrepancies into my CIBIL report. 1) I had never received the SBI Card which is mentioned in report. How come this card is appearing into my report and because of this card some amount is shown as overdue payment in report and my score would have gone low. 2) There is another card CARD 1 from ICICI for which opening date is incorrect and there is DPD(Days Past Due) of 180 figure is mentioned around March,2011 but before that card was expired so I wonder how come this amount/number is mentioned. 3) I had another ICICI card which was issued to me in July, 2007 but this card is not captured in report. I have applied for the home loan and because of these discrepancies and low credit score my loan application may get rejected. I request you to please help me in resolving these discrepancies. CIBIL report number which is sent to me has Control No.[protected] for further inquiry with CIBIL. Thanks Rajesh Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
 3 Comments | |
Comments
For resolution of your queries, kindly write to us online by visiting the following url on our website: http://www.cibil.com/contact-us.
If any information on your CIR is inaccurate or needs to be updated, we shall be pleased to help you with the Dispute Resolution. The easiest way to initiate a dispute request is by submitting a duly completed On-Line Dispute Form available on our website: www.cibil.com/consumer-dispute-resolution.
We would further like to advise you not to divulge personal / financial information on public forums
If any information on your CIR is inaccurate or needs to be updated, we shall be pleased to help you with the Dispute Resolution. The easiest way to initiate a dispute request is by submitting a duly completed On-Line Dispute Form available on our website: www.cibil.com/consumer-dispute-resolution.
We would further like to advise you not to divulge personal / financial information on public forums
Dear Mr.Rajesh,
We are sorry to hear about your experience. Please send us your contact details at [protected]@icicibank.com and our official will get back to you soon to assist you. Kindly refer '4004246' in the subject line.
Regards,
ICICI Bank Customer Service Team
We are sorry to hear about your experience. Please send us your contact details at [protected]@icicibank.com and our official will get back to you soon to assist you. Kindly refer '4004246' in the subject line.
Regards,
ICICI Bank Customer Service Team
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Home Loan — DISCREPANCY IN CIBIL REPORT
Dear sirI applied for home loan in hdfc ltd.but as per them my cibil report is not ok so i want to know about my cibil report.or discripancy in cibil report
my control no. is[protected].
piyush r chauhan
D.O.B 31.12.1969.
pl.provide me detail for the same.
my contact no is [protected].
my email id is [protected]@gmail.com.