[Resolved]  CIBIL & HDFC Bank Bank — Letting me to Suside

Respected Sir,



My Name : SALEEM ABDUL RUB QURAISHI
FATHER NAME : ABDUL RUB QURAISHI
DATE OF BIRTH : 06TH MARCH 1975
PASSPORT NUMBER : F 8055789
PAN NUMBER : AACPQ3250C
PHONE NUMBER :[protected]
BANK WAS : HDFC LTD AND THE AC :[protected]Open Draft account)



I don’t know why the hell I am getting problems with CIBIL or HDFC BANK; I never went under these silly companies in my whole life. I received a mail on 29th April saying that the HDFC BANK had sent the clearance letter to CIBIL and they will update with in 7 days and today is 22nd MAY almost a month now still now I am facing the same problem



"WHAT THE HELL IS GOING ON WITH ME IS CIBIL OR HDFC IS PLAYING WITH ME" I want to mention you that because of this you are going to face a bigger and bigger problems ever as I am taking tension every day by day and yesterday I received a heart pain and I already wrote a letter saying I got cheated by hdfc and cibil authorities.



IF YOU ARE NOT SOLVING MY ISSUE THEN PERSONALLY I AM SENDIG YOU NOTICE OF COURT AS A COMPENSATION OF 10 LAKHS. LATER ON THINK WHO MADE MISTAKE CIBIL OR HDFC.



I PAID A LOAN AMOUNT 2YEARS BACK AND STILL NOW NOTING UPDATED WITH THE CIBIL AND



CIBIL IS THE MAIN SERVER DATA AND THEY ARE HELPLESS TO HELP THE PUBLIC, THE CIBIL AUTHORITY VERY WELL KNOW THAT THE GENERAL PUBLIC IS FACING LOT OF TROUBLES BUT STILL THEY SAYS TAHT THEY ARE HELPLESS THEN I WANT TO ASK ONE THING THAT " WHAT THE HELL COMPANY IS THIS WHEN THEY CANT HELP TO THE GENERAL PUBLIC"






THANKS FOR NOTING



NAME : SALEEM QURAISHI
CONTACT :[protected]
E-MAIL : [protected]@yahoo.com



----- Original Message ----
From: loansupport <[protected]@hdfcbank.com>
To: SALEEM QURAISHI <[protected]@yahoo.com>
Sent: Tuesday, April 29, 2008 8:21:29 PM
Subject: RE:'HBL=[protected]' Fw: Pls Treat costumers as Costumers not like Banking SLAVES (HDFC & CIBIL)




Dear Mr. Quraishi,

Thank you for your patience.
We regret we are unable to meet our earlier committed time lines for resolution and would require some more time. We assure you that your query is being attended to on priority and we will revert to you within next 4 working days.

It is our endeavor to provide timely responses, however, at times such aberrations occur, where we are unable to respond within committed time lines.

Your continued patience is solicited in the matter.

Warm regards,
Dayanand Chavan
Customer Support
HDFC Bank Ltd.

======================

Respected Sir,

We sincerely apologize for the delay caused by us and will ensure that this kind of a delay does not re-occur in the future.

We request you to provide us with the control number of your credit report from the credit institution, which has drawn a credit report on you and denied the credit application. The Control number is a nine digit unique number that helps us to track the same report from our database.

In addition to the above we also request you to provide us with the account details i.e. (Type of Loan, Date Opened and Amount) of the dispute/discrepancies in the credit report you want to seek clarifications alongwith with your personal details such as Full Name, Date of Birth, Address (Residence and Office), Phone numbers, Pan no, Voters Id and Passport no to help us assist you further.

Kindly note that Cibil is a neutral service provider and the reports are purely based on data reported by various members. The decision to issue you credit is purely based on the discretion of the credit institution.

We would also like to inform you that at present individuals cannot access their credit reports from CIBIL. However, you may avail a copy of your credit report from the credit institution that you have approached for credit and which has drawn a report on you.

CIBIL cannot modify any data in the database without the concerned members confirming the same. Request you to ask your bank to send us the updated records and we will upload the same onto our database. The changes will then reflect in your credit report.


Regards
Neeraj Amin

This document is classified as : (-) Public (-) Internal (X) Private (-) Departmental (-) Confidential (-) Highly Confidential



SALEEM QURAISHI <[protected]@yahoo.com>
04/28/2008 03:29 PM Please respond to
SALEEM QURAISHI <[protected]@yahoo.com>


To [protected]@hdfcbank.com, hdfc icici <[protected]@cibil.com>, hdfc <[protected]@hdfcbank.com>, hdfc <Emailstatements.[protected]@hdfcbank.net>, hdfc <[protected]@HDFCBANK.COM>
cc
Subject Pls Treat costumers as Costumers not like Banking SLAVES (HDFC & CIBIL)







To,
CIBIL Authorities

Respected Madam,

I am Saleem Abdul Rub Quraishi, as I already mailed you earlier but till now there is no response from your side as I saw the CIBIL Updates that 79 banks are sharing data with CIBIL and also RBI is helping to CIBIL but when the matter comes to a normal public then not only CIBIL but also big big companies will shut their mouth.

This mail is regarding the phone conversation happened with the CIBIL officer in charge. She said me that she needs CONTROLLER NUMBER" only to check the status of my mistaken history. As I know the data base is with CIBIL then why the hell they need controller number to verify.

Note: It means that CIBIL authority is not going to support to me clearly, they want to delay the process and just CIBIL authorities want to get rid the mistake happened by them or by the BANK. But costumer is suffering they don’t care for this.

Say me why the ICICI bank will give me their Controller number when the data base owner does not want to help me.
Now please if you want to help me then help me, otherwise please say that we are corporate and we help only corporatism banks. Please say clearly that CIBIL is not for the general public.

Thanks
Saleem Quraishi
[protected]


NAME : SALEEM QURAISHI
E-MAIL : [protected]@yahoo.com


----- Original Message ----
From: SALEEM QURAISHI <[protected]@yahoo.com>
To: [protected]@hdfcbank.com
Sent: Saturday, April 12, 2008 11:28:23 AM
Subject: Fw: Pls Treat costumers as Costumers not like Banking SLAVES (HDFC & CIBIL)

TO,

HDFC BANK MANAGER


Sub: AC :[protected]Open Draft account)

The worst ever experience ever I had with HDFC BANK LOAN DEPARTMENT, as you can see my status I am a regular customer of HDFC bank since last 4 years and I am a credit card holder of HDFC bank till now I never missed any payment on credit card and also the history of credit is with you.

More Over I am a Regular Costumer Of HDFC Bank And I am The Top Ten Customer In HDFC Bank Holding The Account For More Than 16 Lakhs And The Copy Is Attached To You.

I Went To Bajaj Electronics There Was The Product LG Plasma TV And A Washing Machine Which I Saw The Babaj Is Giving On Interest Free Loan. So I Thought This Is The Good Opportunity And I Applied For This.

I Filled An Application And Went To Home As Per The Instruction From ICICI Consumer Loan Dept Mr. Venkatesh Said Me That Some One Will Come For Verification Of My House And Office.

Next Day Some One from ICICI Bank Staff Came To My Office and another Came to My House. The Verification Had Been Done But Next Day When I Called To Mr. Venkatesh He Directly Rejected My Application Stating That I Made Some Fraud With Some HDFC Loan.

When I contacted to them they said CIBIL is showing that I am the “DEFAULTER OF HDFC BANK” for the AC :[protected]Open Draft account) and I cleared the loan then why the hell you did not informed to CIBIL that I cleared the Loan and I am free for credit check. This is HDFC responsible nor the costumer.


Now I Want To Disconnect All My Relations With HDFC Bank Pls Close Account
1) Saleem Quraishi = [protected] (Bank Account Number)
2) Saleem Quraishi = [protected] (VISA PLATINUM PLUS)
3) Aliya Quraishi = [protected] (My wife’s Account Number)
4) Aliya Quraishi = [protected] (VISA GOLD WOMEN'S CARD)
5) Saleem Quraishi = Folio: 4799125 / 44 (HDFC Infrastructure Fund)

Note: If Any Wrong Allegation Are Not Shown To Me Then I Am Taking My Family And Going To Close All The Above Accounts And I Will Approach To Court Of Law Regarding Misguiding To CIBIL . And the other banks.

Note: I thought HDFC is a best and Hi-tech organization but sorry to say that the worst ever banking services I had seen from HDFC Bank. WHY. Was I fool by using the HDFC payment onetime and keeping the good relations since last 4 years. If this problem is not solved within 24 Hrs then I will approach the
Court of Law and RBI and OMBUDSMAN. The mistake from HDFC and why the hell costumer has to face for this. If HDFC can’t solve the problem then inform me within 12 hrs otherwise face the court. How much problems I faced due to CIBIL i know, i had a very touch time with CIBIL authorities how come they are putting me in their "BLACK LIST"


NOTE FOR CIBIL :- the defaulters list should be confirmed or reconfirmed with the bank authorities unless keeping my name is in BLACK LIST. The CIBIL authorities are also comming under RBI and Govt. of India. CIBIL authorities are not the Supreme Court or deside to Black List my name is defaulters without getting confirmed with the Bank. This shows that how illetracy is still in banking sector. The CIBIL authorities should know that still Govt. of India and RBI are there for the help to Public.


Residence Address


MIRZA SARDAR BAIG (SI POLICE)
H.NO: 10–5–180, AHMED NAGAR, FIRST LANCER,
OPP DARKSHA SCHOOL, HYDERABAD, A.P (5000 28)
TEL:[protected]
E-Mail:- [protected]@yahoo.com
======= ==== ==== ==== === ==

Office Address


SALEEM QURAISHI
H.No:[protected] / 1 / D,
HABEEB NAGAR NALA, OPP AMEEN SCRAP YARD,
MALAPALLY, HYDRABAD, A.P (5000 28)

TEL:[protected]
E-Mail:- [protected]@yahoo.com