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[Resolved]  CIBIL — wrong entries

I am Commander Kapil Mehta and i bought my CIBIL report in Dec 2011 when a credit card company refused to issue me a credit card. To my utter surprise i came to know that an amount of 38,568 is pending against a credit card against my name. I am an SBI platinum privilege customer and also a ICICI card and privilege customer. Till date since i have been using credit cards which is at least for the last 15 years, i have always paid the entire amount prior to the due date and have never rolled my debit amount by paying the minimum amount due. Also being a defence officer my salary is credited into my ICICI savings account for the last 10-12 years.
>Unfortunately when i came to know of my report, i was posted in a field area and therefore could not pursue the matter further.
When i approached CIBIL to which credit card do i owe such an amount. The CIBIL office informed me that Standard Chartered bank has
>reported a overdue amount of 38,568 against my name. Further, the account no is [protected] and the due amount is since 2001.
>
>Till date i have never been a customer of Standard Chartered bank and have thus never used their credit card. I am absolutely shocked to know that i have such large Owing to a bank and when my application was refused it was very embarrassing. I therefore requested CIBIL to please investigate this matter and i assured them that i am ready to spent any amount of money and time to clear my name in this regard. I was certain that the bank would be at fault and i will sue the bank. To my amazement, CIBIL informed me with no remorse that there has been a mix up at their end (CIBIL's end and the same has been sorted out. My complaint is against a useless company which has started keeping personal accounts of defaulting customers and then get their own accounts mixed up and cause severe embarrassment to an individual. i was denied a loan for my car by sbi as my cibil report was showing this entry and i had to take loan from kotak and am finally paying 2 lacs extra on my loan amount. i need ur help to sue CIBIL. please guide me.
>
>Regards
>
Complaint marked as Resolved 2020-08-13 23:06:25
Complaint comments  6 CommentsShare0Tweet0

Comments

ICICI Bank/Credit Card — Incorrect entry in CIBIL

Dear Sir/Madam,

This is to bring to your immediate attention of a credit card no [protected], Full Name: J Harish Kumar,DOB: 16th June 1979,PAN Card no: AODPK5041G,Passport no: E4300023.

On CIBIL it is still reflecting as the credit has not been paid which is affecting my prospects of getting a home loan. I raised this issue with the bank however no action has been taken so far.

I have attached the No dues certificate and the payment receipt for your reference. Inspite of submitting these docs to the bank, i have not received any reply.

Dear Harish,

We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

icici in cibil — wrong entry

iam praveenreddy i am loan account holder of icici,they send wrong report to cibil,how to get come out of cibil
thanks
praveen
[protected]
Dear Praveen,

We are sorry for the inconvenience caused to you.We have made a note of your contact details. We'll get in touch with you soon.

Regards,
ICICI Bank Customer Service Team.
Dear Sir,
Reference to my control number 776, 814, 938, I would like to state you that I have taken loan from Indian Overseas Bank of Rs.70, 000 only against my deposit. The loan amount is completely against term deposit. Bank has certified me that the same may not be considered as overdue. Moreover I have taken loan of Rs.70, 000 only. But the Cibil report showing that I have taken loan of Rs.70, 000 twice which is completely wrong. The loan account no mentioning in both case is [protected] and [protected].How can be one loan of Rs.70, 000 is showing twice.
Secondly, Overdue of Rs.21301 in ICICI auto loan (vide account no:LAUTT[protected]) has been paid in full before 31st December 2014 so there is no current dues as on date, still overdue showing in cibil.
Thirdly, SBI credit Cards overdue showing an amount of Rs.17260 where as I have paid them Rs.18000 on 22.12.2014 which is credited to their account on 26.12.2014.
Kindly rectify the above & enable me to enhance the credit score.

CIBIL — OVERDUE OUTSTANDING SHOWING IN MY CIBIL

DEAR CONCERN, I HAVE APPLY A LOAN FROM ICICI BANK THEY ARE SAYING THERE IS OUTSTANDING IN MY CIBIL BUT I HAVE NOT TAKEN ANY LOAN HOW IT POSIBLE KINDLY CHECK AND REWART ME AND GIVE ME SOLUTION ALSO THANKS & REGARDS

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    Credit Information Bureau India [CIBIL] Phone
    +91 22 6140 4300 [Helpline]
    +91 22 6638 4600 [Corp Office]
    Credit Information Bureau India [CIBIL] Address
    Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021