[Resolved] CIBIL — wrong entries
I am Commander Kapil Mehta and i bought my CIBIL report in Dec 2011 when a credit card company refused to issue me a credit card. To my utter surprise i came to know that an amount of 38,568 is pending against a credit card against my name. I am an SBI platinum privilege customer and also a ICICI card and privilege customer. Till date since i have been using credit cards which is at least for the last 15 years, i have always paid the entire amount prior to the due date and have never rolled my debit amount by paying the minimum amount due. Also being a defence officer my salary is credited into my ICICI savings account for the last 10-12 years.
>Unfortunately when i came to know of my report, i was posted in a field area and therefore could not pursue the matter further.
When i approached CIBIL to which credit card do i owe such an amount. The CIBIL office informed me that Standard Chartered bank has
>reported a overdue amount of 38,568 against my name. Further, the account no is [protected] and the due amount is since 2001.
>Till date i have never been a customer of Standard Chartered bank and have thus never used their credit card. I am absolutely shocked to know that i have such large Owing to a bank and when my application was refused it was very embarrassing. I therefore requested CIBIL to please investigate this matter and i assured them that i am ready to spent any amount of money and time to clear my name in this regard. I was certain that the bank would be at fault and i will sue the bank. To my amazement, CIBIL informed me with no remorse that there has been a mix up at their end (CIBIL's end and the same has been sorted out. My complaint is against a useless company which has started keeping personal accounts of defaulting customers and then get their own accounts mixed up and cause severe embarrassment to an individual. i was denied a loan for my car by sbi as my cibil report was showing this entry and i had to take loan from kotak and am finally paying 2 lacs extra on my loan amount. i need ur help to sue CIBIL. please guide me.
Complaint marked as Resolved 2020-08-13 23:06:25