[Resolved] Citibank — FALSE & WRONG COMMITMENTS- PERSONAL LOAN

Ravi Shankar_scorpion

from Kolkata, West Bengal

Address:

Ghaziabad, Uttar Pradesh

This is related to flase/ wrong commitment or message of CITI BANK. Since I got a message for Personal Loan " Personal Loan upto Rs. 15 Lac @ 14% pa. There is No pre- closure charges, No processing fee and there is No other hidden charges.

Then I made call to the given contact no. And after discussion on agreed above condition I had filled application as well as provide my all required documents (Copy of PAN, Address Proof, ID proof, Form 16, Salary Slip and photograph) to CITI Bank field executive. After two days I got confirmation call from CITI Bank (Gurgaon Branch) that you are aware of the all terms and condition, then I told them yes I am aware all above terms and conditions and aggred on that. But CICI Bank executive told that rate would be applicable @ 15.75%. Then I clearly denied to take thsi rate 15.75%. After that I got diffrent various calls from CITI Bank (Gurgaon Branch) with difftent rate offer say 15.5%, 15%, 14.75% etc but not ready for the initial offer rate i.e 14% against which I have submitted my documents.

I am very very upset with this illegal as well as unfair behaviour of CITI BANK with FALSE & WORNG commitment of Personal Loan offer rate.

Regards,
Ravi
+91-[protected]

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Aug 13, 2020

Complaint marked as Resolved

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Comments

saurabh dubey

from Mumbai, Maharashtra

Personal Loan — False commitment from executive

Dear sir/Madam,
I saurabh Dubey have applied for personal loan and submitted all the required document to one of your executive one month ago. The executive has told me last week that my loan approval has come for two lacks. After that there is no contact with him. Neither he is picking my calls.
The executive name is Rahul his mobile number is [protected], He is working in andheri branch. I want to know the staus of my request .

Daniel

from Mumbai, Maharashtra

You see this website and get some affordable links from it. It will help you a lot as it helped me.

http://personal-loan-info.freehostia.com/

Mr. Sunil R. Pandit

from Pune, Maharashtra

Individual. — WRONG COMMITMENT.

Dear All,

This message is to wake up the society cheated by www.makemytrip.com giving false commitments.

Yesterday, after confirmation of international air ticket booked by them over phone (for 7th August from Ahmedabad to Chicago via Frankfurt on Air India), when I reached from Ellisbridge for collection of ticket with full payment in cash to their office in Maninagar area of Ahmedabad, India, they started searching for seats available for 7th Aug. (it was not available), then for 8th, 9th... up to 15th (no seat was available) & even on 6th, 5th, 4th etc.

The acting in-charge (male, I am not aware of his name, sitting inside the office just in front of the main door wearing spects) in that office & his assistant Ms. Shefali were giving number of excuses with out ticket & with out saying 'sorry' even.

I am requesting people not to trust them.

They just show the seats available online at competitive fares but actually the seats / tickets are not available when you try to book the ticket & by that time you also loose other good options too.

I left home for collection of ticket only after their verbal conformation that we have booked the ticket, you can collect the ticket by making full payment. It is right that if you book the ticket online by your self, there are chances to loose some seats while booking on line but once they confirmed that you can collect the ticket, this should not happen.

I think IATA should involve their selves in such matters to stop misguiding the flyers.

Thanks.

SUNIL R. PANDIT
26th June, 2009.

mohammedkadiyani

from Aurangabad, Maharashtra

Citibank personal loans — Wrong promise

Hi
I was told at the time of loan acceptance that i will not be charged with prepayment penalty if I decide to pay the loan off before time...But now they are charging me the same..How should i go about with the same