HDFC Bank Complaints & Reviews

hdfc bank casa — regarding pf

Respected sir
I have been working with hdfc CASA branch Since 24/ 3/ 2007.I had resigned from the services and got relieved on 15/4/2008. Since then i have been summiting my pf form before 4 month but i am not getting any answer from HDFC bank

Detail:-
Name :- devendra singh
Designation:- Cotract Sr Sales Executive
Employee Code:- cdo7665
mob: [protected]

regarding pf
Respected sir
I have been working with hdfc CASA branch Since 25/12/07.I had resigned from the services and got relieved on 31/05/2008. Since then i have been summiting my pf form before 5 month but i am not getting any answer from HDFC bank

Detail:-
Name :- narender kumar
Designation:- Cotract Sr Sales Executive
Employee Code:- C N 07815
mob:[protected]

casa — pf related

i have not received my pf money still in my bank account .pls let me knoe i left my job 2.5yeras back
my id no is P03288 i was working for hdfc bank Gorakhpur on pay roll of hbl global pvt ltd.my contact details are [protected]

dear all i have not received my pf money still in my bank account .pls let me knoe i left my job 2.5yeras back
my id no is P03288.i was worked for hdfc bank gorakhpur on pay roll of hbl global pvt ltd.on 11/05/2005to 15/03/2006 and my salry account closed after resined in HBL GLOBAL after resining till date i m not find my pf please do needful my contact details are [protected] thanks
pramod kumar singh

PF not received
Dear Sir/Madam,

This is regarding my pending relieving with HDFC Bank ( erstwhile Centurion Bank of Punjab Ltd.) I had resigned from Bank’s services on 16.02.2008 and submitted my relieving kit, duly signed by Branch Head and Cluster Head, to Ludhiana regional Office, and as per my last communication with Ludhiana regional Office – HR Dept, the same was forwarded to Bangalore Office of the Bank. But when I contacted the HR Dept at Bangalore, I was informed that the same kit had been lost in transit.

I was then asked to fill in the format for calculation of the dues, which was forwarded by Bangalore Office. I had forwarded the same, duly filled in, back to Bangalore Office but till date, I have not received either my relieving or my Provident Fund amount.

As I have migrated to Canada you are requested to courier PF amount to my residential address along with my relieving letter at the earliest as the same is required by me for further submission in Embassy. My visa will be extended only on the basis of letter and the last date for submission is 20th December 2008

You are requested to please expedite the matter.

Abhijit Ghone

Dear sir,

I dont know me pf a/c no. so that pls send me pf a/c no.Hw does apply pf a/c


Thanks

Surender kumar
Code no. :-CS10703
Cont.[protected]
Loction:- Delhi(Rohini -- XI )

Dear Sir/Madam,

This is regarding my pending relieving with HDFC Bank . I had resigned from Bank’s services on 08.10.2008 and submitted my resignation & relief letter of PF & full & final dues to Ahmedabad regional Office Mr. Aseem Paul (ASM - CANY) and as per my last communication with Ahmedabad Office CANY Dept, the same was forwarded to the related deptt. of Bank.

I have not received either my final dues or my Provident Fund amount.

You are requested to please expedite the matter.

Ilesh Trivedi
Emp Code - CI00547
Date of joining- 23.11.2007
date of resignation - 08.10.2008

I am savita mehta from sirsa (hry) i am doing job in hdfc sirsa as a coex trading a/c from 1 Feb 2007 to July 2007 my emloyee code is 57813

I am not getting my pf . I am also mial this in p/f deptt. but they send me mail that they are not receieve my full & final setllement documents they tell me you again send the documents but i am not in sirsa than how can again giving my documents
please confirm my p/f and i dont knwo where to mail for this

thanks

Pls Provide me the Mail id of HR HEAD HDFC BANK ..

Dear Sir/Madam,

I have been strugling to get the revert from HDFC hr (Judith Dsouza) regarding my reliveing as claimed that it has been disaptched on the mailing address, asked for dispatch details, after sending number of reminder mails but nothing is happening .

Waiting for revert on the same from any responsible person .

Regards
Rohit
Loacation Delhi

HDFC Bank — PF NOT RECEIVED

My self Deepmala Sharma my Emp Id is D05267. I was in HDFC Bank ltd. but under the Hbl global pvt. ltd. I left my job. So please guide me how can i get my ppf amount . I send the PF document at hbl globle pvt. ltd. but I m not receiced my pf amount in my bank account. pls do help me.

thanking You

Deepmala sharma
P.No. 15 Greenpark I, Dadi ka Phatak,
Jhotwara jaipur-302012

PF not received
Dear Sir/Madam,

This is regarding my pending relieving with HDFC Bank. I had resigned from Bank’s services on 05.01.2009 and submitted my resigne to Mr. Kapil Sharma SM BHOPAL Office. But when I contacted the HR Dept at MUMBAI, they tell me your resigne is not recipt till date and your Emp.Code is active.

You are requested to please expedite the matter.


DEEPAK GUPTA
Emp ID-CD09649
Date of joining- 12.3.2008
date of resignation - 05.01.2009

Dear Friend

This is always happened with employee in HDFC bank.i Couriered my PF Withdrwal Form on 13th April 2009 And Received by PAD Team Mumbai on 15/04/2009. But now Mr.Rajender adapeu told me that form was misplace by us.I tired from this answer.

Nirav Vaishnav
Emp - N3647

On April 2009 I had requested HDFC Bank for withdrawal of my PF amount and from that onwards I continuously follow up with HDFC Bank – Mumbai for withdrawal of my PF amount, inspite of several assurances on email till date I have not received my PF amount

I am Harman preet singh from Patiala (Punjab). I worked in hdfc bank Patiala branch as a Senior Sale Executive in CASA department from 18 june 2008 to 8 June 2007 my emloyee code is CH01788
This is always happened with employee in HDFC bank.i Couriered my PF Withdrwal Form
I am not getting my pf . i received my full and final.
please confirm my p/f

Thanks

HDFC BANK/CASA — P F Amount Not Received Till Date

R/Sir,

My Name Is Pradeep Laxman Kirtishahi Employee Code ( CP06344)I Was Working For HDFC Bank Ltd., Sences Last Year 1 June 2008 To 1 Dec 2008 . Branch Add is Shop No 4,ABC Complex,Adalat Road,Aurangabad 431001.(CBOP ) I have been left the job and its too late but my pf dues has not been cleared till date. i called so many time But contact Number Are Not Responding .I Apply For PF From Last 2 April 2009.

So Please Do Justice

My Employement Ditails
Name :- Pradeep Laxman Kirtishahi .
E Code :- CP06344.
Branch Name /Address :- Shop No 4,ABC Complex,Adalat Road,Aurangabad 431001.(CBOP )

Pradeep Is Truly

Hi there,
i have not recievd my pf yet, as i applied for same very before.....
kindly release my pf at earliest as i am badly need of this amount.
i have worked for hdfc bank in srinagar branch...under emp no k06116.
i hope you will into this matter.....kindly do the needful...

13/11/2009,
Visakhapatnam.

To
The manager
Hdfc hr department

Sir,
Sub: Not receiving on pf amount and one month salary is pending,

This is regarding my pending relieving with HDFC Bank I had resigned from Bank’s services on 26.04.2009 and submitted my relieving letter. But when I was not receiving Pf amount and due on one month salary the month of (April 2009) I was already submitted on settlement form. Please settle my account on possible.



You are requested to please expedite the matter.


Durga Lakshman Rao Perla
Emp ID-63859 (co-ex)
Branch –Dabagardens, Visakhapatnam
Date of joining- 01.07.2008
Date of resignation - 26.04.2009

Hi. my name is Meenal Kedari with employee code 71178 working as an insurance co-ex at the Shrirampur HDFC bank, maharashtra since 21st september 2009 to 3rd November 2009.
I have not recieved my salary, I have quit theorganisation on the 3rd November...Please look into the matter and credit my salary asap, as my salary account is still active, I have completed the exiting formalities, please inform me in case of any impending procedure that is delaying the process of credit.

HDFC (prev Centurion Bank of Punjab) has goofed up the MUTUAL fund accounts that I purchased.
Unable to show any transactions, funds that I own online. Now that my several lakhs invested
says they are valued '0.00'. Not sure if those funds still exist in my name.

When I called the HDFC branch in Nandhanam, the current manager - Anathakrishnan is clueless about anything for that matter and promised to resolve and it has been almost 3 months and still clueless. When I call the branch asking for Cluster Head details, the Bank Executive lady and she perfectly ignores my several emails and phone calls and refuses to give anything.
I am not sure how to access funds now and somebody please help. It not only helps me but also the ignorant people working bank too.
Thanks
Prabhu Shankar

address for regional office in coimbatore, tamilnadu

Dear sir

Im devinder singh worked with hdfc bank as a insurance co ex with emp id 63163in 35 B branch chandigarh till 10june 2009 i left my job with due intimation but neither my branch nor standard life know about the exit procedure ...i havent got my exit p.f yet kindly arrange me with the exit form so that i could proceed for my PF
regards
Devinder singh
[protected]

dear sir

im worked in hdfc bank i stding mba so i am reliving my job but in this time im work intrasted in bank plz any jobs


arun kumar : BCA., MBA

mobil : [protected] [protected]

I was working with H.D.F.C. BANK PVT. Ltd., as a Contrect sales excutive, My Employee code was A08103, I didn't recieve the cheque of my provident fund, which deducted of every month with my salary of HDFC BANK ltd.

I've submitted my whole documentation which is need for disburse the amount of pf in your head office, but till today (after comletion of 2 years) I didn't get it.

Kindly confirm the status of my PF other wise I'll go to the court for case of the company or I'll send the notice to you.

Do it as soon as possible and needful

Thanks & Regards

AMIT SHRIVASTAVA(A08103)
[protected] (mob)

RESPECTED SIR,
I AM M.lakshmanan i worked as a coex(bancassurance) at madurai branch in tamilnadu. my emp code is 62930 from july-2008 to april-2009. still im not getting my PF money. please take action against my compliant.

thanking you.

SIR,
I am M.LAKSHMANAN. i worked as bancassurance(coex)my employee codeis 62930. from july-2008 to april-2009. at madurai branch(CBOP) in tamilnadu. my branch code is 1277. sir still iam not get my PF. somany times i asked about this matter to my branch manager(RAJASUBRAMANIAN). i am not satisfaction his answer. he does not know anything about this. please give PF money to me from your side. or at least give a my PF a/c no to my mail-id.

Thanking you.

I am naveen thakur from agra(u.p) I worked in hdfc bank gwalior branch as a Senior Sale Executive in CASA department from 1 june 2007 to 31 MAY 2008 my emloyee code is CN07288
please give PF money to me from your side. or at least give a my PF a/c no to my mail-id.

SIR,
This is M.lakshmanan. i worked as a insurance co-ex in your bank. my bank code is 1277. my employee code is 62930. i worked from july 2008 to april 2009. sir somany times i gave complaint to get my PFmoney.when'll i get my pf. totaly your concern like a poor concern, nobody give a correct reason to me.please tell me who is the correct person to give a correct solution.

Dear sir,

I dont know me pf a/c no. so that pls send me pf a/c no.Hw does apply pf a/c


Thanks

NARESH KUMAR
Code no. :-CNO8757
Cont.[protected]
Loction:- Delhi ( JANGPURA )

I have also applied for my pf & send so many mails to padhelp but is no response from them & still not received my pf.

Dear sir

my name is ashok kumar .my employ code is CA15398 i am terminate but i want second time join my full and final is come and PF is coming 25 feb.2010 .my sales manager is not right he fight with me and terminated to me for personal reason

HDFC Bank — not receiving pf and one month salary was due

sir,
my name is durga lakshman rao.p, i was working in hdfc bank as a insurance excutive (co-ex)at daba gardens, visakhapatnam branch branch id is 1243. i was working at hdfc bank 01/07/2008 to 24/04/2009.
my employee code is 63859 (co-ex). i was submeted in pf forms and resigin letter but iam not receving pf amount and one month salary also due i was waiting for last one year for that money ,please check the my account and clear my problem as soon as possible.


durga lakshman rao.p
employee code - 63859
my a/c no - [protected]
phone no -[protected]
visakhapatnam

Thanking you,

lakshman

sir,my name is shaheer ahmad i was working in hdfc bank ltd as a contract sales exective my employee code is cs25779. i applied 2 times pf withdrawal form,but inot received my pf amount.please help me and realease my pf amount .
thanks
my mob no :[protected]/[protected]
mail id : [protected]@gmail.com

casa — Waiting for relieving

Dear sir,

I KRISHNA NAND JHA my employee code is(CK08503).

I had given my resignation to my sales manager(RITESH RAGHAV) ON DATE -03/03/2010 and till date i haven't receive any confirmation regarding my reliving/final settlement.

in this regard i have mailed to the ASH(MR. ATUL AGRAWAL) & REGINAL HR (ISHA DHINGRA) but they are not taking any interest.

for this reference pls lookout bellow correspondent mail.


--- On Tue, 29/6/10, Krishnand jha <[protected]@yahoo.co.in> wrote:


From: Krishnand jha <[protected]@yahoo.co.in>
Subject: Fw: Re: Fw: reliving
To: Isha.[protected]@hdfcbank.com
Cc: Atul.[protected]@hdfcbank.com, Ritesh.[protected]@in.hdfcbank.com
Date: Tuesday, 29 June, 2010, 4:05 PM


Still i am waiting.

Due to your inattention about my relieving, may be i will have to leave my job.

its in your hand that i will do my job or not?

so i please to request, do what is best possible .REPLY ME ASAP.

BEST REGARDS

KRISHNA NAND JHA

--- On Thu, 24/6/10, Krishnand jha <[protected]@yahoo.co.in> wrote:


From: Krishnand jha <[protected]@yahoo.co.in>
Subject: Re: Fw: reliving
To: Ritesh.[protected]@in.hdfcbank.com
Cc: Atul.[protected]@hdfcbank.com, Isha.[protected]@hdfcbank.com
Date: Thursday, 24 June, 2010, 11:12 AM


Greetings!!!

Thanks your instant revert,
Still i am waiting .

Pls send how many days are require for relieving/settlement.
Its more urgent for me, so pls do needful.

Vest Regards

KRISHNA NAD JHA

--- On Tue, 22/6/10, Isha.[protected]@hdfcbank.com <Isha.[protected]@hdfcbank.com> wrote:


From: Isha.[protected]@hdfcbank.com <Isha.[protected]@hdfcbank.com>
Subject: Fw: reliving
To: Ritesh.[protected]@in.hdfcbank.com
Cc: "Krishnand jha" <[protected]@yahoo.co.in>, Atul.[protected]@hdfcbank.com
Date: Tuesday, 22 June, 2010, 11:21 AM


Ritesh

Kindly revet


----- Forwarded by Isha Dhingra/Direct Sales/Ambadeep/HBL on 06/22/2010 11:23 AM -----
Krishnand jha <[protected]@yahoo.co.in>
06/19/2010 02:27 PM To isha.[protected]@hdfcbank.com
cc [protected]@osourceofindia.com
Subject reliving


Dear mem,
Greetings!!!

I had given my resignation to my sales manager(RITESH RAGHAV) ON DATE -03/03/2010 and till date i haven't receive any confirmation regarding my reliving/final settlement.

So, i pleased to you do needful.ASAP


Thanks & west Regards

KRISHNA NAND JHA
Empl. code-ck08503
H-69, OUTER CIRCLE
Connaught place-110001


this is humble request to u kindly provide me information as soon as possible if any query than call me.


KRISHNA NAND JHA
EMPL.CODE-CK-08503
CONT.NO-91+[protected]
EMAIL- [protected]@gmail.com
[protected]@yahoo.co.in

Dear All, My PF documents has been submitted to PF deptt on 20/04/2010 by HDFC Bank, Mumbai to epfbandra.org. My PF a/c no. is MH/44678/33792 in the name of Raman Kumar Watts. Till date i have not received my PF.

resp. sir&madam ,
my name is deepak sharma, my emp. code is cd12858,(cassa department)
i have done worked in hdfc bank for barwala branch ,my joing date is27-07-09 and resignation date is[protected] i have not recived my pf amout so sir plz. i request you give me my due amount for transfer my account and my account no is [protected]

HDFC Bank — Not Received of PF

TO
Nelson Dias
sr. manager of HR

Dear Sir i had working with Hdfc Bank as CONTRACT SALES EXECUTIVE (INSURANCE CO-EX) for the period of 7 form[protected] to 1-7-2010 in Laxminagar brance of Rajkot Gujarat and still I have not received my PF Pyament so pls release as soon as possible

form
Jatin A. Popat
emplyee coad: 72339
Rajkot
[protected]

R/SIR
with due respect. I am Sougata Sankar Sen.i was working as CONTRACT SALES EXECUTIVE(CSE) in Asansol Branch(324) from 2005 to 2010. my employee code was CSO3050 &my salary a/c is [protected] & [protected].this is my query that till yet i do not recieve my provident fund. .i request my team manager & D.S.M many times but they are not supporting me. now i am requesting you to please help me to release my p.f &provident fund as soon as possible in my salary a/c.



Withregards
Sougata sankar sen
CSO3050
BRANCH ASANSOL(324)
[protected]@gmail.com
M-[protected]

Hi,

I have complained about this subjects earlier also, but i have not got any response from the HDFC people,kindly request them to provide my PF account at least.

Dear Sir/Madam,

We request you to write to [protected]@hdfcbank.com with your employee code and date of joining, as they would best be in a position to address your queries. We request you to mark all future correspondence to the same mail id.

Regards, Customer Assistance, HDFC Bank

myself irfan shaikh i worked in hdfc bank as contract sales executive from 15th june 2010 in navi mumbai
on 27 dec 2011 i resigen from my job and next day ie on 28 dec 2011 i visited HDFC pf office which is in kanjurmarg and i filled my pf form along with doc(all formalities) and 1 cancelled cheque.
Today is 13th of feb 2012 and my pf yet no receive almost 3month"s, they told me you will recive your money after 45 working day.
please help me out from this situation.

IRFAN SHAIKH
[protected]
irfan.[protected]@yahoo.in

my emply code is CI10580

i manpreet kaur chuhan done job with hdfc bank as a cse my employe code is cm21174.i have already applied for provident fund but i have not recieved it till date.kindly help me to provide me pf.

Dear Sir,

I am Ram Kumar from I worked in hdfc bank Mayur Vihar ph-1 branch as a Senior Sale Executive in CASA department from 20 july2009 my emloyee code is CR17736
please give PF money to me from your side. or at least give a my PF a/c no to my mail-id.

Ram Kumar
[protected]
[protected]@gmail.com

my name is Aswany.A employee code CA23710. i was resigned my job before 3 months(november 9).
after that i completed my PF settlement form and send to my HR. But i dont get my PF status, full and final settlement and releaving letter. kndly update my PF status in my personal email id. my email id is aswany.[protected]@gmail.com.

Block Online Purchase From debit card

Error while purchase online shopping. I am sending you to screenshot of errors.

Naimuddin

mene aap ki bank metwo wheeler ke liye aplay kiya 20 din hogaye le ki abhi koi response nahi asa kyun agar nahi to mana karo ok no [protected]

car loan statements

My name is Purshotam o waghela Agreement No[protected] my email id is [protected]@gmail.com / kishore.[protected]@gmail.com Pls send my car loan statements of[protected]. Request

Hi Uttam,
I want to ask you one thing that if you know that SBI is good bank then why you choosed HDFC for finance.
Now i will clear you one thing that SBI is a nationalised bank and all nationalised bank get package from government and they come under RBI guidelines. But private banks are coming under NHB. So you will must get lower interest rate comparsion to Private bank. But in nationalised bank there are certain boundries. For example they cant finance if you working outside or choose to purchase flat or construction house out from your local city.And their loan process is very slow. They also follow the same rules which private bank has.Every quaterly HDFC revised his interest rate. So before finance you read and clear all the things and go for Loan. After taking the loan dont blame the Bank. Mr.Nayak you are a Loanee. If you have taken money from somebody it is your duty to ask that what charges they are putting on you.So i will suggest you close your loan as soon as possible. Kisi se udhar lena aajkal bada mahanga he.

Thanks

Vijay

Hi Vijay,

I request you to be "sensitive" to the HDFC kinda private bank home loan victims. Now a days most of the genuine (first time home for living, not for speculative investment etc purpose) home loan buyers now understanding their "mistakes by gone for private banks" lately.

I am too one of them. I too agree your point, but it shouldn't make the private banks to RIP the customer the way they want despite the so called "floating rate". it must be renamed to "increase rate, if RBI RPP/CRR increases for existing customer" (never mind its lengthy name).

thanks
prem.

You are 100% right. Dear new customers, after three month you will become existing customer and will end up in paying high interest rate. Please avoid banks like HDFC and ICICI. They will take all your hard earned money.

Hi,
All of you are comparing old customers of PVT BANKS with the New Clients of Nationalised BAnks. Please understand the same from a SBI customer who had taken a loan earlier and now whats his presemnt rate. please understand bot pvt sector and nationalised banks are into Business and both will not give anything free.

Do not believe this:

http://www.moneycontrol.com/india/news/business/sbis-new-home-loan-plangimmick-s...⇄

Anyway SBI is far better than HDFC. I'm a victim of HDFC home loan. I've taken loan for 7.5% in 2005. My friends took from SBI same time. Now they are paying 10.25% and I'm paying 11.75%. Difference of 1.5%. So dear customer you can judge, who is better. My decision to take homeloan was biggest financial mistake.

Even after complaining lot of times, HDFC is still charging me 11.75%. They are blood suckers. Don't approach them for any loans. Their MD makes a statement that cost of funds have come down for giving loans at 9.75 for new customers.

Somehow, the cost of funds don't come down for existing customers.

Customer complaints have forced Mr Parekh to make such statements. But he is not ready to bring down rates for old customers.

Now SBI is offering car loan for 10%. And I'm paying 11.75% for housing loan from HDFC. What a pity!!

Public sector bank car loan interest is much less than HDFC housing loan!!

See: http://www.moneycontrol.com/india/news/business/now-sbi-offers-new-car-loan-at-1...⇄

All the " Floating Rate" Loans offered by Private Instituions like ICICI and HDFC is a big gimmick. The only thing floating about a HDFC Loan is that you are always high and loan rates come down only for new customers.

Now they do not want to let go of profitable customer ( read as FOOLs ) like me because I am at 12.25 % and to prevent me from refinancing my loan to a PSU Bank they have increased the prepayment charges to 3 %. Looks like we have signed contracts that is one sided and we need to dance to the tune of HDFC.

Should'nt the cost of funds be the same for new and old customers. They define somethign called spread and keep giving better rates to new customers and for existing customers who are hooked to HDFC ( with your property mortgaged to them ) there is hardly any reduction ( they reduce by 25 bps when industry competitors have cut by 100 bps).

Please for heaven sake go to a PSU Bank even if the process is cumbersome. Don't get robbed in broad daylight under the very nose of regulators. Am sure regulators will not take actions against heavyweights like HDFC and ICICI because Mr. Deepak Parkeh and Mr. Kamath are considered doyens in the industry and sit on many of these advisory commitee's ...

If Mr. parekh feels there is something fishy in the SBI loan rates, why is his org increasing loan repayment rates without even bothering to inform customers.. Let the customer decide what's best for him/her

Key features of HDFC home loan

* high interest rates,
* highest transfer fees,
* one of the last bank to reduce interest rates by a very small %.
* one of the first bank to increase the interest rates by a good %.
* Very Very poor customer service, people cannot speak properly when they pick up a phone.
* provides inadequate account information to customers

you can go to the bank and they will reduce the ROI to 10.25% for existing customers. They will take 0.5% as processing fees. But yes, for new customers suggestion is to go to any PSU bank.

tranfer your home loan to LIC or new home loan
only BANGALORE CITY pepole contact

ASHOK RAJ
LIC OF INDIA
BAGALORE-560001
MOBILE NO-[protected]
E-MAIL- [protected]@yahoo.co.in

Really Pitty... situation for existing customers of private sector banks.

Is there no standing in court against this disparity between old and new customers, being made by pvt banks like HDFC. They are changing pre-processing fee too if existing customers want to shift to PSU banks. Aren't they "WHITE COLLAR CHEATS" ? Does RBI not know about all this, why they can't intervene!

Any comments?

The HDFC Home loan customer group has moved to:
http://groups.google.com/group/hdfchomeloan

Dear sir,
i have taken an housing loan from sbi at at 10.5 % intrest ...when i had taken loan of house the market value of house was 20 lac i have taken 10 lack loan...

my questions is that
...now rhe market value is 40 lac can i increased my home loan
...and sugget me can i fixed my interst rates .at 10.5

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

I am yet to receive my NOC (2wheeler loan) from HDFC bank.I have completed loan payments on 17/11/2008.

Following are my details for your reference:
Name : Anil Sharma
Date of birth : 23/08/1971
Two wheeler loan Account no : 10678479
Am still awaiting for the NOC from HDFC bank, even after completing all my loan payments.

Kindly do needfull to get my NOC to the below mentioned address...
Mr. Anil Sharma
House no.C- 111
Sector- 19
Noida (U.P)
Gautam Budh Nagar
Mobile no: [protected]

Note: Request for sending the NOC to above mentioned address also been given on 12/11/2008 and am having the acknowledment for the same from HDFC bank.

Thanks & Regards,
Anil Sharma
[protected]

Sir i have applied for an two wheeler loan in Southern Motors - Royal Enfiled Showrrom Annanagar. Mr.Hemant who is you bank executive did not have much knowledge and interest in his work so i took my personal interest and spoke with his team leader and came to know that only HDFC a/c holder can get the loan . So i gave an letter on 9th december 2008 to Mr.hemanth to return my doccs. Till Today no response from him when i called him he told Bank has lost the doccuments and he is searching fot it. I dont know hoe he can blame the bank itself for his irresponsiblity. and simply told that he has more than 700 custoemrs per month it is not necessary for him to return me the doccuments. and if you make complaint go ahead and gave me the customer care number. He is irresponsible and arrogant in his speach. If the bank really gave importantance to the customer complaints kindly take necessary action againt this type of executives. His Ph [protected]

Dear All,

I dont no whether I am addressing this mail to the right person.Please redirect this mail to the right dept.



I am Dipin Abraham who worked as executive trainee(D0834).My external postion was DSM(direct Sales Manager).I had worked from May15 2006 to Aug31 2007.

My resignation was accepted by then HR Manager Bangalore Kiran Reddy.I had spoken to RSm and ASM and Zonal Head.they had assured me that I will get the Full and final Settlement within due course of time.Its 1.5 yrs I have not received the money due to me.

I do not know whom to contact so I delayed this letter.Moreover I am in need of that Money.

In the net I searched and I found your number.Hope you would help me.

Dipin Abraham

Mysore

i open a account of my father brother children and myself in sector 11 your employs are cmme in my home on the name of varification sevral time wich is not requared and i fill a credit card with max account and my all the varification are completed and i got a massage from you refrance no but its not be done so i want answer i reqsted sevral time so give me answer in 2or 3 days your all camitment is wrong and i did not get answer

I was appointed on 11 may 2009 as a Contract Executive libility(branch co-ex)
My job code is 69044

I worked with this bank till now
The matter is that i didn't receive my salary yet.
Which i am legally liable to get.

So my request is that my seniors are not helping me in this regard. So i want to get my salary.

Thanks.

Dear All,

I was appointed on 10 jan.2009 as a Contract sales Executive, Emp.Code-CP10025.Saving A/C Sales at Sec-37 Noida, I have Worked With Bank Under Smit Palta(SM), -N3740, and Nitin Shukla, ASM For More Than 3 Months But But I Have not got salary till today. I have spent there lot of money for Marketing of Saving accounts. I have Also Worked With Pankaj Matta(SM), Hapur, U.P.

I have worked with Bank with true honesty and on all holidys But they have not given me a single Rupee.
& when I asked for salary they never tell me right answer, they are not helping me.

So I hve a very Hertly Request to U all, for Getting my salary otherwise I will move to consumer court.I have enough documents to prove It with bank stamps.

Pushpendra prakash
Emp.code-CP10025

To,
HR Manager,
HDFC BANK LTD


With due respect i would like to inform you that i have given interview for TL post in Bangalore and i was told that am selected for the post and i can place notice to the company am working which i did.But to my astonishment when i received my offer letter from JP NAGAR Branch, Bangalore it was clearly mentioned that am posted as an Sales Executive in the offer letter.

I have the interview for the post of Team Leader but how come the company HR designate me as an Sales Executive i dont understand.When i contacted the managers who took my interview they clearly said me that they cant do anything to redress the issue.The Manager made me understand that my role and responsibility will be of an Team Leader but in the offer letter it will stated as an Sales Executive.

I am in serious doubt about your so called estimed bank.I will we very pleased if you can look into the matter and revert back.

Regards

HDFC Bank Ltd. — FORCELY HOLD SAVING A/C BY HDFC BANK LTD.

MY SAVING A/C NO. [protected], WITH VASANT VIHAR BRACH OF HDFC BANK HOLD MY SAVING A/C FORCELY. AN AMOUNT OF RS. 23488/- WAS HOLD BY BANK AND AFTER SOME DAYS SAME AMOUNT IS DEBITED BY BANK FROM MY ACCOUNT. AFTER SO MANY COMPLAINS BANK IS NOT GIVING POSITIVE RESPONSE.

WHEN I TALK TO CUSTOMER CARE EXECUTIVE ABOUT MY ACCOUNT. HE SAID YOUR A/C IS HOLD DUE TO NON PAYMENT OF CREDIT CARD.

I SEND NOTICE TO BANK COMPLAINING THAT PLEASE RELEASE MY MONEY OR SEND ME DETAILS OF MY CREDIT CARD USES

BUT BANK IS NOT GIVING POSITIVE RESPONSE.

Dear Mr Soni,

We would like to investigate your complaint further - request you to send us an email at [protected]@hdfcbank.com. Please mention the id TTU[protected] in the subject line of your mail. Also include details such as your account number and contact details in the mail. As soon as we receive this information, a bank representative shall contact you.

Additionally, we request you not to post sensitive information such as your account number on a public forum such as this, as it may lead to your account being compromised.

Regards, Customer Assistance, HDFC Bank

If the problem doesn't gets resolved, you should contact RBI and the company will be forced to take action:

Here is the link, go to complaint form:

http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159

Share this with other victims as well and spread consumer awareness.

Ashok Bajaj — Building in Bad Condition

Hello,

The following is to bring to the concerned departments notice,

I stay with my family in a residential building consisting 12 flats. The condition of the building is depleted, there are cracks all over the beams and slabs, the plaster is falling from allover.

This Building was constructed in the year 1963 and since then not even an inch has been repaired.

The members of the building are least concerned and not at all interested in repairing the building.

The Address is mentioned below, I request the concerned department of BMC to survey our building and issue a notice regarding the condition of the building to the Society.

ADDRESS:

Pushpa Kunj CHS Ltd.
8th Road, TPS 3,
Khar (W). Mumbai - 400052.

Regards,

Ashok V. Bajaj
[protected].

My Harassment

I am the Sales Executive of HDFC BANK, Sec-62, Noida branch(UP) & My employee code is CA24457. I have done with HDFC BANK from 5Feb.2010 to 14 May2010, now i want to give the resign from the post but my SM Mr. Himanshu Srivastav is not accepting my Resign & He is saying that he will say from organisation to terminate me. It is not fair as per policy. He gave my salary after 3 months & he has also kept my mobile & using abuses languages against me. due to these reasons I want to give the resign.

Shruti Finance — NRI FUND REGARDING

Attention please:

This is a frod number and account number, my name is kumar jha. maine Dainik Jagaran news paper Bihar state ke paper maine add dekh ke loan ke regarding baat ki This Number pe [protected], [protected], [protected] ye 3 number hai jo ki vodafone ka number hai aur ye number wale apna name Mr. Saurab Gupta and Mr. Amit Batate hai, Inhone peahle processing charge 1100 rupees bataye aur Adharfi Lal ke account may dalwane ko kaha PNB Bank ka account hai, phir inhone humse 49700 rupees liye wo ICICI Bank Jaunpur ka Account hai, Ye Arun Kumar ke name se hai, Sab account and numer ko may track karwa raha hu maine saurab gupta ka sound bhi record kiya hua hai so please yadi NRI wale koi bhi help hume karna chache ho tho please contact me [protected]@gmail.com pe meassge kare.. Aur sab inlog ke beakhwae may aake fashe mat ye sab number and account sabi jali hai. koi fund nahi dilate ye sale kewal humlog ko bekuf banate hai...

I am an employee of HDFC Bank, Buxar Branch. Sir, I have grievances against Ragvendra Pratap Singh (employee id- CR15657), Contractual Sales Executive at Buxar Branch. He is misusing his authority to gain personal profit as:
(a) He changes the LG Code in customer's application form by fraudelent means like deleting using
whitener etc. This can be cross checked by seeing the QIC stamp of other employee andthe altered LG
Codes. This is demoralising other staff effort of work and creating unfriendly working environment.
(b) He is trying to bully his junior staffs and demands blank paper with employees signature. This is an
offence and fraud of high degree.
(c) He forces junior employees to follow him by threating like- showing them absent.
(d) He checks daily sales report (DSR) after fifteen days which should be a daily affair, instead he
interferes in others job.
All these matters may please be taken up at top priority and necessary action may please be initiated to stop unjustice to employees and improving the good working environment.

HDFC Bank — freud is done by sales manager with me

Respected sir.
This is mahesh lalu thakur,my emp code is cm (17260) i was working in hdfce bank as a cse at ulhasnagar camp 3 branch branch ,i had given resignatiuon on 31st of april but my sales manager his name is (ajay tarachandani) put a wrong date that is 31st of march. i worked for the whole april month and i had done a good buisness also in the whole month of april but he did a frued with me. i have the proof of resignation letter.and in hdfc
system it is showing that i had did a 12 forms in that month and even the ulhasnagar branch manager is also know that i was working for the whole month , and i didnt get the salary of that month my sales manager put a wrong date t on my resignation letteu and he used abusive langueages with me.


so i have the request to u that please take the strict action aginst this case

I shruti Aggarwal have done MBA Finance and want to work with HDFC. I am a fresher. Can anybody who is working with HDFC help me out in getting a job in HDFC.

TO
HR MANAGEMENT
HDFC BANK LTD
DEAR SIR, MADAM
I yella savithri my emp code is CS31341, i was working bangalore in koramangala branch, This is regarding i did nt get my incentives over all 22thosand .I asked my SM name RAHUL emp code is R5585and my ASH name ANKUR GOEL emp code is A4086 . i asked my manager somay times .He told me i sent mail hr deptment but i need my status, I want to support my family .
kindly tell me my statusplz sir/madam
thanking you
thanksfully
yella savithri

Dear all,
Since no measures have been taken to solve the issue mentioned below i have been forced to leave my job. And inspite of resigning from my services (of which i have a duly signed copy) on 13th April 2011 my AAH has been threatening to issue Termination letter .Also he has been threatening to charge me on the grounds of false Account openings .And my Full and Final and PF is still on hold .

Request you to kindly look into the matter or kindly forward it to the concerned...


Dear Sir,

Iam Shrikant Ashok Patil, working with hdfc bank, thatte nagar branch, nasik(branch-0064) since 8th sept. 2008 as Sales Executive(CSE), my last 1 year performance has been always way above the benchmark, but for the last 2 months i have been facing many issues and problems on the job as my salary for that period has been put on hold by my Area Aquisition Manager...
The reason given for my salary being on hold, given by my AAH has been that i was on leave in the month of Feb.2011 for 3days due to severe illness (of which iam even having medical proofs). I took the leave after informing my Sales Manager(my immediate Reporting boss). On resuming my duties back i got to know that my Salary had been put on hold by my AAH (though my performance for even that period was at par and targets were met).

He asked me to resign using some very indecent foul/abusive language(which he usually does) but after i persistently kept requesting him he just let the issue as it was, but yet again no Salary was cleared for Feb., .. Though my sales Manager tried his best to get my Salary released, it wasn't again released in March due to which my financial problems actually started.

The consequence is that Sir today when iam not even having money for Petrol on my pocket, how am i supposed to go on calls and work ... And on asking for Salary iam being asked to resign ... The matter has not only broken me financially but also mentally and even on family grounds...

The above experience has been very disappointing for me considering the fact that i have been with our organization for over 2 and half years, working day and night, always performing and even after being in the Pan India CSE topper list for many times.It has actually shown me my place that even if i perform for years and get ill for 2, 3days i 'll be treated on non-human grounds.

Sir iam not even asking for any action against the harassment done(as i know this is a trend and custom used by seniors against their subordinates and executives) but just requesting to release my salary atleast at the earliest.
My Performance and productivity can be checked for the last one year in the CSE Tracker MIS and other details are

Name - Shrikant Ashok Patil
Employee code - CS24535
Joining Date - 8th September 2008
Mob - [protected]
AAH/Aquisition Manager - Pankaj Padmanath Sharma

HDFC Bank — Immature conduct from the bank

I have been a customer of HDFC bank from past 1 and half years. I had applied a credit card due to some urgency 3 weeks back. The bank had confirmed that the I shall be recieving my card within 10 working days. Till date they have not given me any update on the status. When I called the bank, their response was that my application has been rejected due to some issue which they are not revealing to me. All these days I had no intimation from the bank about this. This has caused me a lot of trouble financialy. Kindly take action against this. This is my last resort.

Gentlemen, HDFC New Credit Card Story: An HDFC franchisee after calling the customer and taking acceptance for the card and processing the card, is giving a 16 digit ref. no. and saying 'your card is approved and saying you'll receive it within 2 weeks time'.
When this is the case, another franchisee of same HDFC is calling again and asking 'whether you are interested and saying you have been approved for HDFC Credit Card'. This situation continues and we had to register in HDFC website 'Do not disturb' because of this nuisance call from HDFC franchisees.
Finally, after registering for 'do not disturb' and informing the phone banking official of HDFC about these nuisance calls, they say it will take 45 days to take this request, which means anyone has to face the nuisance of getting calls or SMS for 45 days from HDFC franchisees.
So, we felt it is better to cancel the card and when the same is informed to them HDFC phone banking says 'you have to accept the courier and then only you can cancel the card'.
And finally, a REGRET letter comes from HDFC disapproving the request for the Card. This is the end of the story.
LESSON: Please don't subscribe through franchisees unless the bank approaches directly. Always ask for the terms and conditions of the card before you apply for the same.
Madhu

Dear shrikant, the complaint you stated is very normal in HDFC bank, Hdfc believes that humans are not humans but machines and they don't have right to fall ill or live personal life.This organisation might b good for customers as the logo says "we understand your world" but the main important factor that is employee of the banks either on contract or permanent gets neglected always...
i feel sorry for your condition..what u did is absolutly right and don't give up is what i will say...also just try to get rid of this bank...this bank is not a human bank

hello
i am budh Ram. my employee code was cb-14461. i did work in hdfc near by 70 days in direct sales.
but after this i wanted resignation from hdfc. i worked in gurgaon sec 29 hdfc branch. mr chaten katyal
was sm of this branch. he was very cheaper person. he said to me i would not accept your resignation.
i asked to him why? then he said it is my wish and he said to me when continue i would show absence
continue in hdfc after you would automatacally terminate from hdfc. although i did work hard in hdfc.
he cut out also my salary rupee two thousand. so hdfc is hell in direct sell.
my email [protected]@gmail.com

TO,
The HR MANAGER,
HDFC BANK,

SUBJECT ;- PLZ ACCEPCTED MY RESIGN
SIR,
I am working with hdfc bank as a contract sales executive at jaipur l.k.b branch c- sceheme jaipur branch code 1585. . my employee code is cc10438 . i want to resign my job and responsibility with hdfc bank my sales manager mr. anoop tripathi direct sales has told me that i am not take your resign letter and i will terminate you .that is very bad sir i have given my important time and buiness with hdfc bank last tthree days i was absent for reson by my bad health condition i have also medical report but now i want to resign my job .in future i need that expriance . my name chandraveer daiyya . but my sales managar told me he will terminate me for my job
so plz see this matter and accept my resign. for post of c.s.e.

with regards
chandraveer daiyya
designation; contract sales executive
branch l.k.b c-scehem jaipur direct sales
sales manager- mr. anoop tripathi
employee code; CC10438 .

I am reading the matters raised in these messages. I have not worked with the Bank. I am surprised that how you do not have any 'code of conduct' in Banking practices or legal means to settle all this wrongs. I am of opinion that you all should have some cell in banking sector of 'city beautiful' or UT to address these grievances.
I have recently started knowing staff in this sector of a territory outside UT jurisdiction. The Financial institution is regulated and looks in to issues as:
<>Employment law ( employer-employee relationship)
<>Workplace harassments
<>Code of conduct for banking practices
<>Fair Trading rules

Good luck to you all! Please do not hesitate to send me your grievances...

TO,
The HR MANAGER,
HDFC BANK,

SUBJECT ;- PLZ ACCEPCTED MY RESIGN
SIR,
I am working with hdfc bank as a contract sales executive at GREATER NOIDA OMEGA 1 branch branch code 2845. . my employee code is 104673 . i want to resign my job and responsibility with hdfc bank my BRANCH manager ANSHUMAN GARG has told me that i am not take your resign letter and i will terminate you .that is very bad sir i have given my important time and buiness with hdfc bank last SIX MONTH now i want to resign my job .in future i need that expriance . my name NITISH KUMAR . but my sales managar told me he will terminate me for my job
so plz see this matter and accept my resign.

with regards
nitish kumar
designation; contract sales executive
branch code 2845 omega one greater noida
sales manager-anshuman garg
employee code; 104673

I don't know about the leave part of it but they work the hell out of the bank assurance staff, especially in the month of march and they promise great incentives which keeps every employee smiling till the reality is out. Incentives come on a donkey's back at a very slow pace. they introduce great privileges for an employee which are seldom full filled. However the higher authorities get to know nothing how [censored]D UP the HR'S behave.!! Guess this is a common problem in many places, but being a once upon a time passionate person about this bank, I FEEL SORRY ABOUT IT!!

Money deducted from hdfc but not received

Hi my name is Amrita Chatterjee,
Hdfc customer id 53068739,
Bank account number [protected]
I made an atm transaction of 10000rs from laxmi vilas atm, money got deducted but i did not get the money back.please see to this with utmost priority.Following are the details:
Ref no:[protected]
Date:24th March

NO cash deposit i slary account

Hi, I have my salary account in HDFC bank, when i was trying to deposit cash in my account they denied the same, i just want to know, whether RBI have any notification or any rule on that or they have their own?

नमस्कार सर, मेरा HDFC बैंक हरदा में खाता क्रमांक [protected] वर्ष 2009 से सुचारू रूप से चल रहा है मेरे द्वारा चार कार लोन भी आपकी ब्रांच से लिये गए जिनमें से दो वाहन का भुगतान पूर्ण किया जा चुका है ।
आज में वाहन की क़िस्त जमा करने गया तो समय 04.03 p.m हो रहा था चूँकि कल रविवार के कारण बैंक बंद होने ओर क़िस्त की तारीख 07.04.19 होने के कारण आवश्यक था किंतु केश काउंटर पर श्री अमित हाशानी जी द्वारा अपशब्दों का प्रयोग करते हुए जो आपके बने कर लो ।
HDFC परिवार का इतना पुराना सदस्य होने के वाबजूद मुझसे ऐसा व्यवहार किया गया तो दूसरों के साथ पता नही क्या व्यवहार किया जाता होगा।
श्रीमान जी मेरे कार लोन की दो किस्तें बची हैं जो मेरे द्वारा समय पर जमा कर जी जाएगी और खाता भी बंद कर दिया जावेगा किन्तु उक्त व्यवहार आपकी शाखा के लिए नकारात्मक छवि बनाती है जिससे निकट भविष्य में आपके लिए नुकसानदायीं है ।
धन्यवाद!!

HDFC — Interest rates

Normally Home Loans with floating rate of interest are to charged with the current rate of interest only. But in case of HDFC, whenever there is any increase in interest rate, it applies to the existing Home Loans as well as to the new disbursements. But in case there is any decrease in interest rates, it applies it to the new Home Loan disbursements only and the existing Home Loans are being charged with increased rates. A clarification is required in this respect. Kindly also let me know the regulatory authority who regulates the Home Loans.

ICICI Home Loan — Charging Higher rate of Interest than present Floating Rate of Interest

To,
The Manager
ICICI Bank



Dear Sir,
Had taken a housing loan of Rs 1063000 at Floating Rate of Interest from your Bank in 2006 at an interest rate of 9.5 %.( Loan Account Number LBNOD[protected].
On April 10, 2007 the rate was revised and the period readjusted as per existing FRR/PLR.

I fail to understand when your bank is lending from past many months new loans for floating rate at 10.50%-11%. Why, I am being charged 12% rate of interest?

On contacting your customer care helpline number months back was told to me that I can get the same corrected at the branch with refund and adjustment of excess amount. On contacting your branch at Andheri-Mumbai no such help was rendered to me.

Kindly let me know in mail the process of getting this correction done or getting the same corrected from the time the interest has been wrongly charged in excess. Else, I am sincerely considering the option of switching my loan and all transactions to other bank.
Such type of behavior of second biggest Bank in the country with customers like us I s making our belief of trust in you lost.

Hope you all take this mail seriously as this is my last effort to bring the anomaly for correction to your notice.

Regards

Ravindra Pratap Gupta
Manager Operations-All India
Pantaloon Retail India Limited
Future Group
Mumbai
Mob: [protected]

ICICI Bank is one of the worst bank to deal with whether its bank accounts, home loan, Credit Cards, or some other products. I really have never heard ICICI bank reducing interest rates from last 4/5 years. RBI should strictly look into this matter and save customers of ICICI bank. I started my home loan in 2003 @8.00 and now ICICI bank is looting me with interest rate @14.00. When you contact them they have standard answers like you have opted for floating rate and PLR is taken into consideration which is as per government and RBI rules. God please help ICICI Customers.

ICICI is the worst to approach for the loan. They do very fast processing of the applications especially loans. One have to understand that the Public Sector banks follows all the Government norms etc, so the processing time might be higher. But it is worth waiting for that rather than screwed up and keep paying for the unethical banks the excess amounts for years.

You guys think RBI don't know this. It will never act. It is always on the Industry side not with common citizens.

The only way we can do is stop all the transactions with ICICI and spread with your friends. If ICICI collapses may be few thousands may loose jobs, but at least lakhs of people will save lots of money and other banks will learn for not following the basic business ethics.

Remember ICICI is the second bank with highest Home loans, so without issuing new home loans, it can still make profits with existing customers for long time. Because the loans are for not less than 10 yrs.

I have take HDFC Loan @ 14.5% interest rate since 1999 and they have charged interest rate @ 15% since then. Now also they are charging me interest rate of 15% where as actual market rate of interest is arount 10%. They are list bothered to RBI rules & Regulations.

boss,

my situation resembles to yours. i too am struggling to get out of this. by now i guess your rate of interest is 13.25% but i have been advised that there arent any prepayment/preclosure charges on the loan.

the guys in the regional deptt are not capable or authorised to help the clients by any way or means. i also wrote to the mumbai corp office through the email vide there website. i got a very weird and senseless reply simply stating that my rates have changed as per the RBI guildlines.

i am still working out a way.

my email id is [protected]@rediffmail.com. shall keep you updated and hope that you shall do the same.

regards,
mitul

Ya its right that comparison to nationalised bank HDFC interest rate is high. HDFC coming under NHB guidelines. Nationalised bank get packages from Government. So they have lower interest rate. Nationalised bank have more defaulters too.

Thanks

vijay

Mr. Vijay, Do you know how much NPAs in private banks and to cover that why the end-up looting the existing ones. Pls go and read their Q'results statement.

Mind you, Govt. banks follow very very strict norms in giving loans and that's where many o[censored]s goes to private banks not because we approach them for bad properties but succumbed pressure from the seller when the market is up for quick disbursal etc.

If anybody undergone such interest rate cheating from non-controllable-private-banks, they will never ever go to them. Another adv. with PSU is, most of them do thorough paper check compare to pvt.

Even when the default occurs, bank won't loose much (unless given to some thugs/politicians on illegal land/properties)

e.g. for a say 23L property, i have already paid 8L in EMI and 4L as down payment. so in effect 12L in 30months AND need to pay still 16.5 to them. But they provide "" as a service e.g. by not sending "Repayment schedule" when there is pre-payment etc. and ask Rs.300 for that!.

guess what even if i default, bank can auction the property (which is 35+L on today market value) and get a hell lot of money.

so pls pls be "sensible" and don't pass arrogance comments across the HDFC screwed user voice/posts.

I agree that ICICI Bank is one of the worst bank to deal with customers of home loan. At First, it lured the customers towards its lower rate of interest but soon after it lost the faith of the customers on the pave of the interest rate, at which the other banks cared the welfare of their customers. RBI-India should look into such matter and compel such banks to follow the rules and regulations strictly to save the customers from the senseless policies of such banks

housing loan rate of interest — double standard which was not know at the time of taking loan

Dear Sir,
I took a loan of 127500/- for 10 years on 02/07 with 9.25% interest floating.LIC has given me only 2 opetions, floating and fix.Hence selected flating so that LIC will reduce as per their plan.
After that every 3 months they have increased the interest up tp 12.5% and now they have reduced to 11.25%.
However for new coustomers they are giving floating interest as 9.50% when I asked for me to give the same interest.but not given.
My question is, how LIC has double standard for floating interst which was not clared to me at the time of taking loan???

There is no value for a regular coustmer who is paying regularly instalments with high interest??
Where we should ask for legal help for injustice ? shall we accept anything that LIC does?

HDFC won't reduce interest rate. Better to go with PSU bank.

I made biggest financial mistake by taking loan from HDFC.

Currently they are offering 9.75% and completely avoiding existing customers. Dear new customers, once you taken the loan, you will be in the same situation like us. Better go with any public sector bank. They service may not be hi-tech. But they won't suck your blood like HDFC and ICICI.

Saw this link - Do not believe this!

http://www.moneycontrol.com/india/news/business/sbis-new-home-loan-plangimmick-s...⇄

Anyway SBI is far better than HDFC. I'm a victim of HDFC home loan. I've taken loan for 7.5% in 2005. My friends took from SBI same time. Now they are paying 10.25% and I'm paying 11.75%. Difference of 1.5%. So dear customer you can judge, who is better. My decision to take homeloan was biggest financial mistake.

Even after complaining lot of times, HDFC is still charging me 11.75%. They are blood suckers. Don't approach them for any loans. Their MD makes a statement that cost of funds have come down for giving loans at 9.75 for new customers.

Somehow, the cost of funds don't come down for existing customers.

Customer complaints have forced Mr Parekh to make such statements. But he is not ready to bring down rates for old customers.

Now SBI is offering car loan for 10%. And I'm paying 11.75% for housing loan from HDFC. What a pity!!

Public sector bank car loan interest is much less than HDFC housing loan!!

See: http://www.moneycontrol.com/india/news/business/now-sbi-offers-new-car-loan-at-1...⇄

This is wake up call. It is better to do some papar work and stand in Q in PSU bank rather than repenting afterwords.

HDFC being housing giant should take a lead but they suck.

I am totally agree. I am facing the same problem. It better not to go HDFC/ICICI bank for any kind of loan.

Read this link which might help borrower for the taking the home loan

http://wealth.moneycontrol.com/features/home-loans/rate-cut-war-should-i-shift-m...⇄

It's true and as a NRI I had done the same mistake of taking loans from HDFC; as a result end up paying huge interest and despite all RBI regulations they don't seem to budge a bit. It's a shame on the part of Indian to see a fellow indian looting a son of soil at the pretext of bankers. Even when we pay the EMI in time also they dont seem to credit the amount in time and as a result I end of paying penalties many times.

sdfsdf — higher Interest rate being charged

I am being charged @ 11.5% by HDFC while new customers are being offered @ 9.75%. They have changed the meaning of floating rate of ineterst. They increase the rates when RBI increases rates but do not decrease even after so many rate cuts.

I was thinking of balance transfer to SBI. Now HDFC has increased BT fess from 2% to 3%. All the customers at HDFC are unable to transfer thier loans now. We are paying 3 to 6 % higher rate of interest to HDFC than any other bank.

Government should do something in this direction. The Bank must be penalised for this.

Regards

I also had taken a 20 year floating home loan from them at a rate of 9% in June 2006. It had gone up periodically till 12.25 and now came down to 11.75.
At the same time, I know that the same company is selling loans currently at the rate of 9.75, for the same (less than 20 Lakhs) tenure.
I am not sure who can force the company to stop this double standard and fleecing the existing customers?

LOANS BY PRIVATE BANKS IN INDIA — INTEREST RATES DIFFERENCE IN PUBLIC AND PRIVATE SECTOR BANKS

from
"skgupta_b ." <[protected]@sify.com> hide details 3:18 pm (2 minutes ago)

to
[protected]@rbi.org.in
date Mar 6, 2009 3:18 PM
subject URGENT TIME BOUND SOS MESSAGE BEFORE GOING ON DUE AND ESTABLISHED LEGAL PROCESS OF INDIA TO RIASE THE ISSUE OF PUBLIC INETREST NATURE RATHER THEN INDIVIDUAL ISSUE AT ALL SO FAR .
mailed-by sify.com
MOST URGENT MESSAGE

Respected Sir,
For the last one year I am raising this issue but unfortunately due to its heavy financial impact on the exiting undue profit making
and monopolistic activities no private banker has come to resolve the matter including the officials of the RBI . But it is indirect invasion on the innocent pockets of effected people of the country and RBI is also not doing its due role . If there are no existing system/laws/policies framed by the legislature then RBI should do the advisory role to get these amended so that parity may come between public and private sector banks and innocent citizens of the country may not be effected by the shaukari system of private bankers.

In brief I am writing to your highest responsible POSITION and personality with still positive hope that you will certainly do all the desired steps in the interest of nation at all.

With best regards,

SHIV KUMAR GUPTA
M.P.A., L.L.B, M.H.R.M
154-F, GHANDHI DHAM
NEAR BUS STAND
JAGADHRI-135003
E-mail: [protected]@sify.com
Phone Resi:[protected]
MOBILE: [protected] [Haryana]
[protected] [DEHLI]
















[protected] Forwarded message[protected]
From: skgupta_b . <[protected]@sify.com>
Date: Mar 6, 2009 2:48 PM
Subject: URGENT TIME BOUND SOS MESSAGE BEFORE GOING ON DUE AND ESTABLISHED LEGAL PROCESS OF INDIA TO RAISE THE ISSUE OF PUBLIC INETREST NATURE RATHER THEN INDIVIDUAL ISSUE AT ALL SO FAR .
To: [protected]@icicibank.com, customer.[protected]@icicibank.com, [protected]@iba.org.in, [protected]@hdfcbank.com


TO

ICICI BANK/HDFC BANK/IBA/RBI

Since matter was pending with with me for PIL u/s 32 of the constitution of India as law student to rise the monopolistic /biased /one sided activities of all the private banks as compared with public sector banks of the country resulting in grabbing of huge money of innocent and uneducated /unawared people of the nation and its ramification of very wide nature on the economic system/position of the people. Recently public banks are offering home loan at the rate of 8% as against the 11 % by private banker and case to case biased policies .

Thus to be in brief do reply within 48 hours why this public interest issue should not be raised in the Supreme court of India as per the legal system of the country as a law student, by myself.
- Hide quoted text -

SHIV KUMAR GUPTA
M.P.A., L.L.B, M.H.R.M
154-F, GHANDHI DHAM
NEAR BUS STAND
JAGADHRI-135003
E-mail: [protected]@sify.com
Phone Resi:[protected]
MOBILE: [protected] [Haryana]
[protected] [DEHLI]

Guys no point taking all this here lets get together & Take the fight to HDFC.

I have created a group on Yahoo join it so that we can approch HDFC with our demands.

changed the name of the group

http://in.groups.yahoo.com/group/hdfchomeloancustomers/



Nitin Grover
Advocate
[protected]

Same case, I had taken loan from DHFL, that time the market intrest rate was 8.5 % or less, but they charged me 12.3 %, due to market change they have raised the intrest rate to 13.25 %, now all others are redused to 7.5 % to 8.5%, now they are continuing with 13.0% for old loans, which is a very high rate as compare to others

tranfer your home loan to LIC or new home loan
only BANGALORE CITY pepole contact

ASHOK RAJ
LIC OF INDIA
BAGALORE-560001
MOBILE NO-[protected]
E-MAIL- [protected]@yahoo.co.in

SGPGIMS — cheating in the name of alerts

I have been cheated of nearly Rs 300 in the last year on account o[censored]nwanted cricket alert or bhajan alerts etc. I get a message that Rs 30 is being deducted for alerts. In the end of the message fake numbers are given one is [protected] and one is 51234030.
I would like to register my complaints.
What can the customer do for such blatant cheatings?
Is there anybody who cares for customers in this system or you all are getting good kickbacks to make this cheating business part of your income plan.

What we need is RBI intervention to stop this discrimination between new customers and existing customers. Banks should charge only one set of interest rates for new and existing customers. This will force banks to reduce the rates. Now these banks like HDFC and ICICI has no pressure to reduce rates. They get new customers with low rates while charging existing customers with a higher rate. We need justice.

Dear All,
Be careful, before taking HDFC housing Loan, They have made me a fool they are not follow any RBI rules.
I would like to explain all things, I have taken a loan amount INR 6, 53, 000 @7.25%pa variable rate basis dated for 20 years dated on Nov 18, 2004, and when RBI has increased rate they charge me with the increased rate and when RBI reduced Interest rate they had not reduce my EMI, they told me that we will reduce your loan repayment period,
Now they are charging me a interest rate of 12.75%pa, now I am very much frustrated with this bank if you have any option please tell me it is vary helpful for me,
Usha Devi

Strongly agree.
But what is the solution to it.
A cpmplaint note in Banking ombudsmen

HDFC Home loan customer group moved to:
http://groups.google.com/group/hdfchomeloan

Most greedy bank ever I have seen. This is applicable to its insurance plans as well.

wrf
210 days ago by Siva Kumar N V
The only way we can do is stop all the transactions with ICICI and spread with your friends.
i think this is the only way customer has...
friends think seriousely...
regrads
naveen

Hi,
I'm complaining against HDFC for un ethical business practises and also against the rBI for not regulating the pvt banks (ICICI and HDFC) from looting the public in the name of Floating Rate which only floats upwards faster than lower side.
pls join me or complaint against these two banks Online or thru simple e-Mail and or send the complaint and document against these banks at http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=164 there is provision to send the email online if not then note down the address and send your complaint to the relevant location
To complain against RBI pls send a formal somplaint and send the documents to

Reserve Bank of India,
Complaints Redressal Cell
Mumbai Office
1stfloor, Main Building,
Shahid Bhagat Singh Marg, Post Box No. 901
Mumbai 400 001.

or to

Shri. A.K.Bera,
Chief General Manager
Reserve Bank of India
Plot No. 3, Sector 10,
H.H.Nirmaladevi Marg
Cbd, Belapur, Navi Mumbai 400 614


Thanks

Vinayak

HDFC charges high rates, same is true with me. Thing is we can sue HDFC if they say they are not under RBI regulations.
Just go to consumer forum and register yourself. They will fight against HDFC bank and you will get all your money taken additional back. As floating rates are regulated based on RBI instructions.

Dear Friends,

Just go to:

CONSUMER DISPUTES REDRESSAL COMMISSIONS
in your respective states and lodge a complaint against HDFC / ICICI and any such bank doing so.
You may even file a police complaint againts bank for cheating. Just consult a lawyer - it will be resolved.
Law is definitely a painful process but Believe me it is always fruitful and in favor of customer.

Dear Friends,

Just go to:

CONSUMER DISPUTES REDRESSAL COMMISSIONS
in your respective states and lodge a complaint against HDFC / ICICI and any such bank doing so.
You may even file a police complaint againts bank for cheating. Just consult a lawyer - it will be resolved.
Law is definitely a painful process but Believe me it is always fruitful and in favor of customer.

RBI- IS IT FOR THE PEPPLE OR A STOOGE OF FINANCIAL INSTITUTIONS

Financial exploitation of existing home loanees by financial institution is certainly under the patronage of Ministry of Finance and RBI. Total indifference and apathy of RBI towards the issue indicates a strong possibility certain vested interests .

What is the terminal objective of financial policies of RBI, both in hardening and softening of rates? Is it the interest of country and welfare of people or is it to swell profit margins of financial institutions? Mr Governor RBI, please comment. Today financial institutions are the modern India SAHUKARS . ANDHERI NAGRI,
CHOPAT RAJA. Keep it up Mr Finance Minister and Mr RBI Governor

A TIME HAS COME FOR US TO FIGHT TOGETHER .LET US ALL GET TOGETHER STOP PAYING THE EMI's .

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

Hi Guys!

This is the incomplete information which publisher has put in this article. Please do not be under impression that SBI is lending home loan with lowest rate. This is another fraudulent bank which gives you loan under their "Happy Home Floating Scheme" saying that for 1st year the interest rate will be deducted at 8.0% and for rest 2nd, 3rd and 4th years it will be deducted at the rate of 9.25 % but this is all Fake, The SBI will definately give you 8.0% interest rate in 1st year but as soon as you enter in second year the Rate of interest will start rising and by the end of few months it will rise upto 11.75 - 12.0% and you will be under impression that you are availing the previledge of the Home Loan scheme. I AM ONE OF THE VICTIM OF THE FALSE PROMISES MADE BY SBI. You should regularly check the interest rate as they might be changing anytime.
EFFECT: Due to higher interest rate, your principal amount will reduce very slowly as you are paying 80-90% of your EMI as an interest every month due to which your payment tenure gets extended or you get burden of paying higher interests on your principal. And in last phase of your Home Loan tenure you land up paying higher amount to foreclose your home loan as soon as possible.

If you find this fraudulent practice in 2-3rd year of your loan tenure then after repeated complaints and applications there will be No action taken by SBI for correction of the interest rates. They will say that this is the mistake of SERVER DEPT, this is to be corrected by back office, and we will get it done soon...bla bla bla... All rubbish.

Description SBI HAPPY HOME FLOATING
Limit 14, 45, 000.00
Drawing Power 13, 57, 966.60
Outstanding Amount 13, 30, 226.60
Rate of Interest 11.75

Date (Value Date) Narration Debit Credit

31-May[protected]May-2011) INTEREST 12, 955.00
24-May[protected]May-2011) O.S. DEPOSIT TRAN 14, 872.00

30-Apr[protected]Apr-2011) INTEREST 11, 821.00
24-Apr[protected]Apr-2011) O.S. DEPOSIT TRAN 14, 872.00

31-Mar[protected]Mar-2011) INTEREST 12, 180.00
24-Mar[protected]Mar-2011) O.S. DEPOSIT TRAN 14, 872.00

28-Feb[protected]Feb-2011) INTEREST 10, 924.00
24-Feb[protected]Feb-2011) O.S. DEPOSIT TRAN 14, 872.00

31-Jan[protected]Jan-2011) INTEREST 11, 940.00
24-Jan[protected]Jan-2011) O.S. DEPOSIT TRAN 14, 872.00

In the above table: EMI paid every month regularly as 14872.00 and SBI is charging every month higher and higher interest rate and deducting interest of 12955.00 which is aprox 13000 out of 14872. Now you can see that principal is getting deducted only 1872.00 which are less than 15%.

Conclusion: Out of EMI which you are paying with your hard earned money SBI is charging more than 85% as interest charges and rest less than 15% as principal repayment from your loan amount.

ITS TIME TO THINK AND ACT! PLEASE HELP!

Regards,

Dr Sajeed
Email: [protected]@gmail.com

can somebody tale me what is difference between nationals bank home loan and HDFC bank home loan ? will it be havinng hidden charges and hidden load ...which they charge after taking the loan ...


Pls tale me ... i want to finished my loan as early as possible

I TAKE HOME LOAN ( A/C[protected] PLEASE PROVIDE ME CREDIT INFORMATION REPORT IN WRITTEN ( MY A/C IS REGULAR AND STANDERD ) I REQUEST AND IN WRITTEN BEFORE THREE MONTHS FOUR TIMES,
JITENDRA KUMAR SAVITA
590-I/47/2, INDRAPURI COLONY
NEAR SGPGI, LUCKNOW.
A/C[protected]
CELL NO. [protected]
[protected]@yahoo.com

Hdfc Bank — wrong guideline and not corporating with me

I have current account in this bank and they hide conditions to me and i now they are not chosing my account And the staff is so misguide us

Hdfc Bank — edc swiping machine problem

my tid no 47016989 from past 10 days im facing a problem in this machine and they r asking me 1500 for the charge why should i have to pay it and the version which they have the series is magic3 past 4 years old machine

Require Receipt of my standard health insurance policy

Please send the receipt of my policy from Jan 2013 to till date to mail id "[protected]@gmail.com" ASAP. Plocy no : 15680817 mob no: [protected]

Term Debit card ADJ 23-12-15

Hi,
I would like to know why what is the meaning of the charge[protected] TERM DEBIT CARD ADJ 20-12-15 that has been debited from my savings account on 2 days almost back to back.The amount that has been debited from my HDFC account is 11.45.

Also please suggest what is the minimum balance to maintain in savings account.

Thanks,

Respected Sir,

I Wasim Botke applied for Net Banking IPIN Number. HDFC BANK has dispatched the courier on 16th October 2007 through Pafex Courier vide Airway Bill No.[protected]. After 4 to 5 days I have enquired reg my courier to Pafex Courier (Andheri Branch) they have replied me that we have returned your courier to HDFC BANK (Chandivali Branch) becuase our company did not have service to your postal address.
Please note I am residing in Nallasopara (west) Pin Code No.401203 (Dist - Thane, Taluka Vasai).
Kindly consider my Complaint & to the needful as early as possible.
I will be very thankful to you for your immediate action regarding my complaint

Hi
I m ketan garala recently I opened my saving account in ur bank at ahmedabad (S. G. highway). My account already opened but my welcome kit not yet dispatch to me. Because some currier problem . but now my welcome kit at Chennai and I want it . If no one at home will u plz tell us or inform me . because for this reason I can’t access my account so will u plz chk it and give me as soon as possible plz. I have already complain this to branch but they don’t give me good response .


My information

Name : ketan garala

Account No : [protected]

Branch Name : S.G. highway (Ahmedabad)

status of air way bill number ZB3752834

COURIOR FROM HDFC BANK WAS Dispatched on05/05/2012, till today ihave not received, please send me the status of it.

Dear NAVEEN BISHNOI, Your HDFC Bank Credit Card is despatched thru Speed Post vide Article No # EB[protected]IN DT-23/08/2018. Now generate your Credit Card PIN instantly by calling [protected] from your Registered Mobile Number. Plz send corirer name

ovardu

HDFC Bank — Cheating the customer by collecting cheque bounce

Respected Sir,

Two Wheeler Loan no 12685334

I got a two wheeler loan from HDFC bank and the EMI is Rs. 2240/- and I have paid the EMI regularly. Unfortunately a person from bank called me to pay bouncing charge of Rs. 450/- . I checked my bank statement account in SBI no [protected].
The ECS of loan is deducting from my account regularly every month.

So, I request you to take serious action against the bank and do the needful.

Please reply me by email about this problem.

Thanking You

S. Prasada Raju

Hi Sir/Madam,
I have been dealing with hdfc bank for a fairly long time now, for the first time I have been very frustated with the lack of supprot fromthe concerned dept.
for the past many weeks I have been trying to go for settlemnt of my credit card, few weeks back I recieved a call fromthe person (Niharika Chaudhari), working in rajourio garden, ansal tower 5th floor, hdfc branch, handling my credit card(collection dept.), asking me to make the payment.I told her that I want to go for settlement, and then she decided to do the settlemnt in 27000, in total.and she asked me to make a payment of 4800, immediately and for the rest of the amount she will send the settlemnt letter.Imade the payment but still they went ahead and put a hold on 47000 from my saving a/c.When I came to know about it I called them, I spoke with Anuj Chaudhari(Team Leader, Hardeep Singh(Manager)Aman (Associate), and thet told me that the fund will be released by monday(7th of dec)and send the settlement letter to my place and make the payment.But when I checked it wasnt released, and no on ecame with the settlement letter, since then I have been calling them but no one picks the call, if they picks also, everytime thay say that the concerned person is not available, and tells me to call the next day, which I have been doin with no result.Being a cust. I am not running away to pay the amount, but I feel there shouldnt be a problem like this ignoring a cust. and not helping .
Kindly look in to the issue.
my contact details
[protected]

It really pains to pen down this letter, its really pathetic to know that HDFC BANK have such a system where in their guys dont even have a morale where in your customers have to suffer.

I am Ankit Merchant, savings account holder : A/c Number : [protected] opened in september 2008.

I was issued a credit card from your BANK Credit card Details : CARD No. [protected]
: Validity from - to date. feb-08

I had made a settlement of this credit card on DATE[protected]. And i was being told by your location head Mr. Lokesh that i would recieve my settlement letter in 90days.
In between i got a call in between this time, and the language was ABUSIVE. I dont understand how come you are not even concerned about the customers and their month's planning.
Inspite of informing them about my settlement, they were constantly giving me BAD WORDS. Is this your system? I havent got my salary for the month of December and you have leaned my account for no reasons?

I am not threatening you, but giving you 4 days time. Kindly clear my due amount from the balance, after 4 days i will have no option left other than going to media and to consumer protection. Its not a threat but its a plea of a customer who is badly affected with your USELESS system.

And the another thing i would like to add is after making so many calls & mailed to HDFC bank customer service department they had given me a number of their officer when i called on the same number where i got the answer from their respective debt management officer named sanjay mishra was " do what you wish to do now you have to do what we say ha ha ha..."

regards

ankit merchant
+[protected]
Surar

This is for your information, This is the complaint against Mr Neeraj naidu, head of recovery dept, secunderabad.
As i bought one two wheeler and taken loan from HDFC BANK.only for one cheque bounce the veichle is Seized by recovery people.when i was not in the hyderabad, i was in bangalore, they took the veichle form my friend forcely.as i went to the bank and spoke to Mr Neeraj naidu from HDFC BANK ( RANIGUNJ, SECUNDERABAD)i just wait for two hour in the office, and finally he spoke to me and his asistant also spoke to me and given the details. and he dint infromed me about to sell my veichle from day one, . finally he sold my veichle for 12000/- which i am getting 34, 000/- from out side, without informing me, he sold my veichle with in week days, and the people from recovery Dept couried the notice to my old address, where i am not staying there, till now i dont know who received the notice.
Kindly mail me for the same.

B PRATAP REDDY
+91 [protected]
LAN NO: 588185
VEICHLE NO : AP29D 0524

Dear Sir,

My CREDIT card no. [protected]

Name: CA Priyanka Subhash Ajmera

I had withdrawn Rs. 2000/- cash on 4/10/10 by mistake and you had DEBITED Rs.334.87/- as HDFC cash advance fee on Rs. 2000/-

This charges are very heavy and not affordable to me.

Now I want to close my CREDIT CARD facility and also our CLASSIC facility of SAVING A/C.

Pls guide and reverse the above charges as first time of my life mistake..

Dear HDFC Bank,

Can you please let me know how many you required to open a salary account with your bank. Since I have submitted my documents around 15days back but till today I haven't received the kit. I had tried to call many times to bank but there is no proper response or they are trying to bluff me out.

Hope I will get the response to this mail.

Regards,
Sadiq Patel
Manager-Purchase
Otis Elevator Company (India) Ltd.
CLC Vasai, Mumbai, India
Board Line: +[protected], Ext:226
Direct Line: +[protected]
Hand phone: +91 [protected]
Email ID: sadiq.[protected]@otis.com

centurion bank pin no cover — not received

on my centurion bank atm card oin no cover is posted on 05/07/2008.but i am not received till today.it is very urgent.

i hav applied fr a personal loan, , the person to whm i hav submit my documnt said that i wil take only 4 or 5 days . I also have a problm wit my address prove so he asked me to go and changed from the bank and i did the next day..i had a word wit the custmr cre asking bout the changed of add, she told me that its already changed .but til now i havn't got any cl bake from his side, i have applied on 19th of dec 2008 amd today is 27th of dec, i wil b very thankful if you can just let me know bout the loan(query) which i had applied for,

THANKS

Till time is not rcvd my New Debit card & PIN NO actually old Debit card Validity is 12/08 so pls dlverd my New Debit Card & PIN NO as soon as possible.
Regards
Mahender .

HI,

TODAY I CALL CUSTOMER CARE NO BUT NO ANY POSITIVE RESPONSE FROM REPESENTATIVE

HE TOLD ME YOUR DEBIT CARD NO IS WRONG WHICH IS PRINTED ON CARD

LAST MONTH NEAR ABOUT RS 1000 DEDUCTED FROM MY A/C WITHOUT ANY INFORMATION

HE GIVE FULISH JUSTIFICATION OF REDUCTION AMOUNT.

PL.LOOK IN TO & AVOID MISCUMMNICATION TO CUSTOMERS

THANKS

Dear sir/madam

I have applied for new salary account for mahindra logistics ltd.at raipur branch on dated 03.02.09 but yet not received my account no. your people is saying that your company in eligible for salary account. somtimes ago they are saying that your document is sent for further process. let me know the actual position.


Thanks and Regards
Birendra kumar singh
cont# [protected]
Raipur

You are calling from india. read this

I call from australia and try to find out where are my funds(Tranferred money to HDFC accnt from sydney).

After 2 weeks they still dont have answer and when they canot answer my question they just hang up on you. Everytime in a email i send the receipt of fund transfer and in reply they ask me to send the receipt. I want to ask how dump you can get????

Then I have to copy paste the whole attachment on the email then they said after 2 weeks we will get back to you and GUESS what I canot send email to them anymore i think they block me now.

what a joke. I think everyone should close there account with them and open with some foreign bank thet might help. less people there and quick servise and they have selection procedure but in hdfc anyone can get a job only thing they have to do is hang up on you because they know they dont have tot tlak to you again.

thanks
Manddep

sir,
pl let us know date of credit of icici check no.18791 dtd01.05.2007 &68520 dtd 01.05.2008 into my hdfc bank bhiwadi account no. [protected]
thanks
pk singh m-[protected]

HDFC Bank Ltd. — FOOLING THE CUSTOMER

DEAR FRIENDS, LET ME SHARE HOW THE BANK MAKE THE CUSTOMER FOOL, I HAVE A CURRENT ACCOUNT WITH THE BANK AND WITH SOME FOREX AGREEMENT I WAS SUPPOSE TO PAY300.00 RS. WHERE BANK WAS CHARGING 500.00, AFTER COMPLAINING TO THE BANK MD, THEY REVERSED THE AMOUNT AFTER 2 MONTH WHERE AS THE BANK EXPRESS THAT IT WAS THERE FAULT AND THEY WILL REVERSE, HOW WE CAN BELIEVE THAT THE MONEY WHAT WE HAVE WITH BANK ARE SAFE THEY CAN DO ANY THING WITH THAT MONEY AND BY THE TIME IT WILL COME TO YOUR KNOWLEDGE THEY WILL REVERSE OTHERWISE THAT MONEY HAS GONE !!! SO BE CAREFULL ABOUT THE MONEY IN BANK AND PLEASE DO NOT BELIEVE WITH BANK

sir,
i have taken a lone from the hdfc, jhanshi u.p branch, problen is this i want to know about mine statement of lone i have been requesting for it to the concern person over there he says give me ur lone reference no. and lone no .when i called him for that, his subordenate are just fooling me that he is not available but i can here that he is there he wrote mine no and all i asked him to send the details on different adderess which i told him but he was not repetig that add as i want to conform it soon again i called he is not responding well i mean this is redeculeous not lisenting to ur customer well any way u must do some thing about this as i was try ing for the statement sinc long pls help me so that i can do the need full to bank

Sir, My S/b a/c no 17510 of centurion bank of punjab court road Amritsar, now HDFCtake over my debit card of centurian bank .I want bebit card of HDFC bank i hope you will sent the card immidaitly thankyou. youfaithfully Ranjit Kaur

Hai,
I have applied for a credit card with all full details nin April 2009. But I got a regret that I will not be issued credit card. Verification calls are also over. Pl. let us know the details. All my personal details have been taken. I[censored] r not utilising send my application form with enclosures.

This is my sincere request

R.Srinivasa Rao

Pl.send back my Application with enclosures i[censored] r not processing the same.

Srinivasa Rao

Sub : Credit Card Payment Transaction

HDFC Customer care latterly disappointing me since last 3/4 months due to some small querry everytime they are making wrong commitment. Some times they asking send us your querry thru fax, some times they asked to drop your querry in drop box, some times they said your querry is oldest.

Here is my querry for your kind information and record if you can do some thing please hlep me otherwise I have lost my trust on HDFC Bank, being a prefered customer these type of things we are facing.

This has reference my Credit Card No. [protected] in the name of Sunil Sharma.

Kindly inform you that we have made one payment to BSES Delhi and the bill was in the name of Mr. Khushal Singh, R/o D-118, Madhu Vihar, Uttam Nagar, New Delhi, under K No. 2661W8820339, C No. [protected] amount of Rs. 1620/- dated 24/07/2008.

However, this payment has been made twice thru net banking, since one payment i.e. 1620/- BSES is already been settled and balance one transaction i.e. 1620/- they kept in suspense account and saying that when HDFC Bank will confirm that these transaction has been made twice thru this card in writing, we will adjust this amount in your next billing cycle.

Please look into this matter and do the needful.

Regards



Sunil Sharma
Orris Infrastructure Pvt. Ltd
308-309, Vipul Agora Building
MG Road,
Gurgaon-122002
[protected]

Sub : Credit Card Payment Transaction

HDFC Customer care latterly disappointing me since last 3/4 months due to some small querry everytime they are making wrong commitment. Some times they asking send us your querry thru fax, some times they asked to drop your querry in drop box, some times they said your querry is oldest.

Here is my querry for your kind information and record if you can do some thing please hlep me otherwise I have lost my trust on HDFC Bank, being a prefered customer these type of things we are facing.

This has reference my Credit Card No. [protected] in the name of Sunil Sharma.

Kindly inform you that we have made one payment to BSES Delhi and the bill was in the name of Mr. Khushal Singh, R/o D-118, Madhu Vihar, Uttam Nagar, New Delhi, under K No. 2661W8820339, C No. [protected] amount of Rs. 1620/- dated 24/07/2008.

However, this payment has been made twice thru net banking, since one payment i.e. 1620/- BSES is already been settled and balance one transaction i.e. 1620/- they kept in suspense account and saying that when HDFC Bank will confirm that these transaction has been made twice thru this card in writing, we will adjust this amount in your next billing cycle.

Please look into this matter and do the needful.

Regards



Sunil Sharma
Orris Infrastructure Pvt. Ltd
308-309, Vipul Agora Building
MG Road,
Gurgaon-122002
[protected]

How irresponsible person has been posted to take care for home loans at PUNE office (Mr. Venkatraman) who asks for irrelevent documents to bring for sanction . He does not know what documents can be arranged prior to transfer of house . How a agency can issue transfer certificate if it has HDFC loan and all the sale deed papers already with HDFC.

I have applied for net banking service in hdfc calicut main branch where i am maintining my
salary account on[protected]. but iam not hitherto been responding. nobody even attenting
telephone calls also. I requested you to somebody may appointed to attent the telephone.

Dear sir,
My name is AVINASH CHANDRA SHARMA, My Account No. [protected] and Debit Card No.is[protected], IPIN NO is RS8Z3L & it is not responding while whenever im using in ATM service. also i tried to contact lot of time to HDFC customer care service but not get connected realy. I am living out of station and unable to go and contact to HDFC bank. Pls accpt my urgent requization and try to solve the same as soon as possible.

My contact NO is :-[protected]

Dear sir,
My name is AVINASH CHANDRA SHARMA, My Account No. [protected] and Debit Card No.is[protected], & it is not responding while whenever im using in ATM service. also i tried to contact lot of time to HDFC customer care service but not get connected realy. I am living out of station and unable to go and contact to HDFC bank. Pls accpt my urgent requization and try to solve the same as soon as possible.

My contact NO is :-[protected]

I AM WORKING WITH LARSEN & TOUBRO LIMITED AND MY SALARY ACCOUNT WITH THEHDFC BANK.
MY COMPANY TOLD ME THAT I HAVE TO OPEN ERA ACCOUNT, I APPROCHED TO LAXMI DEEP BUILDING BRANCH ON 30.06.2009. CUSTEMOR CARE EXECUTIVE TOLD ME TO SUBMIT A FORM WITH THE SIGNAURE OF HR DEPT.
THE SAME SUBMITED WITH THE BRANCH ON 08.07.2009.TILL DATE I HAVE NOT RECEIVED THE CONFIRMATION OF THE ERA ACCOUNT.
I HAVE TRIED MANY TIME TO CONTACT MR.SUBHODH BUT HE IS NOT LIFTING PHONE AND TRIED TO CUSTOMER CARE ALSO THEY ARE ADVISING TO CONTACT BRANCH.
INTERESTINGLY MY COMPANY IS LISTED IN THE BANK BUT EXECUTIVE AS WELL AS SR. PERSON OF THE BRANCH INFORMED ME THAT MY COMPANY IS NOT LISTED .
I REQUEST TO SR. PERSON OF THE BANK TROUGH THIS SITE TO RESOLVE THIS ISSUE OTHERWISE I DO NOT HAVE OPTION TO CLOSE MY SALARY ACCOUNT AS WELL AS DEMATE ACCOUNT BECOUSE OTHER BANK WILL OPEN ERA ACCOUNT WITH THE SALARY ACCOUNT ONLY.
M.L.VERMA

MOB.[protected]

Hi,

I have got some issue with the transaction.

I have an a/c in Airport road bangalore.

I had done a transaction of Rs 2000/- on 1st od Aug from an ICICI ATM howeverthe transaction was denied. I could later realise that my a/c was debited for the same amount. In lieu of this I trie reaching the customer care for HDFC.

It was so damn irritating to know that they dont have anyone to attend to our queries an neither nor do they have a common number to talk on. I got so pissed off and since today morning(3rd Aug) 8 am have been trying har to reach but realising that I am just nt able to contact anyone for my complaints.


The phone baking number takes through lot of questionnaire options to dial but doesnot even have a satisfactory query solved.

I am really frusrated the way this bank works. It says that they provie 24*7 customer service which just seems to be a big BULL .
Really sorry to use such fowl language but really pathetic to know the way this bank provies the customer service.

Can you actually do something an will I get y money back in the a/c???????

Hello




Please confirm once done……………


Any type of transation will be Null & Invalid after receive this mail


I am ARIF RAZA ZAIDI, Sending you mail regarding that I don’t wants to contribute any type of amount to Green Peace as some personal & Financial problem .

Kindly stop this transaction with immediate effect .


Kindly do the needful asap …………………


This mail sent you as a Notice after receive this mail Kindly Stop swap any type of amount from My HDFC A/c [protected].


My Name :ARIF RAZA ZAIDI
My Account No: [protected]

My Contact Number:[protected] & [protected]


Regards
ARIF RAZA ZAIDI
[protected]
[protected]

i have applied for DMat Ac. Two months back. I am yet to receive Trading and Passward Nos.

Hi all,
This is regarding the worst customer service I have ever faced in my life. This is HDFC customer care. If you go for any query they do even have the patience to hear you. Today morning I called the customer care. One lady picked the phone. As I told her the problem he just told I am tranfering your call menu and you enter your id and phone number and she transfered the call. But she forgot that I entering the id and phone number only I can enter into the talk. Quite often when I call the customer care they behave in a very rude manner. Like we are here in the office to enjoy and time pass, not to pick you phone.


I have one ICICI bank a/c. The customer care is very good. Any time they ask you, May I help you in any other matter madam like this. Actually I feel they have the real care for the customer.
I am with HDFC since last 4 months. But I am fed up with this bank.

If the customer care is like this then what about the bank. They feel they are doing any favour for us. Once the faith of the customer is gone from the bank. It will be at no where.

I think if this trend continues soon it will be at no where.

Like me many of my friends are now going to stop our account soon.

Thanks for your custormer care.

All banks are cheating customers indirectly. Bank should think that they are running business with Customers Money and Interest. Without Customer's money - Bank will a BLANK. if all customers close account from HDFC bank - what the bank will do? so the Bank should think this cause.
I request all customers please go with Government sector banks and NOT TO PRIVATE BANKS.

I am customer of HDFC Bank Even repetitive reminder to Bank on phone I am not receiving monthly/ qQuarterly/Statement of my transaction from my bank

non receipt of statement

Dear Sir / Ma, am

Sub: Dabit Card Pin Number

Sir
I Have Rasveed In Gold Debit Card But Pin Numbers Not Resveed Please Sand To
My Branch In South Ex Part 2 New Delhi-110049
My Account No; [protected]
Name .M.Madhwnam
Mobile : [protected]

Thanking You

dear, sir,



we are using a edc machine of hdfc bank and we are facing a problem from the first month we had pay the rental charges of that machine from the first month we have told your executive, sales officer and rm but they are saying to us we are trying to solve this but till date they are not give us a proper solution .we are paying 495 rs.per month as rent of that machine but other banks are ready to install machine withou taking any kind of rentel charges, so dear please solve our problem as on priority otherwise we will discontinue your connection and as well as our current account also .

we are hopefull for your positive response .




your sincierly
jagjeet singh
lilliput kids wear ltd .
ms gopalrai gulzarimal
402, chandni chowk, ph[protected]

dear sir, i am surendra singh chouhan customer of your bank i held credit card last five year's i maintain proper relation with four year s now some problem occurred with me my wife running treatment in tatamamemorial hospital in mumbai dadar you can ask tatamemorial sapna chouhan status file no cd 27030 i am not doing pay amount your banks because now i am unemployment but your executive saying me i will shot -out and i will broken your hand and foot. sir i want request you plz save me your executive name arjun singh his contact no [protected].

pankaj kuderya
[protected]

Sub : dabit card

HDFC Customer care latterly disappointing me since last 1 week due to some small querry everytime they are making wrong commitment. Some times they asking send us your querry thru fax, some times they asked to drop your querry in drop box.

what the hell all this things and I continually call to my had branch G.K.2, 3, new delhi but there is no response to my phone call. How mean by this? It’s your hdfc customer services?

Please look into this matter and do the needful.

Regards

der sar im akbaer basha im nri.customermy my id .27320747 dbd cerd misenge mi dbd atm card loki my recoiest nuw dbd atm card my addres sand peleese my net banking no open resand refly

Dear sir,
I want to bring your attention i am very panic because of not attending telephone of your Dehradun Rajpur road branch.I have complained regarding the concern branch head.Today also i am trying this number but getting no response.I am very confuse that why you have given these numbers for contact? I am feeling just like some one has cheated me.This contact number is [protected].
My second problem is i had applied for two FD'S of Rs 50000/ each by name of my kids Sankalp and Shubhangi on 25-2-10.I was told it must to open the account by name of Kids first and also my FD'S would be issued me from 26-2-10.But i am very sorry to say that on contacting on 12-3-10 to your Rajpur road branch i got information that still my FD'S forms signed by me on 25-2-10 were not forwarded for issuing FD'S.And new two FD'S form were offered me for signing saying this that bank would issue me FD'S from back date of 26-2-10.But i got one FD of name Sankalp of date 12-3-10.
You are running a most reputed bank but what should say this type of behaviour happened with me ?
I am making my mind to shift my all account from your bank.
Shall i get response of this mail or it will be similiar to bank contact number?
Regards
Sandeep
Regards
Sandeep

Hi,
Please dont go with HDFC account, it does not provide any support for failure transaction, I made a transaction of 5000, i had only 5000rs in my account and it was very neccessary on that day, and the transaction got failed and amount got debited from my account, when i called to customer support on day 1 evening, after the failure transaction i was said that complaint section only works from mrng 8 to evening 8, always they say we will forward the call to complaint section and my call got diconnected, just i lost my currency time was 6.20pm, am 5000 was very imp since i had to give to some one, day 2 morng when i called customer support i was said that it takes 12 working days, am i responsible for FAILURE transaction.. i have decided that i will close the account and switch to another Bank, please suggest me... which bank is good...

Hi, I am facing problem with your courier service provider in new delhi.I asked him twice or thrice to come in the morning or till 10 am in the morning as I am working but he refused to deliver it at that time, On the top of dat neither ur customer service provider is providing any help in this matter .Now, the result is dat he has send my net pin number back to HDFC chennai branch, i am rly frustated.

regards n thanks in advance
Mrs.Vashisht
mail id:- [protected]@gmail.com

I doubt there are few HDFC agents who misuse our information or accessed my a/c cause my a/c shows a debit of 5000rs when I called customer care back, they said that they don't know from where it got debited.HOW USELESS.
On 9th DEC I called hdfc for unknown charge of 110Rs and the amount was reversed but then that very day again I had 5000rs debited.
I am disappointed .It’s the third unknown charge and my card is not misused by anyone other than hdfc customer care.
My Card is always safe and never got misplaced. I didn’t use my card nearby any December date. And there is no possible case of cloning my details from nowhere other than hdfc.
On 9th DEC I had word with 5 customer care agents. I remember few names ADIVA, JASNIT, SANJIV KAPOOR.
I want the reversal of my charges in any ways. They couldn’t tell me the location also. And I issued no cheques to anyone so no ways of mistake from my end.
I want to hear soon from you guys. I want total justification and total reversal. We trusted the customer care. Please keep a check on people you hire.
IT’S SO DISSAPPOINTING.
I don’t trust Customer care UNSATISFACTORY SERVICES. It happened thrice

This same thing is happening to me aslo on 30.12.10
I request to take necessary action in this matter

I am unable to understand one thing that why they told us that we will help you at avery moment of time(when we applied for lone), but afterwards everything seems to finish from there end. They never take intrest in listning our problms at all. Even i call custumer care for the enquiry they just told me that call me in the next morning, or call on this-that number. I m very upset from their services.
I made a huge mistake by taking personal lone from HDFC. Also the agent who gve me loane had not told me the full terms and condition about the payments.
Try to avoid any services from this bank.

I lost my Debit Card and blocked it on 14.12.10. I also applied for the same on that date. I asked the CC to post the debit card at my residence address but was told that it will be posted at my Office address. I told the authorities to post it at my HDFC Home Branch. But Channai Head Office post it at my office and it was returned. Again I lodged a complaint from Bhikaji-Cama Branch and told the authorities that my Debit Card should be posted at my nearest Branch i.e. Bhikaji Cama Branch. It was posted and I collect it from that branch. But my pin was not sent from Chennai. I again lodged a complaint .the request No. was DEL 333173, dt. 08.01.2011. While enquiring on 17.01.2011, I was told that it has been despatched at my Office Address. When I already told the authorities to post my PIN at Bhikaji Cama Branch, then why it has been sent at my Guargaon Office. Now you can judge, what type of CC services and what services are provided by HDFC to their customers. This is my problem that my salary account is in HDFC who is unable to provide even average services to the customers. I am very much unsatisfied with the services of HDFC authorities and more CC whose executives are rather hopeless/careless and are unable to satisfy the services. Now pl. send send my PIN at my Bhikaji Cama Branch urgently. Tarun Devnani, Mobile No. [protected]. I lodged Ist complaint through ;Bhikaji Cama branch on 14.12.2010

Hi,

This is sukanya i have applied for my new debit card and my old card will be expired on 1st of April'11 still i didnt receive any proper information about this, i am keep on checking with the customer care but no response.i didnt receive any verification call also still.

My Account Number:[protected]
My Debit card nmumber:[protected]

Dear Sir,
I lost my HDFC debit card pls. frees my debit card transactions when i can getting new one

My contact details,
Ajaykumar.G

[protected]

dear sir/ madam
i have an a/c in peeragarhi branch but it closed by the bank becuse lots of cheque returned. but i have not recived the balance amount from the bank .so you are requested to make my payments as soon as possible
A/C no [protected]
named Tamanna power tools.

Dear sir,

I AM RAJENDER KUMAR HDFC BANK CUSTOMER, MY REMMIT. HAD TO COME FROM UK VALUE DATE IS 14.10.2011 BUT STILL AWAITING MY A/C NO. IS -[protected]

INSTRUCTION REF. 7823BT010XD
ACOUNT NAME - ANGELS SHIPPING CREW TRAVELS


MORE 2 TRANJECTION HAD TO COME KINDLY TRANSFER INTO MY ACCOUNT IF PAYMENT IS ON TRANSIT
OTHERWISE TOMORROW I WILL COMPLAINT TO CONSUMER CUSTOMER CARE, EVERY TIME MY PAYMENT HANG FOR 5 TO 8 DAYS.


THANKS


RAJENDER KUMAR
[protected]

MR. C. D.MISHRA
RAMAKRISHNA NAGAR,
PURNIMA TALKIES,
KALYAN(W)
LOAN A/C. NO.90152307

To,
Loan Dept.,
HDFC BANK,
MUMBAI.
SUB.: REQUIRE DETAILS OF LOAN ACCOUNT NO.90152307 & CHANGE OF ADDRESS

DEAR SIR/MADAM,
I DON'T HAVE ANY DETAILS OF MY LOAN ACCOUNT NO. 90152307 AND ALSO DON'T KNOW WHERE ARE MY LOAN ACCOUNT ORIGINAL AGREEMENT & LOAN PAPERS. I REQUEST YOU TO SEND THE DETAILS OF LOAN REPAYMENT TERMS & CONDITIONS.
PLEASE ISSUE ME THE SAME.

I REQUEST YOU TO CHANGE MY ADDRESS ALSO.

MY NEW ADDRESS:
601/602, VIJAYANT TOWER,
KARNIK ROAD,
KALYAN(W)-421301.
LOAN ACCOUNT NO.: 90152307
CONTACT NO.[protected]
EMAIL ID : [protected]@yahoo.com

THANKING YOU,

Your's Faithfully,

Mr. C. D. MISHRA,
KALYAN(W).

Hdfc Bank — extra charge take

as per the message they send to me i have purchage many item from there credit card but they do not deduct, any cash back or offer after they genrate the bill

Deducted Amount against Cash Transaction

Dear Sir, HDFC Has deducted 112.36 Rs against saying cash transaction.I cant getting this transaction.So I am request you to please refund the said amount. Regards' Raghuraj [protected]

payment statement

want to be My two wheeler loan statement.

9854092064 is harrasing using slang language

One Lady from hdfc bank having mobile number [protected] is harrasing uS Using slaNg language..please take action against heR and feedback.

i forget my customer id and ipn. so, i need net banking facility. i received the customer id no from hdfc customers service. But the p.c shows enter the correct customers id.

this is the my customers id no. 22465695.

so i request kindly take necesary action and help us to operate the net banking facility

i forget my customer id and . so, i need net banking facility. i received the customer id no from hdfc customers service. But the p.c shows enter the correct customers id.

so i request kindly take necesary action and help us to operate the net banking facility

please do needful.

upendra shrimali.

i forget my customer id and . so, i need net banking facility. i received the customer id no from hdfc customers service. But the p.c shows enter the correct customers id.

so i request kindly take necesary action and help us to operate the net banking facility

please do needful.
Sadanand Shetty
A/c No[protected]
cust id;[protected]

Dear sir,
due to some misguidance i am complaiting against mr, narinder kumar Sales manager. he closed my preferred account no. is 1431455 and then turn to hdfc change this no. then he come with me he said closed this account and open new account that time i believe this guy & my Bank but after three months we knew he mis guiding me. closed my preferred account and this account no is [protected] m/s R.V Enterprises Amritsar Branch Golden temple my bank expense is 10000 with in two months. my monthly turnover in ur bank is 60 Lacks now i am changing my bank and all my family members and frinds who know me all accounts are closed within 15 days.reason i tell u plz action this mail bcoz lots of cases same from mr. narinder.and then he tell me return ur expences now he not talk to me and not pick my phone
Regards
Vishal Kapoor (R.V.enterprises)
Account no. [protected]
golden temple branch
Amritsar

My name is Rudra Pratap using Credit cards no: [protected] for past 3.5 years and I was happy with the existing card. I have been started getting calls for past 6 months regarding up gradation for gold cards. And I keep on saying not interested but finally they have sent and I have returned it back and said not interested. Even they have not left me out and blocked my online transaction. When I called up customer care they said please, accept gold cards or if you want your old cards back kindly, fill the form with the sign and submit to HDFC BANK. I said, why should I sign and fill the form as I have not applied for new card and how have you given gold card without any signature and form. Its blunders. Its mean tomorrow you will use my identity and deliver card to someone. Next day I got the call from recovery illegal department, if you will not pay 3000 amount then your name will be black listed in civil. I said
My card is block how can I pay then they said let me check and never get back to me same way as with customer care till date. I have recorded every verbal communication in my cell. I am really get boiled. Let me tell you frankly I am not going to pay any single rupees as I am regular payable of HDFC, on time. If you will force me then I will send this recording to media.
Note: important thing is how you can issue gold cards without my authentication

Thank you,
Rudra Pratap
hyderabad
[protected]

i forget my customer id .can you tell me my customer id

i forgot my Customer ID for HDFC and that is why i am not able to use the net banking service ...please help ...please help ...please help ...please help ...please help ...please help ...please help ...plzzzzzzzzzzzzz...I beg please help me

i forget my customer id .can you tell me my customer id . my ph no is [protected].

Hi All,

I dont remember my customer id... could you please send me my customer id.. my account number is [protected]...

Regards,
Nilesh

i forget my customer id .can you tell me my IPN no. so mail me on my email id

i forget my customer id .can you tell me my id no, please mail me on my email id.

Hi,

I dont have my customerid and password for netbanking.But for the phone banking, I have received pin number.How do i access net banking.How can i get the customer id and pin number.

Thanks,
A.Preetha

Hi,

I was having HDFC credit card and it was good. Suddenly with out informed me they have increased my interest rate, when I got my bill it was with new interest rate.
I called HDFC customer care and asked the same thing but they told me that it has been increased for every one. Then I have told them to close this credit card as I don’t want to use but they never came back for closer. I stopped paying money to them and came to Bangalore after getting a new job.
There was no communication between me and HDFC bank, after 6month they called my uncle number and did harassment to them. I didn’t know about this when my uncle called and told this story then I called HDFC customer care and provided my new cell number to do the settlement. But there was no response till 20 days then one day I got a mail from HDFC back that they are putting my name blacklist and filing a case against me. I call the number which was there in that HDFC mail, after a long conversation they asked to pay hefty amount for settlement and close this card. I agreed and paid them full amount 7 months back. But still my name is there in civil black list.
So I request to HDFC bank to remove my name from black list of Civil as I have paid the full amount.

Thanks and Regards,
Avishek Sarkar
[protected]

My net banking is locked after I tried 4, 5 passwords and also the correct one but my account was locked.The toll free number is not working.Instant password help is also not working.
Email ID of customer service is not mentioned.I have filled the online form and sent.
Why is this problem with net banking this time ?

i forget my customer id and . so, i need net banking facility. i received the customer id no from hdfc customers service. But the p.c shows enter the correct customers id.

so i request kindly take necesary action and help us to operate the net banking facility

please do needfull
KETAN PUROHIT
AC/no. = [protected]

Dear sir,

I forget my customer id, so I am not able to Access internet banking due to Cust-Id, please Send my Cust-Id NO-?

kindly take necessary action and help us to operate the net banking facility


Name -Rakesh Kumar

A/C No- [protected]

Card No- [protected]

please do needful.


Thanks & Regards,
Rakesh Kumar
Network-Project, Kolkata Hub,
uninor
Victoria Park, ODC-9A, 9th. Floor,
Block GN, Plot-EP 37/2, Sector v,
Salt Lake City, Kolkata - 700 091.
Mobile: +91-[protected]

i am sohan saini may account is your bank 13/01/2010 axis bank ka chek meri account me lgaya gya tha apki manimajra ke jo branch he cheq no he 446672 axis bank ka he
13 /01 /10 se bo cheq apki branch manimajra main he aaj tak uski payment meri account main nahe aaye he apki branch me jo eqjiektev he bo custmar ke koi nahi sunte hi apse gujaresh he ke ap use meri account me payment transfer krba de jaye
nahe muje apna account cloose karbana padiga muje umed he ke aap muje nerash nahe kroge mera cheq abhe bhe apki branch manimajra me he uska coorear no he[protected]
thankas

I forgot my customer id...can you please tell me the procedure to get my customer id?