[Resolved]  HSBC Bank — personal loan

Hi.. I received a mail recently stating that I have an overdue with HSBC bank for some kind of personal loan.. really dont know what this is bout cuz I never ever applied for it.. they say that I havent paid it for almost 2 years now.. how is this possible when I dint even apply for it n how can they state that I was paying it for some time? please help... also said they might proceed for some legal thing...
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Aug 14, 2020
Complaint marked as Resolved 
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Hello HSBC,

My ref: PL AC No.[protected]

Please find the below details taken from my HDFC bank statement.

10 May 2008 ECS DR IF RTN CHGS - 10 May 2008 200.00 -23.46
10 May 2008 ECS DR TP HSBC LOAN REP-[protected][protected] May 2008 1591.00 176.54
10 May 2008 ECS DR TP HSBC LOAN REP-[protected][protected] May 2008 1591.00 -1414.46

02 May 2008 ECS DR TP HSBC LOAN-[protected][protected] May 2008 1591.00 32.54
02 May 2008 ECS DR TP HSBC LOAN-[protected][protected] May 2008 1591.00 -1558.46

It is evident that Your bank is twice deposited my cheque for my ECS payment on 2nd may and 10th may 2008. The cheque was bounced back and Rs. 200 was deducted from my account twice. Totaly Rs. 400 was deducted.

Please note that I paid my EMI amount on 09.05.2007 itself in cash, collected through Sri Balaji Enterprises (customer copy No. PCFI 0419955) Authorised collection firm No.0008400.

So it is evident that there is a confusion in collection the EMI amount at your End, which makes me to lose my money. So I need a explanation from your end and also you have to compensate me for this.

Awaiting reply.

Shankar
PL AC No.[protected]
Dear Sir,

My name is Tarun Chawla S/O Shri D V Chawla. I have applied for a loan from your bank HSBC bank. As i was receiving calls from your customer care again and again.

I said ok i am looking for Personal Loan. I have provided all the neccessary documents and after all the verification was done, one of your executive name Mr. Sahaj from Ahmedabad and his mobile no is [protected] has confirmed me that my loan for 1 lac was approved and i have to go for one formal interview, onbehalf of his confirmation i have committed to somebody for the payment as i have booked a property as i was having a shortage of 1 lac . So after his confirmation i have payed the booking amount and now i come to know that my loan was rejected. I am really very much disappointed and now i have to loose my 2 lac which i have already paid to the person of whome i am pruchasing the house.
Sir, if this is the service and commitment of your bank i am soory to say that i have to take this matter to court and press.

I will be thankful if you call me at [protected] or [protected].
Regards
Tarun Chawla
[protected]

HSBC Bank — loan repayment

I have taken loan from hsbc bank.i paid all amount to the bank dt. 26/10/2007 recepit no 0030120.but the emi cheque are depoist in my account and the charges taken by my bank. and the bank recovery agent come to my residence harrsed to my family in odd hours.and refund the bank charges to meas earliest.
thanks
Keshav sharma
[protected]
Dear Sir,
i have taken personal loan from HSBC (personal loan a/c no. is[protected] few months before. My instalment per month is Rs. 11801 (Eleven thousand eight hundred and one only.) i am paying regularily through ECS facility.
I am requesting you kindly provide me my detail repayment schedule from begining to the end of the month.
I will highly oblige if you provide me the same even through email (mohan.[protected]@idbi.co.in).
Regards,
Mohan Wagh
DEAR SIR,



i have personal loan in your bank, sir i need my loan transaction report.Please send it to my email address,

my personal HSBC ACCOUNT NO:[protected]

sir my contact no [protected].Kindly
hellow sir i got personal from ur bank. but this is my last due of my loan coming month on 10/01/2007 my due amount is 1577.

my adress

s.kumar s/o swaminathan (d of b ) 30/10/1968, phone-[protected]
No.1/2141, 2nd street,
solaiamman nagar,
redhills, chennai-600 052.

just for remind, thanking u sir.

s.kumar
DEAR SIR,



i have personal loan in your bank, sir i need my loan Repayment Schedule From 1/4/2009 to 31/3/2010.Please send it to my email address,

MY PERSONAL LOAN ACCOUNT NO.[protected] IN THE NAME OF RAMESH SHARMA IT IS URGENT
PLEASE SEND TO IMMEDIATELY

THANKING YOU
This is how the banking system works. Do we need to hang which of following systems?

1. Banking Systems
2. Operating Systems(One who operates and manages data)
3. Political Systems
4. Human Systems

Regards,
Well Wisher.
[protected] Amit Multigain


4.5 Years back I was opted personal loan from HSBC bank, Mumbai. I paid 18 moths EMI as per my eligibility. But after 18 months, due to some family financial problem I was not able to pay EMI next 4 to 5 months. But after some times, I was interacted with Banker regarding the repayments my whole outstanding amt against my personal loan. Regarding this I visited Umang Tower & I meet Ms. Mittal Kamdar & Ms. Priya More, as per discussion with these guys, my total outstanding amount is 38500/- suppose to pay then my loan account is close otherwise no. then I decided to pay whole outstanding amount after discussed with Mittal Kamdar & the same has been paid (Amt – 38500/-) on 08/09/2009 & handed over to Ms. Mittal Kamdar.
After I paid total outstanding amount I got the closing letter after two days from HSBC Bank.
After some times I got the letter on 29/10/2009 regarding the pending outstanding amt, then I called in Mittal Kamdar as per discussed with her, she said that pls. ignore letter which was you received & your loan account has been closed and also I confirmed with Customer care number & found the same result.
After some times, again I got the letter that your outstanding amt pending on 25/05/2010 & 23/12/2010. Every letter I got 7 months difference.
As per above description, if I paid whole outstanding amount after discussed with Bank then why bank sending me outstanding letters & said that yr amt 4675/- pending. When I decided to pay whole amount then firstly I confirmed with Bank regarding the repayment amount (Ms. Mittal Kamdar & Ms. Priya More) then I was paid Rs. 38500/-
Sir I don’t understand why not inform to me when I was paying the whole amount. I was paid whole amount & the loan has been closed from Bank not settle. And if some mount is pending then why noy inform to me by bank that some other amount is pending. If bank inform me I really pay the amt at time paid total outstanding amount. After some years, if bank said that Mr. rajesh some amount is pending from yr side then how can possible.
As per attachment, I have closing letter & received which was received from HSBC bank when I paid.

In that condition, why bank sending letter, if they are sending its mean HSBC doing fraud with customers, that first take the money from customers and then backend they not closed the loan account & put the request as settlement option. In that case after some times customers are getting frequently letter regarding the due amount. In that case whole trust is lost on Bank.
If I have loan closing letter & receipt against total outstanding amount then in what reason yoy not closed the account.
I tried lot to resolve the same but no body help me in that case.
That why I am sending mail to all. Request you to see the attachment & closed loan account ASAP.
Loan Account Number –[protected]
Loan Amount – 50000/-
Tenures – 60 Months


I am waiting for yr positive reply.
Please allow me to introduce myself my name is Michael Mason-Mahon and I am a shareholder of HSBC Plc. I am based in London yet I am a very regular visitor to India.

At HSBC Annual General Meeting of Shareholders 2010 I did address my concerns with the Board of Directors concerning what HSBC India has been doing and is doing in India to our customers.

I may be able to help you. I can assure you that I will do all that I can to help you. I have been very successful in the people that I have taken up their cases with HSBC. Now they will not let me help anymore Indian's. You may wonder why, ask the Chairman of HSBC Plc Mr Flint why.

Please go to this site. This is an interview that I did concerning HSBC.

http://www.youtube.com/watch?v...


If customers UNITE in India and decide to leave HSBC India in support of their fellow Indian's, who are making complaints about HSBC India then this may make HSBC Plc take action.
They talk about their Global Footprint and their Integrity. Please look at the following sites and see what the Indian people are saying about HSBC behaviour towards them.

http://timesofindia.indiatimes...

http://www.indiaconsumerforum...

http://www.consumercomplaints...


https://www.consumercomplaints.in/?search=hsbc+bank

Now ask yourself is this the Bank for you in India.

So if you would like to contact me and send me your phone number I will call you personally.

Kind regards
Michael

Mobile: 0044 [protected]
E-mail: [protected]@aol.com

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