[Resolved]  ICICI Bank Credit Card — Fraud by ICICI bank

icici has laid undue int charges on my credit card, now i want to pay full n final payment, but i want recv acknowledgement from icici so that they wont generate statement again n demand for more payments.
What shoul i do???
moreover i want to sue the bank for harrasment i have due to fraudulent activity by icici bank credit card????
How and where can i file suit or complaint against icici
bank???????????

Nirpal singh,
ludhiana

I have never seen such a lazy/sluggish and non-sincere courier company in my life. They are not at all sincere. Four times I got SMS from them that one document could not be delivered to and so asked me to contact in 2 number[protected]/3203202). When I tried to contact those numbers more than 100 times, THEY NEVER LIFTED THE PHONE. Instead after the call was over becos of no answer Not even a single time they lifted the phone. Even anybody can check those numbers. But in almost all SMS from EXPRESSIT, they furnish to contact those 2 numbers.
Becos of these bad/worst behaviour of this, some of my couriers have been returned back to the sender. Lot of inconvenience becos of them.

I request you to do something to these non-sincere/Lazy persons otherwise lot of persons would be affected.

Yours faithfully,

Credit Card — never used the card but auto debited from my salary account

Hello,

I am frm chennai.

i hold a credit card which (i was forcibly given) i never used.

i contacted your customer care centre to cancel the card. they said it will be cancelled. but i kept receiving the statements.

after some time i was given a notice to pay a huge amount.
When i went to chennai customer care centre they verified that i never purchased..infact never used the card. they said i need not have to pay the money since i never used the card.they told they will cancel the card.

but on 28 th april over Rs 30000 is autodebited from my salary account.

What the hell is this... i am ICICI's customer and this bank is did something shameful that made me to think worst...

Infact if dont get my money reversed into my account and the card is cancelled i would have to approach to customer court.

please consider this as final communication. please help me...

ICICI Bank Credit Card — Debit amount without instruction

Dear Sir
I am holding of ICICI Credit Card # [protected]
He debit LIC payment regularly without any instraction.
after complaint to custotmer care they give credit after one months but I not understand why they debit this amount to me.
Please do needful about me.

Amit Rochlani
[protected]

To
Customer care Manager
I herewith inform you that I have deposited the cheque no. 778901 on amount of rs. 5550/- dated 29/03/2008 (Indian Bank) against my credit card no. [protected] due to negligence of your bank employee the transation is not cleare when I want to know what is the status of my account the customer care executive told me I haven't recieved any cheque and send me a new statement with the addition of penelty and when I wants to know how it happen then yesterday evening i recived a message from ICICI bank to recieved a cheque of rs. 5550/-.
So I want to know that how it can possible, you recieved my cheque from after a month and who will pay the late charge.
So I am requesting you to please cleare these things as early as possible otherwise I will take necessary action against the defaulter.

DharamVir
mb. no. [protected]

ICICI Bank Credit Card — Not Received Courier even after 6 months

Non-delivery of Couriers by EXPRESS IT
Dear Sir

I have never seen such a lazy/sluggish and non-sincere courier company in my life. I am working for a Call Center. They delivered very late or not at all delivered to me.
They deliver tappals according to their convenience. They are not at all sincere and my banker asked me to contact in 2 number[protected]/[protected]. When I tried to contact those numbers more than 100 times, THEY NEVER LIFTED THE PHONE. Instead after the call was over becos of no answer, THEY PUT DOWN THE RECEIVER AS IS THEY WERE ATTENDING ANOTHER CALL.
Not even a single time they lifted the phone. Even anybody can check those numbers. But in almost all SMS from EXPRESSIT, they furnish to contact those 2 numbers.
Becos of these bad/worst behaviour of this, some of my couriers have been returned back to the sender. Lot of inconvenience becos of them.

I request you to do something to these non-sincere/Lazy persons otherwise lot of persons would be affected.

Yours faithfully,

Amit Goswami

ICICI Bank Credit Card — reversal of charges levied on our credit card no.4477466395111007

To icici bank,
In november 2007, emi which was paid timely and was credited to icici bank but due to minor technical mistake, it is not credited in my credit card account.As per your normal system and inspite of several requests made to the service departmaent, they charged heavily as penalty charges and interest charges.
REQUEST:kindly reverse all these unauthorised charges charged on my account as upto now i have paid every emi on time alongwith normal interest charges to the icici bank.that is i say i am not a defaulter .it was a mistake which was explained to the service department the very next day.
thanking you.

Credit Card — wrong demand

I had made a payment form my credit card on 2nd March, 2007 by chewqe. It was credit card of Centurion bANK oF pUNJAB. and collection wa being made by Icici Bank. Even the amount has been debited to my bank account, they have not given credit to me of that. I have told them different times the situation and given them my bank statement. Even after that they are levying penalty on enalty and now have send me a legal notice.

Dear Sir,
Your mobile is registered for ICICI bank mobile banking Service meet massage on 26 /5/08 But now a days my account is not activated.What the reason I don't know.When i Login To internet banking It saw a massage User ID in not valid.

Customer id[protected]
My A/C no is[protected]
Ph no [protected]
A/C name Amit Kumar

Your call centre is confirm me that all reward point transfer to my new " I PIN" Card but till date I have not received any I pin card.
and your Kolkata "I Pin call center " No. [protected] given your
actual call center is not correct. Kindly let me know how I take the I pin card. My Main Card No.[protected] and my mobile No. is [protected].

I also request your good office for deliver the I Pin card as early as possible.

With regards,

Tapabrata Mukherjee
Mobile No. [protected]
E-Mail ID : [protected]@yahoo.co.in

ICICI BANK (CREDIT CARDS) — BANK KI MANMANI

DEAR SIR, I HAVE 3 COMPLAINTS TO ICICI BANK.

1. I WAS HAVING A ICICI BANK CREDIT Card no [protected].BANK HAS GIVEN ME A LOAN OF RS. 55000 ON CREDIT CARD. BUT NO PROCESSING FEE OF RS 1800 WAS TOLD BY BANK LATER IT HAS CHARGED PROCEESSING FEE IN MY CREDIT CARD STATEMENT. WHEN I WROTE THE MATTER TO BANK, BANK HAS CANCELLED MY LOAN AND CHARGED PRECLOSURE CHARGES ALSO.THEY ACCUMULATED AMOUNT5 TO 60000. AND ASK ME TO PAY WHOLE AMOUNT IMMEDIATELY.
WHEN I REFUSED TO PAY THIS AMOUNT BANK STARTED SENDING THEIR GUNDAS TO ME. THET STARTED TO MISBEHAVE WITH ME AND MY FAMILY. I M VERY DIPRESSED. I GOT THE PROBLEM OF HYPER TENSION.
2.
I HAVE ISSUED A CHEQUE OF RS 5000 ON DTD[protected] REGARDING CREDIT CARD PAYMENTS. I WAS HAVING SUFFICIEN AMOUNT OF RS 5000 IN MY BANK ACCOUNT STILL BANK HAS BOUNCED THE CHEQUE ON GROUND OF INSUUFFICIENT FUND ON DTD[protected]. STILL I HAVE MADE ME PAYMENT OF RS 5000 THROUGH DIRECT DEBIT. ON[protected].
3 BANK HAS SENT ME A LEGAL NOTICE DTD[protected] THAT YOUR CHEQUE HAS BEEN BOUNCED AND WE ARE GOING TO TAKE LEGAL ACTION.
NOW I WANT TO ASK BANK WHEN THE PAYMENT HAS ALREADY BEEN MADE ON[protected], THEN WHY IT HAS SENT A NOTICE REGARDING THIS ON[protected].
I am very mentally disturbed. plz help me.
details of lette and bank statment:

thanks and regards
ROOP SINGH
MCF.269 ADARSH NAGAR BALLABGARH
FARIDABAD
MOB [protected]

Fresh Credit Card divison — Credit Card Not received

I have applied for Credit Card with Ref. No. 1361415.
But Still I have not recdived any card or response .

ICICI Bank — ICICI CREDIT CARD ILLEGALLY BLOCKING MY ICICI SAVINGS ACCOUNT FOR WHICH MISTAKE COMMITTED BY ICICI BANK ONLY

A icici Bank Cheque had been issued to the icici credit card for a payment on 20/11/2008, the amount related to cheque was present at the bank till 02/12/2008

i was shopping after that i came to know that my card has been blocked

I called up the customer care and asked regarding this that told your cheque has got returned of insufficient funds on 22/11/2008 i explained them clearly that no way that it could have happened and after crosschecking he told that you again make a payment so that he will take care that no additional charges will apply

I got a mail the next day saying you have to pay the interest charges, cheque bounce charges, penalty charges etc.,

I have sent that mail to icici bank stating i won't pay until my statement is cleared of this additional charges.

so far no action has been taken and i waited long,

At last that have blocked my Savings account and they are asking to pay one lakh immediately.

how can they do this and how can i pay for their fault

I have got all the proof with me

ICICI BANK CREDIT CARD No.5276370084944002 — Declining of credit facilities.

Though I have cleared all the due of the credit card No.[protected], whenever I am trying to use the same for any purchase or getting cash, the service is being declined.
Please let me know the exact status of my card and ensure to
activate it for enabling me to use the same for purchases or
cash withdrawal.

Please reply at the earliest.

ICICI Bank Credit Card No. 51763700844002 — Declining acceptance of the Credit Card

Dear Sirs,
Though I have already cleared all the dues of ICICI Bank Credit Card No. [protected] about two months ago facilities of availing credit facilities as well as availing facilities of cash withdrawal has been denied to me as well as the additional card holder.

I would therefore request you to kindly let me know the status of my above mentioned Card and to ensure that I shall avail the facilities for purchases and cash withdrawal at the earliest and oblige.

Expecting your quick response and thanking you,

Yours sincerely,

Chandraprava Mohanty,
QTR NO. 5RF/5, UNIT-3,
BLOCK-2,
MAHATMA GANDHI MARG,
BHUABNESWAR-751001.

Dear Sir,

My self Sambhaji Dhembre. I am holding an ICICI Gold credit card.no [protected]
Credit card limit was 20000. I have used it in nov 07. Then i have made payment of rs. 1650 in same month. then i have made payment of rs. 13000 in the month of april 08.
In each & every month they are putting huge charges in the statement. it goes up to Rs. 30000.
Now yesterday they have blocked my debit card by rs. 14000. without intimating me.what should i do in this case. please give me immediate solution.

From: mahesh jain
Ref: SK[protected]
credit card no.=[protected]
mobile-[protected]


Dear Sir,

It is very pity and funny to say that i have been issued a axis bank credit card by saying that it is free, and then Axis bank post me a statement with fees without posting a credit card.

you people are extreme. That til today i have not recieved a credit card and you are posting me the statements of fees and charges.
This is my life greatest mistake that i have applied for axis bank credit card. your banks DSA told me it is totally free, thats why i have applied for it.Than your bank send me a statement of charges without giving a credit card.

I have been writing you people from last two months and you don't reply me properly.please stop fooling the people and stop wasting time of others, because we did not get pay as u people are getting without any working in company.

now, this is a limit and i want the credit card to be cancelled immediately, otherwise give me the managers number who is fooling the people.

with no regards and no thank you

mahesh jain mob [protected]






"THINK UNIQUE" TO "EXPAND YOUR HORIZONS" LEO MAHESH JAIN


--- On Thu, 6/5/08, Credit Card Enquiries <customer.[protected]@axisbank.com> wrote:

> From: Credit Card Enquiries <customer.[protected]@axisbank.com>
> Subject: cs 120 Re: CS 110 Re: CS 110 Re: cs 107 Re: CS 118 Re: urgent:: wrong allocation of credit card charges [REF:[protected]]
> To: [protected]@yahoo.com
> Date: Thursday, June 5, 2008, 10:45 AM
> Dear Sir,
>
> We refer to your e-mail dated June 05, 2008 to
> customer.[protected]@axisbank.com.
>
> Thank you for writing to us.
>
> We would like to inform you that you can downgrade your
> credit card from silver plus to silver standard which is
> lifetime free card with following benefits:
>
> Sl. No. Cover Type All Silver Card (in Rs.)
>
> 1. Personal Accident Cover 3, 00, 000
>
> 2. Air Accident Cover 10, 00, 000
>
> 3. Credit Shield 25, 000
>
> 4. Lost Card Liability 40, 000
>
> 5. Purchase protection 25, 000
>
> For any further assistance or clarifications, please write
> in to us or call us on our 24-hour customer service help
> line numbers [[protected] (From BSNL or MTNL landlines) /
>[protected]].
>
> Regards
> Customer Service Desk
> AXIS Bank - Credit Card
> CS 120
>
> ---- Original Message ----
> From: [protected]@yahoo.com
> Sent: 05-Jun-2008 9:16:49
> To: customer.[protected]@axisbank.com
> Subject: Re: CS 110 Re: CS 110 Re: cs 107 Re: CS 118 Re:
> urgent:: wrong allocation of credit card charges
>
> Respected sir,
>
> Thank you for all offers. But i want the charges to
> be waived in cash not through your offers. i[censored] wish
> to cancell the charges than do it, otherwise i am not
> seriously interested in axis bank credit card
> services. For god sake release me from your two way
> offers net.
>
> i am not going to pay a single penny for it. so,
> you are requested to urgently waive oof my charges or
> cancelled the credit card.
>
> waiting for your quick reply.
>
> mahesh jain
>
>
> --- Credit Card Enquiries
> <customer.[protected]@axisbank.com> wrote:
>
> >Dear Sir,
> >
> >We refer to your e-mail dated June 03, 2008 to
> >customer.[protected]@axisbank.com.
> >
> >Thank you for writing to us.
> >
> >We regret for the wrong information given by the
> >sales executive.
> >
> >We would like to bring to your notice that the
> >annual fees and the joining fees that you pay get
> >refunded to you with the host of benefits with the
> >card. We would like to highlight the offers
> >available on your card as a follows:
> >
> >1)Complimentary one-way flight voucher to any one of
> >the location available in the country. Same benefit
> >on Add-on card. If required, there is an option for
> >buying an additional one-way journey voucher for
> >your companion on additional amount of Rs. 2500/-.
> >
> >2)Discounts ranging from 10-50% across 5000 Hotels
> >worldwide and guaranteed 50% discount at over 35
> >hotels in India specially tied up for AXIS Bank. The
> >list of the Hotels is available on
> >www.ibtcsilver.com. This offer comes by way of
> >complimentary IBTC? Blue card membership for Silver
> >Plus members.
> >
> >3)Other offers which would be sent along in your
> >monthly statements.
> >
> >Sl. No.Cover TypeAll Silver Card (in Rs.)
> >
> >1.Personal Accident Cover3, 00, 000
> >
> >2.Air Accident Cover10, 00, 000
> >
> >3.Credit Shield25, 000
> >
> >4.Lost Card Liability40, 000
> >
> >5.Purchase protection25, 000
> >
> >However, we assure you the best of our services and
> >ensure that the benefits are more than the amount of
> >fees paid by you. We are looking forward to serve
> >you in future.
> >
> >For any further assistance or clarifications, please
> >write in to us or call us on our 24-hour customer
> >service help line numbers [[protected] (From BSNL or
> >MTNL landlines) /[protected]].
> >
> >We assure you our best of services.
> >
> >Regards
> >Customer Service Desk
> >AXIS Bank - Credit Card Center
> >CS 110
> >
> >
> >---- Original Message ----
> >From: [protected]@yahoo.com
> >Sent: 03-Jun-2008 16:42:32
> >To: customer.[protected]@axisbank.com
> >Subject: Re: CS 110 Re: cs 107 Re: CS 118 Re:
> >urgent:: wrong allocation of credit card charges
> >
> >
> >Respected sir,
> >
> >my credit cards details are as under
> >
> >Name: mahesh jain
> >creditcard no.=[protected]
> >DOB =[protected]
> >Ref no.=SK[protected]
> >
> >SUB: wrong allocation of annual fee and joining fee
> >
> >i think the above detail is sufficient to
> >look into the matter as i had previously mail for
> >three times.
> >i want immediately the charges to be removed
> >and my card to be cancelled. i dont want the service
> >of company, who do fraud by telling that the no
> >charges would be charged for credit card activation
> >and than send the statement of charges.
> >
> >please look into the matter urgently otherwise i
> >have to go to chief authority level to reveal the
> >fraud happening in axis bank.
> >
> >waiting for your quick and positive reply.
> >
> >mahesh jain
> >
> >
> >
> >
> >--- Credit Card Enquiries
> ><customer.[protected]@axisbank.com> wrote:
> >
> >>Dear Sir,
> >>
> >>We refer to your e-mail dated May 09, 2008 to
> >>customer.[protected]@axisbank.com.
> >>
> >>We regret the inconvenience caused and the delay in
> >>our responds to you.
> >>
> >>We request you to confirm the 16 digit Credit card
> >>number or with your complete name, Date of Birth,
> >>Application reference Number or Mother Maiden Name
> >>to assist you further.
> >>
> >>For any further assistance or clarifications,
> >please
> >>write in to us or call us on our 24-hour customer
> >>service help line numbers [[protected] (From BSNL
> >or
> >>MTNL landlines) /[protected]].
> >>
> >>We assure you our best of services.
> >>
> >>Thank you for writing to us.
> >>
> >>Regards
> >>Customer Service Desk
> >>AXIS Bank - Credit Card Center
> >>CS 110
> >>
> >>---- Original Message ----
> >>From: [protected]@yahoo.com
> >>Sent: 09-May-2008 19:38:13
> >>To: customer.[protected]@axisbank.com
> >>Subject: Re: cs 107 Re: CS 118 Re: urgent:: wrong
> >>allocation of credit card charges
> >>
> >>Dear sir,
> >>
> >>i am very sorry to say that your bank has not
> >>cancelled my credit card yet, after recieving
> >>confirmation from your side. They are still sending
> >>me
> >>the sms for the charges payment.
> >>so, you are requested to look into matter and
> >>forgive
> >>me for my mistake that i have chosen your bank for
> >>credit card facilities.
> >>
> >>reply me urgent.
> >>
> >>
> >>--- Credit Card Enquiries
> >><customer.[protected]@axisbank.com> wrote:
> >>
> >>>Dear Sir,
> >>>
> >>>We refer to your e-mail dated April 13, 2008 to
> >>>customer.[protected]@axisbank.com.
> >>>
> >>>You have been a Priority customer with us and
> >>>sharing a great relationship with the AXIS
> Bank.
> >We
> >>>value your relationship with our Bank and would
> >>>request you to reconsider your decision
> regarding
> >>>cancellation of your Credit card.
> >>>
> >>>For any further clarification, do write to us
> or
> >>>call on our 24-Hour Customer Services help line
> >>>[protected]/[protected] (BSNL or MTNL
> >landlines),
> >>>we will be glad to assist you.
> >>>
> >>>Regards
> >>>Customer Service Desk
> >>>AXIS Bank - Credit Card Center
> >>>cs 107
> >>>
> >>>---- Original Message ----
> >>>From: [protected]@yahoo.com
> >>>Sent: 13-Apr-2008 10:19:07
> >>>To: customer.[protected]@axisbank.com
> >>>Subject: Re: CS 118 Re: urgent:: wrong
> allocation
> >>of
> >>>credit card charges
> >>>
> >>>DEAR SIR,
> >>>
> >>>THANKS FOR THE REPLY.
> >>>
> >>>I WANT CHARGES TO BE WAIVED IMMEDIATELY, I DONT
> >>>WANT IT TO BE ADJUSTED AGAINST THE BENEFITS AS
> I
> >>>DONT
> >>>WANT TO SPEND MORE MONEY TO CLAIM THE WRONGLY
> >>>CHARGED
> >>>FEES.
> >>>I ALSO WANT TO BE CARD CANCELLED AFTER WAIVING
> >
> === message truncated ===
>
>
> "THINK UNIQUE" TO "EXPAND YOUR
> HORIZONS"
>
> LEO MAHESH JAIN
>
>
>
>
> DISCLAIMER:
> Information contained and transmitted by this E-MAIL
> including any attachment is proprietary to Axis Bank Ltd
> and is intended solely for the addressee/s, and may contain
> information that is privileged, confidential or exempt from
> disclosure under applicable law. Access to this e-mail
> and/or to the attachment by anyone else is unauthorized. If
> this is a forwarded message, the content and the views
> expressed in this E-MAIL may not reflect those of the Bank.
> If you are not the intended recipient, an agent of the
> intended recipient or a person responsible for delivering
> the information to the named recipient, you are notified
> that any use, distribution, transmission, printing, copying
> or dissemination of this information in any way or in any
> manner is strictly prohibited.
> If you are not the intended recipient of this mail kindly
> delete from your system and inform the sender.
> There is no guarantee that the integrity of this
> communication has been maintained and nor is this
> communication free of viruses, interceptions or
> interference
> DISCLAIMER:
> Information contained and transmitted by this E-MAIL
> including any attachment is proprietary to Axis Bank Ltd
> and is intended solely for the addressee/s, and may contain
> information that is privileged, confidential or exempt from
> disclosure under applicable law. Access to this e-mail
> and/or to the attachment by anyone else is unauthorized. If
> this is a forwarded message, the content and the views
> expressed in this E-MAIL may not reflect those of the Bank.
> If you are not the intended recipient, an agent of the
> intended recipient or a person responsible for delivering
> the information to the named recipient, you are notified
> that any use, distribution, transmission, printing, copying
> or dissemination of this information in any way or in any
> manner is strictly prohibited.
> If you are not the intended recipient of this mail kindly
> delete from your system and inform the sender.
> There is no guarantee that the integrity of this
> communication has been maintained and nor is this
> communication free of viruses, interceptions or
> interference

icicibank credit cards — I have applied for card in FEB.2008.

dear sir/madam

I have to tell you that i have applied for credit card in Feb. 2008.
i had received all the password & card no. details. i have purchased a policy on this card . but still now i didnot received the card. and interest & other charges is going on. i also have changed address. but no response . i talked with bank officers but they say that please deposit due amount.

please take necessary action tn this matter because charges is increasing day by day.

thanks

shashank purwar
Mob:[protected]

ICICI Bank Credit Card — Extra charges on credit card

Dear All,

I, Isha Luthra, Hold a credit card #[protected] with your bank.In Dec'07 there was an outstanding amt of Rs 850/- for which i deposited the a cheque in ICICI Bank ATM drop in sector 62 JIT institute.However, I was confirmed by bank that they have not recvd the payment and the cheque is not found.I immediately issued another cheque and gave it to an executive visited my office.
I was told that once they receive my payment of Rs 850/- they will waive off late fee charged.I agreed

But every month I receive statements instructing me for immediate payment.There is no amount of "Actual payment" Its just full of Late fee and other charges.I called up customer care.But they said They cannot waive off charges of more than one month in just one month but it will be systematically waived on month on month basis.They wont be able to help me but i need to talk to Mr

I Was you to pls look into the matter.I am very concerned What is happening with this credit card.I want to blocked this card and I am extremely disstatisfied and being misguided and wrongly communicated by the customer care.The latest statement shows rs 1500/- or so due on card.
Pls check and revert.I will strict action against ICICI Bank, if this time I am misguided or dont get any response within 7days.I am also wroking in a Pvt Bank.I know th escalation matrix.Pls understand and let me know, if there is any actual amount due.I will pay but wont pay Charges at all.Its not my fault.

Simialr, is the case for My mother's Card, Mrs Indu Luthra, # [protected].She is so innocent and she doesnot even know how to use card properly so I am operating & complaining on her behalf.

ICICIBANK CREDIT CARD — activate the card

my card is deactivate for the previous dues but this month i have paid my last dues .so i request to you please activate my credit card no.[protected]