[Resolved]  ICICI Bank Personal Loan — Harassment for applying for a loan

hi my name is Archana i have been trying to get a personal loan however not been successfull in the same however in the mean time i had applied with ICICI Bank some months ago however I never got the Loan but i do have people from collections agencies calling me coming to my house asking me to make repayment on a loan which i have not taken at all.I am helpless and dont know what to do i have tried to talk them out nicely however it has just been nearly impossible cos i have not been able to get any resolution except for the fact that they stop for about 2 months and then start off after some time this has been happening for the last 7 to 8 months or more i have lost count and there is only my mother and me in the house and sometimes its a little scary as i have heard how collections people can be at times now what best can be done what i have done is stopped answering the door bell or just act as if i am not the person they are looking for and just ask my mother to say that they have the wrong house as women we are really helpless and it had stopped for sometime now they are back this morning i had another one come to my house and start all over again...I tell them i will file a police complaint however they say why dont you come along we will go together, today this guy even tried to get physical i am feeling helpless and really miserable and dont know what to do in this situation. Is some one out there to tell me what to do... i have tried talking to them nicely infact going to the collection agency and have the issue resolved so they stopped for 2 months, i have tried to be harsh and rude and then it stopped for about 1 and half month and then behaved and proved that they were at the wrong address which was the best option cos that kept them away for 3 or more months and today morning again i guess i will have to be at a friends place for a few days and prove to them that there is no one in that name and then they will stop coming. is there any more options for me to avoid these guys??? Someone please Help me
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Aug 13, 2020
Complaint marked as Resolved 
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Personal Loan — harsing by bank

I have takne personal loan from icici bank in jun 2006 and in mar 2008 i have paid my all instalments but yet they are demaning from me Rs 5000/- and sending me sms and mail and getting me frastrated i have send them many time mail and phone to bank employee but they are not paying any attention

ICICI BANK Personal Loan LPKOM00009065135 — Harassment by ICICI BANK

Please do not avail personal loan from ICICI Bank. The bank is cheat. Even if loan is availed from any other source, please do not avail loan from this bank.
I am a salaried customer of ICICI Bank for more than 10 years. I was sanctioned a Personal Loan of Rs 100000 on 2/1/07. I was regularly paying the instalments from my salary account with ICICI Bank. Monthly instalment is Rs 3516. Surprisingly, now it is observed that the total available balance is always less by Rs 3516. The actual balance displayed is less by Rs 3516, which is not deducted towards the loan. Every month, cheque return charges and other charges are deducted every month without my knowledge from my account without my permission. I have complained about it to the customer care, but the customer care harassed me by saying that once the loan is availed, I will be liable to pay whatever hidden charges levied by the bank.
Dear friends, please stay away from ICICI Bank personal loan.
very true
I had a very shocking experience with ICICI Bank Today and while trying to find a place online to lodge my complaint i landed in this page.

I took a loan in ICICI and unable to make repayment as i lost job, however i m in process to clear / make a full final settlement. In the process an ICICI, Bangalore employee has been harrassing me to repay, when i told him that i would need time, he started threatening to call parents and they will get heart attack, accordingly he called my parents who were shocked with his comments and threats. He used very vulgar language against women in my house and asked to send lady in lieu of loan payment.

Though, i have defaulted payment, i had a very strong objection to such nasty behavior and me and family are now going through stressful time. Please let me know a best action to be taken in such situation as it all happened today.

- Sufferer of ICICI

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