[Resolved]  ICICIcredit Card — Fraud and Forgery

Address:Chennai, Tamil Nadu

I am Jayanthi, from Chennai I had issued 2 cheques as settlement amount towards the above mentioned credit card to your collection executive on 05.06.2010 sent by Mr.Prem Anand Manager ([protected]).

He had informed me over phone that he has settled my amount to Rs. 9,400/- as settlement amount and requested me to issue 2 cheques amounting to 4700/- each cheque. He wanted current dated cheque since I am out of job and insufficient fund I had requested him to consider post dated cheque which he agreed and request me had over the same to collection agent at my door step. When I asked for the receipt he said that he would bring the letter for full settlement and receipt in the evening

Its almost a month and I am yet to receive the settlement letter or receipt.

It is being found that the cheque has been overwritten on the date and my signature forged by your office. I was shocked to see that the amount being debited to my account on 22.06.2010, since I had the first cheque dt.10.07.10, I requested the bank to forward me the cleared cheque copy in which I found that the date has be tampered and signature forged. I did not except this kind of action from a reputed bank. I do not understand how he can fool an educated person.

To unable any further problems I have given a stop payment for the above mentioned cheque dt.10.08.2010. I need a written explanation for this and sorry to say that I will not pay any further amount on the credit card dues.
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Aug 13, 2020
Complaint marked as Resolved 
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hey you are in a nowhere situation - one way is to fight a long legal battle another one is peaceful settlement once again.

Don't trust these collection guys - take some time out and go to the bank itself - discuss the situation and get it closed.

credit card companies will keep on adding interest and late payment charges till eternity ;) unless rbi comes up with some like CARD rule o[censored]S.

Till then get the chapter closed and vow that you will never use a credit card, you can do everything and more with your debit card then why credit card ????????
Hi Jayanthi,

We are very sorry for the bad experience you had with us. Please write in to us with your contact details on [protected]@icicibank.com and we shall get back to you at the earliest. Kindly refer "560305" in the subject line.

Regards,
ICICI Bank Customer Service Team.
when it comes to legal these guys wake up

aacha hai aish karo - don't pay them a penny now and get it closed on your terms and make sure you get a account "closed" status not "written off" in cibil ;) else go for a fir for fraud against icici bank

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