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ICICI Bank Complaints & Reviews

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Updated: Apr 21, 2026
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ICICI Bank reviews & complaints page 1065

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M
monicabhatia
from New Delhi, Delhi
Jun 25, 2010
Resolved
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Address: Gurgaon, Haryana

Sir,
I `m holding a saving a/c with icici bank for last 13yrs. and now requested for a debit card 2 .6 months back and instead again received a normal atm card,upon requesting again finally received debit card after 10days and i`m still awaiting my pin no.from the bank for last 15 days due to which i`m unable to operate my a/c with convenience for all this period. I have tried to call customer services but it is impossible that one can speak to the executive in this bank. Is there any way that without going to the bank i can find a solution.
Monica bhatia
[protected]@gmail.com
[protected]@yahoo.com
Aug 13, 2020
Complaint marked as Resolved 
Hi Monica,

We regret this inconvenience. Your email id has been noted and we will contact you soon to resolve the matter.

Regards,
ICICI Bank Customer Service Team.

ICICI Bank — PIN not received

Hello,

I have issued a new Debit/ATM card for my account no.[protected]. This charged around Rs. 240 ( so unreasonable amount) for it on my account and Bank officer tells this is service charge. The card was not delivered to my home however new pin came to home . I collected card from Kondhwa branch after three consecutive visits. When i tried to use card, the card was blocked. When i went to bank next day, they requested to apply for deblocking of card. What is this ? If i issue a new card, it should come in deblocked state ? Anyways, so that wasted one more day. After that the New pin for new card was not working. I informed customer care. "They told there is some problem in CVC no. of card. Please reissue pin, it will work." I requested for new Pin in December, till date the pin is not delivered. When i enquired in Magarpatta branch. They say "The Pin is despatched on 2nd Jan. It will come the next day." Till today I am waiting.
I am just frustated with all this.
During all this new card matter, I am unable to use netbanking and ATM from almost a month now.
ICICI charges so much for such small things with pathetic service.
Even an account statement incurs around Rs. 150 or 200 ( i don't remember exactly).
Is there anybody from ICICI who can take responsibility and look into this matter ?

regards,
Ehteshaam
Hi,

We are sorry to hear about your experience. We have made a note of your account number. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team
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    G
    gogoimk
    from Guwahati, Assam
    Jun 25, 2010
    Resolved
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    Address: Kamrup Metropolitan, Assam

    Dear Sir,
    I had icici Tax Saving Bond-022005-tsb-one. Bondholder No.[protected] and Certificate No 28630. It Matured on[protected].But maturity sum not received yet.I was informed by thier ivrs operator, phone no.28307777 that they have sent twice through registered post. But since I donot exist hence it has gone back. Hence I was advice to reinvest the amount somewhere which I can do without problem.What can I do- I am from Guwahati and he is sitting in Mumbai.
    I request to convey my feeling to the icici boss and request him to give my maturity sum. Yhanking you.
    M K Gogoi

    My Address:
    DGM(EB&BP)
    O/o The CGMT, BSNL
    4th Floor,Assam Telecom Circle
    Panbazar, Guwahati-1

    Residential Address:
    M K Gogoi ITS
    2C-Block A, Brindaban Apartment
    Ganesh Mandir Path
    New Guwahati
    Guwahati-781020
    Assam
    Aug 13, 2020
    Complaint marked as Resolved 

    ICICI bond — bank details errors in redemption cheque

    with referance to my icici bond 2005 got matured on[protected] I would like to inform you that bank details printed on the same instrument is printed as STATE BANK OF INDIA instead of STATE BANK OF HYDERABAD as a result the cheque got bounced and the ammount could not be credited in my account .I have already sent the same to you for correction along with the refusal letter of icici bank .Kindly arange to rectify the same and send it to my address so that can get the payment with out any delay.My bank details are given below.
    STATE BANK OF HYDERABAD
    NTPC DEEPANJALINAGAR
    ACCOUNT NO-[protected]
    Dear Debasish,

    We regret he inconvenience faced by you.

    Please email us with your contact details at [protected]@icicibank.com (Subject line: UID 309907). We'll contact you and work to address your issue at the earliest.

    Regards,
    ICICI Customer Service Team.
    To,
    The Branch Manager
    ICICI Bank
    Unit ICICI Bank bonds, Feb.2005
    Maratha Mandir Annexe
    Dr. A.R.Nair Road, Mumbai central,
    Mumbai-400008
    Fax:[protected]
    Sub:- Non receipt of maturity
    Ref:- ICICI Bank bonds, Feb.2005, Bond Holder No.[protected]
    Dear sir,
    The above stated bond has matured on 8/04/2010, but I have not received cheque of its maturity amount till date.
    Particular of bond is as under:-
    Tax Saving Bond -022005-TSB-Two
    Bond Holder No. [protected]
    Certificate No. 31313
    Name Of Bond Holder Priti Ranjan Choudhary
    No.Of Bond One
    Distinctive Nos. [protected]
    Option II
    In view of above, it is requested to kindly look into the matter and release the payment immediately.
    Thanking you.
    Yours sincerely
    (P R Choudhary)
    -12, Armapur Estate
    Kanpur-208009
    Mobile No.-[protected]
    Enclose:- photocopy of bond

    ICICI bond — non redemption of bond

    i am enclosing all details required for this matter
    Hi,

    We are the customer service team at ICICI Bank. We'll contact you and work to address your issue at the earliest.

    Regards,
    ICICI Customer Service Team.

    icici bond — NON RECEIPT OF MATURED AMOUNT

    MY BOND NO[protected], GAUTAM BANERJEE, HAS MATURED ON 30/4/10. THE CHEQUE WAS SENT TO MY OLD RESIDENTIAL ADDRESS. I HAVE SENT COURIER VIDE CNN -K40699399, WHICH WAS RECEIVED ON 12/05/10 AT 3i INFOTECH BUILDING. THEREAFTER, I DISCUSSED 5 TIMES TO ACT, 2 TIMES EMAILED AND 1 TIME FAX . PLEASE TAKE ACTION TO SEND MY MONEY IMMEDIATELY TO MY NEW ADDRESS. PLEASE CONTACT ME ON -[protected] /[protected].
    THANKS.
    email- [protected]@rediffmail.com
    Dear Gautam,

    We are sorry to hear about your problem. We have made a note of your contact details and will be getting in touch with you soon in order to address the issue.

    Regards,
    ICICI Bank Customer Service Team.
    Dear Mr.Gogoi,

    We have made a note of your complaint and will get in touch with you soon to resolve the matter at hand.

    Regards,
    ICICI Bank Customer Service Team.

    icici bond — Non receipt of bond interest

    Dear Sir,
    I had six no icici 'Tax Saving Bond-022005-tsb-one' of Rs 5000/ each. Total cost is Rs 30,000/. Redemption value on maturity for each bond is Rs6,700. Bondholder No.[protected] and Certificate No 28630. It Matured on[protected].But maturity sum not sent to me for a long period. I was informed by their ivrs operator, phone no.28307777 that they have sent twice through postal registered post. But it has gone back because of my insignificant address. However after a lot of persuasion I have received a cheque through Blue Dart. An amount of Rs 31,687/. instead of Rs40,200/.Where does my rest money has gone. Has it gone to their profit or waiting for my further persuasion so that letter get lost on transmission and blame should go to Postal.
    I request to convey my feeling to the icici invisible boss and request him to give my maturity sum with due interest. Thanking you.
    M K Gogoi

    My Address:
    DGM(EB&BP)
    O/o The CGMT, BSNL
    4th Floor,Assam Telecom Circle
    Panbazar, Guwahati-1

    Residential Address:
    M K Gogoi ITS
    2C-Block A, Brindaban Apartment
    Ganesh Mandir Path
    New Guwahati
    Guwahati-781020
    Assam
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      M
      Murali Mohan K
      from Mumbai, Maharashtra
      Jun 25, 2010
      Resolved
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      Address: Hyderabad, Andhra Pradesh

      I have ICICI credit card and using it from 2 years, recently in March 2010, there is some discripence in statments and the same was informed to ICICI executives and Managers through Emails and Calls by them to me. After several intimations also there is no solution from them.

      Even i have shown where exactly the issue is, after recognising the mistake done by them and provided statement through my gmail to their customercare mail id, their service manager Ms. Srikanthika started negative conversation stating that they did not receive any statments.

      Daily i used to get a call in the morning aroung 9'O clock where tht time is my travel time to Office, this is a regular time for me to get a call from them, even after intimating regularly for each and every executive about the issue, they will connect the same to Service manager and again i have to explain the same to them inspite their will be no solution for the problem.

      I have written them requesting to revise the statement and i can pay the amount, but they will never listen to my words and will continue with their policies where in iam effecting with uncessary charges in the statement.Recently then have sent their Recovery officer to my office and tourchered me, after all intimations also they are not providing any solution to me and tourchering like any thing with calls.

      Iam attaching the statements which i have forwarded to them and in the same statment there is a mistake where statement is showing available credit limit of Rs xxx and i can able to swipe the same, but in the same statement they have charged over limit charges to me which is unfair.

      Not only this issue of credit card i have faced so many issues with my salary account where in they will deduct amount with out my information,

      Totally iam vexed with thier service from the day one and there wont be any solution by them to customer queries.

      Finally ima approching Cosumer forum for solution.
      Aug 13, 2020
      Complaint marked as Resolved 
      Hi Mohan,

      We are sorry to hear about your problem. Please write to us with your contact details at [protected]@icicibank.com so that we can get in touch with you in order to address your concern. Please refer "502805" in the subject line.

      Regards,
      ICICI Bank Customer Service Team.
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        R
        rexyraj
        from Mumbai, Maharashtra
        Jun 24, 2010
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        Address: Mumbai City, Maharashtra

        I am having a saving A/C in ICICI.My A/C # is[protected]. My name is Rajesh Xavier.Yesterday I gave an intimation in the bank as I had to withdraw 1.5 lacs ICICI Bank Vikhroli West. The madam on the cashiers counter Mrs.Lata said its fine but today when I went over there I had to wait for an hour but no staff over there was interested to attend me.What ID proof she wanted I had taken but when Madam Lata directly said this was not the papers which I had said the branch manager Mr.Shankar also came in between and asked for all the ID cards which I was having.That time I felt as if I am beggar over there or asking loan from them.For withdrawing my money I was seen as a robber or some thing else .The branch manager there and all the other staff working saw me as cheater.Because of this type of staff the banks reputation is getting worst.Pls tell the staff that we are having our A/C in ICICI thats why they are getting salary so follow the rules when dealing with them.I know this is only a formality cos u people are not going to take any action so I am taking an action of closing the A/C in ICICI and going for a good Bank.
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          D
          danandan
          from Chennai, Tamil Nadu
          Jun 23, 2010
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          Address: Tiruvannamalai, Tamil Nadu

          ICICI/DA/01
          June 23, 2010

          To
          3i INFOTECH LIMITED
          ICICI Bank Bonds – December 2003
          Maratha Mandir Annexe
          Dr. A.R. Nair Road
          Mumbai Central,
          Mumbai – 400 008

          Dear Sir,

          Sub: ICICI Bank Bonds January 2005 issue – Tax saving bonds – matured-payment request regarding
          Ref: 1) Bond reference No. G23000327; Bond holder No. 06219170; REG No.[protected] dated 08.04.2005.
          2) Bond reference No. G23000329; Bond holder No. 06219172; REG No.[protected] dated 08.04.2005.

          I am employ of L&T ECC Division Chennai and purchased the above referred Tax saving bond while working at Muzaffarpur; Bihar.
          The above referred Tax saving bonds redemption date is 11.03.2010. (Copy enclosed) Till date I have not received any communication about the payment of these bonds.
          Request you to make the payment immediately to my HDFC Bank account number as mentioned in the bond or to my ICICI Bank account No.[protected]; ECS MICR No. :[protected] & IFSC Code ICICI0006196; Thiruvannamalai Branch.

          Request you to communicate in this connection to the permanent address as mentioned in the Bond or to my E mail ID [protected]@lntecc.com. CELL No. [protected]

          Expecting the reply from your good office early.

          Thanking You
          Regards

          D.ANANDAN.
          Aug 13, 2020
          Complaint marked as Resolved 
          Hi.

          We have made a note of your cell number and will get in touch with you soon in order to resolve the problem.

          Regards,
          ICICI Bank Customer Service Team
          Self received phonecall as well E Mail and they made arrangement to send the documents to my permanent address. i have to thank in this connection to on and all.

          Regards
          D ANANDAN
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            T
            tejasolanki
            Jun 23, 2010
            Resolved
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            Address: Vadodara, Gujarat

            dear sir.

            i have still not received my cheque which is confirmed to be posted at my new address by the ICICI investor services

            I am attaching the mail i received from the investor servicespl. can u help me out where the cheque is and is it possible that they can directly deposit in my SB A/C written in the bond

            regards

            tejas solanki

            [protected][protected][protected][protected]
            the mail recd. from ICICI :-----

            RE: 'ICICIINF=[protected]'‏
            From: Investor ([protected]@icicibank.com)
            Sent: 16 June 2010 10:46AM
            To: [protected]@hotmail.com ([protected]@hotmail.com)

            Dear Sir/Madam,

            Bondholder Number - 6251677
            Name of the Investor - TEJAS A SOLANKI

            ADDRESS :
            D-101 VRUNDAVAN TOWNSHIP,
            MAKRAND DESAI ROAD,
            GOTRI,
            BARODA - 390007

            Please note we have re-despatched the redemption warrant No. 150230 cheque No. 151524 dated 11/03/2010 for Rs 31,780/- to your above mentioned address on 02/06/2010 by Blue Dart courier consignment No. [protected].

            For any inquiries regarding ICICI Bank shares/ bonds you may please write to us at [protected]@icicibank.com


            Regards,
            IRC Team
            Investor Services - Bonds
            3i Infotech Limited
            International Infotech Park
            Tower No. 5, 3rd floor
            Railway Station Complex
            Vashi
            Aug 13, 2020
            Complaint marked as Resolved 
            Hi Tejas,

            We have made a note of your email id and will contact you soon to take the necessary action to resolve the problem at hand.

            Regards,
            ICICI Bank Customer Service Team.
            Dear Sir/Madam
            I had purchased two ICICI Tax Saving bonds bearing Bond holder No[protected] and distintive Nos[protected] of Rs.5000/- each which have already matured on 11.3.2010. I had long back written to Corporate office about my change of address.I have not received any communication nor cheque from you toward redemtion amount of the above bonds. Kindly arrange to send the maturity value cheque in my State Bank saving bank account No.[protected] and any other correspondence in my following address. Since the amount has not been remitted to me and is lying with you, I may be given interest for the same.

            Amal Dutta Gupta
            Qr.No.B-10, South Moti Bagh
            Nanak Pura, New Delhi 110021
            email : [protected]@yahoo.co.in
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              S
              sacsingh
              from Chennai, Tamil Nadu
              Jun 23, 2010
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              Address: Karnataka

              Hi,

              I am settling my credit card with ICICI legal department. They gave me a settlement plan which I agreed to. This was followed by my first payment. I had asked them that before making the payment I would need a confirmation document which they agreed they will send it to me. But before sending the doc they asked me to make an initial payment. The reason given to me was that it was a weekend and the bank will not be able to issue the letter but the days will be counted (very strange reasoning) to which I agreed and made the first payment and sent an email asking the legal persons to dispatch the document immediately else I will not make the remaining payment.

              Obviously I did not receive any document. After the due date of the second instalment, the representatives are telling me to pay without the approval. Actually the bank never approved it and still I was asked to pay.

              This is severely illegal step being followed by the legal department. I want to escalate this issue or else I would appeal in the court of law.

              Regards,
              Sachin
              Hi.

              We have made a note of your complaint and would like to resolve this issue at the earliest. Kindly email us your contact details at [protected]@icicibank.com and we will get back to you at the earliest. Please refer "499820" in the subject line.

              Regards,
              ICICI Bank Customer Service Team.
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                A
                ashut10
                from Mumbai, Maharashtra
                Jun 23, 2010
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                Address: Mumbai Suburban, Maharashtra

                Respected Sir,
                Very good morning to you,
                I am Mr.Ashutosh Desai (+91 [protected])and I am holder of ICICI Bank Credit Card No. [protected] (which is now transfer in to card no.[protected] without my permission or any communication) from Oct.2007

                Dear Sir, I really very regret to say that my card statement has showing so much disputed tractions (including ATM Tractions)and I have file written complaint to bank every time but they have solve my single query and all the time when I make a call to Delhi, Chennai or Mumbai they use to tell me you reversal will be done in your next statement please make a payment or please do not stop making payments and I have made payment all the time on that commitment but the problems not getting solved and new fake traction flashed in my statement, finally from 2 July 2009 I have stop to make any payment to  ICICI Bank and now they are pressurize me to make payment with words that all tractions are made from your side and there is no issue I have to make payment of the complete amount otherwise they will contact to HR of my company and will spoil my reputation, and they are trying to abuse me by other ways also.
                Detail: My card limit was 1,25,000 /- and I made Payment of 1,19,000 /- and still 1,28,133 /- pending dues according to bank.
                Detail of Disputed Tractions
                Date Amt.
                11-Dec-07 ATM Withdraw 25000
                11-Dec-07 Cash withdraw Fee 625
                15-Jan-08 Dodsal co op. 2604 260.40 Actual
                2-Feb-08 Sapphire 2850
                23-Feb-08 Opp.Golden Tobeco 1200
                24-Feb-08 Cash ATM Fee 300
                2-Mar-08 Enrich Hair 1480
                2-Mar-08 Enrich Hair 843
                5-Mar-08 ATM Withdraw 2000
                6-Mar-08 ATM Withdraw fee 300
                10-Mar-08 over limit 500
                10-Mar-08 late fee 600
                6-May-08 over limit 600
                8-May-08 late fee 500
                31-May-08 over limit 600
                8-Jun-08 late fee 500
                27-Jun-08 over limit 600
                8-Jul-08 late fee 500
                20-Jul-08 over limit 500
                27-Jul-08 late fee 600
                27-Sep-08 late fee 600
                11-Oct-08 Chq.Return 250
                27-Oct-08 late fee 600
                5-Nov-08 Chq.Return 250
                5-Nov-08 ATM Withdraw 7000
                6-Nov-08 ATM Withdraw fee 337.08
                27-Nov-08 late fee 600
                27-Dec-08 late fee 600
                27-Jan-09 late fee 600
                27-Mar-09 late fee 600
                54139.08
                Letters to bank on 21/01/2007, 03/02/2007,8/03/2007 ,18/03/2007,26/04/2007 & 20/12/2008
                Dear Sir,
                Kindly look in to the matter and hope for positive reply from your side, the amt.54139.08 is just disputed amt. I have not take wrong interest charges which charge me in this amt. the interest charging is continue till today without any solution.
                Now,Yesterday they have use very bad language and try to give me badly mental prasure and abuse me like anything.

                Ashutosh Desai
                +91 [protected]
                Aug 13, 2020
                Complaint marked as Resolved 
                Dear Ashutosh,

                We are sorry for the inconvenience caused to you. We have made a note of your contact details and will be getting in touch with you soon in order to address your concern.

                Regards,
                ICICI Bank Customer Service Team.
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                  N
                  nainars
                  from Delhi, Delhi
                  Jun 22, 2010
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                  Address: Bangalore, Karnataka

                  This is Nainar from Chennai,

                  I had received call from ICICI BANK, Bommanahalli Branch (Mr. Venugopal), due to over due of credit card payment. They said that your card is in temporarily block and told me to pay some amount. (I had received mail also for overdue payment).

                  I had paid 90% of the overdue amount on the due date. Even though they have blocked my credit card permanently as well as they have put temporary block in my savings account.

                  Now i am not able to do any transaction in my savings account.

                  I had informed Mr. Venugopal for the same. He promised that he will send message to release the blockage in credit card as well as debit card.
                  Even now, it is in blocked state. Now I lost his contact number, and i try to contact bommanahalli branch and try to get the number through ICICI customer care there is no proper response. They said that they cannot provide the contact number and you have to visit branch in person. Since i am in chennai, i will not able to visit directly.

                  I request you to solve this issue soon.

                  Thanks & Regards
                  Nainar.
                  [protected]
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  Dear Nainar,

                  We are sorry for the inconvenience caused to you. We have made a note of your contact details and will be getting in touch with you soon in order to address your concern.

                  Regards,
                  ICICI Bank Customer Service Team.
                  Can Some one help me with Bommnahalli Branch number, I had two personal loans in my name which was settled in the month of March, now after 4 months I am getting threating calls to my office saying they will take legal action against me and spoiling my name in the office, please some body help, I have lost my sleep, the person who called says he is Shankar narayan and dint even bother to give his contact number for me to contact him, Please some body contact me, all my recent contact details are updated in the ICICI bank, why the hell are they not calling me on my mobile, some body please help me. Shilpa Rajesh
                  I am Avdhut Tupe, blocked my card due to incorrect pin, please realease it
                  card no:[protected]
                  Hi Everybody,

                  I am Gangadhar ICICI customer care is very poor in service they even threaten the people who are been settled the dues i think wether the higher authorities knows about this or not calling up the people and who have not made a payment is right they keep on calling even after giving them the settlement details has of now i have put a mail to below mentioned Email id's hope i get correct response if not than it's worst.



                  [protected]@icicibank.com

                  [protected]@icicibank.com

                  [protected]@icicibank.com

                  customer.[protected]@icicibank.com

                  Regards,
                  Gangadhar
                  [protected]
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                    A
                    anilunited
                    from Delhi, Delhi
                    Jun 21, 2010
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                    Address: Maharashtra

                    Hi,

                    I have been cancel a ticket from IRCTC.co.in in February but the refund doesn't reflect in my account, for that i have been communicated with IRCTC and they have provided me ARN number by which they have refunded respective amount, and i have communicated with ICICI bank also and forwarded whole chain mail to them and they had gave me temporary credit, but now they have again debit the amount from my CC.

                    I have copying whole mail below.
                    Please help..



                    [protected] Forwarded message[protected]
                    From: Anil Gupta <[protected]@gmail.com>
                    Date: Mon, Jun 21, 2010 at 5:10 PM
                    Subject: Re: 'ICICICARE=[protected]' Product: Demat account / Old Customer / [protected]@gmail.com
                    To: ICICI Bank Customer Care <customer.[protected]@icicibank.com>, care <[protected]@irctc.co.in>


                    Hi,

                    May i know on which reason below settlement is not done? And this is again billed in my current statement(attachment[protected]_165840.jpg). I am also attaching the old screenshot of my cc statement of February.
                    I don't know who is the responsible for it. Please do the need full.

                    Thanks
                    Anil Gupta

                    On Sat, Apr 10, 2010 at 12:28 PM, ICICI Bank Customer Care <customer.[protected]@icicibank.com> wrote:

                    Dear Mr. Gupta,

                    We inform you that the dispute placed on your credit card for the transaction billed towards the merchant IRCTC LTD, NEW DELHI on February 14, 2010 is under process, you can know the final status of this dispute by July 09, 2010. However we have processed the temporary credit to your account on March 26, 2010, to ensure that no financial charges get levied for non-payment of this amount.The disputed transaction amount will be blocked in your credit card account's credit limit. Release of the blocked amount will depend on the resolution to the dispute.

                    26/03/2010 INTERIM CHARGEBACK CREDIT 3180.92CR

                    Looking forward for your co-operation to help us serve you better. I thank you for your patience and seek your cooperation in this regard.

                    Sincerely,

                    Ramesh Narayan
                    Customer Service Officer
                    ICICI Bank Limited


                    Our ICICI Bank website www.icicibank.com has a new look. We urge you to visit the website and familiarize yourself with the navigation.

                    "ICICI Bank now offers 6.75% of interest p.a. on fixed deposits for 390 days, 590 days, 7.25% of interest on fixed deposit for 790 days & 7.75% of interest p.a. on 990 days w.e.f . 01.08.2009 . Please contact any ICICI Bank branch."

                    Register your ICICI Bank credit card for Verified by Visa / MasterCard SecureCode today to make your online transactions safer. RBI guidelines make this second level authentication, mandatory for all Internet card transactions from August 1, 2009. For registration and further details, please visit the Cards section of www.icicibank.com.

                    CONFIDENTIALITY INFORMATION AND DISCLAIMER:
                    This e-mail message may contain confidential, proprietary or legally privileged information. It should not be accessed by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender. You will appreciate that e-mail transmission cannot be guaranteed to be secure or error-free as its contents are susceptible to loss, damage, interception, destruction, etc. Before opening any attachments please check them for viruses and defects. The notice appended to the e-mails is not intended to prejudice the interests of our customers in any manner or to evade responsibility for any act of done with the endorsement of ICICI Bank.




                    -----Original Message-----
                    From: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
                    Date: Tuesday, March 23, 2010 01:52 PM
                    To: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
                    Subject: Product: Demat account / Old Customer / [protected]@gmail.com


                    Title: Mr.
                    First Name: Anil
                    Last Name: Gupta
                    An ICICI Bank Customer: Yes
                    Product: Demat account
                    Account No: [protected]
                    What would you like to say: Hi

                    I have cancel a ticket on IRCT, and as per IRCT and CITI bank, they have refunded the amount in my Credit card on 17 feb 2010. but still it is not credit.

                    Please do the need full.

                    Thanks

                    Details of mail below:

                    [protected] Forwarded message[protected]
                    From: Anil Gupta <[protected]@gmail.com>
                    Date: Thu, Mar 11, 2010 at 9:25 AM
                    Subject: Re: RE:'Citibank=[protected]' Fwd: Email From IRCTC
                    To: care <[protected]@irctc.co.in>


                    Hi

                    Thanks for all your effort, and providing me ARN number, now i can ask to my bank.

                    Thanks


                    On Wed, Mar 10, 2010 at 6:24 PM, care <[protected]@irctc.co.in> wrote:

                    Dear Customer,

                    The refund has been processed against the txn-id [protected] in the card# 5239 **** **** 2004 on 19/02/2010 and the refund ARN number is 75425310050700032400018.With the help of refund ARN, you can ask the refund status with card issuing authority.

                    Regards,
                    SNaqvi

                    ----- Original Message -----
                    From: Sent: Wednesday, March 10, 2010 12:21 PM
                    Subject: RE:'Citibank=[protected]' Fwd: Email From IRCTC

                    Naqvi,

                    Refund has been processed in the card# 5239 **** **** 2004 on 19/02/2010 and the ARN number is 75425310050700032400018.

                    Regards
                    Saradha Sree


                    -----Original Message-----
                    From: Date: Tuesday, March 09, 2010 08:35 PM
                    To: Subject: Fwd: Email From IRCTC


                    Dear Team ,
                    Please provide us the refund ARN number, refund date along with first and
                    last four digits of card no against the below mentioned transaction:

                    Order-No [protected] Trace-no 880141 Amount Rs.2974.00/- Date 17-Feb-2010

                    Regards,
                    S naqvi
                    Payment Gateway and Settlements Section,
                    ERTD/Operations,
                    IRCTC Ltd.
                    Ph-011

                    "Worrying in advance is paying interest on
                    trouble you haven’t earned"


                    [protected]-------- Original Message[protected]--------
                    Subject: Fwd: Email From IRCTC
                    From: [protected]@irctc.co.in
                    Date: Mon, March 8, 2010 5:09 pm
                    To:

                    Dear Concern,

                    plz see the matter...

                    [protected]@gmail.com


                    Thanks & Regard
                    Paromita
                    [protected]@irctc.co.in
                    www.irctc.co.in
                    [protected]








                    ----- Forwarded message from [protected]@gmail.com -----
                    Date: Fri, 26 Feb 2010 14:22:20 +0530
                    From: Anil Gupta <[protected]@gmail.com>
                    Subject: Fwd: Email From IRCTC
                    To: [protected]@irctc.co.in

                    Hi

                    Please let me know the status below.

                    Thanks

                    [protected] Forwarded message[protected]
                    From: Anil Gupta <[protected]@gmail.com>
                    Date: Wed, Feb 24, 2010 at 9:57 AM
                    Subject: Re: Email From IRCTC
                    To: [protected]@irctc.co.in


                    Hi

                    Please find the attached screen shot as per below mail.

                    Thanks

                    On Tue, Feb 23, 2010 at 5:57 PM, <[protected]@irctc.co.in> wrote:

                    >
                    >
                    > Dear Customer,
                    >
                    > Please note that as per the records we have refunded the amount if it is
                    > still not reflecting in your account then send us the screen-shot /
                    > scan-copy of the statement by hiding the credit card no. to pursue the
                    > matter.
                    >
                    >
                    >
                    > Thanks & Regards
                    > Naresh Singh
                    > [protected]@irctc.co.in
                    > www.irctc.co.in
                    >[protected]
                    > ----- Message from [protected]@gmail.com[protected]
                    > Date: Tue, 23 Feb 2010 17:13:09 +0530
                    > From: Anil Gupta <[protected]@gmail.com>
                    > Subject: Re: Email From IRCTC
                    > To: [protected]@irctc.co.in
                    >
                    >
                    >
                    > > Hi
                    > >
                    > > As the below mail, the status shows in my account in IRCTC(snap
                    > shot
                    > > attached) amount is refunded. But my credit card account is not yet
                    > > credited.
                    > >
                    > > Please do the need full.
                    > >
                    > > Thanks
                    > > Anil Gupta
                    > >
                    > > On Thu, Feb 18, 2010 at 10:13 PM, <[protected]@irctc.co.in> wrote:
                    > >
                    > >> ________________________________________________________________________
                    > >> *This is a system generated mail. Please do not reply to this email ID.
                    > If
                    >
                    > >> you have a query or need any clarification you may:
                    > >> (1) Call our 24-hour Customer Care or
                    > >> (2) Email Us [protected]@irctc.co.in *
                    > >> ________________________________________________________________________
                    > >> Dear Customer,
                    > >>
                    > >> Thank you for using IRCTC's online rail ticket booking services.
                    > >> Refund instruction for amount of Rs. 2974.00/- towards the refund due
                    > for
                    > >> the cancellation of Ticket vide PNR [protected]has been issued to
                    > electronic
                    > >> payment gateway on 18-Feb-2010 .Same shall appear in your account within
                    > two
                    > >> to three working days. You are requested to please check with concerned
                    > bank
                    > >> regarding the same.
                    > >>
                    > >> You are requested to use the Refund status Tracking service Provided by
                    > >> IRCTC. Select the <Refund Status> link in the left panel under <My
                    > >> transaction> tab on the plan m y travel page after you log in to
                    > >> www.irctc.co.in giving your userid and password.
                    > >>
                    > >> We regret the delay if any, in crediting back the refunds.
                    > >> We solicit your continued patronage to our services.
                    > >> Warm Regards,
                    > >> [protected]@irctc.co.in
                    > >>
                    > >
                    >
                    >
                    > ----- End message from [protected]@gmail.com -----
                    >


                    ----- End forwarded message -----




                    <<CC_statment_current_[protected].jpg>> <<CC_Statment_Lastbill_[protected].jpg>>




                    E-mail address: [protected]@gmail.com
                    Telephoneno:+[protected]
                    Correspondence address: B-503, Garden View, Plot 66, Sector 19
                    Airoli
                    City: NaviMumbai
                    Country: India
                    Pin Code: 400708
                    Aug 13, 2020
                    Complaint marked as Resolved 

                    ICICI Bank Cc — Statements not delivered

                    Hi,
                    This is Leonard.
                    I am holding two CC with icici bank, The issue is that that i have not received my statements for the past five months & making my pmt but late as i get calls from the collections team & they ask for the details & the reason why the pmt is not made as give them the details they inform that a credit will be applied for the same but nothing i done for the past three months & for that my credit scores are getting screwed.
                    So lately i spoke wiht few advisors from the customer service team all of them were of no use(FATIMA,SUMOD) & AS I ALREADY SPOKE WITH THE COLLECTION TEAM (ABHISHEK,SUNITA,ANSARI) where i was promised that a credit will be applied but i need to speak with the customer care & they will credit the amount but it did not work & they were very rude & informing that the statements for both the a/c was delivered to me for the past five months which was not true & was giving details of the customers they service & also informed it is not possible to give credits to all customers as we are runnig a business.
                    I have taken all the details of the AWB numbers of the statements delivered & the courier detail & contacted them one after the other & i found out that the statements were not delivered to me but the courier boy was signing for the same & destroying the statements.
                    I spoke with the boss of the courier company & informed him that i need a written letter on the letter head that it was not my mistake but the courier company at fault but the boss informed that i he does it than his company will be screwed & wanted to make a deal with me which i refused because by the end of the day it is my credit rating which is going to be hampered for theses peoples foolishness.

                    Th Details of the COURIER SERVICES ONE IS MUMBarkar & TEAM UNITED....

                    Please help with this issue as i know what to do but if there is any thing else that can be done so that other people also know about this & how to deal with such issues.

                    Thanks & Reagrds,
                    LEONARD.
                    Dear Leonard,

                    We're sorry to hear about your experience. Please write to us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 346614). We'll contact you and work to address your issue.

                    Regards,
                    ICICI Customer Service Team.
                    Hi Anil,

                    We will look into the matter and contact you at the earliest to resolve this problem.

                    Regards,
                    ICICI Bank Customer Service Team.
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                      D
                      DocWasInOz
                      from Sikar, Rajasthan
                      Jun 21, 2010
                      Resolved
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                      Resolved

                      Address: Uttar Pradesh

                      ATTN:

                      ---Who EVER reads this and is associated with ICICI Bank in any way.

                      The past two weeks have changed my opinion of ICICI bank totally. Their server being upgraded was an issue, as they should have, like any morally conscience bank, provided us with a backup server. But no. All they did was display the photo of the CEO of India wearing a fancy saree and smiling away. Who cares about her? I don't for sure.

                      Then My Credit Card got damaged. So I requested for a replacement credit card. The fee of Rs100.00 was INSTANTLY debited from my saving bank, and was told that the card would reach WITHIN SEVEN WORKING days. Excluding the day I lodged the request, Sundays in between, and holidays, today is the TENTH, yes 10th working day, and I still have NOT GOT MY REPLACEMENT CARD. I called Customer Care and they said the card has been dispatched by Express-IT couriers on the 17th of June 2010, which incidentally was the 7th working day. So there you go. Minus points to ICICI bank for dispatching it on the day they promised that I would get it by. More minus points to come, with this issue itself. Express-IT couriers must be some dead famous courier company for ICICI wank NOT bank to choose it right? Wrong. It's as bad as the bank itself. The bank has provided me with a tracking number, but what's the use if the courier's website doesn't work. How is one to track his consignment? Shout it out? Or maybe put up a loud-speaker in the neighbourhood and let everyone know.

                      So I thought to myself, a) server down means no 'online-bank transfer' possible. Nevermind. b) Creditcard not reached, so again, I can't pay online. Nevermind. c) I have an ICICI DEBIT CARD. WOW!!!! Three cheers for me. But then I was Unfortunately Born in India (UBI) -that was the school title I got from my seniors on their farewell party. And li8ke most Indians, I'm a too. I incorrectly entered the login password 3 times (actually the CAPS LOCK key was on) and my account got locked. Customer Care again. They said by Wednesday the 16th my ID would be unlocked, so I would be able to use the ID and password.

                      But whenever I try using my Debit Card for an online transaction, it says "Incorrect details have been given so your card has been blocked". I am, however, able to view my account details, which means the ID and password have indeed been unlocked. Customer Support again. This time they were the as they couldn't understand why this was happening.

                      So out of sheer desperation (do you watch Desperate Housewives by any chance?) I went to my branch, and asked them to issue me an Insta-Credit Card against one of my FDs. They had the Insta_Credit Card ready, but the packet had no application form. It is being couriered from Delhi. 4 working days ago. I could have cycled to Delhi in that time.

                      So all in all, ICICI Bank is the BEST IN THE WHOLE WORLD. Make sure to patronize it. Just hope you don't get services like I got.

                      Jai Hind! India is run by retards.

                      Dr Hemant Pande, MB,BS, FRACGP(Aust) Psychiatrist
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      Dear Mr. Pande,

                      We are sorry to hear about all the unsatisfactory experiences you had with us. Please email us your contact details at [protected]@icicibank.com and we will get back to you at the earliest. Kindly refer "497765" in the subject line.

                      Regards,
                      ICICI Bank Customer Service Team
                      from many years in uk i was hearing icici is making india proud and is iconic bank providing excellent services. coming back from uk tried to get insta credit card on fixed deposit
                      1 Two branches in my citi says they dont have facility in branch for insta credit card.
                      2 i called phone banker he said yes facility is available in your branch but still if they refuse you deposit rs.20000 in your bank account and call us back we will open fixed deposit on phone and issue you credit card .which will acitvate in 7 working days.
                      3 so rather asking branch people i deposit money and call them back i clearly said to phone banker i want insta credit card. he said ok let me take request and said to me he took request.now somebody will come to your house in 1 or 2 days give you credit card and you give him cheque of 20000 and within few days your card will be activated.
                      he didnot say facilty in my city available or not.
                      4 nobody came to my homede rather i got text on phone that fixed deposit is open and 20000 debited from your account.
                      5 it look strange to me i call again and when will i get my credit card. phone banker said you will get in branch i explain whole story that somebody was come to deliiver it he drop the line call again now 4th phone banker says you will not get credit card in your city on basis of fixed deposit .as you have make a request of fixed deposit it is open you will get bla bla benfits i said i dont want [censored]in benfitsi want credit card so i requested for fiixed deposit. he said no body deliver credit card to home nobody take cheque from you it automatically debits
                      but now at end after wasting so many days of mine i am still without credit card this was great bank making india proud 4 phone bankers have differnent views who is right any body knows
                      i was thinking system in india has changed a lot and experiences of public sector banks in old days is made history by private banks and they provide great international standards but i was wrong first experience with private bank really bad impression banking service can never compete with western countries poor phone banking officers . unable to provide services all over india poor bank shame shame
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                        J
                        jogender rawat
                        from New Delhi, Delhi
                        Jun 20, 2010
                        Resolved
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                        Resolved

                        Address: North Delhi, Delhi

                        ICICIDIRCT (JANAK PURI BRANCH) HAS CALLED ME AND ASKED TO OPEN FOR NEW DEMAT ACCOUNT AS I HAVE ALREADY A ICICIDIRECT'S DEMAT ACCOUNT I REFUSED. BUT THE LADY TOLD ME THE BROKERAGE CHAGES WOULD BE LESS THAN UR PRESENT CHARGES I AGREED AND SHE SENT A EXECUTIVE TO MY HOUSE AND COLLECT MY DOCUMENT IN WHICH 2 PHOTOGRAPH, ONE PAN CARD COPY, MY COMPANY CARD COPY, MY ADDRESS PROOF. A DAY AFTER I RECEIVED A CALL FROM THEIR OFFICE SAYING THAT YOU SHOULD CARRY UR ACCOUNT WITH UR PREVIOUS BROKERAGE CHARGES. I AGREED AND ASKED FOR MY DOCUMENTS. THEY TOLD ME WE WILL SEND IT TO U VERY SOON. I DID NOT RECIEVE MY DOCUMENTS FROM THEM TILL TODAY.

                        I REQUEST U TO Plz HELP ME TO BACK MY DOCUMENTS. I AM CONCERNED THAT THEY ARE NOT MISUSING MY DOCUMENTS. Plz HLP
                        THE NO. FROM I RECEIVED CALL IS [protected].
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        Stay away from ICICIDirect.com. They have pathetic service quality. Not following SEBI mandate.
                        No point is escalating matters to Head of Service Quality of COO.They are hopeless...

                        Dont invest through ICICIDirect.com.
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                          I
                          icici bank
                          Jun 20, 2010
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                          Address: Hanumangarh, Rajasthan

                          Respected sir,
                          i have taken loan from ur bank to the name of mr. nathu ram s/o manphool dhiya,vpo-nethrana,teh.-bhadra,distt.-hanumangarh and ny bike registration no. is RJ31-SA-9650,I paid all the loan amount but not received the NOC, we have no courier faclity to our village so plz sent the noc to my this address-anil s/o mahavir parsad, w.n. -18,teh.-bhadra ,disst.-hanumangarh
                          with best regards
                          nathu ram
                          Dear Nathuram,

                          We are sorry to hear about your problem. Please write to us with your contact details and loan account number at [protected]@icicibank.com so that we can get in touch with you in order to address your concern. Please refer "495657" in the subject line.

                          Regards,
                          ICICI Bank Customer Service Team.
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                            J
                            jyothi.mendu
                            from Hyderabad, Telangana
                            Jun 18, 2010
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                            Address: Hyderabad, Andhra Pradesh

                            To
                            The Regional Provident Fund Commissioner,
                            341, Bhavishya Nidhi Bhavan,
                            Bandra(East),Mumbai - 400 051.

                            Dear Sir,
                            EMP NAME : JYOTHI MENDU
                            Pension A/C NO : * MH/18796/65009*
                            Cheque issued by PF office : 760181 dated 25th Mar'09
                            Returned by ICICI Bank to PF office Vide DD No : 170886


                            I Jyothi Mendu an ex-employee of ICICI Bank Ltd., would like to bring to your notice that the
                            Pension cheque that you have issued to ICICI Bank was returned due to the closure of my Salary
                            Account.( VIde DD NO 170886 of Rs. 11,604/- ) to PF office Mumbai.

                            I had requested for the re-issue of Pension cheque to my Saving's Account[protected]Madhapur Branch,Hyderabad on 10th Dec'09.SO far there is no credit to my Account.So kindly look into this matter and do the needful

                            Regards
                            Jyothi M
                            Mob # [protected]
                            Dear Jyothi,

                            We are sorry for the inconvenience caused to you. We have made a note of your contact details and will be getting in touch with you soon in order to address your concern.

                            Regards,
                            ICICI Bank Customer Service Team.
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                              J
                              jigarpatel4952
                              Jun 17, 2010
                              Resolved
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                              Resolved

                              Address: Ahmedabad, Gujarat

                              Hi, I have wrongly deposited cash into another custtomer A/c Namly Mayank Kapoor, I want to return to back in my account.

                              we have told to bank same in ICICI maninagar Br but Branch told us to lodge the FIR, but Police authority is refusing to take the FIR.

                              Mr Mayank kapoor is not responding to return back cash to me.
                              Please find attached payslip copy.
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              Dear Jigar,

                              We are from ICICI Bank and are sorry to hear about your experience. Please write to us with your contact details at [protected]@icicibank.com so that we can contact you and address this issue. Kindly refer "495256" in the subject line.

                              Regards,
                              ICICI Bank Customer Service Team.
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                                R
                                rohtash kumar
                                from Ludhiana, Punjab
                                Jun 17, 2010
                                Resolved
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                                Resolved

                                Fraud Transaction

                                Address: South Delhi, Delhi

                                I had some dispute regarding my out standing payments. Therefore, I visited to ICICI Bank Delhi Office in Vediocon Tower to resolve the outstanding payment matter & to close my credit card. The same matter discussed. And I requested to close my credit cards & finally after sometime they made a call to their customer care for the outstanding payment & as per the customer care advice me to made the payment sum of the amount Rs....
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                                D
                                debas26
                                Jun 16, 2010
                                Resolved
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                                Resolved

                                Address: Pune, Maharashtra

                                The ICICI Internet Facility is very unreliable

                                It offers online funds transfer and it is not working as they are doing some maintenance for entire two days
                                The servers do not send out the URN when you add an account payee
                                The phone number is masked and they dont have a way to see what all the digits are

                                I have faced problems and losses many a time as the customer service is also not empowered to correct these issues, or give any other way to get the transactions completed on time

                                This is a major issue for NRIs because they have no where to go. I sincerely advise not to rely on ICICI for their Internet Banking

                                Please advise if I can take some action for my losses
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                Dear Debasish,

                                We are sorry for the inconvenience caused to you. We have made a note of your contact details and the concerned department will be getting in touch with you soon in order to address your concern.

                                Regards,
                                ICICI Bank Customer Service Team.
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                                  A
                                  agrawalmukesh68
                                  from Delhi, Delhi
                                  Jun 16, 2010
                                  Resolved
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                                  Resolved

                                  Address: Jabalpur, Madhya Pradesh

                                  Dear Sir,
                                  I am holding bond no[protected] which matured on[protected] but I have not yet receivrd the matured amount. First time cheque was returned due to change in address after which I changed the address but second time cheque was returned on 27-05-10 by post office at Jabalpur due to insufficient address details. Now post office has been approached and henceforth they shall not return the cheque. I have been requesting your customer care ( on 26-05, 10-06, 11-06 and16-06) to despatch it again but there is no progress. Pl tell me how to progress as I am much distressed due to mental tension on account of nonreceipt of my dues and repeated chasing with your customer care failing which I shall be constrained to take suitable action . Pl help. My mobile no. is [protected] and my address is Mukesh, Sr.DEE(TRD), DRM office, Opposite High Court, Jabalpur (M.P.), PIN-482001.
                                  Thanks.
                                  Mukesh.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Dear Mukesh,

                                  We regret the inconvenience faced by you. We'll contact you and work to address your issue at the earliest.

                                  Regards,
                                  ICICI Bank Customer Service Team
                                  I am expecting a definite date of dispatch instead of mere assurance.
                                  ICICI bank's attitude is most disappointing. Pl despatch my address soon under information to me as I am loosing interest on my money otherwise I will have no option but to claim damages.
                                  Dear Sir,
                                  My name is P.Rama Murthy and my bond numbers are 3148873 and 3148872 with bond holder number being 6600142 and 6600141
                                  respectively.(My PAN number is AEIPP9204M).I have got my bonds matured due for redemption on APR 08 2010.I have changed my address 8 months back and i have even sent a registered post to
                                  3i INFOTECH LTD
                                  TOWER5 3 FLOOR,
                                  INTERNAT INFOTECH PARK
                                  VASHI RAILWAY STATION COMPLEX VASHI, NAVI MUMBAI,
                                  400703, MAHARASTRA.

                                  On 8 Apr 2010 intimating the same.I kindly request you to send the matured amount to my present address 40/814-10-A, Sri Chakri Nilayam, Nehru Nagar, Kurnool-4(Andhra Pradesh).It has been almost three months from the date of maturity even then we dont find any intimation or confirmation.I feel sorry the way things are going with you.I hope you do the needfull and get it done soon.
                                  My Son Chi Sreenivasa Murthy.V, in respect of Folio No.6022946 is not yet received the redeemed amount. As Sreenivasa Murthy.V has gone abroad on employment, I, Venkatesha Murthy, his father is corresponding with 3i Infortech Ltd., Bombay. For each correspondence the postal/courier charges is about Rs.50/- per letter and there is a very huge waste of time in communication from both end. In order to avoid it, I request the concerned to provicde their e-Mail ID, to my e-Mail ID vmurthy.[protected]@gmail, com which is most convenient for further communication.
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                                    prafulla97
                                    from Mumbai, Maharashtra
                                    Jun 16, 2010
                                    Resolved
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                                    Resolved

                                    Address: Thane, Maharashtra

                                    I understand that ICICI Bank is going to dogs. Absolutely Rubbish, Non professional & Harassing.

                                    I am really surprise to know that ICICI Bank debited Rs. 1500 from my account against the mobile recharge o[censored]nknown person on 4th May 2010. The same day I got the call from ICICI customer care informing some fishy transaction has made by some one else in my account against mobile recharge. And on my request the account was blocked by your customer care officer on the same day. It was informed to me that this matter will be sorted out with in 15-days. After 15-days I visited ICICI Kalyan Branch, the branch concern informed that it will take 30-days to sort out such type of matters. I wrote a mail to ICICI customer so called customer care (Which never sends mail in time) it was informed me in first mail that the matter is in process & will be sorted out in 30-days. after 30-days I got the mail requesting to keep patience as it will take some more time to resolve. And today surprisingly I got the mail from customer care that it is a matter of police & I must have shared my user id & password to somebody else. For your information I have not at all shared my user id password to anybody else.

                                    I am sorry to inform you that I am not going to recommend anybody about ICICI Bank Net banking /account opening. Secondly I am going to close my account after this settlement as this is a second harassing case for me.

                                    This is ridiculous & unprofessional approach of ICICI Bank.

                                    I don’t understand the system of ICICI Bank. I think ICICI Bank is just to collect the money from the customers & misguide them.


                                    BR
                                    Prafulla Walhe
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      P
                                      plcc
                                      from Mumbai, Maharashtra
                                      Jun 15, 2010
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                                      Resolved

                                      Address: South Delhi, Delhi

                                      Dear Sir,

                                      I have taken a loan from ICICI bank for a period of 48 months from Dec 2007. Loan Ac No. LPDEL[protected]. I have already paid 28 EMI's from the past 3 months am facing major financial crisis, I am requesting if i coulod settle this at the best possible way. However, I have not got any favorable response. The collection person from bank says as of now there is no budget, when i get budget will let you know. When someone says that its clear its just trying to meet numbers. If I could give I wudn't have delayed.

                                      In fact my liability is not just this, I have huge liabilities. My monthly income is Rs.40k and the outflow is close to Rs.80K- Rs.1Lac I don't know how to make ends meet. Its not that I don't want to pay. Your officials ask questions like, do i have an intention to pay, if i didn't i wouldn't have put in a request, they humiliate asking questions like i[censored] can't pay 9k how can u pay a lakh. Is this the way one talks. There officers come home at strange hours early morning, etc for collections. If i had money i would have given without informing what do they expect. They threaten saying we will come with a summon and you will understand. Infact I had approached a coordinate to coordinate, with whom they have a concern I understand, however, what is the support or solution they are providing. None other than humiliation and stress...

                                      I don't know who to ask. I don't know how fast the response or action would be.Would appreciate if you could respond at the earliest.



                                      Regards

                                      Loan Ac No. LPDEL[protected]
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      If you really want to settle the issue with/without paying the loan, take the matter to the court immediately and declare yourself bankrupt. Consult a lawyer for further details.
                                      arre madhar chod bhoshari wala - saala 40000 monthly kamata hai fir bhi rota hai - saare paise kaya share market mai duba diye - ya rundi baaji kar di - apni bahan ko mere bhej de mai use ek daale ka pata de doonga -

                                      bhoshri wale kaya samjha tha teri job hamesha aache he rahegi aur tu kabhi lay off nahi hoga - arre private naukari aur private chokri pe bharosa nahi - saale gaadi bech - biwi bech - makaan bech aur paise de banks ke warna wo to gaand mai baans karege he
                                      Hi,
                                      We are from ICICI Bank. We have made a note of your concerns and will contact you at the earliest in order to resolve this matter.

                                      Regards,
                                      ICICI Bank Customer Service Team
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