Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear sir,
I have paid the total outstanding two months back for my loan account nos. [protected] & [protected] and since then I am running from one office to another. Finally I was directed to one Mr.Manish in the Swargate, Pune Branch who either does not receive my calls or if at all he receives he asks me to call again after two three days and then again he does not receive phone. I am not knowing the reason even for the delay. Is it because of efficint management of LIC housing Finance? At least I should know the reason for this delay.my mail id [protected]@rediffmail.com,

Sub:-Redressal of Grievances
File No. 30490 - Asaf Ali Road, New Delhi

LICHFL granted me home loan by putting uncalled for/unwanted Clauses in the Sanction. My grievances are as under:

1) I applied for Home loan in November, 2010, with LICHFL for Rs. 15 Lac by completing all formalities and providing all original necessary documents against a Builder’s Flat costing about Rs. 35 Lac so allotted to me by “SRS.”

2) After great persuasion with LICHFL, ultimately after about 5 months, I was sanctioned loan vide their letter issued on[protected] for a sum of Rs. 10 Lac as against Rs. 15 Lac. by imposing additional conditions such as (a) one Govt. Guarantor (b) Assignment of LIC Policies worth 2 Lac.

3) I submitted all the documents so demanded by LICHFL and against Govt. Guarantor, I furnished a Guarantor Form of a person, working as a General Manager in an Internationally reputed and renowned company, drawing salary of Rs. 9 Lac p.a, whose particulars verified by the LICHFL.

4) Since then I have constantly been requesting in person the concerned officials of LICHFL and/or by sending letters/ E-mails for waiving off the Clause of Govt. Guarantor and LIC Policy, but to my surprise till date neither I have received any reply from LICHFL for waiving off the two Clauses nor they made payment of Rs. 252, 572/- to the Builders against the original Demand Notice so received and given to LICHFL, last date of which was 30th May, 2011, whereby I lost not only 3% discount allowed for timely payment but I will also have to pay 18% discount for the delayed payment.

5) Against the cost of Flat, which works out to be approx. Rs. 35 Lac, LICHFL will be paying only Rs. 10 Lac in instalments and the balance amount of Rs. 25 Lac will be paid by me. Till date I have already paid a sum of approx Rs. 12.50 Lac to the Builders.

Earlier also I was sanctioned a loan of Rs. 15.30 Lac by LICHFL with no imposition of any additional Clause against the said Flat with my same particular and unchanged constitution of the company where I am working. Since the validity of sanction being 3 months expired I had to apply for loan afresh and now facing the above problems.

Since last date of validity of the Sanction being 29th June, 2011, is fast approaching, I am scared as no decision till date is communicated to me by the LICHFL for waiving off the clause.

In the end I would request your good self that keeping in view the genuineness of the case kindly intervene into the matter and arrange to get the additional Clause of Govt. Guarantor and LIC Policy waived off at the earliest and save me from the problems which I envisage in case the validity of the sanction is expired.

Rajesh Malhotra
L-2/142-B, DDA Flats, Kalkaji, New Delhi 110 019 (Mob. [protected])

kindly state the present value of the lic market plus policy no[protected]

kindly state the present value of the lic market plus policy no[protected]

no communication of policy amount saved till date. policy no.:88A[protected]

The agents are befooling lots of people by making false promises of high return but ultimately policies end in either loss or negligible return.

plz send the policy status and amount of policy no:[protected] name of T. jamuna

i want know the sates of my marketplus police. No.[protected].p;s conway my Request

I want to know about my policy status. policy no[protected]

please, update me about policy no.[protected].

LIC RENEWAL PREMIUM PAID ONLINE THROUGH ONLINE-SBI, ACCOUNT HAS BEEN DEBITED, BUT UNABLE TO LOG-IN FOR GETTING E-RECEIPT THOUGH ALREADY A REGISTERED USER, FOR POLICY NO.[protected]. THERE SHOULD BE A PROVISION TO SEND THE E-RECEIPT AT THE REGISTERED E-MAIL ADDRESS. SITE SHOULD BE MORE USER FRIENDLY AND DEVELOPED.
- INDRANI DUTTA GUPTA L/A, PLAN 102. I WISH TO GET THE E-RECEIPT AT THE E-MAIL ID OR SEND THE RECEIPT AT THE NOTED ADDRESS.

UNFORTUNATE

I have Paid premium for the Policy No.[protected] on line on 10.04.2013.the amount for the premium of this policy has been debited from my bank A/C. The receipt No generated is PR [protected].kindly send it in my email ID [protected]@gmail.com or in my present address -
Shyam Sundar Acharia
Flat No 2F, HALDIRAM COMPLEX, 72/1,
ANANDAPUR
KOLKATA
700107

Dear Sir,
I have paid yearly premium of my policy no[protected] on Dt[protected]. My a/c was debited but till date i don't received the electronically generated receipt. My transaction no[protected] Premium Amount Rs 11050-00. my e-mail id - [protected]@yahoo.com.

lic credit cards — Unable to get the status of Credit Card Application

I had applied for LIC Credit card around three months back, after few days of submitting my application I had recived a SMS for submission of pay slip on given mail id. I had submitted it same day. After that I had not recived any response in this concern. I had spoken on various number given by customer care but evey time they use to give a new numebr or the number provided by them is not responding.
Name - Shishir Kumar
PAN- ANEPK7392L
Phone Number-[protected]

i am k.krishnaiah Chary have applied LIC credit card on date 28-march-2012. But I have not received any status of my application till date .My application No is[protected]. i will waiting for your soon responding for my Cr Card. kindly send what is my status in E-mail or Mobile;- [protected]@gmail.com, [protected] / [protected].

K krishnaiah Chary.

I have a policy No.[protected] with LIC Kanpur office and have sent two reminders for change of address to
128, AVTAR ENCLAVE, PASCHIM VIHAR, NEW DELHI-110063
and send me the option form to get first pension instalment which is falling due on 28.04.2011 but there is no response till date. Kindly respond and do the needful. Thanking you- VINAY ARYA

I forgot my user id & password for policy no[protected], because of that I am unable to pay my premium online. My qaturly premium is 2500 and DOB - 31/05/1966. Kindly do the needful to get my user id & passwoord as earlier as possible.

Thanks & Regards
M.Anilkumar

[protected]

Hello Sir/Mam,

My Policy Details are as follows:

LIC Policy No:[protected]

I lost my LIC Premium Receipt for the year 2010 to 2011
I want to submit the Premium Bill for my Tax Investment Proof.

It would be great if you could you send me the Duplicate bill to my mail ID: arun.[protected]@gmail.com
Its very urgent, Sir please do the needful ASAP.

Thanks in Advance
Arun kumar

my policy no.[protected] SIR I HAD PAID MY LIC YEARLY PREMIUM FOR THE YEAR 2011 I HAVE LOST MY PREMIUM RECIEPT NOW I WANT PREMIUM RECIEPT

Some Dos:
1.Talk to person to whom u had sent Chq & confirm if they have recd the same

2. Send letter to LICHFL on addresses available on letters or documents or sanction letters u have received, to confirm the receipt of such chq. Also send email on available email ids and keep all the records with you. Tell them if they do not confirm within 7 days of receipt of the intimation it would be presumed to be lost or misplaced and would be referred for stop payment and filing complaint for such misplaced chq.

3. If LICHFL or its recovery agent gets in touch with you pay him via DD or Chq in favour of LICHFL and get the valid recipt.

Rajesh B
Debt Consultant
[protected]@rediffmail.com
www.debtandcare.com

Hi Rajesh,

Thanks for your suggestions. But below are the issues
1. The person whom i sent the cheque is not responding to my calls.

2. All emails that i have sent to all the email ids available online are getting undelivered. It seems their host name server has changed and the same has not been updated.

3. I shall do this immediately.

Regards,

Anirvan

I bought a policy LIC MASTER PLUS Table 181 on[protected] and the no o[censored]nits are not included. I must know how how many units I have bought and the NAV of each unit now. I have bought the policy for Rs. 10000.The policy no is[protected]

we want to check our total balance in lic market plus table no 181. and policy no is[protected]

I want the present status of my lic market plus table 181 05 and policy no is[protected]. and tell me what is total balance in it.

I bought lic market plus of Rs 50, 000/- Nov 2007 & policy no. is[protected]. I want to know the present status of my policy.

My policy No[protected] for Rs 20000. Please let me know the present value of the policy

No comments

I WANT TO KNOW NO. UNITS .POLICY NO. IS[protected]

i want to know total no. of market plus unit. policy no. is[protected]

i want to know total no. of market plus unit. policy no. is[protected]

Extremely sorry to note unprofessional and rude behaviour of your agent.

In case your loan applications is not yet submitted and you need help, feel free to contact me.


Shreeniwas Gadiyar (Thane)
[protected]
Agent LIC of India

i am coverd by policy no[protected] dated 28.4.20040. to day is 13 .3.2011 but i have not received pension in my bank acount for this mounth
hms bedi
[protected]@gmail.com