Life Insurance Corporation of India [LIC] Complaints & Reviews

The Manager,
Life Insurance Corporation of India,
Branch: 11E, Kamla Nagar, Delhi. 110007.

Subject: Dis-honouring of Cheque issued by your branch.

Sir,

Cheque No. 658406 micr no.[protected] dated 2.4.2010 fir Rs. 30,200/- (Rs. Thirty thousand two hundred only) issued in favour of Sanjeev Nanda in full and final settlement of the LIC growth scheme was deposited with my Banker M/s Punjab and Sind Bank, E/c JKPP, Shalimar Bagh, Delhi 110088 and is received back as bounced on 5.5.2010. The Manager P&SB also failed to advise me regarding the dishonoured cheque on 15.4.2010, till I personally visited the Bank on 5.5.2010 for withdrawing the amount.

It is a pity that rather surprising, that the Govt. Cheque has started bouncing
even when the amount deposited by me is being refunded without any benefit for three years. It amounts to gross negligence on the part of staff and deficiency in service, which kept me unable to withdraw my own money. I am legally advised to lodge a FIR for dishonouring of cheque, but before I pursue and take action as legally advised, I took this opportunity to approach you for the wrong thing done by you.

It is therefore requested that the person responsible for this act should sternly taken up and advise to me and the compensation for causing mental agony and harassment may please be granted to the undersigned.

Thanking you. Yours faithfully’

(Sanjeev Nanda )
Dated: 6.5.2010 CC 57-B, Shalimar Bagh,
Delhi. 110088
Please connect my email sent to LIC and Pb & Sind Bank for taking up the issue.

Hi,

I am lic agent and my code is 02627-70N. Please tell me how to get the portal user name and password.

Regards,

Chitra .P...

Received a letter from LIC of India MOTI NAGAR Branch 129 stating maturity of policy no.[protected] amounting Rs.236200.00. Written by LIC itself. But when I received the amount it was Rs224400.00.Contacted branch in person. Nobody could able to explain why deduction was made. I have both the documents with me. Written to branch manager , E-mail to branch manager, divisional manager, customer zone but no action by officer. It looks nobody is interested to reply. POLICY NO.[protected], ARUN KUMAR KATHURIA, F-49, KIRTINAGAR, NEW DELHI-110015

DEAR SIR
I AM DESH RAJ FROM GURGAON. I WANT TO
CANCEL MY POLICY. REASON AND DETAILS
ATTACHED.


THANKS
DESHRAJ
[protected]

Dear sir
Today i transfer my premium Rs 1580.50 by net banking axis bank acc. no [protected] to LIC policy number[protected]Rajesh Kumar) first time show sum earr so i try to pay after 10 min in ii nd time. in 2nd time muny transfer is succesfull but mony deducted in my account in 2 times that is Rs3161.
pl refund my excess transferd mony as soon as possible


Rajesh kumar

Complaint against LIC Housing Finance Ltd., Asaf Ali Road, New Delhi, having misguided me for approval of loan - File No. 30490
[protected]
I was sanctioned loan of Rs. 15,30,000/- on[protected] under Griha Prakash Scheme by LICHFL Janakpuri Branch Vide File No. 407279 against a Residential Floor in “SRS Pearl” Sector 87, Faridabad. On receiving a demand Notice late from “SRS” when I approached LIC for making remittance to SRS, they refused to do so, saying that validity of sanction was only for 6 months and hence advised me to make a fresh application.

Accordingly I submitted a fresh application (complete in all respect) vide File No. 30490 with their branch in Asaf Ali Road, New Delhi on 1st November, 2010, attaching photocopy of “Loan so already Sanctioned,” together with a cheque towards their process fee. After this I chased up constantly with all the concerned officials and I was always given assurance that since the loan has already been sanctioned by LIC Janakpuri Branch, very soon I will be receiving a fresh sanction, but on the contrary I am now being verbally informed after 4 months having not sanctioned the loan on account of reasons best known to them, which news came to me like a blow.

Since the day I received the above information I have been running from pillar to post, writing Registered letters/sending email messages not only to Regional Manager (Mr. Mahinder Kumar), but also to other concerned authorities in LIC but with no response till date and hence, I approach your good office for intervention in getting my loan sanctioned at earliest as it was sanctioned earlier by LICHF, Janakpuri Branch. Copy of sanction has already been attached with my Message on 17th February, 2011.
Looking forward to receiving an early sympathetic consideration.

Regards
Rajesh Malhotra
L-2/142-B, DDA Flats, Kalkaji, New Delhi 110 019
Mob. [protected]
e-Mail ID: [protected]@yahoo.co.in

Respected sir/madam, I Dr. Ruksana Shakil Shikalgar, have entered in Jeevan Saral policies No.[protected] &[protected] of Rs. 50442/- each D O C 12/03/2010. But on the basis of some wrong blood report premium was increased to Rs. 56287/- each which was paid by me accidently. my blood report of other reputed labs are normal. I feel it is injusties to ask me to pay higher premium. I & my husband both are postgraduate allopathy doctors. Both are entered in Jeevan Saral at same time believing on LIC only. some days back Ihave wrote letter to cancell my both policies. Till date have not received any payment. I herewith appeal you to solve my problem earliest as due date of payment is nearer

To,
The Manager
LIC Housing Finance Limited
Laxmi Insurance Building
Asaf Ali Road
New delhi.

Sub: RELEASE OF ORIGINAL DOCUMENTS of Residential property (Registry papers/Building Map)

Dear Sir/Madam,

It is to bring to your kind notice that I have a Loan A/C with your company M/S LIC Housing Finance Ltd under the Loan A/C No.[protected] by the name of Laxman Singh.

It is further requested that I have deposited my following documents with your Finance company at the time of application for loan vide application no.12335, the above said loan is fully prepaid by me vide three cheques drawn in favour of your company as per below mentioned details.

1) Kotak Mahindra Bank - 5,[protected] 06 ( current account ) 08 september 2010 cleared from bank
2) Kotak mahindra Bank - 1,[protected] 11 ( current account ) 05th october 2010 cleared from bank
3) HDFC Bank - 1,09,[protected] saving account ) 18 december 2010.cleared from bank

I have personally visited your bank today for the fifth time along with all the documents related to preclosure of my loan account dated 16th december 2010 but my documents were not rleased by the dealing executive.

I am attaching the scan copy of the documents which were presented to you but it was stated that the same are insufficient for the release of my Original documents of Property ( Registry / Approved Building Map etc.) You have earlier given reason that the server is not working due to which the File is not traceable now you say documents are inssuficient kindly advise which document is required.

I have applied for a Loan against the above referred property and due to your unprofessional attitude of working my loan file will be rejected for which I reserve the right to take suitable remedy in the court of law.

You are requested to reply me on this subject and advice by when our documents will be released as you are harassing me by delaying the release of Original property documents which I feel are either lost or misplaced by your office due to which every time I visit your office you have new reason to deny the document release.

Also give me complete summary of A/C stating the payments received by you from day one of loan to the completion of loan account in december 2010 as a customer I have the right to know above information kindly provide the same at earliest.

Best Regards
Laxman Singh
Phone Number : [protected]
e.mail: laxman.[protected]@gmail.com

I have sent the EMI for the month of Feb 2011 by cheque for which I have also got a provisional receipt after a period of one week. I have received a letter which said the cheque was dishonored. And the reason they have quoted is it is STALE. So they wanted me to approach the area office to make the payment (with additional interest) by CASH ONLY. So I have sent a messenger to make the CASH PAYMENT on 28th Feb. They have made him to wait in the Q for one hour and sent him back stating that the time is over.
So I have sent the same messenger again on 1st March. After waiting in the Q for more than an hour he was told this time that they do not accept CASH PAYMENTS.

When the messenger informed this over the phone I have instructed him to stay back in the LICHIL and I tried to talk to the concerned officers of LICHFL of that particular branch over the phone.
To my dismay I was told that I could not talk to any one starting from the Manager to the officers concerned as every one was busy in a meeting. when I insisted they put my call on hold for full 10 minutes and at the end it got disconnected. Again I tried. and this time I wanted the person who attend it to connect the call to the Manager Recovery. To which I was again told he was also in a meeting. When I insisted again I was put on hold and ultimately it got disconnected. Again when I tried, a different person came on the line and he said every one in LICHIL is busy and hence he could not connect this call to anyone.
When I insisted for the very first time he asked me what my problem was?. I have told him about the Letter which wanted me to pay by CASH and the officers in the LICHIL who refuse to accept CASH payment.

He said he will meet my messenger and help him to make the payment by CASH. But again when that (He was not ready to reveal his name or designation) person met my messenger he was told the same story and none of the managers or the officers was willing to meet him or take a look at the LICHFL letter which wanted me to make the payment by CASH. When I was told about this by my messenger i again called the LICHFL number and the person who came on the line said he cannot answer to the mistakes of the RECOVERY DEPT and abused me and stopped shot of calling me an .

I want to know why LICHFL communicate one thing and do exactly the opposite. Why do they write in BOLD LETTERS to make the payment in CASH. and refuse to accept it when customers approach them in person.

Worthy Sir/Madam,

As all the national newspapers and news television channels are informing that the exam of LIC for the post of AAO which was held on Sunday 27 Feb 2011 was leaked one day before.
Hence I request to cancel the exam immediately and further request to take the exam again because those who have purchased the leaked paper, did not deserve for the selection in any condition and if they get the job chance then what will happen with thousands of those students who were really deserving.

I am also one of those candidate who is looking with a hope to take the exam again with strict security.
Please do the needful as soon as possible.

Yours truly,

Anil Kumar Grewal
[protected]

Respected Sir,

My name is Nitin Khanna. I want to inform you that i m not accepted my policy bond. I was done my this policy[protected] on 22/05/2010. My branch unit 327 sunlight building Asaf Ali Road New Delhi 110002. My TR no. is 4657.

And i want to tell you one more thing that i gone many times in above address office but their executives never take any action for this problem.I really dissapointed from ur office staff.
So, this is my humble request that please provide my policy bond on my below address.
NITIN KHANNA
L-pocket-206B, Dilshad Garden
Delhi-110095
Mob-[protected]

To- Branch manager Date-.27.02.11
L I C of India
Khatouli (Muzaffernager)

Sub- Payment of survival benefit under Policy. No.[protected] &[protected]

Dear Sir,

The survival benefit of my LIC policy no[protected] Rs.40000/- is due on DT 28.07.2010 the policy no[protected] Rs.40000/- also due on Dt. 09.01.2011. But several tale talk with LIC branch manager Khatouli (Muzaffernager) regarding payment to Bank of India sector-12 Dwarka New Delhi-78 .My all LIC policy are mortgage to Bank of India sector-12 Dwarka New Delhi-78 .But till date my bank is not receiving any payment of my above LIC policy. Please pay my payment with 18% interest from the due date otherwise I will file a case against LIC. The till date I / my bank are not getting any correspondent for the payment. This is the last notice to LIC for payment with interest.

Yours sincerely

Satendra Panwar
M-[protected]

Radico Khaitan Ltd
Bareilly Road Rampur (U.P.)


CC- LIC MEERUT
CC- LIC KANPUR

The permanent address of above said policy in future will be as under.

Satendra Panwar
101- Anjuman CGHS
Plot no-20, Sector –12 Dwarka
New Delhi-78

MY PAN NO –AIDPP4201D

Dear sir

I have lost lic premium recipt
Kindly provide duplicate recipt year[protected] on my mail id [protected]@yahoo.com
Policy no[protected] and[protected]

thanks
c.k.mishra

my lic id passward not working please issu new passaward or reformet please help

I SURESH KUMAR, HGA, S.R. NO 119366, H.G.A., BRANCH 116 GIVEN MY GURANTEE TO MR SHAILANDER KAUSHIK, H.G.A., S.R.NO 140410, BRANCH-116 AND MS. INDRA KAUSHIK, APPLIED TO YOUR OFFICE AT ASAF ALI ROAD, NEW DELHI-110002, ON 23/02/2011 UNDER PRESSURE FOR PURCHASING HOUSE AT KAUSHAMBI, GAZIABAD ( UP ) ( BUILDER IS NOT APPROVED BY THE LIC HOUSING FINANCE ) ON 23/02/2011 .

I HEREBY WITHDRAWN MY GUARANTEE IN ABOVE SAID PROPERTY WHICH WAS GIVEN TO MR SHAILANDER KAUSHIK AND HIS WIFE MS INDRA KAUSHIK.

PLEASE NOTE IN THIS CONNECTION I HAVE TOLD TO MS KHUSHI OVER MOBILE NO [protected] WHEN SHE MADE A CALL TO ME FOR ENQUIRY ON 24/02/2011 AT 12.26 P.M. AND I PERSAONALLY WENT TO LIC HOUSING FINANCE LTD, ASAF ALI ROAD, LAKSHMI INSURANCE BUILDING, NEW DELHI-110002 AND MET TO MS RAJ RANI AND NEHA MISHRA BUT THEY REFUSED TO TAKE MY APPLICATION OF WITHDRAWN OF MY GAURANTEE.

YOU ARE REQUESTED TO GIVE BACK MY PAPER SUCH AS PHOTO, OFFICE I CARD COPY AND SALARY SLIP FOR THE MONTH OF FEB 2011. AS I AM NOT INTERESTED IN GIVING MY GAURANTEE TO SAID PERSONS WHICH WAS GIVEN BY ME UNDER PRESURE.


YOURS FAITHFULLY



SURESH KUMAR
B-263, IST FLOOR,
SECTOR 1, ROHINI,
NEW DELHI-110088
MOB NO [protected]

LIC website never is fully functional. All I want to do is check my policy status.. but for past 5 days the website shows the error "Due to technical issues, this service is unavailable. We'll be back shortly. Inconvenience is deeply regretted."

This is Bangalore..supposedly the IT capital of India.. but the websites never work here.. that too of a premium company such as the LIC... its frustrating.

Moreover, I tried calling the Info Center 1251 (from landline) to know about the policy status, they put you on hold all of 30 seconds then disconnect the call themselves with an IVR message that all agents are busy!!!

Someone needed to take action.. if not me who else!

File No. 30490 LICHF, Asaf Ali Road, New Delhi


Vide File No. 407279 LICHFL Janakpuri Branch sanctioned me loan of Rs. 15,30,000/- on[protected] under Griha Prakash Scheme against a Residential Floor in “SRS Pearl” at Sector 87, Faridabad. On receiving a demand Notice from “SRS” I approached the company for making remittance, but they refused to honour saying that validity of sanction expired and advised me to make a fresh application.

As per their advice, I submitted a fresh application Vide File No. 30490 with their Asaf Ali Road, New Delhi Branch on 1st November, 2010 by attaching same concerned documents together with copy of Loan Sanctioned Letter and paying the process fee. After this I chased up constantly with all the concerned officials and I was assured that since the loan has already been sanctioned, very soon I will be receiving a fresh sanction, but on the contrary I am now verbally informed that on account of “Company Profile not found Okay, the case is regretted”.

After receiving the above news I have been running from pillar to post, writing letters/sending email messages to Regional Manager (Mr. Mahinder Kumar), but no reply till date and hence, this request for your intervention for sanctioning loan on the basis of earlier sanction.

Regards
Rajesh Malhotra
L-2/142-B, DDA Flats, Kalkaji, New Delhi 110 019
Mob. [protected]
e-Mail ID: [protected]@yahoo.co.in

Hi,

I would like to complain about Mrs Madhavi Lata ,Manager in LICHF Gachibowli,VInayak nagar who is actually responsible for the home loans and other mattersin that area.

She never entertain any body directly for the home loan which is her work and always tell to come through the agent so that she and her staff can earn money.

She is very rude and and along with the staff no body is actually interested in working here and they feel that customer should beg in front of them and and should their work also.

Please take action against her.These people are ruining entire system by harassing and extracting money from common people.

Thanks

Loan file no.[protected] foreclosed in 03 jan-2011 but till date no documents recieved from mumbai office. Also thre is no one lifting phones seems that thay dont want to change the culture of typical govt. office.
I tried n number of times daily on phone[protected] & 22644052 as given by reception-mumbai office. When it is tolto him that no body is lifting phone on this numbers, he replied he can not do anything.

No body is MAI-BAAP of LIC Housing finance limited.
Bhagwaan bharose hai sab kuch.

What kind of SARKARI website they have developed. I am trying to login into http://www.licindia.in but the site is not opening.

In last week I tried to make payments by using my Credit card. But the LIC website has removed the option for credit card.

Never understand what kind of service they are providing. When you try to call their customer care you can hear 2 lines from the IVR system then you will disconnected.

HEY LIC DIRECTOR/MANAGER IF YOU HAVE 1GM OF SHAME INSIDE YOU PLEASE TAKE SOME ACTION.