Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear sir,

I shakutala J Gupta hereby inform you that my husband died in Road accident im mumbai on 7th may 2010. i am having his insurance policy of LIC. i myself is nominee of policy tooked by my husband.

I am Having insurance policy of my husband in mumbai & my native palce ballia. As claim in mumbai hasbeen settled immediately as soon as claim form submitted by me but on contrary same company LIC in ballia & bansdih which come under varanasi division o[censored]ttarpradesh i have submitted claim form in ballia & bansdih 6 month ago. after submission of claim form i have received only sum insured amount and they replied me that for accidental claim file hasbeen sent to varanasi divisional office for approval after that i serval time contact LIC ballia & its Divisional office for settlement of claim but they are not even replying six months ago, accidental cliam are pending with them i have persinally visited concern office they have replied that they had sent the file to divisional office for approval. after that i had mailed to varanasi branch for reply but they also didn't reply. i have submitted all documents related to claim they demand documents which are not useful for claim.

I request you sir please do needful so that i can get my cliam amount which i need it very urgent. if you need any additional information regarding policy please mail me.please find policy details as follow as

Sr no. Policy no. Branch Remark
1. [protected] Bansdih Bansdih office
2. 77721789 Bansdih Bansdih office
3. [protected] Ballia Ballia office
4. [protected] Ballia Ballia office

Note:

please note that i am submitting this complain to show that Company like LIC in remote area of india are not behaving properly also not doing that work properly also they are not replying properly same company in city like mumbai is providing good service in every matter. but in remote areas specially in uttarpradesh people are not good in LIC office they make claimant so much harresment which is un barreble as from this i can't come to known what is intention of this people behind this.
Thanking you,

Shakuntala Gupta
emailid: [protected]@gmail.com, [protected]@yahoo.co.in

due to my acute financial problems I surrendered following policy numbers[protected],[protected],[protected],[protected],[protected],[protected],[...⇄
But till now I did not obtained the surrendered value amount rupees from LIC OF INDIA,BRANCH-CHAKRADHARPUR(JAMSHEDPUR DIVISION), PO-CHAKRADHARPUR, DISTRICT-WEST SINGHBHUM, (JHARKHAND) PIN CODE-833102.
Please help me to overcome from my financial problems.
Thanking you.
yours faithfully
Manik Lal Soy
Village- LOPSO, PO- GOPIDIH, VIA- AMDA,
PS- KUCHAI,
DISTRICT-SERAIKELA-KHARSAWAN
JHARKHAND, PIN CODE-833101

Hi
My name is Mahendra kumar gupta I am having a Housing loan from LIC Housing F LTD and my file no is 117104.
Currently my loan limit is 16.70 l which is 75% of my property when I was taking this loan I was told if near future If I raise a request to LIC and want to increase this limit so is it possible to do so, Then I have been answered with the YES and in a simple way and I was communicated that you just need to give a application and last two month salary slip along with bank statement this is it.
Once I have initiate this process they told me it is approved and your existing limit has been increased with the amount 1895500, But when i went in LIC office for verification they are giving me new loan and nothing has been done to reschedule my loan.
I speak to their area manager Mr Alok Goel as he introduced to me as area manager on the phone, He is also telling the same process well I have checked with couple of banks and one my friends friend who is working in LIC housing finance and as per her comment LIC can reschedule the loan and increase the existing loan limit.
I don’t know what is the process to fixing this loan limit (16.70 L) my current salary is 43k Per month.
My loan is taking care by Mr Rajeev and I don’t think he has manner to speak. During the conversation with him I have threaten to damage my credit history and Rajeev wording was “You don’t know me I can update your CBIL data and you cannot do anything to me” well I don’t know if he has done the same or not
I think I have trapped in an ambush and I am seriously thinking if this has been taken care properly I don’t know what will happen to this complaint.
Thanks
[protected]@gmail.com

Respected Sir

I got a policy in LIC Bearing Policy No[protected], which was commenced on 08 Nov 2007. At the time of four long years i have not received any type of policy key documents from above mentioned agent 01982502, Name Sanjay and by post.

He Says, I kept your policy documents, whenever you surrender this policy, contact me.
He is not respond my phone. I think he is not proficient in his job work.

Kindly prompt action is requested and do necessary action against this defaulter.


your sincerly

Anju Singh
W/O NK/Clk Rajendra Singh
4021 Field Hospital
Pin : 904021
C/o 56 APO

To
The chairman
LIC ltd.

sir
Previously i posted a letter against shortage payment(Rs.740/-) of LIC policy no.[protected] vide speed post ref.no. SP EW6398201 ON 04/10/10 but unfortunately now 40 days over, i did not get any information from your side.
So i request you pls. let me know how can i get back my remaining balance amount.

Regards
supti sarkar
[protected]

LIC INDIA Complaints - For issunig of due amount for surrender value of policy no[protected] and[protected]




As stated above , I and my sister invested in money plus plan of insurance policy in march 2007.and we deposited the premium in the year march 2007, 2008,through the agent. Premium of March 2009 and 2010 are due, due to the mis use of agent and then we decided to with draw and Applied for surrender of policy in August 2010.
But we haven’t received the amount . I requested to officer (Lic of India, Ranebennur Code 26763,Karnataka Office) so many times, Even I requested several times in Branch office. But B.M sir Ignored my request.
So it is my humble request to you to giveback us our amount.

My Policy No.[protected] is made at LICI, Bilasipara, J.C.Road, P.O.Bilasipara, Dist.Dhubri, Assam. Pin Code-783348. Under the survival benefit scheme,I received an outstation clearing cheque of Rs.30000/= bearing no.csc/x 802580 dated 28.10.10 drawn on United Bank Of India, Hakama Branch, P.O. Bilasipara, Dist.Dhubri, Assam, Pin-783348. Since it takes 15-20 day for clearance and deductions made for charges, I send back the cheque on 01.11.10 to LICI Bilasipara, requesting to pay me either by an at par cheque or by a demand draft.
On 16.11.10. I received a demand draft of Rs.29895/= dated 13.12.10.(please note the date of DEMAND DRAFT), drawn on United Bank Of India. Drawing office HAKAMA BR.(HAK-G66)
It is shear negligence on the part of The bank and the LICI.
Do they accept the same mistake committed by their customers. Here the system do not accept it and the customer is penalized by taking extra charges.
Now one more question is raised here that since LICI as stopped accepting outstation cheques then why they are making payments to their customer by outstation cheque.

I want the status of my Money Plus Plan units . My policy No. is[protected] and investment is of Rs. 30, 000/- paid by 3 years in 2007, 2008 and 2009 of Rs.10, 000/- .

Kindly E - Mail the Statement of Account of my investment in which all details must be provided, my e-mail id is [protected]@yahoo.com

Dear sir/ Madam


I wish to payment online to LIC India against my LIC Policy but i have forgot my USER ID and Password. Thus i am unable to payment to LIC india. so i kindly recover my user id and password. in regarding of solution such subject i am providing following details


Policy No. :[protected]
Premium Amount : 1634/-
D.O.B : 12/05/1984

my email id is [protected]@rediffmail.com or [protected]@gmail.com

thanks & regards

MY POLICY NO[protected] OF LIC OF INDIA, WHIC HAS BEEN MATURE. INSPITE OF SERIOUS EFFECT THE PAYMENT YET NOT BEEN CLEARED. LIC SAY THAT UR PAYMENT HAS BEEN MADE BY CHEQUE RS 38900/- BUT I DID NOT GET. I M TEHSILDAR IN DIST GAUTAMBUDHNAGAR AND MY SERVICE IS TRANSFREBLE. PL FAVOUR ME TO GET THE PAYMENT

REGRS

BIJENDRA KUMAR RAI
TEHSILDAR, JEWER
DIST GAUTAMBUDHNAGAR

my market plus account number is[protected].I would like to know today's value of my share.

Hi My name is Umesh I had unfortunately applied loan with you company. Infact a person by name Sunil of your company who processed the loan of mine. he happily took 1 year from last October to till October 31 2010 and finally he said the day for the loan and benefit is over. in fact i feel this is the the probably the worst housing finance company seen in the world. He never ever made an attempt follow-up except getting all he wanted in installments the documents. I feel very sorry for this bad service. Now also everything is done all what he wanted is done in spite of all process done and eligible for sanction he said will come back last week still he has not come back. I know you are not interested in small loan of 20 lakh you always wanted loan of crores so you get achieved your target and commissions like LIC agents. i really do not know what he really wants. I only need to call up often to know what the status exactly opposite of the pvt finance and banks. while coming they talk as if we are the best and in one week we sanction all nobody is like us but fact is tragedy. Now he said the term is for 5 year fixed i can process still he has not replied and come back.
I hate to see these kinds of people who does customer service. I am the loser because of your false promises. Your company has asked all except the police records for my house is in Bangalore and video of it. still result is big ZERO Umesh [protected] please tell that person at least to call and say what is in his mind every time he keeps saying my manager is not agreeing i want to know what is he looking for apart from documents and papers of land My number is [protected]

dear sir
i purchaged lic market plus table no 181 policy. my policy no. is[protected] dated 29/03/2008 (commencement of policy) and commencement of risk(29/03/2028)and branch no is 288. i want to know whether my agent has submitted premium to my account or not. also i want to know status of growth of money. my name is pratibha kumari singh from nepal.

Dear Sir/Mamam

I am having 7 LIC Policies of LIC of India and paying premium through Indian Bank, MG Road branch since 25.7.2010 by accepting ECS payment by LIC Jeevan Beema Nagar BRanch, Bangalore.

Now since I am transfered to another HAL Division at Marathalli, I wish to change my ECS payment facility from Indian Bank, MG Roard to SBI HAL Branch, Bangalore, for which I obtained SB_HAL branch Bank approval with seal for accepting ECS facility as I am operating Saving Account from this branch. But, LIC Jeevan Beema Nagar Bracnh has not accepted change in ECS facility stating that it can not be changed now because of some RFM action at their part.

Please do the needful by registering complaint.

Kailash K. Dagar
Bangalore
(M) [protected]

Dear Sir,

Sub: Benefits- Death claim already sent on 20.01.2010- policy no from[protected] ,policy status (e.cert due) plan (097) jeevan akshay -reg
Ref: my letter even dated in favor of manager ,LIC , karaikudi Branch.


I here by inform you that I have not received any response for my letter till date from you. I am solely depend on the benefits of my late husband M.SP.Subramanian . It is known that LIC is the forerunner in settling the death claim within the month .But in my case it is not so. In my reference, documents are handed over to Sri Pethaperumal.
LIC is the only organization in helping the old age people and their spouse after death. But your vision is failed in my case.

I request the concern authorities to look in to the matter and settle the death benefits within a week time. I would like to know the reason for the delay. It is very displeasure to me.
I expect positive results from your end.

TO,

THE MANAGER,

SIR,

I HAVE AN POLICY NO.[protected]NEELESH VERMA) POLICY NAME (JEEVAN PRAKASH) PREMIUM TERM HALF YEARLY, I WAS TAKEN THIS POLICY SINCE LAST 4 YEARS & I WAS PAY PREMIUM OF THIS POLICY BY MY SAVING A/C NO.[protected] STATE BANK OF INDIA (VAISHNAV POLITECNIC BRANCH, INDORE) THIS YEAR MY PREMIUM DUE ON SEPT.10 & I WAS GIVEN CHQ.NO.523015 OF MY SAVING A/C OF S.B.INDIA ON DATED 20/09/2010 & I GOT RECEIPT OF THIS CHEQUE BY MY AGENT ON 24/09/10 REC.NO.649586 TR.NO.80340.

WHEN MY CHEQUE OF LIC PREMIUM WAS NOT DEBIT IN MY A/C FOR TEN DAYS THEN I WAS CALL MY AGENT ,HE WAS NOT REPLY PREOPERLY, I WAS CALL CONUTINUE MY AGENT TIME TO TIME BUT HE WAS NOT REPLY,AFTER SOME DAYS HE WAS CALL ME & SAYS ON 25/10/10 YOUR CHEQUE WAS RETURN DUE TO OTHER REASON,WHEN I WAS GO TO MY BANK ANYBODY HAVE NO ANSWER WHY MY CHEQUE WAS RETURN?THEN I WAS GO TO BRANCH MANAGER & SEARCH WHY MY CHEQUE RETURN,THEN HE WAS SEARCHING 2 HOUR & HE SAYS,WE HAVE NOT ANY REASON WHY THIS CHEQUE RETURN ? MY BANK MANAGER TALK WITH CLEARING HOUSE & CHECK MY CHEQUE DETAILS & HE SAYS NOT ANY MISTECH IN YOUR CHEQUE & YOUR A/C.MY A/C BALANCE,CHQ.DATE,SIGNATURE ALL DEATILS ARE RIGHT THEN WHY MY CHEQUE IS RETURN?

AFTER ALL OF THIS LIC WAS ISSUE A NOTICE ON 04/11/10 BY COURIER & THIS COURIER I WAS RECEIPT ON 08/11/10 HE WAS CANCLED MY PREMIUM RECEIPT & EXPIRE MY POLICY RISK COVER & PANLTY ON ME OF Rs.164/-.

MY REQUEST TO YOU PLEASE CHECK ALL MY DETAILS & TELL ME WHITCH TIME I WAS WRONG? THIS CHEQUE RETURN WAS NOT MY MISTECH & WHY LIC WAS EXPIRE MY POLICY RISK COVER,& WGY I PAY THIS PANLTY.

YOU PLEASE CHECK & TAKE NECESSARY ACTION.

THANKING YOU.

NEELESH VERMA

[protected]

[protected]

My Policy No.[protected] money plus growth plan (180) I have paid 2 installment but i have not recvd any statement from lic. i want to know about my policy and also tell me where and when can i sell that unit?

As stated above , I invested in money plus plan of insurance policy in march 2007.and I have deposited the premium in the year march 2007, march 2008,march 2009 & march 2010. After depositing the premium of March 2010. Applied for surrender of policy in April 2010.
Due to this I have received the allotment amount of 60,000/- paid by me up to 3/09. But I haven’t received the amount which I paid in month of April 2010.
Ie 20,000/- when ever any officer of your company (Lic of India, Alwar Rajasthan Office) came to Alwar Branch for visit , I requested to him so many times, Even I requested several times in Branch office. But B.M sir Ignored my request.
So it is my humble request to you to give me my remaining amount.

From:-

S.Gowri Shanker,
EWS.466, KPHB Colony,
Hyderabad-500072.

To,
The Branch Manager,
LIC of India,
Tara Mandal Complex,
Hyderabad.

Sir,

Sub:- My Policy No.[protected] – Refund of L.I.C. Balance Maturity Amount from December 2001 to April 2009 – Request – Regarding.
Ref:- 1. L.I.C. Policy Cheque No.057566 Dt.28.07.2009 for Rs.30,143/- paid upto 11/2001.
2. My application Dt.11.02.2010.
3. My application Dt.07.09.2010.
4. My application Dt.22.10.2010.
<<<>>>

I am the LIC policy holder vide policy No.[protected] monthly deduction of Rs.44.70 has been deducted from my salary and my policy has been expired on January 2009 where as my policy amount has been deducted from my salary up to April – 2009 the same has been paid to the LIC regularly by the Department.

I have submitted the original policy along with the letter for refund of my LIC policy amount. But I have received the part of my policy amount i.e., for Rs.30,143.00 (Rupees Thirty Thousand One Hundred and Forty Three Only) vide Cheque No.057566 Dt.28.07.2009 i.e., paid up to 11/2001. Whereas LIC amount has been deducted from my salary up to April, 2009. When I enquire from your department, it is stated that the policy amount has not been received from your department since 12/2001 for which I have been furnished a statement stating cheque numbers etc to confirm the same and also requested to mention the section under which it is remitted. Further, I have enquired from my department whether any cheques are pending to be remitted to the LIC Department, they informed me that we are remitting the LIC deduction cheques regularly. Further I have worked in the following section as shown below:
1. Executive Engineer, circle No. 2, MCH from[protected] to Dec 2002.
2. General Branch, Head Office, MCH from 5/12/2002 to Auguest 2007.
3. Town Planning Section Head Office, GHMC from Sept 2007 to Feb 2009.
4. Estate Office, Head Office, GHMC from March 2009 to till today.

In spite of repeated reminders vide reference 2nd to 4th cited, no action has been taken to refund the balance amount of my LIC policy amount even after lapse of more than ( 8 ) months.

Therefore I request you sir to kindly verify in your department records and see that the balance of my policy amount may be returned to me at the earliest possible please.

An early reply is awaited in this matter.

Yours faithfully,

(S.Gowri Shanker)

To
The lic of india
Dear sir
I have to say that my address is change in the policy no.[protected]
my current address is

Arun singh
H.no-863-C
Gali no-6L
Gandhi nager
Gurgaon-122001
Haryana

kindly change my address.