[Resolved]  LICHFL, Thanjavur — HOME LOAN

i have taken home loan from chakan branch and i have submitted my original agreement copy to agent, my loan has been sanctioned, i had given demand later for 95% of work completed but ur branch paid 100% of loan amount to builder without informing me, still i have not got possession of home after 9 month of 100% amoumt paid. This is because o[censored]r agent satish dombe. besides i am asking for acknowledgment for my original document i.e. aggrement copy that is with LIC to my agent Satish Dombe but he is not entertaining me at all also not lifting my phone.
Please justify my problem

Dear Sir/Madam

I have applied loan for my New flats at Bhosari,pune area.The related document for processing the fees Given to Agent of Chakan branch.The paper had given to agent in the first week of March.10 .Then after no response from Agent upto 25 days.Then after i move to another agent of another Lic branch 1st week of April.10 & same time already Inform to Old Agent to stop for loan processing.Even till today i have not paid the processing fees to old agent.
Then after the new agent start their work & even after one half month no response then I contarct to Pimpri Regional Manager Mr.Singh Dt.22/05/10 & they answer your propasal alrady complitted & the sanction letter will got you by on Monday(25/05/10).In between i got on phone call saturday(24/05/10) from chakan unit reginal manager & they told me your loan filr process from chakan & pimpri both branch but you dont get any where.

My qustion here once information given to old agent to stop the process& till today i have not paid the processing fees then how they process my file on further.Now both the reginal Manager told me your loan propsal will not passed by us.How if the process complitted then Regional Manager has right to holfd the loan means to harssh to custome.Like LIC is a big organisation doing this type of activities & harash customers since last two months.As a procession of icwai busy with my work & sped atleast 15 days for the same.

I need justification on this matter & immediate action for sancting my Loan.

TILL I STOP MY PROCESS OF LOAN BOTH REGIONAL MANAGER & SAME TIME INFORM TO BOTH FOR RETURNING MY ALL RELATED DOCUMENT TO ME.NO ONE TAKE SERIOUS ABOUT THIS.MY QUESTION HERE THEY HAVE NO RIGHT TO HOLD THE MY PERSONNEL PAPERS.SAME INFORMATION ALREADY PASS TO CHAKAN AGENT TO RETUN MY PAPERS IMMEDIATELY.

I applied for home loan with LIC Housing Finance 2 months back. Initially there agent Mr. Dhanraj told me that currently the offer is 10.40% floating.
Once I paid the processing fee and my loan is approved from LIC Housing Finance. Then he started mentioning that this rate is only for 3 months after that it would be 11.35% . I was shocked b'cos my EMI is gone way above my expectation. This is really pathetic and painful.
I recommend nobody should go to LIC housing Finance for any loan. I was never expecting such a cheating from LIC Agent.