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Life Insurance Corporation of India [LIC] Complaints & Reviews

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Updated: Aug 20, 2026
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D
debajyoti1234
from Kolkata, West Bengal
Aug 24, 2011
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Address: North 24 Parganas, West Bengal

Dear Sir/madam,

I forgot my policy id and password of LIC. I have been registered with www.licindia.com. Please help me as earlier as possible. If you kindly recover my policy id and password I will be highly obliged to you. Please kindly do the needful.

yours sincerely,

Debajyoti Dasgupta

policy no:[protected]
premium:510 monthly
dob:02/11/1983
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    Arvind .ncs
    from Delhi, Delhi
    Aug 24, 2011
    Resolved
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    Address: Central Delhi, Delhi

    I have Group Pension Scheme vide Annuity No. 43127 at LIC, 25 KG Marg, New Delhi. Till date I have not received my post dated pension cheque since June 2011. I have sent E-mails & subsequent reminders to the concerning deptts with copy to customer zone of LIC of India. But no Result.

    Now I am putting the matter to the higher authorities of LIC of India.


    Arvind Kumar
    82-F Pocket A3,
    Mayur Vihar Phase 3
    Delhi-110096
    mob: [protected]
    Aug 13, 2020
    Complaint marked as Resolved 
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      SHAILENDRA PATHAK
      from Indore, Madhya Pradesh
      Aug 21, 2011
      Resolved
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      Address: Indore, Madhya Pradesh

      non reciept of maturity amount
      I am having L.IC policy no[protected] in the name of SHAILENDRA PATHAK with your Branch No.34J Palika Plaza Phase -II Hall No. 301 & 309 M.T.H. Compound,Indore 452001. The particular of the policy are as under


      Policy No[protected]
      Name of the policy holder Shailendra Pathak sum assused Rs.20,000/-
      date of commencment 10.12.94
      Date of maturity [protected]

      I have not recieved the maturity amount till date.

      Please credit the maturity amount in my accont the partocular of the same are as under
      Ii
      SHAILENDRA PATHAK
      Type of Account Saving Bank
      Account no[protected] STATE BANK OF INDIA,OLD PALASIA BR INDORE IFSC CODE SBIN0003432

      Pease advise me the development in this regard at the earliest
      Aug 13, 2020
      Complaint marked as Resolved 
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        M
        Milind Dhoke
        from Mumbai, Maharashtra
        Aug 20, 2011
        Resolved
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        Address: Chandrapur, Maharashtra

        Dear Sir,


        Annuity No. 43176
        Policy no. 46004


        This is to bring to your notice that I the undersigned have shifted my family from Ballarpur to Nasik Maharashtra in the month of April 2008. Normally I was receiving the cheques in the month of May every year since last 3 - 4 years. But in the year 2009 after repeated follow up with post office at Ballarpur I have not received any cheques of superannuation. This continued for the current year also. i.e. I have not received superannuation cheques for 2009-10 & 2010-11, though I have received my LIC policies at the old address.
        I have sent a registered letter on 21.04.2010 to P & GS dept Delhi . requesting change of address & to send 2009 - 10 & 2010 -11 cheques. But so far I have not received any cheques.
        So this is my earnest request to you to look into the matter & do the needful.

        Pl arrange to send the cheques at my new address given below.

        My Old Address : M.P.Dhoke
        Behind Old LIC Office ,
        Ballarpur
        Dist Chandrapur
        442701 ( M.S.)

        My New Address: M.P.Dhoke
        Graphite India Ltd.
        C-7 MIDC Ambad
        Nashik 422 010. (M. S.)


        With Best Regards, Date : 20.08.2011.

        M.P.Dhoke
        Aug 13, 2020
        Complaint marked as Resolved 
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          S
          Sunil Chopra
          from Jodhpur, Rajasthan
          Aug 20, 2011
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          Address: Agra, Uttar Pradesh

          I had taken a loan from LIC Housing finance which i have closed with all dues including closure charges on20 Jun 2011 and it was promised that papers concerning to my properity would be returned to me within 10 days.

          Inspite of the promise i have not been given my papers which is causing me financial loss and breach of agreement. If i have not received my papers before 34 Aug 2011,i will be incurring loss of 4 lakhs and humilation by way of breaching agreement.

          Loan A/C [protected]
          Appln No 13307419 dated 20 Jun 2011.

          Early action is requested failing which LIC House finance should render apology with 4 lakh and 15% interest on value of papers from 1 July 2011..
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            I
            inder864
            from Gurgaon, Haryana
            Aug 20, 2011
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            Address: Udham Singh Nagar, Uttarakhand

            Dear sir, my lic policy no[protected] & opening date 28 OCT.2000 but second time mony return check (amount) i not receive and not send you'r branch in my home addrease please to be send and to be taken needfull my peanding case.
            tank's

            inder singh
            policy no[protected]
            mobil-[protected]
            Aug 13, 2020
            Complaint marked as Resolved 
            Dir sir
            my father policy in lic sitarganj branch This policy under claim i submit all paper to branch but currently not any action pls any information this policy pls mail me ON my id [protected]@gmail.com

            policy no[protected]
            policy holder name - shri Bishan singh adhikari
            Dear Sir

            My Policy No[protected] DOC- 14/09/2000,

            I am already Deposit our Bank Detail in LIC Rudarpur Branch For Deposit Our Cheque Amount Rs 10, 000/-
            Given Amount will be Issue as on dt 14/09/2015, So please Issue Given chq Or Deposit

            My Account No[protected]

            ICICI- Bank - Rudarpur,

            IFS Code- ICICI0000533,

            My Contact No- [protected]

            Policy holder name - Yogendra Singh Bisht
            If above Details is Ok Please Provide me Your Reply
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              P
              p.manchu
              from Chennai, Tamil Nadu
              Aug 14, 2011
              Resolved
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              Address: Hyderabad, Andhra Pradesh

              Dear sir,
              What is happening in LIC home loans, in BO every one is working for kukatpally,what is in kukatpally there we dont now,i am working for other branch no sanctions & no-disbursements.waht to do ,every one is telling the same in BO also,they are asking ,from which branch u r.i[censored] dont want business close other branches ,then we can go to kukatpally,TAKE CODE THERE,

              Thanks & Regards,
              Heart fully (agents)
              Aug 13, 2020
              Complaint marked as Resolved 
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                P
                p.manchu
                from Chennai, Tamil Nadu
                Aug 14, 2011
                Resolved
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                Address: Hyderabad, Andhra Pradesh

                Dear sir,
                Me one of the customer of LIC,I have applied a loan from kukatpally hyderabad branch,loan was not yet sanctioned,they are asking to pay some amount to process the loan or talk to our area manager,i went to the branch ,i have spoken to him,he is totally commercial,he is telling to spleak with agent,what is this happening in LIChome loans,i went to the other bank, i got sanction,i request u to take some measures, in kuatpally they are so many customers facing the same problem.


                Thanks & Regards,
                Well wisher.
                Aug 13, 2020
                Complaint marked as Resolved 
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                  M
                  Mukeshk Bhardwaj
                  from Gurgaon, Haryana
                  Aug 13, 2011
                  Resolved
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                  Address: North West Delhi, Delhi

                  Dear Sir,
                  I brought a money back policy No[protected] (75-20) Dt 28.08.2000 in the Name of Kavita Bhardwaj for Rs- 50,000/ . The amout of 20% of sum insured Rs 10,000/ retrun after 05 Years but till now i am not recd my 2nd Installment. I am write a letter two time sending through couier but till not any respons.

                  Please try & release my amount + Interest for dealy one years.

                  Thanking You

                  BEST REGARDS
                  Kavita Bhardwaj
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  I have not yet received my money back return instalment till date which was in June'2012.
                  My Money back police no is[protected] dt 28/06/1992 f/o Smt.Kamlesh Rana VPO Bhaderkali, Teh.AMB vis Daulatpur Chowk Distt.Una for sum assured Rs.25000/=
                  Requested to please release my payment with 18months interest immediately.


                  Best Regards,
                  Kamlesh Rana
                  M.No [protected]
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                    S
                    Sudhir Kumar upadhyay
                    from New Delhi, Delhi
                    Aug 8, 2011
                    Resolved
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                    Address: South Delhi, Delhi

                    Hello Sir/Madam,

                    I have borrowed home loan from LIC Housing finance Ltd in March'2011. Asaf ali road delhi. As part of Application, they have given a ECS mandate form to be duly certified by the bank where i have my salary account (which is CITI bank MG road Bangalore). I have provided this form back to LIC after CITI bank autherized it. Since last three months i have been following up with them through emails as the ECS was not getting hit. Here is the summery of last two failures.

                    1) July'2011 ECS got failed because they have put the wrong MICR value. The MICR value was of Delhi CITI Bank Branch instead of Bangalore Branch. This mistake was done even though they have the ECS mandate form since the day my Loan Application got processed in Feb'2011.

                    2) 6 August'2011 ECS got failed because they have put the wrong utility code "6009067" instead of "1109086". This mistake was done even when the ECS mandate form was sent recently and the incharge there confirmed that the ECS information (MICR code and utility code) are been updated correctly.

                    This issue is taking toll on my day to day work as they dont respond to phone calls as well. My personal and professional life is highly impacted by this unwanted issue. These people are harassing me like anything. I am totally in lost state. Kindly help me to make these people more responsible towards their customers and learn more professinalism.

                    Best Regards
                    Sudhir
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    These guys always in mess..
                    I am facing the same Issue. My ECS was supposed to start in April 2012. But it has been declined by my bak because LIC is sending the incorrect ECS utility code 4119123 instead of 1109086.
                    No response to calls and email as well.

                    Rajat Singla
                    Hi I am also facing same problem. Can u please guide me how it was resolves.
                    What is correct utility code required ?
                    ECS Utility Code mentioned 1109086
                    Or

                    Utility Code 6009067
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                      R
                      rajeevamohan
                      from Sikar, Rajasthan
                      Aug 4, 2011
                      Resolved
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                      Address: Kannauj, Uttar Pradesh

                      My Policy no.26909113 vested on 28/03/2011 in which option A was given has yet not been finalised.No response of my registered letter dated 15/04/11 is given.Therefore I am not getting my pension (pention plan of jeevan surksha policy).I request you to finalise it the earliest possible and save me from financial loss.Thanking you.
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        bharat_pindoria
                        from Bidar, Karnataka
                        Aug 4, 2011
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                        Address: Kutch, Gujarat

                        WE HAVING PAID LIC PREMIUM BY SERVICES OF SUVIDHAA INFOSERVE PVT LTD AND THE TRANSCATION HAVING REJECTED AND SINCE 26TH-JULY-2011,29th[protected]nd-august-2011 THEY ARE REFUSING TO REFUND THE AMOUNT OF 838 BACK TO MY ACCOUNT.WHAT THEY TELL IS WE ARE FORWDING TO TH ECONCERN DEPARTMENT AFTER THAT THERE NO ACTION TAKEN ON THERE PART.I HAVE PROVIDED ALL DETAILS BY MEANS OF ATTACHMENT STILL NO REFUND HAS BEEN MADE.I AWAIT FOR YOUR REPLY ALSO SEND EMAIL TO GRIVENCE OFFICER [protected]@licindia.com there has been no reply from lic as well
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                          CHAKRI99
                          from Palakollu, Andhra Pradesh
                          Aug 2, 2011
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                          Address: West Godavari, Andhra Pradesh

                          Sir ,iam ch k n swamy son of ch v v harinadh and i completed my btech recently(cse) my father was a farmer and he dosent know any knowledge about LIC POLICES AND A PERSON NAMED PADAMAVATHI WHO IS WORKING AS AN LIC AGENT AT NIDAVOLLU IN W.G.DT ACTUALLY SHE IS NOT AN AGENT SIR I THINK SHE HAD NO QUALIFICATION TO BE AS AN LIC AGENT AND SHE HAD GIVEN A [censored] ADRESS AT TADEPALLIGUDEM BUT SHE IS LEAVING AT NADAVOLU WHICH IS SITUATED AT W.G.DT ACCORDING TO MY KNOWLEDGE I HAVE COLLECTED THE INFORMATION ABOUT HER DETAILS AS LAND PHONE:[protected] AND PHONE NUMBER IS [protected] SIR IAM NOT BOTHEREING ABOUT WHAT WE LOST BUT IAM SAYING WHAT IS DO NOT ENCOURAGE SUCH TYPE OF AGENTS AND EVEN COMPANY ALSO NOT BOTHERING BECAUSE THEY ARE GETTING THERE PROFITS SO SIR PLEASE KINDLY DO NOT ENCOURAGE SUCH TYPE OF [censored] AGENTS WITH OUT QUALIFICATION AND SHE MAKING THE CUSTOMERS WHO ARE UN EDUCATED AND MAKING THEM TO PAY POLICES IN SUCH WAY SHE IS GAINING MORE PROFITS SIR MY REQUEST IS TO SEARCH HERE HOUSE AND COLLECT THE TAX ACCORDING TO GOVERNMENT SHE IS SAYING THAT "DO WHAT EVER YOU WANT" YOU MAY COMPLANT TO ANY BUT THERE IS NO USE LIKE THAT SHE IS SPEAKING IN AN IRREGULLAER MANNER ANCHALLENGEING THE CUSTOMERS ALSO ON ONE CAN HELP YOU WHERE EVER YOU GO AND SHE IS SAYING VERY PROUDLY ABOUT THAT SO SIR PLEASE TAKE AN NECESSARY ACTION ABOUT HER IF EVERY 1 DO LIKE THIS WHO INDIA CAN DEVELOP ? IF SO THE RICHER GET RICHER AND THE POORER GET VERY POORER SO SIR AS A CITIZEN OF INDIA I HAVE SEND THIS SIR OUR HOPE IS TO GET JUSTICE AND SHE IS EVEN CHEATING LIC OFFICERS ALSO IN SUCH A WAY THAT SHE CREATED A TEMPERARY HOUSE AT TADEPALLIGUDEM TO GET THE RENT PAYMENT FOR EVERY MONTH AS AN LIC AGENT BUT SIR SHE IS ACTUALLY LIVING IN NADAVOLLU W.G.DT AND SHE IS HAVING 1CRORER LAND AT NADAVOLLU NEAR GANESH TEMPLE NEAR BRIDGE AND SHE IS HAVING 6 ACKERS LAND EACH ACKER S COST IS ABOVE 10 LAKHS AND AN OWN HOUSE AT NADAVOLLU ITS COST IS APPROXIMATELLY 50 LAKHS AND HER HUSBAND IS WORKING AS A TEACHER AND HIS MONTHLY SALARY IS ABOUT 50000/- SO SEE SIR WHO GREEDY SHE WAS? SO SIR PLEASE KINDLY SAVE THE LIC CUSTOMERS FROM HER AND SHE IS VERY INTELLIGENT ALSO SHE IS NOT PAYING ANY TAX ALSO IF YOU WANT YOU CAN DO YOUR ENQUIRY ALSO
                          YOURS OBEDIENTLY;
                          CH K N SWAMY;
                          [protected]
                          Aug 13, 2020
                          Complaint marked as Resolved 
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                            S
                            singh338
                            from Gurgaon, Haryana
                            Aug 2, 2011
                            Resolved
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                            Resolved

                            Dated: 01.08.2011
                            Ser. Bru. 31B, Janakpuri District Centre, Delhi
                            Policy No.[protected]
                            LIC [protected]

                            It is shocking and surprising that I had applied for loan against said policy on 16.07.2010 and visited number of times at the branch Janakpuri, but till date no payment has been received. It amounts to clear harassment to esteem customers and speaks volume of about tall claim of LIC. I have suffering financial loss which is recurring and payment was required before 31.07.2011 before filing ITR. Look into the matter and be informed about the status.
                            H.M. Singh
                            Advocate
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            I have lost my LIC policy bearing Policy number[protected] Br. Code 44b Opening date 22/03/2006 Premium Quarterly Rs. 970/-. I have applied for Duplicate Policy before one and half year with required documents but still duplicate policy number not received.
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                              M
                              mopi
                              from Mumbai, Maharashtra
                              Aug 1, 2011
                              Resolved
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                              Resolved

                              Hi everyone,
                              Please help me if there is anyway of finding policy number?. My father was living alone separated from family for 20 years. He died all of sudden and our relatives who was with him was rushing to cremate the body. Doctor has given death certificate without seeing the body. I am not sure whether my father has a policy and i do not know whether some fraud has happened to speed up the death. How should I proceed further to know whether he has policy or not?
                              Aug 13, 2020
                              Complaint marked as Resolved 
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                                M
                                manjurani
                                Aug 1, 2011
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                                Address: North West Delhi, Delhi

                                I akanksha raj has purchased two policies vide no.[protected] and[protected] in the name of myself and manju rani respectively from branch 12H of LIC but i have not been able to get my monthly ECS deduction from my saving account of SBI,Rohini.with reference,all the required formalities of LIC have been completed and verified by the entrusted bank yet the ECS deduction is neither running nor responded since March 2011 till date. please do the needful.
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                                  I
                                  ixi
                                  Aug 1, 2011
                                  Resolved
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                                  Address: Pune, Maharashtra

                                  i have taken home loan from LICHF ,pune] two years back. Based on my salary my EMI was and now also its 19,580
                                  Now I have enough salary that I can pay EMI of 25 or 30k ,on front page .]. I visited LIC office and asked so they told me that we can increase your EMI max by 2000 rs .. we can’t do anything as system [I think their software gives result based on my salary inputted to it two years back ] says like that , I told them that my salary is revised now and I can pay more EMI ..

                                  are they correct ?

                                  Thanks
                                  Ravi
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
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                                    tpkamath
                                    from Bengaluru, Karnataka
                                    Jul 31, 2011
                                    Resolved
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                                    Address: Kasargod, Kerala

                                    I am posting this compliant on behalf on my father T. Mohan Kamath.
                                    He is a policy holder Future plus Policy no:[protected]. He has requested LIC to pay the full amount covered by the above said policy in lump sum and not in annually as he is not keeping well. Inspite of 3 months of the receipt of his request(attached for your reference), LIC have neither credited the amount nor done anything in pursuance of my request. LIC Branch office at Kanhangad where he has submitted the request has been deliberately dragging the matter stating one or other reasons.

                                    Policy No.[protected]
                                    Plan : Future Plus
                                    Vested Date - 06/10/2010
                                    First Letter to LIC was sent on 12.03.2011.
                                    Second Letter to LIC was sent on 1.07.2011.
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      COL ( RETD ) UDAY SINGH RATHORE
                                      from Sikar, Rajasthan
                                      Jul 30, 2011
                                      Resolved
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                                      Resolved

                                      Address: Jodhpur, Rajasthan

                                      I have taken a jeevan aadhar policy . at the time of taking the insurance policy I was not informed by the LIC of India in any form what so ever that there is no maturity benefit of the policy. I was informed at the time of signing the proposal,by the agent of LIC of India that on maturity the annuity will be paid
                                      I have deposited with LIC of India A sum of Rs3, 70, 000( Rs Three lakh seventy thousands) in the form of premiums
                                      The policy is maturing in Nov 2011
                                      Now my poor health with 58 yeras of age and no income for the disabled . & unable to earn at this old age Please help us to get the justice from LIC of India
                                      Is it fair that old parents and disabled son are made to suffer ?
                                      LIC of India is sitting on the money stating that there is neither surrender of the policy nor the maturity benefit as we are alive .
                                      all that is rquested to you is to get us the pension/annuity from this policy or get us the maturity claim / surrnder of the policy
                                      Thanking you in anticipation
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      Sir Jeevan Aadhar has no maturity amount. The claim is paid only on death of the life assured. The policy can not be surrendered.

                                      These are the basic feature of the policy.

                                      It is unfortunate that you have not fully understood the product features before buying.
                                      YES I AM CONVINCED WITH YOUR LEGAL TALENT
                                      HERE QUESTION IS OF NOT OF MY POLICY
                                      THE QUESTION IS THAT WHY ORGANISATION LIKE LIC ARE ACTING LIKE A THUG /CHEAT

                                      SPECIALY WITH HTE DISABLED AND THE SENIOPR CITIZENS OF OUR COUNTRY
                                      BY UNILATERLY PREPARING DOCUMNTS TO FLEASE THE MONEY

                                      IN THE INSTANT CASE UPTO 65 YEARS AGE LIC ADDS 10%.
                                      AFTER 65 YEARS NO INTEREST IS ADDED BY LIC EVEN IF BOTH ARE ALIVE ? IS IT FAIR TO SIT ON MY CONTRIBUTION AND ADD NO INTEREST TO IT ?
                                      YES UPTO 80 READY TO START THE ANNUITY . WHAT HAPPENS IF DEATH TAKES PLACE AFTER 80 YEARS OF AGE ? ANSWER BY LIC IS NOTHING TO BE PAID TO THER DISABLED THE DISABLED IS ABOVE 50 YEARS AGE . IS IT FAIR ?
                                      ANY BODY CAN READ THE INSTRUMENT .CAN YOU NOTICE THE FRAUD BY THE LIC
                                      WELL !
                                      I am retired employee. I too have taken LIC Jeevan Adhar policy for Rs.75, 000/- and the premiums were paid from my salary since 15 years. While taking the policy the agent misguided me that I would get 20% of maturity value+approximately Rs.800 pension for my mentally handicapped son as long as he alive. The policy will be ended by Oct 2011 and I was sacked to hear from LIC Cir VIII Hyd, that nothing will be paid either to me or to my handicapped son even after completion of total premiums. I felt very bad, disappointed and unbelievable to note that LIC being such a reputed organisation is not sympathic on old parents like me or their disabled dependants. It seems this policy is no way worthful since LIC linked the payment under the conditon if the proposer (who all the way lookafter his dependant) should leave the earth even though total premiums paid during entire service.
                                      --A.V. BHAT, Retd. FCI Employee, HYDERABAD.
                                      we Have to become Anna Hazare ? To short out such demons . Why it has issued out an instrument which the LIC itself' not a single employee has purchased.
                                      Why it is allowed to cheat disabled citizens and their parents in senior citizen stage of life . It is a war against the cheating policies of LIC of India
                                      salgaonkarsy's reply, Jul 6, 2022
                                      Dear Uday Rathoreji,
                                      share your contact number. I will talk to you.
                                      Regards,
                                      I too had taken this policy for 5L, year 2018 I paid the last premium, now when I went to LIC, they said you will get benefit out of this policy only when you die... entire hard earned money is struck with LIC now, who will feed my son ... unfortunately I am alive..
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                                        kbsinha
                                        from Patna, Bihar
                                        Jul 30, 2011
                                        Resolved
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                                        Resolved

                                        Address: Bihar

                                        Maharaja College, Ara, is GSLI Policy holder since 1994 . Policy no. 27771 Since 2008 we have been pressing for early release of death claim of our two members one of them a IVth grade employee,RAM MUNI RAM and the other a grade III employee, RAMJEE PRASAD . Besides post retirement claims of our three members have not been processed. We cut a sorry figure while replying to queries of family members of deceased members , who belong to a poor income group.......Principal,Maharaja College, Ara(Bihar)
                                        Aug 13, 2020
                                        Complaint marked as Resolved 
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