[Resolved]  SBI - Credit Card — Fraud at SBI

This may be weird, but this actually have happened and guess who the "bad boy" is - yes the SBI's. One fine day during November '06 I got a phone call from SBI that a transaction have been made on a card owned by me. I immediately showed them a surprise as the card they were talking about never landed to me. Needless to say they registered a case of Fraud in the cards fate.

I immediately wrote a mail to "feedback.[protected]@ge.com" and "head.[protected]@ge.com" providing the information in written. Again to the surprise, except for the automated replies not a single reply came from there end till date.

During the start of the year 2007, I contacted few of their so called "supervisors" and expressed my Grievance that inspite of not having the card and a so-called fraud case going in its name, why should I receive a statement every month. Their reply was to ignore such statements and continue with them for some time as long they can settle the matter.

Starting mid-of-the-year the real pictures was unfolded and their so-called recovery agents started calling me. Literally at some point of time I actually had to spoke the same story for 2-3 times a day.

On conveying this to the SBI heads once again, told me to once again ignore such calls and they will put up a inter-office notice on the issue.

All was going right till yesterday when I got a call from a SBI lawyer (Serior advocate Mr. K L. Pradhan - [protected]) that they are putting a case with the police about the whole thing. I told Mr.Pradhan of the year long story once again. To my surprise once again, he was not aware of the proceeding and told me that he is going to look into the matter with SBI headoffice. I immediately taked with a SBI "supervisor" (Mr Milind this time) and pressed him to look into the matter unless I will have no option other than to approach the media or consumer court.

Mr.Milind assured to solve this within the next two days.

Need advice to what to do.
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Aug 13, 2020
Complaint marked as Resolved 
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TODAY IN THE MORNING AT 11:44 A.M.; 11:47 A.M ; 11:50 A.M; & 11:53 A.M, I GOT FOUR SMS ON MY MOBILE PHONE THAT SOME ON-LINE TRANSACTION OF Rs.5999.00 ( FOUR TRANSACTION OF SAME AMOUNT AMOUNTING TO Rs. 23, 996.00) HAS BEEN DONE THRU MY CARD NO: [protected]. THESE TRANSACTION WERE NOT DONE BY ME SO IMMEDIATLEY I CALLED UP YOUR REPRESENTATIVE ON CUSTOMER CARE CENTRE AND SPOKEN TO MR. MANAS, ( AT 12:40 P.M.) AND INFORMED HIM REGARDING THESE FRAUD TRANSACTION AND REQUESTED HIM TO BLOCK THE CARD AND MONEY TRANSFER TO THE MERCHANT.

THIS CARD HAS BEEN BLOCKED BY HIM, HE HAS ADVISED ME TO FILL IN THE FRAUD FORM ON SITE, BUT YOUR SITE IS NOT ASSEABLE, HENCE I AM LODGING MY COMPLAINT ON SITE THAT PLEASE DO NOT TRANSFER THE AMOUNT TO THE MERCHANT, AND REVERSE ALL THE TRANSACTIONS IN MY ACCOUNT.

PLEASE CHECK WHO HAS DONE THIS FRAUD, AND ADVISE THE STATUS.

wITH BEST REGARDS,

PRAKASH MIRCHANDANI
TODAY IN THE MORNING AT 11:44 A.M.; 11:47 A.M ; 11:50 A.M; & 11:53 A.M, I GOT FOUR SMS ON MY MOBILE PHONE THAT SOME ON-LINE TRANSACTION OF Rs.5999.00 ( FOUR TRANSACTION OF SAME AMOUNT AMOUNTING TO Rs. 23, 996.00) HAS BEEN DONE THRU MY CARD NO: [protected]. THESE TRANSACTION WERE NOT DONE BY ME SO IMMEDIATLEY I CALLED UP YOUR REPRESENTATIVE ON CUSTOMER CARE CENTRE AND SPOKEN TO MR. MANAS, ( AT 12:40 P.M.) AND INFORMED HIM REGARDING THESE FRAUD TRANSACTION AND REQUESTED HIM TO BLOCK THE CARD AND MONEY TRANSFER TO THE MERCHANT.

THIS CARD HAS BEEN BLOCKED BY HIM, HE HAS ADVISED ME TO FILL IN THE FRAUD FORM ON SITE, BUT YOUR SITE IS NOT ASSEABLE, HENCE I AM LODGING MY COMPLAINT ON SITE THAT PLEASE DO NOT TRANSFER THE AMOUNT TO THE MERCHANT, AND REVERSE ALL THE TRANSACTIONS IN MY ACCOUNT.

PLEASE CHECK WHO HAS DONE THIS FRAUD, AND ADVISE THE STATUS.

WITH BEST REGARDS,

PRAKASH MIRCHANDANI
TODAY IN THE MORNING AT 11:44 A.M.; 11:47 A.M ; 11:50 A.M; & 11:53 A.M, I GOT FOUR SMS ON MY MOBILE PHONE THAT SOME ON-LINE TRANSACTION OF Rs.5999.00 ( FOUR TRANSACTION OF SAME AMOUNT AMOUNTING TO Rs. 23, 996.00) HAS BEEN DONE THRU MY CARD NO: [protected]. THESE TRANSACTION WERE NOT DONE BY ME SO IMMEDIATLEY I CALLED UP YOUR REPRESENTATIVE ON CUSTOMER CARE CENTRE AND SPOKEN TO MR. MANAS, ( AT 12:40 P.M.) AND INFORMED HIM REGARDING THESE FRAUD TRANSACTION AND REQUESTED HIM TO BLOCK THE CARD AND MONEY TRANSFER TO THE MERCHANT.

THIS CARD HAS BEEN BLOCKED BY HIM, HE HAS ADVISED ME TO FILL IN THE FRAUD FORM ON SITE, BUT YOUR SITE IS NOT ASSEABLE, HENCE I AM LODGING MY COMPLAINT ON SITE THAT PLEASE DO NOT TRANSFER THE AMOUNT TO THE MERCHANT, AND REVERSE ALL THE TRANSACTIONS IN MY ACCOUNT.

PLEASE CHECK WHO HAS DONE THIS FRAUD, AND ADVISE THE STATUS.

wITH BEST REGARDS,

PRAKASH MIRCHANDANI
Advocate K L Pradhan and Mr Pal Singh Rathi are experts on loan recovery. Mr Pal Singh Rathi called me so many times he sad he is a sub inspector in CP Police station and he said mr K L Pradhan has issued an unbailable warrant against me. who are these people?
I have received a call for recovery from Sub Inspector From Delhi and Mr K L Pradhan ([protected])
Not sure if it is fake

Pls let me if any information

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