Comments
SBI — Credit card unnessary due
Daer Sir,I have taken Credit Card of Bank and if the bank sends Bill charging Some Insurance policy and it was informed verbaly as well as through mail to bank that I have not asked you to send such policy and if you are charging amount to me please send detail document of policy as well as policy number policy paper to me.After clear cut discussion and explanation to different different executive of bank last 2year and six month bank is charging late fee charges and not willing to close this matter and now bank has forwarded this detail to Credit information berow and due to this another bank who want to give me home loan stopped sanction letter .It makes big loss to me .I have given total 10 mails and they replied through one mail that amount reversing is not possible .Also they are not sending detils of policy .Please help me out in this problem wheather to pay amount with late fee charges or registerr a complainton them .
Regards
Lale D D
Almost the same thing happened to me also. When I came to SBI bank at Nagerbazar -Kolkata for
depositing PPF amount, one executive accosted me and told that he will give me a gift as I have PPF A/c. He offered me a free SBI Credid card for one year. I have not shown any interest. He told me you
just keep it and it will cover some insurance . Still I was not interested. He then request me to keep it
and it will save his job. Like this, ultimately I have agreed and very quickly he filled-up the application
by me.
Any way, I have purchased few goods and paid the amount within due date.After my last transaction
the bill shows some interest( around Rs.50) accrued, though I have given the cheque in due time. I wrote a letter and
dropped into drop box, saying that I am not accepting the bill and I want to close the account immediately. But there is no reply from bank. I talked to the branch manager of Nagerbazar and he said there is no relation with the bank and could not help in this matter.
It is surprising that one person is doing business in SBI bank premisses and for that the bank is not
responsible.
In every month bills are coming with an interst of the previous iterest amount. I dropped another letter
for closing the account along with broken card as per advice from customer care department.
Still the bills were comming about one year and then stopped. There is no communication till then. I thought the matter was solved.
Now, after five years, representative from SBI contacted me over phone, saying that you have to settel
the account and you have around Rs8000/- due. I have explained the whole thing and asked him '"why you have not setteled earlier when the amount was small and now you want to settle when the amount is substancial.'" But he don't like to listen me and keep on disturbing me almost every day in my office and residence.
Please help me from this dispute.
Regards,
Ananta Kumar De
Card #4317-[protected]
Ph:[protected]
depositing PPF amount, one executive accosted me and told that he will give me a gift as I have PPF A/c. He offered me a free SBI Credid card for one year. I have not shown any interest. He told me you
just keep it and it will cover some insurance . Still I was not interested. He then request me to keep it
and it will save his job. Like this, ultimately I have agreed and very quickly he filled-up the application
by me.
Any way, I have purchased few goods and paid the amount within due date.After my last transaction
the bill shows some interest( around Rs.50) accrued, though I have given the cheque in due time. I wrote a letter and
dropped into drop box, saying that I am not accepting the bill and I want to close the account immediately. But there is no reply from bank. I talked to the branch manager of Nagerbazar and he said there is no relation with the bank and could not help in this matter.
It is surprising that one person is doing business in SBI bank premisses and for that the bank is not
responsible.
In every month bills are coming with an interst of the previous iterest amount. I dropped another letter
for closing the account along with broken card as per advice from customer care department.
Still the bills were comming about one year and then stopped. There is no communication till then. I thought the matter was solved.
Now, after five years, representative from SBI contacted me over phone, saying that you have to settel
the account and you have around Rs8000/- due. I have explained the whole thing and asked him '"why you have not setteled earlier when the amount was small and now you want to settle when the amount is substancial.'" But he don't like to listen me and keep on disturbing me almost every day in my office and residence.
Please help me from this dispute.
Regards,
Ananta Kumar De
Card #4317-[protected]
Ph:[protected]
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SBI CARD — Charging for not used credit card
sir/ madam,I am holder of card with following details
Card NO : [protected]
Name : V. O Mohanakumar
Date of Birth : 27.5.1964
As per letter from SBI Credit card, I have a balance of rupees more than ten thousand to pay for the above card number .
Actually I have never used the card for any type of transaction or not joined any schemes for the SBI card holders.
I have told the executives that i am not interested the card but he told me it's free of cost and only paid if any transaction happened
I am getting monthly statements for paying bills .When i contact with customer care department they told me that not to pay the payment unless card is used
and they also told me that if I never need the card break the card so I did like that and dropped at the box. I have sent a letter to the following address
regarding this and informed that I am not liable to pay this amount
1) SBI CARD and payment Pvt LTD,
New Delhi 110001.
2) Mr.Bharadwaj Ryali
Payment assistance unit
Gurgoon -122002
By submitting all the above facts I am asking you to kindly avoid me from paying the bill since I didn't used the card. If you are not accepting this request
I have to go to Human Right Commission and to the Media also
Expecting Your favor at the earliest,
Regards,
V O Mohanakumar