Credit Information Bureau India [CIBIL] Complaints & Reviews

My name is satyarth saini, my concern is some unknown person's credit record has been merged with my cibil records, due to that my cibil score got badly affected, below are the complains numbers, i have done so far, but after almost 4 months, i have not seen any significant progress in my matter

Cibil dispute cds[protected]
Hsbc bank complaint number [protected]
Icici bank complain number sr[protected]
...

Education loan from sbi and relarc is reflecting in my cibil report, but i didn't take any education loan from my side and that it will wrongly updated in my account. So kindly remove that in my cibil report
Issue 1 - sbi
Opened date - 17.02.2010
Closed date - 22.03.2016
Issue 2 - relarc
Opened date - 17.02.2010
Closed date - not mentioned
Current balance - 256428...

All 3 credit bureau namely crif, equifax & experian reports are reflecting my axis bank credit card but cibil which should be the leader is the only one which does not have the axis bank data.

I have contacted axis bank many times but they told me that it is cibil's issue and when i contacted cibil they are not resolving the issue and instead just closing the dispute by sending a common email attached below :-

...

I hemant kumar, defence (Army) employee having pan number aqgpk0116r adhaar number[protected] post in himachal. When i submitted my paper in bank for home loan, then bank informed me that as per your cibil reportyou are already on vehicle loan of rs 12 lacs and three flat loan in mumbai.

Dear sir/madam, i have not taken any single loan in my whole life. But these loan, i dont know why thease loan existed in my id. It is humble...

Respected sir,
I'm dodla sainath reddy my pan number is dzlpd0025f.
There is some unknown loan amount disbersal in my cibil score which is not aware to me.
There is a loan about 14 lakhs and which is showing in my loan amount which i haven't aware of it.
There are some loan which i have repaid it and closed it.
But they are not updated in my credit profile
Please look into it and make a resolution...

My date of birth and other personal details are mentioned incorrectly in my cibil report...
Kindly check...
Also when i try to raise an online dispute it shows "some of your credit information cannot be obtained now"kindly try later.. And i have been trying this for last 3 months.. Nothing is happening.. Evrythng remains same.. And my loans are getting rejected due to that... Kindly help to resolve as it is affecting my career...br...

श्रीमान जी
श्रीमान जी निवेदन ये है कि मेरा पैनकार्ड नंबर byqpk3243l mobile number [protected] and email id: [protected]@gmail.com or aadhar number[protected] है श्रीमान जी मैंने आज तक जो भी लोन लिया ह उसकी सभी क़िस्त समय पर जमा की...

Dear team

My name is x

One pan card how many people are using in india

As per my pan card xxxxx9969f my name is x
Used
This pan card taken loans and credit cards with another name y

When i checked cibil report it found but i don't have any loans
How its come its effected my cibil report
Dear concern

Please check my name in pan or nsdl...

Sir, i never used hsbc credit card since i get it.
They offered one medical polocy billing for 11, ooo. But i did not agree in july 2005. But hsbc bank sent me the polocy document stating that it can be rejected if i am not interested. I did the same. I rejected and sent letter to close my a/c also. But they did not cancelled the polocy and began to billing. They sent executives also for recovery, i argued them to show some evidence...

Respected sir,
This is with reference to my pan no auopr5530j dob 19/08/1988

In the cibil report generated by you it is coming under the heading scoring factors there is written presence of a trade line with worst status in the past 6 month, low proportion of satisfactory traders, over due amount too high.

Please let me know that which service provider/bank/credit card account has published these statements....

There had been an outstanding loan in my name (Pratyush Manna) on Dena Bank loan account, Rashbehari Branch, Kolkata, which I have not taken. I raised a complaint against this to the respective branch and they have sent a mail to the CIBIL consumer forum stating the defaulted loan belonged to a different account (including the details of that account) so that CIBIL rectifies my profile and revise my credit score.

But till now,...

I got a call on december 5, 2019 with phone no. [protected] in the morning around 11. First he asked my name and i refused next he asked me if i liked sex.
I told him twice that if calls me again i'll give this no. To police but he did not stop. I had to put him in my phone's blacklist. Please block this no. As i don't want that any other girl gets this kind of terrifying calls....

Sir, this is bring to your notice that my cibil report is shown a home loan which i didn't take from my pan card number. Due to this it shows a poor cibil score i didn't even have a housing loan. Please check my cibil report and update it correctly as soon as possible and contact me. Thanks and regard. S. Saravanan shanmugam email id : [protected]@gmail.com contact : [protected], [protected] pan number : aowps7040e wrong person : saravanan...

I (Pan:adcpj8213h) had number of commercial vehicle loan with daimler financial services india pvt ltd which have been completed and for which noc letter and no dues o/s letter has also been received by me. But still in my cibil (Ref:[protected] records of 21 accounts amount of rs. 28 lacs approx seems to be unpaid in the same matter and i am facing problems due to this. Pl check and clear the wrong information in your records and update...

My loan clear one year back but till seen loan pending 50000 above in Bank manager shocked syndicate bank msk mill Branch kalaburgi. My loan doing time manger cibil score seen 576.so he told not score so not doing loan so complain cibil company so please sir /medam my re loan neccessary u check or ask manger about my loan repayment request sir my complaint...

To whom so ever its concerned,
I recently checked my credit score under pan: amhps9998q and learnt that my credit score is very low because of faulty records, and this has caused great trouble for me in pursuing any loans as loans are being rejected solely on the basis of the credit score. Emis of car loan (As a co-applicant) by corporation bank is being paid very regularly and yet the dpds are not updated regularly.
The above...

To whom so ever its concerned,
I recently checked my credit score under pan: amhps9998q and learnt that my credit score is very low because of faulty records, and this has caused great trouble for me in pursuing any loans as loans are being rejected solely on the basis of the credit score. Emis of car loan by corporation bank is being paid very regularly and yet the dpds are not updated regularly.
The above mentioned reasons...

To whom so ever its concerned,
I recently checked my credit score under pan: akvps3918g and learnt that my credit score is very low because of faulty records, and this has caused great trouble for me in pursuing any loans as loans are being rejected solely on the basis of the credit score. Below are some of the observed faults in calculating the credit score:
1. Credit card issued by citi bank which has been closed in 2013...

Greetings, I am A.SUNEEL RAJA KUMAR with PAN BWDPA7544R. I took CONSUMER LOANS from TATA CAPITAL, HDFC and paid all EMI s, but they are not updated in CIBIL. Because if these issues I'm loosing credit score. I'm attaching NOC issued by Tata capital and receipt paid to HDFC bank. Since long back they are not being updated. kindly go through it, please update my records. Kindly do the needful. Thank you...

Dear user,
i had applied loan from Bank of Baroda and vijaya bank but my cibil score is down which is 610 in bank but in other site Wishfin my cibil score is 765 and i had raise th complain for folowing resions:
1) in bank my cibil score generated in low 610 but in wishfin site my cibil is 765
2)in cibil data base 1 another no. is mentioned [protected] which is not mine.
3)in cibil database 1 loan shown which one...